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A winter of close calls on US flights launches a renewed focus on safety in aviation

March 19, 2023 by Brett Tams

Why have there been so many close calls lately? U.S. airlines, aviation experts and regulators are reexamining policies, practices and procedures after several alarming incidents in recent months have raised the specter of a major tragedy. Commercial aviation is famously safe and safety-conscious, and the “Swiss cheese” safety approach — in which multiple layers and …
Posted in: Moving Guide Tagged: 2, 2023, 429, 457, actual, Administration, air, All, american airlines, chairs, color, Commercial, coronavirus, covid, COVID-19, exercise, expensive, experts, Financial Wize, FinancialWize, flight, flights, Free, front, Illinois, industry, international, interview, investment, Land, Leaders, military, modern, More, new, new york, News, nick, Operations, Other, pandemic, pilot, policies, president, price, Review, rich, safe, safety, science, short, single, southwest, stories, Style, time, Transportation, Travel, trends, united, versus, washington, winter, workers, wrong

Will the Fed’s new liquidity facility restore confidence?

March 14, 2023 by Brett Tams

The Marriner S. Eccles Federal Reserve building in Washington, D.C. on Monday, one day after the Fed announced the Bank Term Funding Program, which offers banks, credit unions and other eligible institutions loans to shore up their liquidity.Al Drago/Bloomberg Not for the first time, the Federal Reserve has intervened with a liquidity facility aimed at … [Read more…]

Posted in: Refinance, Renting Tagged: 2, assessment, assets, Bailout, Bank, Banking, banks, before, borrowers, borrowing, building, Built, Buy, california, CEO, Community banking, coronavirus, Credit, Credit unions, Crisis, Crisis Management, crypto, cryptocurrency, data, Debt, decision, deposit, design, Economy, environment, FDIC, fed, Federal Reserve, financial crisis, Financial Services, Financial Wize, FinancialWize, fixed, foundation, friendly, ftx, funds, funnel, government, health, home, home loan, index, industry, Industry News, Insurance, interest, interest rates, Investor, investors, Janet Yellen, lenders, Life, liquidity, loan, Loans, LOWER, Make, market, Maryland, Media, model, money, More, Mortgage, Move, new, New Jersey, new york, News, oakland, offers, one day, Operations, Other, pandemic, paycheck, place, plan, points, portfolio, predictions, president, Press Release, Prices, programs, protect, protection, Purchase, quality, rate, Rates, Regulatory, Research, right, risk, safe, securities, Sell, short, short-term loans, Silicon Valley, silicon valley bank, Silicon Valley Bank failure, simple, stable, startups, stock, the fed, time, traditional, Treasury, Treasury Department, under, Valuations, value, washington, waves, wealth, wealth management, will

906: How to Thrive Through the Next Recession with Karen Briscoe

March 13, 2023 by Brett Tams

As the coronavirus pandemic continues to stifle the economy, we could be on the brink of a major recession. Today’s guest, record-setting Realtor Karen Briscoe, sold real estate through some of the worst recessions in recent history, including the global financial crisis. On this podcast, Karen shares how she stays positive and profitable in a bad economy to help listeners thrive through tough times. She also discusses the indicators of a shifting real estate market and explains why home values should hold through 2020.
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Posted in: Small Business Tagged: coronavirus, Crisis, Deals, Discounts, discover, Economy, estate, financial crisis, Financial Wize, FinancialWize, foreclosure, Free, guest, history, hold, home, How To, list, market, More, pandemic, podcast, Real Estate, real estate market, real estate tools, realtor, Recession, shares, tools

CFPB outlines issues with illegal ‘junk fees’ by mortgage servicers

March 9, 2023 by Brett Tams

The findings point to excessive late fee amounts and unnecessary property inspections, among others, according to the CFPB.

Posted in: Mortgage, Refinance Tagged: 2022, 2023, action, aid, CARES Act, CFPB, Competition, Consumer Financial Protection Bureau, Consumers, contracts, coronavirus, covid, COVID-19, Department of Housing and Urban Development, deposit, Development, Economy, Enforcement, Fees, Financial Wize, FinancialWize, Forbearance, homeowners, Housing, HUD, inspection, inspections, Insurance, interest, Law, loan, Loss mitigation, market, markets, money, Mortgage, mortgage forbearance, mortgage lender, mortgage servicing, new, Other, place, PMI, principal, private mortgage insurance, property, protection, Rohit Chopra, security, Servicing, states, under

Current national mortgage and refinance rates, March 6th, 2023: Rates rise – Bankrate.com

March 8, 2023 by Brett Tams

Current national mortgage and refinance rates, March 6th, 2023: Rates rise  Bankrate.com

Posted in: Renting Tagged: 15-year, 15-year mortgage, 2022, 2023, 30-year, 30-year fixed mortgage, 30-year mortgage, 30-year mortgage rate, actual, adjustable rate mortgage, All, ARM, ARM mortgage, ARMs, assumptions, average, Bank, before, Benefits, big, Borrow, borrowers, Budget, build, Buying, Buying a Home, clear, College, color, Compound, coronavirus, cost, Credit, credit score, Crisis, data, Debt, decades, down payment, economic recovery, Economy, equity, expenses, expensive, Fall, Featured, fed, Federal Reserve, financial crisis, Financial Goals, Financial Wize, FinancialWize, fixed, Free, fund, General, goals, historical, home, home loan, home repairs, homebuying, homeowners, homeowners insurance, house, Housing, Income, Inflation, Insurance, interest, interest rate, interest rates, investment, Jumbo loans, Jumbo mortgage, lenders, Life, loan, loan interest, Loans, low, low rates, LOWER, maintenance, money, monthly budget, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage loans, mortgage payment, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, most popular, multiple offers, offers, Other, pandemic, payments, percent, plan, points, Popular, price, principal, property, property taxes, rate, Rates, rebound, Refinance, retirement, retirement accounts, return, return on investment, right, rise, room, running, save, Saving, second, Sell, Spending, story, taxes, the fed, time, trends, tuition, value, Which Mortgage, will

11 Tax Deductions You Can Claim Without Itemizing

March 3, 2023 by Brett Tams

You don’t have to itemize to claim these deductions on your tax return.

Posted in: Moving Guide Tagged: 1099, 2, 2016, 2017, 2021, 2022, 2023, accountant, active, All, armed forces, before, business, calculator, CD, certificate of deposit, Children, College, college students, coronavirus, couples, data, Deductible, deductions, deposit, Development, divorce, employer, Employment, estate, expenses, Family, filing jointly, Finance, Financial Wize, FinancialWize, Free, fund, health, Health care, Health Insurance, health savings account, home, hsa, Income, Income Taxes, Insurance, insurance coverage, insurance deductible, insurance premiums, interest, investments, IRA, IRAs, irs, job, jobs, loan, loan interest, maintenance, Make, making, man, married, Medical, medical expenses, Medicare, military, money, monkey, More, Mortgage, mortgage interest, Move, Moving, moving expenses, msa, Other, patient, payments, plan, plans, programs, ready, Real Estate, real estate taxes, retirement, retirement account, retirement accounts, retirement fund, retirement plan, return, roth, Roth IRAs, savings, Savings Account, Secondary, security, self-employed, Self-employment, simple, single, social, social security, Software, spouse, Spring, standard deduction, states, storage, student, student loan, students, tax, tax deductions, taxable, taxable income, taxes, traditional, traditional IRA, under, withdrawal, woman, work, workers, working, young

High-Yield Savings Accounts: The Risks, Benefits, and What Else You Should Know

March 2, 2023 by Brett Tams
High-Yield Savings Accounts: The Risks, Benefits, and What Else You Should Know

woman at the atm

It can be frustrating to see your extra cash sitting in a checking or savings account earning mere fractions of a percentage point in interest. You may even feel like your finances are going backwards, thanks to inflation. But wait: You have options! If you’re looking for a low-risk place to put your cash that […]

The post High-Yield Savings Accounts: The Risks, Benefits, and What Else You Should Know appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing, Money Tagged: 2, 2022, 2023, Administration, All, AllSLR, Amount Of Money, ATM, Automate, average, balance, Bank, bank account, Banking, banks, before, Benefits, big, blue, brokerage, build, building, car, CD, CDs, cents, certificate of deposit, Checking Account, Checking Accounts, clear, color, Compound, Compound Interest, compounding, Compounding Interest, coronavirus, couple, Credit, credit union, Credit unions, deposit, design, Direct Deposit, display, down payment, Downpayment, earn interest, earning, earnings, Emergency, Emergency Fund, expenses, experience, faq, FDIC, Fees, finances, Financial Goals, financial tips, Financial Wize, FinancialWize, Fraction, fund, funds, General, Giving, goal, goals, good, great, Grow, Growing Wealth, High-yield Accounts, hold, home, household, Housing, How To, HR, Inflation, Insurance, interest, interest rate, interest rates, international, Invest, Investing, Learn, learned, Legal, Links, Living, living expenses, Long-term Savings, low, LOWER, Main, Make, Make Money, mastercard, mobile, money, MoneySLR, More, Move, mutual funds, needs, offer, offers, one year, Other, overdraft fees, pandemic, park, percent, Personal, personal information, place, products, Purchase, rate, Rates, reach, ready, Regulation, repair, retirement, return, returns, right, risk, safety, save, Saving, savings, Savings Account, Savings Accounts, security, shopping, short, social, social security, sofi, stocks, Strategies, Style, time, tips, traditional, vacation, variable, vehicles, versus, Wedding, will, wire transfers, withdrawal, woman, work

915: RERR Highlights – The Best Real Estate Podcast Clips of June 2020

March 2, 2023 by Brett Tams
915: RERR Highlights – The Best Real Estate Podcast Clips of June 2020

With one of the craziest quarters in memory coming to a close, we wanted to revisit some of last month’s best moments on Real Estate Rockstars. Watch the included clips for discussions on coronavirus, the protests, and the industry’s response to recent uncertainties. Plus, we feature ways to win investor clients, tips for creating real estate YouTube content, and an interview with former KW CEO Chris Heller.
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Posted in: Small Business Tagged: advice, agent, agents, AI, Appreciate, ask, book, business, buyers, CEO, coronavirus, Empower, estate, facebook, Financial Wize, FinancialWize, Free, future, goals, Grow, helpful, How To, industry, interview, Interviews, investors, Learn, Links, More, podcast, questions, reach, Real Estate, real estate agent, Real Estate Agents, realtor, Reviews, selling, social, tips, Underwriting, virtual, virtual assistant, volume, will, youtube

Why Do I Owe Taxes This Year? 10 Reasons To Spot

March 1, 2023 by Brett Tams

If you’re like most people, you dread tax season. You don’t know why you owe taxes this year, and the paperwork seems…

Read More… Why Do I Owe Taxes This Year? 10 Reasons To Spot

Posted in: Money Management, Money Tips Tagged: 1099, 1099 Form, 2, 2017, 2021, 2022, 2023, accountant, active, All, allowance, Amazon, American Rescue Plan, assets, baby, Bank, bank account, basic, before, business, calculator, Capital Gains, capital gains tax, capital gains taxes, changing jobs, charitable donations, Checking Account, checklist, Children, color, commission, coronavirus, cost, couple, Credit, credits, crypto, cryptocurrency, data, deductions, disclosure, donations, earning, Economy, employer, Employment, ETFs, expense, expenses, Family, faq, Financial Wize, FinancialWize, fitness, formula, freelance, funds, future, gig, gig economy, Giving, government, Grow, guide, home, How To, How to Make Money, HR, human resources, impact, Income, income tax, Income Taxes, interest, investment, investments, investors, irs, itemized deductions, job, jobs, kids, Law, Learn, Life, Links, list, loan, Local, low, LOWER, Main, Make, Make Money, Make money online, market, marriage, married, Media, Medical, Medicare, money, Money Management, More, more money, Mortgage, mortgage interest, Move, mutual funds, needs, new, new job, offer, Other, palette, pandemic, panic, paycheck, payments, Personal, plan, Planning, prep, price, Purchase, rate, Rates, Refund, retirement, retirement account, return, returns, right, Salary, security, self-employed, Self-employment, Sell, selling, shares, short, Side, Side Gigs, Side Hustle, single, Small Business, social, social security, Software, spouse, standard deduction, state taxes, states, stimulus, stock, stock market, stocks, Style, tax, tax brackets, tax credit, tax credits, tax deductions, tax law, tax liability, tax rates, tax refund, tax returns, tax season, tax time, tax withholding, taxable, taxable income, taxes, The Stock Market, time, title, under, Unemployment, W-2, W-4, W-4 form, will, work

Black-owned home values appreciated the most during the pandemic

February 28, 2023 by Brett Tams

Homes owned by Black families have appreciated more than any others since the onset of the COVID-19 pandemic, according to Zillow.

Posted in: Paying Off Debts Tagged: 2, 2021, 2023, affordable, affordable homes, All, Asian, average, beach, black, black and white, black homeowners, Black Homeownership, building, chance, city, closing, color, coronavirus, covid, COVID-19, COVID-19 pandemic, Credit, data, decades, discrimination, equity, expensive, Financial Wize, FinancialWize, gap, growth, Hispanic, historical, home, Home Ownership, home price appreciation, home prices, home value, Home Values, Homeowner, homeowners, homeownership, homeownership gap, homes, household, Housing, Housing market, improvement, Income, job, Kansas City, lake, Las Vegas, LOS, low, low rates, making, markets, men, Midwest, More, Mortgage, new, Other, ownership, pandemic, points, policies, price, Prices, rate, Rates, Redlining, Research, san diego, san francisco, seattle, states, time, unique, value, wealth, West Coast, white, women, Zillow
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