Your household runs better when you and your significant other are on the same page about spending, saving and other financial decisions. Sharing the same budgeting app helps you and your partner stay in sync.
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There’s no way to predict how long you’ll need your retirement savings to last, so it’s important to be a conscious spender after you’ve said goodbye to your 9-to-5.
10 Top Budgeting Stories From 2021
We talked with Lowry about how to navigate those essential but uncomfortable conversations.
1. Save Money Every Month With the 70/20/10 Budget
This year, we caught up with financial influencer Erin Lowry to discuss her latest book “Broke Millennial Talks Money.” The book details how to have those awkward money discussions with the important people in your life.
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2. Prioritize Health in Your Budget With These Cheap Gym Memberships
2021 was a record year for people resigning from their jobs. But income loss — whether intentional or involuntary — can be a major source of financial stress.
If you’re in this boat (or are about to be), here is some helpful advice on how to handle financial matters.
3. Enjoy a Low-Cost Vacation With Our Guide to Visiting the National Parks
This article will help you build a retirement budget so you don’t have to stress about money in your golden years.
Take this advice with you into the new year.
4. Learn How to Have Tough Money Talks from Broke Millennial’s Erin Lowry
It’s easy to get caught up in all the darling details of planning a wedding — and then get overwhelmed when tallying up all the costs.
Check out our guide to a low-cost vacation at one of the national parks.
5. Download One of These Best Budgeting Apps for Couples
It’s a good budget to implement if you’re working toward savings goals and want to be more intentional about putting money aside each month.
Ready to stop worrying about money?
6. Plan for Your Big Day by Creating a Wedding Budget
Maintaining a budget is an excellent way to start. While keeping tabs on your cash flow isn’t necessarily fun, it will help you stay focused on your future goals.
When you join together as one in matrimony, you might believe all aspects of your life should be intertwined — including your finances. But there are reasons why separate bank accounts may be better for you.
7. Consider Keeping Separate Bank Accounts from Your Spouse
Here are five ways to manage when you experience a significant reduction in your household income.
Here are our recommendations for the best budgeting apps for couples.
8. Navigate Going From Two Incomes to One
As 2021 winds down, here are the best budgeting lessons we learned that we’ll be carrying into the new year.
This post shares the circumstances where it might be more beneficial to maintain individual bank accounts. It also explains how to successfully navigate shared expenses and financial goals.
9. Learn How to Budget for Everything When You’re in the Sandwich Generation
Staying home for much of 2020 gave us the itch to travel as much as we could this year. Visiting the national parks helps to keep more money in the bank while still satisfying that wanderlust.
The fitness industry wants you to think you need to invest in a bunch of classes, equipment, fancy yoga pants and more to stay in peak physical shape. But you don’t have to spend all your money in pursuit of a healthier lifestyle.
10. Set Up a Retirement Budget so You Don’t Run Out of Money
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Nicole Dow is a senior writer at The Penny Hoarder.
As life slowly crept back to normal in 2021 following the financial chaos and uncertainty of the year before, we were left with the desire to get a better handle on our individual money situations. <!–
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The 70/20/10 budget is a percentage-based money management system where you earmark 70% of your take-home pay toward monthly expenses, 20% for saving and investing and 10% for extra debt payments or donating.