USAlliance has a card which earned 3% everywhere, and then dropped down to 2% last month. They sent out an email today that beginning April 1st they’ll bring back the 3% rate for the rest of the year. Good news!
The fine print states that on 1/1/2022 the rate reverts back to 2%, so I guess they just wanted to give a little more leeway with the 3% rate.
(Looks like they are offering this 3% rates to new accounts as well, but only to the “first 3,000 newly funded cards, as of 04/01/2021”, whatever exactly that means.)
Hat tip to reader Tom
Every dollar(s) in qualifying purchase transactions, net of returns, made on their credit card account eligible in this Rewards Program earns Participant Point(s). Points accrue at 3 points per dollar as of 04/01/2021. Point accrual rate is subject to change at the discretion of the Credit Union. 3 Points per dollar accrual rate is a promotional value and expires on 12/31/2021, at which time points will accrue at 2 points per dollar. No points are earned for finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, or insurance charges posted to their account. Purchase transactions are subject to the APR. Charges or transactions may be added to, or removed from, the above lists of eligible charges and transactions from time to time at the sole discretion of USALLIANCE Financial. Points begin to accumulate with purchases made beginning on the first day of the billing cycle in which the member’s Program begins and ending on the last day of the last billing cycle of the announced duration of their Program. Points earned from net purchases and point adjustments made between billing statement cycles will be deemed as earned after being posted to the member’s next monthly statement. Points will expire three years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (i.e., points earned in calendar year one will expire on the last business day of calendar year four.) Accounts must be open and in good standing (not canceled or terminated by party; not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Points may be redeemed for awards merchandise as displayed on the CURewards.com member portal, travel perks (flights, hotels, rentals, vacations, etc.), gift cards, cash back, or statement credit. In order to redeem for cash or statement credit, you must have a minimum of 2,500 points. Redeemed cash will be transferred into your eligible USALLIANCE Checking Account within 10 days of redemption. Cash Back and Statement Credit redemptions must be made in increments of $25. Additional terms apply, refer to the CURewards Program rules for more information. This promotional value is being offered to the first 3,000 newly funded cards, as of 04/01/2021. USALLIANCE Financial reserves the right to alter promotion timing and conditions without notice.