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300 is the lowest credit score that a person can have. It’s impossible for a score to drop below 300 for any reason.
Learning how credit scores work can be mystifying, especially if you’re establishing credit for the first time. 42% of Gen Z don’t fully understand how credit scores work, which can lead them to ask questions like “What is the lowest credit score?” 300 is the lowest credit score anyone can have—but there’s a difference between knowing your score and having a plan to improve it.
We’ll discuss credit scores and credit ranges in this guide, and we’ll share five steps for improving low credit. Building credit can pave the way for tons of great opportunities like low-interest loans and premier credit cards.
What Are the FICO Credit Score Ranges?
Credit scores typically fall into five different ranges—Poor, Fair, Good, Very Good, and Excellent. Each range encompasses a set value of credit scores; the “Poor” category covers the widest range of credit scores and while the “Excellent” section covers the smallest range.
Different credit agencies and websites generally classify credit score ranges similarly, with slight variations. More often than not, you’ll encounter the following information:
Poor (300-579): 300 is the lowest credit score a person can have, and it’s impossible to drop below that number.
Fair (580-669): Lenders and banks will look at a Fair score more favorably, but their best offers may still be out of reach.
Good (670-739): Experian® reported 714 as the average credit score in 2022.
Very Good (740-799): Keeping your credit utilization ratio low and consistently making payments on time can contribute to a Very Good score.
Excellent (800-850): Approximately 1.3% of Americans have Excellent credit. Excellent credit isn’t necessary to attain great loans per se, but it’s a worthy goal to strive for.
The Risks of Having a Low Credit Score
Lenders, real estate agents, banks, and loan agencies use our credit scores to gauge our financial trustworthiness. These entities may interpret “Poor” and “Fair “scores as a sign that someone either won’t make their payments on time or at all. Securing a loan can be very difficult with Poor or Fair credit—and even if you do, that loan will have significantly higher interest rates.
A low credit score also makes it difficult to increase your credit limit in several ways; most banks are hesitant to offer new cards or grant a credit limit increase to Poor or Fair credit applicants. Lastly, many landlords will turn down applicants with credit scores below a certain threshold.
How to Get a Loan with a Low Score
Securing a loan with a low credit score can be challenging, but it’s not impossible. Nonprofit organizations like credit unions can accommodate clients with Poor or Fair credit. It may even possible to acquire a mortgage with bad credit if your score is hovering above 580.
Be wary of scams and fraud when searching for low-credit loans; cybercriminals may try to glean sensitive information by imitating legitimate lenders. Prudence is your best bet—research the person or organization that you’re speaking to by looking them up online to verify their identity before providing your SSN.
Actions that Could Improve Your Credit Score
There’s only one direction to go if you’re at the bottom, and that’s up. Someone with a score of 300 can repair their credit by making plans and taking action. The following five steps can help you start on the road to recovery from even the lowest credit scores—and stay the course as things improve.
1. Get Your Free Credit Report
Equifax®, Experian, and TransUnion® are America’s most significant credit bureaus. These agencies provide reports about our credit history, and the law requires them to provide one free credit report each year.
Credit.com also provides free credit scores, plus a credit report card that grades your credit activity and offers practical feedback.
2. Challenge Errors on Your Report
Everyone makes mistakes, including credit lenders and credit bureaus. If you find false or inaccurate information on your credit report, you can challenge the accuracy of these blemishes. Contact the corresponding credit agency and company that made the mistake and respectfully request assistance.
3. Avoid Hard Inquiries
Hard credit inquiries result from lenders and agencies looking at your credit history when you apply for a card or a loan. Inquiries don’t stick around forever, but they can significantly inconvenience you by making your score seem lower than it really is.
Don’t apply for too many new cards while working to improve your credit. A mistimed hard inquiry can make the difference between securing a loan and having to wait months to try again.
4. Pay Down Your Debt from Largest to Smallest
Paying off your debt will always be one of the best ways to improve your credit—it’s more a matter of figuring out how to best go about doing so. As tempting as it may be to pay off your smallest accounts, paying off your largest debts will make the largest difference on your credit report.
Large debts contribute to your credit utilization ratio the most, so paying them off will free up tons of space. A large debt might also belong to one of your oldest accounts, and time is a significant factor that impacts credit. Whittling down a massive loan over time could tangibly boost your score in real time.
5. Utilize Credit Repair Services
Credit repair services excel at helping people create practical plans to work to build their credit. ExtraCredit® offers several features to help you manage your credit, including an exclusive discount to a leader in credit repair.
Low Credit Score FAQ
Is It Possible to Have a Credit Score of 250?
It is impossible for a person’s credit score to drop to 250, as 300 is the lowest number that the major credit bureaus standard modeling will recognize. However, a person’s specialized FICO® score, specifically their Auto Score and Bankcard score, can range from 250-900 as they focus on more specific areas of your credit. Auto and Bankcard scores help lenders decide if they’ll offer you an auto loan or credit card, respectively.
What Happens If I Have a Credit Score of 300?
A credit score of 300 will make it difficult to secure auto loans, home loans, and credit cards from respected lenders. Poor credit scores also can affect insurance premiums and interest rates.
Can I Buy a House with a Low Credit Score?
It’s certainly possible to gain a home loan with a low credit score—but the process may be much more difficult. Federal Housing Administration (FHA) loans can be monumentally beneficial to individuals with Poor or Fair scores. However, you may need to make a larger down payment.
Stay on Top of Your Credit
The most important step you can take to improve your credit score is to stay on top of your credit report. You can request a free credit report from all three main credit reporting agencies—Experian, Equifax, and TransUnion—once a year.
The details on these reports can help you make sure everything on your credit report is accurate and up to date. Make sure you take the appropriate steps to remove any inaccurate information from your credit report. Additionally, having access to your report and credit score can help you determine what areas you need to focus on to rebuild your credit.
To get your free Experian Vantage 3.0 credit score, you can also sign up for Credit.com’s free Credit Report Card.
Ahsana Abeza, 9, with her mother, Sophie Mutamuliza, and father, Adam Abeza, at their new home in New Gloucester on Wednesday. The family had been renting an apartment in Portland for many years and was finally able to buy a house through a new program offered by Androscoggin Bank that complies with Sharia law. Sofia Aldinio/Staff Photographer
Sophie Mutamuliza and Adam Abeza came to the United States from Rwanda 10 years ago, eager to pursue the American dream.
By 2016 they had settled in Portland and began saving to buy a house for their growing family. A few years later they were ready to spend their nest egg, but no bank in Maine offered a mortgage that didn’t charge interest, which is haram, or forbidden, by their Islamic faith.
So they had to wait, stuck in a Portland apartment.
Finally, in February, the couple and their four children, ages 2-12, held a housewarming party in the cozy split-level ranch they purchased with a halal, or permitted, mortgage provided by Lewiston-based Androscoggin Bank, the first lending institution in Maine to offer mortgages to Muslim clients that are structured to comply with Sharia law.
“The party was amazing – the dream now came true,” said Mutamuliza, 40, who works from home processing medical records for MaineHealth.
More than that, buying a house has given the family a sense of belonging, said Abeza, 41, who is a social worker with Preble Street, a nonprofit that serves unhoused clients.
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“We were able to complete the transition,” Abeza said. “We are here. We are grounded. Owning a home means a lot.”
Abeza and Mutamuliza are among several Muslim clients who have closed Islamic mortgages with Androscoggin Bank this year, and a dozen more are either under contract and waiting to close or pre-approved and actively searching for homes.
While loans that comply with Sharia law are offered across the country, both online and in states with larger Muslim populations, Androscoggin Bank’s program is seen as a watershed initiative among Maine lending institutions and for the state’s small but growing Muslim community.
Ayra Abeza, 12, in the yard of the New Gloucester home her parents bought in January. Sofia Aldinio/Staff Photographer
Leaders of Maine’s immigrant community have been pushing local banks to offer Islamic mortgages for several years. The loans generally avoid charging interest directly by structuring payments to meet Sharia law and having the bank assume some form of full or part ownership.
Immigrant leaders recognized that many devout Muslim families in Maine were locked out of the U.S. banking system, said Claude Rwaganje, executive director of ProsperityME, a nonprofit that helps immigrants build financial independence.
“Other banks said there wasn’t enough demand for (Islamic) mortgages,” Rwaganje said. “But we said, whatever the demand, there is demand, and Androscoggin Bank stepped up.”
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Androscoggin Bank saw the need for an Islamic mortgage program as an opportunity to continue the bank’s 153-year history of serving immigrants and to fulfill its modern B Corp mission to extend financing opportunities to women and minority populations.
“We felt it was incumbent upon us to ensure this community had an opportunity to participate fully in the economic system,” said Neil Kiely, bank president. “The more we can assist them to participate fully, the more it’s a win for the state of Maine.”
Kiely said it took more than a year to develop the mortgage program, working with ProsperityME, the Greater Portland Immigrant Welcome Center, and an expert in Sharia-compliant loan programs. They held community meetings in Portland and Lewiston. Hundreds of people attended.
“It has been an incredibly rich and rewarding experience,” Kiely said. “The Muslim community in Maine isn’t a monolith. It’s a diverse, talented, and industrious community, and we worked for months to build trust and understanding with them.”
Sophie Mutamuliza, 40, and Adam Abeza, 41, purchased their first home with a Sharia-compliant Islamic mortgage provided by Androscoggin Bank, the first bank in Maine to offer this service to devout Muslims. Sofia Aldinio/Staff Photographer
As part of that effort, Kiely hired Ayesha Baye, an Ethiopian immigrant with nearly 20 years of experience working at Maine banks, to serve as a personal banker to Androscoggin’s Muslim clients. She helps them build credit profiles and take other steps toward buying a home.
BARRIER TO ECONOMIC PARTICIPATION
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“Before this, there was nothing to offer my Muslim clients without compromising their faith,” Baye said. “I have Muslim clients who have been renting for 10 or 20 years, putting money toward rent instead of buying a home. They could have been homeowners by now.”
Many Muslims are not constrained by the ban on charging or paying interest, said Reza Jalali, executive director of the Greater Portland Immigrant Welcome Center. An Iranian-Kurdish immigrant who is Muslim, Jalali has engaged fully in the U.S. banking system, paying interest as a homeowner, landlord and credit card user.
But for devout Muslims, avoiding interest keeps them from accessing a wider economic system where buying a house is a significant step toward financial security. According to the Koran, charging or paying interest is considered exploitative and sinful because it promotes inequality, increasing the gap between rich and poor.
“This is a barrier to a significant number of Muslims in Maine,” Jalali said. “Homeownership is about building individual wealth, generational wealth, and becoming invested in the community.”
Without access to financing through local banks, Muslims in Maine are being excluded from other services provided to customers who receive conventional mortgages, including business loans, retirement programs, and basic financial advice, Jalali said. Many immigrants face a variety of barriers in the economic system, including language differences and cultural prejudices.
“While not intentional, we’re leaving some people behind,” Jalali said. “The banking community and the larger community lose out.”
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Some Muslims choose to borrow from community members, who pool savings and lend without charging interest, a practice Jalali called “underground banking.”
“But that only delays the American Dream, because the community can only buy one house at a time,” Jalali said. “In some cases, they go out of state, purchasing mortgages online, which can be risky and unhealthy because they are not building relationships with banks in Maine.”
There are a few basic types of mortgages that are considered riba, or interest, free under Sharia law. In variations of the most common form, the financial institution is co-owner and the home buyer gradually buys out the bank’s stake in the property. In other forms, the bank buys the property and sells it through lease-to-own arrangements or deferred payments with an agreed profit factored in.
In January, the Abeza family, originally from Rwanda, was able to purchase their first home in New Gloucester. Sofia Aldinio/Staff Photographer
Kiely wouldn’t describe Androscoggin’s program exactly. “Through the use of alternative structures, the bank can work with homebuyers to reach a solution that complies with Islamic financing requirements,” he said. “It maintains the same economic costs and benefits to both the bank and client as a conventional mortgage.”
Non-Muslims also may apply for this mortgage program, Kiely said.
FULLY COMPLIANT PROGRAM
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Kiely notified the Maine Bureau of Financial Institutions and the Federal Deposit Insurance Corp. about the Islamic mortgage program, he said, although neither has the authority to approve the program. Like other lending programs, it will be audited for compliance with state and federal laws.
John Barr, deputy superintendent of the bureau, said Kiely notified the state about the new mortgage program.
“It is common to have discussions with institutions as they develop new products,” Barr said in a written statement. “These discussions indicate to the bureau that the bank is conducting due diligence relative to risks and that the bank is talking to counsel about documentation and disclosure requirements.”
State banks are examined by the bureau or the FDIC every 18 months, at which time examiners have an opportunity to review actual loan documents to assess the loan portfolio and compliance with lending laws, Barr said.
Kiely said Androscoggin Bank will consider expanding its Islamic loan program to meet the borrowing needs of businesses, students, and others.
Rwaganje and Jalali hope other banks follow Androscoggin’s example. So do Sophie Mutamuliza and Adam Abeza.
They’re happy in their three-bedroom home on a wooded lot in New Gloucester, which sold for $395,000, according to several online real estate services. Their children play basketball in the driveway and chase frogs that escape a nearby pond. Now, many of their friends want to buy homes, too.
“They are inspired because they see that it’s possible and it won’t contravene the principles of their faith,” Abeza said.
“Now, we belong in Maine,” Mutamuliza said. “We are here to stay.”
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Looking for a stylish and comfortable mid century lounge chair for your home or office? We’ve got you covered. Our team of experts has researched and tested numerous options to bring you the best products on the market. With so many choices available, we understand that finding the perfect chair can be a challenge. That’s why we’ve taken into consideration essential criteria such as quality of materials, comfort level, and overall design, as well as customer reviews, to create a list of top recommendations. Whether you prefer a classic or modern twist on the mid century design, our selection has something for everyone. So why wait? Invest in a high-quality mid century lounge chair today and enjoy the benefits of improved comfort and timeless style.
Modway Bestow Mid-Century Velvet Accent Chair Green
The Modway Bestow Mid-Century Performance Velvet Upholstered Tufted Accent Lounge Chair in Green is a stunning addition to any living space. Made with high-quality velvet upholstery, this chair is both comfortable and stylish. The tufted backrest and armrests provide excellent support, while the solid wood frame ensures durability. This chair is perfect for relaxing, reading, or enjoying a cup of coffee. Its mid-century design will complement any decor, and its vibrant green color will add a pop of color to your room. Don’t miss out on this gorgeous armchair!
The Modway Empress Mid-Century Modern Upholstered Leather Accent Arm Lounge Chair in Black is a stylish and comfortable addition to any living space. Made with high-quality leather and a sturdy frame, this armchair is both durable and luxurious. Its mid-century modern design adds a touch of sophistication, while the comfortable cushioning ensures a cozy seating experience. Perfect for lounging, reading, or simply relaxing, this armchair is a versatile piece that will elevate any room.
The Aoparts Mid Century Modern Shell Lounge Chair is a beautiful addition to any living space. Made with high-quality faux leather and solid wood accent legs, this chair is perfect for lounging, reading, or simply relaxing. The comfortable backrest and seat cushion provide ample support, while the classic design adds a touch of Scandinavian elegance to any room. Whether you’re looking for a statement piece for your living room or a comfortable chair for your office or salon, the Aoparts Mid Century Modern Shell Lounge Chair is a must-have. Available in white, this chair is sure to complement any décor.
Mid-century modern design, Comfortable faux leather, Solid wood accent
May not suit all decor
OAKHAM Mid Century Modern Chair White
The OAKHAM Mid Century Modern Chair is a stunning addition to any living space. Made with high-quality leather and featuring a sleek, Scandinavian design, this chair is both comfortable and stylish. Its shell lounge design provides excellent support while also adding a touch of elegance to any room. Perfect for use as an accent chair or side chair, the OAKHAM Mid Century Modern Chair is sure to impress. Available in a beautiful white color, this chair is a must-have for those looking to elevate their home decor.
Stylish mid-century design, Comfortable leather accent, Durable and sturdy construction
May not fit all decor
Furgle Shell Lounge Chair PU Leather Style-16
The Furgle Mid Century Modern Shell Lounge Chair is a beautiful and stylish addition to any living room, reading nook, or office space. Made with high-quality PU leather and a solid wood tripod base, this chair combines both comfort and durability. The classic design and sleek style make it a versatile piece that can fit into any decor. Whether you’re looking for a cozy spot to curl up with a book or a statement piece for your home, the Furgle Mid Century Modern Shell Lounge Chair is the perfect choice.
Stylish mid-century design, Comfortable and supportive, Durable materials used
Limited color options
KINFFICT Mid Century Accent Chair
The KINFFICT Upholstered Mid Century Accent Chair is a stylish and comfortable addition to any living room or bedroom. With its thicken cushion and sturdy wooden frame, this armchair offers both durability and relaxation. Its 300 lbs weight capacity ensures that it can accommodate a wide range of people, while its coffee color adds a touch of modernity to any space. Whether you are reading a book or watching TV, this lounge chair is perfect for any cozy night in.
Mid-century modern design, Thick and comfortable cushion, Sturdy and durable construction
May not fit all decor styles
BELLEZE Shell Chair Avalon Black
The BELLEZE Shell Chair is a sleek and stylish addition to any home or office. Made with a solid wood tripod base and a faux leather padded seat, this mid-century modern accent chair is both comfortable and durable. Perfect for use in the living room, bedroom, or office, the armless design and compact size make it easy to fit into any space. The black Avalon color adds a sophisticated touch to any decor. Overall, the BELLEZE Shell Chair is a great choice for those looking for a comfortable and stylish seating option.
Mid-century modern design, Comfortable padded seat, Solid wood construction
Limited color options
ZHENGHAO Swivel Accent Chair with Ottoman
The ZHENGHAO Swivel Accent Chair with Ottoman is a must-have for anyone looking to add a touch of mid-century modern flair to their home. The chair’s faux fur material and fluffy armrests provide ultimate comfort, while the 360-degree metal base and footrest allow for easy movement and relaxation. Whether you’re reading a book in your living room or lounging in your bedroom, this chair and ottoman set is the perfect addition to any space. Available in white fur with a white base, this chair is sure to elevate your home decor.
Comfortable and cozy, Sturdy metal base, Swivels 360 degrees
May shed fur
ANJHOME Mid Century Modern Accent Chairs Set of 2
The ANJHOME Mid Century Modern Accent Chairs Set of 2 are a great addition to any living room. These armchairs are made with a solid wood frame and upholstered with a comfortable fabric that makes them perfect for reading or lounging. Assembly is easy and straightforward, and the chairs come in a beige color that complements any decor. Not only are they stylish and comfortable, but they are also durable and made to last. These chairs are perfect for relaxing after a long day or for entertaining guests.
The Guyou Mid Century Modern Accent Chair with Ottoman Set is a stylish and comfortable addition to any home. Made with high-quality materials, this chair is both durable and comfortable. The beige upholstery is easy to maintain and complements any décor. The lumbar cushion provides extra support, making this chair perfect for long periods of sitting. Whether you’re lounging in your living room or need a comfortable place to sit in your bedroom, the Guyou Mid Century Modern Accent Chair with Ottoman Set is the perfect choice.
Comfortable, Stylish design, Includes ottoman
Assembly required
FAQ
Q: What is a mid-century lounge chair?
A: A mid-century lounge chair is a type of indoor lounge chair that was popularized in the mid-20th century. It typically features clean lines, organic shapes, and a minimalist design. Mid-century lounge chairs are often made from high-quality materials like leather and wood, and are known for their comfort and durability.
Q: What should I look for in the best lounge chair?
A: When searching for the best lounge chair, there are a few important factors to consider. First, look for a chair that is both comfortable and supportive. It should provide adequate cushioning and support for your back and neck. Additionally, consider the chair’s design and style to ensure it fits with your existing decor. Finally, look for a chair made from high-quality materials, such as leather or wood, to ensure it will last for years to come.
Q: Can a mid-century lounge chair be used in modern decor?
A: Absolutely! Mid-century lounge chairs are known for their timeless design and versatility, making them a great choice for modern decor. They can be paired with a variety of different styles and colors, and can be used to add a touch of warmth and texture to any space. Whether you’re going for a minimalist, bohemian, or industrial look, a mid-century lounge chair is a great option.
Conclusions
After conducting thorough research and analysis of multiple mid century lounge chairs, we have come to the conclusion that these chairs offer a timeless aesthetic and comfortable seating experience. From the classic design of the Furgle Mid Century Modern Shell Lounge Chair to the sleek leather upholstery of the Modway Empress Mid-Century Modern Upholstered Leather Accent Arm Lounge Chair, each product has its own unique features that cater to different preferences. Whether you’re looking for a statement piece for your living room or a cozy reading nook chair, there is a mid century lounge chair out there for you. Overall, we highly recommend considering a mid century lounge chair for your home or office space.
Nestled along the picturesque coastline of Southern California, Malibu is a idyllic city that captivates with its breathtaking beauty and vibrant community. This charming city not only allures those seeking a luxurious beachfront living experience with exquisite homes for sale, but also welcomes those searching for apartments for rent in Malibu.
While the cost of living in Malibu is high, the city offers a wealth of natural wonders and fun activities you can enjoy without breaking the bank. This Redfin article will explore seven free things to do in Malibu to keep you and your wallet happy. Let’s get started!
1. Malibu beaches
Malibu is renowned for its stunning beaches that attract millions of people year-round. From the expansive shores of Zuma Beach to the rugged beauty of Point Dume State Beach, there’s something for everyone. Living in Malibu, CA, comes with strolls along the sandy coastline, opportunities to soak up the sun, and moments of serendipitous sounds of crashing waves. Whether you’re looking to catch some waves, have a beach picnic, or relax with a good book, Malibu beaches offer a slice of paradise that’s free for all to enjoy.
2. Malibu Creek State Park
Nature enthusiasts and hikers will solace in Malibu Creek State Park’s breathtaking landscape. This beautiful park features diverse hiking trails, from easy walks to challenging treks. Explore the picturesque Rock Pool, where you can cool off in the refreshing waters or have a peaceful picnic by the stream. The park’s rugged terrain, oak woodlands, and rich wildlife make it a haven for outdoor exploration and a perfect spot to connect with nature without spending a dime.
3. Getty Villa Museum
Nestled in the hills overlooking the Pacific Ocean, the Getty Villa Museum is a must-visit destination for art and history enthusiasts. Showcasing an extensive collection of ancient Greek, Roman, and Etruscan artifacts, the museum offers a glimpse into the classical world. Wander through the meticulously designed gardens, admire the architecture inspired by ancient Roman villas, and enjoy the educational exhibits. Although admission is free, reserve your tickets in advance to experience this cultural gem.
4. Solstice Canyon
Embark on a scenic hike through Solstice Canyon, a lush oasis filled with oak groves, sycamore trees, and vibrant wildflowers. The Solstice Canyon Loop Trail takes you on a journey to the historic Roberts Ranch House ruins and culminates at the flowing Solstice Canyon waterfall.
5. Leo Carrillo State Park
Leo Carrillo State Park offers a coastal wonderland with sandy beaches, rocky tide pools, and picturesque sea caves. This park is perfect for beachcombing, exploring marine life, and enjoying a peaceful day by the ocean. The beautiful coastal views, tide pool discoveries, and opportunities for beach activities make Leo Carrillo State Park an ideal destination for those seeking free outdoor adventures in Malibu.
6. Malibu Pier
The historic Malibu Pier stands as an iconic landmark along the coastline. Stroll along the wooden pier and bask in the panoramic views of the Pacific Ocean. It’s an excellent spot for watching local surfers ride the waves, spotting marine life, and capturing stunning sunset photos. With its free access and inviting atmosphere, the Malibu Pier is a popular gathering spot for locals and tourists.
7. Pepperdine University
If you’re planning where to attend university, take a leisurely walk around the beautiful Pepperdine University campus. The expansive campus is perched atop a hill overlooking the ocean. Enjoy the stunning vistas and serene environment as you explore the well-maintained grounds. The university’s impressive Payson Library and the terrace with sweeping ocean views are open to the public, offering a peaceful retreat to read, study, relax, and appreciate the campus’s natural beauty.
An eviction notice is a written statement informing you the landlord believes you’re in violation of the rental agreement. Depending on why you’re being evicted, the type of notice you receive and the state you live in, you may need to vacate the property by a certain time. But if you have an eviction notice in your past, you might be worried about getting approved for a new rental situation.
Find out below what happens if you get evicted, including whether you can or should fight the notice and whether you can get a new rental. As with any situation involving your credit and money, being prepared with knowledge can often make a huge difference in the outcome.
How Does Being Evicted Affect Your Credit?
Evictions aren’t included on your credit report, and neither are certain types of public records such as eviction judgments. However, that doesn’t mean an eviction leaves your credit squeaky clean or that potential future landlords won’t know about your eviction history.
First, collection accounts or debts leading up to your eviction do appear on your credit report. If you fell behind on rent and tried to right the situation with a personal loan that you also fell behind on, for example, that could hurt your credit. And if the landlord turned uncollected rents over to a collection agency at any point, that can also negatively impact your score.
An outstanding debt (such a collections account) on your credit report can significantly impact your overall credit score. In fact, your payment history accounts for up to 35% of your credit score. So, just one missed payment, including one missed rent payment, can drop your credit score.
Second, judgments related to evictions are a matter of public record. Future landlords might not see them on your credit report, but they can easily find them by searching court records. Many landlords use tenant-screening services that provide rental backgrounds on prospective tenants, and court records related to evictions are typically included.
If you’re having trouble making your monthly rent payments, consider setting up a budget to track your spending. This step may help you avoid a potential eviction.
Does an Eviction Go on Your Credit Report?
No, landlords can’t report evictions to the credit bureaus because these agencies don’t collect this type of information. However, this doesn’t mean future landlords can’t find out about the eviction. Court judgments, including evictions, are public records. This means landlords can still find out if you have an eviction in your past.
While searching public records can be a cumbersome process, many landlords use tenant screening services to conduct background checks on potential tenants. This service makes it easier for landlords to learn about past evictions. So, even though an eviction won’t directly impact your credit, it can affect your ability to rent in the future.
Legitimate Reasons for Eviction
Specific landlord rights vary from state to state, but there are several reasons a landlord may have the right to evict you, including:
Failure to pay rent: If you fail to pay rent within the grace period, your landlord can start the eviction process. The judge will likely give you a set number of days to make the payment. If you still fail to pay, you may be forced to leave the rental property.
Lease violation: When you rent an apartment, you must abide by the terms of the lease. If you fail to do so, the landlord can evict you. For example, if your lease says no pets yet you have pets on the property, the landlord can break the lease and require you to move.
Illegal activity: If you’re doing something illegal on the rental property, such as using drugs or committing domestic violence, a landlord has the right to evict you.
Property damage: If you willfully damage the property or make renovations without the landlord’s permission, this could be grounds for eviction. It’s important to understand the terms of your lease before signing it.
End of lease: When you sign a lease, it should cover a set term, such as 1 year or month-to-month. Unless you sign a new lease or your lease automatically extends the terms of the previous lease, you must move at the end of the term. If you have a month-to-month lease, your landlord must give you a 30-day notice to move. If you fail to move out of the property at the end of the lease or within the 30-day notice period, your landlord can take steps to evict you.
Illegitimate Reasons for Eviction
Landlords can’t evict tenants without cause. Once a lease is signed, both landlords and tenants are bound to its terms. It’s illegal for landlords to discriminate against their tenants and evict them based on their color, race, gender or national origin.
Additionally, landlords can’t evict tenants as retaliation. For example, your landlord can’t evict you because you complain about property conditions or request repairs.
Can You Dispute an Eviction?
Yes, you can dispute an eviction. A legal eviction requires a judgment from the courts. Before a judgment is rendered, there must first be a court hearing.
You have the right to attend this court hearing, hire an attorney and present your evidence to the court. It’s important to be present at this hearing because the judge can make a final decision without your input.
What Can Happen If an Eviction Is on Your Credit Report?
If you’re legally evicted from your rental, it won’t be on your credit report. However, any unpaid rent balance that you still owe your landlord can end up on your credit report. If this happens, it’s likely to impact your credit score.
It’s important to pay off this balance as quickly as possible. This step can minimize the impact on your credit score. If there’s an incorrect unpaid rent balance on your credit report, you should take steps to remove that information. You can do this by writing to the credit reporting agencies and providing evidence that the information listed on your report is wrong.
What to Do If You Receive an Eviction Notice
Eviction processes vary by state. Eforms, a site that provides sample eviction notices for landlords, summarizes the eviction process for each state. A good first step is to find out exactly what the process in your state is so you know how to respond appropriately to an eviction.
Eviction notices come in two main types: curable and incurable. Curable notices detail how the landlord thinks you broke the lease agreement and how you can fix it. If you cure the issue, the eviction is retracted. Incurable notices don’t have any fix and simply require that you vacate the premises by a certain date.
A common reason for an eviction notice is that the landlord claims the rent hasn’t been paid. In many cases, this would be a curable eviction notice. If you catch up on your rent, the landlord might not move forward with the eviction.
In many cases, if you don’t respond to the eviction notice to cure it or move out, the landlord must go to court to get a judgment against you. This allows law enforcement to require you to move out of the property.
You usually have an option to appear in court and fight the eviction. For example, if you’re withholding rent because the landlord has not fixed something that is his or her responsibility under the lease, you could use that as a defense.
A judge might rule on your side, requiring the landlord to make those repairs before you are required to catch up your rent. But keep in mind that we’re not legal experts—if you find yourself in this situation, we recommend consulting with a lawyer.
What Happens If You Get Evicted?
If you know you’re at fault or the judgment doesn’t go your way, you are likely going to have to move out of the rental property. It’s important to know how the eviction might impact your credit history and chances of getting another rental in this case.
Can You Still Rent an Apartment If You Have Been Evicted?
If you’ve been evicted from a townhouse, apartment or rental home, it may be difficult to qualify for a new rental if a potential landlord checks your rental history. If you have an eviction hampering your ability to find a place to live, you have a few options:
Try to find a private landlord who doesn’t use screening services or check credit history
Look into reporting any rent that you’re paying—it could help your credit score
Try negotiating with a potential landlord by offering a large security deposit or several months of rent up front
Find a cosigner with good credit to live with
Live with friends who already have a home and history of good payments
Try to Make Amends
If you were evicted for unpaid rent, the best way to make amends is to reach out to your former landlord or collection agency and make up those missed payments. Doing so could make finding a new place easier, especially if you get proof in writing that you made good on the old debts.
How to Avoid Eviction in the First Place
Abiding by your rental agreement is the most important thing you can do to avoid being evicted. Your agreement is a legally binding contract, so understanding everything expected of you—from maintenance of the property to noise restrictions and timely rent payment—is critical, as is knowing the tenant laws in your state.
If you have problems, talk to your landlord as soon as possible. Things happen, but landlords often appreciate knowing you want to do the right thing, and communication is essential. Also keep in mind that finding new tenants is a hassle most landlords would rather avoid. They can often be willing to work with you, but you have to take the first step.
Keep an Eye on Your Credit
Even if you do everything you’re supposed to do, when you live in someone else’s property, keep in mind that you might have to move unexpectedly. A landlord could potentially sell their property, or you could decide that the landlord isn’t someone you want to rent from anymore, for example. Keeping an eye on your credit regularly helps you improve your score, which can help you secure a new rental property as needed.
Check out Credit.com’s Credit Report Card. It gives you the everything you need to know about all the factors that make up your credit score, so you know exactly what areas you need to work on to improve your score.
Last week, construction finance platform Rabbet announced raising a Series A funding round of $8 million led by Goldman Sachs, QED Investors, and Camber Creek. The Fintech company which was formerly known as Contract Simply – helps companies involved in construction finance to digitize and view documents relevant to a deal.
“Rabbet brings efficiency, accuracy and visibility to the complex construction finance industry.”
Rabbet co founders Will Mitchell left and Andrew Latime at right Courtesy Rabbet
Rabbet’s groundbreaking software solves a huge point of pain for construction loan processing by helping to expedite construction draw processing, which saves time and money while minimizing human error in data processing. Currently, these processes are manual and paper-based, making it time-consuming and prone to errors.
This funding round comes as the construction markets are in a big slowdown, a trend which has caused a shift from new developments toward the operations and technology end of the business. Given this “throttling back” environment, many in the business of construction finance are searching for new ways to streamlining and making more efficient all their processes.
Rabbet provides just such a streamlining solution, at a time when Fintech investing is empowering entreprenuers to blaze new trails with AI, machine learning, and VR. RealtyBizNews asked Jake Fingert, General Partner at Camber Creek about the VC firms investment in Rabbet. Here’s what Fingert had to say:
“Given the recent deceleration of the construction market, many in the industry are shifting more of their focus from new development to operations and technology. Rabbet is the leading construction loan software solution, an area ripe for innovation and where many in the space, such as Goldman Sachs, are looking for more efficient ways of doing business. Rabbet’s technology significantly reduces the time it takes to process a loan, which means faster payments for subcontractors and more interest for banks, all while digitizing the workflow to improve compliance and record keeping. Instead of ten days, banks are pushing out draws in as little as two days.”
Rabbet’s platform helps banks, developers, and contractors to perform streamlining functions which are currently manual paper-based functions. The Austin based startup makes use of machine learning to located and extract key information from documents so that data and information can be migrated to PDF or spreadsheet form. At the end of the day, Rabbet technology creates a cross-sharing capability that is not currently available. Will Mitchell, Rabbet’s , CEO and co-founder, told interviewers last week:
“All this information is trapped in disconnected PDFs, spreadsheets, emails. We want to focus on the efficiency, accuracy and transparency that software can bring to this complex industry.”
Goldman Sachs’ construction finance division uses Rabbet’s software for streamlining and modernizing their construction investing operations, according to this Reuters release.
Babbet announced the company will use the new funding to continue to invest in the development of its automation platform, to expand service offerings, and to cultivate partnerships. The company also announced an expansion of its software engineering and sales teams in Austin.
Founded back in 2017, Babbet (Contract Simply) was accelerated with Y Combinator. Since that time the company has seen rapid growth, having improved efficiency for projects sized up to $150 million nationwide.
Phil Butler is a former engineer, contractor, and telecommunications professional who is editor of several influential online media outlets including part owner of Pamil Visions with wife Mihaela. Phil began his digital ramblings via several of the world’s most noted tech blogs, at the advent of blogging as a form of journalistic license. Phil is currently top interviewer, and journalist at Realty Biz News.
Have you ever recognized benign habits that you wish you could give up, but they seem pretty harmless? You’re not alone. Many of us have compulsions, addictions, and unhealthy habits that can affect every aspect of our lives—and they’re often overlooked due to their subtle nature. From eating too much sugar or ice cream to checking one’s social media notifications several times a day, the need for instant gratification has taken its toll on society today, leading many people down an unhealthy path without even noticing it.
In this blog post, we’ll be exploring the top 13 addictions and habits that everyone should be aware. If you’ve been looking for ways to make positive changes in your life and reduce stress, then dive into this comprehensive list!
1. Checking the News
Photo Credit: Shutterstock.
One Redditor shared, “NEWS addiction.”
Another replied, “People get addicted to the cortisol hit from getting outraged, so a lot of news outlets realize they just need to keep the cortisol flowing. Edit: Per comments, I changed ‘dopamine’ to ‘cortisol’.”
One commenter added, “It’s neurologically a very similar addiction to gambling. In both cases, it’s less about getting something positive and more about getting something negative and then feeling they have to cancel or counterbalance the negative with a positive… that always seems just out of reach but never seems to come. So they dig themselves a hole of negativity.”
Another user posted, “A few years ago, I realized it was taking a toll on me. The first thing I’d do when I got up was check the news, then periodically check it throughout the day, and it was frequently the last thing I did before falling asleep. So, I just decided I have to check it maybe once or twice to stay informed, but that’s it. I even hid political subreddits, so I won’t see them unless I actively go to them.
“There’s just no reason to be glued to the news all day long. That much anger or depression or whatever is no good for your mental well-being, and it’s very rare that something is going on in the world where you need hourly updates. I think most people would be a lot happier if they cut back on gorging on news and politics.”
“YES! Absolutely. Especially the doom-scrolling and sensationalized side of things. I’ve just written a much longer comment about this, but it creates a physical dopamine dependency and changes habits,” replied another user.
2. Justified Outrage
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One user posted, “Outrage is an addiction. Some people seek it out, actively searching for a reason to hate their neighbors just so they can get their hit of dopamine. It feeds news addiction, tribalism, and eventually extremism. It’s the source of so much violence, so many divided houses and ruined lives, but we do nothing to curb it.”
“I remember my uncle, who had a history of domestic violence to my aunt before she passed of cancer, told the family he has an anger problem. My dad said, ‘But you’re able to keep it together every time a cop is around.’ The look on his face and the dead silence… An anger issue is not an excuse,” another replied.
One commenter added, “My Dad was always going on violent outbursts, literally every day. Remember a few times their doorbell would ring, and he’d flip to being charming in a split second. It’d be salespeople, charity collectors, and even Mormons. He was always extremely polite, and they probably saw him as one of the most pleasant people he encountered. Pure sociopathy.”
3. Shopping
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“Shopping,” one user posted.
Another user replied, “I just got back this month after being in rehab for 2 months for weed, alcohol, and [other drugs], and at my therapy, they asked me if I noticed any cross addictions. I told my therapist I think I have a shopping addiction, and she told me it’s a common addiction that goes unnoticed way too many times.”
One user confirmed, “My hoarder mother 1000% has a shopping addiction.”
Another Redditor said, “My MIL is a hoarder, and it is ridiculous; she has 3 storage units (one she’s had for 20+ years), her home, and my husband’s grandmother’s garage full of her sh-t. We have tried to help clean out the garage, but MIL always has to be there when we try and has to go through every single box/bag/etc, and physically touch every single item. 9 years and the garage still has not been cleaned out.”
4. Video Games
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One online user shared, “I always laughed at the idea of video game addiction. It sounded so overblown until I met a guy who honestly defined it for me. We used to chat and hang out weekly. He quit his job and now just lives at home with his mum, mooching off her to sit in his room and play games for close to 16 hours a day. After refusing to hang out long enough, I just gave up on him.”
Another user exclaimed, “FINALLY, I found someone who mentioned video games. I grew up gaming, I absolutely loved playing them throughout my entire childhood and into adulthood, but I have seen addiction to video games absolutely destroy people. Part of me is glad that I simply don’t have the time to play them much anymore. Maybe an hour or two a week. But I know adults in their 30s and 40s who are still obsessed, to the point of not wanting to do anything else.”
5. Addiction to Phones
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“Phone addiction—no explanation needed,” one Redditor shared.
Another user added, “My stomach drops every time I see my daily average screen time. It’s hard to realize how much time you spend scrolling until you actually see the numbers.”
One commenter said, “That’s why I turned screen time off. I don’t need that type of negativity in my life, lmao.”
Another user added, “My phone addiction varies based on my mental health state. I’ve been in a depression that has apparently become a downward spiral, according to my therapist. I’m capable of doing the bare minimum to keep my kid alive, and then I live on my phone the rest of the time. I’m even on it at work. My therapist wants me to be an inpatient, but the idea of not having my phone for even the three-day minimum stay has me freaking out.”
6. Sleeping to Escape
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One user shared, “When my depression is terrible, I’d say sleep. It’s a free, safe way to escape but ultimately feeds the depression, becoming a destructive cycle. It doesn’t sound that bad, but it’s consuming. Edit: Some people are confused, so I’ll clarify. It’s not because of a lack of rest. It’s not the sleep itself; it’s the dreaming (aka escape). A different ‘reality’ that feels very real and isn’t this one. Maybe I’m just not explaining it right, but yeah.”
Another user replied, “Thank you for saying this! I was labeled as a typical ‘lazy teenager,’ and it wasn’t till I was in my final year of uni that a friend asked if I was OK and explained oversleeping as a symptom of mental health issues.
“The truth was I was so miserable I just didn’t want to be conscious and experience it. Better to be asleep with a teeny tiny hope that I might feel a bit better when I woke up. I had virtually no awareness of mental health issues then and therefore had no vocabulary to articulate how I felt. I feel sad for that lost time, but at least I can recognize it now for what it was.
“Edit to add: this has, unfortunately, resonated with a few people. Keep your chin up; it can and does get better eventually. Get help from your support network of friends and family and professional help. I hope you feel better soon.”
“Well said. There are days I can sleep 4-5 hours, be productive and alert, and just kill it. Then there are days when I sleep at least 11+ hours and on my phone the other 13 while doing the BARE minimum to skate by, realizing that. Hey! You’re not eating better; the 50ish pounds you lost in 3 months is from depressively not eating. I hate being depressed and all the extra stuff it brings that makes life even harder than it is,” one user responded.
7. Workaholism
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One Redditor posted, “Work Addiction—most people will say they dislike working extra, but the responsibility you feel towards your co-workers and the purpose work gives your life can make you work more than you should. Source: addicted to work.”
One added, “I worked for one manager who literally had an addiction to work so bad it was ruining her life. She was a recovering drug addict, and I guess staying busy helped her cope, but she just traded one addiction for another.
“We worked for a corporate retail chain; she would be the first one there and the last one to leave every day, and she never scheduled herself a day off. She would clock herself out when she hit her 40 hrs to avoid getting flak from her management, but she was easily working 110+ hours a week, and more than half of that was unpaid.
“Her family, her ex-husband, and her kids would come by periodically and try to get her to go home, and her entire staff, including me, constantly tried to get her just to go home, but she was afraid the place couldn’t run without her present for even a second. It was really sad because we could all see her obsession with being there was destroying her mentally and physically, as her sleep had to have been horrendously impacted since she was there 15-16 hours a day.
“I spoke with HR about it, and they said they had already been aware of it for some time and that they weren’t going to do anything about it. That incredible amount of incredulity and not giving a shit about the super illegal and dangerous fact that they were letting an employee work for free for 70+ hours a week were obviously huge red flags for me, so that was my last day.
“A couple of years later now, she still works there, and this is still happening.”
8. Addiction to Junk Food
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One user shared, “Junk food. Sugar. Soda. I am addicted to these things and wish to break that habit.”
Another confirmed, “I quit smoking quite easily, but I cannot for the life of me quit sugar. So much harder, in.”
“I think I just swapped my after-dinner cigarette for after-dinner chocolate. Doesn’t matter how satisfying the meal was. I still crave some chocolate later,” one user replied.
Another user shared, “Apologies in advance for the unsolicited advice, but your comment hit a chord with me. Is it specifically chocolate you crave? ’cause I used to crave chocolate constantly. It got to the point where I’d buy the cheapest milk chocolate bars from my grocery store and eat a couple of pieces every day, trying to limit how much chocolate I was eating but also trying to stop the constant craving for it.
“Supposedly being low in magnesium can cause chocolate cravings. I figured more magnesium couldn’t hurt, so I started eating more food with magnesium, and the craving went away! I still have a massive sweet tooth, and I love chocolate, but that never-ending chocolate craving has stopped, thank goodness.
“Maybe something to try if it seems relevant to you? I know this is just a very unscientific anecdote; maybe it was something else going on with me that just naturally stopped. Maybe the slight changes in my diet I made solved it in some other way. Who knows!”
9. Social Media
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“Social media addiction,” one user responded.
Another user replied, “Including Reddit. Source: Reddit addict.”
“Yup. I spend way too much time on this stupid app,” one user confirmed.
One user commented, “I tell myself I’m learning new stuff every day. Then my wife asks me to tell her something new and interesting I found on Reddit, and I can’t think of a single thing.”
10. Dermatillomania
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One Redditor commented, “Skin picking, aka, dermatillomania. It’s so overlooked that our society has glorified it. We have a show called Dr. Pimple Popper! Wtf!”
Another user commented, “I wish I could replace that [terrible] habit somehow.”
One user replied, “Same. I don’t get the Dr. Pimple Popper thing. Mine is picking at any skin that is not smooth on my skin. On the scalp, around my nails, blemishes on my face, arms, and chest. If I have a scab, that will take forever to heal because I do it subconsciously on occasion and even do it at night when I’m asleep, no matter where it is on my ‘pick zones.’ Something in my mind says if I pick it, I may reveal healed areas beneath it… and then it starts all over again once it starts bleeding. Looking at it typed out is really disturbing, tbh. But I’m proud that I stopped picking at my lips!!!”
11. Tribalism
Photo Credit: Shutterstock.
“Tribalism. People become indoctrinated and too engrossed to realize it. People become so addicted they choose to kill over sports, vehicle types, religion(s), politics, etc… and it’s by design. People act less intelligent when they’re a part of a group. (Mob mentality).
“Edited because syntax/grammar police attacked my auto-fill. Proofread everything, kids,” one user shared.
One Redditor replied, “Outrage is the addiction; tribalism is just one of the many crack pipes through which it is consumed. People are seeking Outrage. Tribalism gives a sense of legitimacy to the Outrage.”
12. Nasal Spray Addiction
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A user posted, “Nasal spray. There are plenty of other, much worse things I could shove up my nose, but still. I can’t breathe through my nose without it, and I can’t stand that it’s like this.”
One user replied, “I’ve been there! It’s pretty fast to reverse the dependency, though—you can switch to saline or Neti pot for a couple of days to get you over the hump, but I’ve found my nose clears up after 2-3 days without it. 2-3 VERY uncomfortable sleepless days, mind you.”
The OP responded, “I’ll have to give that a shot! Thanks!!”
13. Addiction to the Gym
Photo Credit: Shutterstock.
One of the online users shared, “Gym addiction. It’s the only thing keeping me sane these days. Started because I wanted to gain muscles, now the thought of taking a prolonged rest is quite dreadful.”
Another user replied, “The rest is so true. It’s so difficult to let yourself rest, even if it’s just for a week. Interestingly, sometimes you end up coming out of the rest week stronger than if you’d kept lifting through it, too!”
“This is something I learned while I was a soldier. I struggled at first with my PT tests, so I worked out all the time. Eventually, someone told me that rest and recovery were basically as important as working out and that I NEEDED to let my body rest and heal. Lo and behold, I was stronger and faster after rest breaks because my body was actually recovered and I could properly use the strength and speed I had been working on building in the gym,” one Redditor commented.
Do you agree with the things listed above? Share your thoughts in the comments!
Source: Reddit.
These are 10 Things That Completely Destroyed The Love in a Relationship
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There’s no question that relationships can be confusing, but here are some of the top things to avoid if you want to keep your relationship healthy!
10 Actors and Actresses People Refuse to Watch Ever Again
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We all have a favorite actor or actress, but most of us have a least-favorite as well. Check out this list of actors and actresses people never want to see performing again!
Top 10 Worst Human Inventions of All Time
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Some inventions are world-changing, and some of them, well, they change the world in the wrong ways. Here are some of the worst inventions Redditors could think of.
10 Famous Celebrities Who Look Like They Smell Terrible
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We’ve all had moments of hygiene faux pas—but these celebrities just look like they don’t take care of themselves at all.
10 Terrible Fads People Are Glad Died Out
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Every fad has its time in the limelight, but some of them come and go faster than others; and some just need to die out right away. Check out this list of fads of which people were happy to see the last.
No matter what we’re planning to spend, whether it’s money or time, we want to make an informed decision so not to have a less than stellar experience. This is where online reviews, whether it’s for a positive experience or a negative review, can make a difference. We rely on feedback from others to help us make decisions. A well-written review of apartments or apartment communities is possibly the reason someone rents an apartment or not.
More than 37 percent of people live in an apartment, according to National Multifamily Housing Association, and reviews can help people decide whether to rent in a particular building or not.
Writing an apartment review isn’t difficult and can improve accessibility for some in your apartment community. Are renters’ rights protected, for example, or are the units safe and up to code? Sometimes, those things get mentioned in a review.
It’s also important to know as you read or evaluate reviews that not all are objective. An apartment’s website is only one piece of information but a great apartment review can share feedback on how management works and the overall strength of an apartment community. Keep reading to learn how to read and write accurate apartment reviews.
How do you evaluate an apartment review?
There are a few telltale signs of great apartment reviews that are helpful. Does the person begin with facts, including when they rented the apartment and details about maintenance issues or amenities on the property? Did the person have issues with others? Did they deal with the office staff, apartment manager or landlord with issues on their properties?
If you see multiple reviews by residents about details within the apartment that don’t work or they focus on specific issues they’re constantly bringing to their landlord, it’s worth noting because it’s more than just one person having a problem with their apartment.
Pay attention to how residents address or discuss what’s mentioned in the apartment reviews. Do they bring it to the attention of the property manager? Does it take five business days or more for management to respond once someone makes contact? Do they request a face-to-face meeting and share the progress of a complaint? Is the review written in complete sentences?
An apartment’s website is only one piece of information but apartment reviews hold so much information.
Be wary of the bad reviews
Also, consider an author’s motive when writing online reviews. Do they resort to bombastic name-calling? Did they write a review about the apartment? Did the author mention the company, apartment community or focus on a specific contact at the company?
Consider who would most benefit from this review. Remember, writing online reviews, whether it’s on a specific site or on a social media page, is free. It’s one thing to get feedback beyond what’s on a website that is helpful but writing a hit piece doesn’t benefit the apartment community as a whole.
How do you evaluate an apartment community?
Many people look at a specific property when searching for a new apartment but it’s a good idea to see how residents rate their apartment community on various sites, too. Those are helpful and are more objective than what a website includes in terms of how people who live in the apartment engage with various amenities and how they feel management handles things.
How do you write a review for an apartment?
When writing reviews to post on various sites, you want to share feedback you feel others would find helpful when deciding whether to rent a place. Apartment communities may matter just as much as individual apartment units so consider a review that covers as much detail as possible.
Polite articulation in any review will garner more appreciation from the reader. Whether you discuss relevant accessibility standards being subpar or share feedback about an issue in progress, those reviews can help the reader better understand what living in this apartment community will look like as a matter of course.
As you would expect to read in a review, post information including when you lived (or if you’re still living) in the apartment and any tips you’ve learned by living there. Is management generally responsive to issues or does the office staff ignore issues? Does the landlord read reviews and makes improvements based on any tips or suggestions that someone takes the time to post? All of these details can help someone make an informed decision about their next address.
How important are apartment online reviews?
A review is only as good as the author but apartment reviews that someone takes the time to write and post with great feedback and tips are very helpful. No one wants to move into a place that might have too many problems or that management ignores — those are the kinds of things that pop up in apartment reviews.
Reading and writing accurate apartment reviews can save you time and money
Writing online apartment reviews doesn’t need to take a lot of time but writing an objective one can help you learn and discuss what you find important when seeking an apartment to rent. Reading and knowing how to evaluate reviews can save you time and money in the long run. A well-written review that highlights key issues is a possible deal breaker, while one that mentions amenities and benefits can seal the deal. It’s worth taking the time to write a good (or bad) review, as well as reading them to help you make the best decision on your next place.
As a Chicago-based freelance writer, Megy Karydes has covered everything from space-aged tomato seeds grown in a Chicago Public School to Chicago Blues musician Lurrie Bell. Her work has been featured in USA Today, Travel + Leisure, Midwest Living magazine and other national and regional media outlets. When she’s not out exploring the city with her two children and husband, she’s perfecting her air hockey technique.
No matter what we’re planning to spend, whether it’s money or time, we want to make an informed decision so not to have a less than stellar experience. This is where online reviews, whether it’s for a positive experience or a negative review, can make a difference. We rely on feedback from others to help us make decisions. A well-written review of apartments or apartment communities is possibly the reason someone rents an apartment or not.
More than 37 percent of people live in an apartment, according to National Multifamily Housing Association, and reviews can help people decide whether to rent in a particular building or not.
Writing an apartment review isn’t difficult and can improve accessibility for some in your apartment community. Are renters’ rights protected, for example, or are the units safe and up to code? Sometimes, those things get mentioned in a review.
It’s also important to know as you read or evaluate reviews that not all are objective. An apartment’s website is only one piece of information but a great apartment review can share feedback on how management works and the overall strength of an apartment community. Keep reading to learn how to read and write accurate apartment reviews.
How do you evaluate an apartment review?
There are a few telltale signs of great apartment reviews that are helpful. Does the person begin with facts, including when they rented the apartment and details about maintenance issues or amenities on the property? Did the person have issues with others? Did they deal with the office staff, apartment manager or landlord with issues on their properties?
If you see multiple reviews by residents about details within the apartment that don’t work or they focus on specific issues they’re constantly bringing to their landlord, it’s worth noting because it’s more than just one person having a problem with their apartment.
Pay attention to how residents address or discuss what’s mentioned in the apartment reviews. Do they bring it to the attention of the property manager? Does it take five business days or more for management to respond once someone makes contact? Do they request a face-to-face meeting and share the progress of a complaint? Is the review written in complete sentences?
An apartment’s website is only one piece of information but apartment reviews hold so much information.
Be wary of the bad reviews
Also, consider an author’s motive when writing online reviews. Do they resort to bombastic name-calling? Did they write a review about the apartment? Did the author mention the company, apartment community or focus on a specific contact at the company?
Consider who would most benefit from this review. Remember, writing online reviews, whether it’s on a specific site or on a social media page, is free. It’s one thing to get feedback beyond what’s on a website that is helpful but writing a hit piece doesn’t benefit the apartment community as a whole.
How do you evaluate an apartment community?
Many people look at a specific property when searching for a new apartment but it’s a good idea to see how residents rate their apartment community on various sites, too. Those are helpful and are more objective than what a website includes in terms of how people who live in the apartment engage with various amenities and how they feel management handles things.
How do you write a review for an apartment?
When writing reviews to post on various sites, you want to share feedback you feel others would find helpful when deciding whether to rent a place. Apartment communities may matter just as much as individual apartment units so consider a review that covers as much detail as possible.
Polite articulation in any review will garner more appreciation from the reader. Whether you discuss relevant accessibility standards being subpar or share feedback about an issue in progress, those reviews can help the reader better understand what living in this apartment community will look like as a matter of course.
As you would expect to read in a review, post information including when you lived (or if you’re still living) in the apartment and any tips you’ve learned by living there. Is management generally responsive to issues or does the office staff ignore issues? Does the landlord read reviews and makes improvements based on any tips or suggestions that someone takes the time to post? All of these details can help someone make an informed decision about their next address.
How important are apartment online reviews?
A review is only as good as the author but apartment reviews that someone takes the time to write and post with great feedback and tips are very helpful. No one wants to move into a place that might have too many problems or that management ignores — those are the kinds of things that pop up in apartment reviews.
Reading and writing accurate apartment reviews can save you time and money
Writing online apartment reviews doesn’t need to take a lot of time but writing an objective one can help you learn and discuss what you find important when seeking an apartment to rent. Reading and knowing how to evaluate reviews can save you time and money in the long run. A well-written review that highlights key issues is a possible deal breaker, while one that mentions amenities and benefits can seal the deal. It’s worth taking the time to write a good (or bad) review, as well as reading them to help you make the best decision on your next place.
As a Chicago-based freelance writer, Megy Karydes has covered everything from space-aged tomato seeds grown in a Chicago Public School to Chicago Blues musician Lurrie Bell. Her work has been featured in USA Today, Travel + Leisure, Midwest Living magazine and other national and regional media outlets. When she’s not out exploring the city with her two children and husband, she’s perfecting her air hockey technique.
Inside: Are you looking to buy items from Amazon but aren’t sure if they ship internationally? This guide is your shopping and shipping resource on which countries Amazon ships to.
Whether you’re an Amazon seller or shopper, you may be wondering if Amazon ships internationally.
In today’s global marketplace, it’s important to know whether or not Amazon ships internationally.
The answer is it depends!
Amazon does ship internationally, but there are a few things you need to know before placing an international order.
Here’s what you need to know.
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Can Amazon be delivered internationally?
Yes, Amazon offers international shipping through its Global Delivery service to several countries worldwide. A few things to keep in mind are:
Not every product can be shipped internationally. Here are the most up-to-date countries Amazon ships to.
There may be restrictions based on the destination country’s customs laws.
Products eligible for international shipping will be marked under each listing.
Use services like Ship7, which forwards your Amazon purchases to your country.
Remember…Always confirm if the specific product can be shipped to your country by checking the details on the product page.
What countries can Amazon not ship to?
Well, there are certain countries that Amazon’s global delivery service doesn’t cover.
Firstly, Amazon does not ship to countries like Cuba, North Korea, Iran, Sudan, and Syria due to strict regulations and package restrictions.
Secondly, certain countries have customs laws that prohibit Amazon packages from entering their territories.
Here are the most up-to-date countries Amazon ships to.
Please note that even if Amazon ships to your location, not all products may be eligible for international shipping due to various restrictions.
FIND SPECIFIC ITEMS FOR AMAZON INTERNATIONAL SHOPPING
How does Amazon International Shipping work?
Amazon’s international shipping works by allowing customers from around the world to purchase products from its U.S. site, even if the same items may not be available on their regional Amazon sites.
Here’s how this shipping option generally works:
The customer first places an order on Amazon.com choosing a product they would like to purchase. This can be any item, as long as it’s available for international shipping.
After selecting an item, the customer proceeds to checkout. During this process, they need to provide a shipping address. If the shipping address is outside of the U.S., Amazon recognizes it as an international order.
Following the checkout, Amazon takes over the responsibility of getting the product delivered to the international location. They arrange the necessary paperwork, pay the appropriate customs duties and taxes, and work with reliable international couriers or postal services to have the item delivered to the customer’s doorstep.
The timeframe for delivery can vary depending on the destination country and available shipping options. However, Amazon usually provides an estimated delivery date at the time of checkout.
The charges for international shipping and handling are generally included in the final total at checkout. However, any import duties or taxes applicable to the product in the destination country are typically the customer’s responsibility.
Not all products on Amazon are available for international shipping.
Amazon provides clear information on whether a product can be shipped internationally or not on its product detail page. In case a customer tries to purchase an item that cannot be shipped to their location, Amazon informs the customer about the limitation during the checkout process.
It’s important for customers to bear in mind that while Amazon makes international shipping possible and generally straightforward, the availability, shipping fees, and delivery timelines can vary greatly depending on the product and the destination country.
Customers are therefore strongly advised to read and understand Amazon’s international shipping policies before making a purchase.
What countries does Amazon ship to?
Amazon ships to over 125 countries worldwide, thanks to its Amazon Global service.
Here are the regions:
Africa and the Middle East (30 countries)
Americas (30 countries)
Australia, Asia, and the Pacific (24 countries)
Europe (46 countries)
To check if Amazon ships to your country, head to their international shipping page.
Don’t forget, only eligible items can be shipped internationally. To find eligible items, use the international shipping filter while searching.
Remember terms, conditions, and potential additional fees apply.
When shipping internationally, it takes Amazon the same time to ship, but the delivery will be longer.
FIND SPECIFIC ITEMS FOR AMAZON INTERNATIONAL SHOPPING
How to Order from Amazon with an International Address
Getting your favorite Amazon items internationally is a breeze!
Just follow these easy steps:
First, log into your Amazon account on your chosen device.
Hover over “Account & Lists” then click on “Your Account”.
Head over to “Your addresses” under “Ordering and shopping preferences”.
Now it’s time to add a new address. Key in your international information, ensuring to change the country in the dropdown. Hit “Add address” and then “Set as Default” next to the address you added.
To find items that ship to your country, apply the International Shipping Filter – “Ship to Your Country”.
If the item can’t be shipped, consider using a package forwarding company.
Alternatives to international shipping
If Amazon’s international shipping options do not meet your needs or the product you desire is not available within your region, there are several alternatives to consider for getting the product to your doorstep.
Sometimes you have to be creative on how to get your item delivered.
Then, you are likely to need to know how to track Amazon order from someone else.
Parcel Forwarding Services
Shopper services connect you with shoppers in a particular country who can buy the product for you and then forward it to your international address.
This could be a way to get products that are otherwise not available in your country.
It’s important to consider, however, that using these services tends to be more expensive compared to regular shipping prices.
Nevertheless, it’s an ensured way to get whatever you want from any storefront in the world.
Parcel forwarding services such as Grabr and Shippn could also be a solution to international shipping obstacles.
Shipito
Shipito is an international forwarding service that eliminates the complexity and confusion of international shipping.
The service requires membership to be used and only works for deliveries where packages are being shipped to a United States address from a foreign country.
Despite this, Shipito offers an effective and convenient way to handle international shipping, making it simpler for customers to receive goods from other countries.
How do I track my international orders from Amazon?
This process is very similar to as in the United States.
Visit the Amazon website and log in to your account.
Find the order you wish to track and click on “Track Package.”
You should be directed to another page containing the tracking number for your order.
You will now be able to see the progress of your order.
FAQ
Yes, Amazon Prime is indeed international!
However, you are ineligible for Prime Shipping with International destinations.
Yes, Amazon USA can ship to the UK. However, not all products are eligible for international shipping.
You can check this by selecting the UK as your default shipping address. When you choose a product, Amazon will inform you if it’s available for shipping to the UK.
If a product doesn’t ship directly, you can use services like MyUS or Ship7. They provide you with a US address, forward your packages to this address, and then ship them to your location in the UK. It’s a convenient workaround.
Yes, Amazon does indeed offer shipping services to Germany.
However, this isn’t a concern for German-based customers or other international buyers.
Through services like Amazon Global, Amazon provides an international portal to cater to customers from different parts of the world, including Germany. However, on occasion, certain products may not be directly available for shipment to particular countries.
Yes, Amazon does deliver to Italy.
However, not all products available on Amazon can be shipped internationally due to certain restrictions and regulations.
For more accurate information, individuals in Italy interested in purchasing from Amazon should review the specific product details or contact Amazon customer service for any queries related to international shipping.
Amazon Shipping Internationally is Possible
Now, you know if Amazon ships to your location.
This guide should help you to know whether or not Amazon will ship to your location.
Although there are a few constraints with international shipping on Amazon, there are also various ways to navigate around these issues.
From using shopper services to parcel forwarding services and utilizing regional shopping options, there are multiple feasible alternatives to choose from. However, keep in mind these options may involve extra costs and longer delivery times.
Always do your due diligence when choosing an international shipping alternative to ensure it suits your needs and budget.
Make sure you do your due diligence on getting a package delivered to avoid how to get a refund on Amazon.
Yes, Amazon delivers on Saturday and on Sunday, too.
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