Keep a stack of your favorite books on your coffee table. You can flip through them while watching TV and your guests can flip through them as you get dinner ready. Coffee table books are entertaining and, as an added plus, they look beautiful stacked on a coffee table.
Here are our recommended reads:
A Life Less Ordinary by Alex Legendre – Get interior design inspiration from two longtime friends, Alex and Zoe. Their goal is to help you design a home that’s practical for your lifestyle. They delicately balance rustic textures with a modern flare.
Zen & The Art of Happiness by Chris Prentiss – Sometime you just need to take a break to enjoy the present moment. Chris Prentiss helps you do just that, by teaching you how to bring positivity and vibrancy back into our lives. Learn to balance daily stress from work and life with Prentiss’ tips for creating a more relaxing lifestyle.
Plenty: Vibrant Recipes from London’s Ottolgenhi by Yotam Ottolenghi: Plenty is filled with exotic vegetarian recipes that will delight vegetarians and meat eaters alike. The author, a renowned chef, was influenced by his Mediterranean upbringing and his love of good food!
Journeys of a Lifetime: 500 of the World’s Greatest Trips: National Geographic does it again with an extensive book of the best places to travel. With adventures in almost every continent, this hardcover is great for planning vacations and filling up your bucket list. Similar to everything National Geographic does, the photography is stunning.
Domino: The Book of Decorating: A Room-by-Room Guide to Creating a Home That Makes You Happy: There is always room for exploration and improvement when it comes to decorating your home. This book will give you and your guests insight and advice for decorating a dream home. The book covers everything from how to stick to a budget to a detailed explanation of all of the different types of curtains.
There are so many excellent coffee table books to choose from – we had trouble narrowing down our list! We decided to go with a wide range of categories and topics but you can find a coffee table book for almost any interest and genre. Search Barnes and Noble, Amazon, or your local bookstore for books you’ll love!
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
It is no secret that the internet is changing how money is made forever.
This has caused a boom in many businesses and people the ability to make money online, which is a huge benefit for you!
This trend will only continue as technology improves. If it feels daunting to jump onto this new bandwagon right now, don’t worry; we have some tips that can help you double your 10k in the next few weeks or years.
I am going to show you how to double your money so that you can retire early, pay off debt and invest in the stock market.
A lot of people would say this is impossible, but I’m not just showing it–I’m proving it!
We all have said it takes money to make money and while that is true. It is easy to start doubling your money with just $10K.
What if, right now, you decided to double your 10K by the end of the year? Maybe, you want to hit a major goal and make a huge change in only 8 short weeks?
Making money is not a difficult task. Too often, people become impatient and think that they can simply make money without putting in the effort. This is not true.
Cash is a tool and nothing more. Once you understand this concept, you can begin to figure out how to make more money. Additionally, it’s important to appreciate that it takes time to make money – don’t expect to become a millionaire overnight.
Here is a realistic guide to help you work towards that goal.
Be sure to decide which strategic way to double $10k quickly works best for your personality.
The 10K of your dreams seems impossible.
How can I double $10000 fast?
There is no one-size-fits-all answer to this question, as the best way to double your money will vary depending on your individual circumstances and goals. However, some general tips include developing a growth mindset around money, finding ways to make more money, and investing in yourself and your skills.
Keep in mind that $10,000 is not a lot of money to double in a short period of time.
How long does it take to double 10k?
The answer to this question is dependent on a number of factors.
The most important factor is the amount of time it takes for your investments to double.
If you are investing in stocks, you can quickly double 10K with an options contract within 2-3 days. If you are looking at other avenues, it will depend on how you choose to double your money.
Typically, people start seeing results in approximately 4 to 6 months to double 10k.
If your eyes are set on this, then make sure to write down one of the millionaire quotes for motivation.
What to do with 10k?
Now that you’ve earned an extra 10k, you may be wondering what to do with it.
You could save it, spend it, or invest it, but there are a few other things you could do as well.
Here are some ideas on how to make the most of your money and grow it even more.
How can I Double my Money?
There are many ways you can double your money in a short amount of time.
I am passionate about exploring the best ways to make money online. In this article, I will share some tips on how you can double your money relatively quickly. However, please keep in mind that these are general ideas to get you started.
Specifically How to Double 10k Quickly?
If you are serious about how to double your 10k fast, you will need to dedicate time on a regular basis to the tasks needed to reach your ambition. The key is to do it daily in order to keep the momentum of your progress going.
Earning money is a mindset.
To double 10k quickly, learn how to change your mindset about money.
Although doubling $10,000 may seem difficult, it can be done with the right approach.
If you have $10,000 and want to double it within a month or a few months, here are a few realistic strategies to help you reach your goal.
Idea #1 – Swing Trading with Stocks
Swing trading is a technique that allows investors to hold onto stocks for a period of time, typically two to four days. During this time, the trader watches for specific price patterns and buys or sells shares based on their analysis.
One former assistant principal, Teri Ijeoma, changed her life when she left her job as an educator and become an active trader.
Check out: My Personal Trade and Travel Review
This type of trading can be very profitable if done correctly, as it allows the trader to make twice their investment in a short amount of time.
The key is you must learn how to invest in stocks for beginners. This is one step many people overlook when they are focused on doubling their money. Either you will get lucky or you will have a huge loss. Take time and become educated on swing trading stocks.
Related Reading: How Fast Can You Make Money in Stocks?
Idea # 2- Cryptocurrencies
Cryptocurrency is a digital or virtual asset that uses cryptography for secure transactions. Cryptocurrencies are growing in popularity and may become a major part of society. Bitcoin, the first and most well-known cryptocurrency, has seen its value skyrocket in recent years.
Cryptocurrencies are often unstable because they are not regulated by any government or financial institution, and thus their value can change rapidly. However, the potential for reward is high, making cryptocurrency an attractive investment option. Because of this, cryptocurrency investments are often seen as riskier than traditional investments, but also have the potential for greater returns.
Before investing in cryptocurrency, do your research and be sure you understand the risks involved. There are many educational resources available to help you get started.
Idea # 3 – Flip Items for a Profit
Retail arbitrage is a practice where an individual or company purchases a popular product at a discounted price and then resells it for profit at another online retailer. This can be done on marketplaces like Craigslist, eBay, and Facebook Marketplace.
This is a great way to make some extra money on the side. You need some time and a willingness to invest, but if you find the right deals, you can make a good return on your investment.
Many people have great success by flipping items from auctions, free groups, or local goodwill store.
Check Out: Flea Market Flipping
Idea #4 –Resell Products on Amazon FBA
Amazon FBA is a service for independent entrepreneurs who want to start their own e-commerce business. They can offer products on Amazon and work with Amazon directly to fulfill orders, collect payments, and provide customer service. By doing this, they don’t have to worry about the inventory and can focus on other aspects of their business.
This is another avenue for selling your flipping treasures.
There are a few ways to make money through reselling products. You can either find products to sell on Amazon or Ebay, or you can dropship products from a supplier. If you want to find your own products to sell, you’ll need to do some research on what is selling well and what prices are competitive. If you want to dropship, you’ll need to find a supplier and create an account with them.
Idea #5 – Start a Business or Invest in a Franchise Company
Starting a business is not easy. It requires a lot of work and effort, but if you’re willing to put in the time and effort it can be very rewarding.
Starting your own business is one of the most difficult things you can do, but it’s also one of the most rewarding. There are many different businesses you can start that have low overhead costs, so it’s a great way to get started.
Think of the things you enjoy doing or any hobbies you have. Look for business opportunities that line up with your interests. Then, it makes working much easier.
Here are great ways to make money on the side:
It is possible to make more money on your business than you make more money in your current job or career.
Idea # 6 – Real Estate Portfolio
Real estate is a recession-proof business.
There will always be people who need to rent or buy dwellings in boom or bust economic times.
Real estate can be a lucrative investment, but it is not without risk. A lot of people have invested in real estate and lost money, but an investor who does their research and finds a good deal can make a lot of money.
Idea # 7 – Increase Your Income
If you’re not happy with your current income, don’t worry! You can increase it this year.
This is the year that many experts are predicting will see the biggest wage growth in years. So start planning now and you could see a significant increase in your take-home pay.
More than likely, this could be your seed money of $10k to fund the start to doubling your money and making $20k.
Related Reading: How Much Do I Make Per Year?
Idea #8 – Advertise and Gain Clients
If you are a small business owner, then this one is for you. Start advertising as a way to gain more customers.
There are a number of ways to make your services more accessible and appealing to potential clients. One way is to spend money on promotions and advertising. Advertising can be effective in reaching your goals, surpassing your double your money goal of $20,000 in revenue.
There is no doubt that advertising your services will increase the number of customers you have. The more people who know about your business, the more likely they are to use it. And as we all know, the more customers you have, the quicker you earn more money.
It’s a simple equation: More customers equals more money.
Idea # 9 – Invest in Stock Market – ETFs & Index Funds
Investing in the stock market is a process that requires careful consideration and research. Index funds have become an increasingly popular investment option for many investors. ETFs are known as Exchange Traded Funds, which are also a popular investment option.
Both index funds and ETFs provide investors with the ability to invest in a diverse range of stocks, making them ideal for any investor who is looking to diversify their portfolio.
Investing in an index fund is one of the best ways to build wealth over time.
This is probably the slowest way to make money quickly in the stock market, but it comes with less risk.
With a mutual fund, you are essentially investing in many different stocks, which means that you get to choose how much your investments grow each day. This can be a great way to ensure that your money is working for you – and growing – even when you’re not able to actively monitor it yourself.
Just to know, investing in bonds will eventually double your money, but it will take more time as the rate of return is less.
Idea #10 – Start a Mining Farm
Cryptocurrency mining is a process by which new coins are introduced into the market. In order to do this, miners use computers to solve complex mathematical problems in order to receive rewards in the form of new coins. A cryptocurrency mining farm is a way to pool together multiple computers in order to increase the chances of solving these problems and receiving rewards.
Starting a mining farm is a process of investing in cryptocurrency or blockchain technology.
Mining farms can be started with as little as $500, and they are commonly used to mine cryptocurrencies like Bitcoin, Ethereum, and ZCash. Although the process of mining cryptocurrency is not always easy, it can be lucrative for those who invest in the process.
Starting a cryptocurrency mining farm can be lucrative, but it’s important to do your research first. The farm will require a lot of power and will have a rate of return of around 18% (source).
Idea #11 – Share Cash with P2P Loans
Peer-to-peer lending is the act of lending money to borrowers through a P2P lending website. These websites act as an intermediary between lenders and borrowers, and most sites allow you to lend money to a dozen or two applicants. The interest rate you earn on your loan depends on the P2P website you register with, but it typically falls between 3% and 36%.
When considering a P2P loan, it is important to remember that you are entrusting your money to a stranger. Because of this, it is crucial to take the time to review and assess as many applicants as possible in order to find someone who you feel is most likely to pay back their loan.
P2P loans can be arranged without any collateral or credit check.
Idea #12 – Buy Initial Public Offerings
When a company decides to go public, it sells shares of its stock to the public. This is a way for the company to get more money, and it also allows people who invest in the company early on to make a lot of money if the stock prices rise.
The share price of a company can be very volatile when it first goes public. This can lead to significant growth for the company as investors buy and sell shares rapidly. However, this volatility can also lead to losses if the share price falls abruptly.
You must know the underlying stock value before looking at IPOs as a way to double your money. Many current stockholders are required to hold their stocks for a certain number of days after the IPO. Typically, the stock price falls after the hold period expires.
Idea #13 – Make Money with Airbnb
There are a number of ways to make extra money, and renting out a room at Airbnb is one of them. You can also learn how to make money from home by becoming an Airbnb host.
By doing this, you can provide a valuable service to people who are looking for a place to stay, and you can also make some extra money on the side.
Learn how to start hosting with Airbnb today.
Idea #14 – Flip Some Furniture
Flip furniture is very trendy right now. There has been a recent resurgence in popularity for antique and vintage furniture, and people are buying pieces and restoring them themselves. This can be a great way to make additional money without spending a lot of money.
There are a number of ways to quickly turn a profit by flipping furniture.
Spend some time researching the best methods and finding a niche in the market that you can exploit. With a bit of hard work, you can easily double your investment in no time.
When you are looking for furniture to flip, it is important to do your research and become familiar with the different places you can find quality pieces at a low cost. Local antique stores will often have hidden treasures, so be sure to check them out. Additionally, watch for yard sale notices in your area; people are often willing to sell high-quality furniture at a fraction of the price. Finally, estate sales can be a great place to find unique furniture pieces that you can resell for a profit.
There are many ways to sell furniture, but when you are starting out, it is best to use popular platforms like Facebook Marketplace, NextDoor, Craigslist, and others. Once you have more experience, you may want to create a website and online storefront.
This can be a fun and lucrative way to grow your money.
Idea #15 – Pay Off Debt Strategy
This idea of getting out of debt may seem backward, but this is one of the fastest ways to find extra money in your budget.
There is no doubt that paying off your debt is one of the smartest things you can do for your financial future.
Not only does it reduce the amount of interest you are paying each month, but it also frees up more money to save and invest. Additionally, by paying off high-interest debt first, you are essentially making an investment with a very high return rate.
Once your debt is paid off, you can save your first $10000 which you can now use to quickly double to $20000. This will help you achieve your financial goals faster.
Idea #16 – Online Courses & Coaching Programs
Coaching is a huge business – reaching $11 billion in 2022 (source). People are actively searching for coaching and online courses for personal development.
Coaching programs are designed to provide guidance and support for individuals in order to improve their skills, knowledge, or habits. Coaching programs can take the form of one-on-one sessions or group sessions. Some coaching programs are designed for specific topics like career development, personal growth, or relationship issues.
If you don’t want to work one-on-one as a coach, you can create an online course that can be viewed at any time.
If you have passion, you can likely find people that want coaching.
Idea #17 – Buy a Fancy Car and Uber
You could buy a new, luxury car and become an Uber driver. This would allow you to make money while driving people around in your fancy car.
If you’re looking to make some extra money, driving a luxury car for Uber could be a great way to do it. Not only will you make more per trip, but you’ll also get to drive a nicer car. Keep in mind that if you drive full-time, you could easily double your $10,000 investment.
Driving a luxury car for Uber can get you up to 50% more fares. The extra money can be great for those looking to upgrade their lifestyle or simply want to make some extra cash on the side.
If you want to buy a fancy car and use it for Uber, make sure you have the appropriate insurance. This will protect you in case anything happens while driving.
Idea #18 – Learn a New Skill
A new skill can help to increase your income by allowing you to do things that you couldn’t do before. For example, learning how to code can allow you to start a new career in tech or programming.
Additionally, many skills have the potential to double your income quickly if you are able to find a way to use them in high-demand areas.
It is always a good idea to invest in learning new skills.
There are many places where you can learn, including online and in-person courses. The key to success is jumping in with both feet and really dedicating yourself to learning the skill set. Once you have it down, new opportunities for income will be available.
Idea #19 – Work More Overtime
Working overtime is a great way to earn extra money. You can earn up to double-time pay for working more than 8 hours in a day or 40 hours in a week.
Overtime is becoming more common, so be sure to ask your employer if you can work some extra hours.
In order to make $10,000 in one month from overtime, you would need to figure out how many extra hours per work you need to work.
Idea #20 – Some Gambling?
This is the RISKIEST option of all of them. And highly not recommended as a strategic way to double $10k quickly.
Gambling is a way to risk cash in the hopes of making more cash.
While it can be thrilling and exciting, it’s important to remember that gambling is also a form of entertainment that comes with risk. If you’re able to afford it, gambling can be a way to double your money- but be aware that you could also lose everything you put in.
What is the quickest way to double your money?
How to double your money quick is simple. You need to side hustle and start a business.
Also, the stock market is a simple way to double your money with the rule of 72.
Following billionaire morning routines can be helpful in setting up solid habits for success.
How can I double my money in 24 hours?
The answer to this question is simple… Doubling the money in 24 hours is not practical or doable. You might be able to double your money in 24 hours, but it’s also possible that you could lose everything in one day.
Pay attention to scams if you think you can double your money in 24 hours.
You are better off learning how to make 10k a month.
Which investments are the safest and which are the riskiest?
First of all, it depends on your education, experience, and background.
The best way for someone to double their income is by leveraging their time with the right strategies.
Investments that are considered safe are investments that have an average return on investment of about 8-12% per year. Investing in index funds and ETFs typically have a lower risk. Investing in individual stocks is riskier, but they have an average return on investment of about 10-75% per year.
The riskiest option is the idea that you don’t understand how to double your money and you could end up losing more money.
Best Way to Invest 10K
The best way to invest 10,000 is through stocks. Investing in stocks can be risky and make you lose money, but it also has a high potential for gaining value.
As such, this topic needs to be done in more depth to understand how investments in the stock market work. For now, here are some articles to start to understand the returns of stock investing.
Learn all of the ways you can learn how to invest 10k.
You must do your research on companies, know your risk tolerance, understand the volatility of the markets, and be wary of the news.
Which Strategic Ways on How to Double my Money Quickly will you Pick?
You can choose from many classic way and options, but here are a few that we think would be the most effective.
Thankfully, there are many ways to make money online. But when it comes to making a quick buck, which approach should you take?
In this post, we have outlined the 20 popular routes to double your $10k fast. Your retirement plan relies on your investment of 10k.
However, any of these options is a time-consuming process that takes a lot of hard work and dedication. So, you cannot quit halfway through when things get tough.
This is what you want to do in order to be financially secure and take care of all your needs.
Be successful in doubling your 10k by setting a deadline to make it happen.
Then, your next goal will be how to turn 10k into 100k.
Know someone else that needs this, too? Then, please share!!
FOX Business’ Lauren Simonetti and Stuart Varney break down the high stakes related to the debt ceiling.
If the U.S. defaults on its debt, it could have potentially disastrous consequences for the already fragile U.S. housing market.
That’s according to a recent analysis from Zillow, which projected that home-buying costs could surge by a stunning 22% if Congress fails to raise the debt limit by June 1. On top of that, the 30-year mortgage rate would likely skyrocket above 8%, the highest since the early 2000s, according to the report, authored by Zillow senior economist Jeff Tucker.
Zillow laid out a bleak scenario for the housing market in the case of a first-ever debt default: Tucker projected 23% fewer sales of existing homes to a seasonally adjusted annualized rate of 3.3 million in September. And by the end of 2024, home values would be down about 5%.
WHAT IS THE DEBT CEILING, AND WHAT DOES IT MEAN FOR YOU?
Houses in the Harris Ranch community of Boise, Idaho, on July 1, 2022. (Jeremy Erickson/Bloomberg via / Getty Images)
“Much uncertainty surrounds these estimates, but there’s little doubt that a default would be a major negative shock to housing market activity,” Tucker wrote in the report titled “A debt ceiling default would send the US housing market back into a deep freeze.”
The clock is running out for lawmakers to lift the debt limit: Treasury Secretary Janet Yellen reiterated a warning on Monday that it is “highly likely” the country will run out of cash to pay its debts in early June, potentially as soon as June 1.
“We have already seen Treasury’s borrowing costs increase substantially for securities maturing in early June,” Yellen warned in a letter to congressional leaders. “If Congress fails to increase the debt limit, it would cause severe hardship to American families, harm our global leadership position, and raise questions about our ability to defend our national security interests.”
The Zillow analysis comes amid a prolonged standoff over the debt limit. House Republicans passed a bill that raises the debt limit by $1.5 trillion, extending the current ceiling through March 2024, but coupled it with various spending cuts. President Biden and his fellow Democrats, who control the Senate, prefer a “clean” debt ceiling bill without spending cuts.
People walk outside the U.S. Capitol building in Washington, June 9, 2022. (AP Photo/Patrick Semansky, File / AP Newsroom)
The White House is now hosting near-daily talks with Republicans as Washington races to strike a budget agreement before the pivotal June deadline. House Speaker Kevin McCarthy, R-Calif., struck a more optimistic tone on Monday after the latest round of talks with the president, indicating that negotiators have narrowed their focus to a smaller group of key issues in order to strike a compromise.
“We’re getting closer. Don’t give up on us,” McCarthy told reporters on Monday, adding a “circle” of issues is becoming “smaller, smaller, smaller.”
Biden likewise called the meeting “productive,” and signaled that talks would continue in coming days.
“We reiterated once again that default is off the table and the only way to move forward is in good faith toward a bipartisan agreement,” the president said in a statement
A view of houses in a neighborhood in Los Angeles on July 5, 2022. (Frederic J. Brown/AFP via Getty Images / Getty Images)
GET FOX BUSINESS ON THE GO BY CLICKING HERE
If the U.S. failed to raise or suspend the debt limit, it would eventually have to temporarily default on some of its obligations, which could have serious negative economic implications. Interest rates would likely spike, and demand for Treasurys would drop; even the threat of default can cause borrowing costs to increase, according to the Committee for a Responsible Federal Budget.
While the U.S. has never defaulted on its debt before, it came close in 2011, when House Republicans refused to pass a debt-ceiling increase, prompting rating agency Standard and Poor’s to downgrade the U.S. debt rating one notch.
While I no longer have debt after paying off my student loans, I am always striving to save more money, to save for retirement, to find financial motivation, and more.
Even with how much I love saving money, every now and then it can be easy to get unmotivated and want to SPEND ALL THE MONEY!
I’m sure I’m not alone either.
While many do choose to live a frugal life, it’s not always easy. Some have large amounts of debt to pay off, others find it hard to understand how to stick to a budget, and more.
Finding financial motivators will help you continue to work hard towards your goal, even when it seems impossible.
Without motivation, one might give up on a financial goal quite easily. This is why it’s so important to learn how to stay motivated.
Whatever your financial goal may be, there are many ways to stay motivated so that you can reach it. Here are my tips on how to stick to a budget and find financial motivation.
Make your financial goal visual.
Making your goal visual is a great way to find motivation. Having your financial goal displayed in front of you can make it that much realer, plus it’s nice to have a constant reminder of what you’re working towards.
Various ways to make your financial goal visual include:
Create a graphic that demonstrates your financial goal. An example of this would be if you are trying to pay off your house. You could have a picture of a house and section it into 100 pieces. Then, each time you reach a small payoff goal, you can color a piece in. I did some research and found a blog post about many other creative ways to do this on A Cultivated Nest.
Keep a picture of your goal on hand. Whether your goal is a vacation, an item you want, or something else, having a picture can help keep you reminded of it.
Start a blog. Blogging greatly helped me with my financial goals. I could easily look back to see how I was doing. Plus, I felt like I had to keep myself accountable and keep improving due to the fact that everything was public. If interested, you can start a blog for cheap with my easy tutorial.
Hang out with others who share the same financial goals as you.
Learning how to stick to a budget can be a hard task but spending time with others who share the same financial mindset as you can help.
I’m not saying you should unfriend anyone who is in a different financial spot than you, but I do think spending time with someone who you aren’t trying to Keep Up With The Joneses with can go a long way.
Related article: How To Live On One Income
Read and watch financial media.
Finance is all around you and it’s really not as boring as you may think. I read something related to personal finance every day and it’s not because I have a personal finance blog – it’s because I want to!
There are different ways to stay on top of financial media. You can watch the news, listen to financial podcasts, read personal finance blogs, read financial books, and more.
Set smaller goals in between.
Setting smaller goals in between can help a person stay motivated because it will help you keep your mind on your goal. Also, smaller goals can be a nice way to challenge yourself. Making it more of a game and a competition with yourself instead of a chore can go a long way.
For example: If your overall goal is to pay off $24,000 in debt in two years, then you might want to aim for $1,000 in debt payoff each month. This seems much more attainable than the $24,000 number, and this can help you stay motivated while still challenging yourself at the same time.
Keep track of your progress.
To stay motivated with your financial goals, you should review your progress every now and then. You might want to check in daily, weekly, or monthly, depending on what type of goal you have and what personally works for you.
Keeping track of your progress is a good idea because it can tell you what you need to do in order to reach your goal, if you are behind, or if you need to make a change.
I highly recommend you check out Personal Capital (a free service) if you are interested in gaining control of your financial situation. Personal Capital is very similar to Mint.com, but 100 times better as it allows you to gain control of your investment and retirement accounts, whereas Mint.com does not. Personal Capital allows you to aggregate your financial accounts so that you can easily see your financial situation, your cash flow, detailed graphs, and more.
Think about how you will feel in the end.
It can be hard to visualize the end when you’re just starting to learn how to stick to a budget.
One great way to stay motivated is to think about how you will feel later on and/or even when you’ve reached your financial goal.
How will you feel once you pay off your debt, save a certain amount of money, or reach whatever financial goal it is that you have? You should envision what your life will be like once you reach your goal, why you are trying so hard to reach it, and so on. A little daydreaming can go a long way every now and then.
For example: If your goal is debt payoff, then you may want to dream about what a debt free life would be like!
Still have fun.
Having financial goals doesn’t mean you have to be boring. You can still enjoy life, do many of the same things you usually do, and so on.
Remember to still have fun and enjoy life!
Related post: How To Be Frugal And Fun (And Not Boring)
What tips do you have on how to stick to a budget? How do you find financial motivation and what are your financial motivators? What financial goals are you working towards?
Too many people are afraid of their credit scores.
Many don’t know what their credit score is, many don’t know how to have a good credit score, and many just have an overall negative attitude about them.
This doesn’t have to be true for you, though.
I believe a credit score can be used to a person’s advantage. A good credit score can help you earn great rewards through credit cards, it can help you get certain jobs, it can help you buy your dream home, and more.
Related article: How Your Credit Score Affects Your Life + Credit Sesame Review
Plus, the great thing is that it doesn’t have to be hard to increase your credit score.
However, it can sometimes be easy to ruin your credit score if you’re not careful.
Below are four ways you may be preventing yourself from having a good credit score.
1. You spend too much on your credit cards.
If you have a credit card, you have a credit limit. However, just because you are given this limit doesn’t mean you should try to reach it.
In fact, you should always try to be below 30% of your credit limit if you want to have a good credit score. So, if your credit limit is $1,000, you do not want to spend more than $300 as this can impact your credit score.
It’s also important to note that even if you are paying your balance in full each month that going over 30% of your credit limit can still negatively impact you. This is because your balance is reported on a monthly basis to the credit bureaus. In this case, it is best to pay off your balance or at least some of it before your next credit card statement goes live so that your utilization rate stays low.
2. You cancel old credit cards.
According to FICO, 15% of your credit score is from the length of your credit history. The longer your credit history then the higher your score may be.
If you have old credit cards that carry no annual fee, you may want to think twice before you cancel them. Yes, it can be great to simplify your life, but that old credit card may be lengthening your credit history and, therefore, improving your credit score.
I have one credit card that I signed up for the day I turned 18. The credit card stinks and pretty much offers no benefits. However, it’s the card I’ve had the longest. To keep it active, I just buy one thing a year (such as gum)!
Side note: There are many reasons for why you may want to cancel your credit cards, though. If you are horrible with credit cards and can’t seem to have them without having credit card debt, then it may be your best idea to cancel them.
3. You pay your bills late.
According to FICO, 35% of your credit score is from your payment history. One or two late payments most likely won’t prevent you from having a good credit score, however, continually missing payments most likely will.
No matter what the bill is that you are paying, you should always pay it on time. Paying a bill late may lead to interest charges, late fees, and a drop in your credit score.
Yes, companies can report late payments to credit agencies. If you do happen to accidentally pay a bill late, do not panic, though. If you are quick enough you may be able to ask for some leniency from the company and ask them not to report it.
I once underpaid my monthly mortgage payment by $10. I must have clicked the wrong number because I’m still not even sure how that happened. Luckily I caught it quickly enough and my mortgage company realized that it must have been a mistake. They waived any late fees and also did not report it to anyone.
Related article: How To Live On One Income
4. You never check your credit report.
When was the last time you checked your credit report?
Sadly, many don’t ever check theirs!
You want to check your credit report at least once a year because there may be errors on it and this may be preventing you from having a good credit score. Errors can then lead to your score dropping and that’s a big reason to check!
You can receive your credit report for free each year so there is no reason for why you shouldn’t do this. You can get one free credit report from each of the credit bureaus once each year, so you may even want to time that out so that you can receive one every four months and stay as up-to-date on your credit report as you can.
How have you damaged your credit score in the past? Do you have a good credit score? Why or why not?
As technology advances and our dependence on smartphones increases, it’s no surprise that there are dozens of home decorating apps available. These apps help homeowners and renters alike to design and decorate their space on a budget. If you’re looking for inspiration or guidance when it comes to decorating your home, here are the best home decorating apps of 2023.
Houzz
Houzz is one of the most popular home decorating apps on the market, with a database of more than 20 million high-quality images of home interiors and exteriors. With the app, users can discover new home design trends, tap into expert advice, and shop for furniture, decor, and more.
Pinterest
Pinterest is a powerful platform for finding inspiration on a variety of topics, including home decorating. With an endless stream of user-generated content, Pinterest allows users to discover new ideas for color schemes, furniture arrangements, and DIY projects.
ColorSnap
ColorSnap is a color-matching app designed by Sherwin-Williams. The app allows users to take a photo of any object and match it to any of the paint colors in Sherwin-Williams’ catalog. This is a great tool for homeowners who want to match the color of their furniture or decor to their walls.
RoomSketcher
RoomSketcher allows users to create 2D and 3D floor plans and interior designs. The app is especially useful for homeowners who are planning a home renovation or redesign, as it helps to visualize different layouts and furniture arrangements.
Home Design 3D
Home Design 3D is a powerful app that allows users to create detailed 3D designs of their home. The app lets users design everything from the floor plan to the color of the walls, and even allows users to view their designs in virtual reality.
Artfully Walls Try on Wall
Artfully Walls Try on Wall is an app that allows users to preview artwork on their own walls before they make a purchase. With the app, users can upload a photo of their wall, select a piece of art from Artfully Walls’ catalog, and preview how it will look in their home.
MagicPlan
MagicPlan is an app that allows users to create floor plans and virtual tours of their home. The app uses the camera on a smartphone or tablet to create a 3D model of the room, and users can then add furniture and decorations to see how they would look.
Conclusion
Home decorating apps are a great way to find inspiration, plan a redesign, and shop for furniture and decor. With so many options available, homeowners and renters alike can easily find an app that suits their needs and preferences. Whether you’re planning a major renovation or just looking for some design inspiration, these are the best home decorating apps of 2023.
The OG payment app has been around since 1998 and still manages to offer an excellent jack-of-all-trades experience. You can send money to friends, handle payments as a business, and even earn 5% back on PayPal purchases through certain rewards cards.
But 24 years is a long time to let competitors catch up. And while none have managed to topple the titan, contenders like Venmo, Wise, Payoneer, Zelle, and Cash App have gained serious ground by offering a better experience for certain users. Some let freelancers get paid with fewer fees. Others let you pay your friends overseas in their currency of choice. And one is perfect for sending payments to people who don’t have any payment apps installed (e.g., your parents or grandparents).
So which payment app is best for what? And most importantly, which is best for you?
Let’s investigate the 10 best alternatives to PayPal.
What’s Ahead:
PayPal alternatives overview
Venmo: Best for paying friends
Wise: Best for international transfers and currency conversions
Google Pay: Best for sending money through Gmail
Payoneer: Best for receiving online payments as a freelancer
Square: Best for receiving in-person payments as a freelancer/small business owner
Stripe: Best for receiving online payments as a small business owner
ProPay: Best for receiving offline payments as a freelancer/small business owner
Zelle: Best for sending money to people who don’t use payment apps
Cash App: Best for converting received payments into hard cash
Apple Pay: Best for sending, receiving, and paying at the register for iPhones and Apple Watches
Venmo
Fees for personal use: 3% credit card processing fee
Fees for business use: 9% merchant fee plus 10 cents per transaction; Venmo tax applies to all transactions marked “goods and services”
Venmo is so widespread these days that “Do you have Venmo?” has become the new “Cash is king.”
Even though Venmo is technically a subsidiary of PayPal, the numbers show that the former is now nearly as popular as its big brother. PayPal handled a total of $330 billion in transactions in 2021, while Venmo handled $230 billion — up a staggering 44% from the previous year.
And there’s a reason why so many people use Venmo as their go-to payment app: it’s simple, safe, and reliable. Transfers are free, payments to friends and family are free, and the app even has a built-in “newsfeed” showing who among your friends is paying whom for what. There was even a time when Venmo showed you the precise amounts they were paying for rent, food, and more, but naturally that TMI feature was retired.
While popular, Venmo isn’t perfect. It takes between one and three days to withdraw your Venmo funds to your bank account, or you can pay a 1% instant transfer fee. Plus, if you use it to invoice clients, there’s no “tip” option on their end — they have to manually initiate a separate payment.
There are also a few default settings I’d strongly recommend you change if you download Venmo.
Settings > PIN code and biometric lock. Set a 4-digit PIN so that if someone borrows or steals your phone, they can’t Venmo themselves the maximum $3,000 (happens more often than you’d think).
Settings > Privacy > Private. Unless you really want your entire friends list to see who you’re paying and for what, I see no reason to broadcast this sensitive data. Turn it off.
Pros and cons aside, Venmo is so popular that someone’s bound to ask you to use it. Luckily, once you succumb to peer pressure, you have a rock-solid PayPal alternative waiting for you.
Get Venmo for iOS or Android.
Wise
Fees for personal use: Sending rates from 0.41%; conversion rates from 0.41%
Fees for business use: Same as personal, plus a $31 account setup fee
There are plenty of apps to help you split the cost of a pizza with your buddies, but what about your international friends? Wise, formerly TransferWise, helps with that. You can send money to consumers in 51 countries, with new currencies added on an ongoing basis.
Wise is custom-built for any international payment or money transfer you want to make. I just have to enter how much I want to send in USD, then choose the currency of the receiving party. Right there, it shows how much I’ll pay for a monthly fee. There are bank fees and Wise fees, but they are minimal.
To send $100 USD to Europe using Wise’s personal account, I’d pay $0.16 in bank/debit card fees, plus a $0.96 Wise fee. Compare that to $5 per transaction fee for a personal international bank transfer with PayPal payments. That alone makes this perhaps the best PayPal alternative around.
Wise business members pay a fixed fee of $1.40 to send money. PayPal, in contrast, charges a 1.50% international business payments fee in addition to the standard fee (2.89% and up).
I’ve only been a Wise payment recipient, so I had to check out how paying someone works. It’s pretty simple – well, as simple as paying internationally ever is. You’ll need the email address, full legal name, and mailing address of the person. You’ll also need the International Bank Account Number (IBAN) of the recipient, as well as the type of account it is and the name and address of that bank.
The business side of Wise has some advanced features, including invoicing and compatibility with Stripe. You’ll also pay a one-time $31 fee to set up your account for international banking.
Get Wise for iOS or Android.
Google Pay
Fees for personal use: 9% credit card processing fee
Fees for business use: 9% merchant fee plus $0.30 per transaction for transactions under $3,000. Rate drops to 2.5% for transactions above $3,000; 2.2% for $10,000+; and 1.9% for $100,000+.
Google Pay allows you to send money from your bank account or GoogleWallet through Gmail for free. Just look for the $ symbol when you’re composing an email and input the amount of money you want to send. If you’re like me, you already do most of your communication through Gmail, so this may boost Google Pay to the top of your list.
Signing up for Google Pay is easy if you use your Google account for most of your business interactions. You just have to download the app and add your phone number. Google automatically pulls in all your frequent contacts.
The interface with Google Pay is not all too different from Venmo’s. You just choose a name from your contacts and input the amount you want to pay. You can also add a note.
One feature I like with Google Pay is that you can easily split payments with friends. Just tap on “Split with Friends” from the Pay screen and choose the friends from your contacts. There’s also a Scan QR Code feature that will make it easy to pay a business that accepts Google Pay.
Speaking of business use, Google Pay has the same weakness Venmo does when it comes to paying vendors. You’ll have to figure out the tip and add it to what you’re paying. But these apps are designed to keep things as simple as possible, so that’s one unfortunate by-product.
Get Google Pay for iOS or Android.
Payoneer
Fees for personal use: N/A
Fees for business use: $0 for payments from other Payoneer customers; 3% credit card processing fee; 1% ACH debit fee; marketplace fees (Network, Fiverr, et al) vary by marketplace; 0% to 1% receiving account fee
Payoneer is an online payment system and peer-to-peer payment solution that allows you to transfer money to anyone anywhere in the world, in addition to making purchases. It provides you with a pre-paid Mastercard that you can use anywhere Mastercard is accepted.
As a freelancer, I’m familiar with Payoneer through sites like Upwork. The service is useful, but if you’re not a freelancer, there are better options. Professionally, what I like about it is that you can send payment requests to clients and they can pay you directly through the app.
Payoneer is another great option for freelancers who are crossing international borders with their work. You’ll pay no fees on the money your clients send to you, and if you send money, there are no fees as long as the recipient is a Payoneer member. Otherwise, you’ll pay 3% for a credit card payment and 1% on ACH transfers.
But, chances are, if you’re using Payoneer, you’ve encountered it on one of the many platforms that use it. Upwork is where I’ve seen it, but it’s also a payment option on Fiverr, Wish, and Airbnb, among many others. If you pay for products and services on sites like that, a Payoneer account for personal use could come in handy, but otherwise, it’s mostly for freelancers and small business owners.
Get Payoneer for iOS or Android.
Square
Fees for personal use: N/A
Fees for business use: First card reader is free; 2.6% credit card processing fee plus $0.10 per transaction; 3.5% plus $0.15 fee for payments that are manually keyed in
Not every in-person business operates in a storefront with a cash register. Square helps with that, equipping small business owners and freelancers with a way to easily swipe a card. The reader attaches to a phone or tablet, allowing you to accept payments anywhere.
I made the mistake of not using Square when I had an in-person event where I needed to accept cards a few years ago. I used the PayPal reader because I figured I already had an account so it would be easier. The swiper didn’t work, so I had to manually enter every single credit card. It was a pain.
For the next event, I ordered a Square reader and never looked back. It works every time, which comes in handy when you have a line of customers holding credit cards. Fees vary from 2.6% + $0.10 for swiped cards to 3.5% + $0.15 for manually keyed transactions, so while it might come in handy to be able to swipe your buddy’s credit card to pay you back for dinner, one of the apps built for personal payments will likely be better for that.
But Square isn’t just for taking in-person payments on the go. You can use it as a one-stop shop for all your business’s sales. You can send invoices directly from the dashboard, set up gift cards that you sell directly through their site, and even take sales on your website using their platform.
What I like about Square, though, is that you can see, at a glance, your total daily sales. If you’re regularly collecting money from customers — in person or online — having this easy access to your progress comes in handy.
Is it for personal use? Not really. You could swipe your friends’ cards using the reader, but the fees will cut into whatever you’re taking.
Get Square for iOS or Android.
Stripe
Fees for personal use: N/A
Fees for business use: First card reader is $59; 2.9% credit card processing fee plus $0.30 per transaction; 3.4% plus $0.30 fee for payments that are manually keyed in; 0.8% fee for ACH transfers
Another option geared toward the needs of small businesses is Stripe. The payment platform can be integrated with your online store or used separately by directing customers to pay you there.
Stripe is for business. You could use it to send money to friends, but the fees make it cost-prohibitive. Fees start at 2.9% + $0.30 for each successful card charge. You can also accept international transactions, with an additional 1% fee added to each transaction.
Compared to its direct competitor Square, Stripe has higher fees but better tools for online integration. If you’re swiping customer credit cards in-person, use Square. If you accept most payments online and want to offer options like recurring billing and subscriptions, use Stripe.
I’ve used Stripe to accept payments from clients, and I loved the easy sign-up process. They do require identity verification, but all I had to do was snap a photo of my driver’s license and set up two-factor authentication to start accepting payments.
What I like most about Stripe is the dashboard. When you log in, you can see, at a glance, how much you’ve made today, as well as your financial activity over the past seven days. You can also see any disputes customers have filed on previous charges.
Yes, you can send invoices using Stripe, and that’s how I get paid for what I do. But where Stripe really shines is in its API. You can easily add Stripe to your website to start taking payments, and, in fact, if you use one of the top web hosting services, you probably see Stripe as an option when you’re setting up your e-commerce store.
Stripe also has terminals and mobile payment options. You don’t need a card reader to accept in-person payments — simply hold the card in front of your phone and the camera will capture the information you need. If you regularly take payments on the go, it’s worth considering.
Get Stripe for iOS or Android.
ProPay
Fees for personal use: N/A
Fees for business use: $39.95 signup fee; $39.95 annual renewal fee; 2.60% credit card processing fee; 3.55% fee for payments that are manually keyed in; $0.35 bank transfer fee
ProPay offers payment processing tools for businesses of all kinds. Whether your business is small, on the road, or global, they can work with you.
ProPay is for the business that’s serious about accepting payments on the go. You can swipe cards using the ProPay JAK™ card reader. If you aren’t near your card reader, you can manually input the information. You can also opt to securely save a customer’s payment information to make things go more quickly the next time they buy from you.
One thing I love about ProPay is that it works even if you are offline. I’ve sold items at libraries, book fairs, craft fairs, and even in the parking lot after an event. You aren’t guaranteed to have Wi-Fi or even cellular connectivity at all times, and this app comes in handy for that. The transaction is logged the next time you go online.
For personal payments, this is another app that won’t really help you much. But if you’re a freelancer or work in direct marketing, this is a great app for processing payments.
As for fees, they depend on the type of card being used and the account you have. Rates start at 2.40% for swiped transactions. The complete rate chart is posted here.
Get ProPay for iOS or Android.
Zelle
Fees for personal use: None
Fees for business use: None (though there are no business-specific features)
You may already know Zelle as “the payment app my bank wants me to use.”
That’s because while competitors like PayPal and Vemno were marketing themselves to businesses and individuals respectively, Zelle was chatting up the banks. As a result of all that relationship-building, Zelle now interfaces with over 1,000 banks and banking apps worldwide, making it extremely easy to send and receive money directly through your banking dashboard.
The other benefit of using Zelle is it makes it way easier to send money to people who don’t use payment apps at all. For example, let’s say I wanted to send $200 to my grandparents to help them pay for a new fridge. If I said to them, “Do you have Venmo or Cash App?” they’d probably look at me like I was speaking a foreign language.
I don’t want to stress them out with the prospect of downloading an app (or buying a smartphone), so I’ll just send it via Zelle. They’ll receive an email from Zelle that shows them step-by-step instructions on how to enroll and put the money in their account, no apps required.
The other benefit to Zelle is simplicity. You simply send and receive money with no fees ever. That’s it. There are no newsfeeds, social features, nada. And frankly, the only reason I don’t recommend Zelle over Venmo is because the latter is just more recognizable.
Get Zelle for iOS or Android.
Cash App
Fees for personal use: 3% credit card processing fee; 0.5% to 1.75% instant transfer fee ($0.25 minimum); $2 ATM withdrawal fee with Cash Card
Fees for business use: 2.75% transaction fee
Like Venmo, Cash App is another one of those payment apps that everyone’s heard of, and everyone uses. It’s extremely simple, with a no-frills dashboard and no fees for personal use, and for better or worse it lacks the social features of Venmo.
At first glance, Cash App seems to be the Paris Hilton of payment apps: popular just because it’s popular. There’s no option to tip contractors, not much to appeal to business owners, and until you verify your personal information, you’re capped at sending $1,000 every 30 days.
Pretty soon, Cash App’s initial value proposition — barebones simplicity — may start to feel limiting when you see competitors offering compelling features like bank dashboard integration, currency conversions, and free credit card readers.
Thankfully, Cash App starts making way more sense when you learn about the Cash Card. The Cash Card is a debit card linked to your Cash App balance that lets you withdraw your funds from any ATM for a $2 fee.
That’s a big deal for folks who want their cash instantly, since the alternative is to:
Initiate an instant transfer for a fee ranging from 1% to 3%
Find an in-network ATM, or pay out-of-network ATM fees of ~2.5%
Let’s say you receive a $300 payment and want to convert it into cash. With Cash App, the total fee would be $2 or 0.67%. With another app, you could pay up to 5.5% or $18.33 in fees alone, plus having to wait up to 30 minutes for the “instant” transfer to your bank account.
True to its name, Cash App is the best payment app for converting received payments you receive into cold, hard cash.
Get Cash App for iOS or Android.
Apple Pay
Fees for personal use: 5% instant transfer fee (min. $0.25, max $15)
Fees for business use: No additional fees for merchants (though standard credit card issuer fees may apply)
Apple Pay offers more than just another way to send and receive money from friends. The app will also let you securely store all your credit and debit cards in a neat-looking virtual stack. Then, when you reach the register, you can just pull up the card you want to use, hover your phone near the payment terminal, and wait for payment to clear. No need to fiddle with your wallet or let your card out of your sight!
Apple Pay also works with Apple Watch, so you can simply pull up your card there and hold your wrist over the payment terminal until payment clears, signaled by a gentle tap from your watch.
For online stores and in-app purchases, you’ve probably noticed that Apple Pay isn’t quite as widely accepted as PayPal, but it’s getting there. Apple boasts that as of late 2022, over 85% of U.S.-based retailers accept Apple Pay — even vending machines and taxis.
As you might expect, Apple Pay is a perk reserved for iOS users only. In fact, it’s one of the apps that comes factory-installed on Apple devices. At least Android users like me still get Google Pay.
Get Apple Pay for iOS.
Benefits of online payment apps
First, it can help to take a look at the overall features of online payment apps. Online payment apps make it easy for a business of any size to collect money from customers. Peer-to-peer payment apps make it easy to transfer money to your friends.
Here are some benefits to consider:
Easily pay friends and family members
Transfer funds from your bank account to someone else’s with a few clicks
Set up recurring payments to friends or family members
Avoid carrying cash around with you
Skip the trip to the ATM before you go out with friends
Accept secure payments for products or services on your small business website
Set up a Point Of Sale system in a brick-and-mortar business using a tablet
Accept payments on the go using a card swiper
Provide an alternative to personal checks, which can be risky
Some of these won’t appeal to you, while others will. By looking through all the various features that are available, you can start to narrow down what you’re looking for in a payment app.
Features to look for in a payment app
As you’re researching payment apps, there are some features to consider. You may not even realize you can do some of these things using a payment app until you see one offering it.
Fees. Of course, we’d all love for everything to be fee free, but we know there’s a cost associated with some financial transactions. I look for an app that at least has a “friends” option, letting me send money without fees to people I know personally. Often you’ll have to link up a checking account to do this, though, as credit card-based transfers will typically incur a fee.
Social feeds. This isn’t something I look for, but with peer-to-peer payments, some find social updates valuable. When you pay your buddy for your half of those summer concert tickets, this lets all your other friends know about it.
Security. Yes, the verification process can be a pain with some of these apps, but I like it. It means that the platform takes security very seriously, which boosts my confidence that my financial data is safe with them.
Send to email. Some peer-to-peer payment platforms let you send email to someone else using an email address or information from your contacts list. You can even send money within some email and messenger apps with just a tap on the screen. I found this comes in handy when you’re interacting with someone about upcoming plans. You can submit your share of the funds within the same message string to make sure the other person sees it.
All-in-one functionality. Some apps combine the best of peer-to-peer and online payments, letting you pay using the same app. You’ll need to identify which businesses accept payment that way, but it can be a handy way to manage your budget.
Expand payment options. Businesses face the ongoing issue of keeping things as convenient as possible for customers. The more payment options you can offer, the less likely you’ll lose customers who are limited in how they can pay.
International payments. The internet has opened businesses up to reach out to an international customer base. Being able to accept payments across multiple currencies with minimal fees is a huge bonus if you want to go global.
If your business uses financial software, check for integrations. Being able to import information about your transactions can help you stay on top of things while reducing your own workload.
Summary
The beauty of payment apps is that you don’t have to choose just one. You can have a half dozen installed on your phone, so long as you protect yourself with extra layers of security like PIN codes and biometric logins.
And knowing which payment app to use in which scenarios can save you time, stress, and hundreds on fees.
Philadelphia is perhaps most known for its historic sites, like the Liberty Bell and Independence Hall. It certainly played a role in the birth of our nation, but it has much more to offer as a travel destination. There’s amazing museums, street art, markets, and more to enjoy, plus incredible food, including those Philly cheesesteaks.
If you’re planning on spending time there, whether a weekend or a week, you’ll want to time it right and do some smart planning to make sure you get the most for your money. Here, you’ll learn about some of the fun things to do when visiting Philadelphia, plus ways to have a memorable trip.
Best Times to Go to Philadelphia
The best time to go to Philadelphia is in the spring, from around March to May. The average temperatures during this time are in the 50s to low 70s. The weather is warm without being too hot, and it’s not too crowded with tourists.
Early fall can also be a nice time to visit before it gets too cold, with average temperatures in the same range.
You might also considering visiting when some of the city’s biggest events are happening:
• The Philadelphia Flower Show in March
• The Kensington Derby and Arts Festival in May
• The Odunde Festival in June, the largest African-American street festival in the nation
• The Philly Bike Ride in October.
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Bad Times to Go to Philadelphia
Winter is the least busy time to go to Philadelphia since it can get very cold and snowy.
However, because of this, hotel prices may be lower, so it may be enticing if you’re looking for how to save money on hotels in Philadelphia.
Summer travel is also a less desirable time to go to Philadelphia because of the crowds and hot weather, which can be in the 80s and humid. But if you don’t mind the warm temperatures, you’ll find plenty of tourists soaking up this historic city.
Average Cost of a Philadelphia Vacation
Philadelphia can be pretty affordable for a city destination. It’s possible to visit Philadelphia at nearly any budget. If you want a central location, Center City is a popular place to stay, with hotel prices around $500 to $600 a night during a weekend in May. If you’re looking for a more affordable place to stay, check out hotels near Fairmount Park, which can run between $300 to $400 for the same weekend.
What about a longer trip? In terms of total costs, not including getting to and from Philadelphia, expect to pay $1,319 for one person for one week, and $2,638 for a couple. If you’re budgeting for a trip and ready to start saving, you should think about where to keep travel funds. A high yield savings account can be a good choice as it keeps your money secure and earns interest; online banks often offer the best rates.
You may want to avoid “book now pay later” travel options if possible, and instead try to save money ahead of time so that you don’t pay extra in interest.
If you’re thinking about booking a trip to Philadelphia but are worried that you may have unforeseen circumstances and have to cancel your trip, you can look into travel insurance. If you pay for your trip with certain credit cards, they may provide travel insurance for certain situations. You should understand how credit card travel insurance works when deciding whether to purchase private travel insurance or use your credit card protections.
10 Fun Must-Dos in Philadelphia
There’s a lot to do in this large, historic city. This list of the top 10 must-dos in Philadelphia includes top-rated attractions and ideas from travelers who’ve been there and done that. You’ll find free activities as well as things that are pricier and that you might want to charge and earn credit card rewards.
Depending where you’re staying, you may be able to visit Philadelphia without renting a car. The city is very walkable, and there are buses, trains and above-ground trolleys in some parts of the city. The city also has an inexpensive shuttle service that stops at historic and cultural destinations around Center City, called the Philly PHLASH.
Now, here’s the list of the top 10 fun things to do while visiting Philadelphia.
1. Check out the Liberty Bell
Although the Liberty Bell doesn’t ring, it’s one of the most famous bells and is an iconic symbol of freedom. Its chime summoned people to hear the first reading of the Declaration of Independence in July of 1776. The Liberty Bell Center is free to visit year-round and does not require tickets. It’s located in front of Independence Hall, the next item on this list.
2. Immerse Yourself in History at Independence Hall
The Founding Fathers signed the Declaration of Independence inside of Independence Hall in 1776. The framework for The U.S. Constitution was created there as well, and it’s now a UNESCO World Heritage Site.
To visit this important site in the founding of our nation, you can tour Independence Hall daily from 9 am to 5 pm. Guided tours are available year-round for a $1 ticket. Also, be sure to arrive 30 minutes before your scheduled tour time to go through security screening. phlvisitorcenter.com/IndependenceHall
3. Chow Down on a Cheesesteak
A trip to Philadelphia is not complete without a delicious, classic Philly cheesesteak, which is said to have originated in the 1930s. What is it exactly? Chopped meat, onion, and cheese sandwich on an Italian roll. Two of the most popular places to get a Philly cheesesteak include Geno’s Steaks and Pat’s King of Steaks. They are both located at the intersection of South 9th Street and Passyunk Avenue in Philadelphia, in South Philadelphia. A cheesesteak will cost you $12 to $15. genosteaks.com/menu/ and patskingofsteaks.com/
Recommended: Credit Card Rewards vs. Cash Back
4. Wander Through Philadelphia’s Magic Gardens
One of the best things to do in Philadelphia is to take in the Magic Gardens, a unique indoor and outdoor art installation by local Philly artist Isaiah Zagar. The Magic Gardens contain multiple, brightly colored tiled passages over and underground. The installation includes such surprising, creatively repurposed materials like bottles, ceramic shards, cement and even bicycle spokes.
Philadelphia’s Magic Gardens is located on South Street in Philadelphia. The attraction is open year-round between 11 am and 6 pm, but is closed on Tuesdays. Tickets cost between $8 and $15. phillymagicgardens.org/
5. Run up the ‘Rocky’ Steps
If you pass the front of the Philadelphia Museum of Art, you may see people racing up the stairs and jumping around with their arms up. That’s because the first of the popular boxing films featured the character of Rocky Balboa, played by Sylvester Stalone, running up the steps to a soaring soundtrack. A statue commemorating Rocky is located at the bottom of the stairs.
The movie is almost 50 years old, but still has a dedicated following. This is a fun stop for film buffs, and read on to learn why you’ll want to go inside after you climb those steps.
6. Explore the Philadelphia Museum of Art
The Philadelphia Museum of Art includes more than 240,000 works spanning 2,000 years. It includes many famous works from the Renaissance, and an array of Impressionist and Post-Impressionist canvases. You’ll see masterpieces by such famed artists as van Gogh, Toulouse-Lautrec, and Klee. Whether your taste in art runs Medieval or modern, you’ll find something to admire.
The museum is open Thursdays to Mondays, and closed on Christmas, Thanksgiving, and July 4. Hours vary by date, but it’s generally open between 10 am and 5 pm. Tickets cost $25. There’s also a Pay What You Wish day on the first Sunday of every month and every Friday night after 5 pm. philamuseum.org/
7. Visit the Barnes Foundation
If you want to see even more art, the Barnes Foundation is another top thing to do in Philadelphia. Although less well-known than the Philadelphia Museum of Art, the Barnes Foundation includes a large collection of French impressionist and Post-impressionist paintings. The Barnes Foundation has an impressive 181 Renoirs, which is more than any other collection. It also includes 69 Cezannes, as well as African art.
The Barnes Foundation is located in the Franklintown neighborhood. Is open Thursday through Monday, from 11 am to 5 pm. Admission ranges from $5 to $25 depending on your age. barnesfoundation.org/
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8. Tour Reading Terminal Market
Reading Terminal Market is 130 years old and located below a former railroad terminal in Center City, Philadelphia. There are many vendors selling flowers, Amish baked goods, spices, Spanish olives, hoagies, books, crafts, and more. Reading Terminal Market is free to enter, and is open daily from 8 am to 6 pm. readingterminalmarket.org/
9. Snap Selfies at the Love Sculpture
Philadelphia is known as the City of Brotherly and Sisterly Love. And the colorful steel LOVE Statue by artist Robert Indiana certainly says it. You’ll find this Pop Art favorite at John F. Kennedy Plaza, with the four letters of the word “love,” stacked up; it’s a popular place to take photos.
There are actually multiple LOVE statues in the city. There’s also another LOVE statue on the University of Pennsylvania campus and an AMOR statue at Sister Cities Park, a few blocks from Kennedy Plaza. The statues are all free to visit.
10. View the Delaware River Waterfront
The Delaware River separates Pennsylvania from New Jersey, and the waterfront area can be a fun thing to do in Philadelphia. It includes multiple attractions and parks, like Cherry Street Pier, Race Street Pier, Blue Cross RiverRink, and Spruce Street Harbor Park. The waterfront has great views of the Benjamin Franklin Bridge, which connects Philadelphia and New Jersey. If you’re traveling with pets, the Delaware River waterfront can be a perfect place to take a stroll with your dog while you’re visiting Philadelphia.
The Takeaway
Philadelphia is a unique destination that brings history to life, but also has an array of art and other attractions to take in. Plus, there’s great food to sample in this city. A trip to Philadelphia can be both fun and educational, as well as affordable, provided you know a few smart hacks.
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FAQ
What are things to do in Philadelphia for free?
There are many things to do in Philadelphia for free, like visiting sites including the LOVE sculpture, the Rocky steps, or the Liberty Bell. Free activities are one way to hack how families afford to travel.
What is Philadelphia most popular for?
Philadelphia is probably most famous for historic sites like the Liberty Bell and Independence Hall. However, other popular and well-known attractions include Love Park, the Philadelphia Museum of Art, Reading Terminal Market and the Rocky Steps.
How can I spend a day in Philadelphia?
Philadelphia’s Historic District has several attractions within walking distance of each other and would be a good way to spend a day in Philadelphia. The Liberty Bell, Independence Hall, Elfreth’s Alley, and Franklin Square are all located in Philadelphia’s Historic District. Or you might visit some art attractions for a day, such as the Philadelphia Museum of Art, the Barnes Foundation, and Philadelphia’s Magic Gardens.
Photo credit: iStock/Ultima_Gaina
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Oahu is known for its captivating blend of city living conveniences and laid-back island lifestyle. The pristine beaches, majestic mountains, and year-round warmth and sunshine can entice just about anyone to call the Aloha State home. Beyond the natural beauty, Oahu offers something even more special—the Aloha spirit, promoting a culture of kindness, respect, and connection, creating a sense of community that sets Oahu apart.
If you’re thinking about moving to Oahu, HI, or investing in property on the island, it probably comes as no surprise that the housing market is considered to be extremely competitive. With high demand and limited inventory, Honolulu’s luxury neighborhoods like Kahala and Hawaii Loa Ridge especially command premium prices. It’s essential to stay informed about current market conditions, including inventory levels, pricing trends, and buyer demand.
This Redfin article will delve into the 7 essential things to know about moving to Hawaii and buying a luxury home for those looking to relocate to the island.
1. Work with a local real estate agent
If you’re considering moving to Hawaii, it’s essential to develop a relationship with an experienced and local real estate agent. Buying a property in Hawaii presents unique challenges and considerations that may be unfamiliar to those outside the state. An experienced agent who is well-versed in the nuances of the local market can not only provide invaluable guidance and insights, but they’ll likely have an established network of contacts and resources to help expedite the process and ensure a smooth transaction.
If you’re seeking a luxury property, a Redfin Premier Agent will have in-depth knowledge of the luxury segment, including specific neighborhoods, market trends, and property values. There’s so much to know before buying a home in Hawaii, and partnering with a trusted local agent is a crucial step in successfully navigating the market and one of the most unique locations in the world.
2. Explore Oahu’s neighborhoods
Oahu is home to a diverse range of neighborhoods, each with its own unique charm and amenities. From the tranquility of Manoa‘s lush surroundings and the relaxed suburban vibes in Kaimuki, to the laid-back surf culture of North Shore, there’s something for everyone.
Oahu’s luxury real estate market epitomizes upscale coastal living in a coveted island paradise, offering exclusive properties in prestigious neighborhoods, featuring waterfront estates, high-end amenities, and privacy. In areas like Kailua, a budget of $1.5 million may provide opportunities for projects on smaller lots. However, in neighborhoods further from the city, such as Makaha, the same budget could potentially secure a home with ocean views.
The most expensive neighborhoods on Oahu include Diamond Head, Kahala, Hawaii Loa Ridge, and Kailua for single-family homes, while condos in Kaka’ako go for premium prices. These sought-after areas command high prices, often reaching the multimillion-dollar range, due to their proximity to the ocean or stunning views. Properties in these neighborhoods offer luxurious amenities and exceptional quality often featuring high-end appliances and finishes. You’ll also see outdoor living spaces, such as expansive lanais, swimming pools, and beautifully landscaped gardens, allowing residents to fully embrace the island’s tropical climate.
3. Be prepared to pay even more to live in paradise
Oahu’s home prices surpass those in other major U.S. cities due to limited supply of land, desirable location, strong demand from residents and investors, construction costs, and market dynamics. This is especially true for the luxury homes close to the coastline or with scenic views. The state’s strict housing regulations and zoning restrictions further limit the availability of affordable housing options.
In addition, Oahu’s popularity as a tourist destination and its vibrant economy contribute to the high cost of living, including housing. For example, in April 2023, the median sale price in Kailua was about $1,438,000. This amount is over a million dollars more than the median sale price across the U.S.
With all things considered, Oahu still offers an unmatched lifestyle that makes it worth the investment. Living on Oahu means embracing the Aloha spirit, immersing oneself in a vibrant island culture, and enjoying the countless benefits of paradise. It’s important, however, for prospective buyers to be prepared for higher price points and adjust their expectations accordingly.
4. Location, price, condition
On Oahu, location, price, and condition are key factors that significantly influence the real estate market. Location holds immense importance as certain areas, such as those close to beaches, popular neighborhoods, or convenient amenities, are highly sought after. Additionally, the condition of the property plays a crucial role in its value and appeal as well-maintained homes with modern amenities and luxurious upgrades tend to command higher prices. In the competitive Oahu real estate market, finding the right balance between location, price, and condition is key to making a sound investment.
Proximity to the beach impacts price and maintenance costs
In the Oahu real estate market, proximity to the beach has a significant impact on property prices. The closer a property is to the beach, the higher its value tends to be. Luxury beachfront properties are highly sought after due to their prime location and the lifestyle they offer.
However, it’s important to be aware of the maintenance challenges associated with beachfront living. Properties near the beach are exposed to salt air and moisture, which can lead to increased maintenance needs and potential issues like mold. Buyers should consider the additional costs and efforts required to maintain these properties.
5. HARPTA and FIRPTA tax requirements
HARPTA (Hawaii Real Property Tax Act) and FIRPTA (Foreign Investment in Real Property Tax Act) are both withholding tax requirements in Hawaii that affect real estate transactions involving non-resident sellers.
HARPTA applies specifically to Hawaii and requires buyers to withhold 7.25% of the gross sales price as a prepayment of the seller’s potential tax obligations to the state. FIRPTA is a federal law that applies to non-U.S. resident sellers and requires buyers to withhold 15% of the sales price as a prepayment of the seller’s potential tax obligations to the IRS. Both aim to collect taxes owed by non-resident sellers upfront during the transaction process.
The withheld funds are then applied towards the seller’s potential tax obligations. It’s important for buyers and sellers to understand these withholding requirements and consult with tax professionals to ensure compliance and proper handling of these taxes during the transaction.
6. Learn about short term rental regulations and policies
Oahu’s consistent increase in home prices, robust economy, and high housing demand make it an attractive investment option. The demand for short-term rentals, common in areas like Waikiki, Ko’olina, and Turtle Bay on North Shore, contribute to the growth of the luxury real estate market and offer opportunities for income generation.
However, the City and County of Honolulu are implementing regulations to restrict short-term rentals to a minimum duration of 90 days, addressing concerns about housing availability and affordability for local residents. Hawaii’s local statutes also prioritize owner occupancy, offering property tax exemptions to homeowners who live in their primary residences. These exemptions financially benefit homeowners and promote stable communities.
Airbnb and VRBO properties are subject to certain regulations and restrictions
In most residential neighborhoods on the island, these short-term vacation rentals are not permitted or allowed without proper certification. The City and County of Honolulu has implemented laws and regulations to control and manage the operation of these rental properties in an effort to balance the needs of residents and maintain the character of residential neighborhoods.
Hosts must obtain the appropriate permits and certifications, such as a Transient Vacation Rental (TVR) or Bed and Breakfast (B&B) license. These licenses require meeting specific criteria, including compliance with zoning regulations, safety standards, and tax obligations. It is important for hosts to research and understand the requirements and limitations in their specific area before offering their property as a short-term rental.
7. Moving to Hawaii with pets? Expect to quarantine them
When bringing pets to Hawaii, strict regulations aim to prevent the introduction of non-native diseases. All pets must undergo a mandatory quarantine period when moving to Hawaii to help prevent the introduction and spread of rabies. Hawaii is a rabies-free state, and the strict regulations are in place to maintain this status.
There are a few pet quarantine options you can choose from, including a 120-day quarantine in a designated facility, and a “5-Day-or-Less” program for a shorter quarantine. It’s essential to thoroughly research these options in advance and ensure that your pet meets the specific conditions, such as health requirements and permits, associated with your chosen option. It’s important to begin the quarantine process early, seek guidance from the Hawaii Department of Agriculture or a pet relocation service, and ensure compliance with all regulations for a smooth transition.
Navigating Oahu’s luxury real estate market successfully requires an understanding of these nuances and working with experienced local real estate professionals who can provide insights and guidance. They can help buyers navigate the complexities, identify suitable properties, and negotiate competitive offers. Aloha!
For some, it’s the smell of freshly cut grass and the brush of leaves in the breeze, creating an escape from daily stressors. For others, it’s a competitive arena where precision skills are honed. It’s where business is sealed with a handshake, lifelong friendships are forged, wagers are won—and drinking is not only permitted, but encouraged.
It’s been called “a good walk spoiled” (Mark Twain), “the most fun you can have without taking your clothes off” (Chi Chi Rodriguez), and “an endless series of tragedies obscured by the occasional miracle” (many, many folks).
If the allure of golf has you in its grip, as it does for so many, perhaps you’ve entertained the fantasy of living near a golf course. Affordable real estate with great proximity to a course might sound too good to be true, like hitting a hole-in-one with your first swing of the day (or ever). But we’re here to correct that notion.
The data team at Realtor.com® found the places in the U.S. that have the best balance of great access to golf courses, relatively affordable real estate, and weather best suited for days on the greens. Some of these towns you’ve surely heard of and might assume come with a high price. Others are hidden gems you might not have thought of as great golf markets.
Whether you’re a near pro, a weekend duffer, or someone who just likes the idea of living near a course, you might just find your dream home on the green. Even if you’re not a golfer, these cities offer a lot to appreciate, from excellent weather to a high quality of life.
“In most residential golf communities, it’s only about a quarter of residents who are active golfers,” says Brad Klein, a golf course design consultant and golf journalist. “So what that tells you is that a lot of people are drawn to the golf community, even if they don’t play golf.”
Most golf communities draw a highly diverse group of homebuyers who nonetheless share certain bonds: They’re physically active and crave regular social interaction, says Klein.
“If you have golf, you probably also have pickle ball, swimming, platform tennis, a gym, and a social center at the local clubhouse,” he says. “Even if you don’t play, you have all kinds of options living near this sort of community.”
The cities on our list aren’t just golf havens. Many are also places with a high quality of life, where a cost of living below the national average makes them affordable not just in terms of real estate, but also in terms of everyday expenses.
We found these places by first rounding up all the real estate listings on Realtor.com from the past year within a 10-minute drive (in normal conditions) from one or more of the 6,445 public and private golf courses in the nation that we were able to map out. Then we aggregated home price data for those listings by city.
Then we factored in the number of golf courses clustered in those areas and weighed the climate and weather patterns—favoring places with more warm days to hit the links. Finally, we selected just one place per state, to ensure geographic diversity. (Otherwise, the list would be mostly Florida towns, along with some Mississippi locations and a couple of spots in Arizona.)
Let’s tee off into our top 10 locations for finding affordable homes near a golf course.
Nearby golf courses: 28 Median list price* for homes near golf courses: $299,900
Sun City, known for decades as a golf lover’s dream community, has year-round golf weather, a staggering number of nearby courses, and real estate that’s priced about 9% below the national average, vaulting it to the top of our list.
Now, this does come with a caveat: Generally, residents must be aged 55 and up, because this planned community on the northwest corner of the Phoenix metro area is aimed at retirees. The rules for who can live there are a bit complicated, so be sure to read up on the details.
This desert oasis has been drawing golf-minded retirees since it was established in 1960. Sun City was the first active retirement community in the United States, and it earned its pioneering developer, Del Webb, a place on the cover of Time magazine in 1962.
“What’s most impressive about it is how difficult it was to get golf courses out there with so little water,” says golf expert Klein. “The course superintendents getting grass to grow out there, on decomposing granite in the middle of the desert, is just amazing. People must have thought they were crazy.”
The Sun City South Golf Course is one of the most well known of the 28 golf courses in the area.
This 1,700-square-foot, two-bedroom home that backs up to the course is listed for $325,000.
Nearby golf courses: 12 Median list price for homes near golf courses: $245,000
Situated on the edge of the Atlantic Ocean, a little north of Fort Lauderdale, and just south of Boca Raton, Deerfield Beach has great access to golf courses and the shore. (See our annual affordable beach towns list, in case that also strikes your interest.)
The median home price for Deerfield Beach listings within 10 minutes of a golf course is $245,000, far below the national median of around $430,000. That’s because the vast majority of listings are cheaper condos and townhomes under 1,000 square feet.
The climate in Deerfield Beach is classified as a tropical rainforest, with warm, wet summers and mild, dry winters, making it an ideal location for all kinds of outdoor activities year-round.
“I was just in Deerfield Beach,” says Beth Daly, a real estate agent at Re/Max Experience in Fort Lauderdale. “We had the bluest sky, and the ocean was like a glass of water you could see all the way to the bottom.”
Daly says she frequently hears about the golf culture that buyers—especially out-of-towners—are looking for.
“I just had some golfers from Buffalo Grove, outside of Chicago,” Daly says, “They wanted a full-service club to live near, and they had plenty of options to choose from.”
Nearby golf courses: 11 Median list price for homes near golf courses: $215,000
Biloxi is a city that we see often when we look for affordable housing markets with standout quality-of-life features. Homes here are very inexpensive, at just about half of the national median list price.
And the Gulf coast climate means you golfers can hit the links just about anytime of the year. And when taking a day off from playing golf, residents here can enjoy the Biloxi beaches, with the neighboring Gulfport leading our most affordable beach towns list.
This three-bedroom, 2.5-bathroom house on a third of an acre, for $324,900, is near the Sunkist Country Club’s championship 18-hole course.
Nearby golf courses: 11 Median list price for homes near golf courses: $319,000
One of the most iconic Southern cities takes a top spot on our list, with year-round golf weather, homes priced about 25% below the national median, and plenty of opportunities to hit the fairways. The coastal, Gothic city is also known for its antebellum architecture and arts and culture scene.
The whole southeastern Atlantic seaboard is thick with golf culture and an abundance of world-class courses.
“Savannah, and the areas north into the Charleston area—where we hear it called ‘Lowcountry’ golf—is really popular right now,” says Tom Coyne, a New York Times bestselling golf author. “There’s so much more to this area than just the buddy trip for one or two rounds.”
But it’s not just exclusive or high-priced courses that people should think of in the area.
“There’s a sneaky-good public golf course in Savannah, called Bacon Park, which is just really charming and very affordable, and I believe it was designed by Donald Ross [we checked, and it was], a famous golf course tech,” Coyne says. “To be able to play a Donald Ross course for whatever the greens fee is there, it’s just awesome.”
Home shoppers can find a three-bedroom home about a half-mile from the Bacon Park Golf Course for $328,000.
Nearby golf courses: 7 Median list price for homes near golf courses: $194,900
Mobile, located on the Mobile Bay spilling out into the Gulf of Mexico, has the most affordable golf-proximate real estate on our list. Home prices here are less than half the national median of $430,000 in April. And while the home prices aren’t high, the area is rich with golf history.
“Alabama is known for the Robert Trent Jones Golf Trail, where they have a literal trail of courses designed by the great Robert Trent Jones,” Coyne says. The famous golf course architect designed more than 500 courses between the 1930s and the 1990s.
Mobile and the surrounding areas have a subtropical climate, which means lots of rainfall, so it’s no wonder the area has been a center of golf culture since early in the 20th century.
Nearby golf courses: 22 Median list price for homes near golf courses: $290,000
The first thing golf expert Klein asked when he heard about our list: “Do you have Myrtle Beach on the list?”
Myrtle Beach has been referred to as “The Golf Capital of the World” due to the sheer number of courses and the rich golf history in the area. The economy in this oceanfront South Carolina city is driven in large part by the vibrant tourism industry, which is mostly centered on the attraction of the area’s world-class golf courses as well as its amusement parks and famed beach.
Boasting courses from the Pine Lake Country Club to TPC Myrtle Beach, this popular vacation spot is practically synonymous with the sport.
Plus, with home prices per square foot not too far from the national median figure, this golfer’s dream is not just for the well-heeled. And with a population just topping 35,000, Myrtle Beach is the smallest of places on our list, which adds to the homey feel.
For less than $100,000, golfers on a budget can find a two-bedroom condo that’s walking distance from the famous Pine Lakes Country Club.
Nearby golf courses: 13 Median list price for homes near golf courses: $569,900
About an hour east of Los Angeles, in the center of the San Bernardino Valley, you’ll find Riverside. It’s the namesake of Riverside County and the most populous city in what’s called the Inland Empire—a broad swath of Southern California’s noncoastal desert region.
With year-round golfing weather and access to more than a dozen courses within 10 minutes, Riverside has the best combo of prices, nearby golfing, and climate in the Golden State.
To be sure, Riverside is the most expensive place on our list, with homes priced more than 30% above the national average, and even more per square foot. But, in the context of California’s real estate prices, Riverside is cheap. It’s around 20% less expensive than the California average and 40% less expensive than neighboring Los Angeles.
Those looking for a place near downtown Riverside but also close to a golf course might want to look at the Jurupa Hills Country Club, where buyers can find a three-bedroom home near the greens for $455,000.
Nearby golf courses: 35 Median list price for homes near golf courses: $229,000
The last three cities on our list are all in the Midwest, where homes have historically been more affordable than in other parts of the country. In Indianapolis, the capital of Indiana, homes within 10 minutes of a golf course are still 40% less expensive than the national average. And there are a surprising number of golf courses in this region.
Midwestern winters can be brutal, but the average monthly temperature is still above 50 degrees Fahrenheit for more than half of the year. While that might mean residents consider golf more of a seasonal pastime in these final three cities, the prices are less than half of what you would find in a city like Riverside, CA.
One of the most notable Indianapolis courses is built into the site of the Indianapolis 500, mixing golf with another of the town’s iconic draws.
Saddlebrook Golf Club is one of the closest to downtown Indianapolis, and for just shy of $230,000, home shoppers can get a three-bedroom home on a quarter-acre about 1,000 feet from the course.
Nearby golf courses: 26 Median list price for homes near golf courses: $239,900
Cincinnati, located on the Ohio River, boasts low home prices—and low-cost opportunities to play golf on a good public course.
“It’s so much more affordable than golfing in a place like New York or Chicago or L.A.,” says Klein of playing in smaller Midwestern cities.
Moreover, the Rust Belt city has an indelible golf tradition, in part due to the golf royalty from the area.
“In Ohio, you have a great golf history,” says Coyne. “Anyone who’s done anything big in the sport of golf has left a stamp in Ohio. And Jack Nicklaus hails from Columbus, so there’s got to be something good going on in Ohio.”
The Camargo Club, on the northeastern end of the Cincinnati area, has been ranked one of the best in the state. While the homes nearest to the course include custom-built, multimillion-dollar mansions, a three-bedroom home can be found about five minutes away for just under $280,000.
Nearby golf courses: 23 Median list price for homes near golf courses: $249,950
Golf might not be the first thing that comes to mind when you think about Omaha, Nebraska’s largest city located on the Missouri River. The city is home to several Fortune 500 companies, including Warren Buffett’s Berkshire Hathaway. It also boasts one of the best zoos and aquariums in the world.
But there are many options in Omaha for those looking for a home near a golf course, says Chris Bauer, a local Realtor at Berkshire Hathaway HomeServices. He’s found buyers are looking for either a more affordable option, usually near a public golf course, or access to pricier private clubs.
“Those are two different sets of buyers,” he says. “For the avid golfers who would only buy on a private course, you have Shadow Ridge, Deer Creek, Happy Hollow, or the Omaha Country Club.”
And for those looking for somewhere to live near a public course: “Pacific Springs, The Knolls, or Johnny Goodman. Those are all popular. There’s a wide spectrum here,” he says.
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* Median list prices are from the last year on Realtor.com.