Here is the new list of the Pay Yourself Back categories on the Chase Sapphire Reserve card, valid through January 31, 2025:
- Utilities 1.25 cents per point
- Insurance 1.25 cents per point
- Fitness Clubs and Gym Memberships 1.25 cents per point
- Also available, as before: Gas Stations 1.25 cents per point
- Also available, as before: Annual Fee 1.25 cents per point
- (They’ve removed Wholesale Clubs and Pet Stores as options)
- (I’m not seeing anything above 1% on the INK cards, other than the select charities with 25% bump.)
A lot of people won’t be happy given the removal of Wholesale Clubs. On the other hand, I think utilities and insurance are actually easy categories to use and find these more easily useful.
Chase Aeroplan PYB is 1.25 cents per point on Travel purchases through 12/31/24.
If anyone can verify the Chase Southwest PYB 1 cent per point toward cover the annual fee and .8 cents per points to cover Grocery or Gas (up to $300 in statement credits), please let us know. Same for the Chase United PYB for the Annual Fee (between 1.5 and 1.75 cents per point, depending on the card version), please let us know.
Source: doctorofcredit.com