Credit Report
4 Reasons Why You Might Have Problems Buying A House Despite Low Rates
The economy is still in the doldrums, but one of the side effects has been that the rates on home mortgages are at their lowest levels ever. Last week 30 year fixed mortgages reached historic lows when they breached an average of 3.53%. Not only that, but 15 year fixed mortgages averaged only 2.83%! From […]
The post 4 Reasons Why You Might Have Problems Buying A House Despite Low Rates appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Annual Money Checkup – 18 Ideas To Put On Your Checklist
It’s a new year! Which means it’s a great time to do a new year money checkup. Perhaps you’ve set some goals for the year, or maybe you just want to make this year even better than the previous one. Whatever your reason may be, a new year money checkup can help you find places […]
The post Annual Money Checkup – 18 Ideas To Put On Your Checklist appeared first on Making Sense Of Cents.
Conventional Loans: A Complete Guide
Conventional Loans: A Complete Guide is a post from Pocket Your Dollars.
Does Paying for Your Car Insurance Build Credit?
You might think that paying for your car insurance each month affects your credit in the same way that paying other recurring bills does. In most cases, paying for car insurance does not help build credit. This is mostly because car insurance is not an installment loan, so it isn’t reported to the major credit […]
The post Does Paying for Your Car Insurance Build Credit? appeared first on SoFi.
Understanding the Home Equity Line of Credit (HELOC)
A home equity line of credit, or HELOC, is a great financial tool that allows homeowners to tap into their available equity as needed. HELOCs work similarly to credit cards in that you have access to a credit line â up to a certain limit â and can spend as much or as little as… View Article
The post Understanding the Home Equity Line of Credit (HELOC) first appeared on Total Mortgage.
What Are Closing Costs and How Much are They?
What Are Closing Costs and How Much are They? is a post from Pocket Your Dollars.
How to Lower Your Debt-to-Income Ratio
One of the most common problems people have qualifying for a personal house or investment property is a high debt-to-income (DTI) ratio. Most lenders will want to see a debt-to-income ratio of 45 percent or lower. If your debt-to-income ratio is higher than this, it will be very hard to qualify for a loan. I … Read more
PayPal Buy Now, Pay Later 2023: Pay in 4 and Pay Monthly
In recent years, the rise of buy now, pay later services has made it easier to snag a purchase and pay it off in small, manageable installments. Weâve seen companies, including Affirm, Klarna and Afterpay, rise to the forefront with flexible payment options. However, significant players, such as PayPal, arenât keeping quiet. PayPal Pay in […]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Buying a Car Following Bankruptcy Filing
One of the issues borrowers run into when trying to get approved for a vehicle immediately after filing their case is that their debts are not yet officially eliminated. While a filing does halt creditor collection attempts, the filing of a case doesn’t mean that all of your obligations have been wiped clean. You still […]
The post Buying a Car Following Bankruptcy Filing appeared first on Credit Absolute.