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6 Ways to Recession-Proof Your Life and Money

March 30, 2023 by Brett Tams

Odds are there’s a recession on the way. Don’t panic. Do this instead.

Posted in: Moving Guide Tagged: 2, 2023, advice, advisor, agent, All, appliances, assets, at home, average, Banking, before, bills, Budget, business, Buy, car, Car Insurance, choice, company, consumer debt, Consumers, cost, crash, Credit, credit card, Credit Card Debt, credit score, creditors, data, Debt, debt free, Debts, driving, Electronics, Emergency, Emergency Fund, expenses, fiduciary, Financial Wize, FinancialWize, financing, Free, fund, future, gold, good, Google, Google reviews, Grow, guide, heating, helpful, history, hold, home, home renovation, home repairs, homeowners, homeowners insurance, house, household, id, Income, Insurance, interest, Invest, Investing, investment, investments, investors, IRA, Life, loan, Loans, Local, low, LOWER, Make, manage, manufacturing, market, measure, Medical, medical bills, modern, money, More, needs, nerdwallet, offer, offers, or, Other, panic, Paying Off Debt, payments, peace, Personal, Personal Loans, plan, plumbing, pretty, price, project, proof, protect, questions, Quotes, ratings, ready, Recession, renovation, repair, retirement, retirement accounts, retirement savings, Revenue, Review, Reviews, right, safe, save, Saving, savings, security, settlement, shopping, short, simple, single, social, social security, stake, stock, stock market, tax, tax-advantaged, time, tools, value, Vanguard, volatility, wealth, white, will, woman, work, workers, wrong

Stop Being Lazy – Why Overpay When You Can Save Money On Insurance?

March 30, 2023 by Brett Tams

Have you been paying attention to how much insurance is costing you these days? While it is a necessity, it’s possible that you are overpaying and could benefit from learning how to save money on insurance, from car to home, and more. I know people overpay because at one point I was overpaying. When I […]

The post Stop Being Lazy – Why Overpay When You Can Save Money On Insurance? appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, actual, affordable, agent, All, ask, average, Budget, car, Car Insurance, cars, cents, city, company, cost, Credit, credit score, credit scores, data, decades, Deductible, Discounts, driving, expensive, experience, farm, Financial Wize, FinancialWize, Free, frugal, good, guide, home, How To, how to save money, id, impact, Insurance, insurance agent, insurance coverage, interest, Learn, list, Live, low, LOWER, making, Media, miles, Mistakes, module, money, More, more money, Most Expensive, needs, new, offer, or, Other, paint, payments, Personal, Purchase, rate, Rates, reminder, Research, save, Save Money, save money on insurance, shopping, simple, Spending, state farm, story, student, time, tips, title, value, vehicles, weather, will, work

10 Things Preventing You From Getting Rich

March 30, 2023 by Brett Tams

You’re making at least one of these mistakes, if not all of them.
Posted in: Taxes Tagged: 2, 2022, 2023, advice, advisor, affordable, All, Amenities, appliances, art, ask, assets, average, average savings, baby, baby boomers, bad credit, Bank, bank account, Banking, basement, basic, bills, black, bold, boomers, Budget, build, building, car, Car Insurance, CD, CDs, chicken, Children, choice, Clean, climate, commission, company, Consumer Affairs, Consumers, Credit, credit history, credit score, data, Debt, Debts, deductibles, deposit, diversify, DIY, doors, double, driving, Emergency, Emergency Fund, estate, expense, expenses, experience, Fees, fico, fico score, Finance, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, forecasting, Free, freedom, front, fund, funds, garage, get started, goals, gold, Goldman Sachs, good, great, Grow, growth, habits, hawaii, heating, helpful, history, home, Home maintenance, home renovation, home warranty, homeowners, homes, hours, house, How To, id, Inflation, Insurance, interest, interest rate, interest rates, Invest, invest in real estate, Investing, investing strategies, investment, investments, Investor, investors, IRA, kids, kitchen, laundry, Life, Links, list, Live, Living, loan, Loans, Local, long-term care, low, maintenance, Make, Make Money, making, Making Money, man, market, markets, Millionaire, mindset, Mistakes, money, money goals, Money habits, money talk, More, more money, Morgan Stanley, Move, needs, nerdwallet, News, offer, offers, one day, Opinion, or, Other, painting, Paying Off Debt, Personal, Personal Loans, plan, Planning, plumbing, points, portfolio, price, Prices, project, property, protect, questions, Quotes, rate, Rate Hikes, Rates, reach, Real Estate, real estate market, renovation, repair, retirement, retirement funds, return, Review, Reviews, rich, right, sales, save, Saving, saving money, savings, Savings Account, Savings Accounts, second, security, security deposit, shopping, short, simple, single, smart, Spending, Start Saving, states, stock, stock market, stocks, Strategies, Style, testimonial, time, tips, tools, traditional, trend, under, value, Vanguard, Venture Capital, volatility, wants, warranty, washington, wealth, wealth management, white, will, wood, workers

State Farm Auto Insurance Review | Good Financial Cents®

March 26, 2023 by Brett Tams

Ranked as #5 in our Best Auto Insurance category, State Farm stands out with their individual, personalized service through a robust network of offices.
Posted in: Banking Tagged: 2, 2021, 2022, 429, ad, agent, agents, Alabama, All, app, Arizona, Arkansas, Auto, auto insurance, auto loan, average, Awards, balance, basic, beneficiary, bills, boats, bonds, Built, business, business insurance, ca, california, car, Car Insurance, cars, chance, choice, Clean, clear, College, Colorado, columbia, Commercial, company, Connecticut, contractors, cost, country, Credit, credit history, credit score, ct, customer service, Deductible, deductibles, Disability, Discounts, Drivers, driving, dune, expenses, expensive, experience, farm, Financial Wize, FinancialWize, Florida, Free, gap, gap insurance, gas, Georgia, good, great, hawaii, health, Health Insurance, history, home, Home Insurance, Homeowner, homes, houston, How To, id, idaho, Illinois, indiana, industry, Insurance, insurance coverage, insurance premiums, investment, lease, Life, life insurance, list, lists, Live, loan, Local, louisiana, LOWER, Main, maine, Make, Maryland, Massachusetts, md, Medical, Medicare, Michigan, miles, mississippi, missouri, mobile, Mobile App, money, montana, More, most popular, motorcycles, Moving, nebraska, needs, net worth, Nevada, new, New Jersey, new york, north carolina, offer, offers, office, Offices, Oil, or, Oregon, Other, passive, pay bills, Personal, Pet, points, policies, Popular, premium, price, principal, products, programs, property, protect, protection, Quotes, rate, Rates, ratings, rental, Review, rideshare, right, risk, safe, save, savings, School, searching, second, security, shopping, short, Side, single, Small Business, social, social security, South Carolina, south dakota, state farm, states, student, Style, Tennessee, texas, theft, Travel, under, unique, Utah, vehicles, virginia, volume, washington, Washington DC, will, Wisconsin, work, workers

Progressive Auto Insurance Review – Good Financial Cents®

March 26, 2023 by Brett Tams

Key takeaways: Progressive is one of the lowest-cost car insurance providers in most states. They offer rideshare coverage for gig workers. Progressive features an easy, online, obligation-free quote system that’s not common among the major car insurance providers. The company provides one of the most extensive lists of discounts, which may get you the lowest […]
Posted in: Banking Tagged: 2, 2021, 2022, 429, action, actual, ad, Advertising, Alabama, All, app, Arizona, Arkansas, ask, Auto, auto insurance, average, average savings, Bank, basic, boats, Budget, build, business, business insurance, ca, california, car, Car Insurance, cars, cash value, choice, Choices, College, Colorado, columbia, Commercial, company, Compensation, Competition, Connecticut, cons, Consumers, cost, country, Credit, credit history, credit score, ct, custom, customer service, Deductible, Discounts, Drivers, Economy, efficient, event, experience, Family, faq, farm, Fees, Financial Wize, FinancialWize, Florida, Free, friendly, gap, General, Georgia, gig, gig economy, good, hawaii, health, helpful, history, home, Home Insurance, Homeowner, houston, How To, id, idaho, Illinois, indiana, industry, Insurance, insurance coverage, insurance premiums, lease, Life, life insurance, list, lists, Live, loan, louisiana, low, LOWER, Main, maine, Make, Maryland, Massachusetts, md, Media, Medical, Michigan, miles, mississippi, missouri, money, montana, More, most popular, motorcycles, Moving, nebraska, needs, net worth, Nevada, new, New Jersey, new york, north carolina, offer, offers, or, Oregon, Other, payments, Personal, Pet, place, points, policies, Popular, premium, pressure, price, products, programs, property, pros, protection, Quotes, rate, Rates, ratings, rental, Review, Reviews, rideshare, right, safe, sales, savings, second, security, settlement, shopping, Side, single, social, social security, South Carolina, south dakota, state farm, states, student, Style, Tennessee, texas, theft, title, Travel, travel insurance, umbrella insurance, under, unique, united, united states, Utah, value, vehicles, Video, virginia, volume, washington, Washington DC, Wedding, will, Wisconsin, work, worker, workers, working, youtube

7 Ways to Save Without Downsizing Your Lifestyle

March 26, 2023 by Brett Tams

Learn how you can make budget cuts without having to give up the things you love.
Posted in: Credit Cards Tagged: 2, 2021, 2022, 2023, All, Alternatives, Apps, ask, at home, Auto, auto insurance, average, balance, basic, big, bills, browsing, Budget, Budgeting, Buy, car, Car Insurance, car insurance rates, Clothing, College, College Savings, commission, company, couple, coupons, Credit, credit card, credit card rewards, data, Deals, Debt, dessert, dining, double, downsizing, eating out, expense, expenses, expensive, Family, Financial Wize, FinancialWize, Free, Getting Out of Debt, goals, groceries, grocery, grocery budget, grocery list, Grocery Shopping, habits, helpful, home, Home Insurance, How To, id, Insurance, items, Learn, Lifestyle, list, Living, loan, Make, man, married, Minimalist, mobile, money, More, more money, negotiate, offer, online shopping, or, Other, Pantry, place, plan, plans, price, Prices, Promotion, Purchase, quality, Quotes, Rates, Rent, rental, Research, restaurant, restaurants, Reverse, Review, rewards, right, sales, save, Save Money, Saving, saving money, savings, Savings Account, search, second, shopping, Side, Sites, Spending, spouse, story, student, student loan, Style, time, town, tv, upromise, wardrobe, Ways to Save, woman, workers

The Best Car Insurance in California for 2023

March 18, 2023 by Brett Tams

Check out NerdWallet’s guide to getting the best car insurance in California, ranked by factors like coverage and discounts offered and customer satisfaction.

Posted in: Auto Insurance, Insurance, Moving Guide Tagged: 2, 2022, 2023, active, Advertising, affordable, All, analysis, app, Auto, auto insurance, average, Benefits, business, business insurance, california, car, Car Insurance, cars, choice, closing, company, cons, Consumers, cost, country, currency, data, Discounts, dmv, Drivers, driving, education, electric, expenses, experience, farm, Financial Wize, FinancialWize, good, great, guide, habits, home, Home Insurance, homeowners, improvement, Inflation, install, Insurance, Life, list, Live, low, Make, market, Media, military, mobile, Mobile App, money, More, nerdwallet, new, News, offer, offers, Offices, or, Other, Personal, Pet, policies, pool, Popular, premium, products, pros, public transit, Purchase, quality, questions, rate, Rates, ratings, rental, renters, repair, rideshare, right, room, safe, safety, savings, second, shopping, simple, social, Social Media, state farm, student, survey, time, Transportation, trust, unique, usaa, vehicles, veterans, youtube

Need to Pay for a Big Expense or Major Life Event? Try a Sinking Fund

March 17, 2023 by Brett Tams

Learn how to make major financial goals easier to manage and smoothly handle all kinds of expenses, even unexpected ones.

Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, 2023, advice, All, app, Apps, Automate, baby, baby expenses, Bank, Banking, banks, before, big, bills, birthday, bond, bonus, book, Borrow, brokerage, Budget, Budgeting, budgeting apps, business, Buy, Buying, buying a new car, Calculators, car, Car Insurance, categories, CD, certificate of deposit, Checking Account, Christmas, christmas gifts, cost, couple, Credit, credit card, credit cards, data, Debt, deposit, down payment, earning, Emergency, Emergency Fund, Employment, event, expense, expenses, Extra Money, Fees, Finance, financial goal, Financial Goals, Financial Planning, Financial stress, Financial Wize, FinancialWize, Free, fund, funds, future, General, gifts, Giving, goal, goals, great, Grow, health, Health care, helpful, holiday, Holidays, home, Home Insurance, home repairs, homeowners, homeowners insurance, house, How To, how to save money, Income, Insurance, insurance premiums, interest, interest rates, Investing, Learn, Life, Life Events, list, low, Main, maintenance, Make, manage, market, math, Medical, medical expenses, Mint, money, money goals, money market, Money Market Account, monthly expenses, More, more money, needs, new, Online Banking, or, organization, Other, penny, Personal, personal finance, photography, photos, plan, Planning, pool, pretty, Purchase, rainy day fund, Rates, Refund, retirement, retirement savings, return, risk, safety, save, Save Money, Saving, saving money, savings, Savings Account, Savings Accounts, Savings Goals, School, Self-employment, shopping, short, smart, Software, Spending, Start Saving, stock, stock market, story, stress, subscriptions, summer, target, tax, tax refund, taxes, time, tips, Uber, vacation, vacations, variable, versus, volatility, wants, weather, weddings, will, windfalls, woman, workers

Spend Less, Save More With the Cash Envelope System

March 16, 2023 by Brett Tams

Here’s how a simple hack can help you become a budgeting pro.

Posted in: Mortgage News Tagged: 2, 2017, 2021, 2022, 2023, All, Amount Of Money, Apps, at home, ATM, Auto, Automate, Bank, bank account, Beauty, before, bills, Budget, Budgeting, budgeting apps, budgets, business, Buy, car, Car Insurance, cash budget, categories, child care, choice, clear, Clothing, coffee, color, color-coded, cons, couch, couple, create a budget, Credit, credit card, Credit Card Debt, credit card rewards, data, Dave Ramsey, Debit Card, Debt, Debt Repayment, deposit, Discounts, earning, electric, Emergency, Emergency Fund, Entertainment, envelope system, Essentials, expenses, Fall, Family, Fees, Finance, finances, Financial Goals, Financial Planning, Financial Wize, FinancialWize, fixed, flight, food, Free, friendly, fun, fund, funds, gas, gas stations, gifts, goals, good, great, groceries, grocery, grocery budget, Grocery Shopping, Grow, gym, gym membership, Hispanic, home, household, Housing, How To, Income, Insurance, interest, Investing, investment, items, kids, LOWER, Main, Make, man, manage, mess, Miscellaneous, modern, money, More, Mortgage, Move, new, office, or, Other, overdraft fee, overdraft fees, payments, penny, Personal, personal care, personal finance, Pet, plan, Planning, points, pretty, products, pros, Pros and Cons, Purchase, reach, ready, Rent, repayment, restaurant, restaurants, retirement, retirement accounts, retirement funds, reward, reward points, rewards, risk, safety, save, Save Money, Saving, saving money, savings, Savings Account, science, shopping, simple, Spending, Spending Less, spouse, storage, story, Style, takeout, target, tax, time, tips, tracking, Travel, under, utilities, variable, virtual, walking, white, will, woman, work, workers, working, young, Zero-Based Budgeting

How to Use the 50/20/30 Rule as Your Budgeting Plan

March 15, 2023 by Brett Tams

Learn how this budget plan works, how to put it into action, and if it’s the right fit for you.

Posted in: Mortgage News Tagged: 2021, 2022, 2023, action, All, Apps, average, bankruptcy, banks, basic, before, bills, book, bubble, Budget, Budgeting, building, business, car, Car Insurance, cars, categories, Clothes, commute, country, couple, coupons, Credit, credit card, credit cards, data, Debt, Debts, Decor, dining, dining out, double, Emergency, Entertainment, expense, expenses, Extra Money, Family, Finance, Financial Goals, Financial Plan, Financial Wize, FinancialWize, flipping, Free, freedom, frugal, fun, gas, gay, goal, goals, great, groceries, grocery, grocery bill, Grow, health, home, household, household income, Housing, housing bubble, housing prices, How To, Income, income inequality, inequality, Inflation, Insurance, internet, Investing, investments, items, jobs, language, laundry, Learn, lgbtq, Live, Living, living expenses, loan, Loans, low, LOWER, Make, make extra money, man, Massachusetts, money, monthly budget, monthly expenses, More, Mortgage, movies, netflix, new, Opinion, Other, paycheck, payments, penny, Personal, place, plan, plans, pool, price, Prices, protection, realtor, Realtor.com, Recession, Rent, right, rise, save, Save Money, Saving, saving money, savings, second, shopping, Side, Side Hustle, single, smart, Spending, spouse, spreadsheets, states, story, student, student loan, student loan debt, Student Loans, tax, taxes, time, Top 50, under, USDA, used cars, utilities, vacations, value, warren, Ways to Save, wealth, weddings, will, woman, work, workers, working, Zero-Based Budgeting
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