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Median Down Payment on a House Falls to 10%, Down from 14% a Year Ago

March 22, 2023 by Brett Tams

Down payments are falling as the housing market slows and competition wanes. A new report from Redfin revealed that the median down payment in January 2023 was 10%, down from 13.6% a year earlier and well off the pandemic-era peak of 17.5% last May. They are now similar to levels seen between 2015 and early… Read More »Median Down Payment on a House Falls to 10%, Down from 14% a Year Ago

The post Median Down Payment on a House Falls to 10%, Down from 14% a Year Ago appeared first on The Truth About Mortgage.

Posted in: Mortgage News, Renting Tagged: 2, 2021, 2022, 2023, 30-year, 30-year fixed mortgage, All, baltimore, beach, before, bidding, bidding wars, big, borrowing, buydown, buyer, buyers, Buying, ca, Competition, covid, COVID-19, double, down payment, Down payments, driving, FHA, FHA loan, FHA loans, Financial Wize, FinancialWize, fixed, Free, fund, home, home buyer, home buyers, home buying, home loans, home prices, home purchase, home purchases, Home Sales, homes, house, Housing, housing costs, housing demand, Housing market, jacksonville, lending, loan, Loans, LOS, low, LOWER, market, Miami, money, More, Mortgage, Mortgage News, MORTGAGE RATE, Mortgage Rates, new, New Jersey, new york, oakland, offer, offers, or, Other, pandemic, payments, pittsburgh, pretty, price, Prices, Purchase, rate, Rates, reach, Redfin, sales, san diego, san francisco, seattle, seller, summer, trend, VA, VA loans, virginia, washington

Is Frederick MD, a good place to live?

March 21, 2023 by Brett Tams

Is Frederick MD, a Good Place to Live? 10 Pros and Cons to Consider
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, affordable, affordable housing, All, Amenities, apartments, artists, average, balance, baltimore, Benefits, biking, Blog, business, camping, car, Career, Choices, Cities, city, College, Commercial, Community College, commute, commutes, cons, cost, Cost of Living, decision, Development, East Coast, Economy, education, education programs, Employment, experience, Fall, festival, Financial Wize, FinancialWize, fishing, flights, food, good, great, growth, healthcare, historical, history, home, homes, homes for sale, hot, Housing, housing prices, impact, Income, job, job market, Learn, Life, Live, Living, Local, low, low-income, Make, making, market, Maryland, md, median sale price, miles, More, most popular, mountains, Move, Music, offer, offers, or, Other, outdoor, park, Personal, place, Popular, price, Prices, programs, pros, Pros and Cons, quality, Redfin, Redfin.com, Rent, rich, right, river, running, School, schools, Seniors, Showcases, smart, snow, Spending, stable, state park, Style, swimming, town, Transportation, Travel, vehicles, volume, war, washington, weather, work

1033: The Benefits of Joining a Real Estate Team With Sara O’Malley

March 18, 2023 by Brett Tams

Wondering whether or not you should join a real estate team? On today’s podcast with Sara O’Malley, we discuss what the right real estate team can do for a new agent. Tune in and find out what Sara loves most about her team and the biggest benefits teams offer new agents. Sara also shares social media tips, why it pays to be real in real estate, and a sound strategy for earning more agent referrals. 🚨🚨Register for the Real Estate Rockstars Mastermind in May!🚨🚨
➡️➡️https://bit.ly/RERmastermind

Posted in: Small Business Tagged: 2022, agent, agents, average, baltimore, Benefits, big, Buying, College, company, Deals, design, dream, dream home, earning, Earning More, East Coast, estate, facebook, Financial Wize, FinancialWize, formula, Free, freelance, graduated, guests, home, home purchase, Instagram, investment, investment property, Keller Williams, leadership, Learn, learned, legacy, Life, Links, low, Make, market, Marketing, Maryland, Media, More, negotiate, new, offer, or, organization, podcast, pressure, price, property, Purchase, questions, Quick Tips, Real Estate, real estate agent, Real Estate Agents, referrals, Review, right, sales, science, seller, sellers, shares, social, Social Media, the west, tips, Twitter, value, virginia, working

Home decor store Ballard Designs opens in Mount Pleasant Towne … – Charleston Post Courier

March 12, 2023 by Brett Tams

Home decor store Ballard Designs opens in Mount Pleasant Towne …  Charleston Post Courier

Posted in: Bank Accounts Tagged: All, assets, Auto, baltimore, business, color, data, Decor, design, display, existing, experience, Family, Financial Wize, FinancialWize, Free, furniture, great, home, Home Decor, hot, Luxury, market, meta, new, offer, opportunity, president, ready, restaurants, sc, shopping, short, South Carolina, space, states, stories, Style, unique, will

Flagstar gives $1 million to fix appraisal industry’s lack of diversity

March 5, 2023 by Brett Tams

The $1 million donation by Flagstar Bank will go toward the recruitment and credentialing of diverse trainees, as well as to explore different ways to improve the licensing process for appraisers.JHVEPhoto – stock.adobe.com The mortgage-focused lender Flagstar Bank has donated $1 million to help fix a staggering lack of diversity in the appraisal industry — … [Read more…]

Posted in: Refinance, Renting Tagged: 2021, acquisition, Administration, Appraisals, appraisers, baltimore, Bank, Banking, banks, Biden Administration, black, black homeowners, Bureau of Labor Statistics, CEO, city, collaboration, color, Consumer Financial Protection Bureau, couples, data, Department of Housing and Urban Development, Development, diversity, Diversity and equality, entry, equity, Fannie Mae, Fannie Mae and Freddie Mac, Federal Housing Finance Agency, Finance, Financial Wize, FinancialWize, Flagstar, Flagstar Bank, foundation, Freddie Mac, funds, home, Home Values, Homeowner, homeowners, house, Housing, housing finance, houston, industry, Industry News, interview, LOWER, markets, Media, miller, money, More, Mortgage, Mortgages, Move, National Urban League, new, new york, new york city, News, Other, president, programs, property, protection, quality, Regulation, Sell, statistics, stock, time, under, Valuations, wealth, wells fargo, white, white house, will, wrong

Free Things to Do in Baltimore: 10 Budget-Friendly Activities in Charm City

March 4, 2023 by Brett Tams

Discover the best free things to do in Baltimore. From historic landmarks to world-class museums and outdoor trails, explore Baltimore on a budget.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, All, Amenities, apartment, Architecture, art, artists, author, baltimore, Beauty, before, biking, Blog, Budget, chance, city, Collections, Colonial, Coral, desk, discover, diversity, expensive, festival, Financial Wize, FinancialWize, Free, friendly, fun, furniture, garden, good, green, green house, historical, history, home, house, ideas, lake, Learn, Life, Living, Maryland, More, most popular, museum, Music, natural, offers, Other, outdoor, paddle, park, Personal, Popular, present, price, programs, Redfin, Redfin.com, Rentals, rich, river, Showcases, society, space, Spending, Sports, states, students, Style, summer, unique, united, united states, war, waterfront, work

10 States Where Building a Home Beats Buying One

March 3, 2023 by Brett Tams

Right now, in more than a third of the country, you can save money by building instead of buying.
Posted in: Credit Cards Tagged: 2, 2017, 2021, 2022, 2023, 30-year, All, average, baltimore, bidding, bidding wars, build, building, Building a Home, Building Your Own Home, Built, Buy, Buying, Buying a Home, california, Cities, city, Colorado, company, construction, cost, country, couple, data, dream, dream home, Economy, expense, Family, Federal Reserve, Financial Wize, FinancialWize, fixed, Florida, future, hawaii, home, home construction, home listing, home size, Homebuilders, Homebuyers, homeowners, homes, homes for sale, Housing, Housing market, Housing markets, housing prices, idaho, Inflation, interest, inventory, Land, landscaping, low, making, market, markets, Maryland, Maui, money, montana, More, Mortgage, Mortgage Rates, new, new home, new home construction, pressure, price, Prices, property, property tax, rate, Rates, ready, right, rocky mountain, save, Save Money, savings, single, single-family, southern california, springs, square footage, states, storage, Style, tax, tax rates, under, Utah, virginia, walking, will, workers

New to DC? Explore 16 Unique Places Near Washington, DC Worth the Visit

February 28, 2023 by Brett Tams

From St. Michaels, Maryland to Richmond, Virginia, check out these 16 places to visit near Washington DC.

The post New to DC? Explore 16 Unique Places Near Washington, DC Worth the Visit appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2, 2023, active, adventure, All, apartment, Appreciate, appreciation, Architecture, art, baltimore, banks, beach, Beauty, beer, Behavior, Bike, biking, black, Blog, blue, bridge, Buying, Buying a Home, car, caverns, ceilings, centerpiece, charlottesville, city, city life, clear, coffee, College, Colonial, country, crafts, deer, design, dining, discover, display, drives, East Coast, Entertainment, estate, experience, Fall, farm, Financial Wize, FinancialWize, fishing, food, foxes, fun, future, garden, GEM, General, Graphic, great, green, Guides, historic district, historical, history, home, home buying, homes, Hospitality, hours, house, international, Learn, Life, Links, Live, Living, Local, Local Insights, LOWER, luck, Main, Make, market, markets, marvel, Maryland, md, miles, military, modern, modern art, More, mountains, museum, Music, natural, new, offer, offers, opportunity, Other, outdoor, park, photos, place, points, pool, Popular, products, programs, property, Real Estate, real estate tips, Redfin, Redfin.com, Relaxation, Rent, restaurant, restaurants, Revolution, rich, river, room, running, safe, sailing, selling, settlement, shopping, Showcases, Side, Sites, skiing, small towns, soaring, society, states, story, Style, summer, swimming, time, tips, tour, town, Travel, under, unique, united, united states, university of virginia, virginia, walking, wallpaper, wander, war, warren, washington, Washington DC, waterfront, wealth, weekend getaway, white, will

A Mortgage Loan, Just for BLACK Borrowers! Offered by the Nation’s … – PR Newswire

February 27, 2023 by Brett Tams

A Mortgage Loan, Just for BLACK Borrowers! Offered by the Nation’s …  PR Newswire

Posted in: Savings Account Tagged: 2022, 2023, african american, Auto, auto insurance, baltimore, Banking, ben, black, borrowers, Broker, Built, Century 21, CEO, Cities, closing, closing cost, color, company, cost, Credit, data, down payment, estate, facebook, Financial Wize, FinancialWize, Freddie Mac, Free, fund, gallery, gap, goal, home, home loan, home loans, home warranty, homebuyer, Homebuyers, homebuying, homeowners, homeownership, homeownership gap, Income, industry, Insurance, Las Vegas, legacy, Live, loan, loan programs, Loans, md, Media, money, More, Mortgage, mortgage loan, mortgage professionals, Multifamily, Nevada, new, new home, News, payments, pinterest, president, Professionals, programs, Purchase, Real Estate, realtor, Rent, right, seller, special purpose credit program, title, tract, Twitter, Underwriting, warranty, white, will

10 Unique Things to Do in Baltimore: Uncover the Best of Charm City

February 26, 2023 by Brett Tams

Discover the Charm City’s hidden gems. Check out our list of unique things to do in Baltimore, from quirky museums to delicious foodie finds.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, accent, air, Architecture, art, artists, author, Awards, baltimore, baseball, Beauty, black, Blog, bohemian, Books, brick, building, Built, car, chicken, city, construction, contest, cooking, country, creativity, deck, dining, discover, display, East Coast, experience, Financial Wize, FinancialWize, food, foodie, fun, great, Guides, history, holiday, home, homes, homes for sale, house, industrial, industry, kids, Learn, Life, list, Live, Local, making, manufacturing, market, markets, More, most popular, museum, Music, offers, oldest, Other, park, Popular, project, Redfin, Redfin.com, restaurant, restaurants, rich, right, river, room, selling, shopping, Showcases, Sports, states, story, Style, Technology, The Neighborhood, time, tour, tv, unique, united, united states, visitor, walking, wall, waterfront, will, work, working
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