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The 401(a) Plans and Rollover Rules (what you need to know)

January 30, 2023 by Brett Tams

There’s a type of retirement plan that’s in the “401 family” that gets little attention. Maybe that’s because only a relatively small number of employers offer it, even though the number of employees participating in the plan is probably in the millions. It’s called the 401(a) plan, and while it’s much like the 401(k) plan […]

The post The 401(a) Plans and Rollover Rules (what you need to know) appeared first on Good Financial Cents®.

Posted in: Retirement, Starting A Family Tagged: 2021, 2022, 2023, 401(k) plan, 401k, AAMS, Accredited Asset Management Specialist, ad, advisor, All, analysis, assets, author, balance, basics, before, beneficiaries, beneficiary, Benefits, Blog, blue, bond, bonus, book, business, cents, chance, Choices, College, color, Commercial, commission, Compensation, cost, custom, data, death, decision, Deductible, disclosure, dividends, earnings, employer, entry, Family, faq, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, fund, funds, General, good, Google, government, great, green, Grow, house, Illinois, Income, income tax, Insurance, insurance premiums, Invest, investment, IRA, IRAs, irs, items, job, layout, Learn, Life, life insurance, list, Loans, Main, Make, married, mess, money, More, new, offer, Other, ownership, payments, pension, Personal, personal finance, plan, planner, Planning, podcast, protection, Purchase, Rates, required minimum distributions, Research, retirement, retirement account, retirement accounts, retirement funds, retirement plan, Retirement Planning, retirement plans, returns, Revenue, right, RMDs, rollover, roth, Roth IRA, Roth IRA conversion, save, School, schools, science, SEC, securities, selling, single, spouse, stable, stock, target, tax, tax rates, taxes, the balance, time, title, traditional, traditional IRA, trustee, under, value, Video, wealth, wealth management, will, withdrawal, work, workers, working, youtube

How to Travel in Luxury on a Budget

January 30, 2023 by Brett Tams

We all wish that we could pack our bags with the finest outfits, jet off to a private island and dine on 5-star, Michelin-rated food. Unfortunately our bank accounts just don’t have time for that. Lucky for us, there are some great hacks out there that make traveling in luxury a little bit easier for

The post How to Travel in Luxury on a Budget appeared first on MintLife Blog.

Posted in: Apartment Safety, Travel Tagged: 2, 2022, airfare, All, app, ask, author, Bank, bank account, bank accounts, before, best travel, big, Blog, book, Budget, Buy, Buying, car, castle, cheap airfare, cheap flights, Cities, color, cost, country, Credit, credit card, Credit Card Reviews, credit cards, custom, data, Deals, european travel on a budget, expensive, experience, Fall, Financial Freedom, Financial Wize, FinancialWize, flight, food, freedom, fun, funds, goal, goals, Google, great, guide, hacks, hawaii, home, hotels, How To, how to travel internationally on a budget, impact, Instagram, international, internet, language, layout, Life, Live, Local, Luxury, Make, making, Manhattan, Mint, mint.com, mobile, money, More, new, nyc, offer, plan, Planning, Portugal, rate, ratings, Research, restaurant, Reviews, rewards, rewards credit cards, room, safety, save, Saving, savings, single, Sites, Spending, Start Saving, Style, theft, time, timeline, tips, title, tools, tour, Transportation, Travel, travel hacks, travel in luxury, travel in luxury on a budget, travel on a budget, travel rewards credit cards, Travel Tips, Uber, unique, vacation, venmo, Ways to Save, white, will, work

Expensify Review | Simplified Expense Tracking

January 30, 2023 by Brett Tams

Keeping track of expenses can be difficult when you are trying to juggle running a business with all of the administrative tasks that come with it. Receipts can get lost, claims forgotten, and amounts misremembered. Finding the time to dedicate to expenses is difficult, and it is easy to get overwhelmed by all of the […]

The post Expensify Review | Simplified Expense Tracking appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2021, AAMS, Accredited Asset Management Specialist, advisor, All, app, Applications, author, Auto, Bank, before, Benefits, Blog, blue, bonus, book, Built, business, cents, clear, codes, coffee, color, commission, company, cons, Credit, credit card, currency, custom, data, disclosure, eco, eco-friendly, Entertainment, entry, existing, expense, expense tracking, expenses, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, friendly, General, good, Google, green, hold, hotels, hourly, Illinois, investment, Learn, list, lyft, Main, Make, making, Manage Money, miles, mobile, Mobile App, More, needs, new, offers, Other, party, Personal, personal finance, planner, Planning, podcast, programs, project, pros, Purchase, Rates, Research, retirement, Retirement Planning, returns, Review, right, running, Saving, science, search, SEC, selling, single, smart, Software, tax, tax returns, tax time, taxes, time, tracking, Transaction, Uber, update, vacation, wealth, wealth management, will, work, youtube

17 Best Online Jobs for Teens

January 30, 2023 by Brett Tams

If you’re a teenager and you need to make money, we have gathered a list of the best online jobs for you. I have to warn you that most online jobs are not “jobs” in the traditional sense. They don’t usually come with a flat hourly salary, a fixed schedule, or even direct supervision to […]

The post 17 Best Online Jobs for Teens appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, AAMS, Accredited Asset Management Specialist, advisor, All, Amazon, app, author, basic, before, big, Blog, Blogging, blue, book, build, building, business, Buy, car, Car Insurance, Career, cents, cleaning, color, commission, company, Compensation, cost, couple, craigslist, custom, customer service, data, deliveries, design, disclosure, doordash, driving, Earn money, earning, earnings, employer, Employment, entry, experience, Featured, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, food, Freebies, freedom, freelance, friendly, front, garage, garage sales, General, get started, gift, Gift Cards, gifts, gig, Giving, good, Google, government, Graphic, great, green, home, hourly, How To, ideas, Illinois, Inquiries, Insurance, interest, internet, Invest, investment, items, job, jobs, Learn, Legal, Life, list, Live, low, LOWER, lyft, Main, Make, Make Money, making, Making Money, market, Marketing, mobile, money, More, Motivation, new, offer, offers, opportunity, Other, paycheck, paypal, Permits, Personal, personal finance, plan, planner, Planning, podcast, points, policies, Popular, products, project, projects, Purchase, questions, Research, resume, retirement, Retirement Planning, Review, reward, rewards, rideshare, right, running, Salary, sales, science, search, searching, seasonal, SEC, self-employed, Self-employment, Sell, selling, single, Sites, Social Media, space, Spending, starbucks, Strategies, survey, surveys, thrift, time, traditional, Uber, under, unique, upgrade, virtual, virtual assistant, wealth, wealth management, Websites, will, work, working, working from home, young, youtube

Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth?

January 30, 2023 by Brett Tams

Whether you choose real estate or index funds as your primary investment, each has an outstanding track record of building wealth. But is one better than the other, if maybe only by a little bit? This topic was inspired by this question from a reader: “My question: Real estate or long-term index fund investing? I […]

The post Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Amount Of Money, apartment, Appreciate, Arizona, Arkansas, assets, author, Bank, basic, bear market, before, beginner, big, Blog, blue, bonds, book, brokerage, build, building, building wealth, business, Buy, buy a home, Buying, california, Capital Gains, capital gains tax, cents, chance, Clean, clear, color, Colorado, Commercial, commission, company, Compliance, Connecticut, cost, couple, crash, Crowdfunding, crypto, custom, data, decades, disclosure, diversification, diversify, dividend, Dividend Yield, dividends, down payment, employer, energy, entry, equity, estate, ETFs, eviction, expense, experience, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, freedom, front, fund, funds, Georgia, good, Google, green, growth, growth stocks, guest, guest post, guide, hawaii, healthcare, history, hold, home, home inspection, idaho, Illinois, impact, Income, index, index fund, index funds, indiana, industry, Inflation, inspection, Insurance, interest, interest rates, Invest, Investing, investment, investment property, investments, investors, IRA, irs, lawsuit, Learn, learned, Legal, lessons, leverage, liquidity, list, lists, loan, Loans, louisiana, LOWER, Main, maine, Make, Make Money, making, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, mistake, money, montana, More, Mortgage, Mortgages, multiple offers, nebraska, Nevada, new, new apartment, New Jersey, new york, News, north carolina, offer, offers, opportunity, Oregon, Original, Other, ownership, passive, Personal, personal finance, plan, planner, Planning, podcast, points, Popular, portfolio, pressure, property, property values, Purchase, Rates, Real Estate, Real Estate Investing, real estate investment, real estate investor, renovations, Rent, rental, rental market, rental property, Rentals, renters, Research, Residential, retirement, Retirement Planning, retirement plans, return, return on investment, returns, rich, right, risk, robinhood, Schwab, science, SEC, second, Sell, selling, shares, simple, single, South Carolina, south dakota, stock, stock market, stockbrokers, stocks, Style, tax, tax liability, tax rates, taxes, Technology, tenant, Tennessee, texas, The Stock Market, time, title, trading, trend, unique, Utah, value, Vanguard, Video, virginia, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, wrong, youtube

Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth?

January 30, 2023 by Brett Tams

Whether you choose real estate or index funds as your primary investment, each has an outstanding track record of building wealth. But is one better than the other, if maybe only by a little bit? This topic was inspired by this question from a reader: “My question: Real estate or long-term index fund investing? I […]

The post Real Estate or Index Funds – Which is the Better Way to Build Long-term Wealth? appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Amount Of Money, apartment, Appreciate, Arizona, Arkansas, assets, author, Bank, basic, bear market, before, beginner, big, Blog, blue, bonds, book, brokerage, build, building, building wealth, business, Buy, buy a home, Buying, california, Capital Gains, capital gains tax, cents, chance, Clean, clear, color, Colorado, Commercial, commission, company, Compliance, Connecticut, cost, couple, crash, Crowdfunding, crypto, custom, data, decades, disclosure, diversification, diversify, dividend, Dividend Yield, dividends, down payment, employer, energy, entry, equity, estate, ETFs, eviction, expense, experience, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, Florida, freedom, front, fund, funds, Georgia, good, Google, green, growth, growth stocks, guest, guest post, guide, hawaii, healthcare, history, hold, home, home inspection, idaho, Illinois, impact, Income, index, index fund, index funds, indiana, industry, Inflation, inspection, Insurance, interest, interest rates, Invest, Investing, investment, investment property, investments, investors, IRA, irs, lawsuit, Learn, learned, Legal, lessons, leverage, liquidity, list, lists, loan, Loans, louisiana, LOWER, Main, maine, Make, Make Money, making, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, mistake, money, montana, More, Mortgage, Mortgages, multiple offers, nebraska, Nevada, new, new apartment, New Jersey, new york, News, north carolina, offer, offers, opportunity, Oregon, Original, Other, ownership, passive, Personal, personal finance, plan, planner, Planning, podcast, points, Popular, portfolio, pressure, property, property values, Purchase, Rates, Real Estate, Real Estate Investing, real estate investment, real estate investor, renovations, Rent, rental, rental market, rental property, Rentals, renters, Research, Residential, retirement, Retirement Planning, retirement plans, return, return on investment, returns, rich, right, risk, robinhood, Schwab, science, SEC, second, Sell, selling, shares, simple, single, South Carolina, south dakota, stock, stock market, stockbrokers, stocks, Style, tax, tax liability, tax rates, taxes, Technology, tenant, Tennessee, texas, The Stock Market, time, title, trading, trend, unique, Utah, value, Vanguard, Video, virginia, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, wrong, youtube

DUI Car insurance

January 30, 2023 by Brett Tams

Some drivers wonder what would occur if they were to cause an accidental collision while driving under the influence of alcohol. There is a specific limit within each state for the amount of alcohol that a driver can consume and still legally be able to operate their vehicle. However, if an accident or damage takes […]

The post DUI Car insurance appeared first on Good Financial Cents®.

Posted in: Banking, Insurance Tagged: 2021, 30-year, AAMS, Accredited Asset Management Specialist, advisor, All, app, author, Auto, auto insurance, before, Blog, blue, book, business, car, Car Insurance, cents, color, commission, company, custom, data, disclosure, Discounts, dmv, Drivers, driving, earning, electric, entry, expenses, farm, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, General, good, Google, green, habits, history, home, Illinois, impact, install, Insurance, insurance coverage, investment, Learn, Legal, list, low, Main, Make, market, Medical, medical expenses, mobile, Mobile App, More, new, offer, offers, office, Other, Personal, personal finance, planner, Planning, podcast, policies, property, Purchase, Raise, rate, Rates, Research, retirement, Retirement Planning, risk, safe, science, SEC, selling, state farm, states, target, time, under, vehicles, wealth, wealth management, will, work, youtube

Suncoast Credit Union Mortgage Review

January 30, 2023 by Brett Tams

Originally founded in 1934 as a credit union for teachers in Hillsborough County, Suncoast Credit Union has since expanded its territory and membership eligibility requirements while remaining a regional lender. Headquartered in the city of Tampa, Suncoast is now the largest credit union in Florida and provides mortgages to its many members in the Sunshine […]

The post Suncoast Credit Union Mortgage Review appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 2, 2021, 30-year, 429, AAMS, Accredited Asset Management Specialist, ad, advice, advisor, Alabama, All, Applications, Arizona, Arkansas, ARM, ARMs, assets, author, Bank, before, Blog, blue, book, business, Buying, calculator, california, cents, city, College, color, Colorado, commission, Connecticut, conventional loan, Credit, credit history, Credit Report, credit score, credit union, custom, customer service, data, Debt, debt-to-income, disclosure, down payment, Down Payment Assistance, Enforcement, entry, experts, Fall, Family, Fannie Mae, Fannie Mae and Freddie Mac, Featured, FHA, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, financing, first time homebuyer, First-time Homebuyers, Florida, Freddie Mac, freedom, funds, Georgia, gift, Giving, good, Google, green, growth, hawaii, helpful, history, home, home loan, homebuyer, Homebuyers, homes, idaho, Illinois, Income, indiana, Insurance, interest, interest rate, interest rates, investment, journey, Jumbo loans, Law, Learn, lenders, Life, list, loan, Loan officer, Loans, Local, louisiana, LOWER, Main, maine, Make, Maryland, Massachusetts, Michigan, military, mississippi, missouri, money, montana, More, Mortgage, mortgage calculator, mortgage loans, Mortgage Rates, Mortgages, nebraska, Nevada, new, new home, New Jersey, new york, north carolina, offer, offers, Oregon, organization, Origination, Other, payments, percent, Personal, personal finance, planner, Planning, PMI, podcast, principal, private mortgage insurance, products, programs, protection, Purchase, rate, Rates, Refinance, relocate, Research, retirement, Retirement Planning, Review, Reviews, School, schools, science, SEC, security, selling, social security, South Carolina, south dakota, Style, teachers, Tennessee, texas, time, traditional, USDA, usda loans, Utah, VA, value, versus, veterans, virginia, washington, Washington DC, wealth, wealth management, Wisconsin, work, youtube

10 Tips to Making (Healthy) Groceries Budget-Friendly

January 30, 2023 by Brett Tams

Welcome to the first of a six-part collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! As a food blogger, I know a thing or two about how expensive healthy food can

The post 10 Tips to Making (Healthy) Groceries Budget-Friendly appeared first on MintLife Blog.

Posted in: Budgeting, Food Budgets, Liefstyle Tagged: 2, 2022, All, app, Apps, at home, author, before, best health food, best healthy foods, big, Blog, Budget, budget eating, Budgeting, budgets, building, Choices, collaboration, color, containers, cooking, cost, couple, Credit, data, Deals, Debt, dining, dining out, Easter, eating healthy for cheap, eating out, expense, expenses, expensive, Family, Finance, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, food, food budget, Food Budgets, foodie, foundation, freedom, friendly, frugal, frugal grocery budget, fruit, fun, good, great, groceries, grocery, grocery bill, grocery budget, Grocery Shopping, grocery stores, guide, habits, Halloween, Happiness, healthy, healthy eating, healthy food, healthy recipes, heat, home, household budget, Housing, How To, Income, interview, inventory, items, kids, kitchen, layout, Learn, Life, list, Live, low, Main, Make, making, meal planning, meal prep, Mint, mint.com, mobile, money, More, net worth, new, new year, Other, parents, party, Personal, personal finance, plan, Planning, prep, Recipes, resolutions, restaurants, sales, save, Saving, Saving 101, second, shopping, shopping list, shopping tips, single, skill, Spending, stock, stress, Style, survey, time, tips, title, Transportation, united, vacations, white, work

Your Forever Network

January 30, 2023 by Brett Tams

Show Summary I’m here dropping off our Christmas cards to me and my wife’s business and personal network. Truthfully, when you do what I do, everything is personal, so my business associates…

Posted in: Small Business Tagged: acquisitions, Advertising, All, Applications, Appreciate, ask, Budget, build, building, Built, burnout, business, Buy, buyers, chase, Children, Christmas, commission, company, cost, CRM, Deals, estate, experience, Fall, Family, Financial Freedom, Financial Wize, FinancialWize, freedom, funny, get started, Getting Started, Getting Started in Real Estate Investing, gifts, good, great, Grow, home, house, How To, impact, Interviews, Investing, investors, job, Lead Generation, Learn, Life, list, Live, Make, market, Marketing, money, More, Move, natural, networking, new, new year, office, opportunity, Other, paint, Personal, Planning, portfolio, questions, ready, Real Estate, Real Estate Investing, Real Estate Investing Secrets, real estate investor, Real Estate Investors, realtor, Relationships, right, running, sales, secrets, seller, selling, Software, spouse, students, teaching, the new year, time, tools, tour, value, Video, will, work, wrong
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