In this digital age, room design apps have become a game-changer for renters and interior enthusiasts alike. With the convenience of just a few taps, you can now transform your ideas into visual representations, exploring various room layouts, color schemes and furniture arrangements. These apps also help unleash your creativity and give you the guidance you need to create the perfect ambiance for your space.
The difficulties with interior design
Designing an apartment is a challenging task, as there are a lot of factors to take into account. In an ideal world, there’s a perfect balance between functionality and aesthetics. Achieving this is tricky, especially with limited apartment space. Making efficient use of every inch becomes crucial, leading to tough choices about furniture selection, storage and overall layout.
Another struggle apartment renters run into is achieving a cohesive design. With a plethora of design styles and decor options available, it’s easy to become overwhelmed and end up with a mismatched look. Selecting the right color scheme, furniture pieces, lighting fixtures and decorative items is time-consuming and requires careful thought and even creativity.
Is there an app I can use for interior design?
In short, yes. In today’s digital age, a variety of applications exist to help facilitate interior design projects. They offer features like room planning, color matching and access to furniture catalogs, allowing the user to visualize their space and make informed decisions. There are plenty of options out there and it’s certainly worth researching to find the one that best fits your specific needs.
5 free room design apps to try
Apps have come into the picture when it comes to design, solving the common problems renters face when filling their space. With a simple download, these free apps help your ideas and designs come to life.
1. IKEA Place – spark ideas to create a better life at home
Developed by IKEA, this app allows you to virtually place furniture and decor from the IKEA catalog into your space using augmented reality (AR). It helps you visualize how IKEA products would look and fit in your room before making a purchase. Learn more about IKEA Place here.
2. Houzz – whether you’re building, remodeling or decorating, Houzz has you covered
Houzz is a platform that offers a wide range of home design ideas and connects users with interior designers. The app lets you browse millions of interior design photos, save your favorites and use them as inspiration for your own room design projects. Experiment with interior design using Houzz here.
3. Home Design 3D – create your dream home
This app focuses more on creating and visualizing your room designs in 3D. You can draw floor plans, add furniture and decorations and get a real-time 3D view of your project. It’s a great tool for DIY design enthusiasts. Play with Home Design 3D here.
4. The Landing – the place for community-powered inspiration
This app platform offers tailored recommendations using a personalized quiz and an interactive digital design planner. Embark on a virtual journey to plan out your space thoroughly for free. Explore The Landing design universe here.
5. Planner 5D – home planning in your pocket
Planner 5D is an intuitive and feature-rich home design and interior decorating tool that allows users to create detailed 2D and 3D floor plans and designs. Whether you want to design your dream home, renovate an existing space or experiment with out-of-the-box interior decorating ideas, Planner 5D provides a user-friendly platform to bring your vision to life. Plan your space with Planner 5D here.
Unleash your inner designer
Room design apps have revolutionized the way we approach interior design and home decoration. With their user-friendly interfaces and powerful features, these design apps are great tools for anyone looking to transform their living spaces. Dive into the world of virtual room design, let your creativity soar and embrace the convenience these apps have to offer. Find your dream blank canvas apartment today!
Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.
Once considered something of a novelty for agents, Instagram has emerged as one of the best ways to market properties. With a combination of creativity, diligence, and the successful application of Instagram know how, the following group of successful real estate gurus show the 86 percent of the industry not yet sold on Instagram, how business gets done. If you’re in the industry, Instagram is the perfect platform to show off your listings and your competency too. Pay close attention to the excellent leadership of the following companies.
The Agency
The Beverly Hills luxury lifestyle and luxury real estate brokers, The Agency just inspire. That’s all there is to it. Looking through their shares on Instagram I know I would pick from their listings if I had the millions it takes to buy one of these properties. 192,000 fans prove I am not the only one inspired. 38,000 plus likes on the following share punctuate my point.
Dusty Baker
This young and energetic California real estate pro is another social media phenom who understands how to engage with a personal touch. With just over 14,000 followers Dusty is not breaking any internet meme contests, but the fans he does have are engaged by family images and that special touch that makes people feel comfortable online or at an open house. Check it out when Dusty shares he and his wife’s happiest moments.
Cindy Ambuehl
Actress turned stunning Los Angeles real estate guru, Cindy Ambuehl has 41,500 fans on Instagram. Like other successful agents on social media, she understands the power of authenticity when she shares personal moments with her, her husband @DonDiamont and their 7 boys. I guess I should mention that Cindy works with The Agency too – maybe there is some correlation of excellence in social media there?
Chad Carroll
South Florida’s Chad Carroll is another superstar of Instagram for real estate dealing. Chad has a whopping 509k followers who check their feeds for the coolest properties on Instagram. This guy has not only sold $1.5 billion worth of luxurious properties, but he is also at the top of the South Florida food chain among agents. The share below now has almost 13,000 likes. Bravo Chad!
Douglas Elliman Real Estate
Douglas Elliman powers his Instagram dominance with gorgeous photos of some of America’s most amazing properties. This all-star has a powerful Instagram army numbering over 120,000. The property-gram from the Hamptons below tells the tale.
#Hamptons or #Florida? Which beach view do you prefer? Comment 1 or 2 below ? 1️⃣ In the #Hamptons, discover 25 Potato Road Sagaponack South, New York, a 6 beds, 5.5 baths ultra-luxe modern oceanfront residence listed for $29,995,000 by Justin Agnello and James Keogh at The Atlantic Team, and @erica0305g. This home is an exceptional balance of California beach chic and sophisticated modern design. #EllimanHamptons 2️⃣ In #Surfside Florida, explore 9001 Collins, S-1003, a 4 beds, 4.5 baths home at the #FourSeasonsResidences @thesurfclubmiamibeach listed for $12,995,000 by @pabloalfarorealestate. Enjoy the best of both views with a very ample oceanfront terrace and sunset/skyline views. #EllimanFlorida
Ein Beitrag geteilt von Douglas Elliman Real Estate (@douglaselliman) am Feb 19, 2019 um 10:19 PST
Fredrik Eklund
This bestselling author and star of Bravo’s MDLNY seems to doing everything right. His 1.1 million fans on Instagram attest to his influence and the quilty of his engagement. I feel bad putting two superstars from the same New York area in this roundup, but the fact Eklund works with Douglas Elliman does not detract from the level of expertise needed to attract leads on Instagram. Let me put it this way, if you have celebrity influence in any business, you’re well advised to use it where appropriate. This share with nearly 30,000 likes makes my point.
Shawn Elliott
One of the most popular Instagram followings out there belongs to Shawn Elliott, one of Long Island’s and America’s most successful luxury real estate pros. The Managing Director of Nest Seekers Ultra Luxury Division, Shawn has 31,200 followers as of this writing. The real power of his “gramming” is not about following alone. Shawn has a rare grasp of imagery and the way potential buyers perceive value and beauty. The real estate pro also knows how to engage without boring his following to death. The account is about more than business, which is what differentiates social media gurus from hard selling encyclopedia salesmen. Here’s Shawn with a familiar face from the movies.
Luis Iglesias
Instagram accounts that feature awe-inspiring photography have a distinct advantage. Luis Iglesias Group has forged this reality into one of the most alluring sales tools on Instagram. The close to 95,000 fans of this account get to feast their eyes on photographic candy equal to any Hollywood studio account. Check out how this Miami real estate boss melds stunning imagery with compelling texts to beckon his clients hither. Amazing. Take note and the lesson here. Social media management at this level does not come cheap, and I should know. Iglesias is backing his investment with this account.
Matthew Sweat
This Keller Williams pro in Lake Tahoe has melded his skills as a photographer and sales agent into a compelling Instagram effort worthy of mention. Though Sweat has less than 5,000 followers, the quality of his shares are incomparable.
Toll Brothers
Many do not consider America’s most admired home builders to be a real estate company, but for my money they take the American dream a step farther. This Fortune 500 company is consistently ranked the number 1 homebuilder in the world. And with nearly 90,000 fans on Instagram, it’s clear the company knows a thing or two about media. I cannot help but mention how high net worth individuals would seem to benefit from creating their lavish dreams from the ground up. Take a look at this home.
A last note on Instagram for those of you who are agents. Building trust via your social media prowess is a proven winning strategy now. With most agencies only paying lip service to Instagram and other platforms, forward thinkers like the agents mentioned can get a leg up on the competition. If your business is important to you, we can only recommend you emulate the most successful professionals like the ones illustrated here. Excellence in business is not new under the sun, and copying what these superstars do seems like child’s play for me.
Phil Butler is a former engineer, contractor, and telecommunications professional who is editor of several influential online media outlets including part owner of Pamil Visions with wife Mihaela. Phil began his digital ramblings via several of the world’s most noted tech blogs, at the advent of blogging as a form of journalistic license. Phil is currently top interviewer, and journalist at Realty Biz News.
Banana Republic created their new Home Collection, a project featuring artisans and makers from across the globe to curate luxe and organic materials. From Moroccan rugs crafted by skilled artisans to handmade throw pillows from India, the BR Home Collection presents homeowners with stunning pieces made by craftspeople who wish to bring heritage and nature back into the home. Here are some of our favorite pieces from the new collection and why they are a perfect fit for interior design’s emergence into biophilia.
Taza Rug
BR Home’s Taza Rug is part of the Atlas Moroccan Berber Collection. This rug is hand-knotted by skilled artisans in the Middle Atlas Mountains of Morocco. The Taza Rug features un-dyed 100% sheep wool in natural hues. The line work on the rug feels authentic and organic.
Why we like it:
Include organic shapes and lines
Hand-knotted from Morocco
Made of 100% sheep wool
Learn More
Heirloom Embroidery Duvet
BR Home aimed to pay homage to traditional artworks and artists in their new collection. Some items, like this Heirloom Embroidery Duvet, feature Moroccan traditions in a modern and fresh way. This duvet is crafted from luxe linen and cotton. Additionally, the embroidery pattern features heritage patterns of Morocco, bringing an organic and unique look to your bedroom.
Why we like it:
Crafted from luxe linen and cotton
Offers year-round comfort; not too warm, not too hot
Hidden dual-zipper closure
Learn More
Fringe Linen Pillow
If you’re looking for a unique addition to your space, then BR Home’s Fringe Linen Pillow may be just what you need. This pillow featured a unique dip-dyed pattern created by artist Dawn Sweitzer. Luxe fringe details add more texture to the piece, creating more depth and dimension to the room it’s placed in.
Why we like it:
Unique dip-dyed technique
Luxe fringe details add more texture to your design
Brass zipper and leather pull for easy handling
Includes removable down-alternative insert
Learn More
In the Forest of Sunrays 4 artwork by Marina Cano
Stunning artwork like this piece by Marina Cano features wildlife in a natural yet sophisticated way. Cano says of her art, “I hope to awaken and encourage the viewer to protect the fragile world around us. If my photos are beautiful, it is because nature is.” Additionally, 5% of sales from this collection will be donated by Banana Republic to WWF for a limited time to aid in wildlife conservation.
Why we like it:
Donation of 5% sells to WWF
Hand-crafted wood frames made in the U.S.
Printed on museum-quality cotton rag paper
Includes white glove delivery
Learn More
Washed Cotton Sateen Flat Sheet
BR Home’s Collection features gorgeous sheets and throws with a comfortable yet luxe “lived-in” feel. For example, this Washed Cotton Sateen Flat Sheet set has been washed to curate an “already-loved finish.” Coming in a beautiful selection of organic tones, these sheets have a midweight feel that keeps you cozy on even the chilliest nights.
Why we like it:
Affordable and luxe sheets
Midweight feel
Comes in gorgeous, organic tones
Wash for an “already-loved finish”
Learn More
BR Home’s new collection incorporates more organic, biophilic, and cultural designs. To pay homage to traditions worldwide and bring heritage designs to modern spaces across the globe, BR Home is encouraging homeowners to lean into more organic and handmade pieces.
I’ve been gardening for almost fifteen years. I started with flowers, added herbs and vegetables, then a few fruits, then a lot more. I’ve gardened in plots and pots and raised beds. I’ve drooled over bedding plants, spent too much on whatever was my obsession-of-the-moment (bulbs! daylilies! gooseberries! ornamental grasses!), and have certainly read my fair share of plant books and magazines.
By this time, I’m somewhat jaded about most gardening educational materials — I find they are often at one extreme or another: either an all-around reference that is about as exciting to read as The Merck Index, or beautiful but vapid plant-porn packed with color photos of planting schemes and “outdoor rooms” that can only be reproduced in Southern California!
However, I give a rave review — and two green thumbs up — to a recent find on container gardening: The Bountiful Container by Rose Marie Nichols McGee and Maggie Stuckey (2002). This book was suggested last spring by a reader named Beth in J.D.’s overview of square-foot gardening. It will find a permanent place on my gardening reference shelf, despite the fact that I don’t plan to grow anything new in a container in the foreseeable future. (Although this book just may have changed my mind.)
A Great Gardening Book
The Bountiful Container beats most gardening books hands-down in several key areas:
It focuses on growing plants that give a beginning gardener the most “bang for the buck”, plants that are both edible and decorative and can be grown with limited space: vegetables, herbs, a small selection of fruits, and edible flowers.
It is splendidly organized and easy to read, and has a great index, too.The Bountiful Container is full of practical information that covers the entire life span of the crops: choosing varieties, planting, watering, fertilizing, dealing with potential pests and diseases, tips for success, and the much anticipated harvesting and using/eating. Included are recipes and craft projects to make with your harvest. Bits of historical flora-lore are tucked in here and there for fun.
The level of detail is just right for almost any skill level, and the writing is pleasant to read and easy to understand. There are five full pages of instructions on the best ways to grow potatoes, and two full pages on radishes. (Radishes!) The information the authors provide will practically guarantee success compared to the somewhat generic and unhelpful lack of detail on the back of most seed packets.
When J.D. writes about our crop gardening, inevitably there are questions (and some audible moaning) about the possibilities of growing in containers. Container gardening can be much more than a clay jar of strawberries or a cherry tomato in a hanging basket!
Who might need to do their farming in a pot? Anyone without a yard (think apartment with a balcony) or who can’t dig up the yard (some renters). Those who are transitory and want to take their garden with them, or those with really bad growing conditions (such as poor soil).
Containers can also supplement a traditional garden, providing a handy pot of herbs just outside the kitchen door, an experimental area for kids to have their own garden, and allowing tender plants to be moved according to the season. For example, I have a bay laurel tree than lives in the herb garden until October, when I move it to a sheltered porch for the winter. [J.D.’s note:I am the one who moves it, and it’s heavy.] And my mint is in a pot to keep it from taking over!
Sowing the Seeds of Success
The Bountiful Container is specifically tailored for success growing edible crops in containers. The book teaches:
How to choose suitable varieties (chosen for compactness, hardiness, etc).
About increased watering and fertilizing requirements for container-bound plants. This is the biggest commitment for containers — they must be watered daily and fertilized regularly.
How to stake or trellis to help plants grow vertically and guard against wind damage.
Why you shouldn’t even try certain plants in containers (corn, melon, cabbage etc).
How to combine plants for a pleasing effect, to stagger harvest, and how to choose plants with similar water/sun/soil pH needs.
Although growing in containers will never give you enough produce at one time to can 16 quarts of spaghetti sauce or 30 pints of green beans, it’s just the thing for small-scale pick-and-eat farming.
One actual weekend harvest from August 2006 — not from containers.
I award The Bountiful Container bonus points for a number of reasons. First, most of the information is applicable to traditional in-the-ground gardening, and the thorough treatment of topics will teach even experienced gardeners a thing or two. (Although be sure to adjust watering and reduce fertilizing schedules if not growing in containers.)
Next, the authors don’t care if your containers are simply old 5-gallon buckets! They understand that some container gardens are for looks and others are for sheer practicality, but like most true gardeners, they think any growing, healthy plant is a thing of beauty, no matter what it may be growing in.
The book also covers low-impact pest and disease controls — the authors advocate the least toxic approach possible. The sizeable section on herbs is better than most books I’ve read devoted solely to the same topic. If you are just starting your garden and are considering growing herbs (in pots or the ground), I heartily recommend checking it out.
The Bountiful Container was written by Oregonians, but location-dependent issues are covered in detail, such as choosing the right apple for a warm-winter climate, how to protect your container plants from deep freezes and strong winds, and which plants need to go inside for the winter or be harvested before frost hits.
I love the very specific hints about which plants to begin growing from seeds versus when to buy plant starts. This is a much-misunderstood topic. Seeds are cheap, but they are not always the smartest investment.
Theme Gardens
McGee and Stuckey politely assume you know practically nothing, then explain it clearly and concisely. But they also assume you can decide for yourself which plants you want to grow, so they don’t offer many “paint-by-numbers” gardens. If you want a book that tells you exactly what to plant in what kind of pot so it looks just like the picture, you would be better served with Bob Purnell’s Crops in Pots.
The authors do offer a handful of “Theme Garden” plans. These plans, either in one container or a grouping of smaller pots, list specific plant varieties and how to arrange them. For example, “The Lemonade Party” on page 218 combines a Meyer lemon tree with lemon verbena, lemon-scented geraniums, basil and thyme, with yellow begonias, nasturtiums and violas. (The flowers are all edible.)
For the more serious cook, “Country Kitchen in the Round” (page 98) uses six pots to pack in one precious tomato plant, basil, cucumber, eggplant, lettuce, nasturtiums, parsley, peas, peppers, rosemary, bush beans, a pepper, sage, summer squash, and culinary thyme! Early season and late season crops are rotated to make the most of the space.
Two Small Weeds
This book does have two shortfalls that should be noted:
Since it is ostensibly about container gardening, you will not find crops such as corn, watermelon, butternut squash, asparagus, and many more, including most flowers. (Luckily, these authors have produced other books, which I may have to investigate.)
This book has no photos, only pen-and-ink sketches. Since I associate these with mail order gardening ripoffs (which never look as good as promised), I was initially put off by the lack of photographs. But the solid information soon won me over. In their defense, it would be difficult to photograph such an arrangement as the “Country Kitchen” described above; by the time the eggplant, pepper and tomato plants are fruiting, the peas and lettuce would be done and gone.
Although J.D. often advocates borrowing books from the library, The Bountiful Container is one I know I will refer to throughout the entire growing season, so I’m glad we found a used copy to purchase (for $11.50). Maybe when I’ve learned its contents by heart, I’ll pass it along to a gardening friend. They’re bound to enjoy it as much as I have.
Further Reading
For more information on growing food in containers (or smalls spaces), check out:
Now’s the time to get your garden space ready. The danger of frost is passing in many parts of the United States. Garden fairs and plant sales have begun to pop up like weeds. Get out there and grow some food!
Inside: Looking for some unique cash app card design ideas? Look no further! This guide has 100+ cool and unique ideas to help you create cards that reflect your personality and style.
The concept of Cash App card designs has emerged as a trendy and enjoyable way to personalize your monetary transactions.
Rather than limiting yourself to traditional designs, Cash App allows you to express your creativity, resulting in a card that reflects your individuality, interests, and style.
From inspiring quotes to your favorite emojis and collages, you have the option to turn your Cash App Visa debit card into a distinct and exciting asset.
This not only enhances the visual appeal of your card but also adds a touch of personality to your buying experience.
Whether you are getting a Cash Card for the first time or looking to redesign an existing one, this segment will offer you a plethora of unique design ideas to inspire your creativity.
Browse through our cash app card design ideas to help make your card stand out.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What is Cash App Card?
A Cash App Card is a free, customizable debit card linked directly to your Cash App account.
Let’s break this down:
It functions like your ordinary Visa debit card, capable of handling payments anywhere Visa is accepted.
Since it draws from your Cash App balance—not your bank account—you can use it for both online and in-store transactions.
Interesting perks include a unique design to suit your style.
Great for budgeting – like a cashless envelope system!
In essence, think of it as a flashy, convenient companion to your Cash App, ready to assist with purchases, whether you’re grabbing your morning coffee or buying a cool online gadget!
Is the personalized Cash App card free?
Your personalized Cash App card is mostly free unless you opt for special versions.
The basic white or black card comes without a charge on your first order.
So as long as you stick with the basic options, you’re in the clear.
Just remember, additional cards, regardless of color, will cost you $5 each. For example, if you get a black one first and then decide you want a white one too, you’d need to fork out $5 for it.
How to Customize your Cash App Card
Your card design is like your fashion statement. It says a lot about you.
So, you want to design your Cash App Card to fit exactly what you want.
To start designing your Cash App Card, first, you need to open your app — the infamous green home screen should be your first sight.
Incorporate emojis, letters, or symbols that express who you are.
Use the freehand drawing option – use a stylus or finger to sketch directly on your card! It might take a few attempts, but experimentation is part of the fun.
Remember, keep your design concise but personal, and above all – have fun!
60+ Cool and Unique Cash App Card Design Ideas
When designing your Cash Card, it’s crucial to choose a display that best represents you and easily catches your attention.
Even though images or photos can’t be added, creativity can still run wild.
From selecting initial base designs to illustrating personal interests and hobbies, every idea is an opportunity to bring your card to life.
1. Create Inspirational Quotes Cash App Cards
Choose a quote that’s both meaningful and motivating to you.
It could be a famous quote or your personal mantra. Or even one of these millionaire quotes.
Personally, this is my favorite idea because I love constant reminders of inspirational messages!
2. Choose an Affirmation You needed reminding of
Having personalized affirmations and messages on your Cash App card can turn a regular transaction into a moment of reflection and inspiration.
It is like leaving an encouraging note on your Cash App card.
Common affirmations or quotes such as “Believe in yourself” or something more personalized like “Be the change you want to see”, can provide a boost of motivation every time you use your card. Here are more money affirmations to choose from.
Remember, these design features should reflect your personality and resonate with you on a personal level.
This way, every time you use your Cash App card, it becomes more than just a transactional tool; it becomes a unique extension of you.
3. Cash App Card Design with Word Art
With Cash App’s Word Art design, you can express yourself like never before! Instead of settling for a standard design, this feature lets you craft an emblem that’s truly unique – as unique as you.
Word Art breathes life into your card and makes it a conversation starter.
Personalized wording which can include your signature, favorite quotes, or your brand’s name
Variety of fonts and colors to choose from
Word Art designs can be both sophisticated and playful, matching your vibe and setting your Cash App Card a league above the rest. It’s about expressing yourself, your way!
4. Cash App Card Design with Emojis
Indeed, adding emojis to your Cash App card is a ground-breaking design concept. Just like you would sign a text message.
It gives the card a fun, personal touch that mirrors your unique personality, interests, and style—everything traditional card designs lack.
The available variety of emojis provides ample creative liberty.
5. Cash App Card Design with Symbols
Using symbols on Cash App card designs gives you an opportunity to personalize and add a dash of creativity to your card.
The beauty of using symbols is their versatility, and how they let you express your creativity and personality without overwhelming the card design.
Creating a design you love will certainly make every cash transaction a little more enjoyable!
6. Cash App Card Design with Patterns and Designs
Using patterns and designs on a Cash App card can significantly reflect your personal style and preferences.
If the idea of a standard and mundane Cash App card doesn’t appeal to you, you can customize it using a variety of patterns and designs, making it more personalized and meaningful to you. Here are a few ideas on how you can go about it:
Choosing to use patterns and designs on your Cash App card is not only a creative way to express your individuality, but it also adds a unique, engaging element to the otherwise utilitarian nature of financial cards.
7. Cash App Card Design with Color and Style
When it comes to card designs, color and style aren’t just aesthetic choices; they define your personality.
Choose your favorite hue or pick limited-edition colors to reflect your unique taste.
Customizable designs: Be it minimalist, neon, grunge, or vintage – tailor the card to match your persona.
The multi-colored, geometric designs offer a blend of personality and style, gearing towards a modern payment solution.
8. Create Freehand Card Designs
Freehand designs give your Cash App Card a unique, personal touch, turning it into a mini portable art piece.
Free-hand drawings add an artistic flare, turning your card into a unique piece of art. Various styles, from portraits to favorite anime characters or even cherished family names, can be featured.
You can also embed empowering quotes or use the cool street-art style of graffiti to make an imaginative statement.
Remember, the fundamental goal is not just to create a card but also to design an extension of your personality. Using a stylus will make this process much easier.
Expert tip: Sketch your design on paper first to get a feel.
Card App Card Design Themes
Using the above ideas, here are specific themes you can use for your personalized Cash App Card.
Space and Stars Theme: Display an image of the galaxy or stars in the night sky.
Music Theme: A melody note or a line from your favorite song could make a great design.
Sports Theme: Choose an image that represents your favorite sport, such as a football, basketball or ballet shoes.
Nature Theme: Use imagery of mountains, trees, or the beach.
Inspirational Quote: Choose a quote that motivates you each time you use your cash app card.
Emoji Theme: Use your favorite emoji, or a mix of them.
Family Picture: A sketch or silhouette of your family members.
Pet Theme: Show off your furry friends by depicting them on your card.
Anime Theme: Pick characters from your favorite anime series.
Movie Theme: Use a design related to your favorite movie.
Superhero Theme: Show your love for superheroes like Spider-man, Batman.
Zodiac Theme: Choose symbols or constellations of your Zodiac sign.
Food Theme: Use an image of your favorite food or a trendy food item.
Book Theme: Use symbols or important elements from your favorite book.
Art Theme: Paint splotches, abstract design, or famous art paintings.
Travel Theme: Landmarks of your favorite – city or vacation spot.
Western Theme: Perfect for the horse lover and cowboy boots!
Seasonal Theme: Images relating to different seasons like snowflakes, leaves, spring flowers.
Coffee Theme: A coffee cup or your favorite coffee order.
Fitness Theme: Dumbbells, yoga poses, or running shoes.
Floral Theme: Blooming flowers and foliage.
Gaming Theme: Iconography from your favorite games.
Minimalist Theme: Simple, clean lines and minimal colors.
Fashion Theme: Sketches of clothes, accessories or a runway.
Vehicles Theme: Cars, trains, planes, bicycles.
Career Theme: Symbols or tools related to your profession.
Hobby Theme: Images of something you love doing, from knitting to scuba diving.
Love Theme: Heart shapes, cupid, and other romantic symbols.
Health Theme: Medical or wellness-related symbols.
Educational Theme: Books, graduation cap and other study-related images.
Retro Theme: Vintage designs or pop culture from a certain era.
Birthday Theme: Balloons, cakes, party hats.
Cartoon Theme: Beloved characters from animated TV shows or movies.
Doodles Theme: A collection of small, simple drawings.
Marine Life Theme: Sea creatures or marine scenery.
Inspirational Icons: Images of people who inspire you like famous athletes, actors, or activists.
Favorite Color Theme: Feature various shades and gradients of your favorite color.
Fairy Tale Theme: Designs based on your favorite children’s stories or fantasy tales.
Skyline Theme: Capture the silhouette of your favorite city’s skyline.
Outer Space Theme: Planets, galaxies, rockets and astronauts.
Nautical Theme: Anchors, ship wheels, lighthouses and other seafaring symbols.
Dessert Theme: Images of your favorite sweet treats.
DIY/Handicraft Theme: Symbols related to different crafts – knitting needles, paint brushes, etc.
Wildlife Theme: Images of your favorite wild animals.
Geometric Shapes Theme: Create a sleek design with a variety of shapes.
Personal Logo: If you have a personal logo, you could use that.
Spirit Animal: Draw or paste in an image of your spirit animal.
National Flags: Show your pride of heritage with your country’s flag.
Camouflage Theme: Explore different types of camouflage patterns.
Mountain Landscape Theme: Use an image or drawing of a mountain range.
Festive Theme: Images related to different festivals or holidays.
Grayscale Theme: Designs with different shades of black and white.
Checkerboard Pattern: A timeless tic-tac-toe design for classic charm.
Vintage Theme: Checks, stripes, or polka dots—any of these can lend a nostalgia-tinged style to your card.
Money Theme: Start by drawing dollar symbols or creating designs inspired by currency
Other Cash App Card Ideas:
Draw a self-portrait: Keep it simple yet expressive, experimenting with different colors, lines, and shapes to highlight your persona.
Use your Favorite Movie Line: Choose a memorable quote from your favorite movie.
Choose Your Life Motto or Verse: Adding such text can create a unique reflection of your personality or beliefs. Here are a few neat examples:
Your Signature: This customized detail will not only make your card look original but also speak echoes about your personality.
Stick figure family design
A signature doodle
A caricature of yourself
Your kiddo’s names with whimsical stick figure drawings
A quote that resonates with you
Let that inner artist shine!
What are the Color Options Available?
Personally, I like to think about my design before I dig right into it. And knowing the background color makes things so much easier!
1. Standard Black
The standard Black Cash App card, often referred to as the “classy classic”, might very well be your next wallet staple.
With its timeless appeal and slick design, this card is perfect if you’re looking for something basic yet sophisticated.
Pros:
Its cool black color creates a refined and sleek appearance.
With its simple and traditional design, it fits well with any wallet.
It’s a popular choice, giving it mass appeal.
Absolutely free of charge, which is a bonus.
It has that classic and vintage feel that just screams style.
Cons:
Could be considered too ordinary or basic.
Can easily be misplaced or lost due to its dark color.
The strict black design offers limited personalization.
If you like colorful or vibrant designs, it may not appeal to you.
So, whether you stick to the black card is entirely up to your personal style and preferences, mate!
2. White Base
Isn’t simplicity more your style? The white base color option for the Cash App Card might be just what you’re looking for.
Plus it’s free of charge, which appeals to your budget-savvy side. Since it is a classic color that works with anything.
Most importantly, it makes a simple statement about your preference for chic, minimal styles.
Pros:
Bright and clean: Suits any design you wish to superimpose.
Versatility: Perfectly complements both formal and casual situations.
Designer-friendly: Adds neatness and clarity to your chosen design.
Cons:
White can make stains more noticeable.
May discolor and lose it’s bright coloring.
Being a popular choice, it lacks uniqueness.
3. Glow In the Dark Base
Are you seeking an edgy, unconventional look for your Cash App card?
Consider the glow-in-the-dark base color which stands out among the more traditional options.
It’s stylish, boasting a fun green color, adding a quirky twist to your finance management. You might find it quicker if it gets misplaced, thanks to its luminous feature.
The biggest con is it comes with an additional cost of $5.
4. Chameleon Metal Cash Card
If you’re looking for a sophisticated touch to your digital transactions, the Chameleon Metal Cash Card is a unique alternative.
This cool cash app card option brings a colorful twist to your wallet.
Pros:
Customizable to your taste.
Differentiates you from other cardholders.
It has a sophisticated multicolor design.
Heavyweight imitates a premium feel.
Cons:
There are rumors that metal cards are no longer currently available.
Being noticeable might attract unwanted attention.
Also, you can choose to get a black metal Cash Card for $50.
Not sure if you should unlock button on cash app to pay for it. That is probably not a great idea!
How do you make cool designs on Cash App cards?
Remember, “cool” is subjective, so tailor your card to represent you.
Whether it’s a movie quote for film enthusiasts, adorable flowering designs for the ‘girly’ users, or a sports team logo for sports lovers, choose design elements that reflect your personality and lifestyle.
To make cool designs on your Cash App card, follow these simple steps:
Open your Cash App on your Android or iOS device and tap the Cash Card tab.
Locate the three dots at the top right corner of your screen. Tap it and select “Design New Card”.
Begin designing by choosing a base color for your card and click on “Personalize Card”.
When it comes to card text, make sure it’s large and well-aligned for easy readability. Using clean, standard fonts like Arial, Verdana, or Helvetica will look professional and legible.
You might like to add graphic elements or simple illustrations, to make your card more visually striking.
Make this card your everyday inspiration. Go all out or keep it minimal — it’s all about you!
Tips for Designing your Cash App Design
Designing your Cash App card allows you to add a touch of personality, making not just transactions but also the medium of transaction a reflection of you.
With an array of options from inspirational quotes to your favorite emojis, from creative collages to minimalist designs, the customization possibilities are endless.
This section provides helpful tips on creating a Cash App card design that is uniquely yours.
Use these suggestions as a starting point and let your creativity shine through. R
1. Simplicity is Key
When designing your Cash App card, simplicity is your best friend.
A minimalist design using a simple color palette and clean lines can create sophistication and style. Too much information? It just makes things difficult to read.
Try these tips:
Start by choosing a design that’s easy to read.
Go for a solid color background with your impactful saying in a clean font.
Don’t cram too much onto your card.
Get creative with basic shapes or perhaps, draw a scene from your favorite movie with a stylus.
But remember, keep it simple.
2. Consider Your Personal Style and Interests
Designing your Cash App card is an opportunity to truly make it your own by considering your personal style and interests during the design process.
Is there a hobby you are passionate about?
Maybe you love reading, gaming, painting or even knitting.
Get creative, perhaps with a self-portrait or graffiti of your initials
Pick or draw a design that reflects you
Remember, this is your chance to showcase YOU on your card. Have fun with it!
3. Think About the Types of Transactions You Will Be Making
If you are currently striving towards a money goal, this is a great chance to use your spending card to get you there.
Your personalized Cash App card design will greatly enhance your user probability of racing your goals.
While a little creativity with your Cash App Card design, you want to make sure you stay without your budget.
4. Make sure it is easy to read
Simple – you don’t want a cluttered card that’s hard on the eyes.
Here’s how to ensure yours pops while remaining legible:
Opt for a straightforward design. Busy doesn’t equate to cool.
Choose a clean font. Messy typefaces smack of unprofessionalism.
Balance your color scheme. Overly bright or dark? Nah, we’re seeking a middle ground here.
Consider a stylus for freehand designs – it aids precision.
Keep it simple, keep it clean.
5. Don’t overcomplicate things
Overly complex or crammed designs make it difficult to comprehend.
Aim for a clean, minimalist vibe – it’s trendy and effective.
Remember, the last thing you want is a card you can’t read or love to use!
FAQ
You’re in for some disappointment – you can’t put a picture on your Cash App card.
Cash App lets you jazz things up with emojis, freehand art, or even your unique $Cashtag, but not personal pictures.
If this changes, we will update this post.
No, you can’t have 2 Cash App cards.
Each Cash App account is tied to one unique Cash Card account, so you can’t have multiple cards for a single account.
Keep in mind that while you can change designs, you’re still only using one card tied to your account.
Show us your Collest Cash App Card Designs
What better way to stay on budget than by giving your Cash App card a personalized touch?
By incorporating meaningful sayings, emojis that encapsulate your spirit, or a favorite anime character or brand logo, you can make your debit card an extension and reminder of your financial goals.
Perhaps your creativity stretches to a cool pattern or your childhood cartoon character, or you fancy keeping it simple with your initials or nickname – remember, the simpler, the better.
You can also play around with outdoor scenes, objects that inspire you, or even a drawing from your kids.
Whatever your design preference, your Cash App debit card design is an opportunity to make your banking experience truly yours.
And yes, feel free to share your innovative designs and ideas with us in the comments. We value your input and would love to hear from you!
And remember – the ultimate goal is to stay mindful of your spending habits and budget.
Enjoy this as a canvas of individuality in the cashless world.
Now don’t forget… where can I load my cash app card?
Know someone else that needs this, too? Then, please share!!
In this week’s founder interview, we’re bringing you Len Dugow from DASH.
Without further ado…
Who are you and what do you do?
I am the founder and CEO of DASH. I’ve had a 30-plus-year career leading branding and marketing campaigns for some of the nation’s most prominent luxury residential real estate developers and brokerage firms. With the launch of DASH, I am now focused on giving agents access to the most comprehensive database of new development inventory to help them focus on what they do best – sell real estate.
What problem does your product/service solve?
DASH is an online platform created exclusively for licensed residential agents. It gives them access to verified and current development marketing materials, data and insights in a single user-friendly platform for a low monthly fee. It provides a universally desired solution to the universally acknowledged problem of property discovery and identifying accurate developer content, giving our subscribers a competitive advantage by dramatically reducing research and discovery time, allowing them to realize greater sales at a faster pace.
We are looking to become the “go-to source” for new development updates and information. DASH provides perfectly formatted marketing materials (photos, renderings, floorplans, brochures, graphics) that can be efficiently accessed and shared anywhere, anytime, under the agents’ personal branding.
Our platform breaks down the barriers and silos that currently disconnect developers from brokerage firms and agents. We’ve created a user-friendly platform that helps sales teams work more efficiently and effectively than ever before.
What are you most excited about right now?
I’m really excited to finally go to market. DASH has been in development for three years now, and it has been a true collaboration with our network of top real estate developers, brokerages and agents. It’s great to see it all come together.
What’s next for you?
We launched the platform’s pilot market in the South Florida tri-county area. Our plans now are to expand into the nation’s top 10 markets within the next 30 months.
What’s a cause you’re passionate about and why?
The most underserved residential category is workforce housing. Local governments and developers need to join forces to figure out how to provide an easy path for all stakeholders. Continuing to kick the can down the road will ultimately create a greater divide that can only lead to further chaos and deterioration of our urban landscape.
Thanks to Len for sharing his story. If you’d like to connect, find him on LinkedIn.
We’re constantly looking for great real estate tech entrepreneurs to feature. If that’s you, please read this post — then drop us a line ([email protected]).
During the twenty years I carried consumer debt, I made several attempts to change my habits. Every time I decided to lick the debt monster, I would follow the advice in the financial books: I’d arrange my debts in order, listing the one with the highest interest rate first. I’d pay extra on this bill for a couple of months, but then give up in frustration because I didn’t seem to be making any progress — $100 extra on a $12,000 balance doesn’t make a dent.
Eventually, I read Dave Ramsey’s The Total Money Makeover. His debt snowball method changed my life. Ramsey writes:
Personal finance is 80 percent behavior and 20 percent head knowledge. The Debt Snowball is designed the way it is because we are more concerned about modifying behavior than correct mathematics…Being a certified nerd, I always used to start with making the math work. I have learned the math does need to work, but sometimes motivation is more important than math. This is one of those times.
Humans are complex psychological creatures. We’re not adding machines. If we were adding machines, we wouldn’t accumulate consumer debt in the first place! My debt wasn’t acquired logically — it was a product of emotional and psychological responses. What I needed to get rid of it wasn’t a mathematically ideal model, but a psychological “hack” — I needed the debt snowball.
With the debt snowball, you don’t start with your highest interest rate obligations, but those with the smallest balances. You attack the debts you can eliminate most quickly. This may be counter-intuitive — in fact, it really bothers some people — but it works. (Here’s more about the debt snowball method.)
I recently discovered a clever extension of Ramsey’s snowball metaphor. Jaimie at I’ve Paid for This Twice Already practices what she calls “snowflaking”, an idea that seems to have originated at the iVillage debt support group. (This group looks like a great resource for those struggling with debt, by the way.) Jaimie writes:
What are snowballs made of? Snowflakes! Every month without fail, I pay a fixed amount to debt that is above my minimum payment due (about $800). I also try to collect little bits of money wherever I can, and to apply those to my top priority debt (my credit card).
I take surveys online, I sell possessions on craigslist and eBay, and I have yard sales. Any money I get from these endeavors goes directly to my debt. I also keep a strict accounting of all the money that comes in, and everything left over at the end of the month not earmarked for future expenses also goes directly to debt. These are my snowflakes. I have averaged over $200 extra going to my credit card debt every month due to these snowflaking efforts.
Many small snowflakes make a snowball, and no amount is too small to snowflake.
In December, Jaimie shared her five golden rules for snowflaking:
Snowflake early and often. Start now and make it a habit. If you get accustomed to this, it can become a game. Snowflaking can almost make debt reduction fun.
No amount is too small to snowflake. “I have snowflaked as little as $1.04 and as much as $1313.74 and everything inbetween,” Jaimie writes. “Any amount can be a snowflake, and any amount can make a difference”
Anything can be a snowflake. Did a friend repay $5 she borrowed last week? Did you take cans and bottles in to redeem the deposits? Did Aunt Marge send you $20 for your birthday? Was your tax refund bigger than expected? All of these can be snowflakes.
Snowflake as immediately as possible. This is key. Apply your snowflakes to debt as soon as possible, before you have a chance to spend the money. I know from experience how easily those extra dollars become books or videogames or new clothes. Snowflake when you get the money.
Keep track of your snowflakes to use as motivation. “A lot of small amounts may not seem like a whole lot if you don’t keep track of them,” Jaimie advises. “Keep a running total once a month to see how those small amounts add up.”
Though I didn’t have a name for it at the time, snowflaking is the technique I used in the final stages of my own quest for debt elimination. I enjoyed taking any extra cash I had and throwing it at my home equity loan. It made me feel good. (It even felt better than buying comic books, believe it or not.) This was how I knew my relationship with money had improved and was almost healthy.
Just as the notion of the debt snowball seems absurd to some of those who have never fought with debt, snowflaking may appear a little obsessive. But I believe both are valuable tools. As someone who struggled with debt most of his life, I’m grateful to have heeded Dave Ramsey’s advice. I’m also glad to have discovered “snowflaking”!
(Note: The debt snowball and debt snowflake concepts can also be applied to other financial goals, such as building an emergency fund, saving for retirement, or paying down your mortgage. I’m currently using these techniques to save a cash cushion so that I can completely quit my day job to blog full time.)
Hurricanes can cause extensive damage to homes and entire cities, causing power outages, water shortages, major flooding, and more. And as climate change progresses, disasters will get worse and more frequent, leading to more damage and costly repairs. This will likely be exacerbated as homeowners continue moving to disaster-prone areas at a record rate.
But what do you do after a hurricane, and how do you protect your home in the future?
If your home was recently hit by a hurricane, it’s important to start the recovery as soon as possible to avoid further damage and help get your life on track. So, whether you live in a house in Tampa, FL, or an apartment in Corpus Christi, TX, read on for 10 critical steps you need to know after a hurricane hits.
1. Ensure your safety
The immediate aftermath of a hurricane is often filled with chaos and uncertainty. If you were told to evacuate, only return once you’re given the all-clear. If you sheltered in place, wait for official guidance that the storm has passed.
Once it’s safe to do so, your primary concern should be to ensure your safety and that of others around you. Inspect your home and surrounding areas and check for hazards such as downed power lines, polluted water, or gas leaks; these are critical dangers that you should immediately report to authorities. If your home has sustained substantial damage, don’t attempt to re-enter and instead find temporary shelter until it’s been deemed safe by professionals.
2. Contact your insurance company
Once you’re in a safe location, reach out to your homeowners’ insurance provider to report any damage to your house. It’s important to note that standard homeowners’ insurance policies typically do not cover flood damage. Coverage for flood damage requires a separate flood insurance policy, often provided through the National Flood Insurance Program (NFIP).
Begin the claims process as quickly as you can; the sooner you file your claim, the sooner your recovery can begin. Just remember that wait times may be long after major disasters. When you get in contact, insurance companies will guide you through the required steps. Remember to have your policy number and relevant personal information ready. This isn’t a step to rush, despite the urgency of the situation.
3. Document damage
For insurance and recovery purposes, it’s important to document damage to your home and belongings. Use a camera or your phone to take clear photos and videos, covering all angles of rooms and belongings to ensure that you don’t miss anything. Include both close-ups and wider shots to provide context.
It’s also essential not to just document the areas with the most visible damage. Cover all areas of your property, including interior rooms, exterior structures, the roof, basement, garage, and outdoor areas, and more. Sometimes, damage might not be apparent right away, but can manifest later on. This comprehensive documentation will prove invaluable when dealing with your insurance company, contractors, and remediation specialists.
Lastly, never throw away an item that was damaged unless it’s an active hazard. If you do, you’re unlikely to get reimbursement for it.
4. Secure temporary accommodation
If your home is uninhabitable due to extensive damage, it will likely be necessary to secure temporary accommodation for you and your family. Many homeowners’ insurance policies include “Loss of Use” or “Additional Living Expenses” coverage for covered events, which can assist with costs related to temporary housing. You can also reach out to local disaster relief organizations for aid, who often provide temporary shelter during emergencies.
5. Check for utility disruptions
After a hurricane, it’s common for utilities to be disrupted. This includes water, electricity, and gas. Check all these services in your home. If you find that they’re unavailable or not working correctly, contact your utility providers to report these issues. Keep in mind that restoration times can vary depending on the severity of the storm and the extent of damage in your area. In case you smell gas or suspect a gas leak, evacuate your property immediately and inform the gas company. Remember, safety comes first.
6. Begin clean up and salvage
Once you’ve ensured safety and contacted your insurance company, it’s time to start the clean-up process. Before you begin, make sure to wear protective gear to avoid injury while sorting through debris. Salvage what you can, but be mindful of water-logged or mold-prone items, as these can pose health risks if not handled appropriately. It’s crucial to remain patient during this process, as it can be time-consuming and emotionally challenging.
7. Mitigate further damage
To protect your home from additional damage in the immediate hours and days following the hurricane, cover broken windows and holes in your roof with tarps or plywood. Your insurance company may require this effort as part of your policy agreement, and in some cases, they may cover the cost of these temporary fixes. This step is crucial in maintaining the structural integrity of your home and preventing further deterioration.
Make sure to take photos of the damage before you begin any repairs, otherwise your insurance may not cover it.
8. Hire professional help
Dealing with the aftermath of a hurricane can be overwhelming, so it can be useful to hire professionals to help navigate the recovery process. From helping with insurance to repairing your home, they can dramatically improve your recover. Here are a few professionals to consider contacting:
Public adjusters: Adjusters can advocate for you with insurance companies to ensure you get the claim settlement you deserve.
Structural engineers: These experts can assess the structural integrity of your home after a disaster, checking for unseen damage that could potentially lead to more serious issues down the line.
Water and mold remediation specialists: Flooding often accompanies hurricanes. If your home was flooded, you should have a specialist inspect it for mold. These specialists can effectively remove water and mold and treat areas to prevent further mold from developing.
Contractors: Disaster recovery contractors can aid in restoring your home to its pre-disaster condition. They can be especially helpful if you’ve made temporary repairs and need something more permanent.
9. Address emotional wellbeing
It’s crucial to take care of your emotional health, especially following a disaster. Hurricanes can cause substantial emotional distress, which may make it difficult to return to normal life. Consider talking with a mental health professional, counselor, or community support groups that can provide emotional and psychological aid. Reaching out for help is not a sign of weakness – it’s a necessary step towards healing and recovery.
10. Prepare for the future
After you’ve weathered a hurricane, it’s a good time to revisit your preparedness strategy. Make sure your insurance coverage is adequate, and get flood insurance if you don’t already. It’s also essential to create a comprehensive evacuation plan and consider making improvements to prepare your house for future hurricanes. Being prepared can greatly reduce the impact of a future disaster and provide peace of mind.
What to do after a hurricane: final thoughts
In the aftermath of a hurricane, facing the recovery process can feel like an insurmountable task. However, it’s important to remember that there are resources and professionals ready to assist you in navigating this challenging time. While the journey towards recovery may seem daunting, with the right resources and support, you can restore normalcy to your life and home. And remember, never neglect your emotional and mental health during and after a disaster. Reach out to your community, support networks, and professionals if needed to take care of yourself and your loved ones.
As the world continues to experience the effects of climate change, these measures aren’t just optional, but essential. By being proactive and informed, you can not only navigate recovery but also better prepare yourself for future events.
This guide should not replace professional advice or guidance. Always seek help from certified professionals for issues related to structural integrity and safety, and follow all official guidance before, during, and after a major weather event.
There are many incremental tasks to complete as you prepare to sell your home, but a successful transaction starts with looking at the big picture. Before you take a single interior photo or begin painting your trim, it’s crucial you take a moment and assess your situation properly. Are you emotionally ready to sell your home? Will you use a real estate agent? Is it a good time for you to sell? Let’s examine the factors that go into answering these questions.
Am I Ready to Sell My Home?
Whether you are sad to leave behind a family home full of memories, or can’t wait to get out and into your new upgrade, selling a home can often be an emotionally charged process. There are many considerations to take into account before you decide to sell, which should be done as dispassionately as possible.
Once you’re confident you truly want to sell, it’s still important to not be overly swayed by the attachment to your home during the selling process. Homeowners should try to contain their emotions as much as possible and treat the process like any other business transaction in order to ensure a smooth and timely sale.
An important way to minimize your feelings as a factor in preparing to sell a home is by trying to see things from a prospective buyer’s point of view:
What types of buyers are likely to be interested in your home and neighborhood (e.g., large families with children, single professionals or retired couples)?
How can I make my home more desirable to them?
What are their long term goals and concerns?
Aligning your property with the needs of your prospective buyers can help you sell it quickly and for a great price. But remember that other people don’t have the same attachment to your home as you do, so a fair market price may be lower than your own perception of its value.
Timing is another factor to consider in order to sell your home successfully and for the most return. If possible, it can be beneficial to list your home during the most popular times of the year for the average homebuyer. Spring and summer are typically the best times to list, but the optimal selling season ultimately depends on your specific housing market. For example, communities popular with retirees in warm states like Florida or Arizona may see more action in the winter. A real estate agent can help you determine your area’s prime selling period, or you can do the research yourself. The same goes for conducting the sales process itself.
Real Estate Agents vs. For Sale by Owner: Which Is Better?
If you have a timing plan and are ready to get your home on the market, one of the first decisions you need to make is whether to go it alone, or use a real estate agent. Both methods have their own pros and cons — Let’s examine each option.
Using a Real Estate Agent to Sell Your Home
Real estate agents take a commission, which can typically be 5 to 6 percent of the sale price of your home. And for the average seller who does not make a living in the real estate industry, the choice to use an agent in exchange for this commission can not only save precious time, but also increase the amount received for the home, making the investment well worth it in many scenarios.
The right agent will help you with everything from setting the most advantageous selling price, marketing your home (including photography, videos and staging the property to look its best), arranging showings and open houses, negotiating with interested buyers, to helping you choose the right escrow company and getting the transaction closed without any snags. They are also ideally there for you as an ally and asset if any issues or questions arise during the selling process. They understand all of the required paperwork and typically have contacts and other resources that can help you solve nearly any possible problem. They can also strategically provide a buffer between you and potential buyers, and will have the experience and knowledge to ensure that you only invest your time engaging well-qualified buyers.
If you want help locating the perfect agent to sell your home, you can be matched with one in your area through Pennymac Home Connect, a nationwide network of top-producing real estate agents. You may even be able to earn $350 to $9,500 back at closing if you buy or sell a home with an agent you met through the network.*
For Sale by Owner
Real estate agents can be extremely helpful but it is also possible to sell your home on your own, a process commonly known as “for sale by owner.” In order to sell your home yourself, you will need to:
Do your own research in order to come up with a suitable selling price.
Manage all of the marketing, including getting your home on the Multiple Listing Service (MLS).
Show the house and interact with prospective buyers on your own.
Negotiate the sale with the homebuyers and/or the buyer’s real estate agent.
Ensure you have the proper documentation and that you adhere to all of the relevant laws and regulations.
If you are not going to use a real estate agent, it’s still wise to consider hiring some help in the form of a real estate attorney to make sure that the transaction goes smoothly, including setting up a real estate escrow account.
A Checklist for Selling Your Home
Now that you have determined which method you want to use to sell your home, it’s time to get to work. A smooth, successful home sale can be influenced by many factors, some large and some small. Fortunately, you can do many improvements yourself, with time and sweat being your biggest investments. Here are some moves you’ll want to consider in order to get ready to sell your home.
Interior Updates and Curb Appeal Improvements
For interior improvements, consider painting walls in contemporary, neutral colors and upgrading the lighting, even with small investments like additional lamps or upgraded light bulbs.
To boost your home’s “curb appeal” — the first impression and level of attraction prospective buyers feel for your home from the street before they step inside of it — consider making some inexpensive improvements to your home’s exterior and yard such as pressure washing, painting trim, and landscaping additions and touch-ups. Such simple beautification efforts can help improve your chances of attracting the right buyer.
Clean and Stage Your Home
You’ll want to thoroughly clean your home. A muddy hallway, messy garage or dusty bedroom will only reduce its appeal. Keep rooms as orderly and as uncluttered as possible for all showing appointments. Use a storage unit to temporarily house extra or unsightly items if necessary — that old recliner may be quite comfy, but it could be a ratty eyesore as well. Your real estate agent will likely have a professional home stager you can hire to make your home look its most appealing to buyers. And you can always ask a stylish friend to help you with organizing or decor. In either case, a second set of eyes is always helpful.
Provide Numerous High-Quality Photos
The right photos can make or break your listing. Most agents work with professional photographers, or you can hire one on your own. Ask a friend or neighbor for objective input when selecting pictures and don’t be afraid to speak up if you don’t like the photos used in your listing.
Set a Realistic Price
Setting a price for the home you are selling involves getting input from numerous sources. Start by checking area comps, or comparable sales, and get price suggestions from a couple of real estate agents. Consider all of these numbers, and add in the factors that make your home unique — in both positive and negative ways. Don’t use a property tax assessment since that figure is typically much lower than the current market price.
Still not sure how to price your home? Appraisals will determine how much money a lender will lend, so you should get a professional appraisal before listing your home. Appraisals are not inexpensive, but in certain markets and situations they could save you a lot of time, and that easily translates into saved money.
Create a Plan to Accommodate Showings
It’s a bad idea to conduct ad hoc showings. For all intents and purposes, you’re putting on a sales presentation so you should always put your best foot forward. Having a plan means adequately preparing for your customers (i.e. the potential buyers), while also minimizing the chances something could go wrong during the showing. Some important points to consider when scheduling a showing:
How much time does your work schedule and family/personal life allow for?
Do you have pets that you will need to remove from the home?
How much lead time will you need from your agent to ensure that it is in show-ready condition?
If you have small children, how will you manage their needs throughout each showing?
How will you deal with the unexpected, such as last minute viewing appointment changes, prospective buyers that show up early, or inclement weather concerns?
How to Sell Your Home Fast
No one wants to have their house sit on the market forever, but if your move is being influenced by a time-sensitive factor like a job change, a family situation, or financial issues, you may need to sell your house as quickly as possible. Here are our best tips for speeding up the home sale process.
Have your own home inspection: One part of the homebuying process that can drag on for a long time is addressing the findings of the buyer’s home inspection. Before you even list your home, you can hire an inspector yourself. Use their findings to create a to-do list, or factor the cost of repairing any issues into your sale price. This will allow you to start one step ahead of your potential buyers’ negotiations.
Accommodate (but also vet) potential buyers: Offer buyers whatever you can, whether it is showings on short notice or flexibility with their closing date. However, don’t act too much in haste to sell and don’t sign contracts with unqualified buyers. Spending time in limbo with a buyer whose offer might fall through can waste valuable time and miss connections with more qualified buyers.
Spread the word yourself: Ask for help from your friends, family, and other contacts. Share your listing on social media, carry flyers with you at all times and even consider hosting events like an open house party.
Consider offering incentives: Paying all or part of your buyers’ closing costs, a home warranty and flexibility with closing are all ways that you can attract potential buyers.
Consult with a lender: Knowing what financing options are available to potential buyers can help you market your home. For example, are there low down payment options available?
Ensuring a Successful Home Sale
Our final, and perhaps most important, tip for selling your home is to make sure that you prepare mentally and financially for the many possible offers and issues you may encounter. What if you don’t get the price that you want? If you are trying to sell your home fast, what if it sits on the market for a long time? If you can come up with contingency plans for these worst-case scenarios, you will be ready to handle anything that you encounter in the home selling process.
Being prepared is the key to success in the home sale process, from your first showing appointment to the closing of the deal. If you’d like additional insights into selling your current home or buying your next one, consult with a Pennymac Loan Expert today.
*Pennymac Home Connect is offered in partnership with HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with PennyMac Loan Services, LLC, and PennyMac Loan Services, LLC is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from PennyMac Loan Services, LLC is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a referral fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. PennyMac Loan Services, LLC is not responsible for the reward. The reward is valid for 18 months from the date of enrollment. After 18 months, you must re-enroll to be eligible for a reward. Offer subject to change or cancellation without notice.
PennyMac Loan Services, LLC ( Lender NMLS 35953 ) does not perform any activity that is or could be construed as unlicensed real estate activity, and PennyMac Loan Services, LLC is not licensed as a real estate broker. Agents of PennyMac Loan Services, LLC are not authorized to perform real estate activity.
PennyMac Loan Services, LLC loans subject to credit approval. Offer subject to change or cancellation without notice.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
Floods are among the most common and devastating natural disasters, causing extensive damage to homes and properties. They are also extremely expensive to recover from – in 2022 alone, property damage from flood events in the US cost people and governments more than $13 billion. This amount will likely rise as people continue moving to flood-prone areas at a record rate.
If your home was recently flooded, it’s important to start the recovery as soon as the waters recede to avoid further damage to your home and belongings. So what do you do after a flood, and how do you protect your home in the future?
To help, we put together ten essential steps for homeowners so you can be better prepared. So whether you live in a house Tampa, FL, and are recovering from a flood, or an apartment in Wilmington, NC, and just want to learn more, read on for ten important flood safety tips.
1. Prioritize your safety
Safety comes first. Only return to your home once authorities say it’s safe, and use abundant caution. Avoid rushing into your home, as there could be hidden dangers. When you first enter, watch out for downed power lines, gas leaks, standing water, and structural damage. If your power isn’t already out, turn off the electricity if you suspect it’s not safe.
As you move through your home, it’s essential to wear protective gear, like rubber boots and gloves, to prevent injuries. You should also have a first aid kit at hand in case of minor injuries.
2. Assess water quality
Water contamination is extremely common during and after a flood. This is because floodwaters often carry a wide range of pollutants, including bacteria, chemicals, heavy metals, and sewage that can significantly contaminate a home or community’s drinking water supply. This contamination poses serious health risks, especially when used for drinking, cooking, or hygiene purposes.
To reduce risk after a flood, it’s essential to have your water tested to ensure its safety. Local health departments often offer testing services or can recommend a reliable lab. Until your water has been tested and deemed safe, use bottled water for drinking and cooking.
Importantly, if your home uses a private well and it was inundated by floodwater, it’s likely contaminated. You must have your well cleaned, disinfected, and tested by a professional before using the water again. The Environmental Protection Agency provides guidelines on how to disinfect wells after a flood
3. Look out for mold
Mold is a common and serious issue following floods. It can develop within 24 to 48 hours in damp, warm conditions, infesting walls, carpets, and furniture. Mold not only compromises the structural integrity of your home, but it can also pose significant health risks. These can range from allergic reactions and asthma attacks to more serious respiratory infections, especially in individuals with weakened immune systems.
Identifying mold can be tricky since it’s not always visible and it grows in hidden areas, such as behind walls or underneath floors. Common signs include a musty odor, discoloration on surfaces, and worsening allergy symptoms. If you spot or suspect mold growth, don’t attempt to handle it yourself, especially if it covers a large area. It’s best to call in a professional mold remediation company, as they have the appropriate equipment and expertise to remove mold safely and thoroughly, and can advise on preventing future mold growth.
4. Contact your insurance company
If you have a flood insurance policy, it’s crucial to contact your insurance company as soon as possible after a flood. They can guide you through the process of filing a claim. Be prepared to provide comprehensive documentation of the damage, which includes taking pictures and videos of the floodwater, damaged structures, and destroyed items. If you can, try to include water levels in your photos. This documentation helps expedite the claim process and helps ensure that you receive a fair settlement.
It’s important to understand that standard homeowners’ insurance policies typically do not cover flood damage. This is a common misunderstanding and can lead to unpleasant surprises in the event of a flood. Coverage for flood damage requires a separate flood insurance policy, often provided through the National Flood Insurance Program (NFIP), a program managed by the Federal Emergency Management Agency (FEMA).
5. Seek additional financial assistance
Dealing with the aftermath of a flood can be financially challenging, especially if your policy coverage falls short, or you don’t have one at all. If this is the case, you may qualify for assistance from federal, state, or local entities.
The Federal Emergency Management Agency (FEMA) provides the majority of assistance after declared disasters, including floods. This assistance can take many forms, including grants for temporary housing, home repairs, and low-interest loans to cover uninsured property losses. You may also qualify for assistance programs through the U.S. Small Business Administration (SBA), even as a homeowner or renter. The SBA provides low-interest disaster loans to help cover the cost of repairing or replacing damaged property.
Lastly, local charities, non-profit organizations, and community groups often offer free emergency aid in the aftermath of a flood. This could include distributing supplies, organizing volunteer cleanup crews, and offering temporary housing.
No matter your method, make sure to reach out for help proactively and promptly; there can often be application deadlines for disaster assistance programs, especially for major events
6. Thoroughly clean your home
Next, it’s time to begin cleaning up. This step is crucial as stagnant water can lead to mold growth, which poses serious health risks. Remove water-damaged items from your home and start drying out the property. Utilize fans, dehumidifiers, and heaters to speed up the process.
Cleaning up after a flood is a monumental task. You might consider hiring a professional restoration company that specializes in post-flood cleanups. They have the expertise and equipment to handle the situation effectively and safely.
7. Repair and renovate
Once everything is dry and clean, it’s time to repair and renovate your home as necessary. This process could range from replacing drywall and flooring to more extensive structural repairs, such as replacing your roof. Consider hiring a contractor who has experience in restoring homes after a flood.
You can take this opportunity to make your home more flood-resistant so you’re prepared for the future. Options include elevating utilities, waterproofing your basement, or even raising your home, depending on your budget and local building codes.
8. Be aware of scams
Unfortunately, disasters can bring out scammers who prey on vulnerable homeowners. Scammers can take many forms, including charity, government, and insurance impersonators. One of the most common types are home renovation contractors who come unsolicited offering repairs. They will often ask for a downpayment for work that they never end up completing.
To be safe, always verify the credentials of anyone you hire or divulge information to. You can also check with your local Better Business Bureau or your state’s licensing board to ensure you’re working with a legitimate professional. If you’re unsure, ask plenty of questions and contact local authorities.
Insurance adjusters and government officials will never ask for money, collect down payments, or charge a fee for their services.
9. Take care of your emotional health
Don’t neglect your emotional wellbeing in the wake of a flood. It’s normal to feel a variety of emotions, including sadness, frustration, and anxiety. If you feel like you need support, reach out to local community organizations or a mental health professional. Taking care of your emotional health will help you better navigate the recovery process and emerge stronger.
10. Prepare for the future
While you can’t control the weather, you can prepare for surprises. Even if you felt prepared for this flood, it’s essential to prepare for the next as soon as you can. Here are some important steps to take:
Review your insurance policies: Ensure you have appropriate coverage by revisiting your insurance policies. If you didn’t have coverage for this flood, you’ll want it for the next one.
Install a sump pump: Sump pumps are critical to help remove water from your basement or other depressed areas. Consider a battery-powered option in case of a power outage.
Create a flood readiness plan: This should include a clear evacuation plan detailing how and when to leave your home, the safest escape routes, and where to go.
Prepare an emergency kit: Even if you had plenty of supplies this time around, it’s important to keep it stocked for the next event. Your kit should be waterproof and include necessary items like food, water, medication, important documents (like insurance policies), a first-aid kit, hygiene supplies, clothes, cash, and anything else you might need if you must evacuate your home quickly.
Understand your flood risk: Many people don’t know if their property is more at risk of flooding. You can learn if your property is at risk using the flood factor tool, or by searching your property on Redfin.
What to do after a flood: final thoughts
Knowing what to do after a flood can be extremely challenging and daunting. You have to juggle various tasks, ranging from documenting damage and contacting insurance companies, to dealing with potential mold issues and seeking out financial assistance, all while dealing with emotional pain. However, with a systematic approach that includes safety, restoration, insurance, and preparing for the future, the road to recovery can become more manageable.
Recovering from a flood also provides an opportunity to rebuild stronger. This can include understanding and updating insurance policies, flood-proofing your home, creating a comprehensive readiness plan, and understanding your flood risk.
As the world continues to experience the effects of climate change, for many, these measures aren’t just optional but essential. By being proactive and informed, homeowners and renters can not only navigate the recovery from a flood but also better prepare themselves for future events.
This guide should not replace professional advice or guidance. Always seek help from certified professionals for issues related to structural integrity and safety, and follow all official guidance before, during, and after a major weather event.