From Feb. 22 to May 22, 2024, certain American Express cardholders can earn elevated rewards if they refer a friend for their own AmEx card, and that person applies and is approved by May 22.
AmEx cardholders who meet the promotion requirements will get an additional 10x Membership Rewards or 10% cash back per dollar spent at restaurants worldwide. The new rewards rates are valid for 3 months, or up to $25,000 in purchases. (Terms apply.)
AmEx cardholders with the following cards are eligible for this offer:
Thanks to American Express’ flexible referral rules, referral recipients aren’t restricted to applying for a card within the same family as the referring friend. For example, if you receive a referral from someone with an AmEx card that earns cash back or Membership Rewards, you may apply for any personal or business AmEx card. However, when the referring cardholder has a co-branded card such as the Delta Gold, the referral recipient may apply only for a co-branded card in the same family.
Is this a good deal?
Earning an extra 10x rewards or 10% more cash back is a great opportunity, especially when those rewards can be had with minimal effort: Sending a referral is as easy as clicking a few buttons online or within the AmEx app. As long as the recipient is approved for the card they apply for, you’ll get that temporary rewards boost.
Say you have the American Express® Gold Card, which earns 4x Membership Rewards at restaurants. If you meet the terms of the referral offer, you’ll earn a stunning 14x on dining. Terms apply.
Those rewards can be redeemed in a number of ways, but you’ll likely get the better value by transferring them to one of AmEx’s travel partners. NerdWallet estimates that 1 Membership Reward is worth 2 cents when transferred.
To view rates and fees of the American Express® Gold Card, see this page.
We received a neat tip from usccstrategy which simplifies figuring out which card you used when referring a friend to an Amex card:
Look at your rewards transactions showing the referrer bonus. You’ll see there a string of letters/numbers attached to each referral bonus. Example:
See in the above screenshot one of the referrals is described as “K3QE” and one is described as “K3YC”.
Next, check your referral link. Look at the full expanded version of the link. Near the end of the long link you’ll see the 4-digit code which represents the card for referrals. That code will correspond to the code you see in the login.
For example, one code I checked ends with “92-201279-K50U%3A9997&v=1&xl=cp10gx”. If that card would refer a friend, they would see “K50U” in their rewards login. Cool.
Chase today began allowing cross-referrals between the Sapphire Reserve and Sapphire Preferred card. Someone with a Sapphire Reserve card can now refer a friend to either the Sapphire Reserve or Sapphire Preferred card. And someone with a Sapphire Preferred card can now refer to either the Sapphire Preferred or Sapphire Reserve card.
Find your referral link for any Chase card on this Chase webpage. Currently the referrer bonus for Sapphire cardholders is 15,000 per referral, up to 75,000 per year. No referrals in the comments below.
This KashKick Review will help you figure out if this rewards site is worth your time or not. KashKick is a rewards platform where you can get rewards for doing things like answering questions and playing games online. You can then turn these rewards into real money through PayPal. To really get how KashKick works,…
This KashKick Review will help you figure out if this rewards site is worth your time or not.
KashKick is a rewards platform where you can get rewards for doing things like answering questions and playing games online. You can then turn these rewards into real money through PayPal.
To really get how KashKick works, it’s important to know all the details. This means knowing what to do from the start, like signing up and getting your money.
Continue reading this KashKick Review to learn more.
Please click here to sign up for KashKick for free.
Key Takeaways
KashKick is an easy way to earn extra cash online through surveys and playing games.
KashKick pays via PayPal cash.
They have games such as Monopoly GO, Yahtzee, Bingo Blitz, Scrabble Go, and more where you can make $100+ per game.
They also have a referral program where you can refer your friends and family to their site and earn 25% of their lifetime earnings.
This is a free site to join.
What is KashKick?
KashKick is a GPT (get paid to) rewards site, which means that there are lots of different ways to get paid on this platform.
It’s aimed at giving you an opportunity to earn some extra cash, and this platform rewards you for completing different tasks. These tasks include taking surveys, signing up for apps, and even trying out new products and services.
They have a PayPal cash-out option with a minimum payout threshold of $10. This makes the platform a good option if you’re looking to supplement your income without spending too much of your time and energy.
Recommended reading: 21 Best Free Surveys That Pay Cash Instantly
How to Make Money on KashKick
KashKick is a money making app with many different ways to make money. Some different ways include:
1. Take surveys
One of the top ways to earn on KashKick is by answering surveys.
These surveys are given by different market research companies or brands who are looking for opinions from normal people like me and you. By paying for surveys, these companies can learn how to improve their product, their advertising, and more.
The amount you can earn per survey depends on its length, but they are typically less than 20 minutes long and you will usually earn around $1 to $5 per survey answered. These surveys aren’t hard either – they simply want to know what you truly think!
To make the most of this type of earning opportunity, you should take surveys as much as you can and pay attention to the survey invitations you receive in your email.
2. Play games
Another way to make money on KashKick is by playing games.
The platform has partnered with different game developers and companies, allowing people like you to try new games and earn rewards for them.
The reason people get paid for playing games on KashKick is because the site partners with advertisers and businesses who are looking to promote their products or services. By playing these games, you help these advertisers reach a wider audience. In return, KashKick shares a portion of the revenue earned from these games with you. It’s a win-win situation where you get to have fun and earn a little extra money, while businesses get exposure for their ads and games.
There are many different games you can play on KashKick such as:
Monopoly GO
Yahtzee
Bingo Blitz
Scrabble Go
MGM Slots
Solitaire Smash
And so much more.
For example, here’s how you can make money playing Monopoly on KashKick: “Install (make sure to accept tracking requirements on your device!) and reach Board 27 within 8 days from the install date to get $30, reach Board 42 within 12 days for $40 more and reach Board 71 within 24 days for another $50 – for a total of $120!”
While playing games, it’s important to track your time spent and calculate your earnings potential to make sure your gaming activities are worth the effort. If you find that you’re spending too much time playing games, then it may not be worth it.
3. Reward offers
KashKick has many reward offers, such as paid offers or app installations. To see their offers, you will want to go to the offers section on the KashKick website and you can find the tasks that suit your interests and preferences.
For example, with KashKick Offers, if you register and select your unique $Cashtag, you will get $4. Or, if you link your bank account to Stash and make a qualifying deposit, you will get $50. Another offer is to sign up for an app that gives cash back at the gas station pump, and then you can earn a $15 reward.
There are currently 85 different offers available to me on KashKick, so there are lots to choose from!
Checking the featured offers regularly can really boost how much you can earn. That’s why it’s a good idea to keep an eye on this section for new chances to make money.
4. Referral bonus
KashKick has a nice referral program to encourage you to bring in new members.
When you invite friends or family to join the site, you can earn a referral bonus in the form of a percentage of their lifetime earnings. This not only helps you boost your income but also creates a way to make passive income over time because you won’t have to do anything extra to earn the 25% referral bonus.
If your friend joins using your referral link, you’ll get 25% of the money they make from doing Offers on KashKick.
You can find the referral link by clicking on the money icon in the top right corner when you are logged in. Then click on “Refer a Friend.”
Note: This bonus doesn’t apply to the money they earn from Surveys or Extra$.
5. Extra$
Extra$ are even more ways to earn cash on KashKick. These may be purchases you can make to save money, free trials, and more.
Some of the Extra$ I have available when I log in include:
Try SiriusXM for just $1 for 3 months and earn $6.54
Sign up for Paramount+, try the trial, and earn $0.60
Place your first order with Uber Eats and earn $7.00
There were over 100 of these available on my KashKick dashboard.
6. Sign up bonus
When you first sign up on KashKick, you may be eligible for a sign-up bonus. This bonus is generally offered in the form of cash that can be added to your account balance. There is not currently a KashKick sign-up bonus, but I will let you know when that changes.
How to sign up for KashKick
Signing up for KashKick is an easy process that can be done in just a few steps. Here’s how you can sign up for KashKick:
Click here to sign up for KashKick for free.
Enter your email address and create a password.
Fill out your profile – Next, you will answer some basic information about yourself, such as your age and location. Keep in mind that you must be at least 18 years old to sign up, and you must live in the United States.
Confirm your email address – Once you have entered your information, KashKick will send you a confirmation email that you will have to click on.
And, that’s it!
Now that you’ve successfully signed up for KashKick, you can start earning cash rewards by completing surveys or playing games.
Ways to cash out on KashKick
To cash out on KashKick, you need to reach a minimum earnings threshold of $10.
When you reach the threshold, you can request your payment through PayPal. It’s the only payment method that KashKick has. So, you will want to have a verified PayPal account before you start a KashKick account.
Once you request your payout, it usually takes around 1 to 3 days to receive your payment, which is completely normal.
It’s important to know that accounts are considered inactive after 90 days of inactivity, and earnings in these accounts may be forfeited. So, don’t forget to continuously participate in the platform and cash out before it’s too late.
KashKick reviews
Below are KashKick reviews from websites such as Trustpilot and Reddit.
KashKick Trustpilot reviews
KashKick has a 3.7 out of 5-star rating on Trustpilot, with around 600 reviews.
Of the negative reviews of KashKick, some people were having trouble with accessing their accounts and this led to a negative experience. KashKick did respond to these complaints with a support email to reach out to them.
If you have issues with KashKick, I highly recommend reaching out to their customer support team at [email protected] or reach out to them via their Facebook page.
KashKick reviews on Reddit
Overall, I found many good reviews of KashKick on Reddit. Many people were earning money mainly by playing KashKick games. I found many KashKick reviews on Reddit where users said that they play the games all the time in their downtime and often reach the $100+ payout for the games.
KashKick vs competitors
Wondering how KashKick compares to its competitors? Whether you are looking for another paid survey site or if you want different ways to earn, then I recommend reading the below.
Swagbucks
Swagbucks is a popular rewards platform similar to KashKick. Like KashKick, you can earn points (called SB) by completing tasks such as watching videos, completing surveys, and shopping online. There are many different ways to earn, and Swagbucks is one of my favorite rewards sites. So, I highly recommend joining this one if you haven’t yet.
You can sign up for Swagbucks here. Also, you can read my Swagbucks Review here.
Survey Junkie
Survey Junkie is one of the most popular survey sites. The minimum cash-out threshold is also $10. Survey Junkie is heavily focused on surveys, though, so if you’re looking for different earning opportunities, it might not be the best match.
You can sign up for Survey Junkie here. Also, you can read my Survey Junkie Review here.
InboxDollars
InboxDollars is another online rewards site like KashKick, and it allows you to earn cash by completing tasks such as online surveys, watching videos, and signing up for offers. InboxDollars has a slightly higher cash-out threshold of $15, meaning it might take longer for you to claim your rewards.
InboxDollars pays via PayPal cash, as well as gift cards to places such as Amazon, Apple, Target, Dunkin’ Donuts, Lowe’s, Barnes & Noble, and Gap.
Sign up for InboxDollars here.
Frequently Asked Questions About KashKick
Below are answers to common questions about KashKick.
Is KashKick a legit way to make money?
Yes, KashKick is a legit rewards site where you can earn cash for completing tasks like answering surveys and playing games. They have a low payout threshold of $10 and pay through PayPal, but keep in mind that sometimes it can take a long time to reach the withdrawal minimum.
Does KashKick pay you to watch videos?
At this time, KashKick does not currently have videos that pay you to watch. However, this is a feature that they may add in the future.
How do I sign up for KashKick?
Signing up for KashKick is simple and free. You can sign up here.
Does KashKick have a mobile app?
Yes, KashKick has an app for Android users to download. However, there is not a mobile app for Apple iPhone users yet.
How long does KashKick take to pay?
KashKick payments take around 1 to 3 days.
Can I use an international PayPal account to withdraw my KashKick earnings?
Unfortunately, no. KashKick only allows a valid United States-based PayPal account for payments.
Is KashKick legit or a scam?
KashKick is a real online rewards site that gives you many different ways to make money, such as playing games online, watching videos, signing up for other apps, and answering surveys.
KashKick Review – Summary
I hope you enjoyed this KashKick review.
KashKick is an easy site to use if you want to make some cash in your spare time. Plus, there are many different ways to make extra money – from playing games to answering surveys, and more.
To sum it up, KashKick is a simple website where you can earn rewards in different ways. If you do things like answer surveys, you’ll also benefit from a low amount needed to cash out.
So, why not give it a shot and see if it’s a fit for you!
Please click here to sign up for KashKick for free.
It’s not uncommon to hit a moment in your financial life when you could use some cash…like, right away. Maybe you have a slew of unexpected expenses, get laid off, or need to help a loved one in need. Whatever the case, you may be craving a quick cash infusion.
To help out, here’s a list of 23 ways to get some money flowing your way ASAP. Some are online methods, others are in-person, but all can help you out when you are in a pinch.
Read on to see which of these ideas may suit you, plus tips on staying safe as you go after those additional funds.
When You Need Quick Cash
Many people hit a time when they could really use some additional cash. Perhaps you moved to a new town and need to put down a security deposit on a rental as well as pay your movers. Or you are a freelancer, and one of your clients is slow to pay. Or you need pricey dental work which isn’t fully covered by your health insurance. Or perhaps you just went overboard on holiday gift buying, and now your credit card bill is due.
Whatever the reason, if you need to get money fast and don’t want to break out your high-interest plastic to see you through, don’t panic. There can be an array of ways to bring in cash quickly. Some are online (taking marketing surveys), some are in person (dog walking), but there is likely to be at least a couple that suit your preferences and your situation.
💡 Quick Tip: An online bank account with SoFi can help your money earn more — up to 4.60% APY, with no minimum balance required.
Online vs Offline Money-Making Opportunities
As you look into ideas for how to get money fast, one key consideration is whether you want to do so online or offline. Perhaps both ways suit you, but many people have a preference.
If you have a job, are caring for dependents, or otherwise are under time constraints, you may prefer to squeeze in your money-making activities here and there. Online opportunities may suit you well, since some are available 24/7. For example, you could upload items you want to sell on eBay at any hour.
For others, offline work is more suitable. If, say, you are a brilliant guitar player and have a knack for sharing your skills, music lessons could be a good path, and you might find doing these in person more rewarding than via Zoom. Or holding a yard sale and selling off unwanted stuff could bring in a good amount of cash quickly.
Making Money Online
To help you scope out opportunities, consider this list of online ways to make quick cash.
1. Take Online Surveys and Market Research
From the privacy of your home, at your convenience, you could be earning small amounts of money (which can add up) by taking online surveys, watching videos, or even sharing your search history. These typically help marketers gain insight into consumer behavior and opinions Some places to sign up: Branded Surveys, Inbox Dollars, and Survey Junkie sites.
2. Sign Up for Freelancing Platforms
Do you have a skill to share…and sell? You might be able to offer your writing, social media, web design, translation, or other talents on a platform like Upwork, and get paid for freelance gigs. This can be an especially good way to make money even with no job.
3. Sell Products on E-Commerce Websites
If you are artsy or craftsy, you might try posting your work for sale online. Whether you make necklaces, take great nature photos, or knit beautiful baby sweaters, Etsy is a popular option. Just keep in mind that e-commerce websites typically have posting fees and then take a cut of your sales.
4. Offer Online Tutoring and Courses
You might be able to make quick cash by teaching online. Did you score in the top percentile on a standardized test or ace high-school physics? Are you pretty much fluent in French, or can you make bake-off-worthy cakes? You might be able to do remote tutoring or offer a class online. The key to bringing in quick cash here will be marketing your services well, so do a little online research upfront about how to bring an audience your way.
5. Try Affiliate Marketing
Do you love social media and have a strong presence, whether as a gamer, sharer of clothing hauls, or a guide to neighborhood businesses? If so, you could make quick cash via affiliate marketing. This means that you earn a commission on every visit, sale, or sign-up that you generate for a brand or merchant. You can learn more at affiliate marketing sites such as SemRush.
6. Find Unclaimed Money
Did you know that unclaimed funds, whether from forgotten-about bank accounts or insurance benefit checks that were never cashed, can wind up with the state government and sit, waiting to be claimed? It may be a bit of a longshot, but it can’t hurt to check out this unclaimed funds website and see if there is any cash in your name that you might collect.
7. Claim App Referrals
You may be used to those “Refer a friend and get $25!” offers online. If the shoe fits, as they say, wear it! For instance, if a buddy signs up for a PayPal or a Swagbucks account at your recommendation, you could benefit with a small chunk of change heading your way as a thank you.
8. Open a Bank Account
The personal finance business can be competitive these days, and some banks will offer you a tidy sum to open an account with them. This is among the more common bank bonuses, and while amounts will vary, you could earn a quick $250 this way. These offers are often at online vs. traditional banks. Just be sure to read the fine print before you sign up to make sure that there aren’t fees or minimum balances that would be challenging for you.
9. Sell Unused Gift Cards
Here’s a slightly weird way to make money. Do you have a gift card or two, maybe sent by a well-intentioned relative, sitting unused? Perhaps you never go to the coffee chain the card is for, or you don’t have a branch of the store nearby. You might recoup some of the card’s value by selling it on a site like CardCash, ClipKard, or GiftCash.
10. Get Paid Sooner
Need more ideas for how to make quick cash? This one doesn’t exactly bring in more money but can give you access to your earnings sooner. Some financial institutions will make your paycheck available up to 48 hours early when you sign up with direct deposit. Again, this isn’t a sum beyond what you earn, but it can let you, for instance, pay bills on time when you otherwise couldn’t.
11. Work as a Virtual Assistant
In this age of automation, many jobs can be done remotely as long as you have computer and wifi access. That includes being someone’s assistant and helping with tasks like scheduling, correspondence, and travel arrangements. Look for listings on sites like FlexJobs and LinkedIn.
💡 Quick Tip: If your checking account doesn’t offer decent rates, why not apply for an online checking account with SoFi to earn 0.50% APY. That’s 7x the national checking account average.
Making Money Offline
Need more inspiration on how to make quick cash? There are plenty of ways to do so in the real world instead of online. Here is an assortment of ideas for getting some money into your bank account, where it’s needed most.
12. Do Local Odd Jobs and Gigs
Are there any services, whether one-off or ongoing, that you could offer? You might be able to help a senior with shopping, do yard work, assist someone with cleaning out their basement before they move, or set up for a party. Take a look at sites like Fiverr, Craigslist, or Nextdoor, as well as locations like community bulletin boards at cafes and other locations.
13. Sell Unused or Unwanted Items
Your junk could be someone else’s treasure that they might be willing to pay for. You could have a yard sale or visit one of the many places to sell your stuff. Items that could be sale-worthy include good condition electronics, cookware, clothing, sports equipment, housewares, home decor, your vinyl collection, and more.
14. Pet Sit or Walk Dogs
Here’s another idea for how to make quick cash, and it’s perfect for animal lovers: Do some pet sitting or dog walking. Using a well-known social networking site or a pet sitting site could help get attention and build the business; you might also try posting flyers in your neighborhood offering dog-walking services. Cash payments can make this a good gig for those who don’t want to wait for their money.
15. Tutor or Skill Share
As mentioned above, if you have a skill or talent (from speaking great Spanish to coding), you could tutor or offer instruction. Local schools and community centers could be a good place to market your skills; think about what credentials you can tout to show prospective students that you have the know-how.
16. Recycle for Cash
In this era of eco-consciousness, there are plenty of opportunities to recycle for cash. This can be as simple as gathering your own and your neighbors’ unwanted cans and bottles and redeeming them, or you might get scrap metal via Craigslist or Freecycle and then sell it to a scrap yard. And who knew? You might even earn quick cash via recycling cardboard at BoxCycle.
17. Take Care of Children or Elders
Could you do some babysitting, childcare, or eldercare to bring in cash? You’re likely to have some warm and fuzzy feelings too after doing gigs like these and helping others. Caregivers may have to go through an in-depth vetting process to sign up with an agency like Care.com, so be prepared to answer lots of questions (Do you have experience? What would you do in an emergency? Will you cook and clean?) and provide background information and ID.
18. Pawn Items of Value
Let’s say you have an urgent car repair bill and unfortunately haven’t got enough saved in an emergency fund. You could get cash quick by pawning an item (think jewelry, wristwatches, electronics, and musical instruments). This means you take it to a pawn shop, get cash, and if you come back and repay the loan in a certain time frame, you retake possession of the item. If you don’t, the pawn shop can sell it. This practice could benefit you when you need money fast.
19. Rent Out Extra Space
You’ve probably heard about the sharing economy, which can allow people to monetize their unused space. For instance, if you live in a popular area and have an extra bedroom, you might rent it out on Airbnb to people visiting your town for a few nights. You may even be able to rent out your unused parking space on Spacer.
20. Deliver Food
It’s a sign of the times: Food delivery, from groceries to restaurant meals to bubble teas, is on the rise. You might be able to make some fast money by doing this kind of delivery via a service like DoorDash, UberEats, InstaCart, and GrubHub, among others. This can be a good way to use your free time to bring in some cash when you need it quickly.
21. Drive Rideshare
Similarly, if you have access to a car, you could drive a rideshare for a company like Uber or Lyft. Whether ferrying people to the airport, work, or out to dinner, it can be a good way to monetize your free time.
22. Flip Free Items
Are you handy? Here’s a way to get some money flowing your way: You could snag items from Freecycle, Craigslist, Nextdoor, or even the curb, and refurbish and sell them as a low-cost side hustle. Maybe someone is getting rid of an old coffee table or nightstand that’s in rough shape. You could refinish or paint it and sell it at a profit. Yes, it takes a bit of time to do this work, but the opportunity to bring in perhaps a couple of hundred dollars for your effort is real.
23. Cash in Your Coins
Here’s an easy idea for making quick cash: Look around your house for that coin jar that many people have shoved in a closet or on a windowsill. If you have a stash of quarters somewhere, you might be surprised by how much it can add up to. Getting it to the bank or a retailer that offers coin counting and redemption services could bring you a good infusion of cash.
Combining Online and Offline Opportunities
Now that you’ve read this list, you can begin to think about which ideas spark the most interest or best suit your situation. When you want to make quick cash, you don’t have to try just one method.
Feel free to mix up online and offline techniques to make money fast. You might drive a rideshare on Sundays and tutor via Zoom twice a week. It’s all about what works best for you.
Balancing Your Time
One thing to remember as you work to bring in extra cash is that it is possible to overdo it. Whether you have a job and/or a family or are unemployed and single (or anything in between), remember that you do need downtime and rest. Don’t overschedule yourself with odd jobs and other money-making tasks. You need to balance your time. And if you are sleep-deprived and exhausted, you can’t do a good job making money anyway!
Tips for Staying Safe While Making Quick Cash
A word or two of warning as you look for ways to make quick cash: There are occasionally scams and dangerous situations out there. Be savvy as you move ahead.
Avoiding Scams
If an opportunity to make money sounds too good to be true, it probably is. There are quite a number of employment scams out there, so be vigilant. Work-from-home scams and overpayment scams are common; check out Fraud.org’s site to learn more and protect yourself.
When selling items, also proceed with caution. There are also fraudsters using overpayment and money order trickery to get something for nothing.
Managing Personal Information
If you are applying for gig work, be cautious about to whom you send your personal information (such as your Social Security number and banking details). Do your research and vet the recipient of this info; otherwise, you might be dealing with a scammer who is trying to commit identity theft.
The Takeaway
Many people encounter a moment when they could really use some cash quickly. Happily, there are many ways to get money flowing your way, both online and offline. From dog walking to selling your unwanted stuff, from tutoring to taking surveys on your laptop, there are likely several options that can suit your needs.
And once you make that extra moolah, make sure it’s working hard for you and earning you some interest, thanks to a good banking partner.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with up to 4.60% APY on SoFi Checking and Savings.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a deposit to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.
SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet..
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
Do you want to learn how to get free clothes? There are many ways to get free clothes online and in-person, which means you can save money and have a new outfit. From online shopping to community groups and social media, there are many platforms where you can find free clothes for yourself and your…
Do you want to learn how to get free clothes?
There are many ways to get free clothes online and in-person, which means you can save money and have a new outfit.
From online shopping to community groups and social media, there are many platforms where you can find free clothes for yourself and your family. In this article, I will help you find free clothing both online and near you.
Whether you’re an expert bargain hunter or just learning the ropes, taking advantage of free outfits can be the key to sprucing up your wardrobe without spending a ton of money. Read on to learn more about how to get free clothes, discounts, and clever hacks to get free clothes while maintaining your budget.
Key Takeaways
Explore online platforms, like Facebook Buy Nothing groups, Craigslist, and Freecycle.org, for free clothing options.
Connect with friends and communities to organize clothing swaps.
Blogging or social media can lead to free clothing items and discounts.
How To Get Free Clothes
1. Facebook Buy Nothing Groups
If you’re looking for the easiest way to learn how to get free clothes, Facebook Buy Nothing groups can be one of the best options in your local area. These local groups on Facebook are part of the Buy Nothing Project, which aims to connect neighbors who are willing to give items away for free, including clothing.
I have given away many, many things in my Facebook Buy Nothing group, and I see lots of clothes given away all the time. You can find free clothes for women, men, children, and babies in your local Facebook Buy Nothing group.
To get started with Facebook Buy Nothing groups, simply search for a Buy Nothing group in your town or city. If you live in a large city, there might be multiple groups for different neighborhoods. Once you find the right group, send a request to join. You can start by searching “your city name Buy Nothing Group” as an example.
After you’ve been accepted into the group, you can start looking for free clothes. Keep an eye out for posts from group members offering clothing items they no longer need, and don’t hesitate to ask questions and state your interest in the items you like. When you find something you’d like to have, simply comment on the post to let the person know that you’re interested. The person may choose to gift the item to the first person who comments, or they might decide to draw names at random.
Another way you can learn how to get free clothes on Buy Nothing is by hosting a clothing round-robin. This is when people put together a box of clothes together that goes person to person. You can try items on in your home, take clothing you like, add to the box, and pass it along to the next person.
Facebook Marketplace may also have free clothing listed as well.
2. Look at Craigslist for free clothing
Craigslist has a free section on their website where you can find clothing and other items that people are giving away.
To get started, go to Craigslist.org and head to the free section of the website. Then type “clothes” or whatever specific article of clothing you are looking for in the Craigslist search bar.
Then when you find a free clothing listing that you like, simply click on the title or image to view more information about the offer and send an email to the person.
Note: For your safety, it is a good idea to meet the person in a public place and bring a friend along when you pick up the clothes.
3. Check Freecycle.org for clothing and shoes
Freecycle.org is a great resource for where to get free clothes online.
Freecycle is a nonprofit movement/website that allows members to give away and receive items for free in their local area. Freecycle is all about reducing waste and keeping items out of landfills.
To get started, create a free account on Freecycle.org and start looking at what is available in your area.
When you find something you like, simply respond to the listing, and the person will give you details on how to pick up the items.
For more content related to how to get free clothes, check out: 15 Awesome Ways To Get Free Stuff.
4. Organize a swap with friends to get free clothes
Setting up a clothing swap with friends and family is a fun way to refresh your wardrobe while also learning how to get free clothes.
Here are some steps to host a fun clothing swap:
Set a date and location – Choose a date and time that works for you and your friends. It’s a good idea to host the swap at your home or another comfortable space where everyone feels welcome. Make sure there is enough room for everyone to display and try on clothes.
Invite your friends – Create a guest list and send out invites. You can use social media, email, or text message to invite your friends. Make some ground rules for how the swap will work, and ask everyone to bring clean, gently used clothes that they no longer wear.
Prepare the space – Set up an area where friends can display their clothing items. This can be as simple as just using a dining room table or everyone sitting on the couch in the living room.
You can make it even more fun by asking everyone to bring snacks and food as well and make it more of a potluck.
I also recommend checking out the website Rehash. This is an online swap website where you can trade clothing with others online.
5. Birthday freebies
Many stores give you discounts or free stuff on your birthday when you sign up for their email lists or by joining customer loyalty programs.
These offers can be in the form of discounts, coupons, or even free items for a limited time.
Related: 31 Birthday Freebies You Should Sign Up For
6. Participate in sweepstakes and contests
If you want to learn how to get free clothes from companies, participating in sweepstakes and contests is a great option. Many stores and clothing brands have contests on their social media platforms, offering free clothing or clothing gift cards.
You can often find these by simply following your favorite stores and brands on social media – like Facebook, Twitter, and Instagram – to see when they hold a giveaway.
Another way to find sweepstakes and giveaways to enter is to search related hashtags on Twitter, Facebook, and Instagram. Many times, sweepstakes and giveaways are tagged with these hashtags in order to grow even more and so that people can find them. I used to enter giveaways all the time, and this is exactly how I would find giveaways to enter. Some hashtags to find free online clothing giveaways include:
#sweepstakes
#giveaway
#clothinggiveaway
#contest
7. Find money-making apps that will pay you in clothing gift cards
If you’re looking to add some new clothing to your wardrobe without spending a lot of money, you can try using money-making apps that give you free gift cards or PayPal cash.
This may include taking surveys and shopping online, you can earn points that can be redeemed for gift cards to popular clothing stores. Here are some apps to consider using for free gift cards:
Swagbucks is a popular site that rewards you for completing tasks, such as watching videos, taking surveys, and shopping online. You can earn points and redeem them for gift cards from popular stores, like Amazon, Target, Walmart, Adidas, and Under Armour, where you can purchase clothing.
American Consumer Opinion is a popular survey website where you can get paid around $1 to $5 (longer surveys pay more than shorter ones) for each survey you answer.
Branded Surveys is an online survey company that pays around from $0.50 to $5.00 per survey that you answer. Like with all survey companies that I recommend, it is free to join.
Fetch Rewards is a grocery rewards app where you can redeem your points for clothing gift cards. You scan your receipts from grocery shopping and earn points that can be exchanged for gift cards at various clothing stores, like American Eagle, Gap, Lululemon, Old Navy, and more.
Upside is a cell phone app that gives you cash back for using the gas stations that are listed in their app. You simply sign up for a free account, and then look at the Upside app to find gas stations located near you. With Upside, you can make up to $0.25 per gallon cash back at gas stations. You can then redeem your earnings for cash to your bank account, but also for free gift cards to H&M, Nike, Target, Walmart, and more.
Ibotta is an app where you can unlock rebates and rewards, go shopping, verify your purchases, and then get cash.
By using these apps, you can earn gift cards to clothing stores without spending a dime.
Related: 16 Real Ways To Earn Free Gift Cards (Amazon, Target, Visa)
8. Redeem credit card rewards points to put towards free gift cards for clothes
You can benefit from using your credit card rewards points to score free gift cards for clothes!
Many credit card issuers offer reward programs, which give you points for every dollar you spend. By accumulating these points, you can redeem them for various rewards, including gift cards to your favorite clothing stores.
The way that rewards credit cards work is that every time you use your credit card, you can earn points for spending money. Yes, spending money just like how you normally spend money.
Two rewards credit cards that I personally like include:
Note: Using credit cards for their rewards is only wise if you are a responsible credit card user. You do not want to add debt to your life to earn credit card rewards, as debt that gains interest is not free or worth it! You need to make sure you’re paying your credit card balance in full each month for the gift card rewards to be worth it so that you are not taking on debt that you don’t need.
9. Start a clothing blog or social media account
Starting a clothing blog or social media account can be a fun way to get free clothes to promote. By building a following, clothing brands may want to partner with you and give you free clothing.
To begin, choose a platform where you want to focus your time, such as starting a fashion blog or setting up an Instagram account. For example, if you’re passionate about taking pictures, Instagram can be a perfect platform for this. If you want to focus on writing, then a blog may be better. If you prefer video, then starting a YouTube channel or TikTok may be for you.
Next, you’ll want to focus on growing your audience. You can grow your following by regularly posting high-quality content and replying to comments.
Once you are ready, you can start reaching out to clothing brands for possible partnerships by sending emails or social media messages, telling them that you are interested in promoting their products and discussing how the collaboration can benefit the both of you. You may be asked to share statistics about your blog or social media account, including your follower count and engagement rate to show that the partnership would be worthwhile.
In addition to receiving free clothing, partnering with clothing companies can lead to other benefits, such as promo codes for your readers or even earning referral income for any purchases from followers made through your affiliate links.
You can learn how to start a blog in my free How To Start a Blog Course.
Note: Please keep in mind that being a trustworthy blogger or social media influencer means always disclosing when a post is sponsored or when you receive a product for free. Adding disclaimers is also the law when using affiliate links or sharing sponsored posts.
10. Get a job at a clothing store
When I was younger, I worked at a clothing store. If we beat our monthly sales goals, we were given a percentage of that in a gift card to the store. This was a great way to get free clothing!
Now, not all clothing stores have this perk, but you may be able to ask around and see if others do.
Another perk of working at a clothing store is the employee discount that you can get. As an employee, you typically receive a good employee discount – sometimes up to 50% off. This could be a great way for you to save money on clothes while earning a paycheck.
11. Reach out to a local nonprofit or charitable group
Many nonprofits or charitable groups offer free clothing to those in need.
Shelters, religious organizations, and other groups often have clothing banks available. Don’t be afraid to reach out to these organizations if you find yourself needing how to get free clothes for everyday or work.
12. School donation programs
Some schools and universities host clothing donation programs, which can help students who may be struggling financially.
You can keep an eye out for these events to get free clothes for yourself or your children. Schools might even have partnerships with local retailers, providing designer clothing at no cost, along with essentials.
I recommend reaching out to your school and asking what options are available for you.
13. Local yard sales
Yard sales are a great place to find cheap or even free clothes. Some homeowners may be willing to part with clothes for very cheap or free, especially towards the end of the day when they are packing up and they want to get rid of the items that are remaining.
14. Pregnancy and baby sample boxes
If you are pregnant, then you can probably get a free baby box filled with items you’ll want and need.
You typically get a free baby box when you create a baby registry. These boxes are often filled with free baby samples, such as a baby onesie, baby bottles, diapers, pacifiers, and more.
I got both the Amazon baby box and the Babylist baby box when I was pregnant, and they were both great and free! I simply created a registry through both sites (which is something that I was already doing), and I received the free baby box once someone purchased something off my baby registry.
In each, there was one baby onesie. So it wasn’t a lot of free baby clothing, but it was fun to receive and there were lots of other free items in the box as well.
Related: Best Baby Gear – Guide For New Parents
15. Refer friends to your favorite stores
Referral programs are offered by many online clothing companies, and this may get you some free clothing.
When you refer a friend to the website, both you and your friend often receive a discount or credit towards your next purchase. You can share your unique referral link with friends and family, or promote it on social media to reach a larger audience.
Some online stores which have a referral program include Lulus, Poshmark, ThreadUP, Stitch Fix, Rent The Runway, and many more.
Make the most of online shopping to get money to put towards clothes
When shopping online, there are ways that you can save money. While these won’t lead you to getting entirely free clothing, these tips can make clothing more affordable.
Use coupons and promo codes –Always keep an eye out for coupons and promo codes before making a purchase to save money on clothes. Websites, like Honey, often have promo codes available for online stores. This way, you can save on your purchases and have more money to put towards new clothes. You can install the Honey browser extension, which automatically finds and applies available coupon codes and promo codes when you shop online. Then shop like normal and when you’re ready to checkout, Honey will instantly find and apply the best coupon codes directly to your shopping cart.
Cash-back sites –Using cash-back sites is another smart way to save money on your apparel purchases. Rakuten offers cash back (up to 40% cash back!) for shopping at many different online retailers (they have thousands of options). Simply browse the Rakuten website, find stores you normally shop at, and earn a percentage of cash back for every purchase.
Loyalty programs –Signing up for loyalty programs can be a great way to earn points or rewards that can be put towards new clothes. Many clothing stores offer rewards programs for their customers. As a member, you can earn points with each purchase that can be redeemed for discounts or even free clothing items.
Shop at thrift stores and consignment shops –Thrift stores can be a great source of free or inexpensive clothes. There are even online thrift stores, such as ThredUP and OfferUp.
Frequently asked questions about how to get free clothes
Below, I answer common questions about ways to get clothing for free.
Where can I find free clothing giveaways?
One way to find free clothes that are being given away is to search for online giveaways and contests. You can find these by going to giveaway websites, or searching hashtags on Twitter and Instagram, such as #giveaway and #clothinggiveaway.
There are many if you want to learn how to get free clothes, such as reaching out to nonprofit organizations, shelters, and churches in your local area. You can also check out websites, like Freecycle.org or Craigslist, for listings of free clothing resources in your community. Also, joining local Facebook Groups for clothing swaps or free items may help you find free clothes near you.
How can I receive free clothes delivered to my door?
By participating in referral programs, product testing programs, or signing up for clothing site rewards, you can potentially receive free clothes delivered to your door.
How to get free items from SHEIN?
There are a few ways to get free Shein clothes, and this is a very popular question about how to get free clothes!
There is a Shein Free Trial Center where you may be able to test out outfits for free. You will have to write a product review for the item you get for free with the Shein product testing program.
There are also Shein giveaways on social media all the time that you can enter as well.
How do I manage to have a great wardrobe on a tight budget?
To have a great wardrobe on a tight budget, you may want to focus on versatile and timeless pieces that can be mixed and matched. This may include shopping sales, clearance sections, and secondhand stores to find affordable clothing items. You can also swap clothes with friends or attend clothing swap events to save money.
How can I get a lot of clothes with little money?
You can get a lot of clothes with little money by shopping at thrift stores, discount stores, and clearance sales.
How do I get free athletic wear?
Many running shoes have a product testing program for athletes and runners, such as the Saucony product testing program, Reebok product testing program, New Balance tester community, and the Nike product testing program.
These companies will need your shoe size and some other information from you before they can send you anything. There will most likely be an in-depth questionnaire for you to answer after you try the shoes.
In some cases, you will not be able to keep the shoes, just so you know.
How To Get Free Clothes Online Without Paying – Summary
I hope you enjoyed today’s article on my best tips and tricks on how to get free clothing. As you can see, there are many ways to get started!
Whether you are looking for free t-shirts, jeans, shoes, work clothes, or something else, there is plenty of free apparel if you look around.
With Facebook Buy Nothing groups, Craigslist, and Freecycle.org, you can connect with like-minded individuals and exchange items without needing to pay. Also, connecting with friends, family, and online communities by organizing clothing swaps, working with money-making apps that offer gift cards, and blogging or engaging on social media can lead to free clothing items as well.
Remember, when you maximize your online shopping by using loyalty programs, cash-back apps, referral programs, and coupons, you’ll have more money to put towards new clothing items.
Do you know how to get free clothes? What’s your favorite way?
Direct Link to offer (non-affiliate) – no referral sharing in the comments
Amazon Prime members who are Amazon Visa cardholders can refer a friend to sign up for the Amazon Visa card and get $50 when their friend is approved. Max $500 per calendar year (10 referrals).
Your friend gets the regular signup bonus on the card – at time of this writing the offer is for the new member to get an instant $200 Amazon gift card credit.
The Fine Print
By sending this invitation, you agree that you will personally send the messages and you will not use bots or similar automated processes to send messages by mass distribution.
Earn up to $500 in Amazon Gift Cards: You can receive a $50 Amazon Gift Card for each friend you refer through this Refer-A-Friend offer who is approved for the card. Maximum bonus accumulation for this offer is $500 in Amazon Gift Card value in a calendar year. You may earn bonus Amazon Gift Cards up to the stated maximum for each offer, however, please note that if you take advantage of multiple opportunities within one calendar year the maximum value of bonus Amazon Gift Cards that can be awarded from all referral offers is $500 per calendar year. In the event the bonus Amazon Gift Cards you earn from all referral offers exceeds the $500 per calendar year limit, you may be awarded a partial amount to keep your total bonus at the total value of $500. For example, if you have already accumulated $470 in Amazon Gift Cards from refer-a-friend offers that calendar year and the maximum is $500 in Amazon Gift Cards per calendar year then the next award will be a $30 Amazon Gift Card even if the offer states $50 Amazon Gift Card. The value of this offer or program may result in miscellaneous income received from Chase and Chase may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. This offer is subject to change and may be cancelled at any time without notice. To be eligible for this bonus offer, your Amazon Visa credit card account must be open and not in default at the time of fulfillment. Upon the new cardmember’s approval for the Amazon Visa, the $50 Amazon Gift Card will be loaded into your Amazon.com account.
Due to the confidential nature of the credit approval process, neither Amazon nor Chase can disclose information on who has applied, nor will you be notified whether Chase approves or declines any application(s) from the individual(s) you refer.
Chase employees are not eligible to refer friends for this promotional offer.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Our Verdict
This is a nice way to sweeten the $200 bonus by getting your friend $50 as well, all with no spend requirement. Note, only the main Prime member can refer for this bonus, secondary Prime members don’t have the offer.
No referral sharing in the comments – since it’s the same as the public bonus I’m not sure it’s worth making a referral thread, and hopefully everyone can find a friend and get them the extra $50.
Cell phones are practically a necessity of modern life – but cell phone plans can cost a pretty penny. Whether you’re trying to cut down on your monthly phone bill or are on the hook for paying for your own cell service for the first time, these less expensive cell phone plans are worth checking out.
The best cheap cell phone plans are affordable without skimping on features like calls, texts, and data.
What’s Ahead:
Overview of the best cheap cell phone plans
Boost Mobile
Price range – $10 to $50 per month.
Network details – T-Mobile.
Contract – No contract required.
Tired of paying an arm and a leg on your cell phone bill and want to save on wireless? With Boost Mobile, you could pay as little as $10 a month for a simple, contract-free plan. Boost Mobile’s cheapest plan includes unlimited talk and text and 1GB of data. You also have the option to add on additional “data packs” if you need more data in a given month.
If you’re looking for unlimited data, Boost Mobile’s $50 per month plan features unlimited talk, text, and mobile data, along with a 12GB mobile hotspot. You can add another line to the plan for only $30 per month. Boost Mobile even features an “Affordable Family Plan” with unlimited talk, text, and data for only $150 for five phone lines.
Boost doesn’t make you sign any long-term contracts, so you’re never locked into an extended agreement. The company uses the T-Mobile network and claims to offer coverage in 99% of areas nationwide.
Learn more about Boost Mobile or read our full review.
Mint Mobile
Price range – $15 to $35 per month.
Network details – T-Mobile.
Contract – 3-, 6-, or 12-month contract.
If you’re looking for an affordable plan with unlimited data, Mint Mobile is an attractive option. The company offers unlimited talk, text, and data for just $30 per month. Data switches seamlessly between 5G and 4G LTE, using whichever is strongest in your area.
Mint also offers a basic cell phone plan with unlimited talk and text and 4GB of data for just $15 per month. All Mint plans include a mobile hotspot at no extra charge, and you can always add more data to your plan if you run out before the month is up.
Mint Mobile uses the T-Mobile network, and you can buy a new phone or bring your own (as long as it’s compatible with the network and isn’t locked).
Unlike some other cheap cell phone plan providers, Mint does require customers to sign a contract for 3-month, 6-month, or 12-month plans. The 3-month plan is a great way to give the service a whirl, and then you can always sign up for a 12-month plan in order to lock in Mint Mobile’s low introductory prices.
Learn more about Mint Mobile or read our full review.
Xfinity Mobile
Price range – $15 to $60 per month.
Network details – Verizon.
Contract – No contract required.
Some people use a consistent amount of data each month, but others may have different data needs depending on their work, personal life, and travel plans. Xfinity Mobile makes it easy to transition seamlessly between plans with unlimited data and pay-as-you-go plans with a limited amount of data each month.
Their basic plan starts at $15 per month for one line and comes with 1GB of data. Their unlimited data plan starts at $45 per month. Best of all, you can switch between unlimited and by-the-gig plans whenever you need to.
You can also purchase an unlimited plan for some lines in your group, while paying by the gig for others. This is a great option if you need unlimited data but have other family members, like young children or elderly relatives, who only need talk and text capabilities.
Xfinity Mobile uses Verizon’s network, which means that it has good coverage nationwide. You can bring your own phone to a plan, or purchase a new one. Xfinity Mobile also works with tablets and smartwatches, so you can stay connected on all of your devices.
Xfinity Mobile is only available to existing Xfinity Internet customers, so if you don’t already have Xfinity as an internet provider, it may not be the best fit.
Learn more about Xfinity Mobile or read our full review.
Ting
Price range – $10 to $45.
Network details – T-Mobile and Verizon.
Contract – No contract required.
Ting shares many great features with some of the other providers on this list: extremely low prices, flexible monthly plans, and no contract required. For example, you can purchase a plan for as low as $10 per month for unlimited talk and text, plus an additional $5 per month per 1GB of data.
But where Ting really shines is its customer service. You can contact customer support over the phone, chat online, or submit a ticket if you’re having difficulties. Ting’s customer service representatives are always there to help.
If you’re looking for unlimited data, Ting has that too, with unlimited plans starting at $45. All plans come with the option to use a portion of data as a hotspot. Ting uses the T-Mobile and Verizon networks, so odds are it provides good coverage no matter where you live.
Also need internet? Ting provides fast, affordable fiber internet in some select cities, including Charlottesville, VA, Wake Forest, NC, and Westminster, MD.
Learn more about Ting.
Cricket Wireless
Price range – $30 to $50 per month.
Network details – AT&T.
Contract – No contract required.
Many cheap cell phone companies are entirely digital affairs. While it’s possible to purchase a plan, order a new phone, and manage your account entirely online, some customers may prefer in-person assistance. If that’s the case, Cricket is a great option, with brick-and-mortar locations in communities all around the country.
Cricket plans range from $30 to $60 per month for one phone line. While these prices are a little higher than many competitors, you can lower the price per line by adding additional lines.
The $30 per month plan comes with unlimited talk, text, and 2GB of data, while the $60 per month plan comes with unlimited talk, text, and data. There are also plenty of options in between if you only use a moderate amount of data.
Cricket Wireless is owned by AT&T and uses the AT&T network for its customers. Cricket claims that they provide coverage for 99% of Americans. There’s no credit check, no hidden fees, and no annual contract, so you can change your plan at any time.
Learn more about Cricket Wireless.
Tello
Price range – $5 to $39.
Network details – T-Mobile.
Contract – No contract required.
Need a basic cell phone plan and have an extremely limited budget? You can get a basic phone plan with Tello for just $5 per month. No, that’s not a typo. Tello’s most basic plan comes with unlimited text, 100 minutes for phone calls, and no data.
But Tello doesn’t only have the least expensive bare-bones plan. At $39 per month, a plan with unlimited talk, text, and data is also extremely affordable. Plus, Tello allows customers to mix and match plan options.
You can choose exactly how much data and how many minutes of phone service you need, so you never have to overpay for services you won’t use. For example, if you use a medium amount of data but only talk on the phone a couple of times a month, you could choose a plan with 100 minutes of phone service and 8GB of data for $26 per month.
If you don’t want to bother with creating a custom plan, you can also choose from one of Tello’s premade plans ranging from $10 to $39 per month. If you need to make an international call or text, Tello’s pay-as-you-go model means that it’s surprisingly affordable.
Learn more about Tello.
Visible
Price range – $40 per month.
Network details – Verizon.
Contract – No contract required.
Visible offers an affordable cell phone plan with attractive referral bonuses for customers who convince friends and family members to sign up. The basic plan starts at $40, which is a bit higher than some competitors. But each time you refer a friend, you get a month of service for only $5.
You can also add friends and family members to your plan in order to lower your bill through the Visible’s Party Pay option. With Party Pay, costs drop to $25 per line for parties of four or more.
All plans come with unlimited text, talk, and data. Visible uses Verizon’s network, so coverage is good in most areas in the United States. You can also call and text loved ones in Canada, Mexico, the U.S. Virgin Islands, and Puerto Rico at no extra cost.
While Visible doesn’t have the extreme budget plan offerings of some competitors, it’s a good fit for customers who know they want unlimited data, text, and calling but don’t want to pay the high cost of a plan from a big three provider.
Learn more about Visible.
Twigby
Price range – $9 to $43 per month.
Network details – Verizon and T-Mobile.
Contract – No contract.
Looking for a dead-simple phone plan with built-in flexibility and excellent coverage? Consider Twigby, which offers affordable plans starting at just $9 per month before discounts.
Not only does Twigby offer reasonably priced plans, but they also feature some hefty discounts for new customers. Customers can earn a whopping 50% off the sticker price for the first six months. This means that a bare-bones plan with no data and 300 minutes costs a mere $4.50 per month for the first half of the year. A more generous plan with 10GB of data and unlimited minutes costs only $21.50 a month for the first six months.
Twigby plans also come with international calling and texting, WiFi calling and texting, and the ability to use a hotspot at no extra charge. You can buy phones directly from Twigby, or bring your own phone if it’s compatible.
Unlike many competitors, Twigby doesn’t offer any plans that come with unlimited data. The highest amount of data you can purchase as part of a plan is 10GB. For people who need to use their phones a lot without connecting to WiFi, this means that Twigby might not be the best option.
That said, Twigby offers impressively affordable plans with great customer service and plenty of extra perks. Plus, unlike big-name cell service providers, Twigby is refreshingly honest and upfront about pricing and plans.
Learn more about Twigby.
Summary of the best cheap cell phone plans
Provider
Cost for one line
Network details
Contract
Best for
Boost Mobile
$10 to $50
T-Mobile
No
Overall
Mint Mobile
$15 to $35
T-Mobile
3, 6, or 12 months
Unlimited data
Xfinity Mobile
$15 to $60
Verizon
No
Flexible data needs
Ting
$10 to $45
T-Mobile and Verizon
No
Great customer service
Cricket Wireless
$30 to $50
AT&T
No
In-person help
Tello
$5 to $39
T-Mobile
No
Budget prices
Visible
$40
Verizon
No
Referral bonuses
Twigby
$9 to $43
Verizon and T-Mobile
No
Discounts
How we came up with our list of cheap cell phone plans
We looked for cell phone plans that were affordable, flexible, and came with a variety of different options.
All of the providers on this list provide affordable, low-cost plans ranging from $5 to $60 for a single line. On the low end, you can get a budget phone plan with texting and minutes for just $5 a month from Tello. On the other hand, you can get a more moderately priced plan with unlimited data, talk, and text from almost any of these providers.
We also looked for flexibility when it came to contracts, data usage, and billing. Most of these providers let you pay month to month rather than locking you into a year-long contract. Many also allow you to seamlessly switch between plans depending on your needs that month.
Finally, we looked for plans with options. Not everybody has the same cell phone needs, and you shouldn’t have to pay for services that you never even use. These providers offer a variety of different options, whether you only use your phone to call and text, or if you primarily use it for data and as a hotspot.
What are cheap cell phone plans?
Cell phones are ubiquitous in this day and age, but they don’t come cheap. On top of the cost of the phone itself, customers also have to pay for cell phone service and the ability to call, text, and use data.
Cheap cell phone plans aim to undercut behemoth competitors like Verizon and T-Mobile by offering the same service at a lower cost. Many also offer the ability to customize and fine-tune plans according to your particular needs.
Whether you need to start paying your own phone bill for the first time or you’re contemplating switching from a pricier plan, these cheap phone plans could end up saving you a good chunk of change each month.
Who should use a cheap cell phone plan?
People who want to save money
The main draw of cheap cell phone plans is that they save you money without sacrificing quality. These plans are able to provide the same overall level of service for a fraction of the cost.
People who want a simple plan
Don’t need all the bells and whistles of a fancy cell phone plan? Many of these providers offer bare-bones cell phone plans at bottom-of-the-barrel prices.
Who shouldn’t use a cheap cell phone plan?
Those locked into a contract
If you’re already locked into a contract with another provider, it could be costly to switch. If you’ve bought a phone from another provider, you may not be able to use that phone with a different carrier.
Those who are happy with a traditional cell phone plan
If you’re happy with your current coverage, there’s no need to switch. That said, you’ll likely be able to find a better deal with a cheap cell phone plan.
Most important features of cheap cell phone plans
While cheap cell phone plans share many similarities, they’re not all created equal. Which one is the right fit for you depends on what features matter most to you.
Cell phone coverage
Cell phone coverage is one of the most important features when it comes to any cell phone. Good coverage allows you to easily make calls and texts without any delay or lag time.
Unlimited data options
Once an optional extra in many cell phone plans, unlimited data is now one of the most sought-after features. Just keep in mind that providers will typically drop your data speed after a certain threshold, meaning that power users may face low speeds toward the end of the month.
Flexibility
Gone are the days where customers are locked into two-year contracts with big-name providers. Cheap cell phone plans usually don’t require a commitment longer than a month, and you’re free to upgrade, downgrade, or cancel your plan at any time.
Price
You don’t need to pay an arm and a leg just for decent cell coverage and high-speed data. Cheap cell phone plans can often provide the same basic services as a big provider with a much lower price tag.
Love throwing down your credit card at dinner and regaling your friends with all the details of its perks?
Many credit card issuers have their own version of a referral program that allows current cardholders to recommend, or refer, a credit card to someone else. If the other person is approved for the recommended card, both parties stand to benefit, usually in the form of credit card points or cash.
Chase’s program — aptly named Refer-A-Friend — encompasses cash-back, travel, airline, hotel and business credit cards. Referring friends to one of Chase’s cards can be a pretty easy way to rack up thousands of extra rewards points without spending a dime. However, Chase imposes limits on the number of points or cash you can earn from referrals in a year, and a referral isn’t always the right move for all involved.
Here’s how Chase’s Refer-A-Friend program works.
How to Refer-A-Friend with Chase
The process of referring a friend to a Chase credit card is straightforward: You can send out the referral from Chase’s website or in the app.
To navigate from the website:
Go to https://creditcards.chase.com/refer-a-friend.
Select the “Refer friends now” button for the card that you’d like to recommend.
When prompted, enter your last name, zip code, and the last four digits of your own credit card.
Copy the unique URL, and send it to your friend by email, text or social media.
To navigate from the app:
Log in and select the account for the card that you want to refer.
Select “Refer a friend.”
Copy the unique URL, and send it to your friend by email, text or social media.
What to consider when you’re referring
As with many things in life, just because you can — doesn’t mean you should. When each successful referral results in a windfall of credit card points, it can be tempting to hand out referral links like candy on Halloween, but there are a few considerations to keep in mind.
Is the card a good fit for your friend?
Consider whether the card fits the other person’s lifestyle. For example, if your friend isn’t a frequent traveler, a Southwest card may not make sense. Suggesting a flashy new rewards card may be the wrong move when it comes to friends who are struggling with credit card debt, too.
There are limits
The maximum amount you can earn in referrals is limited per card you hold: The more Chase cards in your wallet, the more potential referral bonuses you can earn. These limits reset each calendar year. Here’s what’s offered as of June 2023.
Chase credit cards with Refer-A-Friend bonuses
Any Disney Visa card. (100 Disney Rewards Dollars for each approved friend up to 500 Rewards Dollars per year.)
Any Chase Ink card. (40,000 points for each approved business up to 200,000 points per year.)
A bonus isn’t a sure thing
It sounds simple enough, but you won’t get the referral bonus if your friend doesn’t apply for the card using your link. Even if you’ve taken the time to patiently explain all the ins and outs of the card’s rewards, if your friend forgets and applies on the Chase website instead of your link, you won’t get the credit. You also won’t earn a referral bonus if your friend’s application isn’t approved, or if you’ve reached the referral limits already.
You may have to pay taxes
In most cases, the rewards you earn from your credit card aren’t taxable — they’re viewed as rebates on spending, not as income. But rewards earned from referral bonuses are treated differently. The credit card issuer may issue a 1099 for the cash value of any rewards you earned for referrals.
How to apply with a Refer-A-Friend link
The process to apply for a card using a referral link is simple. But before you do, quickly compare credit card offers to make sure you’re actually getting the best deal. The value of sign-up bonuses can vary, so check Chase’s website and others like NerdWallet to see how the referral offer stacks up.
Then, if you decide to apply for the card using the referral, you’ll just need to visit the link that your friend sent you. If you’re approved, you may receive a response within minutes of submission. However, it can take up to a couple of weeks to get the physical card in the mail.
With the start of summer upon us, now may be a great time to evaluate your credit card portfolio. Credit card sign-up bonuses and welcome offers are the quickest and easiest way to rake in lots of points and miles, so we regularly update the roundup of our favorite current offers in our best credit cards guide.
But to help you keep up with an ever-changing list of bonuses, we’ve also compiled a list of the best card offers currently available — especially the ones that are worth an extra look right now because they are at all-time highs or may end soon.
Since many issuers have restrictions on how often you can earn a bonus on a card, it’s important to time your application for when there’s a good offer. Also, higher bonuses don’t always stick around for long, so if you’re considering one of these offers, you’ll want to hop on it sooner rather than later.
Finally, if you’re not ready to jump on a higher-end card, consider these great starter cards or even one with a 0% introductory annual percentage rate (APR) offer.
The best credit card offers for June 2023
Card
Sign-up bonus/welcome offer
Welcome offer value*
Annual fee
The Business Platinum Card® from American Express
120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.
$2,400.
$695 (see rates and fees).
Ink Business Preferred Credit Card
100,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.
$2,000.
$95.
The Platinum Card® from American Express
80,000 points after you spend $6,000 in the first six months, though you may be able to get a higher bonus through the CardMatch tool (terms apply).
$1,600.
$695 (see rates and fees).
American Express® Green Card
60,000 points after you spend $3,000 on purchases in their first six months of card membership. Also, get 20% back on eligible travel and transit purchases in your first six months to earn up to $200 back.
$1,400 ($1,200 in points plus up to $200 in cash back).
$150 (see rates and fees).
Capital One Venture X Rewards Credit Card
75,000 miles after you spend $4,000 on purchases in the first three months of account opening.
$1,388.
$395.
Capital One Venture Rewards Credit Card
75,000 miles after you spend $4,000 on purchases in the first three months of account opening.
$1,388.
$95.
Chase Sapphire Reserve
60,000 bonus points after you spend $4,000 on purchases in the first three months of account opening.
$1,200.
$550.
Chase Sapphire Preferred Card
60,000 bonus points after you spend $4,000 on purchases in the first three months of account opening.
$1,200.
$95.
American Express® Gold Card
60,000 points after you spend $4,000 in the first six months of card membership, though you may be able to get a higher bonus through the CardMatch tool (terms apply).
$1,200.
$250 (see rates and fees).
Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, and Southwest Rapid Rewards Priority Credit Card
60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first three months from account opening.
$900.
$69 (Plus), $99 (Premier) and $149 (Priority).
United Club Infinite Card
80,000 bonus miles and 1,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first three months from account opening. Offer ends Aug. 9.
$880.
$525.
IHG Rewards Premier Business Card
165,000 points after spending $3,000 on purchases in the first three months from account opening.
$825.
$99.
Hilton Honors American Express Surpass® Card
130,000 Hilton Honors bonus points and a free night reward after spending $2,000 in purchases on the card in the first three months of cardmembership. Offer ends July 19.
$780.
$95 (see rates and fees).
* Welcome offer value is determined using TPG valuations and is not provided by nor reviewed by the issuer.
The Business Platinum Card from American Express
This business card stands out not only for its 120,000-point welcome offer but thanks to added travel perks that can easily cover the card’s $695 annual fee (see rates and fees). Cardholders enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs, along with access to a wide variety of airport lounges — including Amex Centurion, Priority Pass and Delta Sky Club (when traveling on same-day Delta flights). Enrollment is required for select benefits.
Cardholders also enjoy 5 points per dollar on flights and prepaid hotels booked at American Express Travel, along with 1.5 points per dollar on eligible purchases in select business categories and eligible purchases of $5,000 or more (on up to $2 million of these purchases per calendar year).
Related: Amex refreshes Business Platinum Card with new perks, higher annual fee and a 120,000-point bonus
On top of that, the card comes with up to $200 in annual airline fee statement credits and a 35% points rebate for flights booked through Amex Travel in first or business class on any airline (up to 1 million points back per calendar year), or in any class on the U.S. airline of your choice each year. Non-travel benefits include up to $400 in annual statement credits toward U.S. Dell purchases, up to $360 in credits toward Indeed, up to $150 toward select Adobe purchases and up to $120 toward wireless telephone services.
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Enrollment is required for select benefits.
Read our review of the American Express Business Platinum Card for more information.
Official application link: The Business Platinum Card® from American Expresswith 120,000 points after you spend $15,000 on eligible purchases with the card within the first three months of card membership.
Ink Business Preferred Credit Card
Then there’s the Ink Business Preferred. According to TPG’s valuations, this card’s welcome bonus alone is worth $2,000 since you can take advantage of Chase’s excellent collection of airline and hotel transfer partners. Points redeemed through the Chase travel portal are worth 1.25 cents each, which isn’t bad, either.
Another factor in this card’s favor? Its tremendous earning rates. You’ll earn 3 points per dollar across the following categories on up to $150,000 in combined purchases (1 point per dollar thereafter):
Travel.
Shipping purchases.
Internet, cable and phone services.
Advertising on social media sites and search engines.
Depending on which categories you spend in, you could earn a whopping 450,000 bonus points per year if you maxed out that $150,000 cap.
Among the Ink Business Preferred’s unsung benefits are cellphone protection, primary rental car coverage (when renting for business purposes) and other travel and purchase protections. You can also add employee cards to your account for free.
Read our full review of the Ink Business Preferred Credit Card for more information.
Official application link: Ink Business Preferred Credit Card with 100,000 bonus points after you spend $15,000 on eligible purchases with the card within the first three months of account opening.
The Platinum Card from American Express
Often referred to as the king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits — along with a $695 annual fee (see rates and fees). Cardholders enjoy perks such as automatic Gold status with both Hilton Honors and Marriott Bonvoy plus access to a wide range of airport lounges, including Amex Centurion, Priority Pass and Delta Sky Club (on same-day Delta flights). On top of that, you’ll get up to $200 in annual airline fee statement credits, an up-to-$200 hotel statement credit to use toward prepaid Amex Fine Hotels + Resorts or The Hotel Collection bookings (the latter of which requires a minimum two-night stay) via Amex Travel, and an up-to-$189 Clear Plus membership statement credit — along with numerous other perks. Enrollment is required for select benefits.
Related: It’s a ‘lifestyle’ card now: A closer look at the Amex Platinum’s 6 new benefits
Non-travel benefits include an up-to-$240 digital entertainment statement credit (split into monthly $20 credits) for Audible, The New York Times, SiriusXM, Peacock, The Wall Street Journal and services under the Disney umbrella — including Disney+, ESPN+ and Hulu.
Cardholders also receive an up-to-$155 Walmart+ credit (subject to auto-renewal; Plus Ups are excluded), an up-to-$300 SoulCycle bike credit and an up-to-$300 Equinox statement credit for eligible Equinox memberships (now available as an annual benefit rather than monthly credits). You also receive Uber VIP status and up to $200 in annual Uber Cash (split into monthly $15 credits for U.S. rides and Uber Eats orders plus a $20 bonus in December).
Enrollment is required for select benefits.
Finally, cardholders will enjoy enhanced earning rates on many travel purchases:
5 points per dollar on flights booked directly with airlines or with Amex Travel (on up to $500,000 on these purchases per calendar year).
5 points per dollar on prepaid hotels booked with Amex Travel.
1 point per dollar on other eligible purchases.
And while the current welcome offer provides solid value, be sure to check the CardMatch Tool to see if you can receive an even higher one (offers are targeted and subject to change at any time).
Read our review of the American Express Platinum Card for more information.
Official application link: The Platinum Card® from American Express with 80,000 points after you spend $6,000 on purchases in the first six months of card membership.
The American Express Green Card
The American Express Green Card provides a compelling offering in the mid-tier travel category. With 3 points per dollar on broader travel, restaurants and transit as well as annual statement credits for Clear and LoungeBuddy that more than cover its annual fee, the Green from Amex is a card that modern travelers should consider.
The earning rates and benefits of the American Express Green Card will be most attractive to young professionals and millennials (or millennials at heart) who travel for work, pleasure or both. The card earns 3 Membership Rewards points per dollar on travel, restaurants and transit, so you’ll want to consider this card if a large chunk of your budget goes toward these categories.
The Amex Green also offers annual up to $189 Clear Plus and up to $100 LoungeBuddy statement credits that can more than offset the $150 annual fee (see rates and fees) while making your time in the airport more efficient and relaxing. If you can utilize these statement credits, the card can easily be a worthwhile addition to your purse or wallet.
Read our review of the Amex Green for more information.
Official application link: Amex Green with 60,000 Membership Rewards points after you spend $3,000 on purchases in your first six months of card membership. Also, get 20% back on eligible travel and transit purchases in your first six months to earn up to $200 back.
Capital One Venture X Rewards Credit Card
The Venture X card is Capital One’s premium rewards card and offers great earning rates and incredible perks.
Aside from a hefty welcome bonus of 75,000 miles after spending $4,000 on purchases in the first three months – worth about $1,388 according to our valuations thanks to Capital One’s excellent airline and hotel transfer partners – the card gives members up to $300 back in statement credits annually for bookings made through Capital One Travel and 10,000 bonus miles every account anniversary, starting on their first anniversary (worth $100 toward travel, or $185 by our valuations).
As for earning rates, the Venture X racks up 10 miles per dollar on hotels and car rentals booked via Capital One Travel, 5 miles per dollar on flights booked via Capital One Travel, and an unlimited 2 miles per dollar on everything else.
Frequent travelers will also enjoy taking advantage of access to Capital One’s developing network of airport lounges as well as the ability to enroll for Priority Pass membership for entry into more than 1,300 lounge locations worldwide (though this no longer includes participating restaurants). It also added the ability to access Plaza Premium lounges worldwide in 2022 and launched The Premier Collection in 2023, giving cardmembers on-property perks at a curated set of luxury hotels.
Read our review of the Capital One Venture X card for more information.
Official application link: Capital One Venture X Rewards Credit Card with 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening.
Capital One Venture Rewards Credit Card
The Venture Rewards packs a pretty good punch for a mid-tier credit card. It earns a flat 2 miles per dollar spent on all purchases worldwide, but you can earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel. The miles you earn with this card can be transferred to Capital One’s 17 airline and three hotel partners or redeemed through the Capital One Travel portal.
The card stands out for offering an application fee credit for Global Entry or TSA PreCheck every four years; many other cards that offer this benefit have annual fees of $400 or more. This TSA PreCheck/Global Entry application fee credit alone is worth up to $100. When making everyday purchases, you may also get Warranty Manager Service which can be used for extended warranty protection. The Venture Rewards card doesn’t impose foreign transaction fees, so you can use the card overseas without accumulating extra charges.
Read our review of the Capital One Venture Rewards Card for more information.
Official application link: Capital One Venture Rewards Credit Card with 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve
This is one of the best premium credit cards available.
It earns a whopping 10 points per dollar on Lyft (through March 2025), Chase Dining booked through Ultimate Rewards, and hotel and car rental purchases through the Ultimate Rewards Travel portal. Cardholders also earn 5 points per dollar on airline travel booked through the Ultimate Rewards Travel portal, 3 points per dollar on travel (after using the $300 travel credit) and dining, and 1 point per dollar on everything else.
Chase defines travel and dining quite broadly, including everything from parking fees to Airbnb stays and food delivery orders. Perks of the card include a $300 annual travel credit, Priority Pass membership, a $5 monthly DoorDash in-app credit (through December 2024), a complimentary DashPass membership and an impressive array of travel protections.
Read our review of the Chase Sapphire Reserve for more information.
Official application link: Chase Sapphire Reserve with 60,000 points after you spend $4,000 on purchases in the first three months of card membership.
Chase Sapphire Preferred Card
If you can’t justify a high annual fee or want a solid card with an appealing set of perks, the Chase Sapphire Preferred is an ideal fit. It earns 5 points per dollar on all travel purchased through Chase Ultimate Rewards; 3 points per dollar on dining, including eligible delivery services, takeout and dining out; 3 points per dollar on select streaming services; 3 points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs); 2 points per dollar on all other travel; and 1 point per dollar on all other purchases.
The points you earn with this card can be transferred to Chase’s airline and hotel partners or redeemed for 1.25 cents each through the Chase Ultimate Rewards portal. Benefits include a $50 annual credit on hotel stays purchased through Ultimate Rewards, at least 12 months of DashPass membership (when activated by Dec. 31, 2024), primary rental car coverage, up to $500 in trip delay reimbursement if you’re delayed more than 12 hours or overnight, up to $10,000 in trip cancellation and interruption insurance and up to $100 per day for up to five days in baggage delay reimbursement if your bag is delayed more than six hours.
Read our review of the Chase Sapphire Preferred for more information.
Official application link: Chase Sapphire Preferred with 60,000 points after you spend $4,000 on purchases in the first three months from account opening.
American Express® Gold Card
The Amex Gold card is a favorite of many TPG staffers thanks (in large part) to its terrific earning rates:
4 points per dollar on dining at restaurants (including takeout and delivery in the U.S.)
4 points per dollar at U.S. supermarkets on up to $25,000 in purchases per calendar year (1 point per dollar after that).
3 points per dollar on flights booked directly with airlines or through Amex Travel.
1 point per dollar on all other eligible purchases.
The card also offers up to $120 in annual credit for Uber rides and Uber Eats purchases and up to $120 in statement credits for select dining purchases (enrollment is required for select benefits) — all for a manageable annual fee of $250 (see rates and fees)
And while it’s not providing a limited-time bonus for new cardmembers, you can often find elevated welcome offers through the CardMatch tool. The card currently features a public welcome offer of 60,000 points after you spend $4,000 on eligible purchases within the first six months of card membership. However, some new customers can earn a 75,000-point or even 90,000-point welcome offer via the CardMatch tool after meeting the same minimum spending requirements. Note that these elevated offers are targeted and subject to change at any time.
Alternatively, you can refer a friend through the Amex referral program — and when your friend applies for a new account by June 7, you can earn an additional +5 rewards per dollar (as either points or cash back, depending on the card) on eligible U.S. supermarket purchases for three months after they’re approved (starting from the first date the referred friend’s account is opened), on up to $25,000.
Additionally, new applicants for the Amex Gold through a referral link will be eligible for an up to $200 statement credit after reaching minimum spending requirements, on top of that card’s usual welcome offer.
Read our review of the American Express Gold Card for more information.
Official application link: American Express® Gold Card with 60,000 points after you spend $4,000 in the first six months of card membership.
Southwest personal cards
All three personal of Southwest’s personal credit cards — the Rapid Rewards Plus, Rapid Rewards Premier and Rapid Rewards Priority — are currently sporting identical welcome offers: 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first three months from account opening. This is the first time Southwest has offered a promo code as part of a sign-up bonus on a credit card.
The code will appear directly in your Southwest.com account within eight weeks of meeting the spending requirement. It can be used — only once — on a single one-way or round-trip Wanna Get Away, Wanna Get Away Plus, Anytime and Business Select fare, and is available for use until October 31, 2024.
Given it is a single-use promo code, it would be best to save this for a more expensive ticket. You’ll get the biggest savings when using the code for round-trip travel and/or during peak travel periods like the summer or the holidays.
Read more about the three cards and this limited-time offer.
Official application link: Southwest Rapid Rewards Plus
Official application link: Southwest Rapid Rewards Premier
Official application link: Southwest Rapid Rewards Priority
United Club Infinite Card
The United Club Infinite Card is the ideal card for United lounge access — bar none.
The United Club Infinite Card’s $525 annual fee sounds high until you factor in the United Club membership included with the card. Membership normally costs $650 per year for non-elite members.
In addition, one of the primary disadvantages of many airline credit cards is a low return on spending, even on branded purchases, as most airline cards only offer 2 or 3 points per dollar on airline purchases. But the United Club Infinite Card sets a new standard with an impressive 4 points per dollar on United purchases.
If you spend thousands of dollars on United flights each year, the United Club Infinite Card is worth considering.
Read our review of the United Club Infinite for more information.
Official application link: United Club Infinite with 80,000 bonus miles and 1,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first three months from account opening. Offer ends Aug. 9.
IHG Rewards Premier Business Card
New applicants for the IHG Rewards Premier Business card can earn 165,000 bonus points after spending $3,000 on purchases within three months from account opening.
Your bonus will come in the form of IHG points, which TPG values at half a cent each. Thus, this bonus is worth $825.
Generally speaking, you won’t get fantastic earning rates on most hotel credit cards — especially on broad categories like dining and groceries. That said, the IHG Premier Business card could be a solid option, especially at participating IHG properties.
When you use your card at IHG hotels and resorts, you’ll earn 10 points per dollar spent on your stay. This is in addition to the 10 base points that all IHG One Rewards members accrue at most participating brands. And since you have automatic Platinum Elite status with the card, that’ll give you another 60% bonus on top of the base points. When combined, that translates to a total of 26 points per dollar spent on most IHG stays — or a 13% return on spending, based on TPG’s valuations.
Beyond IHG purchases, cardholders of the IHG Premier Business will earn points at the following rates:
5 points per dollar spent on travel, dining and gas purchases.
5 points per dollar in select business categories, such as social media and search engine advertising and at office supply stores.
3 points per dollar spent on all other purchases.
You’ll also receive a free night certificate (worth up to 40,000 points) every year when you renew your card and enjoy your fourth night free on award stays of four nights (or longer)
Read our full review of the IHG Rewards Premier Business for more information.
Official application link: IHG Rewards Premier Business card with 165,000 bonus points after spending $3,000 on purchases within three months from account opening.
Hilton Honors American Express Surpass® Card
The Hilton Honors American Express Surpass® Card provides solid earnings at Hilton properties and automatic Hilton Gold elite status, which offers complimentary breakfast, increased earnings and space-available upgrades when you stay at Hilton properties.
Hilton Honors Gold status is one of the best mid-tier hotel loyalty statuses you can obtain. As a Hilton Gold elite member, you’ll get complimentary breakfast, space-available room upgrades and improved earnings when staying at Hilton brands. Luckily, you can easily earn and maintain Hilton Gold status since it is an automatic perk of the Hilton Honors American Express Surpass Card.
The Hilton Surpass card is an ideal choice for those who stay at Hilton properties often and want a cobranded credit card with a modest annual fee and valuable perks.
Read our full review of the Hilton Surpass for more information.
Official application link: Hilton Surpass with 130,000 bonus points and a free night reward after spending $2,000 in purchases on the card in the first three months of cardmembership. Offer ends July 19.
*Bonus offer value is based on TPG valuations and not provided by issuers.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
For rates and fees of the Amex Platinum card, click here. For rates and fees of the Amex Business Platinum card, click here. For rates and fees of the Amex Gold card, click here.
For rates and fees of the Amex Green card, click here.
For rates and fees of the Hilton Honors Amex Surpass, click here.
Additional reporting by Ryan Wilcox and Eric Rosen.