Whether you’re decorating on a budget, trying to be a little more conscious of your consumption, or simply love the thrill of hunting for those amazing, one-of-a-kind finds, thrift-store shopping can be a fun and smart way to create a signature aesthetic for your home. In addition to saving money by thrifting, you can also feel good about keeping items from ending up in a landfill by giving them a second life as part of your decor. But how do you get the best deals, what kinds of pieces should you hunt for and how can you style them without your own home looking like a thrift store? We did some digging to find out.
Looking for striking home decor? This is where pros shop in Dallas-Fort Worth
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The difference between thrift stores and consignment shops
Consignment and antique shops are great, but they tend to be pricier because their collections are curated. These stores do all the hunting down and fixing up for you, and that service is offset via higher price tags. While consignment shops are more likely to have highly sought after antiques from pedigreed brands, you can still certainly find hidden gems at nearly any thrift store — you just may have to put in more effort to find what you’re looking for. Balance the odds of what you want being there with the price range you’re willing to pay when deciding where to shop.
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Getting what you need while giving back to the community
Many of your favorite causes run thrift shops to help fund their programs and services. Prime Thrift near Fair Park benefits American Veterans (AMVETS), Disabled American Veterans (DAV) and other local and national charitable organizations, while Out of the Closet in Oak Lawn benefits the AIDS Healthcare Foundation. Genesis Women’s Shelter, a nonprofit that provides safety, shelter and support for women and children who have experienced domestic violence, operates two thrift stores: one in Oak Lawn and another in South Oak Cliff. There are four Soul’s Harbor locations throughout the metroplex, with proceeds going toward its programs to help men break the cycle of homelessness and addiction. Some of these shops even have exclusive relationships with estate liquidators, increasing your chances of finding treasures among their wares.
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If you’re looking for a bit more than just decor, check out your local ReStore, which benefits Habitat for Humanity. There, you can find actual building materials, such as tile, cabinets, wood flooring, windows, doors or even vintage brick. In addition to these, they also have plenty of new and vintage home furnishings, large appliances and more. With 10 locations across D-FW, it’s a convenient alternative to big-box stores when shopping for your next home design project.
Choose your shopping days wisely
For donation-based thrift stores, Mondays and Tuesdays are typically the best days to shop, because most people tend to drop off items early in the week after spending the weekend cleaning. Signing up for emails is a great way to stay on top of the latest finds and deals, but there’s just no substitute for going in regularly. It works the same with searching online, whether it’s eBay, Craigslist, or Facebook Marketplace. “I’m a huge fan of Facebook Marketplace” says Whitney Marsh, an interior designer and business owner who furnished her Oak Cliff coffee shop, B-Side, with thrifted finds. “I also really love Souls Harbor in Waxahachie,” Marsh notes.
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Whitney Marsh, an interior designer and business owner, furnished her Oak Cliff coffee shop B-Side with thrifted finds, including this handmade tile she found for less than $100.(Whitney Marsh)
Have a strategy before you start shopping
There are two ways to go about hunting vintage pieces. Either have a piece or project in mind and know what you want to pay for it, or be able to spot a good deal. This can involve researching brands, pieces, and eras to be able to find your ideal mix of quality pieces that aren’t in demand. Marsh says that’s her strategy. “I know what I like, and I also know what brands are known for quality goods,” she explains. “I definitely have a style. I’m drawn toward leather furniture, solid wood, wool rugs and unique art.”
Marsh created this seating area using chairs thrifted from Soul’s Harbor and a unique brass ship she found through Facebook marketplace.(Whitney Marsh)
For example, you may love midcentury modern (MCM) pieces, but the popularity of decor from that era means there’s more demand, and unscrupulous sellers may assign that label to random items in order to get them to sell. You may find more success by researching some favorite brands or designers from the MCM era and looking for those specifically to avoid fake listings and inflated prices. Be aware that people will list items online with a famous brand name keyword to get more hits, such as saying a “Pottery Barn-style” rug or “MCM-style lamp.” If you’re shopping in person, don’t be afraid to ask the store’s staff about an item you’re looking for; they may have something similar that just hasn’t been put out yet. Or, they might be willing to take down your name and keep an eye out for items on your list — especially if you’re a regular customer.
Simple design rules to consider
In this area Marsh designed for a client, she paired a thrifted console with a modern lamp and abstract art to create balance.(Whitney Marsh)
Once you’ve found that unique piece you’ve been searching for, how do you style it? Thrifted pieces bring character into a space, but it is possible to have too much of a good thing, says Marsh. “I like to pair thrifted pieces with more high-end textiles. I love an old leather sofa that’s worn in against a very bold luxury wallpaper.” If you buy a well-worn piece and want to play up that lived-in aesthetic, try to surround it with items that are clean and modern. Too much rusticity can end up looking like neglect. Same goes for smaller items, such as pots, frames or books — space them out in designed vignettes throughout your home instead of clustering them all together. Also, keep in mind that pairing thrifted furniture is easier when they share some similar elements. For example, mismatched nightstands look more cohesive if they are roughly the same size and color.
Thrifting can be a way to save big, depending on when and where you shop, and what you’re looking for. “I definitely shop with a specific corner or space in mind. I also really only pull the trigger on things that seem like they’re good quality and the right price,” says Marsh. But if you’re patient, persistent and know what you want and what you’re willing to pay for it, it’s just a matter of time before you find it.
The disco ball, while always beautiful, has undergone a glow-up in the 21st century. No longer relegated to the nightlife scene that birthed it, the mirrorball crept into our weddings, our homes, our earlobes. Then it escaped its spherical form entirely—now martini glasses, cowgirl boots, even mushrooms gleam with silver-tiled radiance. What could they possibly disco next?
Sofie Berarducci has some ideas.
The 24-year-old entrepreneur honed her design savvy building furniture in her parents’ garage during the pandemic. When she returned to college in San Francisco, she had to settle for smaller projects. One night, while watching The Bachelor, she and a handful of friends covered a Styrofoam mushroom from Michaels in shiny, mirrored tiles. “Anytime someone would come over and see it in my room, they’d love it,” Berarducci recalls. “It was such a showstopper.”
After graduating in 2019, Berarducci started crafting more disco mushrooms as Christmas presents. She posted surplus ’shrooms on Facebook Marketplace, where they sold out overnight. “People were messaging me, ‘Where can I buy more?’” Berarducci recalls.
Berarducci capitalized on the disco fever with an Etsy shop and, eventually, a business account on Instagram. She developed new products, pivoting from Styrofoam bases to 3D-printed fruit, liquor bottles, and other fun shapes. Berarducci was still working full-time at a San Diego marketing agency, running her side hustle with help from family. “In the morning, my mom and I would pack orders together, go drop them off at UPS, and go do our nine-to-five,” she says. “Five would hit, and we would turn on a movie and get to tiling.”
Six months in, she decided to launch the brand’s e-commerce site and quit her job to focus on Sofiest Designs. “It was kind of a huge risk,” she adds, “but I haven’t looked back.” After all, the gamble paid off handsomely: In addition to 80,000 Instagram followers, Sofiest Designs boasts partnerships with Urban Outfitters, Free People, Dormify, and Aerie. Berarducci has designed custom disco doodads for celebs such as Lizzo, Kourtney Kardashian, and Shania Twain, and outlets like Architectural Digest, HGTV, Apartment Therapy, and Time have taken notice.
Though her company ships out 15 to 20 orders per day, Berarducci continues to hand-make each product in a San Marcos warehouse with the help of a small team of family and friends. “My business is part e-commerce manufacturer and part art,” she explains. “It’s still really time intensive. I’m touching every single [piece].”
All those hours tiling haven’t stopped her from pushing Sofiest Designs forward. She added additional, less shiny homewares in the form of surreal shelving and pastel lamps and partnered with other woman-owned small businesses to expand the company’s e-commerce offerings. You can shop seven other makers’ products on Berarducci’s site.
Courtesy of Sofiest Designs
Nevertheless, what Berarducci calls “disco therapy” remains core to her company’s ethos. “The disco ball is timeless and gorgeous, but it hadn’t been remodeled in, like, 50 years,” she says. “We wanted to make something more appropriate for Gen Z. Our goal is to make disco items that double as art for your home that you can have forever.”
We tapped Berarducci to share some of her favorite home décor products from small businesses (including her own). Here are 10 fun finds to spruce up your bedroom, bar cart, or coffee table.
10 Unique Room Décor Accents to Spice Up Your Space
Courtesy of Big Night
Big Night Clock, $110
Big Night
This cheeky clock is “so cute for your kitchen area—I love the pop of red,” Berarducci says. “The martini at the five o’clock hand is the perfect little detail.” The timepiece captures two trends: the fervor for food-centric décor and, of course, Gen Z’s love for disco-inspired details.
Courtesy of Sofiest Designs
Glass Tile Decorative Tray, $65
Subtle Art Studio
“This tray makes for the most stunning accent piece on your vanity or bar cart,” Berarducci says. “It’s an easy way to elevate your space.” San Jose–based Subtle Art Studio slings several products made with retro-inspired glass tiles, including coasters, incense holders, and photo stands.
Courtesy of Nata Concept Store
Olive Candle, $21
Nata Concept Store
“Why not add an olive candle to your home décor?” Berarducci suggests. “Style with your martini glasses and mixers on a bar cart. So cute!” Novelty candles have made a splash as a playful, affordable way to accessorize your house, and this one stands out for its lovely floral scent.
Courtesy of Sofiest Designs
Checkered Ceramic Vase, $120
Alicja Ceramics
Another of Berarducci’s small business partners, Alicja Ceramics crafts and paints each of her funky vases by hand. “These are my go-to for all my flower arrangements,” Berarducci adds. “The checkered print against the florals makes for the coolest contrast.”
Courtesy of Sofiest Designs
Disco Strawberry, $52.50
Sofiest Designs
TikTok’s beloved “unexpected red” theory holds that introducing a touch of crimson will enliven any room. Try out the technique with Berarducci’s sparkly strawberry. “My favorite way to show off this strawberry is to style it on a kitchen shelf or use it as a dining-table centerpiece,” she says.
Courtesy of Abbode
Custom Icons Pillow, $155
Abbode
New York embroidery shop Abbode is all about customization. This pillow case takes things a step beyond monogramming, allowing customers to select and request symbols that represent their most formative experiences or favorite things. “These make for the perfect customized housewarming gift—for your friend or for yourself,” Berarducci says.
Courtesy of Piecework Puzzles
Buns Out, $40
Piecework Puzzles
“Boring puzzles are out,” Bararducci declares. “Challenge your brain and create a masterpiece with Piecework’s ‘Buns Out’ puzzle.” After you’ve put the final piece in place, brush Mod Podge over the lot and frame it as a conversation-starting work of art.
Courtesy of Yellowpop
Custom Neon Sign, from $159
Yellowpop
Whatever your catchphrase is, immortalize it in neon lights. Yellowpop offers one-of-a-kind LED signs with 14 different color options. “This is a great way to personalize your space in a unique and timeless way,” Berarducci says. “I created a custom ‘Sofiest Designs’ sign for my warehouse and absolutely love it!”
Coutesy of Sofiest Designs
Wobble Table Lamp, $120
Sofiest Designs
This wiggly lamp from Sofiest Designs comes in four easy-to-style colors: powder pink, muted orange, soft green, and creamsicle orange. You can select a lampshade in one of those same hues to mix and match. “This is my favorite of our lamps,” Berarducci says. “It looks good in any space and any colorway.”
Courtesy of Coming Soon
Concrete Shelf, $650
Concrete Cat
This eye-catching shelf is an art piece in itself. “The concrete coloring brings [it] to the next level,” Berarducci adds. A groove at the back of the shelf helps secure thin items like records, photos, and (SDM’s personal favorite) magazines for display.
Call it the Yellowstone effect, but ranch living is definitely having a moment.
In recent years, countless homebuyers seeking a blend of luxury, privacy, and a closer connection to nature have opted for rural properties that offer more bang for your buck — and a tranquil lifestyle that promises less fuss and more rewards.
This trend has not gone unnoticed in the celebrity world, with notable figures like Donald Glover, Kelis, and even Calvin Harris (who ventured as far as Ibiza to secure a 183-acre farm) embracing the ranch lifestyle.
And now, there’s a new option on the market for prospective buyers seeking to own a piece of rural California.
The Green Acre Ranch — a nearly 20-acre property in Somis, California with mini-horse stables and over 1,500 income-producing fruit trees — has just been listed for $7.35 million, presenting a unique blend of luxury ranch living and lucrative agricultural potential.
Rochelle Maize and Myra Nourmand of Nourmand & Associates hold the listing, and they’ve given us all the deets on this unique opportunity.
Like Fancy Pants Homes’ content? Be sure to follow us on MSN.
An income-producing ranch
Located conveniently an hour’s drive from Los Angeles and a stone’s throw from the charming towns of Camarillo and Moorpark, the Green Acre Ranch offers a perfect retreat for those wanting proximity to the city while enjoying the tranquility of the countryside.
Photo credit: Jeff Elson / Nourmand & Associates
The property spans 20 acres and is adorned with 1,500 matured avocado, pomegranate, and lemon trees, which have historically turned a profit, generating $72k and $84.5k in revenue in 2023 and 2022, respectively.
The estate boasts an array of features designed to cater to the luxury-minded homeowner with a penchant for outdoor living.
From a long gated driveway lined with roses to a swimming pool and a large pond that mirror the property’s serene setting, each detail has been curated to enhance the ranch’s natural beauty and its panoramic views of the valley.
Photo credit: Jeff Elson / Nourmand & Associates
The sprawling property has a charming, Mediterranean-style home that allows guests and residents to soak in the picturesque canyon views from nearly every room of the house.
“The estate is set away from the street, which gives the homeowner ultimate privacy,” listing agent Myra Nourmand tells us.
See also: Is the Yellowstone ranch real? We found the Dutton ranch in real life
Inside the 5-bedroom home
Featuring 5 bedrooms, 5 bathrooms, an inviting eat-in kitchen, and a showstopping Spanish-tiled staircase, the interiors draw you in as much as the idyllic surroundings.
Photo credit: Jeff Elson / Nourmand & Associates
Built in 2008, the house features tile, wood, and stone flooring with two fireplaces adding to the coziness of the home. And the rooms are as grand and impressive as the rest of the property.
The heart of the home
The great room stands out as the property’s crown jewel, providing breathtaking views of the expansive yard and the canyon beyond.
Photo credit: Jeff Elson / Nourmand & Associates
As Myra Nourmand highlights, the ranch offers vistas on par with those found in Italy, creating a scenic backdrop that could rival scenes from “The Sound of Music.”
“The Green Acre Ranch’s views are truly magnificent,” agent Myra Nourmand tells us. “I’ve traveled extensively across Europe and can say that this property is on par with the views found in Italy. As you walk through the property’s French doors, it’s like you’re in “The Sound of Music” with these stunning views of the hills and canyon.”
A rich historical tapestry
The Green Acre Ranch carries a storied past with Hollywood connections, having been a preferred gathering spot for musicians at the behest of previous owner Mary Hollander.
Photo credit: Jeff Elson / Nourmand & Associates
Mary Hollander directed and produced for the Sagamore Players, a local theater troupe, often staging shows in her home. Her husband, Max Hollander, was a violinist in the early 1940s and he was an associate concertmaster for the NBC Symphony Orchestra led by Toscanini.
According to our sources, Hollander used to have parties at the property where all these Hollywood musicians would come up on the first Sunday of the month. The ranch’s Hollywood legacy, coupled with its robust agricultural potential, makes it a property with both charm and investment value.
It has an orchard with 1,500 fruit trees
Rochelle Maize emphasizes the ranch’s vast outdoor amenities, including an 11-stall horse stable, a luxurious BBQ pavilion, and the possibility to add more facilities such as sports courts or additional animal shelters.
Photo credit: Jeff Elson / Nourmand & Associates
The property also boasts an orchard of 1,500 fruit trees, including avocado, orange, lemon, guava, grapefruit, pomegranate, and more, offering a trove of California produce just moments away. With this much land, prospective buyers can cultivate a vineyard, build sports facilities like a pickleball court, or construct more animal shelters and barns for pigs, ducks, or goats. All animals are welcome!
The property’s orchard not only enhances its appeal but also offers a sustainable living option by allowing homeowners to cultivate a variety of fruits.
See also: Sandra Bullock sells 91-acre compound with organic avocado, citrus orchards
Stables for mini-horses
Photo credit: Jeff Elson / Nourmand & Associates
Possibly the most charming amenity is reserved for the equestrian enthusiast, as the property can easily be turned into a miniature horse farm.
An 11-stall miniature horse stable stands ready to accommodate small equine companions, with the flexibility to convert for full-size horses.
There’s even a private pond
In line with the whole “trading the city life for quiet ranch living”, this particular luxury listing comes with both the traditional pool AND a cute little pond.
Photo credit: Jeff Elson / Nourmand & Associates
The tranquil private pond adds a touch of whimsy to the landscape, offering a serene backdrop for entertainment and relaxation.
See also: Suzanne Somers’ beloved 28-acre Palm Springs retreat re-lists for $8.95 million
Located in Somis, California
Photo credit: Jeff Elson / Nourmand & Associates
“Somis is conveniently located just an hour’s drive from Los Angeles, making it ideal for someone who seeks a quiet and relaxing retreat but still wants to be close to city life,” listing agent Rochelle Maize says in an exclusive quote for Fancy Pants Homes.
“Situated amidst the charming towns of Camarillo and Moorpark each just a short 15–20-minute drive away, residents and visitors alike can enjoy outlet malls, scenic hiking trails, and country club golf courses. The town of Somis itself is ripe with neighboring farms and nurseries that provide fresh local fruits, vibrant flowers, and delicious nuts, adding to the area’s idyllic rural charm.”
A multifaceted opportunity
Photo credit: Jeff Elson / Nourmand & Associates
Beyond its enchanting living spaces and outdoor amenities, the ranch serves as a fully functional farm.
The previous owner leveraged the orchard’s produce to create a line of kitchen and bath products, from gourmet balsamic vinegar, including fig and pomegranate flavors, to avocado soaps, body scrubs, and body lotions, showcasing the estate’s versatility and entrepreneurial potential.
The Green Acre Ranch is more than just a home; it’s a lifestyle choice for those seeking privacy, luxury, and the opportunity to live off the land, all within reach of Los Angeles.
As the trend towards ranch living grows among celebrities and luxury homebuyers alike, this listing represents a rare chance to own a piece of California’s coveted rural lifestyle.
More stories
Merv Griffin’s legendary desert estate hits the market for $36M
The Sandcastle House, architect Harry Gesner’s unique personal home in Malibu sells for $13.5 Million
Former MLB Angels Player Justin Upton’s designer house in Newport Beach sells for $6.4M
Inside: r/personalfinance is full of popular subreddits with ideas on how to make money and save money or invest. Know best practices for Reddit personal finance and ways to learn from them.
Reddit is a popular online community where people can share content, ask questions, and comment on news articles and topics. One of the most popular sections for personal finance discussions is /r/personalfinance.
Here are some of the best posts from that section:
“How has your finances changed post-graduation?”
“I was able to pay off my student loans as well as move back into my parents’ house without any difficulty.”
“My financial situation isn’t too bad right now, but I worry about the future.”
Reddit has some great threads that cover personal finance topics.
This blog post will give you a list of the top 25 Reddit Personal Finance Threads, letting you know which ones to check out next time you want to learn more about personal finances.
I created this list because there are very few resources that point to real people with real stories they want to share.
Our site is jammed packed with information on how to succeed with money. You may be looking for more specific personal finance information.
Also, you can find very specific information on r/personalfinance like how to save money when you’re starting off your career or trying to figure out how much it costs for certain things in life like specific college tuition, where rent costs vary, and so forth.
In addition, it includes some of the most popular and insightful posts on this website.
Hopefully, this will help you learn about all aspects of personal finance so that you can start managing money and reach financial independence today!
Why use Reddit Personal Finance?
There are many reasons to use Reddit Personal Finance.
Some people use it as a resource for their own personal finance, while others may be using it in order to plan out what they want to do with their finances.
Reddit Personal Finance is a community of people who share their experiences and tips on personal finance.
Users can post questions, browse the subreddit’s popular posts, or find new content in the “new” tab. Reddit Personal Finance also has a directory of personal finance resources and tools that you can use to better your finances.
The personal finance subreddit is thriving, and it’s only going to get bigger. With over 15 million subscribers in 2022, the community has a lot of content to explore. Plus almost half of users are online at any time to answer questions.
It can be hard enough to find your way around this vast platform but by following these 15 threads you will soon have no problem navigating Reddit Personal Finance with ease!
Positives of Personal Finance Subreddits
The internet is a place to share information and connect with others. One of the best ways to do this is through various social media platforms such as Reddit.
The following are some of the benefits of using personal finance subreddits.
Find out about new financial trends and learn about the best ways to invest your money
Get advice on how to manage your finances and make smart financial decisions
Be a part of the community and have a chance to grow your own knowledge
Learn about new products, services, and companies that could help you with your finances
Get advice on how to invest your money.
Grow your personal finance knowledge to help you reach your goals faster.
If you’re looking for a place to find some personal finance-related content, Reddit offers many subreddits that are all about these topics.
Some of the posts offer objective and helpful information while others can be subjective and relatable in person.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Reddit Basics
Before getting completely lost in Reddit, here are some important things you need to know.
For me, I quit using Reddit because I got overwhelmed and couldn’t find what I needed quickly enough. Thus, here is the lingo that will help you succeed.
Subreddit: A popular place to find information is on the subreddit; for example: “r/personalfinance”.
Upvote / Downvote: Users can upvote or downvote a comment. Reddit gives the comment a “score,” which is the number of upvotes minus the number of downvotes.
Karma: Other users can upvote or downvote your posts and comments; these tally to your “karma.” When providing helpful comments and posts, then they will reflect a higher karma score.
OP: Original Poster.
AMA: Ask Me Anything. An online Q&A session hosted by Reddit’s community in which some guest (normally famous) is or are available for questions
EDIT and ETA: Edit and Edited. A simple way for a user to denote the added to their original comment.
TL;DR: Too Long; Didn’t Read. This is added at the end of long text posts or comments to quickly summarize an article or comment as being too long to read. Sometimes, people use it to summarize the main point in case you don’t want to read the entire thing.
Top 5 Reddits Personal Finance
These are the most popular subreddits for personal finance. They have the most followers and daily interactions.
Does it mean they are the most important? No, there are plenty of subreddits to read regarding personal finances. (Don’t worry… we have a list of them below!)
R/PersonalFinance
R/PersonalFinance is a subreddit that focuses on personal finance.
This is the most popular community related to personal finances.
R/PersonalFinance is a subreddit for personal finance discussions, such as investing, budgeting, and saving money.
The subreddit’s community primarily consists of people who are just starting out with personal finance and those who are struggling to make ends meet as well as plenty of people who are ready to give back and help others.
Followers: 17.6m Members (as of April 2023)
Top Post: You are not “family” to your employer.
r/wallstreetbets
r/wallstreetbets is a subreddit that discusses the world of Wall Street, and how it impacts current events in financial markets. The subreddit’s name is a reference to the popular trading platform Wall Street.
Wall Street bets are financial wagers known for moving so-called “meme” stocks. Also, they are known to move stocks quickly in one direction to force hedge funds to cover their short sales, such as GME or AMC.
People in this community may win big and lose big since they are gambling on the information. You need to learn the meaning of YOLO.
Followers: 13.8m Members (as of April 2023)
Top Post: Times Square right now
r/bitcoin
The subreddit r/bitcoin is a popular Bitcoin news, discussion, and information site. The subreddit is one of the most active on Reddit with over 3 million subscribers.
As it is a digital means of payment, Bitcoin can resist wild rises in inflation and unfair banking practices because people are the ones who control their power and money. That is the belief of this community.
Followers: 4.9m Members (as of April 2023)
Top Post: It’s official! 1 Bitcoin = $10,000 USD
r/stocks
r/stocks is a subreddit in which people discuss the stock market, share trading strategies, and ask questions related to the stock market. There are no rules on r/stocks; users can post links to articles, ask questions, or share their own thoughts on the stock market.
Posts related to reddit stocks are welcome on /r/stocks, but read the rules first. Feel free to share a ticker everyone should know about.
Followers: 5.3m Members (as of April 2023)
Top Post: Companies try to prevent people from trading GME and AMCDiscussion
As you can tell, most of the popular Reddit topics are related to making money through stocks or cryptocurrency.
Is that a bad thing? No.
Just remember… You can learn to fish or you can be fed by others. Personally, I think it is best to learn how to fish and find your own way to make money with stocks and cryptocurrency.
Must Read:
The Next Best 21 Personal Finance Subreddits
The purpose of any of these subreddits is to provide an online community where people can discuss their finances in a respectful, non-judgmental, and anonymous environment.
We will cover the best personal finance Reddit forums that offer advice that can help people at all levels of their finances with tips ranging from simple ones such as grocery shopping without checking receipts and getting discounts by using apps to more complicated ones like how to save up for a vacation.
This list is not limited to just Reddit threads.
Here is a collection of the top 22 personal finance subreddits on Reddit:
R/Frugal
R/Frugal is a subreddit on Reddit.com that focuses on frugality and the concept of living life with less money. Also, the community is made up of individuals who are interested in living a lifestyle of less spending and more saving.
Frugality takes mental preparation of all your resources including time, money, convenience, and any other desired things.
Followers: 2.9m Members (as of April 2023)
Top Post: I got bids from tile setters to do a backsplash for $2000. I ended up doing it myself for under $200.
R/investing
Reddit’s r/investing is a subreddit dedicated to the stock market. It has more than 2.0 million subscribers and provides information on stocks, investing strategies, and other related topics.
Investing is the process of putting money into assets in the hope that they will increase in value. Sometimes investments are made by professionals, but most often, people invest for themselves and their families.
If you are looking for advice on investing, r/investing is the place to go. With nearly 2 million readers and growing, there is a lot of information here that can help people make better financial decisions.
Followers: 2.2m Members (as of April 2023)
Top Post: Robinhood and other brokers literally blocking purchase of $GME, $NOK, $BB, $AMC; allow sells
R/Shoestring
A discussion community focusing on travel and cheap options for traveling, whether through couchsurfing, camping, staying in hotels or hostels.
Discuss topics such as booking last-minute plane tickets, cheap destinations, budget transportation like hitchhiking or staying in Airbnbs. Learn the benefits of these different methods of travel.
Wanting to travel on a shoestring budget is a real gig!
Followers: 2.0m Members (as of April 2023)
Top Post: I worked roughly 10 hours a week at an Airbnb in exchange for housing and amenities.
R/realestateinvesting
Real estate investing is the process of buying a property with the intention of renting it out or flipping it for profit. The term applies to any real estate investment but typically refers to residential properties that are bought and sold.
Real Estate Investing is a popular topic on Reddit. It covers the types of investments, such as flipping houses to investing in commercial real estate, or even wholesaling.
Followers: 1.7m Members (as of April 2023)
Top Post: Today, at the age of 28, I became a millionaire
R/Financialindependence
The r/financialindependence subreddit is a good place to find people who are working towards financial independence.
This is a place where people who are or want to become financially independent, which means not working for money can meet one another.
Having money affirmations are a huge part of the motivation for those in the FI movement.
Followers: 1.9m Members (as of April 2023)
Top Post: Just Crossed 100K Net Worth Living in NY
r/PersonalFinanceCanada
r/PersonalFinanceCanada is a subreddit that is dedicated to Canadian personal finance and investing topics. The Reddit personal finance Canada community has over 600,000 subscribers who share questions, experiences, advice, and more.
This is great for country-specific financial issues.
Followers: 1.2m Members (as of April 2023)
Top Post: Bullet Dodged- First Time Home Buyers Be Ware.
r/UKPersonalFinance
The subreddit r/UKPersonalFinance is a place for people to share their personal finance experiences with others. The subreddit was created by two UK-based users in 2013 and originally had about 200 subscribers. It now has more than 500,000 subscribers and is one of the most popular finance-related subreddits on Reddit.
Learn, discuss, and request help on how to get access to, budget for, protect your money from, save and invest your money in the UK.
Followers: 1.0m Members (as of April 2023)
Top Post: Financial Reality Check
R/CreditCards
R/CreditCards is a subreddit dedicated to the discussion of credit cards, credit and debit cards, prepaid cards, banks, loans, etc.
In addition to the standard trading of information on pricing and terms, Reddit users can also post links to other websites that offer credit card offers.
Followers: 1.2m Members (as of April 2023)
Top Post: Do not do this, if you want your credit card to remain open
r/finance
R/Finance is a subreddit on Reddit that focuses on personal finance. The sub has more than 20,000 subscribers and receives more than 100,000 views per day.
All questions must be asked in the Monday Morning catch-all threads.
Followers: 1.8m Members (as of April 2023)
Top Post: Bipartisan bill would ban lawmakers from buying, selling stocks
r/budgetfood
The subreddit r/budgetfood is dedicated to discussing and sharing the best cheap food ideas. It has a strong focus on coming up with recipes that are both nutritious and easy to make.
Find great tips to stretch your grocery budget.
Followers: 1.2m Members (as of April 2023)
Top Post: Sesame “chicken,” but with cauliflower
r/FinancialPlanning
A subreddit to discuss and ask questions about personal finances, budgeting, investments, and insurance of people’s portfolios.
Followers: 581k Members (as of April 2023)
Top Post: Dad Level – Expert
R/leanfire
R/leanfire is a subreddit for posts about lean startup, business, and marketing. The name of the subreddit comes from the lean startup methodology philosophy which has been popularized by Eric Ries and Steve Blank, who are both cited as the founders of the lean startup movement.
R/Leanfire is a subreddit for those who are trying to achieve the type of success that qualifies you as financially independent. It’s not an easy task, but it can be done with hard work and determination.
Followers: 260k Members (as of April 2023)
Top Post: Just paid off my house
R/passive_income
Reddit has a subreddit that is dedicated to the topic of passive income. This includes things like side-hustles and other ways to make money without having to work for it.
The passive income community on Reddit discusses how they can make money. They post their experiences and give advice to other members of the community about making passive income. This is great for finding more ways to make money.
Followers: 322k Members (as of April 2023)
Top Post: I’m sure this means passive income. But can someone explain it. I don’t get it.
R/FIRE
R/FIRE is a subreddit that focuses on the topic of financial independence retire early.
For financial independence retire early movement has become popular over the past 5-10 years.
This is not just a community, but a place to discuss Financial Independence Retiring Early (FIRE) by fighting for financial freedom and controlling your destiny.
Followers: 263k Members (as of April 2023)
Top Post: Don’t be discouraged by young people who seem to be doing way better than you.
R/StudentLoans
R/StudentLoans is a subreddit dedicated to financial aid advice and discussion.
Some people are having trouble with student loans and they may be asking for advice. Here is some information on how to pay off your loan, as well as make mistakes that could lead to fees or interest added onto the balance of a loan.
Followers: 281k Members (as of April 2023)
Top Post: Biden to extend waivers another nine months
R/Bogleheads
The subreddit R/Bogleheads is a community for people who follow Jack Bogle’s simple investing methods to diversify and let compounding grow wealth. They share common interests and discuss topics such as the US financial system, taxation, Social Security, and retirement.
Perfect community for the passive investor.
Followers: 241k Members (as of April 2023)
Top Post: I started investing in my 401k 25 years ago this week. Hit a milestone today.
R/sidehustle
The term, “side hustle”, is a movement in recent years. Side Hustlers are people who would like to supplement their income by doing activities that they enjoy outside of work or school. In this community, start a small business or non-professional activity that you do in your spare time to supplement your income.
Followers: 412k Members (as of April 2023)
Top Post: Strange Side Hustle – I resell Bras full time on Amazon. AMA
R/money
r/money is primarily composed of people discussing personal finance topics such as stocks, investing, taxes, and personal finance.
Consequently, this smaller subreddit will help you get real advice and not lots of random opinions.
Followers: 89.9k Members (as of April 2023)
Top Post: New r/money subreddit icon?
Reddit Personal Finance Flowchart
The flowchart below describes the general process of saving for a goal. The user has to consider how much money they can allocate each month, and then determine how long it will take them to save for their goal.
This is a very similar concept to a personal financial statement.
You must consider how much you want to save each month, as well.
Find the Reddit personal finance flowchart.
In addition, the simplicity of the flowchart will be surprising.
Must Read: Money Bliss Steps to Financial Freedom
Reddit Personal Finance FAQ
Avoiding Reddit may be hard, but it is possible to avoid the more toxic parts of this site. There are a few key things to keep in mind that will help you avoid the worst of Reddit.
Avoid #1 – Posting Personal Information
The best practice is to avoid posting personal information. As such, your information may be used against you. Reddit is a social media website with different spheres of interest.
In order to avoid appearing disingenuous, it is best not to ask for upvotes or downvotes on posts.
Avoid #2 – Breaking the Thread Rules
The website has its own set of rules which every user should be familiar with before posting anything on the website. Reddit is known for its open dialogue, where members are encouraged to discuss a variety of topics from politics to technology.
However, people frown upon breaking the community rules.
Getting kicked out of many Reddit forums for not following the community rules is a possibility.
Avoid #3 – Be Careful on Opinions
The popular, winning opinions on Reddit are often biased and not based on facts. One example is the “What’s your favorite type of cheese” thread. In the end, it was a wildly popular opinion and later debunked by science.
One way to avoid these posts is by following an established Redditor with a solid reputation who has shown their ability to discuss topics like investing or personal finance without being judgmental or overly emotional about it.
Always do your own research to back up anything you may have learned on a r/personalfinance thread.
Reddit Personal Finance Windfall of Information
It is difficult to save money and track your finances because there is so much information coming at you.
There is no one likable than a hero in the story of personal finance, but what if you could be that hero?
These Reddit Personal Finance Threads are a great way for beginner investors or people just starting out on their own journey to learn about the different aspects of personal finance.
Also, there are helpful for veterans trying to keep up with all those new financial technologies over the years.
The best 25 Reddit Personal Finance Threads include some interesting posts on the topic from different perspectives like stocks, earning more money through certain professions, making your first million dollars, etc.
Thus, giving you plenty of insightful tips for success in life and finances!
After reading this Reddit personal finance article, make sure to subscribe for more Money Bliss tips.
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You’ve been familiar with a checkerboard, right? The classic game that you played as a kid. Well, this nostalgic design is also top on the home décor front in 2024. And for good reason. Striking and stylish, the large black and white checks give any home an uplifted, refined feel.
Striking black and white checkerboards are big on the home design front this year.. (Shutterstock)
Kris Jenner’s home foyer has the checkerboard flooring style (Instagram)
While Kris Jenner showcased the sleek trend in her Instagram post. Here’s why how you can use it in your space..
Hindustan Times – your fastest source for breaking news! Read now.
Any room, any space One of the biggest advantages is that you can have checkerboard floors in the hall or living room, kitchen, bathroom or just in a corridor area that connects spaces. It exudes an airy, bright ambience.
The design revs up any space from the living area to the bathroom (Shutterstock)
The interiors trend also works two ways – it offers a timeless appeal when paired with retro elements like old clocks, armchairs and vintage furniture and gives out a contemporary look when juxtaposed with new-age pieces, plants and vibrant walls. To understand things better, chunky, large squares define the traditional checkerboard style, but one may also go with smaller checks depending on the room space.
Not just for floors You can have a checkerboard pattern on anything from cushions and rugs to wall corners or just do a small tile strip to frame the rest of the flooring in the room, if you don’t want to go overboard with it. While the traditional theme is to use black and white you can also go in for deep maroon or green and white.
Restaurants love it The checkerboard tiling trend is also extremely popular in restaurant spaces.
Perking up the mood in cafes and milestones (Pexels)
There are several reasons for this, namely, it offers a classic-meets-lively appeal and adapts to other décor arrangements with ease , offering a fresh and nuanced perspective on this timeless interior design.
I might get a little sentimental today. This is the 20th anniversary of my — well, really our — weekly column. In addition to feeling old, I also feel grateful.
It was actually slightly more than 20 years ago that I was living in Southern California, working as a freelance writer, when an editor from the Orange County Register called. The paper was launching a monthly regional magazine targeting owners of luxury homes — think Laguna and Newport Beach — and he wanted a column that would be the antidote to potentially pretentious content.
“So,” I said, “you want a column that is not about rich homeowners and their chichi architects and their museum-quality art collections and the exquisite homes they build on the bluffs overlooking the Pacific and how the whole experience was one giant lovefest, and they had money left over?”
“Right,” he confirmed, “a reality column.”
He’d found the right writer. At that point, I had built two homes from the ground up, had the debt and cortisol levels to prove it, and had an arsenal of frustrations.
Still disbelieving, I added, “You want me to write about the tile mason with the drinking problem, the neighbors who won’t speak to you because you’ve had an outhouse and a Dumpster parked in your front yard for three months, the dogs who got so fed up with the construction they ran away in search of a rescue, and about how the remodel took three times as long, cost three times as much, and you weren’t speaking to your spouse at the end?”
“Exactly,” he said. “Sprinkle in some advice. Be the girl next door who has the same problems as everyone else but is two steps ahead, because you’ve made the mistakes and know who to call.”
Eighteen months later, my then-husband and I moved from Southern California to Colorado — just one of my many moves. And soon, I had a syndicated column. That former editor congratulated me, then ominously added: “It’s great to have a weekly column, but one day, you are going to run out of ideas.”
Until then, a dry well hadn’t been on my worry list. I flashed back to when I was in kindergarten and got in trouble for talking too much in class. I wound up in the principal’s office with my mother to discuss “the problem.” When the principal asked why I talked so much, the answer was easy. “I just have so many important things to say,” I said, which was unintentionally hilarious.
So here we are 20 years and 1,040 columns later, and I still have things to say and no shortage of topics. Because I have never been able to see where home design stops and home life begins, my columns are about both. Here’s a brief look back at some of the moments we’ve been through together:
The calamities: You were there when my two custom seven-foot sofas arrived with the upholstery fabric inside out, when the back patio in our new Colorado home fell three feet into a sink hole, and when our rescue dog on his first night with us tested our commitment on the one-day-old living room carpet. (Who gets a new dog and new carpet on the same day?)
The many moves: You were there through 10 houses and nine moves, including the move to Florida, where I had a stint as a live-in home stager and moved six times in four years.
The life changes: You were there when I sent each of my children off to college, entering some sort of self-imposed dorm-decorating contest in which I was the sole contestant. You were there through my divorce and remarriage, the loss of two parents and the gain of three grown stepchildren.
The micro and macro: Together, we’ve covered the minor (how to choose drawer knobs and tea towels) and the major (the meaning of home and belonging and how to leave a meaningful legacy.
The living leads to a centrally-positioned dining and den drenched in natural light courtesy of the floor-to-ceiling French doors. A thoughtful reconfiguration of the original builder layout led to the conversion of the balcony into a charming coffee nook and den, while the introduction of booth-style dining amplified the apartment’s openness.
The primary seating in the den is a sculptural beige curved sofa with an integrated teak console by Design Source.
Yash R. Jain
The den is marked by a terracotta brick tile feature, accented by a bottle green portal. On the opposite end is a birch ply and metal open-shelf storage unit inspired by Scandinavian design. A multi-coloured recycled silk carpet catches the light beautifully and complements the muted tones of the cabinet and curved sofa. Light fabrics, a view of a terrace shrouded in greenery, and comfortable furniture make the den the couple’s favourite spot in their home in Chennai.
Yash R. Jain
White makrana marble backsplash, Caesarstone engineered quartz countertop, and oak overhead shelves in the kitchen contrast the olive green shaker style shutters designed by Sleek. Brass handles from Studio Made.
Yash R. Jain
The kitchen, utility, en-suite bedrooms, and generously sized study branch out from the central dining pocket. Multi-functional in usage, the study accommodates excess storage, a custom-designed desk-cum-Puja, and a soft-pull-out nook when guests arrive.
Shreya addressed the challenges posed by the compact dimensions of the kitchen by eschewing bulky, closed storage in favour of open shelves and deploying a light olive green, oak, and white palette. Bathed in natural light, the kitchen has direct views of the private terrace and treetops.
Resting against a panelled white wall is a teakwood bed with cane in-fill, paired with teakwood nightstands.
Yash R. Jain
An antique armoire is a statement piece in the master bedroom.
Yash R. Jain
This built-in cement oxide-finished concrete planter-cum-seating runs the entire edge of the private terrace and encloses a secret garden-esque space.
A new year brings a fresh start. Maybe in 2024 you’re trying to refresh your skincare routine or resolving to read more. But as you work on yourself, don’t forget to give your home some TLC.
This year is bringing unique and luxurious styles to the forefront of home décor. There’s an abundance of home trends to embrace—from textured fabric to textured walls, dainty bows to soft round edges, and even glamorously ornate stylings.
While you don’t need to abandon your style, let these trends serve as inspiration for ways to refresh your space. Here are the top 10 home décor trends of 2024.
1. Bouclé fabric
Credit:
Reviewed / Beautiful
As if we needed yet another reason to adore Drew Barrymore’s Beautiful collection.
Move over velvet—bouclé is the latest fabric everyone wants. Made of looped wool or synthetic fibers, bouclé is a textured fabric often coming in soft pastel and neutral colorways. Nick Drewe, a trend expert at Wethrift, spotted bouclés rise in popularity, especially on TikTok; the hashtag #bouclechair has over 62.4 million views on the social media site.
To join in on this interior design trend, go for this chic, yet affordable chair from Drew Barrymore’s line at Walmart, which has a rotating base and comes in an darling shade of sage or a sleek white.
Beautiful Drew Chair
Lounge in style with this luxe rotating chair.
2. Bows
Credit:
Reviewed / Meri Meri / McGee & Co.
There’s no limit to what season bows can be used in.
Yes, maybe you just put away bows for the holiday season, but they’re not going anywhere. Bows are everywhere—from clothes to hair, and now your home.
These dainty ties add a feminine flair to your home design. Bows is one of the most versatile design trends of 2024. They can go anywhere, like your table with delicate taper candles from Meri Meri, and even your bathroom with this sweet shower curtain by McGee and Co.
Multi Bow Taper Candles
You’re sure to see a surge in ‘coquette’ home décor this year.
Lillian Linen Shower Curtain
These bow accents are subtle, but will offer a different feel.
3. Peach tones
Credit:
Reviewed / Ruggable / Holli_zollinger
Pantone’s “Peach Fuzz” should absolutely be on your mood board this year.
The Pantone Color of the Year is Peach Fuzz, a cheery color ready to brighten up your home’s color palette. It’s a vibrant pastel that works wonderfully as a decorative pop of color.
Ruggable, which makes our favorite washable rugs, has an exclusive line featuring Pantone Peach Fuzz. We love this tufted rug that features a playful geometric print. Or, you can go all out with a peachy accent wall using Spoonflower wallpaper.
Pantone Peach Fuzz Neutral Grid Play Tufted Rug
Peach Fuzz can add that pop of color you need.
Peach Fuzz Pantone Color of the Year Wallpaper
A bold accent wall is calling your name this year.
4. Cozy neutral colorscapes
Credit:
Reviewed / BedThreads. / CB2
Try adding deeper earth tones to achieve a moodier vibe around your home.
Brown is the new go-to shade of neutral. While black, navy, and gray usually get all the attention when it comes to neutrals, 2024 is the year of brown. Not only is it a perfect compliment to the vibrancy of peach, but it’s a gorgeous way to add depth and warmth.
Bedding is an easy way to incorporate brown into your home. Refresh your bedroom with a set of cozy linen sheets in a deep cocoa color like these from BedThreads. Or, try brown curtains for a moody display. These curtains from CB2 are a rich brown that will make your home feel luxurious.
Cacao 100% French Flax Linen Bedding Set
You’ll feel luxurious sleeping atop these earthy linen sheets.
Chocolate Brown Velvet Window Curtain Panel
Feeling moody going into the new year? Try these floor length curtains.
5. Curved furniture
Credit:
Reviewed / Orren Ellis / West Elm
Make waves with curvy furniture that is both unconventional and distinctive.
This year, rather than going for sharp, angular pieces of mid-century modern furniture, try rounded curves. This softer approach, especially through furniture, can make a statement.
Have fun with a new coffee table that swaps hard edges for smooth curves. This cloud-like coffee table is unique and cultivates a dreamy living room vibe.
Or if you’re in the mood for a new couch, try this low-profile curved sectional from West Elm.
Bothnian Cloud Shape 4 Legged Coffee Table
This abstract coffee table is the perfect mesh of modern and contemporary home décor.
Laurent 2-Piece Wedge Chaise Sectional
You’ll dream of sinking into this eccentric sectional.
6. Furniture made out of cardboard
Credit:
Reviewed / 2modern / Yona Furniture
In 2024, we’re using less wood and more cardboard.
Sustainability continues to be an important pillar of this year’s home design forecast, with cardboard furniture trending as one of the greenest ways to furnish your home.
You’d never think that cardboard could be sturdy enough to hold your mattress, but it is! Cardboard is one of the most sustainable fibers as it’s made from recycled materials rather than newly harvested ones—and it can be surprisingly sophisticated.
Cardboard furniture may be rising in popularity, but it’s been around for almost 50 years. The Wiggle Stool by Frank Gehry is crafted from perforated cardboard and makes a contemporary and stylish seat.
Yona makes cardboard bed frames that are supremely sturdy, holding over 7,000 pounds. If you don’t want to spend a lot of money but want the cute platform bed style, a cardboard frame is worth a look.
Wiggle Stool
A cardboard stool that takes upcycling to new levels.
Yona Cardboard Bed
Yona Furniture’s cardboard pull out bed is great for the environment.
7. Concrete walls
Credit:
Reviewed / Brewster
Faux brick walls are a thing of the past—try faux concrete instead.
Industrial style stands the test of time, but it’s getting a new look in 2024. Rather than steel, exposed brick and natural wood, it’s the year of concrete. This rough, natural material adds some nice texture to your home. It looks best in bathrooms and kitchen backsplashes.
However, if you can’t build a concrete wall in your home, you can still get the look with wallpaper. This Brewster wallpaper looks like concrete, so you can create a statement wall masterpiece.
Quimby Grey Faux Concrete Wallpaper
Don’t worry, this faux concrete wallpaper is renter-friendly.
8. Ornate-inspired interiors
Credit:
Reviewed / Astoria Grand / Rifle Paper Co. x Cloth & Company
Maximalists will appreciate the appeal of bold metallics and eye-catching florals.
Some of the most popular movies and TV shows of the past year—think White Lotus, The Gilded Age, and Saltburn—feature ornate backdrops full of European-inspired homes with gorgeous plastered walls and rich fabrics. For the maximalists, tuning into this ornate style will feel natural.
This style embraces plaster and concrete walls decked out with gold trim and bold pieces of artwork.
Bring the style to your own home with gold accessories and satin florals. Hang your photos with a gold ornate frame like this one from Wayfair that’s beautifully decorated.
Rifle Paper Co. makes furniture in their gorgeous prints and this settee looks like it’s out of a stunning villa.
Greyson Wood Picture Frame
If simplicity isn’t your thing, try a fancier frame for your favorite photos.
Rifle Paper Co. x Cloth & Company Louie Settee
This settee comes in 12 different eye-catching patterns.
9. Bold tile patterns
Credit:
Reviewed / Merola Tile / MSI
May your next home DIY project be filled with new tiles and a satisfying end result.
When it comes to tiling, this is the year to go bold. While crisp white tile is a popular choice for bathrooms and kitchens, it’s a little dated. In 2024, go for patterned tiles. We love floral patterned tile that can deck your walls and floors.
If you don’t want to stray too far from white tiles, this mosaic tile comes in a simple black and white floral motif.
For something a little bolder, this porcelain tile features a gorgeous blueprint that will make your home stand out.
Metro 1 in. Hex Matte White with Flower
Replace old backsplashes and tile flooring with a dreamy upgrade.
Encaustic Tamensa Matte Porcelain Floor and Wall Tile
These tiles looks like they’re hand-painted with a glossy sheen finish.
10. Curtains that let the light in
Credit:
Reviewed / Jinchan / Home Decorators Collection
Don’t forget to upgrade your windows with the rest of your home.
After years of embracing colorful lights inside your home with sunset lamps and smart bulbs, it’s time to embrace your home’s natural light.
To let in all the light possible, reassess your curtains—without sacrificing privacy. Instead, try keeping shades on just the bottom half of your windows. Short cafe curtains, like these striped ones from Amazon, are cute and allow light to drift in, creating a sense of airiness in your home.
If you don’t want to abandon blinds, install top-down-bottom-up blinds that are light-filtering and also allow greater flexibility of coverage.
Striped Tier Curtains
Pinstripe curtains that can make any kitchen look farmhouse-chic? We’re sold.
Cordless Light Filtering Cellular Shades
Filter light to your liking with these cordless shades.
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In AD PRO’s monthly Having a Moment column, AD senior design editor Hannah Martin reports as a weathervane for fads big and small, documenting the patterns and home decor trends she’s clocked in the pages of AD and beyond. Here, enjoy a look back at 2023’s most defining moments.
From nostalgic styles making a comeback to innovative responses to how we live today, there were many stand-out moments in the world of interior design this year. Reviewing them retrospectively, the selections sum up the past year’s tentpole memories—from the design fair debuts we’re still thinking about to the interiors that will inspire well into the new year. Before diving into the design forecasts and color predictions for 2024, take a minute to reflect on the home decor trends that ruled interiors this year.
The kitchen counters and island of Nate Berkus and Jeremiah Brent’s renovated New York family home are clad in Calacatta Turquoise Antico marble from ABC Stone.
Photo: Kelly Marshall
Forget the subtlety of travertine (last year’s surface du jour) or the always-in elegance of snow-white Carrara. This year was all about an eye-popping specimen—strong veining, unusual colors, and (for the ultra-daring) perhaps a graphic mix of both. Surfaces need not blend into the background; they can say something too. Let’s call it personality marble—that essential dose of pattern that can make any interior pop. Take, for instance, the freestanding onyx bar Roman and Williams turned into a showstopping moment in Gwyneth Paltrow’s Montecito living room, or the all-over marble bathroom of Tinder founder Sean Rad and his wife, Lizzie Grover Rad, conjured by designer Jane Hallworth. Consider it a new kind of conversation piece for the home.
Jaxx Red Marble Side Table
In artist Mary Weatherford’s midcentury-modern LA home, revamped by AD100 designer Oliver M. Furth, the pink toilet is vintage Kohler.
Photo: Douglas Friedman
“With a rise in midcentury-modern home remodels and an increased nostalgia for retro furnishings, we’re seeing more customers favoring color,” says Alyssa Wilterdink, senior marketing manager at Kohler, which relaunched a duo of vintage hues for its plumbing fixtures in honor of the American manufacturer’s 150th anniversary this year. Designers are indeed leaning in: Virginia Tupker recently ordered custom colored Water Monopoly sinks in pale pink and blue for a family home in Connecticut; color fiend Frances Merrill installed a cobalt blue sink in the powder room of a Cape Ann, Massachusetts, home; and designer Oliver M. Furth opted for a vintage pink toilet from Kohler for artist Mary Wetherford’s midcentury-modern abode in LA.
Lookin’ Good Shower Set
The Plain English kitchen of this Virginia Tupker project in Connecticut, features a backsplash made of custom Portuguese tile, hand-painted with a William Morris–inspired motif.
Photo: Isabel Parra
This year, we witnessed a surge in designers adding color, pattern, and artistic flair to their projects with hand-painted tile. “I’ll tile just about anything,” says interior designer Jessica Jubelirer, who applied the treatment to the hearth, the bathrooms, the baseboards, and, most memorably, inset in the closet doors in a lakeside Wisconsin family home. Meanwhile, in a historic Connecticut family home designed by Virginia Tupker, Delft and Portuguese tiles create a sort of wainscoting in the entryway and bathrooms, as well as fireplace surrounds. In the kitchen of that project, hand-painted tile adds a splash of pattern (drawn from a William Morris motif) as a backsplash. Practical and durable with an artisan flair, hand-painted tile adds visual interest wherever needed. Adds Jubilerer: “Kitchens, bathrooms, and fireplaces can all benefit from its practicality and beauty.”
São Dinis 88 Portuguese Tile
Massimiliano Locatelli’s Milan apartment features task lighting; an industrial, stainless-steel kitchen; and terrazzo floors.
This spring’s design fair circuit hinted at a return to the industrial minimalism, high-tech style of the ’70s and ’80s—an industrial revolution of the interior, if you will. In April we returned from Milan with notes about a minimalism resurgence, with a particular emphasis on industrial materials. Knoll had reissued some of high-tech star Joe D’Urso’s super-adaptable and sleek low tables from the ’80s. Ledongil Workshop’s experimental lighting and furnishings, on display at Ordet gallery, felt like an elevated take on track lighting. And at Drop City, designer Daisuke Yamamoto showcased a collection of clean-lined chairs made of the most frequently trashed construction material: lightweight gauge steel. Indeed, industrial materials and minimalist silhouettes were the protagonists of this year’s debuts.
Hector Small Dome Clip Light
A pale plink moire dressing room by Sophie Ashby
Photo: Alexander James
“We’re blowing the dust off moire,” says Raffaele Fabrizio, creative director of Dedar, while showing off the Italian fabric house’s newly expanded Amoir Libre textile. Cue the ripple effect. As of late, a handful of brands and interior designers have redirected their gaze to the historic textile that oozes opulence, repackaging it for today’s quiet luxury. Interior designer Sophie Ashby, who recently wrapped a dressing room in a pale pink Dedar moire, praises the home decor trend for its ability to expand space: “When used in the right way it can really enhance a space, enveloping the interior with tactility whilst also subtly playing with light to make smaller spaces—such as dressing rooms or hidden nooks—appear larger.”
Quadratic Rug in Burgundy by Objects of Common Interest for CC-Tapis
Aerin Lauder mounted a grid of prints in the service pantry of her Palm Beach kitchen.
Photo: Simon Upton
Before there was photography, botanists—or anyone wishing to document flora—created detailed illustrations, known as botanical studies, intended to convey the plant’s physical appearance and other qualities. Unsurprisingly, such botanical studies have long been used to decorate. Lately, the botanical studies trend—a longtime hallmark of traditional, even preppy interiors—is blooming anew. In Lauren Dupont’s Connecticut home, designed by Stephen Sills, a pair of antique botanical prints purchased at auction hang in her dressing room, and in her Palm Beach kitchen, Aerin Lauder mounted a grid of floral prints in the service pantry. Sure, there’s nothing innately groundbreaking about florals when it comes to home decor trends, but perhaps that’s just what gives them eternal life.
Nasturtium Wall Tray
In his Manhattan loft, Colin King styles a minimalist bed—or “grandma-style,” as he dubs it.
Rich Stapleton
In the bedroom, gone are the piles of decorative pillows and fussy, overstuffed duvets. Back is a simple coverlet that is perfectly happy not to take center stage. You know this super-simple look: a flat coverlet is laid across the bed, folded down a little at the top, and then back over a pair of standard pillows. “It always felt a bit traditional and almost religious,” says Colin King, the stylist and longtime AD contributor, who favors the minimalist bed. “It’s clean and tidy, simple but elegant. It gives the room the feeling you want your bedroom to have—serenity.” The back-to-basics look has been spotted in a restored Brooklyn Heights apartment by Augusta Hoffman, John Legend and Chrissy Teigen’s California bedroom designed by Jake Arnold, and Andre Mellone’s Manhattan sleeping quarters too.
Repose Heavyweight Bedcover
A pair of Biedermeier armchairs add a classical touch to a Nashville living room designed by Roger Higgins.
Photo: Haris Kenjar
In Germany and Austria between 1815 and 1850, when the Napoleonic wars had ended and a burgeoning middle class emerged, a new style of furniture was created to suit their needs: streamlined versions of more opulent Empire furniture, characterized by strong lines, warm local woods, and simplified shapes—though, notably, not totally stripped of ornament. Biedermeier furniture, as it would later be named, has regained appeal in contemporary interiors for its chameleon qualities. It brings a calculated hit of classicism to a cool, minimalist interior, but it can deliver streamlined modernity to one that is layered and super decorated. These days, says Campbell-Rey’s Charlotte Rey, it’s all about the mix: “It is important to not be afraid to mix them with color and other periods. Perhaps you place a Memphis Milano lamp on top of a Biedermeier sideboard? Being too respectful can make it feel overly polite.”
Do you know the return on investment (ROI) of your renovation project?
Some renovations can make your home more valuable. However, other projects may provide very little or no return. If you’re investing in a home renovation in hopes of recouping that money when you sell, it’s important to research and plan ahead before you begin to ensure you’re spending your money wisely.
Home renovation projects of all types are on the rise. In a recent study, 55% of homeowners reported renovating a part of their home in the past year.
But how many of these homeowners will see a return on their investment?
It depends. Getting a full recoup of remodeling costs isn’t very likely. And while smaller DIY projects probably won’t break the bank, homeowners should address whether a project is worth its weight in salt — especially before diving into large-scale remodels.
Keep in mind, though, that you can still potentially increase your home’s equity even if you don’t fully recoup the cost of certain improvements. Equity is the difference between your home’s current market value and the amount you owe on your mortgage. A home upgrade that doesn’t fully pay for itself dollar-for-dollar in terms of increased home value may still boost your home’s overall market value, thereby increasing your equity.
10 Home Improvements That Add Value
A way to determine whether a home improvement makes sense is to look at a project’s cost vs. its value assessment. This resulting renovation-to-resale value assessment number, “cost recouped,” can then be used to rank the financial benefit of comparable projects across the country.
Take a look at these popular home improvement projects and their ROI values. You may be surprised at what tops the list.
HVAC Conversion | Electrification
Job Cost: $17,747
Resale Value: $18,366
Cost Recouped: 103.5%
Garage Door Replacement
Job Cost: $4,302
Resale Value: $4,418
Cost Recouped: 102.7%
Manufactured Stone Veneer
Job Cost: $10,925
Resale Value: $11,177
Cost Recouped: 102.3%
Entry Door Replacement | Steel
Job Cost: $2,214
Resale Value: $2,235
Cost Recouped: 100.9%
Siding Replacement | Vinyl
Job Cost: $16,348
Resale Value: $15,485
Cost Recouped: 94.7%
Siding Replacement | Fiber-Cement
Job Cost: $19,361
Resale Value: $17,129
Cost Recouped: 88.5%
Minor Kitchen Remodel | Midrange
Job Cost: $26,790
Resale Value: $22,963
Cost Recouped: 85.7%
Window Replacement | Vinyl
Job Cost: $20,091
Resale Value: $13,766
Cost Recouped: 68.5%
Bath Remodel | Midrange
Job Cost: $24,606
Resale Value: $16,413
Cost Recouped: 66.7%
Window Replacement | Wood
Job Cost: $24,376
Resale Value: $14,912
Cost Recouped: 61.2%
Source
Pre-Renovation Checklist
Long before you start tearing down walls or ripping up floors, you should consider the following:
Have you budgeted for the renovation costs?
Is the remodel a temporary fix or a long-term lifestyle change?
How long do you plan to live in the home?
Can you afford the renovation without recouping a full or near-full ROI?
How long will the renovation last?
Will the improvements add value to your home equity?
Still unsure if your project is worth the cost? Here’s a more in-depth look at the questions above.
Don’t Guesstimate Your Renovation Budget
No matter how much you try to nail down a renovation budget, there will likely be unforeseen costs along the way. Plan ahead by getting a clear view of how much you can spend.
Talk to contractors, compare their rates and get your priorities in check. It’s easy to spring for granite countertops over laminate when you’re visiting the showroom, but if you need to rewire your electrical system to install the new kitchen appliances later, you might need more funds.
Quick Fix or Lifestyle Upgrade?
While the size of a project is largely dependent on budget, in some cases, a quick-fix repair may cost more money over time than a large-scale renovation that solves a major headache.
For example, if mold is growing on your first-floor ceiling due to a leak in an upstairs shower, you may consider replacing the grout as a short-term, low-cost solution. However, you should have the house inspected to determine the best way to address the issue — mold can be a more extensive problem than first meets the eye. Depending on the damage, you may need to completely redo the tile, drain and pipes and you could require professional mold remediation.
Getting professional advice now will help you pass an inspection later in case you decide to sell.
Will You Stay — A Forever Home or Prepping for a Sale?
If you’re preparing to put your home on the market, ensure your renovations appeal to buyers. One of the biggest misconceptions among homeowners is that major home improvements equate to more money in the final sale. That’s not always the case. If you’re planning to stay in your home for several years, make sure you can realistically live with the changes long term.
Research Your Project’s Regional ROI
It’s essential to consider the value of renovations in your region — not just on a national scale. In colder climates, energy efficiency projects may reap more value, while a swimming pool may dissuade buyers. On the other hand, in warmer regions, a pool may attract buyers to your home.
Adding additional rooms or square footage is one of the most impactful ways to increase your home’s value. An appraiser will be able to compare your home to those in your area who fall into the larger square footage category. Additional space can be used as an office, playroom or entertainment area, making it a worthwhile investment.
Considerations of Living Onsite While Renovating
Home improvement projects can get stressful and can’t always be completed over the weekend. Be sure to plan a realistic project timeline and make arrangements to get through the renovation chaos. With major renovations, it’s often pragmatic to set aside funds. If you’ll have to spend several hours away from home while the contractors complete their work, you may need to stay overnight in a hotel or plan a fun day out.
Also, be aware that when renovating or doing major construction on your home, you will be unable to refinance during that time. This is because an appraisal is typically required, and the home must be in safe and functional condition.
Increased Home Equity Benefits
Sometimes, home improvement projects solely benefit you — and that’s OK! Increasing your home’s value has several benefits. If you’re staying in your home, you might be able to apply the equity to secure a home equity line of credit (HELOC), a home equity loan (HEL) or even a cash-out refinance to help pay off debts, pay for college tuition or purchase a new car, for example.
If your home is on the market, your home improvements could help it sell faster and for more money. However, keep in mind that if you want to attract investors, most require a home listing to be off the market for a certain period of time before they can consider investing in it. Typically, this time ranges anywhere from six months to a year, even if the home was only listed on the market for one day.
Remodeling Mistakes to Avoid
When it comes to making home improvements, too often, homeowners rely on instinct rather than research to decide which projects to embark on. So, while converting the garage to an extra bedroom might seem like a good idea, the inconvenience of street parking isn’t likely to entice a potential homebuyer anytime soon.
Some other remodeling mistakes to avoid:
Underestimating project costs. It’s important to fully understand your project’s size, scope and complexity. Consider the supplies, skilled professionals, inspections and permits that may be required, and any systems, such as electrical or plumbing, that will be affected and impact your costs.
Not anticipating issues. Things don’t always go according to plan. Ensure you have a buffer of funds to manage unexpected issues that may arise.
Having an unrealistic timeline. Major gut renovations can take months to design and build, which leads to higher labor costs. Can you live in your home through the renovation if it takes longer than anticipated? Do you have a contingency plan?
Not doing your research. If you want to enhance your home’s resale value, do your homework to ensure your upgrades will help you maximize your investment.
Don’t Rely on Reality TV for Ideas
Did you know that one of the most valuable home investments is adding fiberglass insulation to a home’s attic?
Probably not. But watching contractors stuff the ceiling with insulation on popular home improvement shows just isn’t as interesting as watching designers discuss the layout of a total kitchen overhaul, complete with high-end fixtures, granite countertops and top-of-the-line commercial-grade appliances.
An overly pricey, sophisticated kitchen may backfire once a home is back on the market. A minor kitchen remodel, on the other hand, such as painting the cupboards or replacing laminate flooring with ceramic tiling, not only provides a more cost-effective solution for homeowners, but may also yield a higher return on their investment. Painting kitchen cabinets is an inexpensive cost to a homeowner because they can be painted on-site instead of at a warehouse and then shipped.
Make Your Home Improvement Plan
Whether you’re a first-time homebuyer with a growing family or a near-retiree looking to sell and downsize, it’s important to understand which home improvement projects make the most sense for you.
If you’re renovating with ROI in mind, consider how prospective homebuyers will view your interior, exterior, outdoor space and landscaping. Focus on projects that improve your home’s functionality and appeal to a wide range of buyers. And remember, even relatively small renovations can still increase your home’s value and equity.
Talk to a real estate agent to get their guidance on which projects may have the biggest impact on your home’s value. If you’re ready to begin your next exciting remodeling project, inquire about a home equity loan that turns your current home equity into cash. Reach out to a Pennymac Loan Expert and find the option that’s right for you.