Budget software
New FREE Budgeting App from Dave Ramsey!
Dave Ramsey launched a brand-new budgeting software and app this week called EveryDollar. The basic version is free. Here’s more information about the app: The EveryDollar iPhone app makes it easy for you to track transactions on the go or even check your budget at the grocery storeâyou know, just to see if thereâs roomRead More
Best Ways to Track Spending With These 4 Life Hacks
The ability to track spending is the backbone of budgeting for both people and businesses. Major purchases are obvious, but the slow bleed of small, but steady purchases are the bane of budgets. Luckily, there are things you can do and steps you can take to remove the headaches from smart budgeting. These are called
The post Best Ways to Track Spending With These 4 Life Hacks appeared first on MintLife Blog.
4 Easy Ways Your Phone Can Actually Save You Money
Cell phones have earned a reputation as enablers of mindless, wallet-draining spending. In addition to racking up expensive overage fees and international charges, popular apps offering food delivery, one-click shopping and in-app purchases can be a danger to your wallet. Yet, with a few simple tricks and downloads, your phone can actually be a powerful money-saving
The post 4 Easy Ways Your Phone Can Actually Save You Money appeared first on MintLife Blog.
The Undeniable Power of Financial Graphs (Yes, We Said Graphs)
Forget the idea that the world is divided into visual, kinesthetic, and aural learners. Nearly everyone learns with visual aids, so says Forbes. The more complicated the concept, the more a visual representation of it can help. The details of your monthly budget can be complex; good thing Mint.com has you covered with charts and graphs!
The post The Undeniable Power of Financial Graphs (Yes, We Said Graphs) appeared first on MintLife Blog.
How to Get the Most out of Personal Finance Software
A little setup time leads to big convenience later. Personal finance software exists to make life simpler. At least that’s the idea. But with so many features and possibilities, the low-maintenance budgeter might stick to the basics and miss out on something better. Learning to use your budgeting software takes a bit of time on
The post How to Get the Most out of Personal Finance Software appeared first on MintLife Blog.
Personal & Family Financial Management for Busy Families
It’s all about the multi-tasking. Between hectic breakfasts, soccer practice, weekend commitments and work, finding time to keep track of finances might seem impossible. Luckily, there are tools and techniques that can help. The key to managing finances isn’t more time or even more money. It’s using time and money efficiently that puts you in
The post Personal & Family Financial Management for Busy Families appeared first on MintLife Blog.
How to Get Free Personal Financial Software
Who says financial tricks aren’t free? There’s no such thing as a free lunch, but there is such a thing as free financial software. Mint.com is how you get it. From your home computer to a mobile device, Mint is there to help you make sense and keep track of your budget and ultimately save
The post How to Get Free Personal Financial Software appeared first on MintLife Blog.
Why Money Management Apps Are Better Than Old-School Money Management
Wherever your money goes, a budget app lets your financial plans follow. Money management apps are trendy right now, but they have what it takes to last for the long haul. Old-school budget practices are based on sound financial principles. You add what you earn, deduct what you spend, and make financial plans for the
The post Why Money Management Apps Are Better Than Old-School Money Management appeared first on MintLife Blog.
Book review: You Need a Budget
In a nutshell: By diligently applying four simple rules, you can move from being at the mercy of money to being a master of money.
In 2004, Jesse and Julie Mecham were twenty-year-old newlyweds trying to make ends meet. They lived in the 300-square-foot basement of a sixty-year-old home. He was pursuing a master’s degree in accounting, while she was finishing a bachelor’s degree in social work. Plus, they were planning for their fist child.
The Mechams felt flat broke.
But because Jesse was (and still is) a self-proclaimed “numbers nerd”, he decided to create a spreadsheet to budget for every day of the year. The couple steadfastly stuck to their budget, and something surprising happened. Despite their meager circumstances, they no longer felt desperate about money. They paid their bills and still had a little left over for a couple of date nights each month.
Later, while brainstorming ways to earn extra money, Jesse wondered if other people would be interested in his budgeting method, which involved four simple rules. He started teaching others these rules and sharing his spreadsheet. In time, that spreadsheet morphed into a piece of software called You Need a Budget [my review].
Today, You Need a Budget is one of the most highly-regarded personal finance apps available. (Seriously. Everyone who uses it seems to love it. Its users are die-hards.)
In his recent book — also called You Need a Budget, naturally — Mecham shares the method that has helped him (and thousands of others) overcome financial anxiety. Let’s take a quick look at the YNAB method.