Ua-Private, Historic New Jersey Colonial Mansion Is Looking for a Buyer

An opulent, yet extremely elegant mansion built way back in 1913 by Arts and Crafts movement developer Herbert J. Hapgood is up for sale in New Jersey. Located at 195 Boulevard in the planned community of Mountain Lakes, the house sits comfortably on 2.3 acres of lush, landscaped land, and offers all the modern-day commodities, while still maintaining its original Colonial charm. 

The five-bedroom, five-bathroom home is being marketed by Susanne Sylvester of Coldwell Banker Residential Brokerage, with an asking price of $1,895,000.

Seamlessly blending the classic Colonial Style with contemporary features, having been renovated in 2016, the property is a legitimate architectural gem. 

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

Back in 1910, local Dutch engineer Lewis Van Duyne enlisted the help of developer Herbert J. Hapgood to turn his vision for the rural woodland of Mountain Lakes into reality, by building a planned community of homes, today known as ‘the Lakers.’ The community took just 10 years to build, and to this day it maintains what is probably the highest concentration of Craftsman-style houses in the country. It’s also been added to the National Registry of Historic Places. 

The mansion at 195 Boulevard in Morris County, N.J., still boasts that Arts and Crafts, Dutch Colonial vibe, even though it underwent a renovation in 2016. The house offers plenty of open, airy spaces, inundated with natural light, and a cozy, warm ambiance due to the neutral color palette and the use of exquisite, rich materials and fabrics like wood and velvet. 

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

SEE ALSO: John Wick’s Real-Life House in New York is as Mysterious as Our Favorite Badass Character

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

The home incorporates five bedrooms, five full bathrooms, as well as a three-car garage and an additional 12 uncovered parking spaces. The rooms are spacious but warm, airy but cozy, impeccably decorated and equipped with all the necessary modern amenities. 

The living space is exquisite; there is a massive living room, a luxurious dining room, an elegant lounging area with an old-school, wooden bar and plenty of space for entertaining guests, as well as a laundry room, utilities room, mud room, sun room, pantry and storage room.

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker
house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

SEE ALSO: Robert Downey Jr. Lives in this Charming Windmill House in the Hamptons

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker
house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

There’s also a master bedroom, beautifully crafted with a walk-in closet, abundant natural light and a working fireplace. In fact, you’ll find fireplaces and old-school ceiling fans throughout the house, in most of the rooms and common areas. The house is equipped with all the modern-day sensors and security systems, as well. 

The outdoor space that surrounds this luxurious estate is even more impressive, the house being completely secluded and protected by tall, luscious trees and vegetation. There’s a giant pool complete with enough poolside lounging space to entertain friends and family. 

Next to the fabulous pool, there’s also a 1,000-square-foot cedar pool house addition that features soaring cathedral ceilings, window walls, a full bath, and a gourmet granite grillmaster’s kitchen. 

house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker
house for sale at 195 Boulevard, Mountain Lakes NJ
195 Boulevard, Mountain Lakes NJ. Image credit: Coldwell Banker

If you’re interested and want to see more of this fab home for sale, check out this video to get a taste of what it might actually be like to live there. 

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Top Five Best Luxury Apartments in Washington, D.C.

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Best Luxury Apartments | Washington DC Luxury

Many communities call themselves luxury apartments, but in Washington, D.C. the bar is raised very high. You know that the Apartminty team loves to add a touch of luxury in our lives whenever we can…we may even qualify as experts on the subject. If you want to be one of the best luxury apartment communities, you need to offer some very special features, finishes, and services.  From steam rooms to white glove service, Apartminty’s top five communities deliver on that promise of luxury.

800 New Jersey Ave SE
Washington, DC 20003

Agora is the second building of the luxury apartment community called The Collective. Located in the Capitol Riverfront at 800 New Jersey Ave SE Washington, DC, Agora boasts amenities such as an infinity pool, massage rooms, and golf simulator. Agora offers studio to three-bedroom apartment homes ranging in size from 400 to 3113 sq.ft. This rental community is pet-friendly, welcoming both cats and dogs. However, you can opt to live on a pet-free floor. For more details, contact their leasing office or use the online contact form to schedule your tour.


The Hepburn

1901 Connecticut Ave NW 
Washington, DC 20009

The Hepburn represents the classically modern: an effortless style with the confidence of casual elegance. A grand apartment building located in Washington, DC, The Hepburn is at the nexus of the established Kalorama and the lively Dupont Circle Neighborhoods, so you’ll be sharing sidewalks with former presidents and current D.C. socialites. Built with the timeless contentment of glass, marble, and bronze, an enduring panoramic view, bespoke service and amenities, The Hepburn delivers the cachet of the iconic. Past, present and future.


2401 Pennsylvania

2401 Pennsylvania Avenue NW 
Washington, DC 20037

With an unwavering commitment to providing residents with prestigious living, 2401 Pennsylvania designed their apartments to offer elegance and luxury. Transcend to distinguished living with unparalleled amenities such as enchanting views of D.C.’s Foggy Bottom authentic wood-burning fireplaces, private balconies with French doors, and marble tiled bathrooms with a relaxing whirlpool bathtub. Step off the busy streets of D.C. and into an apartment that gives you the quiet sanctuary you deserve. Luxury is in the details and 2401 Pennsylvania meticulously integrated it into every inch of their community.

DC-Best-Luxury-Community-Park-Chelsea copy

Park Chelsea at The Collective

880 New Jersey Avenue SE 
Washington, DC 20003

At the intersection of elegance and opportunity, you’ll find Park Chelsea at The Collective. Park Chelsea is the first of a three-phase community called The Collective.  Park Chelsea features classic, New York-style architecture and the most amenities of any apartment community on the East Coast.  Enjoy two rooftop pools, golf simulators, free fitness classes, an indoor heated pool, steam rooms, and a dedicated activities director. Park Chelsea provides a sophisticated and modern lifestyle. They don’t just offer comfort, they offer the opportunity to thrive.


Newseum Residences

565 Pennsylvania Avenue NW
Washington, DC 20001

Live among landmarks. On historic Pennsylvania Avenue, halfway between the U.S. Capitol and the White House, is a select group of superlative urban living spaces: The Newseum Residences. This boutique building offers exquisite views, unsurpassed luxury and a prime location across “America’s Main Street” from the National Mall. The Newseum Residences combines modern sophistication and cutting-edge technology with upscale comfort and convenience.

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Also published on Medium.


Brand New Apartments in DC

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Desk Accessories |

New apartments are popping up all over DC and the construction cranes dotting the skyline tell us there’s more to come.  We went snooping around some of the newest communities to see what new amenities and luxury finishes the brand new apartments are introducing to the DC market.  From saunas to spin rooms, these communities are serving up serious spa-like settings, luxury amenities, and breathtaking views.  Check out our list of six brand new must see apartment communities.


The Edison

1240 4th Street NE
Washington, DC 20002

We don’t know what’s better…a Trader Joes on the ground floor or the first-month free move-in promotion!  The Edison is an Instagrammer’s dream.  The courtyard features a gorgeous mural by a local artist and a super relaxing water feature.  What’s more, the Edison is set in the Union Market District-one of our favorite spots in all of DC.  This location puts you two blocks from the Noma Metro red line and one block to Union Market and all their glorious vendors and Insta worthy artwork.


Agora at the Collective

800 New Jersey Ave SE
Washington, DC 20003

Agora is the brand new second building of the luxury apartment community called The Collective. Located in the Capitol Riverfront at 800 New Jersey Ave SE Washington, DC, Agora boasts amenities such as an infinity pool with unmatched Capitol views, Peloton cycling room, massage rooms, and golf simulator. Agora offers studio to three-bedroom apartment homes ranging in size from 400 to 3113 sq.ft. This rental community is pet-friendly, welcoming both cats and dogs. However, you can opt to live on a pet-free floor.


The Channel

950 Maine Avenue SW
Washington, DC 20024

With the Anthem music venue on the ground floor…this truly is DC living amplified.  The Channel District Wharf is a brand new apartment community in one of DC’s newest neighborhoods.  From the infinity pool overlooking the waterfront to the custom art installations in the common areas, there is always something new to see.  The location puts you walking distance to the monuments and the National Mall and of course, living at the Wharf, you have several bars and restaurants at your doorstep.  They are currently offering one month free, so if you are looking to move this summer, add them to your list!


South Cathedral Mansions

2900 Connecticut Ave NW
Washington, DC 20008

South Cathedral Mansions is the best of both worlds; modern luxury with charming old-world architecture.  This fully restored community is stunning.  Be sure to check out their 6000 square foot fitness center including steam rooms.  The apartments feature smart home features like keyless entry and smart thermostats.  The brand new apartments also have washers and dryers in the apartments, quartz countertops, and our favorite gas stoves.


The District

1401 S St NW
Washington, DC 20009

Located in the Logan Circle – U Street neighborhood that’s redefining fashion, food, and fun in D.C., District is refreshingly sophisticated. Blending the best of old and new, the 125-residence building contrasts a historic warm, worn brick with a sleek, modern façade. Inside, each high-quality residence creates an urban oasis. Whether it’s to curl up with a good read by the fireplace in the lounge or impress dinner party guests with panoramic views on the rooftop terrace, District has the right atmosphere and amenities.


Willow and Maple

6918 Willow Street NW
Washington, DC 20012

Cutting edge amenities, meticulously-groomed grounds, and a dedicated staff contribute to a higher standard of living. Convenient shopping, award-winning schools, local museums, and parks are all close at hand, with sponsored activities to develop new hobbies while getting to know your neighbors.

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Fulton Bank Mortgage Reviews

Fulton Bank was established in 1882 by local merchants and farmers who wanted to service the banking needs of residents and businesses in the Lancaster, Pennsylvania, region. The bank began acquiring smaller financial institutions in 1948 and quickly grew to the largest banking firm in the Lancaster County.

Shortly after celebrating its 100th anniversary, Fulton Bank formed a holding company and became the flagship bank of the Fulton Financial Corporation.

Among its wide array of products and services, Fulton offers a variety of home lending options such as fixed-rate and adjustable-rate loans, mortgages backed by the Federal Housing Administration, and the U.S. Department of Agriculture, as well as specialized loans designed for first-time homebuyers.

Table of Contents:

Fulton Bank Overview

Since 1882, Fulton Bank has supplied reliable financial services to residents and businesses in the Mid-Atlantic region of the U.S. The bank’s diverse selection of mortgage options is designed to meet the unique needs of homebuyers at every income level, especially low-to-moderate income residents.

Program eligibility is determined through a host of financial criteria, including credit scores and histories, debt-to-income ratio, and a government-issued ID.

To help lower-income Americans, Fulton offers a range of government-backed mortgages, including FHA, USDA and PHFA loans. The bank also assists these borrowers through closing cost and down payment assistance programs, which can drastically reduce the back-end administrative costs.

First-time homebuyers can benefit from Fulton’s exclusive Homebuyer Advantage Plus® Mortgage product and its First Front Door Program. These products/services were designed to support families in their search for a safe and comfortable environment.

As such, they require no private mortgage insurance and allow for up to 97 percent financing on new purchases.

Fulton Bank Mortgage Rates

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Fulton Bank Mortgage Options

Fulton Bank provides a diverse selection of mortgage offerings that are uniquely tailored to suit the individual needs of its customers. In addition to conventional fixed-rate and adjustable-rate loans, Fulton also offers government-backed mortgage programs like FHA, VA, USDA, and PHFA loans.

This lender is particularly dedicated to helping low- to moderate-income homebuyers find affordable lending solutions within its service region. Fulton’s down payment assistance programs ensure that residents of Delaware, Maryland, New Jersey, Pennsylvania, and Virginia have access to plenty of financially viable options to choose from.

Fixed-Rate Loans

This popular mortgage option offers consistent monthly payments by locking in a fixed interest rate for the entire length of the loan. Fulton Bank allows borrowers to select a loan term between 10 and 30 years, even for multi-unit residential homes. This lender accepts down payments as low as zero percent of the purchase price for qualified applicants. 

Adjustable-Rate Loans

For homebuyers unsure about their long-term plans, an adjustable-rate mortgage allows for increased flexibility and lower initial monthly payments. After the set fixed-rate period, the interest rate and payment amounts may increase or decrease based on how the financial index fluctuates.

It offers borrowers a choice between 1-, 3-, 5-, 7-, 10-, or 15-year fixed-rate periods before the interest rate begins adjusting to market conditions.

Homebuyer Advantage Plus® Loans

This loan option is only available to first-time homebuyers and was specifically designed to meet the needs of new families and borrowers with low-to-moderate incomes. It offers these loans with low down payments, flexible credit requirements and the ability to finance up to 97 percent.

Borrowers are not required to obtain private mortgage insurance, though household income restrictions may apply.

HomeReady® Mortgage Plus Loans

To help meet a diverse range of financial and family needs, Fulton Bank provides this flexible mortgage option designed to support homebuyers who cannot afford large down payments. Borrowers can finance up to 97 percent of the purchase amount and co-borrowers are not required to live in the home.

Private mortgage insurance is not required, but homeownership counseling from a HUD-approved agency is mandatory.

FHA Loans

These government-backed mortgages are sponsored by the Federal Housing Administration and can be negotiated as either fixed or adjustable-rate loans. This option is available to borrowers with credit scores of 580 or higher and requires little to no down payment, making it a good choice for lower-income residents.

VA Loans

The U.S. Department of Veterans Affairs backs this mortgage offering and extends up to 100 percent financing options to eligible veterans and service members. VA loans can be set up as either fixed or adjustable-rate, without requiring a down payment or mortgage insurance to qualify. Minimum credit score criteria may apply. 

USDA Loans

The U.S. Department of Agriculture established this mortgage program in 1991 to help medium-income Americans purchase homes in rural and suburban communities. Qualified borrowers can obtain 100 percent financing for properties within eligible areas, but they must occupy the house as a primary residence.

PHFA Loans

This loan option was created by The Pennsylvania Housing Finance Agency and is only available to qualified in-state homebuyers. These mortgages come with a fully amortized 30 year fixed rate term and offer competitive interest rates and lower-than-market monthly payments.

Fulton Bank Mortgage Customer Experience

Fulton Bank operates over 250 branches and specialty offices throughout its multi-state service region. The bank provides online users with a massive amount of free informational resources, including home buying tips, mortgage checklists, timely articles on the housing market, and even a complimentary Homebuying 101 course.

Through Fulton’s Framework® resource, borrowers can learn which properties they can afford and which mortgages best suits their long-term goals; it’s also an accepted form of education for most first-time homebuyer incentive programs.

Interested borrowers can obtain a rate quote on the Fulton website by submitting their personal information, but this will require entering a social security number. In addition to rate quotes, Fulton’s site allows homebuyers to initiate a pre-qualification check that helps speed up the mortgage application process.

Once a suitable mortgage has been found, users can immediately start filling out an online application or contact a Fulton lending specialist directly over the phone.

Fulton Bank’s commitment to helping first-time and lower-income homebuyers is reflected in its diverse payment assistance programs. In partnership with Operation HOPE, Fulton established a closing cost assistance program that provides eligible borrowers with up to $2,500 for closing costs and $1,000 toward mortgage down payments.

Through its First Front Door Program, the bank supplies qualified first-time homebuyers with a grant of up to $5,000 to help with a down payment and closing costs, but some restrictions apply.

Fulton Bank Grades

Over its 137 years of operation in the U.S., Fulton Bank has been considered one of the most trusted banking and lending institutions in the Mid-Atlantic region, earning accreditation as an Equal Housing Lender and a member of the FDIC.

While the Better Business Bureau does not formally accredit Fulton, it currently holds an A+ rating via the BBB website. Since 2016, less than 20 customer complaints have been reported to the BBB, few of which reference the company’s mortgage lending products or services.

According to the Consumer Financial Protection Bureau website, no enforcement action has ever been taken against this lender.

  • Information collected on Jan. 3, 2019

Fulton Bank Mortgage Qualifications

Loan Type Interest Rate Type Down Payment Requirement
Fixed-Rate Loans Fixed-rate No
Adjustable-Rate Loans Variable-rate Yes
Homebuyer Advantage Plus® Loans Fixed-rate Yes
HomeReady® Mortgage Plus Loans Fixed or Variable rate No
FHA Loans Fixed or Variable rate Yes
VA Loans Fixed or Variable rate No
USDA Loans Fixed-rate No
PHFA Loans Fixed-rate Yes

Unlike most lenders, this bank does not require substantial down payments for most of its loans, making it a solid choice for first-time homebuyers or borrowers without significant credit histories.

Each of Fulton Bank’s mortgage products has different qualification guidelines, in part because of the specialized nature of many of its offerings. Most of Fulton’s income-based programs have earning limits that ensure low-to-moderate income applicants have the best chance of securing an affordable mortgage.

Fulton Bank considers its applicants’ credit scores and credit histories when determining what interest rates it can offer, though options like the FHA loan are open to borrowers with scores as low as 580. This information helps lending experts understand the degree of risk involved.

According to FICO, the industry-standard credit score is 740, but homebuyers with lower scores should still apply or speak with a lending representative to learn more about their options.

Fulton Bank Phone Number & Additional Details

  • Homepage URL:
  • Company Phone: 1-800-220-9034
  • Headquarters Address: 1 Penn Square, PO Box 4887, Lancaster, PA-17602