How to Use Chase Offers to Save More Money

If you have a Chase card and you’re not taking advantage of Chase Offers, you’re missing out on a chance to save money. This service is available for most Chase cardmembers and is simple to use — it’s a great way to get discounts on purchases you’re already planning to make.

Here’s what you need to know about Chase Offers so that you can save more money the next time you pull out your card to make a purchase.

How does Chase Offers work?

Figuring out how to use Chase Offers isn’t challenging: All you have to do is take a look at current Chase promos, then activate those offers that most interest you. Once you activate a deal and make a purchase that meets the requirements, you’ll be eligible for those savings. You’ll receive a statement credit automatically in 7-14 days.

Typically, the offers are presented as a dollar amount or a percentage of your purchase price back. Offer details will state if there are exclusions or a maximum amount of savings available. You can activate as many — or as few — offers as you’d like.

Where can I find the current Chase offers?

You can browse the current offers on your mobile device or from a web browser. To do this, open the Chase mobile app or log in to your Chase online account. Then look for the Chase Offers section (usually on the right for desktop and near the bottom on the app), click, and all of the available offers will display.

Click the plus sign in the upper right corner on any offer to activate it and add it to your account. In addition to checking these offers on your own, Chase can also send you periodic reminders via email to take advantage of your offers.

What kinds of offers are available?

The nice thing about Chase Offers is that offers are always changing. So, an offer you may see this month may not be available next month; instead, you may see different savings opportunities. You’ll see offers for restaurants, fast food, meal delivery services, clothing stores, shopping services and much more.

Nerd tip: The offers that you see are tailored to you based on your spending. You likely won’t see the same available promos as someone else you know who also uses Chase Offers.

What merchants are featured on Chase Offers?

There are a nice variety of retailers featured on Chase Offers. Some of these brands include ADT, Home Chef, Starbucks, Walmart Grocery, Five Guys, Panera, TurboTax, Dick’s Sporting Goods, Supercuts, Dominos, Sun Basket and Kindle.

There is something for everyone, and at some point, you will likely see an offer that makes sense for you.

When do offers expire?

Each offer has a deadline attached to it. You’ll need to activate the offer and make the purchase before the offer expiration date to take advantage of the promotion. If the purchase takes a few days to post to your account, you’ll still be eligible for the savings if you made the purchase before the offer expiration date.

It’s a good idea to check in on your offers every couple of weeks to see what offers are expiring and which new offers have been added. This way, you don’t miss out on a great one.

Do Chase Offers differ from Chase Ultimate Rewards® ?

You may be familiar with Chase Ultimate Rewards® and its portal. In this dashboard, you can see all of the points that you’ve earned, as well as shop online, redeem points and potentially earn bonus points by spending at popular merchants.

The Chase Ultimate Rewards® portal differs from Chase Offers in two key ways. With Chase Ultimate Rewards®:

  • You shop online by clicking through the portal to retailers rather than spending directly with retailers.

  • You earn bonus points on qualifying purchases instead of statement credits.

Both of these programs are great, but yes, they’re different.

The bottom line

Why should you use Chase Offers? Consider activating Chase offers because it’s so easy to do and is a convenient way to save money, especially since it doesn’t require you to change your spending habits at all. Many Chase business and personal credit cards provide cardmembers with Chase Offers opportunities. Log in to your Chase account on the website or in the app to explore your offers.

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Food Budgets Archives – MintLife Blog


Healthy Food on a Budget

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This is a sponsored conversation written by me on behalf of Mint opinions and text are all mine. 

While I love making healthy recipes, I often get messages from people who think that eating healthy is expensive. To some degree, I can agree with that because in my family of four I can spend over $300a week at the grocery store. It’s important to me to share nutritious and delicious recipes, but I also understand that affordable recipes are just as important so that budget can’t be an excuse to have a fast food diet and skip healthy eating.  It is possible to eat good foods at a low cost- I made this Spaghetti Squash Lasagna for only $15, but it did take some planning and research to be able to prioritize both health and savings in my home.  

To help get you on the right track, here are my top tips about how to eat healthy on a budget: 

1) Set a food budget…and stick to it!

Establishing a budget is usually one of the first steps when it comes to saving money.  You have to have a real sense of what you actually need and compare that to what you actually want to spend.  This is easily done through Mint, a free service that helps track all your finances, helps with budgets and financial goals. Since utilizing the Mint app, I’ve been so much more conscious of my spending- it’s been life-changing actually! I’ve set myself on a budget in groceries, clothing, entertainment and dining. I then made a separate goal with all the money I plan on saving for a family vacations and home improvements.  All I did was connect my accounts and cards, and my spending automatically gets categorized so I can see all that I spend on groceries- and everything else. I even received emails each week to show my spending categorized in a chart, which I can easily compare to the previous week. Once I saw how much I was spending, I knew I had to scale back and be smarter about eating healthy. All this money spent on food could be saved to spend in other categories like a trip to Hawaii!  

That was when I created my food budget.  My goal was to first reduce spending in my groceries category to $200 a week, so I set my amount to spend each month.  After that, each time I went to the grocery store, the transaction would post and automatically show how much of the grocery budget was already spent for that month.  It even lets me know if I’m getting close to my budget for the month and a notification when I go over. Seeing that budget has helped me so much in making sure that I’m not overspending. It’s a great tool and almost like having online partner helping me stick to my budget each month.  

2) Use Seasonal Produce 

There are so many reasons why eating seasonally is better- less impact on the environment, more nutrients, and better taste (to name a few)- but buying produce in season is actually a great way to save money and eat healthy.  You don’t have to spend on foods that are imported from different regions when it’s growing in season. I like to go to farmer’s markets because you can really see what’s growing at the moment, plus you support your local farmers.  I personally like the anticipation of waiting for foods to be in season- especially in the summer months when there are so many delicious fruits available. 

3) Buy in bulk 

Yes, this is the trip to the warehouse.  I know that this may seem like it’s not money-saving when you’re shelling out hundreds of dollars for a cart full of multi-pack foods, but if you play this right, you can save so much per month.  One trick is to see what you find yourself running out of each month. For instance, if you know you make pasta once a week, why buy individual boxes of pasta and sauce when you can buy everything ahead of time and be set for the month?  I would rather be fully stocked than having to take the time to go to the grocery store each week for items that are in my weekly meal plan. Time is money, but when you’re also buying in bulk, the price per ounce is usually a greater idea.  I also find that since I have twin girls who are in a growth spurt, having snacks and fruits readily available is best for them, and buying those ahead of time in bulk saves time, money, and my sanity! 

4) Have a meal plan and grocery list 

I suggest planning out your weekly meals and making a grocery list for it. This not only saves a lot of money, but will also help reduce food waste. Of course leave some wiggle room for those impulse buys and cravings we all have, but it’s still good to come to the grocery store with a plan. It also takes some stress away from the week knowing we have a menu plan for each meal. It is actually very motivating to set a challenge and meet it. When I saw I saved $100 last week I gave myself a mental high five! Setting a goal by putting myself on a budget was actually fun! Who doesn’t love a challenge?  

If you’re looking for recipes to cook at home, I have so many healthy recipes on my blog for all preferences, but I’m really excited to share my Spaghetti Squash Lasagna to help kick you off on your money-saving healthy recipes.  It’s only $15 for 4 servings, and it’s low-carb, gluten-free and keto-friendly so it can fit into many different diet plans.  What I love is that this recipe suits my husband since it’s gluten-free, it fits my diet since it’s low-carb, but it’s so delicious that it doesn’t even matter to my girls! Anything that looks or taste like a noodle and my kids will gobble it up. 

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Spaghetti Squash Lasagna | MyHealthDish | Mint Blog

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Spaghetti Squash Lasagna 

2 spaghetti squash  

1 jar marinara sauce 

4oz mozzarella cheese 

1/2 cup low fat ricotta cheese 

1/3 cup shredded parmesan cheese 

1 pound lean ground turkey 

1 tbsp. minced garlic 

1 tsp. of salt 

1 tsp. black pepper 

1 tbsp. olive oil 


With a sharp knife poke a few holes around spaghetti squash.  

In a large pot bring water to a boil and submerge both squashes simmering for 20 minutes. 

Drain and cool for 15 minutes before cutting in half and scooping out seeds. 

With a fork shred squash strings and place in a large bowl. 

In skillet pan heat up oil to medium heat and add garlic and ground turkey. Cook and stir for 7-9 minutes or until turkey is completely cooked. Season with 1/2 tsp. salt and 1/2. tsp. black pepper.  

Add ground turkey with squash, then marinara, Parmesan cheese, ricotta and remaining salt and pepper. Gently fold and mix.  

Scoop back into halved squash shells and add slice thin mozzarella on top. 

Bake in oven at 350F Degrees for 15 minutes for all the cheese to melt 


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