Everything’s bigger in Texas, luxury homes included. And the latest example of opulent real estate to hit the Dallas market is the former mega-mansion of six-time NBA All-Star Jermaine O’Neal, which recently resurfaced on the market for $12.4 million in the suburb of Southlake.
A former Indiana Pacers center and power forward, O’Neal played for an additional six teams throughout his athletic tenure — none of which were in Texas- before retiring in 2016.
Still, O’Neal chose to settle in Southlake for its prestige, allure, and vicinity to vibrant Dallas, which happens to be the home of his favorite football team, the Cowboys.
And while he parted ways with the house some while back, for us, the retired NBA star’s home at 940 W Dove Rd. scores as many points as its previous owner racked up over his career.
Designed by the esteemed local builder Michael Kindred and sitting on nearly 5 landscaped acres, the Southlake, Texas house is anything but humble.
The elegant and modern Mediterranean-style mansion has everything you could ask for in a property and more, with 8 bedrooms, 10 full baths, and 3 half baths spanning over an impressive 16,000 square feet of living space.
Curated details like the natural limestone and custom wood flooring elevate the mansion while offering a homey feel despite its massive size.
A two-story open living space stuns with statement chandeliers, glossy marble finishes, and colossal windows overlooking the grounds beyond.
Meanwhile, the upscale kitchen boasts all the bells and whistles of a multi-million dollar home, including double sinks and dishwashers, state-of-the-art Wolf Brand appliances, and a spacious walk-in pantry.
The dining areas and additional living room all feature large windows that provide ample natural lighting while offering views of the surrounding scenery — a common theme throughout the property.
Whichever couple or bachelor(ette) snatches the sizable mansion can truly spoil themselves in the master suite featuring a spacious shower and soaking tub, his and her closets, and a cozy bedroom with intricate crown molding for an extra dose of opulence.
In addition to the closets, a pair of exclusive his and her home offices mean the next owners can get down to business without distractions before unwinding lavishly in the home’s entertainment areas.
The future homeowner of 940 W Dove Rd. can get the party started in the posh game room, complete with a billiard table, bowling alley, wet bar, and private theater.
Outside, a resort-style oasis boasts an outdoor kitchen and two covered seating areas- including a cabana with a fireplace- to wine and dine al fresco in unparalleled comfort.
What steals the show, though, is the mega pool featuring a slide, mood lighting, and a spa corner for ultimate relaxation.
Moving back indoors, you’ll find a home gym that’s anything but average, offering lockers, a full bath, and a sauna for an elevated workout worthy of a pro athlete.
What’s more? You guessed it — an indoor basketball court totaling 8,300 square feet, almost like a tribute to the home’s former basketball star owner.
Anyone who values privacy or throwing lavish parties will appreciate all 4.828 acres of this sprawling compound. Thanks to its six-car garage and motor court in the back of the grounds and charming grand circle entry to the front, a lengthy list of guests can be easily accommodated.
We think the now-retired Pacers player’s home is just as outstanding as his athletic record. And while O’Neal parted ways with the property in 2022, he left the mark of his basketball legacy behind. Sherri Murphy of Coldwell Banker Realty Dallas is now listing the buff all-star home in the Lone Star state for $12.4 million.
Featured image credit: True Homes Photography, insert Noah Salzman, CC BY-SA 3.0, via Wikimedia Commons
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Unstable borrowing conditions and a lack of affordable properties kept homeownership out of reach for many Americans in 2023. However, as the spring buying season approaches and signs that the market is recovering emerge, buyer sentiment is shifting. According to the National Association of Realtors®, national existing home sales in January 2024 were up year-over-year by 1.3%. Housing supply is also improving, with national inventory up by 3.1% year-over-year and 2% month-over-month.
These positive changes are setting the stage for an active spring market in the US. But as competition increases, so do home prices. The national median price for a single-family home in the US increased by 5.1% year-over-year in January to $379,100. This begs the question: where can prospective homebuyers find the best deals this spring?
To better understand where homebuyers can find pockets of affordability, Zoocasa analyzed home prices in 50 metropolitan statistical areas across the country to determine which are below the national median and where the most growth is happening. Median single-family home prices were sourced from the National Association of REALTORS® and are from Q4 2023, except the national median home price which is from January 2024.
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It’s usually said that the further outside of an urban center you go, the more affordable the home price. But of the 33 metropolitan statistical areas with a median home price below the national median, 15 have populations above 2 million, and five have populations above 5 million. The largest urban center with a median home price below the national median is Chicago, IL with a median home price of $343,300 in Q4 of 2023. Despite the city experiencing year-over-year price growth of 6.2%, Chicago’s median home price is still $35,800 below the national median.
Of the 50 markets we analyzed, Cleveland, OH came out on top for affordability. Cleveland’s median home price of $190,700 is an impressive $188,400 below the national median and is one of the few areas on our list where the median home price dropped from last year. Other markets where the median home price fell from last year include Myrtle Beach, SC, Houston, TX, San Antonio, TX, and Memphis, TN. Alabama’s capital, Montgomery, was the only other market on our list besides Cleveland with a median home price below $200,000. Homebuyers here can snag a home for approximately $185,700 below the national median.
It’s worth noting that five out of the six markets that experienced year-over-year price growth of more than 9% have home prices below the national median. These markets include Rochester, NY, Hartford, CT, New Haven, CT, Oklahoma City, OK, and Cincinnati, OH. This means that homebuyers of all price ranges, including those purchasing lower-priced homes, can still expect to build a significant amount of equity.
Markets that have experienced significant year-over-year price growth also present good investment opportunities. For instance, single-family homes in Philadelphia, PA have experienced year-over-year price growth of 7.2% and are still $20,100 below the national median price, making this sought-after city a good option for first-time investors. Kansas City, MO is an emerging market that would make a great first-time investment location. The city garnered a lot of media attention last year thanks to the city’s football team and frequent Taylor Swift visits, resulting in the median home price rising by 5.9% year-over-year. Despite its growing popularity, the median home price in Kansas City remains one of the lowest on our list at $315,800.
Homebuyers with their hearts set on a particular destination, especially one of the largest and most sought-after cities in the US, would benefit from considering smaller markets relatively close to their dream location. While the Big Apple might be out of reach for the average buyer, with a median home price of $659,200, New York’s second and third-largest cities still maintain affordable prices. Buffalo and Rochester have median home prices of $243,500 and $230,500 respectively. This is nearly $150,000 less than the national median, compared to New York City, where the median home price is more than $280,000 above the national median.
Though San Francisco, CA, and Los Angeles, CA have notoriously high home prices, at $1,251,000 and $884,400 respectively, California homebuyers still have affordable options. At just $26,600 above the national median, Fresno’s median home price is one of the more affordable options in California. But for savvy buyers looking for a deal in California, Bakersfield presents the best option with a median home price of $11,800 below the national median.
In Florida, motivated buyers on the hunt for affordable prices will have to look outside of the vibrant Miami market, which has a median home price more than $200,000 above the national median. Tampa’s median home price exceeds the national median by just $30,900, while Daytona Beach and Tallahassee offer more affordable housing, with median prices $16,700 and $57,100 below the national median, respectively.
Planning to enter one of these markets this spring? It’s important to speak with a local realtor who is familiar with your local real estate market. Give us a call today to discuss your home-buying plans.
The NCAA’s name, image and likeness policy, or NIL, is an interim rule that allows college athletes to earn money by lending their celebrity to endorse or promote products, services or brands. Since it took effect in 2021, NIL deals have exploded, increasing by 146% from 2022 to 2023 according to SponsorUnited, an online platform that tracks sponsorship data.
In addition to the impact on college athletics, the policy increases access for smaller businesses that couldn’t previously afford big university sponsorships, allowing them to align themselves with the school brands through smaller NIL deals.
“There are a lot of athletes who want to be part of this economy, at most schools, and not all of them are looking for million-dollar deals,” says Robert Boland, a sports law professor at Seton Hall University and attorney at Shumaker law firm with a specialization in collegiate and professional sports, including NIL sponsorship.
Here’s what small-business owners need to know before investing in this type of partnership.
NIL is similar to other types of marketing
The majority of NIL deals involve social media posts, according to Opendorse, an online athlete marketplace and NIL technology company. These types of deals work similarly to other types of influencer marketing, where popular social media personalities collaborate with businesses to promote their products.
NIL activities can also include print or TV ads, clinics or in-person meet-and-greets or autograph signings. While compensation can be cash, small-business owners can also offer free or discounted products or services to athletes in exchange for promotion, Boland says.
The NIL landscape is broader than it looks
Though big-name companies and star athletes get all the media attention, data from Opendorse indicate that the average NIL deal since the policy was implemented ranges from $228 to just over $10,000, depending on the athlete and collegiate division. Keep in mind, though, that those averages are inflated by high-dollar deals that only a handful of star athletes receive. Many NIL sponsorships are, as Boland describes, “small-dollar deals.”
Though NCAA football is by far the leading sport for NIL endorsements, sports like volleyball, track and field, baseball and softball make up nearly a quarter of NIL activity, and athletes who compete in less visible sports can also be great partners, according to Boland.
The leading industries for NIL deals are apparel and footwear, followed by local restaurants and technology companies — but those aren’t the only businesses that can see a return from NIL deals.
Brian Quigley, founder of Beacon Lending, a Colorado-based mortgage company, has collaborated with three college athletes in Boulder and Fort Collins to promote his business. He’s found that these sponsorships have grown brand recognition and trust, particularly among a younger demographic, and have also deepened his ties with the respective communities, which he sees as especially important for someone in his industry.
Collectives can help facilitate NIL deals
Small-business owners who aren’t comfortable reaching out to athletes directly can go through NIL collectives, which are school-specific, independent organizations that act as marketplaces for athletes to connect with interested companies and vice versa. Collectives function similarly to marketing or talent agencies and are intended to protect athletes and businesses by facilitating NIL transactions and handling the financials of the deals.
Currently, there are over 250 collectives in existence or on the way, and the majority of schools in the Power 5 conferences — The Atlantic Coast Conference (ACC), Big Ten Conference, Big 12 Conference, Pacific-12 Conference (Pac-12) and the Southeastern Conference (SEC) — have at least one collective.
NIL activity isn’t uniformly regulated
The NCAA’s policy doesn’t allow an athlete to be compensated for athletic performance and strictly prohibits deals that are contingent on enrollment at a particular university. For now, such deals are regulated at the state and university level, which means that schools and students bear the responsibility of monitoring and reporting activity and potential violations.
This has led to concerns that NIL deals lend themselves too closely to a “pay-for-play” model and encourage illegal recruiting activities. Currently, several pieces of bipartisan legislation have been introduced in Congress that could make regulations universal nationwide.
This means that the model for NIL sponsorships is still very “dynamic,” cautions Steven Baker, a mentor at the Coachella Valley, California, chapter of SCORE, a nonprofit that offers free resources for small-business owners. Small-business owners need to be intentional about each aspect of their approach, including their marketing strategy and plans for return on investment, according to Baker. Above all, avoid investing just because you’re a fan.
Small-business owners will need to do their research on whom they’re working with. Quigley’s recommendation is to prioritize authenticity. “Choose athletes who resonate with your brand values,” he said in an email. “It’s not just a transaction but a partnership.”
I didn’t know how to pronounce Les Miserables until 2017. Now I know all the songs. My wife bought us tickets to the show for my birthday this year. What a triumphant masterpiece! 99% of children dislike art museums, musicals, and reading the news. But many adults find beauty or intrigue in those same ideas.
A similar “boring-to-not-boring” transition happens in personal finance. The problem is that the fun doesn’t last. We had fun getting our personal finances under control. We got hooked on that fun. It lasted for months or even a few years. Money went from a scary unknown to an exciting area of optimization.
But then we got it all figured out and…well, the thrill is gone as B.B. King sang. And thus you find yourself here, on a .blog domain. Who uses .blog?!
Don’t despair. The lack of financial fun is a good thing. It’s a sign that your finances are in a great place.
But I still find fun financial things to think about and learn. There are a few traditionally “boring” topics that I find exciting. I’ll share them below, and maybe you’ll be intrigued too.
Get to Know Your Taxes
Can it get more boring than taxes?!
Actually, I like taxes. Over the past two years, I’ve realized that the tax code is half puzzle and half game, and I love puzzles and games.
The rules are well-defined (but there are a lot of them). I certainly do not know all the rules, but the more rules I learn, the better my “strategies” become.
The “pieces” interact in different (and sometimes surprising) ways. There are always multiple ways to “solve” a tax problem. Some solutions decrease this year’s taxes, and others decrease future taxes. Sometimes, we trade off lots of effort and paperwork to save a few bucks; is that a worthwhile trade?
If you’re a young W2 worker (like me), there’s not too much to know. Our tax scenario is fairly simple.
But if you’re a retiree earning Social Security income, making IRA withdrawals, realizing short and long-term capital gains, earning interest, dividends, and more, you’ve got an interesting puzzle before you! The interactions on a simple 1040 Federal Tax return can be quite complex and involve thousands of tax dollars per year.
If you’re a business owner or a real estate investor, the “puzzle” intensifies! This is why a good CPA accountant is worth their weight in gold.
To be clear, tax planning is not about cheating the tax system. When accountants tell me they’re “aggressive,” I take it as a euphemism for “I bend the tax code until it breaks.” That’s bad—and usually illegal. Avoid that. If you’re an honest accountant, please find a different word than “aggressive.”
But working with a tax professional who 1) knows the “rules” of the tax code and 2) enjoys optimally “solving the puzzle” you bring to them…well, odds are they can solve your puzzle much better than you can alone.
Pro tip: starting this year, review your 1040 Federal Tax Return (or your country’s equivalent)…try to go line-by-line, and if you don’t understand what a particular line item means, look it up.
Wait. For A Decade or Two.
The Best Interest is a big proponent of long-term investing, which, as you might have noticed, includes the verbiage “long-term.”
We’re not talking weeks or months. We measure in decades. We beat a slow-tempo’d drum of basic tenets, like “buy and hold” and “diversify” and “don’t look for needles, buy the whole haystack.“
BORING!
To spice things up, I like to remind myself (and you) of market history. One of my favorite cautionary tales is that returns are never promised, and we’ve suffered decades of zero returns.
In that article linked directly above, I put together this chart:
WOW! Multiple ~20 year periods of zero return?!
As I’ve realized in hindsight, there’s a problem with that chart. Everything is factually correct, but the chart presents data differently than most people think. I inflation-adjusted the data. In other words, the chart does not measure dollars and cents. It measures purchasing power.
There have been multi-decade periods when investors’ purchasing power was stagnant. Their accounts increased in value, but inflation ate the entirety of those gains.
Most of us, though, measure our accounts in dollars and cents. We understand the reality of inflation, constantly knawing at our purchasing power. But we don’t inflation-adjust our conception of the world. If $1.00 grows to $2.00, we see exactly that. We don’t say, “…but inflation was 14%, so really it’s like I only have $1.86.”
To fix this problem, I reconstructed the plot to show nominal dollars.
If you read my primer on accounting for inflation in retirement, the chart above lives in “the convenient world” while the chart below lives in “the true world.”
The lesson: it’s realistic for your diversified stock portfolio to go through a ~5+ year period of negative nominal returns. If you’re unlucky, it might stretch out to 10+ years!
Now that’s exciting (in the same way BASE jumping is exciting).
It’s a far stretch from the lazy shorthand of “the S&P returns 10% year!” that too many FinFluencers use. I’ve been guilty of that shorthand, and I understand its usage when calculating 30-year compound math.
I despise that shorthand, though, when I hear it used to explain expected stock market returns to a new investor. New investors need to know that stock investing is not a smooth ride. It’s not always up and to the right. It involves years – if not decades – of what feelslike wasted time.
5 years is a long time. 10 years, per math, is longer. Are you excited to stay the course that long through thick and thin?
Important note: this analysis looked at a lump sum investment. Dollar-cost averaging, though, smooths this ride out immensely!In fact, DCA actually takes advantage of bad times and volatility. I’m a huge fan of DCA’d monthly contributions through thick and thin.
Know Your Flow
Cashflow is the cinder block of personal finance.
It’s boring and basic and plain and every other synonym thereof.
But it’s also foundational.
You cannot build strong personal finances without healthy cash flow, and you won’t know if you have healthy cash flow unless you measure it.
Buy Protection
Speaking of BASE jumping…
The exciting part of extreme sports is “the jump” itself. But it’s someone’s job to consider the “boring” questions like,
“Is that parachute packed correctly?”
“Can that bungee cable support a 300-pound man?”
“If he doesn’t make it and lands in the pit of burning tires, what’s the rescue plan?”
Ok. That’s kind of funny. But on a more serious note, about the modern miracles of CPR and AED?
Christian Eriksen is a Danish soccer player, currently on the roster for Manchester United. On June 12, 2021, Eriksen had a cardiac arrest during a national team game against Finland. 50 years ago, he would be dead. But because the training staff is both CPR-trained and well-equipped with a automated external defibrillator (AED), Eriksen’s heart was shocked (one shock!) back to life. He’s still plays today.
A similar cardiac arrest happened to Damar Hamlin in a Buffalo Bills football game in January 2023. Again, an AED shocked his heart back to life. He’s alive and well and still playing football.
These might be 1-in-10000 events. Easy odds to ignore, right? But asking, “What happens if…” can lead you to some life-saving answers. A little preparation goes a long way.
The personal finance world skews less life-and-death than cardiac arrest, but some of the financial “Q&A” will point you toward:
A well-funded emergency fund.
Life insurance (term only!)
Home and auto insurance
Disability insurance
An umbrella insurance policy
If you’re unsure what kind of insurance you do (or don’t) need, ask yourself:
If something bad happened on [this axis], do I have the assets needed to pay for it?
If I died, would my family have the assets and cash flow to continue our desired lifestyle? If not, you need life insurance.
If I got disabled and couldn’t work…
If my house burned to the ground or got swept away in a hurricane…
If I got sued when the mailman trips on my sidewalk…
Etc. etc.
If you don’t have the assets to cover your liability, you need insurance.
You Made It. Go Live Life!
If everything in your finances feels boring, that’s a good thing. You’ve reached the top.
There are plenty of nuanced topics to nosedive into.
Or, you can just go live your life. Go check out a musical or a museum. Another story must begin!
Thank you for reading! If you enjoyed this article, join 8000+ subscribers who read my 2-minute weekly email, where I send you links to the smartest financial content I find online every week.
-Jesse
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Often touted as the Entertainment Capital of the World, Las Vegas isn’t just about neon lights and slot machines. This desert oasis is a playground for people from all over the globe, offering more than just gambling.
From world-class shows to culinary delights and everything in between, Las Vegas promises an unforgettable experience. Whether you’re here for the nightlife, stunning architecture, or the luxurious lifestyle, life in Las Vegas has something to offer for everyone.
So, grab your tickets, lace up your dancing shoes, and prepare your eyes for the bright lights, we’re taking a tour of Sin City to see what Las Vegas is really known for.
1. The Strip
The heart of Las Vegas is undoubtedly The Strip. This stretch of Las Vegas Boulevard is home to some of the most iconic hotels and casinos in the world. By night, The Strip transforms into a dazzling spectacle of lights, sounds, and entertainment, making it a must-see for any visitor. It’s a place where you can witness the pulse of the city and its penchant for grandeur and extravagance.
2. Fremont Street
Stepping onto Fremont Street is like diving headfirst into the essence of old-school Vegas. This historic downtown area is known for its dazzling canopy of LED lights that illuminate the sky, creating a spectacle of colors and images. Alongside the visual feast, street performers, live music, and zipline rides add to the bustling atmosphere. It’s a throwback to the classic Vegas vibe, where every night feels like a party under the stars.
3. The Bellagio
So much more than just a hotel The Bellagio is a landmark of luxury and elegance on the Las Vegas Strip. Famous for its mesmerizing fountains that dance to music, this iconic resort embodies the splendor of Vegas. Inside, you’ll find an art gallery, exquisite restaurants, and a conservatory that changes with the seasons. Staying at the Bellagio or just visiting for the day, you’re treated to a slice of the high life, wrapped in sophistication and charm.
4. Sphere
As Las Vegas’ latest marvel, Sphere is pushing the boundaries of entertainment and architecture. This globe-shaped venue is set to revolutionize live events with its immersive experiences, featuring state-of-the-art sound and video systems. Imagine concerts and shows where you’re not just watching; you’re part of a 360-degree spectacle. Sphere is a testament to Vegas’ never-ending quest to amaze, offering a glimpse into the future of entertainment.
5. Drive-thru wedding chapels
Las Vegas is famous for its quick and quirky wedding chapels, offering lovebirds the chance to tie the knot in a variety of unique ways. From traditional ceremonies to Elvis-themed nuptials, Las Vegas wedding chapels provide a memorable and hassle-free way to say “I do.” It’s a testament to the city’s fun-loving and spontaneous spirit.
6. Red Rock Canyon National Conservation Area
Just a stone’s throw from the neon lights of Las Vegas, Red Rock Canyon National Conservation Area offers a breathtaking escape into nature’s beauty. With its stunning red sandstone formations and panoramic vistas, this outdoor paradise is a haven for hikers, climbers, and nature lovers. Whether you’re trekking through the scenic trails or simply enjoying a sunset that paints the rocks in a spectrum of fiery hues, Red Rock Canyon is a reminder of the natural wonders that lie just beyond the city’s hustle and bustle.
7. UFC Apex
If you’re a fan of mixed martial arts, the UFC Apex in Las Vegas is a destination you can’t miss. This state-of-the-art facility is where the UFC hosts its most electrifying fights, making it a real destination for MMA enthusiasts. Beyond the brawls, the Apex also serves as a hub for the UFC’s production, with cutting-edge technology that brings fans closer to the action. It’s a unique experience that puts you right in the heart of the excitement, offering a glimpse into the future of combat sports.
8. Arts District
Beyond the glitz and glamour, Las Vegas has a top-notch arts scene. The Arts District, located just south of downtown, offers galleries, museums, and performance spaces that showcase both local and international artists. Notable attractions include the Neon Museum, where you can explore the city’s colorful history through its collection of retired neon signs.
9. Allegiant Stadium
Home to the Las Vegas Raiders, Allegiant Stadium has quickly become a landmark for sports fans in the city. This ultramodern dome isn’t just about football; it hosts a ton of events, from concerts to soccer matches and more. With its sleek design and futuristic facilities, the stadium provides fans with an unbeatable viewing experience.
10. Cirque du Soleil
Cirque du Soleil in Las Vegas is an extravaganza that transcends ordinary entertainment. Known for its spellbinding performances that blend acrobatics, music, dance, and elaborate sets, it offers a magical escape into worlds of fantasy. Each show is a masterpiece, promising an unforgettable experience that captivates the imagination. Cirque du Soleil is a cornerstone of Vegas entertainment, embodying the city’s love for the spectacular and the surreal.
Boise is a gem in the Pacific Northwest that often flies under the radar but boasts more than a few unique attractions and characteristics that make it stand out. From its serene outdoor spaces to a burgeoning arts scene, Boise combines the warmth of a small town with the perks of a larger city. Whether you’re considering renting an apartment in Boise or just curious about what makes it tick, this guide will walk you through the highlights that define Idaho’s capital city. Let’s explore what Boise is known for.
1. The Boise Greenbelt
Boise is a haven for outdoor enthusiasts, thanks in large part to the Boise River Greenbelt. This extensive network of trails and parks stretches over 25 miles, offering residents and visitors alike a picturesque route for biking, walking and jogging. The Greenbelt connects Boise’s downtown area with lush riverside parks, providing a natural escape in the heart of the city. It’s a perfect example of Boise’s commitment to preserving green spaces and promoting an active lifestyle.
2. Boise State University and the blue turf
Boise State University is a cornerstone of the community, known nationally for its unique blue turf football field. Home to the Broncos, the university brings energy and excitement to the city with its athletic events, particularly football games that draw fans from across the nation. Beyond sports, BSU is a center for academic excellence and events, contributing significantly to Boise’s lively atmosphere and community engagement.
3. Boise Art Museum
The Boise Art Museum (BAM) in Boise, Idaho, is a cool spot for art lovers. Since 1937, it’s been showcasing everything from historic to modern art, with a special nod to American and Pacific Northwest pieces. They also host fun workshops and events, making art accessible for everyone in the Boise community.
4. Historic Hyde Park
Situated in the North End area, Hyde Park is the heart of Boise’s historic district. This charming area is lined with well-preserved early 20th-century architecture, quaint shops and cozy eateries that offer a glimpse into Boise’s past. It’s a favorite spot for locals to spend a leisurely afternoon shopping, dining or simply enjoying the neighborhood’s nostalgic ambiance.
5. The Boise River
The Boise River is more than just a backdrop for the city; it’s a focal point for recreation and leisure. During the warmer months, residents flock to the river for tubing, kayaking and fishing. The Annual Boise River Float is a highlight of the summer, attracting people of all ages to enjoy a leisurely float down the river.
6. Finger steaks
Boise finger steaks are a popular regional dish originating from Boise, Idaho. Essentially, they are pieces of steak that have been cut into long, thin strips, battered and deep-fried. This regional dish is often served with a side of fries and a few dipping sauces, typically cocktail sauce, ranch dressing or a spicy hot sauce.
7. Idaho State Capitol
Boise’s history is alive and well in landmarks like the Idaho State Capitol Building and the Old Idaho Penitentiary. These sites offer a window into the state’s past, from its early days as a frontier town to its development into the thriving city it is today. Tours of these historic sites provide insight into the people and events that shaped Boise and Idaho at large.
8. Boise Foothills
The Boise Foothills provide a stunning backdrop to the city and a playground for outdoor enthusiasts. With hundreds of miles of trails for hiking, mountain biking and running, the Foothills are easily accessible from the city and offer breathtaking views as well as a chance to connect with nature. This proximity to the great outdoors is a defining feature of Boise’s lifestyle.
9. Downtown Boise
Boise’s downtown area is the heartbeat of the city, combining historic charm with modern vitality. With an array of shopping, dining and entertainment options, downtown Boise is a bustling hub of activity day and night. The area’s walkability and the variety of events held throughout the year, from farmers’ markets to festivals, make downtown an essential part of Boise’s identity.
10. Community spirit and quality of life
Perhaps what Boise is most known for is its strong sense of community and high quality of life. Residents pride themselves on a friendly, welcoming atmosphere that makes newcomers feel at home. The city’s safe neighborhoods, excellent schools and community-oriented initiatives reflect Boise’s commitment to fostering a supportive and strong community.
Charlotte is a major metropolitan area in North Carolina that deftly combines the charm of southern hospitality with the dynamism of a modern financial and cultural hub.
From the roar of NASCAR engines to the quiet beauty of its lush gardens, Charlotte offers a unique blend of experiences that cater to all types of visitors and residents alike.
This article will guide you through ten top things that make living in Charlotte such a joy, helping you understand why it’s not just another dot on the map but a vibrant community full of life and excitement.
1. NASCAR Hall of Fame
Charlotte is the heart and soul of NASCAR, and the NASCAR Hall of Fame is a testament to the city’s deep-rooted connection with America’s favorite motorsport. This high-octane shrine celebrates the sport’s history, drivers, crew chiefs, and iconic moments through interactive exhibits, artifacts, and a state-of-the-art theater. Visitors can experience the thrill of the race, learn about the engineering behind the cars, and even try their hand at pit crew challenges. The Hall of Fame isn’t just a museum; it’s a dynamic and engaging experience that brings the excitement of NASCAR to life.
2. U.S. National Whitewater Center
The U.S. National Whitewater Center provides outdoor enthusiasts with a playground unlike any other. Spanning over 1,300 acres, this facility offers a wide range of activities including whitewater rafting, kayaking, rock climbing, zip-lining, and mountain biking. It’s an outdoor lover’s paradise that caters to all skill levels, from beginners to seasoned adventurers. The center not only promotes physical wellness but also environmental education, making it a holistic destination for those looking to connect with nature and challenge themselves.
3. Bank of America Stadium
Home to the Carolina Panthers, Bank of America Stadium is a beacon for NFL fans far and wide. Situated in the heart of the city, this imposing structure isn’t just about football; it hosts a variety of events throughout the year, including soccer matches and concerts. The energy on game day is palpable, with fans donning their team colors and filling the air with cheers.
4. Cheerwine
Cheerwine is a distinctly Southern soft drink cherished by residents of Charlotte, North Carolina, and beyond. Originating in nearby Salisbury in 1917, this cherry-flavored soda has grown to be more than just a beverage; it’s a piece of Carolinian culture. Its deep roots in the state’s history and its unique, sweet taste have made it a local staple, symbolizing North Carolina’s rich culinary traditions. When you live in Charlotte, Cheerwine is not only enjoyed for its flavor but also celebrated at various community events and festivals, showcasing its importance as a regional icon.
5. Bechtler Museum of Modern Art
For artsy types, the Bechtler Museum of Modern Art is a must-visit. This sleek museum houses a remarkable collection of mid-20th-century modern art, featuring works by Picasso, Warhol, and other masters. Its architecture, designed by the renowned Mario Botta, is a work of art in itself.
6. Charlotte Motor Speedway
Charlotte Motor Speedway is affectionately known as “America’s Home for Racing.” This iconic track hosts several major NASCAR events each year, including the Coca-Cola 600 and the NASCAR All-Star Race. The speedway isn’t just about racing; it offers a full calendar of events, including car shows, concerts, and holiday celebrations. The speedway’s complex also features a drag strip and a dirt track, providing a comprehensive motorsports experience.
7. Discovery Place
Discovery Place is a science and technology museum that sparks curiosity and creativity in minds of all ages. With hands-on exhibits, live shows, and an IMAX theater, it makes science accessible and fun. Whether you’re exploring the wonders of the natural world, experimenting in the lab, or marveling at the latest technological advancements, Discovery Place offers an educational adventure that’s as entertaining as it is informative.
8. Freedom Park
Freedom Park is Charlotte’s answer to Central Park, offering a serene escape from the hustle and bustle of city life. This sprawling park features a beautiful lake, walking trails, playgrounds, and sports facilities. It’s a popular spot for picnics, outdoor concerts, and festivals. The park is a communal backyard where families, friends, and individuals can relax, play, and connect with nature.
9. Historic South End
Historic South End is a vibrant neighborhood known for its rich history, thriving arts scene, and eclectic mix of shops and restaurants. Once a bustling mill area, it has transformed into a cultural hotspot, with galleries, breweries, and markets. South End is also home to the Rail Trail, a lively urban path that offers a unique way to explore the city on foot or by bike. It’s a place where old and new Charlotte converge, offering a glimpse into the city’s past while embracing the creativity and innovation of the present.
10. The Mint Museum
The Mint Museum, with its two distinct locations, stands as Charlotte’s premier institution for art and design. The Uptown location dazzles with its modern and contemporary collections, while the Randolph site, housed in the original U.S. Mint building, offers a more traditional artistic experience, featuring fine arts, crafts, and a beautiful park. Together, they provide a comprehensive overview of global art history, regional crafts, and cutting-edge exhibitions. The Mint Museum is not just a place to view art; it’s a place to experience the world’s cultures, learn about diverse artistic expressions, and engage with the community through programs and workshops.
Tom Brady, the NFL legend known for his incredible career and for leading his teams to a record seven Super Bowl wins, is making waves off the field in Miami’s real estate scene.
His latest venture? A jaw-dropping waterfront mansion in the ultra-exclusive Indian Creek Island, affectionately dubbed “Billionaire Bunker.”
Yes, you heard that right – Brady is setting up his new bachelor pad in one of the most coveted slices of paradise in Miami, and let me tell you, it’s nothing short of spectacular.
For those keeping score at home, Indian Creek Island isn’t just any neighborhood. It’s a veritable who’s who of billionaires and A-listers, with names like Jeff Bezos and Ivanka Trump calling it home.
And now, Brady, fresh off his retirement and stepping into his new life chapter, is about to join this elite roster.
Tom Brady’s megamansion in Miami’s ultra-exclusive Indian Creek Island
Brady’s future digs, a sprawling estate that’s been the talk of the town, sits cozily across the waterway from the abode of his ex-wife, Gisele Bündchen.
The supermodel paid $11.5 million for her new spread at 1400 Biscaya Drive in Surfside right after their split and is currently revamping the waterfront home too.
See also: Tour Tom and Giselle’s former marital home in Brookline, Massachusetts
So while the former A-list couple is keeping local construction crews busy, let’s take a closer look at the former New England Patriots quarterback’s sprawling Florida abode — and pin down what makes his newly built mansion a touchdown in luxury living.
Set at 26 Indian Creek Island Road, Tom Brady’s house in Miami has all the hallmarks of a celebrity megamansion to rival those of its deep-pocketed neighbors (Amazon boss Jeff Bezos paid $68 million for a teardown on the island).
We’re talking about a state-of-the-art gym (because, of course), a sleek study, and a waterfront pool and spa that screams relaxation with every ripple.
And for those balmy Florida nights? An outdoor kitchen, lush gardens, and a tree-lined driveway that leads to a motor court, ready to house Brady’s collection of high-end rides.
The property also boasts a plush pool cabana adjacent to an infinity pool lined with palm trees, creating a backyard oasis that’s second to none.
And for that extra touch of privacy and security? A large security house stands guard at the entrance.
Renderings of the mega-mansion have leaked, showing off the primary and guest suites, each with their own terraces.
You can take a peek inside thanks to these indoor renderings obtained by The Real Deal (swipe to see inside Tom Brady’s new house in Florida):
The interiors bear the signature of lauded designer Scott Mitchell of Scott Mitchell Studio, known for his standout designs, combining contemporary architecture with geometrical elements and juxtaposing soft, tactile textures against concrete and other natural materials.
Mitchell’s design style, which creates a sense of understated comfort, has drawn in some of the richest people in the US.
Beyond his long-standing collaboration with Tom Brady and Gisele Bündchen, he also counted billionaires Larry Ellison and David Geffen as clients, as well as former Walt Disney Studios boss Jeffrey Katzenberg.
It’s clear no expense has been spared in creating this slice of heaven. With construction in the final stages, sources hint that Brady is expected to move in come spring.
By the numbers: How much it’ll cost him
Now, let’s talk numbers because they’re just as impressive as the property.
Brady and Bündchen snagged the 2-acre lot almost three years ago for a cool $17 million. And as hefty as that might sound, it’s worth remembering that the lot sits in one of the richest neighborhoods in the United States.
Properties here typically sell for eight-figure amounts and are rarely up for grabs.
In 2023, a waterfront mansion just down the street from Tom Brady’s house listed for a whopping $85 million. We haven’t seen any other Indian Creek houses pop up on the market since.
But the land cost isn’t reflective of the overall value of the property — which sits north of $50 million.
The construction loan Brady took out from JPMorgan Chase to build his Indian Creek Island house sits at a whopping $35 million, The Real Deal reports.
But when you’re Tom Brady, with an estimated net worth of $500 million and a $375 million deal with FOX as an NFL commentator waiting in the wings, well, let’s just say he’s playing in a league of his own.
Indian Creek Island has long been a haven for the mega-rich, but Brady’s new abode is set to raise the bar even higher. And while he’s traded the gridiron for the good life in Florida, it’s clear Brady is still in the game – the real estate game, that is.
Hunkering down in the ‘Billionaire Bunker’
Indian Creek Island — known as “Billionaire Bunker” due to the high concentration of billionaires that own property here — is a high-security paradise for the ultra-wealthy, nestled on a barrier island in Biscayne Bay, Florida.
This exclusive enclave boasts under 50 waterfront properties, each sprawling over 1.25 acres, centered around a lavish 18-hole golf course.
Homes here are no small investment, with properties here selling for well above the $20 million market, with recent standout purchases consolidating the island’s air of affluence and privacy. Just a couple of homes have traded hands on the ultra-exclusive island in recent years, one being Bezos’ $68 million purchase, and the other another $50 million home.
DJ and producer David Guetta is also looking to join this exclusive club, reportedly snapping up a $69 million newly built house on the island.
The community is so secure that it has its own 13-person private police force patrolling by land and water, ensuring that residents like Tom Brady can enjoy their sanctuary without worry.
From what we’ve seen so far, the NFL legend’s new mansion is more than just a home; it’s a sort of statement that life after football can be equally exciting for the five-time MVP.
And honestly, we can’t wait to see the final reveal. Welcome to the neighborhood, Tom!
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In the birthplace of the Texas Lone Star Flag, Montgomery, Texas—a town as rich in history as it is in natural beauty—a newly renovated property has landed on the market, setting a new standard for luxury living.
With a hefty price tag of $1,920,000, this expansive residence is turning heads, not just for its stunning features but also for its standout listing price in a market where the median listing price hovers around $400K.
The median listing home price in Montgomery, Texas was $399K in January 2024, flat year-over-year, while the median home sale price was $342.4K.
But the property we’re about to tour isn’t your ordinary home.
Nestled within the serene landscapes that surround Lake Conroe, the expansive lakeside retreat at 18980 Harbor Side Blvd. combines the tranquility of its historic setting with modern sophistication and unparalleled amenities.
Spanning approximately 8,192 square feet on 1.422 acres, this palatial home boasts six bedrooms, six full bathrooms, and two partial baths, complemented by a four-car oversized attached garage.
The property’s recent updates have elevated its appeal, making it an attractive option for a buyer looking for a primary residence in the area.
But the house can just as easily serve as a secondary getaway or even as a lucrative investment for short-term rental ventures — especially considering its prime lakefront position on Lake Conroe.
Luxury is in the details, and this home does not disappoint.
From a dedicated wine room that promises the perfect temperature for vintage collections to a cozy breakfast room for morning gatherings, every aspect of this house is designed with sophistication in mind.
Entertainment is readily available in the form of a game room and a second-floor theater/media room, ensuring that residents and guests alike have ample space for relaxation and fun.
Two fireplaces add a touch of warmth and charm, enhancing the home’s welcoming ambiance.
The outdoor space is just as impressive, featuring a negative edge, saltwater swimming pool that merges seamlessly with the scenery, offering views of the lake beyond, and providing a tranquil escape.
The inclusion of a complete outdoor kitchen and two boat docks caters to both culinary enthusiasts and water sports aficionados, making this home a haven for those who appreciate the great outdoors.
Carol Wolfe of the Carol Wolfe Properties Team at Coldwell Banker Realty Houston brings this exceptional property to the market.
With serious vacation rental potential, the property can serve as an idyllic Airbnb destination, thanks to its luxurious amenities and secure, gated neighborhood setting.
However, that comes at a premium, and this property’s listing price significantly exceeds the area’s typical market prices.
According to Realtor.com, as of January 2024, the median listing home price in Montgomery was $399K, with the median listing price per square foot at $187, and the median home sold price at $342.4K.
This disparity underscores the unique nature of this listing, reflecting its unparalleled features and potential as a high-end residential or investment property in Montgomery, TX.
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In today’s rapidly changing technology landscape, businesses in the title insurance, mortgage and real estate industries must prioritize cybersecurity response planning and business continuity. The second in our “Reducing Risk” series, this month’s article provides practical strategies for safeguarding your enterprise to ensure its resilience against cyber threats.
By breaking down complex concepts into bite-sized pieces, we’ll equip you with the information you need to protect your digital assets. Read on to learn how to create a strong shield against risk through the development of an effective cyber response plan and solid business continuity measures.
Understanding cybersecurity response planning and business continuity
Cybersecurity response planning involves creating a plan that outlines how your business will respond to cyber incidents. It’s like having a superhero team ready to jump into action whenever trouble strikes.
On the other hand, business continuity planning focuses on preparing for potential disruptions to your business operations. It’s like having a backup generator to ensure the lights stay on even during a power outage.
The importance of response plans and business continuity
Now that we know what response plans and business continuity are and how they differ, let’s talk about why they matter for your business:
Minimizing Downtime: By having a response plan in place, you can quickly recover from cyber incidents and get back to business as usual. It’s like having a spare key to your office when you accidentally lock yourself out.
Protecting Your Reputation: A well-prepared response plan helps you maintain customer trust and protect your brand. It’s like being known as the go-to real estate agent who consistently delivers results and closes deals on time, ensuring your clients have unwavering faith in your abilities.
Reducing Financial Loss: In the realm of cyber resilience, crafting a response strategy and maintaining business continuity measures is like building a financial fortress. This proactive defense serves as a vigilant sentinel, defending against cyber threats and safeguarding your company’s treasury. It’s the difference between just weathering a storm and strengthening your position, ensuring financial security and operational continuity.
Creating your cybersecurity response plan
Now that we understand the benefits of having a response plan, let’s talk about how to create one that’s tailored to your unique business:
Identify Potential Risks: Start by identifying the cybersecurity risks that could affect your operations. These could include data breaches, phishing attacks, ransomware threats, and more. In much the same way that a seasoned mariner watches the sky to foresee an impending storm, preparing your cyber defenses requires a perceptive eye to detect the subtle signs of digital tempests. Failing to identify and prepare for cybersecurity risks is like ignoring darkening clouds on the horizon. By keeping a vigilant watch and using sophisticated forecasting tools, just as a meteorologist uses radar, we can navigate safely through the turbulent waters of cyber risk.
Establish Roles and Responsibilities: Clearly define roles and responsibilities for your team members so they know how and when to respond in the event of a cyber incident. It’s critical to have a game plan in place in which everyone on your team knows their position and play. Like a well-coordinated football team, in which each player has a specific role that is crucial for the team’s defensive and offensive strategies, clearly defining roles and responsibilities enables your team members to execute a seamless response during a cyber incident.
Document Incident Response Procedures: Create step-by-step guidelines for responding to different types of incidents. These procedures may involve isolating affected systems, contacting law enforcement if necessary, and notifying affected parties. It’s like having a well-drawn map guiding you through a labyrinth. With a clear roadmap in place, you can effectively navigate the complexities of incident response, ensuring a swift and effective resolution.
Building business continuity measures
Creating a response plan is just the first step. Let’s also discuss business continuity measures to ensure your operations stay up and running:
Identify Critical Systems: Determine which systems and services are critical for your business operations. Like a bustling metropolis, where data flows like traffic through its streets, your customer database, transactional infrastructure, and communication platforms serve as critical arteries that keep your business traffic flowing smoothly. By identifying these critical systems, you can put safeguards in place to ensure that information flows freely and that your operations remain uninterrupted.
Develop Backup Strategies: Implement robust backup solutions to ensure the availability and integrity of your important data. Robust backup strategies are analogous to an impenetrable digital safe protecting your most valuable documents. Crafting a multi-faceted backup plan is crucial, as it ensures that in the event of a digital disaster, your critical data is retrievable and safe.
Test and Conduct Regular Reviews: Regularly test your response plan and business continuity measures to ensure they’re effective and up to date. Like a top-ranking sports team, success hinges on both strategy and practice. Frequently running through your emergency protocols is similar to holding scrimmages before the championship. It enables your team to address weaknesses and enhance performance prior to an actual cyber threat.
Final Thoughts on Creating Cyber Resilience
Congratulations on reaching the end of our cyber resilience journey! By creating response plans for cyber incidents and implementing business continuity measures, you can reduce risk and protect your title insurance, mortgage or real estate business. Remember to identify potential risks, establish clear roles and responsibilities, and document incident response procedures. And don’t forget to develop backup strategies, test them regularly, and keep everything up to date. With these steps in place, you’re ready to face any cyber challenges that come your way. Stay cyber-resilient, my friends, and protect your digital kingdom!
Bruce Phillips is Senior Vice President and Chief Information Security Officer for MyHome, a Williston Financial Group Company.