Looking to start your own business? You’re not alone. Some 76% of Gen Z and millennials dream of being their own boss, according to a 2022 Microsoft report.
While launching your own business allows you plenty of professional freedom, it can also be expensive. As you’re creating your business plan, one question you’ll likely face early on is, how much does it cost to start a business?
The average small business owner spends around $40,000 in their first full year. But that amount can vary based on a number of factors, including the size, type and location of your business.
Let’s take a closer look at the startup costs of different types of businesses and common ways to cover the expenses.
Typical Small Business Startup Costs
The old adage is true: You have to spend money to make money. And unfortunately, some of the biggest business costs can come during the startup phase, when you are defining your business goals, finding a location, purchasing domain names, and generally investing in the infrastructure.
In order to make sure your business is on firm financial footing, it’s important to estimate your small business startup costs in advance. Here are some common ones to keep in mind:
Payroll
Many small businesses start out as a company of one. But if you’re planning on having employees, salary will likely be one of the biggest costs you’ll have. After all, offering an attractive pay and benefits package can help you recruit and retain top talent.
In addition to wages, you might also want to budget for other types of payroll costs, such as overtime, vacation pay, bonuses, commissions, and benefits.
Office Space
No matter what your business is, you’ll need somewhere to work. Are you leasing a storefront, or will you buy a membership to a co-working space or startup incubator? If you’re planning to work from home, consider whether your new business will increase your internet or utility bills.
And don’t forget about the supplies you’ll need to do the work. Depending on your business, this could include things like computers, phones, chairs and desks, paper supplies, or filing cabinets. 💡 Quick Tip: Some lenders can release funds as quickly as the same day your loan is approved. SoFi personal loans offer same-day funding for qualified borrowers.
Inventory
If you’re starting a business that sells products, you’ll need to have some inventory ready to go. Calculating stock as part of your start-up costs ensures that you can buy your product in advance, so that you’re ready to serve customers from day one.
Licenses, Permits, and Insurance
Some businesses, especially storefronts and restaurants, require more legal leg work than others.
For example, if you’re starting a native-plants landscaping business, will you need a permit? If you’re starting a new bar, will you need a liquor license? Licenses and permits vary by city and state, but most come with an application fee.
Likewise, your new business may require one or more insurance policies to protect you in case of future litigation, so be sure to factor in the cost of monthly premiums.
And don’t forget about the costs associated with registering your business. Whether you plan to set up shop as a sole proprietorship, corporation, limited liability corporation or other business entity, you’ll need to pay a nominal fee. The amount will depend on the state where you operate.
And if you plan on enlisting the help of a lawyer, accountant or tax professional to get your business up and running, add those potential costs to your budget as well.
Advertising
Getting the word out about your new business is one of the most important things you can do to ensure that business starts off strong. Whether you want to advertise on social media or take out a billboard, your startup costs should reflect money you plan to put toward taking out ads for your business.
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Differences in Startup Costs Based on Industry
The actual cost of starting a small business can vary by business and industry. Here’s what you might be looking at if you want to start a few common types of small businesses.
Online Business Startup Costs
Like brick and mortar stores, the cost of doing business online varies depending on the type of business you have. But in general, you’ll need to budget for things like:
• Web hosting service and domain name
• Web design and optimization
• E-commerce software
• Payment processing
• Content creation and social media
If you’re selling products, you will need to invest in inventory and shipping. If you’re providing services, you may need to hire employees. All of these costs can be significant.
However, one benefit of starting your small business online is that you may be able to keep other costs low. For example, if you can conduct business from home, you may not need to rent office space, which can be a major savings. If you’re able to do the work without purchasing inventory or hiring employees, the startup costs can be even lower.
Average startup cost: $500 to $20,000 or more (depending on your business)
Storefront Startup Costs
If your business idea requires a physical space, your startup costs might range from $1,000 for a small kiosk inside a mall or park to more than $69,000 for something like a home goods store.
Although $69,000 might seem like a daunting number, remember that many smaller, independently owned stores began with a much smaller budget.
Average retail startup cost: $39,210
Restaurant Startup Costs
If you’re betting on bringing in bank by selling your grandma’s famous bánh mì, you could be looking at startup costs of anywhere from $40,000 for a used food truck or cart to up to $3.7 million to buy a franchise restaurant. Typically, small restaurant costs, including coffee shops, fall somewhere in the $80,000 to $3000,000 range.
Average startup cost: $375,000
How to Finance Your Startup Business
Many who want to start a business are overwhelmed by the initial costs, but there are several ways to fund your passion project.
Friends and Family
Perhaps one of the most common ways to raise money for your small business is to ask friends and family to invest in you.
Friends and family loans can be ideal for financing a new small business because you can negotiate low-interest rates, flexible pay-back schedules, and avoid bank fees. Of course, borrowing money from friends and family can quickly become complicated by family drama, so make sure to agree on conditions before taking out a family loan.
Outside Investors
When we hear about startup companies, we frequently hear about so-called “angel investors” sweeping in to fully fund new businesses. But there are other practical ways to fund your small business with outside investors.
Some small businesses use crowdfunding platforms to find investors who each contribute a small amount, and others use startup funding networks to find investors looking to fund their specific type of business. Outside investors want to know that your business is likely to succeed, so you’ll need a solid business plan to land outside funders.
Personal Savings and Investments
Most people end up covering some of their small business start-up costs out of their own pocket. Self-funding your new business venture can be the most convenient option. After all, if you’re your own funder, you don’t have to worry about family drama or picky investors. And putting your own money on the line can be an extra motivation to make sure that your business is set up to succeed.
Of course, it can seem overwhelming to save up enough money to fund your small business. Luckily, there are simple strategies to effectively manage your money.
Business Loans
If you’re looking to purchase equipment, inventory, or pay for other business expenses, a business loan might make sense for you.
There are various types of small business loans available, each with different rates and repayment terms. Note that in some cases, lenders may be reluctant to give loans to a brand-new business. You might need to put up some type of collateral to qualify for funding.
Personal Loans
A personal loan can be used for just about any purpose, which can make it attractive for entrepreneurs who want to turn their passion project into a reality. These loans are usually unsecured, which means they’re not backed by collateral, like a home, car, or bank account balance.
Personal loan amounts vary. However, some lenders offer personal loans for as much as $100,000. Most personal loans have shorter repayment terms, though the length of a loan can vary from a few months to several years.
While there’s a great deal of latitude with how you use the funds, you might need to get your lender’s approval first if you intend on using the money directly for your business. 💡 Quick Tip: Before choosing a personal loan, ask about the lender’s fees: origination, prepayment, late fees, etc. One question can save you many dollars.
The Takeaway
Going into business for yourself can be personally and professionally fulfilling. But it can also be expensive, especially if you’re starting from scratch. Estimating your startup costs early on can help ensure you’re on solid financial ground from the get-go. Labor, office space, and equipment are among the biggest expenses facing many entrepreneurs, but there are smaller fees and charges you’ll likely need to consider.
Fortunately, small business owners have no shortage of options when it comes to covering startup costs. Dipping into personal savings, or asking friends and family to invest are popular choices. Taking out a business loan or personal loan is another way to help finance a new business. The money can be used for a variety of purposes, and that flexibility can be especially useful when you’re just starting out.
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Situated in the heart of downtown Portland, Oregon, The Duniway is a Hilton hotel that offers travelers a relatively upscale boutique hotel atmosphere in a great location.
A short walk from many of the city’s most popular attractions, venues, restaurants and coffee shops, it’s a compelling option for guests looking to book a stay at a more locally-inspired hotel in the Hilton portfolio — after all, it’s named after Portland suffragist Abigail Scott Duniway.
Location
The Duniway sits at the corner of SW Taylor Street and SW 6th Avenue in Portland.
The feel around the hotel is a distinct city vibe, with nearby urban squares, tall buildings and Metropolitan Area Express (MAX) light rail trains quietly rumbling by every so often.
Staying here, you’ll be steps from a local winery’s tasting room, a short stroll from coffee shops and restaurants and an easy walk to popular gathering spots like the Arlene Schnizter Concert Hall (0.2 miles) and the Portland Art Museum (0.3 miles).
(Photo courtesy of Sean Cudahy)
Pioneer Courthouse Square, shown above, is just over a block away from the property.
The hotel is located on the west side of the Willamette River. If you want to reach the Oregon Convention Center, on the opposite bank, it’s a short drive.
Design elements
(Photo courtesy of Sean Cudahy)
When you walk into The Duniway, you’ll immediately encounter the contrast of dark brown wood and leather tones accented by pops of bright color.
(Photo courtesy of Sean Cudahy)
You can relax or work at one of the many tables or leather chairs, or make your way to the Mayrose Lounge Bar, which features coffee from local Portland coffee roasters as well as a full complement of alcoholic beverages.
(Photo courtesy of Sean Cudahy)
You’ll find Portland and Pacific Northwest-inspired imagery throughout the property.
Accomodations
(Photo courtesy of Sean Cudahy)
The Duniway features a relatively traditional room layout that’s been modernized with smart touches and thoughtful design.
(Photo courtesy of Sean Cudahy)
The focal point of the room is the 65-inch television integrated into a wooden floor-to-ceiling entertainment center.
(Photo courtesy of Sean Cudahy)
The comfortable bed is flanked by attached nightstands, on which you’ll find USB charging ports and reading lamps.
(Photo courtesy of Sean Cudahy)
Our room also offered a windowside loveseat and tables perfect for enjoying room service or getting some work done — although you might prefer the desk for the latter.
(Photo courtesy of Sean Cudahy)
We were upgraded to a high-floor room thanks to our reservation with Fine Hotels & Resorts (and my Hilton Gold elite status), which gave us a view of downtown Portland.
(Photo courtesy of Sean Cudahy)
The bathroom features a white marble vanity and single-use bath products (which is becoming more of a rarity these days) from Badgley Mischka.
(Photo courtesy of Sean Cudahy)
Though we didn’t request one, we received an accessible room assignment. As such, the room offered a roll-in shower as well as a bench and hand-held shower head.
(Photo courtesy of Sean Cudahy)
Finally, in an upgrade from more budget-oriented hotels — one that was appreciated by this coffee enthusiast — the room features Vittoria Coffee espresso machines.
Food and beverage
(Photo courtesy of Sean Cudahy)
Just off the lobby is the Mayrose restaurant, described by the property as an American brasserie that celebrates the progressive culture of Portland.
(Photo courtesy of Sean Cudahy)
The restaurant has an open concept feel and, depending on the time of day, is filled with natural light.
Though we didn’t find any single dish to be especially memorable, the meal was perfectly enjoyable and the menu offers plenty of options, whether you’re hoping to sit down and make full use of a property credit like us or simply enjoy a meal without having to leave the hotel premises.
(Photo courtesy of Sean Cudahy)
The highlight was definitely an appetizer — the seared gnocchi with pea puree and crispy prosciutto ($14).
(Photo courtesy of Sean Cudahy)
We also found the charred brussels sprouts topped with a fried egg yolk, crispy onions and sherry vinegar ($13) to be a bit of a unique take on a dish you find at many restaurants these days.
Our bill came to $97 which, thanks to our dining credit, meant we only had to pay for the tip out of pocket.
Our AmEx booking also entitled us to a breakfast credit of $30 per person, per day.
The Mayrose was packed for breakfast and brunch and featured menu offerings like scrambled biscuit sliders ($13) and an A.M. Banh Mi sandwich ($13).
(Photo courtesy of Sean Cudahy)
However, we decided to take advantage of a separate dining option the hotel offers: you can also use property credits and charge meals to your room at The Duniway’s sister hotel, the Hilton Portland Downtown, across the street.
(Photo courtesy of Sean Cudahy)
There, you’ll find the restaurant Hop City in the lobby, which includes a market-style area and a sit-down dining room where you can order from an a la carte menu or visit the hot buffet.
(Photo courtesy of Sean Cudahy)
My wife enjoyed her breakfast potatoes with an over-easy egg and aioli.
Amenities
(Photo courtesy of Sean Cudahy)
A highlight of The Duniway is Abigail’s Hideaway, a plant-filled courtyard on the 11th floor that provides an expansive outdoor area where guests can relax and get some fresh air.
(Photo courtesy of Sean Cudahy)
There are several sofas underneath string lights, plus heaters for those cooler Pacific Northwest evenings.
(Photo courtesy of Sean Cudahy)
Children might enjoy the giant chess board on the patio, which is open until 10 p.m. each night.
(Photo courtesy of Sean Cudahy)
Just inside, the gym includes a Peloton bike (like most Hilton properties in the U.S.) in addition to other exercise equipment and cardio machines.
(Photo courtesy of Sean Cudahy)
One room over, an indoor pool offers a place to go for a swim, though there’s not much room for lounging on the rather small pool deck.
How to get there
Located in downtown Portland, travelers arriving by air will likely fly into Portland International Airport, which is about a 15-minute drive from the hotel, depending on traffic.
By rideshare, my wife’s Lyft to the airport cost around $35, though that price can, of course, fluctuate with supply and demand.
(Photo courtesy of Sean Cudahy)
Departing later, I walked a block to catch the MAX Red Line to the airport for just $2.50. If I hadn’t run into construction delays and had to switch to a bus — which, to their credit, the hotel front desk warned me about — it would have been a pretty seamless (and inexpensive) trip.
If you’re traveling to Portland with a car or have a rental, parking at the hotel is a bit pricey, at $33 per night for self parking and $55 for valet service.
The Duniway hotel recapped
The Duniway puts guests in excellent proximity to all downtown Portland has to offer, and it offers a distinctly independent, un-corporate atmosphere — not unlike what you’d find at a Hilton Curio Collection-type property.
It also offers great value for American Express Fine Hotels & Resorts guests. Between a property credit and daily breakfast credits, my wife and I saved $220 during our two-night stay, while also getting access to complimentary premium Wi-FI and a guaranteed 4 p.m. checkout — which came in handy ahead of a red-eye flight back to the East Coast.
Terms apply.
(Top photo courtesy of Sean Cudahy)
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
A Senate subcommittee is subpoenaing Live Nation/Ticketmaster for documentation it says the company has failed to produce. The subpoena arrived on Tuesday after months of investigations into disastrous incidents that sent ticket prices soaring for Taylor Swift, Beyonce, Bruce Springsteen and other concerts.
In other words, don’t mess with Swifties, the BeyHive or Bruce tramps.
Key context
Live Nation Entertainment dominates event ticketing and promotion. The company was formed by the 2010 merger of Live Nation (an event promoter) and Ticketmaster (a ticketing company). In a letter to the Department of Justice, the Senate Permanent Subcommittee on Investigations (PSI) cited data that found 60% of the event ticketing market is controlled by Live Nation, including 80 of the top 100 arenas in the country.
In November 2022, tickets for Taylor Swift’s long-awaited Eras tour went on a multitiered presale. Ticketmaster prematurely outsold its inventory, effectively canceling its public sale. At the same time, resellers who snagged tickets posted them for tens of thousands of dollars. The debacle induced angry Swifties to file a class-action lawsuit accusing Ticketmaster of a multitude of offenses, including fraud, misrepresentation and antitrust violations.
In the subcommittee letter, Sens. Richard Blumenthal (D-Conn.), Edward Markety (D-Mass.) and Amy Klobuchar (D-Minn.) wrote, “Because of Live Nation’s market dominance, artists, venues, and consumers simply have no choice but to use the platform notwithstanding its flaws and failures. The Swift presale is the latest and highest profile illustration of the monopolistic harms, but the harm was not even limited to her events.”
Swift wasn’t the first high-profile ticketing disaster. In August 2022, Bruce Springsteen tickets climbed as high as $5,000 for U.S. shows due to Ticketmaster’s “dynamic pricing” policy, which prices tickets in real time depending on demand.
In February, Ticketmaster took a different approach to sales for Beyonce’s highly anticipated Renaissance Tour. It used the Verified Fan program, which requires registration and a lottery system. Its intent is to sift out resellers. But ticket prices still surged, including more than a hundred dollars for “listening only” tickets.
Live Nation Entertainment is under congressional investigation. Back in January, the Senate Judiciary Committee held hearings specifically on the Swift incident. By February, it recommended that the Department of Justice’s Antitrust Division investigate Live Nation Entertainment over monopoly concerns. Months of inquiry followed without results sufficient for the PSI. Hence the subpoena.
What the Senate subcommittee is arguing
Blumenthal, who chairs the PSI, wrote on X, formerly Twitter, “Live Nation has egregiously stonewalled my Subcommittee’s inquiry into its abusive consumer practices—making the subpoena necessary.”
Blumenthal added, “American consumers deserve fair ticket prices, without hidden fees or predatory charges. And the American public deserves to know how Ticketmaster’s unfair practices may be enabled by its misuse of monopoly power.”
How Ticketmaster is responding
Live Nation Entertainment released a statement on Tuesday saying it expected the subpoena but has cooperated with the investigation, claiming it has produced documents in every question raised by the subcommittee.
However, Live Nation Entertainment says some of the information requested “is highly sensitive client information about artists, venues and others” that Live Nation works with, such as tour revenue data.
The company claims it also told the subcommittee that it would produce documentation with confidentiality protections, which the subcommittee has denied.
The statement said, “Our limit in this process—that the Subcommittee Chair has chosen to call stonewalling—is simply that we value our artist relationships and the interests of other stakeholders we work with too much to betray their trust by turning over their information without adequate protections.”
What this means
The investigation into Live Nation Entertainment’s business practices is moving forward. The subcommittee once again urged the DOJ to “vigorously investigate” competition in the event ticketing market.
According to the subcommittee letter to the DOJ, if the investigation shows that Live Nation did in fact abuse its position as the dominant player in the market, it urges the DOJ to consider breaking up the Live Nation/Ticketmaster company.
The subcommittee wrote in the letter that breaking up the company “may be the only way to truly protect consumers, artists, and venue operators and to restore competition in the ticketing market.”
What to look out for next
A subpoena requires Live Nation Entertainment to provide documents requested by the Senate subcommittee.
Meanwhile the Biden Administration has had its eye on junk fees for more than a year. The White House has called on Congress to take action to prohibit excessive ticketing fees.
On June 15, a group of event ticketing and travel companies — including Live Nation/Ticketmaster — pledged to commit to “all-in” pricing. That means consumers will see total costs up front, including fees, rather than getting a surprise at checkout.
Photo by Matt Winkelmeyer/Getty Images via Getty Images
All sorts of retailers are attaching the name “Black Friday” to sales, says Jane Boyd Thomas, a professor of marketing at Winthrop University in South Carolina.
As the Black Friday sales go on longer and expand into more categories each year, you’ll find deals you might not have thought about. Here are six offbeat Black Friday buys.
1. Tires
Can you see the top of Lincoln’s head? Car nuts will know the penny trick for gauging tire wear. And if you’re due for a new set, tire retailers and manufacturers are ready to sell you some new rubber at a discount. Nationwide retailer Discount Tire’s website says it will drop Black Friday tire and wheel deals Nov. 23-29 this year.
Look for deals on batteries and filters too. Your local car wash may even run a Black Friday promotion. Car stuff on Black Friday. Who knew?
2. Big-ticket baby gear
After the baby shower, stuff gets expensive to replace without the help of family and friends. Black Friday could be a good time to get a discount on something you use a lot that may be wearing out.
Thomas, who’s about to be grandmother, says it’s a category she wouldn’t have thought about otherwise at this time of year. She’s seen an influx of digital ads for strollers and highchairs lately, some of which were marked down by 50% for early Black Friday, she says. The week of Thanksgiving should bring deals from all sorts of baby brands like Owlet and BOB Gear.
3. Furniture
Rather than roll the dice on a gift your mom or dad might not use, give them a comfortable place to sit for the next gathering at your house. Furniture isn’t the first thing that comes to mind for a Black Friday score, but deals on couches, chairs and tables are in full effect this November. You can get up to 35% off at LoveSac right now, and over at Macy’s, the popular Radley sectional couch is marked down 47% through Nov. 25.
Your relatives should appreciate the soft seating at holiday gatherings.
4. Amusement park tickets
You may not be thinking about theme parks at the moment, but there are deals worth cheering for this time of year. You can save up to 60% on tickets and annual passes to SeaWorld Orlando, for example, or up to 50% on tickets to Busch Gardens Williamsburg, Virginia. If a theme park visit is in your family’s future, look for a deal now.
5. Health and beauty supplies
Not everything has to be a big-ticket buy on Black Friday. You can also find good sales on smaller items like health and beauty products, for example. Thomas says it’s interesting to see how early retailers like Ulta Beauty have pushed out discounts.
Ulta deals are happening now and roll on through Nov. 25. Look for good discounts on items you need to restock, like shampoo and conditioner. Check the websites of your favorite brands for deals, too.
Also, look at your local drugstore on or around Black Friday for better-than-usual buys on toiletries and over-the-counter medicines.
6. Streaming services
Streaming services are getting pricey, and the cost of multiple subscriptions adds up. Last year’s Black Friday streaming deals included 50% off a Paramount+ annual plan and one year of an ad-supported Hulu subscription for $1.99 a month.
Check provider websites on Thanksgiving, Black Friday and Cyber Monday to make sure you don’t miss out. Note that offers may apply only to first-time subscribers.
Don’t let Black Friday break you
A great deal is still a bad reason to go into debt, offbeat buys notwithstanding.
NerdWallet’s 2023 holiday shopping report found that around half of Americans (52%) incurred credit card debt shopping for gifts last holiday season, and among them, nearly a third (31%) haven’t paid off these balances.
And if you’re taking on credit card debt to spend on a semi-discretionary item like a sofa, you may want to reconsider.
Even 50% off a $5,000 item is still a hefty $2,500 out of your budget, said Robert Finley, a certified financial advisor and founder of Virtue Asset Management in Chicago, in an email. Try not to be “seduced by a discount,” he added.
But let’s say you have the money saved for something you need — like tires — and you come in under budget on the purchase thanks to a holiday sale. Finley called what’s left over “found money,” and doesn’t recommend going shopping with it.
Instead, make sure to pay off credit cards to avoid interest, put savings toward student loans if you have them, and if anything is left, invest it, he said.
We won’t knock you if you still want to shop some, though. It’s Black Friday after all.
But while the masses are scrambling to save 20% on an air fryer, you might find something more useful on sale. Look around.
U.S. Housing and Urban Development Secretary Alphonso Jackson announced this morning that he would be stepping down on April 18th, according to a statement posted on the HUD website.
“During my time here, I have sought to make America a better place to live, work and raise a family,” said Jackson, who served as Deputy Secretary and then Secretary.
“I take great pride in working alongside some of the most dedicated civil servants in America. The hardworking people at HUD make a difference in the lives of thousands of Americans daily.”
“There comes a time when one must attend more diligently to personal and family matters. Now is such a time for me,” Jackson added.
Jackson joined the Bush Administration in June of 2001 as HUD’s Deputy Secretary and Chief Operating Officer and was unanimously confirmed as the nation’s 13th Secretary of HUD by the Senate on March 31, 2004.
About two weeks ago, Senate Banking, Housing and Urban Affairs Chairman Chris Dodd and Patty Murray, who chairs the appropriations subcommittee that oversees HUD, sent a letter to President Bush calling for Jackson’s resignation.
The two cited favoritism and cronyism by Jackson, noting that he avoided direct questions about the issues at hand and was not fit to serve as HUD chief.
Most notably, Jackson was accused of bullying the Philadelphia Housing Authority after it refused to transfer a valuable property to one of his business associates.
“I recently voiced my concerns about Secretary Jackson’s ability to provide the leadership necessary during these trying times for our country while under the cloud of various investigations into alleged impropriety,” said Dodd in a statement on his website.
“I hope this change in personnel will be matched by a change in policy that brings real solutions to the housing crisis that has triggered this economic recession. I stand ready to work with the President and his new HUD Secretary to that end.”
Inside: Are you looking for ways to make money on the side? This guide has everything you need to know about the best side hustles for men. From turning your passion into profit with these gig ideas!
In this post, I collaborated with my husband. Together, we combined our ideas and expertise after work to generate ideas centered around how men specifically can make money. His input and insights were remarkably vital to this post.
Break free from the 9-to-5 grind and embark on a journey towards a fulfilling side hustle – it’s a game-changer for gentlemen looking to beef up their bank accounts.
In the ever-evolving landscape of side hustles, now is your year to supercharge your earnings. There’s a treasure trove of opportunities waiting for you to delve into, all while indulging in your passions. From tech-savvy endeavors to unleashing your creative genius and practical gigs that pay, our guide is here to unveil the ultimate side hustles that can set you on the path to financial triumph.
Ready to boost your income? Fantastic! You’re on the path to prosperity.
Here, we’ll explore the 40 best side hustles for men in 2024.
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Embracing the Hustle: Why Men Should Consider Side Hustles
Side hustles are more than mere cash generators – they’re the keys to a world of freedom, flexibility, and endless growth potential.
If you’re a gentleman with a hunger for financial prosperity, a side hustle can be your golden ticket. It empowers you to call the shots and maintain your existing commitments while paving your way to success.
While women tend to lean towards side hustles for women, it’s high time for men to dive headfirst into the captivating world of side hustles!
How can a guy make extra money?
Making extra money doesn’t have to be monotonous. Whether you’re a tech whizz, an avid creator, or a hands-on worker, there’s something for you.
There are so many ways to make money. I just read this story about a college kid starting with $300 and turning his sticker side hustle into a full time business. 1
These options can yield solid income by leveraging your unique skills and interests. Want to learn more? Keep reading; we have plenty of ideas for you!
Top Side Hustles for Men
As my hubby said, extra income takes the financial strain off the normal job. With side hustles, you can choose how you want to spend your time – watching sports, playing video games, or making money.
The choice is yours!
Right now, learning to make money online for beginners is the most popular place to start.
1. Invest in Real Estate
Around here at Money Bliss, we always stress how to make your money work for you and real estate is no different.
Real estate investment is a golden opportunity that not only offers a steady income but also the potential for property value to soar. Keep in mind, that it’s a long-term game that requires a significant upfront investment.
However, there are many options like flipping properties, renting properties, or even investing through a REIT. Dive into the world of real estate to maximize your returns. Let your money do the heavy lifting for you.
2. Day Trader
Many men opt for trading stocks and options as a side hustle for several compelling reasons.
Trading offers flexibility, as your research can be done at any time, making it convenient to manage along with a nine-to-five job.
It has an immense profit potential, given the volatility and opportunities present in the global stock markets.
Many want to earn a rate of return greater than the average return of the S&P 500 – a common benchmark index for that competitor inside them.
Finally, trading presents an opportunity for continual learning and development, as successful trading requires staying updated with financial news, stock apps, market analysis, and economic trends, thereby enhancing one’s financial literacy.
Trade & Travel
Learn to trade stocks with confidence.
Whether you want to:
Retire in peace without financial anxiety
Pay your bills without taking on a side hustle
Quit your 9-5 and do what you love
Or just make more than your current income….
Making $1,000 every.single.day is NOT a pie-in-the-sky goal.
It’s been done over and over again, and the 30,000 students that Teri has helped to be financially independent and fulfill their financial dreams are my witnesses…
3. Become an Umpire or Referee
Sports fans, here’s your calling! Transform your passion into a profitable part-time gig by becoming a sports referee.
There is a HUGE shortage of umpires and referees.2 Rates per game can range from $20 to $60, and over time, you can earn even more as you referee older leagues. Plus many leagues are paying more to incentivize refs to come back to the fields.
Not only does it assure good pay, but it also lets you enjoy your favorite sport, exercise, and create exhilarating moments. Check it at your local club or league for training and to get started today.
This is something my brother-in-law did all the time and easily made 200 dollars a day.
4. Participate In Medical Studies
If adding to medical knowledge interests you while earning, consider participating in clinical trials.
Compensation depends on various factors like the study’s length and complexity. You can earn $50 to $300 a day!
It’s worth considering if you’re comfortable with potential risks and lengthy commitments. Websites like ClinicalTrials.gov or your local hospital could help you get started. It’s a unique way of contributing to medical research while making money. Do check the risks before diving in!
5. Moving and Heavy Item Delivery
Feel like adding some muscle? Moving and heavy item delivery might be your perfect hustle. If you’ve got a buddy, a solid back, and a truck (or can rent one), this is the gig.
You could easily earn about $20-$25 an hour helping people move houses or delivering large items. Opt for evening or weekend gigs to fit around your day job.
Get started by advertising your services or using apps like TaskRabbit or NextDoor. An excellent way to stay fit and earn some extra dollars at the same time!
6. Rent Out Your Extra Room
Do you have a spare room? Then, transform that neglected space into a cash cow.
Airbnb or VRBO can help you lease it out to travelers. Its user-friendly platform lets you manage rentals with aplomb. Plus, you get the chance to grow into a SuperHost.
Another option is to look at investing in a duplex where you live on one side and rent out the other.
7. Woodworking
This takes a special talent like my father-in-law had. He and his boys were known for crafting Adirondacks chairs, bedroom furniture, and patio tables.
So, if you have this woodworking knack, then this side hustle could be a golden ticket. The key to success is to perfect your craft to a few select items to be efficient with your time, so, you can better the profit. Let your handyman skills shine and earn you some extra cash!
The average earnings of a woodworking side hustle in the U.S. can range from approximately $500 to $3,000 or more per month, depending on factors such as the complexity of projects and marketing efforts.
8. Beekeeping
Honey, take note! If you’re not deterred by bees and are interested in agriculture, try your hand at beekeeping. This might be a family affair – like my daughter’s soccer coach.
Honey sells for around $20 a pound, and bees virtually do all the work! Plus, you contribute to pollination and the environment.
Combined with pest control services (like removing large nests), you can amplify your earnings. However, getting comfortable with bees might take time. But, once you do, the sticky sweet liquid gold that is raw honey could put a sizeable amount of money in your pocket.
9. Detail Cars
If you have a passion for cars and cleanliness, consider detailing cars as your side hustle. There’s something gratifying about transforming a dusty vehicle into a sparkling gem.
Depending on the quality of your service, you can earn up to $500 in a single weekend! Start by experimenting with your own car and build a portfolio to attract customers.
You’ll need tools like a good shop vacuum and detailing brushes. I have seen plenty of men showcasing their work on social media with before-and-after photos. Polish those wheels and drive towards profit!
10. Landscaping Side Hustle
Armed with green fingers? Eager to perform hard physical labor? Then a side gig in landscaping can do wonders for your wallet.
From regular lawn care to fall leaf cleanup to full-on backyard redesigns, there’s something for everyone. Look to websites like Lawn Love to match you with your first clients.
Potential income for this venture depends on how many hours of your time you are willing to trade.
11. Drive for Ridesharing Apps
Like to drive? Awesome, do it for cash! Ridesharing apps like Uber and Lyft got you covered.
Be your boss, and work on your terms.
You need to make sure you have a nice car, proper insurance, and learn the busiest routes to maximize your earnings. Do pay heed to your vehicle’s wear and tear, though. However, this is one of the jobs that pay weekly.
12. Snow Plowing
Living in a snowy region? Consider snow plowing. This is a quick way to make money! I can attest to my kids quickly making $200+ a day from snow shoveling.
Even better is to have business clients that need this service. As such, all you need is a reliable truck or SUV with four-wheel drive and a snowplow. Plus, you can upsell by offering extra services like salting and hand shoveling.
This lucrative side gig can result in you earning thousands each winter. It’s an opportunity to put your vehicle to good use and tackle Mother Nature for a handsome payout.
16. Knife Sharpening
If you have a knack for precision and patience, knife sharpening could be a rewarding side hustle. Businesses like restaurants butcheries, and home cooks are potential clients.
All you need is a quality knife sharpening setup and knowledge of the right techniques. Advertising your services on social media can help bring in customers. Who knew such an unusual skill could be so profitable?!
17. Plasma Donation Centers
While this one is probably more geared to side hustles for college students have you ever considered donating plasma for cash?
You help others, and it earns you up to $500 a month. It’s a generous deed with a minimal time commitment.
Search for “where to sell plasma in [your city]where to sell plasma in [your city]” to get started. Remember, most places have similar requirements to blood donation and may require a short medical screening first.
18. Bookkeeping
Good with numbers? Have an eye for detail? Look into bookkeeping.
Services like generating invoices, managing accounts payable, and preparing tax returns are always in demand. Overhead costs are low as you only need a computer and accounting software. Plus, payment is high at around $50 per hour!
For most bookkeepers, referrals are their bread and butter. To start out check the local Chamber of Commerce to start meeting other business people.
Turn your love for crunching numbers into a lucrative side hustle.
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19. White Label Software
Dip your toes into software reselling by using white-label software. This is great for someone who is good with technology and understands SaaS. However, no coding or IT background is necessary.
All you need to do is buy “seats” of an existing software at a wholesale rate, then resell them at retail.
Use any software name or category on Google and add “White Label” at the end to find options. Build a website, market your product, and start earning by becoming a digital intermediary! Start earning by becoming a digital middleman!
20. Work as a Translator
In the United States, nearly 20% of the population, roughly 67.8 million people, speak a language other than English at home, with Spanish, Chinese, Tagalog, Vietnamese, and Arabic being the most prevalent.3 If you’re fluent in another language, this opens doors to flexible and potentially lucrative side hustle in translation and interpretation.
Earnings in the language translation side hustle can fluctuate based on the client’s requirements and your preferences. For instance, you might find translation opportunities on platforms like Freelancer.com offering rates of up to $60 per hour, while translators on Fiverr can charge as much as $125 per project.
21. Pallet Flipping
Are you inclined towards an entrepreneurial middleman ship? Pallet flipping could be your ticket to substantial income.
This is similar to buying storage units unseen and flipping for a profit. With pallet flipping, the process involves buying and reselling pallets of customer returns, overstocked items, or unsold merchandise, often from major online platforms. Connect businesses that need pallets to ship their products with those looking to get rid of them.
Whether you start small or aim high, scalability and considerable earnings are within reach. Check out this Pallet Flipping book to get started.
22. Help Others Write Resumes
If you have a talent for crafting impressive resumes, there’s a lucrative side hustle waiting for you. Job seekers are constantly looking for professionals who can help them stand out in the competitive job market.
According to our research, professionals skilled in resume writing can start charging for their services on platforms like Fiverr, often earning anywhere from $50 to $150 per resume service including cover letters and LinkedIn profiles.
Mastering the art of creating effective resumes, including understanding industry-specific keywords, is the secret sauce to success in this field. By assisting others with their career aspirations, you can collect a decent income while making a meaningful impact on their job prospects.
This is also a popular digital product to sell on Etsy.
Earn More Writing
You can make money as a freelance writer.
Learn techniques to find those jobs and earn the kind of money you deserve!
Plus get tips to land your first freelance writing gig!
Start Now
23. Laundromat
Here’s an unconventional yet profitable idea – owning a laundromat! It’s an already profitable model (as it has been around for years) and most processes are automated.
Integrating some digital marketing skills and making tweaks like improving your online presence could earn you significant profit. But be aware, that this does involve an initial investment. Scope out opportunities to buy a laundromat near you.
Also, another trend is starting a laundry business where you take care of others’ laundry needs. Who would have thought laundry could be so rewarding?
24. Start a Consulting Side Hustle
Do you have expertise in a specific area? Consider starting a consulting side hustle.
Consulting is often about solving problems and providing strategies. Whether you’re skilled in marketing, HR, tech, or any other field, your knowledge can be valuable to businesses. Use your existing network to start and gradually grow your client base.
With the right marketing and a robust network, consulting can be highly rewarding. Honestly, this is a popular job after retirement for many. So why wait? Start monetizing your wisdom today!
25. Furniture Flipping
Ever heard of furniture flipping? It’s about buying used furniture at low prices, revamping it, and selling it for a profit.
Furniture flippers can be a goldmine especially if you know what to look for. Unearth the potential in old furniture and flip it into a profit with this artistic hustle.
You can source items from yard sales, flea markets, or online. Sanding and repainting can transform items into showpieces. This gig is perfect if you love hands-on projects that require creativity and patience. Remember, a great photo makes the sale for your final piece!
26. Walk Dogs
Dog lovers, rejoice! Here’s the perfect gig for you – dog walking. If you love playing with our furry friends and love the outdoors, why not get paid for it?
Apps like Rover can connect you with dog owners in your area in need of walking services. Dog walking can fetch (pun intended!) you around $10–$18 per walk. If you’re passionate about spending time with fidos, this side hustle is a pleasure that pays!
Rover
Get paid to play with pets!
Rover makes it easy and promotes you to the nation’s largest network of pet owners.
Earn money doing something you love.
Become a Sitter
27. Find Odd Jobs in Your Area
Not afraid to roll up your sleeves? Awesome! Odd jobs can be a treasure trove of opportunities.
Think yard work or furniture assembly. Seek out these gigs on platforms like TaskRabbit, Nextdoor, Craigslist, or Fiverr, and a few hours of work can earn you a tidy sum. It’s the perfect hustle for those in search of quick cash injections!
TaskRabbit
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28. Photographer
Are you skilled at capturing beautiful moments? Turn your passion into a lucrative side hustle by becoming a photographer.
With average rates of earning 500 dollars per day, your earnings could easily surpass those of a full-time job. You can explore areas like wedding photography, senior photos, or commercial product photography.
The best way to gain clients is through referrals or a fundraiser. Grab your professional camera and start capturing memorable moments while boosting your income. Focus your lens and let your creativity shine!
29. Unusual Rentals
Get creative! As this man demonstrated, unconventional rentals like a power washer can earn you thousands of dollars every month. 4
You can rent out spaces like your garage, or backyard to pet owners, or even invest in items like portable hot tubs or bounce houses. Platforms like Airbnb, Sniffspot, Vrbo, and Neighbor can help you get started.
Your unused space or items can transform into extraordinary sources of income. Dive into the world of rentals and unveil massive profits!
30. Cryptocurrency
Crypto investment is a popular side hustle that can yield incredible returns (and significant losses).
However, keep in mind that the cryptocurrency market is volatile, and you should only risk what you can afford to lose.
Crypto is not for the faint-hearted, but with the potential for high returns, it could be your golden opportunity.
31. Teach Music Classes
Do you possess a hidden musical talent? Then, teach music class!
With countless adults and children seeking music lessons, you can make good money sharing your skills. Offer piano lessons, guitar instruction, drumming, or any instrument you excel in. You can use platforms like Skillshare or provide private lessons.
On average, music instructors can charge anywhere from $40 to $100 or more per hour for online lessons depending on how advanced the lessons are. Sharing your passion for music while making money sounds like music to the ears, doesn’t it?
32. Sell on eBay
Have you ever visited a garage sale? Turn those finds into a profitable hustle by selling on eBay. eBay is an excellent platform for selling a wide range of items.
Some personal successes include flipping items like electronics, old iPods and iPhones, sneakers, and furniture. Successful eBay selling boils down to recognizing profitable items and securing a bargain purchase.
Are you ready to flip and fill your wallet with extra cash? You could sell on Facebook Marketplace, too.
33. Reselling on Amazon
Reselling products on Amazon is the trend of the hour. Scout for items cheaper in your area than online, including toys, limited edition shoes, or seasonal delicacies.
Consider trying dropshipping to curate your product lineup without worrying about inventory. Armed with just an Amazon seller account and a keen eye for trends, you can dive into this lucrative venture!
34. Start A Freelance Business
Have niche skills? Time to cash them in by freelancing. This is a booming market.
Bid on projects that resonate with your skill set: graphics, writing, social media management, website design – you name it! Going freelance offers flexibility, and autonomy and can bring in some serious cash.
Be sure to create a compelling portfolio to attract clients and make sure you have solid reviews.
35. Play Games Online
Game on, fellas! Who said you can’t turn your gaming hobby into a money-making machine?
You can pocket money by playing games like Blackout Bingo and Solitaire Cube.
Just remember you can win real money, but you can suffer losses as well. Also, be sure to check if cash tournaments are available in your region.
36. Watch Videos Online
Do you enjoy watching videos? You can earn while indulging in your favorite pastime! Platforms like InboxDollars and MyPoints offer cash rewards for watching videos. Plus, you can claim a $5 sign-up bonus on InboxDollars.
While the earning potential might be relatively low, it’s a seamless background activity. You can make money while relaxing on the couch. So, why not unwind with your favorite video content and get paid for it?
Inbox Dollars
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37. Start a Podcast
Do you have a passion for conversation? Starting a podcast is not just about speaking your mind; it’s a captivating path to potential profit.
With over 177 million podcast listeners in the U.S. alone, your words have a vast audience waiting to tune in.5
Dive into topics like BBQ techniques, current events, or life’s twists and turns, and you might be surprised to know that top podcasters earn money with sponsorships.
38. Delivery Gigs
Do you love driving, but want to limit contact with people? Consider delivery gigs.
Food delivery apps like DoorDash, Uber Eats, and Instacart can pad your wallet. You can make deliveries on your schedule while retaining control over when and where you work.
These gigs typically pay $15 to $20 per hour, plus tips. Some companies even allow bicycle deliveries for a bit of exercise. Deliver your way to financial success with this flexible side hustle.
39. Start a YouTube Channel
Do you have a passion for digital creativity? Consider starting a YouTube channel – the “king of side hustles.”
Use your unique perspective to engage viewers, whether through personal vlogs, tech reviews, or evergreen content. The potential is boundless.
YouTubers earn money from ad revenue and sponsorships. With a staggering number of users on YouTube, why not tap into this vast audience?
Established channels can rake in thousands per video. However, remember that channel success hinges on content quality, relevance, and consistency. Get behind the camera and share your creativity with the world!
40. Freelance Writing
If you have a way with words, freelance writing is an attractive side hustle. Typically, writing is the most sought-after freelance service.
You can choose from various writing niches, including copywriting, blog writing, ebook, social media content creation, or creating detailed reports. Impress clients with samples of your best work.
For many, this was the first step before they went into to the world of blogging.
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Learn techniques to find those jobs and earn the kind of money you deserve!
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42. Take Online Surveys
Have some free time and a reliable internet connection? Consider taking online surveys.
Websites like Swagbucks, Panel Place, or Survey Junkie are on the lookout for your opinions. It’s simple: sign up, share thoughts, and cash out! Look out for the highest-paying survey sites to maximize your profits.
Taking online surveys can typically amount to around $50 to $200 per month, depending on the frequency and length of surveys taken.
While it won’t make you a fortune, it’s an easy way to make a couple extra bucks during downtime. Start voicing your opinions for money today!
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43. Find a Flexible Part-Time Job
Finally, a part-time job can provide a steady cash stream.
Right now, you can find hiring signs everywhere! This is a great way to trade your time and make a little bit over minimum wage.
Apply to those vacant positions now, and sail towards extra cash!
Striking the Balance: Juggling Regular Jobs and Hustles
This is where my husband is always the most concerned because juggling your full-time job along with your side hustle can be tricky. Even more so, if you have a family.
The key is to create a feasible schedule that allows you to manage both without affecting the quality of work.
Keeping a time log can help identify how you can spare time for your hustle. Remember, side hustles should not hinder your regular job.
The goal is to make extra money, but not lose precious time with your family, so you must strike that balance for a smooth side-hustling journey. It’s all about dedication, time management, and commitment.
Now, are you ready to toss that juggling ball up in the air?
Frequently Asked Questions about Side Hustles
Personally, we feel the most profitable side hustles for men is real estate investment, followed closely by trading stocks and options.
These side hustles have a higher amount of money needed to start investing. So, we decided to consider your skills and interests to make a big impact now.
Making an extra $2000 a month is a game of adopting multiple hustles or honing in and being successful with one.
More importantly, it’s all about identifying your strengths, and interests and leveraging opportunities from there. Keep grinding, and you’ll find that fortune favoring your extra efforts!
Earning an extra $1000 a month might seem daunting, but it’s definitely achievable. Combining side hustles like driving for DoorDash, medical research studies, and flipping items can help you hit that target. Remember, the key lies in maximizing your skills, and efficiency, and choosing the right hustles. Embark on your side-hustling journey today and watch as your bank account flourishes!
Which Side Hustle for Guys Do You Like?
Now that we’ve explored these exciting side hustle opportunities, it’s time for you to take action. Which one resonates with you the most?
To truly excel in the world of side hustles, it’s crucial to approach your ventures with the right mindset. Your skills, hobbies, and interests should align with your chosen hustle, ensuring that you’re not just chasing dollars but pursuing something that genuinely excites you.
Remember that side hustles require time, commitment, and sometimes an upfront investment. The higher you’re willing to climb, the better your view (and the payouts) will be!
Don’t wait any longer. Start your side hustle journey today, and unlock the door to financial freedom and personal fulfillment.
Source
CNBC. “21-year-old spent $300 to start his sticker side hustle—now it brings in up to $38,000 a day: I was ‘unprepared’ to go viral.” https://www.cnbc.com/2023/10/30/how-sticker-side-hustle-invalid-jp-went-tiktok-viral-became-lucrative.html. Accessed October 30, 2023.
CBS News, “Youth sports referee shortage grows amid aggression from parents, coaches.” https://www.cbsnews.com/philadelphia/news/youth-sports-referee-shortage-grows-amid-aggression-from-parents-coaches/. Accessed October 30, 2023.
Census.gov. “Nearly 68 Million People Spoke a Language Other Than English at Home in 2019.” https://www.census.gov/library/stories/2022/12/languages-we-speak-in-united-states.html. Accessed October 30, 2023.
Express. “‘Anyone can do it’ Man shares unusual way to make money without leaving home.” https://www.express.co.uk/finance/personalfinance/1623166/money-making-tips-earn-from-home-fat-llama. Accessed October 30, 2023.
Exploding Topics. “Number of Podcast Listeners.” https://explodingtopics.com/blog/podcast-listeners. Accessed October 30, 2023.
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In her new book, “The Organized Home for New Parents,” Dallas home organizer and mom Ría Safford offers solutions for managing all the stuff that babies come with, so homes with little ones function better and look good, too. (Getty Images)
If necessity is the mother of invention, motherhood is the inventor of organization. Anyone who’s become a parent knows that if you thought keeping your house and life pulled together before kids was tough, lookout Baby! Here comes chaos.
Although nothing can prepare you for the upheaval, Ría Safford’s new book, “The Organized Home for New Parents: Create Routine-Ready Spaces for Your Baby’s First Years,” out this month from Blue Star Press, gives new parents a running start.
The Dallas mother of three left a corporate job when her first child was born and started her organizing company that year. “This did not come easy,” she said. “I’m a naturally messy person, but I couldn’t keep flying by the seat of my pants.”
Her experiences inspired this new, richly photographed book for parents with kids between newborn and two.
“Everything else about babies is really out of our control, but this book is about what you can control,” she said. “It’s (a) girlfriend guide. I took my mistakes and moments and wrote about them. If I’d had this book when I started having kids, my husband and I would have had a lot fewer arguments.”
Among the suggestions Safford offers to soften the baby blow:
Get ahead of the stuff: “Most expectant parents don’t realize their home’s inventory is going to triple,” Safford said. “These small humans come with so many things: bouncy chairs, sensory toys, cribs, car seats, strollers, diaper bags, clothes and incoming gifts.” Have a plan for where it all will go.
Don’t make the nursery a storage area: The nursery should have only what you need for the baby’s current stage. Separate infant wear from clothes the child will grow into. Put the larger items, washed and ready to wear, in bins labeled by age (12-18 months, 2T) in another room, the garage or on a high shelf in the nursery.
Master the change: The goal when setting up a changing table is to make those 2 a.m. diaper changes as easy as possible. Organize this hard-working surface so you can reach everything you need in the dark when you’re half asleep. Keep the top stocked only with essentials: diapers, wipes, a toy to amuse baby while you’re changing, a diaper disposal in easy reach. In the drawers below, store clean onesies, pajamas, swaddling blankets and crib sheets for those major blowouts.
Manage the inventory: Label drawers and shelves (0–3-month onesies, swaddle blankets, zip-up sleepers), so everyone who cares for the baby can easily find items and put them away. Keep a “too-small” bin in the baby’s closet. As clothes stop fitting, drop those still in good condition in the bin. When you reach the top, that’s your cue to store the items (if you plan on another child), give them to a friend or donate them.
Have a catchall basket: Outside the nursery, baby stuff has a way of taking over. The family living area may start the day in order, but by 4 p.m., it’s a hurricane of blankets, rattles, baby books, toys, teeny socks, teething rings, mini shoes and Goldfish crackers. To reclaim the space (and your sanity), keep a big basket in the main living area and drop all the randoms items in it to put away later (in their labeled places).
Rotate toys as they age out: Just as with outgrown clothes, when kids outgrow certain toys, store them for the next baby or give them away. Otherwise, trust me, they will take over your house. If the child is just bored with certain toys, but not ready to say good-bye, rotate them.
Entertainment centers: Anyone who has had a baby knows, accomplishing anything beyond baby care is a feat. The solution is having an area in every room to safely entertain the baby while you cook, get dressed, or do laundry. A low cupboard in the kitchen with toys, for instance, or a bin of toys under the bathroom sink can buy precious minutes.
The holidays are upon us, and our thoughts turn to shopping, eating and decorating. But safety is never far from our minds. Keeping the holidays fun and safe takes a little prepping and planning. Here are eight holiday safety tips to keep you and yours healthy and safe as you head into the jolliest of seasons.
1. Avoid delivery dramas
The holidays are prime time for thieves. The USPS delivers more than 28 million packages per day for the 10 days before Christmas. Here are a few holiday safety tips to keep your packages secure:
Install a safety camera or video doorbell
If there’s not one in your building, talk with your landlord or property manager about creating a dedicated package room with a door
Get to know your neighbors as a lot of folks are working remotely. They could keep an eye out for deliveries.
Add delivery instructions to packages such as leaving them in a spot where no one will notice them
Employ one or more of these tactics to keep your holiday goodies safe and out of the hands of would-be thieves.
2. Don’t fan the flames
Candles and fireplaces are romantic but can also become problems if you don’t take precautions. Keep children and pets away from burning candles and lit fires and always remember to snuff out candles before going to bed. If you do have little ones, consider using battery-operated candles and flameless tea lights for that warm glow.
If you want to make a fire, ensure your fireplace flue is open and keep the damper open until the fire is out. Clear away any flammable clutter — books, magazines, draperies, furniture — before lighting the fire. Keep a screen in front of the fireplace at all times. Make sure the fire is completely out before you go to bed or leave the house.
While the risk of fire attributed to Christmas trees is small — about 160 fires (out of roughly 358,500 home fires) according to the National Fire Protection Association (NFPA) — it’s still something you should consider. Most of those fires involve real trees, which is why many apartment buildings do not allow tenants to use living trees for the holiday (check your lease agreement or with your property manager or landlord before dragging home a tree from the local scouts).
Keep your Christmas tree at least three feet from fireplaces, radiators and other heat sources. Make sure you keep up with the watering. There’s nothing worse than stepping with your bare feet on dry, spiky needles — except those dry, spiky needles catching on fire.
Unplug the lights if you leave the house and before you go to sleep. If you purchase an artificial tree, make sure it has a fire-retardant label. And if you have a metallic tree, never decorate it with electric lights. If the lights are faulty, the tree can become charged and anyone touching it could be electrocuted.
And this might be the biggest holiday safety tip of them all: Once the holidays are over, don’t wait too long to take down your tree and lights. Not only will it be safer, but it will make your neighbors happy.
3. Tame your travel troubles
If you’re heading out of town for the holidays, there’s a lot to think about beyond directions for getting over the river and through the woods.
Make sure your car has a roadside emergency kit that includes items such as blankets, a first aid kit, a tool kit, a small shovel, a flashlight and extra batteries. Keep a few gallons of water on hand.
Holiday gatherings are what the holidays are all about, and they often involve alcohol. Seems like this holiday safety tip should be a no-brainer, but, always name a designated driver or take an Uber, Lyft or taxi home.
We’re still facing the effects of the pandemic. When you stop at roadside facilities, wear masks and avoid crowds. The CDC still recommends staying at least six feet from people who are not traveling with you. Wash your hands often.
4. Ditch your decorating dilemmas
From fires to choking to cuts and poisoning, decorating your home for the holidays is a minefield of potential hazards.
That box of old decorations may no longer be safe: broken lights and wires are an electrical hazard; older tinsel might be lead-based; aging angel hair is abrasive to your skin. And breathing in spray-on artificial snow can cause everything from a headache and nausea to difficulty walking and heart palpitations.
Read the labels for proper use of these products or update your box of decorations with some newer products that have safety labels from an independent testing laboratory.
Take extra precautions if there will be children around. To you it’s a decoration, but to them, the colorful baubles look like candy. Keep trimmings out of reach and avoid those that are easily breakable or sharp.
And take care when decorating. Remember that chairs are not ladders. There are about 200 decorating-related injuries every holiday season — usually involving a fall.
5. Lose lighting liabilities
With its tangle of wires, peering into your holiday decorating box is like looking into a snake pit. The U.S. Consumer Product Safety Commission suggests you check light strings for broken bulbs, frayed wires, cracked sockets and loose connections. Replace damaged ones and don’t use more than three standard-size sets of lights for each extension cord. Keep “bubbling” lights away from children. These lights have a chemical that’s hazardous if ingested.
Here’s a simple holiday safety tip for your lights: If you’re hanging lights outside, make sure they’re securely fastened to the house, trees or walls to protect them from wind damage.
6. Set shopping safeguards
Don’t forget that thieves also have holiday wish lists, and they don’t go on vacation between Christmas and New Year. (Although they are less active on Thanksgiving.) You don’t want to make it easy for them, so keep these holiday safety tips in mind when you’re shopping.
If you’re out with your car, park in a well-lit area and stow any purchases in the trunk. Pay attention to your surroundings. Thieves often troll parking lots and wait for the right moment — like after you’ve unloaded your packages and you head back into the mall. Be sure to lock your car and don’t leave your fob behind.
Use electronic payments as much as possible, and don’t carry around too much cash. Check your bank statements regularly to make sure your purchases and only your purchases are accurately recorded.
If you’re shopping online, be alert for scams. Make sure you’re on a reputable site before you hand over your credit card number. (And, if you can, use a credit card that’s designated for your online purchases.) This holiday safety tip should be followed all year round: When you get emails announcing great deals, don’t click on any links. Check out sites separately and never through an unsolicited email.
7. Cut out cooking calamities
Cooking fires top the list of residential fires, and according to the Consumer Product Safety Commission, three times the average number of daily cooking fires occur on Thanksgiving Day (about 1,700 each year). For fire safety, always have a fire extinguisher on hand and use it to smother flames (don’t use flour or water). Remember to turn pot handles toward the back of the stove, and don’t wear loose clothing while you cook.
Frying turkeys has become increasingly popular at holiday time. The NFPA reports that these deep fryers cause an average of five deaths, 60 injuries and more than $15 million in property damage each year. If you use one, don’t leave it unattended and don’t overfill it. Wear safety goggles, closed-toed shoes and use the fryer outdoors, making sure it’s far from flammable materials.
Practice good food safety. Wash your hands often, separate raw meat from produce, cook all meat to the right temperature and refrigerate leftovers within two hours of serving.
8. Consider holiday safety tips for pets
The holidays are exciting but dangerous for pets. They love shiny objects. Lots of guests “accidentally” share food with them. Beware of the following, especially:
Tinsel: It’s not poisonous, but if your dog or cat eats it, the tinsel can get stuck in their teeth or stomach. It may cut or bunch up in their intestines. If you think your pet had a tousle with tinsel, get your pet to the vet’s office right away.
Toxic foods: Chocolate, grapes, raisins, currants and macadamia nuts can all be toxic to both cats and dogs. The iKibble app offers information on what foods are toxic for dogs, as well as the general healthiness of foods.
Mistletoe and holly: If your pet eats these, they may get diarrhea and vomit. Never a good look on Christmas morning. Feature these plants in places your animals can’t reach.
“Adult” party substances: A jolly night for you and your friends is downright dangerous to your pets. Keep alcoholic beverages and marijuana (now legal for recreational use in 19 states) stowed away. Clean up anything that might have hit the floor. No one likes a hangover, and you certainly don’t want to spend precious holiday time off at the emergency vet’s office.
Keep your furry friends in mind as you set up your holiday decorations. They want happiness and healthiness this year, too.
Take extra precautions by following these holiday safety tips
With COVID still an issue, you’ve got an additional layer of concern this year. We’re all looking forward to gathering in person, but we still need to be cautious. Schedule smaller gatherings. Ask people about their vaccination status and determine what works for you. Wear a mask when you’re in a crowd and shop online if you’re uncomfortable being among the throngs of shoppers.
Be healthy, be safe and happy holidays to all.
Stacey Freed is an award-winning writer and former senior editor for Remodeling, a trade publication focused on the business of the remodeling and construction industry. As an independent writer, she continues to write about the building, design, architecture and housing industries. Her work has appeared in Better Homes and Gardens and USA Today special interest publications, Realtor magazine, This Old House, Professional Builder and online at AARP, Forbes.com, House Logic and Sweeten.com among other places.
Want to learn how to make money on maternity leave? Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to…
Want to learn how to make money on maternity leave?
Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to pay for your expenses.
I had a baby not too long ago (she is currently 1.5 years old – time flies!), and being able to work while taking care of her has been a lifesaver. So, I understand why you’re reading this article – because I also had to work with a newborn.
The good news is that there are plenty of ways to make extra money while still being present for those early months with your new baby.
Why You May Need Extra Money On Maternity Leave
Many families have to take unpaid maternity leave, and others may find their leave is simply not long enough and want to extend it longer (many families in the U.S. get 3 months or even much less time).
Not only that, but maternity leave is an expensive time with medical bills coming in, the cost of baby essentials (diapers aren’t free!), and everyday living costs.
Also, there might be unexpected costs that weren’t part of your maternity leave budget. Perhaps your baby needs special formula or medication, or maybe your car broke down. These unplanned costs can put a dent in your finances, especially when your income may already be reduced during your maternity leave.
Or, you might also be looking to create a financial cushion for the future such as by saving for vacations or even starting a college fund for your baby. So, finding ways to make extra money during your maternity leave can be very helpful.
Recommended reading:
How To Make Money On Maternity Leave
When trying to earn money during maternity leave, here are three things to think about:
Flexibility is key – Choose work that can adapt to unexpected baby-related needs. It should let you manage your time effectively.
Think about earnings and growth – Think about how much you can make, how quickly, and if there’s room to grow.
Pick something you like and fits your goals – Do you enjoy the work? You may want to find work that matches your interests, skills, and future plans.
Read further to learn how to make money on maternity leave.
Top ways to make money on maternity leave
There are 27 ways to earn extra money on maternity leave listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
1. Start a blog
Blogging is my favorite way to make money from home, and this is what I do while also raising my daughter.
Being a blogger involves creating content for online readers. You have the freedom to write about a topic you’re interested in (such as finance, travel, lifestyle, or family,) and freedom to decide how you want to make money on your blog – there are many different ways available such as affiliate marketing or displaying ads.
Blogging is my main source of income, and it has completely changed my life. I have the freedom to travel whenever I want, set my schedule, be my own boss, and I can spend all day with my daughter.
Learn more at How To Start A Blog FREE Course.
2. Sell printables on Etsy
Creating and selling digital printables on Etsy is a great way to work on your own schedule and earn money.
Plus, it is fairly passive income as you only have to make one digital file for each printable, and you can sell it as many times as you like. Another positive is that you can start it very affordably because you only need a laptop and internet.
So, what is a printable? They are digital items that you can download and print at home, such as grocery shopping checklists, budget planners, wedding invitations, wall art, and more.
I recommend signing up for Free Workshop: How To Earn Money Selling Printables. This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
Recommended reading: How I Make Money Selling Printables On Etsy
Other than printables, there are many other things you can sell on Etsy as well, such as soap, candles, jewelry, and more.
3. Transcription work
Transcription jobs are flexible and can be done from home. By turning audio files into text, you can earn money when it’s most convenient for you.
An online transcriptionist listens to audio or video recordings and writes down exactly what is being said. This process is called transcribing. The goal is to do this without any errors in spelling, grammar, or punctuation.
If you want to learn how to make money on maternity leave, this can be a great option as you can do this at home.
I recommend watching Free Workshop: Is a Career in Transcription Right for You? to learn more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
4. Freelance writing
Freelance writers write articles, website content, social media posts, or even ebooks for clients.
I was a freelance writer for many years before switching to working full-time at writing here on Making Sense of Cents. It is a great career path where you can work from home and make your own schedule, such as writing while your baby is sleeping.
Recommended reading: 14 Places To Find Freelance Writing Jobs For Beginners
5. Virtual assistant
One of my first side hustles was working from home as a virtual assistant. This is a great way to work from home and have your own schedule.
Virtual assistants do many different kinds of tasks for clients, such as answering emails, scheduling appointments, managing websites, sending invoices, and so much more. It simply depends on what the person who is hiring you needs done.
If you want to become a virtual assistant, I recommend watching the free training 5 Steps To Become a Virtual Assistant.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
6. Bookkeeper
If you’re good with numbers, you could sell bookkeeping services online or for small businesses, either on a freelance or part-time basis.
Bookkeepers are individuals responsible for managing financial things for businesses. This includes recording sales, tracking expenses, and generating financial reports.
If you want to become a bookkeeper, I recommend watching the free training How To Become A Bookkeeper.
Recommended reading: How To Find Online Bookkeeping Jobs
7. Freelance graphic design
With design skills, you can create logos, website designs, business cards, marketing materials, and more for clients and make money even during your maternity leave.
Recommended reading: How To Make Money As A Digital Designer
8. Data entry
Data entry clerks are like computer organizers. They enter, update, and double-check information in lists or tables. They type things like numbers and names to keep everything neat and organized.
Data entry jobs pay around $15 to $20 an hour, on average.
9. Create Canva templates
A Canva template is a pre-made design you can sell for things like social media graphics, ebooks, and presentations. It’s a handy starting point if a person is not great at designing from scratch.
Businesses, advertising professionals, social media influencers, and more all buy Canva templates all the time.
Canva templates have blank spaces where you can add your own words and pictures. You can also change colors and fonts to suit your preferences. They’re really useful for making things look good without spending a long time on it.
With Canva templates, you can sell a single design an unlimited amount of times. If you are looking for something passive, this is a great way to learn how to make money on maternity leave.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
10. Tutor
Tutoring students can be a great way to make money while on maternity leave, as there are many options to tutor from home. You may be able to create your own schedule and pick how much or how little you would like to work.
You can find online tutor jobs on websites such as Tutor.com. If you’d prefer to do in-person tutoring, you can call or email local tutoring companies in your area or share your tutoring services on social media or in local Facebook parent groups for your area.
Recommended reading: 11 Best Places To Find Online Tutoring Jobs (Make $100+ an hour)
11. Rent out your baby gear
Since you have a baby, you probably have a lot of baby gear.
Did you know that you can make extra money by renting it out?!
Renting out your baby gear on sites like BabyQuip can be a game changer when it comes to making extra income during maternity leave. This site allows you to share your baby items with families in need (such as a person on vacation), turning your baby gear into a source of income.
From strollers and cribs to high chairs and toys and more, you can list many different items on BabyQuip’s site.
Plus, you don’t need to have a lot of baby gear in order to get started – you can start with as little as a crib (which is the most commonly rented item).
According to BabyQuip, the average person can earn around $1,000 a month, and some are able to make over $10,000 per month.
12. Baby sleep consultant
As you already know, sleep is so important for a baby (and for the parents!).
You can earn a living while on maternity leave by becoming a sleep consultant. This is where you help other parents by helping them improve their baby’s sleep habits and routines.
Pediatric sleep consultants are experts in helping children sleep better and they make a big difference in families’ rest.
Read more at How To Become A Sleep Consultant And Make $10,000 Each Month.
13. Deliver groceries
If you want a flexible side gig while on maternity leave (and you also have someone to watch your child), then you may want to look into delivering groceries and food.
This can be a flexible side hustle because you can choose your hours and how much you’d like to work each week.
Services like Instacart need grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. With Instacart, you would be physically going into grocery stores, picking out the food items yourself, checking out, and then delivering the groceries to your customer.
You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
There are other food delivery gigs that you can do as well, such as GrubHub, Uber Eats, and DoorDash.
14. Airbnb host
If you have a separate space to rent in your home, such as an in-law’s quarters or an apartment above a garage, then you may be able to make money during your maternity leave by renting this space out.
You can learn more about this at What You Need To Know About Renting A Room In Your House.
15. Pet sit
If you are a pet lover, consider pet sitting for friends, family, or through an online service. It’s a great way to make some extra cash while you’re home and can be a fun addition to your day if you already have pets and babies at home.
If you’re interested in watching pets or dog walking, Rover is a platform where you can list your services and find clients.
16. Answer surveys
While answering online surveys and focus groups isn’t a way to make a ton of money, it can be a way to earn some extra money with whatever spare time you have from your newborn (such as when they are sleeping).
You simply share your opinions and answer simple questions, and in return, you can get cash or rewards like Amazon gift cards.
The survey companies I recommend include:
Survey Junkie
Swagbucks
Branded Surveys
InboxDollars
PrizeRebel
American Consumer Opinion
User Interviews – These are the highest paying surveys with the average being around $60.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
17. Affiliate marketing
If you want to learn how to make money while on maternity leave, one of my favorites is affiliate marketing.
I have been an affiliate marketer for years through this blog, and it is what allows me to stay at home with my daughter.
Affiliate marketing means making money by sharing a referral link on your website, YouTube channel, social media account, and more. When people use your referral link to purchase something, you then earn money.
For instance, consider sharing books from Amazon on your blog. You give your readers a link to a particular book and encourage people to buy it through your affiliate link. Companies like Amazon value affiliates who bring in high-quality traffic because they appreciate the extra support in helping them make more sales.
If you want to learn more about affiliate marketing, I recommend Affiliate Marketing Tips For Bloggers – Free eBook.
18. Proofread and edit
If you have an eye for detail, you may be able to sell your services as a proofreader or editor for different types of content.
Writers, business owners, and more hire proofreaders and editors to improve their work. There’s a big need for these types of positions, and you can find jobs through many different platforms.
If you want to become a proofreader, I recommend joining the free 76-minute workshop – Learn How to Become a Proofreader…and Start a Freelance Proofreading Business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
19. In-home childcare
One great way to make money while on maternity leave is to provide childcare services for other families in your area, either part-time or full-time.
This is one of the best stay at home jobs for someone on maternity or paternity leave because it allows you to stay home with your kids while making money at the same time.
Depending on your location, you might need specific licenses. But you could potentially begin without the extra legal steps by working with just one or two children. Just be sure to verify with your local city or state regulations beforehand. It’s also very important to make sure that your home is safe for children and that you are CPR certified.
20. Sell baked goods
Do you like to cook? You may be able to make money at home by starting a home bakery for people and/or pets. You can sell homemade baked goods at local farmers’ markets or online too.
You can read more at How To Make Extra Money By Starting A Home Bakery. Here, you’ll learn about the equipment you need to start a home bakery, food laws, how much to price your baked goods at, and more.
If you are interested in baking goods for pets, then I recommend reading How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
21. Stock photo photography
Selling stock photo photography can be a great way to learn how to make money on maternity leave. This is because you would be working for yourself and can take pictures in your free time.
Stock image sites are popular sites for photographers to sell their photos. These sites allow customers to purchase pictures for various uses like websites, TV shows, books, and social media.
One great thing about stock photo sites is that they can be a great form of passive income. You can take pictures, upload them, and earn money from an older photo for months or even years in the future.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
22. Social media manager
Social media managers handle businesses’ social media accounts with the goal of attracting new customers and helping a business grow.
They might share images or videos showcasing products or the company, take part in popular social media trends (like on TikTok) to increase visibility, and respond to common customer questions.
23. Book reviewer
Book reviewers read books and share what they think through paid reviews.
Yes, there are websites where you can receive payment (as well as a free book) for sharing your thoughts about books. Some companies that pay for book reviews are Online Book Club, Kirkus Reviews, and BookBrowse.
Recommended reading: 16 Best Ways To Get Paid To Read Books
24. Flea market flipper
A flipper buys items from places such as garage sales, Facebook Marketplace, or thrift stores and resells them online for a profit.
You may be able to earn extra money by flipping items for resale or possibly earn a full-time income! You can even be able to make this a more flexible gig, such as only working during nap times.
A helpful free training that I recommend is Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days.
25. Rent out storage space
If you have unused space in your home, you can sell it as storage for rent to people in your local area. This can be a garage, driveway, closet, basement, or even an attic.
You can use a site called Neighbor to list any extra space you have available for rent and have the potential to make up to $15,000 per year.
You can sign up at Neighbor for free here and list your space.
You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.
26. Sell an online course
Selling an online course is a great option for stay-at-home moms and dads who want to have control over their schedule and earn a somewhat passive income.
Some topics that you can teach in a course are:
Fitness and exercise programs
Time management and productivity hacks
Parenting
Arts and crafts
Languages
Programming
Personal finance
Traveling
Photography and photo editing
Plants and gardening
Baking and pastry making
And so much more!
You can sell a course in many different ways, such as through Udemy or Teachable.
27. Rent out your unused RV
Instead of letting your RV sit in your driveway unused, you can list it on RVshare and make some semi-passive income. My sister has rented a few RVs from this site, and she has had a great experience each time!
Renting out an RV can earn you anywhere from a couple hundred dollars to a couple thousand dollars each month.
How To Manage Your Money On Maternity Leave
Managing your money while on maternity leave can be tough at times. If you are looking for more things that you can do other than only learning how to make money on maternity leave, you do have some options.
Below, I will be talking about how to cut your budget so that you can save money, as well as your rights and benefits on maternity leave.
Cut your budget
During parental leave, cutting your budget can be a great way to manage your finances while adapting to life with a newborn.
Here are a few ideas to help reduce your expenses during this time:
Evaluate your current spending habits to determine where you can make adjustments – This might involve tracking your spending for a month or looking back at bank statements. You’ll likely find areas where you can save, such as dining out, entertainment, or shopping.
Cut back on subscriptions and memberships – Assess each subscription and determine the must-haves and those you can temporarily suspend or cancel.
Batch cook freezer meals before the baby comes – This is where you make a bunch of meals before the baby is born and freeze them. This can give you an easy meal to pop in the oven before the baby comes.
Cook at home – Getting food delivered can be convenient, but it’s usually more expensive than making your meals at home. Plus, cooking allows you to control ingredients and portion sizes.
Buy in bulk – When possible, get the items you use most frequently in bulk. Items like diapers, baby wipes, and nonperishable foods have a longer shelf life, and buying them in larger quantities can offer considerable savings.
Get secondhand and borrowed items – Instead of buying new baby gear and clothing, try borrowing from friends or family, or shopping at thrift stores like Once Upon A Child. Babies grow quickly, and they often outgrow items before they wear out.
Negotiate medical costs – If you have medical bills, you can try to negotiate them. Medical providers may be open to setting up payment plans or giving discounts for paying up front.
Short-term disability insurance
You may want to look into short-term disability insurance options before your maternity leave starts to help cover lost wages during your time off.
In some cases, your employer may provide this benefit, or you can purchase a policy separately. These policies typically cover around 60% to 80% of your regular income and may have a waiting period before benefits start (so, you will need to have the policy before you get pregnant).
Government assistance programs
There are government assistance programs that could help you during your maternity leave. For example, the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) has nutrition education, breastfeeding support, and healthy food benefits for eligible families.
You can also check to see if you qualify for financial assistance from your state or other programs related to maternity and family support.
Find charities for help
During maternity leave, managing money might be tricky, but there are places that can help, like charities and groups that want to support new parents. You can find them online or at local community centers. Libraries, online parent groups, and special organizations are also great places to get help.
Remember, asking for help is a strong and smart thing to do, and there are lots of resources out there to help parents during this special time.
I recommend reading:
Know your state and federal law rights
I recommend learning about relevant state and federal laws governing maternity and family leave. The Family and Medical Leave Act (FMLA) allows eligible employees to take up to 12 weeks of unpaid, job-protected leave for the birth or adoption of a child. The law also says that you cannot be replaced or overlooked for pay raises and other promotions during your leave.
However, paid maternity leave policies differ by state and company. Some employers may offer a certain amount of paid leave, while others may offer none. Make sure to review your state’s laws and your employer’s policies to understand your rights during your maternity leave.
By knowing your rights, insurance options, and the benefits available to you, you can better plan your financial strategy during your maternity leave.
Frequently Asked Questions About How To Make Money on Maternity Leave
Below are commonly asked questions about how to make money while on maternity leave.
Can I make money while on maternity leave? Are you allowed to make money while on maternity leave?
If you are in the U.S., then yes, you should be able to make money on maternity leave. If you are unsure, check your employment contract or talk to your employer’s human resources department to be positive.
Before starting any side income streams, if you’re worried about whether or not you are allowed to make extra money while on maternity leave, then double-check your company’s policies and your leave agreement to make sure that earning money during your time off is permissible. Some employers may have restrictions on outside work or income during your leave.
How do I survive financially during maternity leave?
To survive financially during your maternity leave, you may need to find ways to cut your budget as well as learn how to make money on maternity leave.
Does unpaid maternity leave qualify for unemployment? Can you collect unemployment after having a baby?
This depends on why you are no longer working at your job. If you simply stopped working because of your pregnancy, then you may not be able to receive unemployment pay.
However, if you are pregnant or recently had a baby and were fired or laid off, then you may qualify for unemployment pay.
What are some ways to make money while on maternity leave? How can I make money while taking care of my baby?
There are many ways to make money while on parental leave, such as by working online, selling photography, renting out storage space or an RV, and more.
How can new mothers use their time efficiently while working from home?
Time management is important for new moms working from home. I recommend creating a routine, setting realistic goals (if you are working and watching your baby, it won’t always go perfectly), and designating work hours during the baby’s nap time to help manage work alongside childcare responsibilities. It’s also important to take regular breaks to avoid burnout and feeling stressed. Working while also taking care of a child can be very tiring.
How to Make Money on Maternity Leave – Summary
Federal law, specifically the Family and Medical Leave Act (FMLA), does not require employers to give paid maternity leave. Eligible employees are allowed to take up to 12 weeks of unpaid leave, and because of this, you might be worried about money during your maternity leave or feel like you can’t afford to take the full 12 weeks.
There are many ways to make money while on maternity leave, which may help you to pay your bills without sacrificing quality time with your new baby.
For example, you can sell handmade items or even sell consulting services. Remote jobs and work-from-home jobs are also an option (and my favorite), allowing you to use skills like graphic design or writing to make money.
Remember, it is possible to make money while on maternity leave. Yes, it will most likely be very hard at times and even feel impossible. But, you do have many options to try and make it work.
Do you want to learn how to make money on maternity leave?
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Review: “This set was pretty quick to throw together with an extra pair of hands. Everything came securely wrapped and well protected. Perfect budget friendly set!” – jrenken88
amazon.com , jrenken88 Report
Review: “I did not expect the sturdiness that this stand has. It is absolutely beautiful once it’s finished. The wood is thick, there’s nothing flimsy on this thing. The actual fireplace has kept my living room toasty. And this weekend our heat just isn’t keeping up, so I’m so glad it came when it did. We’ve kept the heat on for the whole day and all night before heading to bed and it seems like this thing is quality. The shelves are so deep, I can fit multiple game units and our surround sound w out it looking cluttered. And of course my 4 year old enjoys the different color light show lol. Honestly it upgraded our living room. The tv shown is a 65”, and there’s a lot more space around it and in front of it. Our old stand was half the size holding this tv so really this is an amazing upgrade for us. I’m really in love w the quality and how modern this is. Probably the best thing I’ve bought on amazon. Now my only con. Took me forever to put it together… I had a 4 year old distracting me tho. But there’s ALOT of boxes within boxes and ALOT of styrofoam. I mean a lot lol. So be ready to have a major clean up. Otherwise I would totally recommend this stand. Absolutely gorgeous” – Jujubean
amazon.com , Jujubean Report
Review: “This is a beautiful bust. I have been buying a lot of things to decorate my Latin classroom with and, normally, when the items are this intricate, they are also small, but this busy is both intricately detailed and large. It was actually quite a bit bigger than I expected, but fits beautifully with the rest of my classroom decor. This is, perhaps, the center piece of my classroom.” – Tad
amazon.com , Tad Report
Review: “Ordered it after looking at many more expensive options in the furniture stores, ready to return it if we felt it was lower quality and cheap looking. Arrived today and after a simple assembly we feel it is perfect…very elegant and very sturdy. Replaced the supplied bulb with a smart led and we can now control brightness and color with voice commands. A+” – Flamethrower
amazon.com , Flamethrower Report
Review: “These shelves were perfect for my accent wall in my dining room. They are super easy to hang. I was able to hit the studs for both hooks because they placed them in the right location on the shelf. They are truly authentic with nail holes and even a nail. So cool. 7” is plenty of depth to put accessories on. Worth the money.” – K.Ryan
amazon.com , K.Ryan Report
Review: “This lamp was a great complementary piece for our boho style living room. The natural shade added the perfect touch. It fit well next to our sofa . Great looking lamp for an affordable price . Totally on trend . Good vibe . ” – Amazon Customer
amazon.com , Amazon Customer Report
Review: “This was a great buy. Just what I had been looking for, it’s very sturdy with a slight bit of weight but, not heavy by no means to handle. I’m glad I got it. You won’t be disappointed. The seller definitely did an awesome job on this one and it was packaged very very well and delivered with care. Now to decide where to put put because I want to hang it up on my wall.” – BB
amazon.com , BB Report
Review: “I have bought so many things on Amazon and I do get let down often. This tree exceeded anything I thought I would be getting. The details are perfection. The material is perfection. It came in perfect condition. I simply took it out of the box and placed it in the planter I bought for it then fluffed out the leaves. It was so easy to do by myself. The leaves look so green and real like trees I’m used to in Florida but they don’t grow where I live now. Plus it smelled good. Not like a perfume or anything just clean. – Ciscojrmpswife
amazon.com , Ciscojrmpswife Report
Review: “I am shocked by the value and quality! The Amethyst has a rich purple color and is more than a value, more than! I highly reccomend it!” – Odalisque
amazon.com/ , Odalisque Report
Review: “This rug is perfect for my closet. Stylish, cozy and soft on bare feet yet thin enough for my chair to roll over. Does not slide or shed (as stated in other reviews) and vacuums up well. Have not washed it yet but definitely a great buy!” – Tina
amazon.com , Tina Report
Review: “I wanted something to accompany the 50th Wedding Anniversary Card that I got for my wife. There would be plenty of real flowers, a family celebration and many gifts. I wanted something simple yet permanent that would stand out in our already filled China Cabinet. This is perfect. It doesn’t take much space. It is very well done, solid yet delicate. Attractive well made box for storage if need be. It will soon be added to our life-long precious collectibles and will hold its own.” – WallyH
amazon.com , WallyH Report
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Review: “I ordered this rug in the Grey/Brown color option. It is perfect for tying my brown wood furniture and dark grey floors together. It is also a great color/pattern combo for hiding any little spills my toddler or dog might have. The thickness is enough that it is comfortable and padded underfoot, but not thick enough for a lot of crumbs, dirt, hair, etc. to get stuck in the fibers. It definitely can be vacuumed easily. Overall I am very happy with this purchase and buy this rug again for other rooms! The picture shows the rug right out of the bag, so the side is still a little curled. After an hour or so it is already flattening out.” – Scott Hammock
amazon.com , Scott Hammock Report
Review: “Loved that they came in a set, so you know they’re going to be identical. Wonderful size. Tall. Perfect. Note. In order to get the leaves to look like the ad picture: when installing, the leaves are in various sizes and you can put them wherever you’d like. Smaller on the bottom, larger on top, works best. Alternating colors. Initially, they stick straight up. To get the curved look, roll the “leaves” by hand. Do not try to bend the wire between the leaf and the stem. They really do look quite real” – Good
amazon.com , Good Report
Review: “I love this screen. We placed it on our deck for a privacy screen and love it. It is a very versatile screen and I have used it in several places in the house as well. It looks great on the deck as you can see. I ordered 30″ zip ties when I ordered the screen and have used the zip ties to gently secure the screen to the deck posts for windy days. I want to order another!” – Buckleysangel
amazon.com , Buckleysangel Report
Review: “I had a great TV stand that I really liked because it was open. I decided to order this one because the top was going to raise the height of the tv. At the last minute I decided NOT to add the back & the doors so that it would be exactly like the previous one, so I wanted a buyer to know you can leave off the back & doors if you choose & it looks great. When I get bored I change things often, so if I decide to add the back & doors it will be like a different piece of furniture. I am so pleased with this purchase.” – Robinette Fields
amazon.com , Robinette Fields Report
Review: “I was very apprehensive because it was only a two ounce candle pretty small but wow it’s mighty. I understand the price now. I’m going to say buying the 8oz version is going to be totally worth it because this candle lasts a while and you don’t need to leave it on for long and the smell will Permeate the entire area and it’s very strong. I would also say this is a great gift for anyone and especially for a masculine man.” – That One Girl
amazon.com , That One Girl Report
Review: “The quality of these shelves is awesome. And, they are so easy to put together! I chose to get the adjustable option so I could customize my shelves. I chose to leave one shelf out to have a bit more room. And, the price point is right in line with the quality in my opinion.” – Heather Lowery
amazon.com , Heather Lowery Report
Review: “Very realistic. Soft. Very lux looking. True to color. Great size for the sofa. I have yet to clean this but my hunch would be to avoid tumble drying. I purchased primarily for the look. Not to actually use as a blanket. So far no shedding. I’m in love with this throw. Excellent accessory to mark the cold season. BUY IT! – Markita
amazon.com , Markita Report
Review: “These three coffee tables are so beautiful and came in much larger than I expected. It really fits in a large living room. The install was straightforward but due to the arch we had to spend sometime lining the holes up. I love these coffee tables in the living room!” – Janice
amazon.com , Janice Report
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Review: “Got two of these for dorm room and was pleasantly surprised by the weightiness of the mirrors. It is a solid, sturdy piece and I feel confident it will still be standing at the end of this school year. They look great in the room!!” – Kat
amazon.com , Kat Report
Review: “I bought the 30” and 40” bottle to fill in space next to my entertainment center in the living room. I was pleasantly surprised when they arrived. They were very well packed and when I unpacked them , they were very sturdy and heavy. I loved the look of the recycled glass. – Terry A Stiles