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$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)

March 18, 2023 by Brett Tams

$25 per hour is $52000 a year. Find out how this is calculated and pick up budgeting tips and side hustle ideas.

The post $25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, 401k, 529, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, airbnb, All, Amazon, analysis, ARMs, assumptions, author, Auto, average, Bank, bank account, bank statement, basic, before, bills, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, car, cents, child care, Clean, cleaning, cnbc, color, commission, cost, Cost of Living, create a budget, Credit, credit card, custom, customer service, data, Debt, decisions, deck, deductions, design, desk, disclosure, dividend, doordash, Downpayment, driveway, driving, earning, Emergency, Emergency Fund, employer, employer match, employer-sponsored retirement plan, Entertainment, entry, event, expense, expenses, experience, experts, Fall, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, financial stability, Financial Wize, FinancialWize, fixed, Florida, food, Free, free time, freedom, freelance, Freelance writer, freelancers, fund, funds, future, gas, get started, goal, good, Google, Graphic, green, groceries, guests, health, Health care, hold, home, hourly, hours, house, Housing, How To, ideas, Illinois, impact, Income, Income Taxes, industry, instacart, Insurance, interest, interest rate, investment, investments, items, job, Job Search, jobs, Leaders, Learn, Lifestyle, Links, list, Live, Living, loan, Loans, Local, LOWER, Main, maintenance, Make, Make Money, making, manage, market, Marketing, md, Media, Medical, medical expenses, Medicare, Miscellaneous, money, More, more money, Mortgage, Movers, multiply, needs, negotiating, net income, Nevada, new, new job, new york, new york times, offer, offers, or, orange, organizing, Other, passive, passive income, Paying Down Debt, payments, Personal, personal finance, personal finances, Pet, photography, plan, planner, Planning, podcast, poverty, present, products, Purchase, quality, rate, reach, Rent, rental, Rentals, Research, retirement, retirement plan, Retirement Planning, retirement savings, Review, room, Salary, savings, science, search, SEC, security, Sell, selling, short, short-term rental, short-term rentals, Side, Side Hustle, Side Hustles, single, smart, social, social security, south dakota, Spending, state tax, state taxes, states, students, tax, tax deductions, tax time, taxes, Tennessee, texas, The Wall Street Journal, time, tips, title, Transportation, trust, Twitter, Uber, unique, utilities, vacation, variable, Video, virtual, virtual assistant, walking, wall, Wall Street, washington, wealth, wealth management, Websites, will, woman, work, workers, working, youtube

Getting a Mortgage Without a Regular Income

March 16, 2023 by Brett Tams

Getting a Mortgage Without a Regular Income

Qualifying for a home loan can be especially challenging if you don’t have a regular paycheck. Even if you have a solid credit score, money in the bank, and low or no debt, you can still expect mortgage lenders to check on your income to be sure you can afford your loan payments. And you […]

The post Getting a Mortgage Without a Regular Income appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, advice, advisor, All, assets, Bank, basic, before, bills, blue, borrowers, business, clear, color, company, cosigner, couple, Credit, credit history, credit rating, credit repair, Credit Reports, credit score, credit scores, Debt, debt-to-income, deductions, Disability, display, dividends, down payment, DTI, earning, Emergency, Emergency Fund, employer, Employment, expectations, faq, FDIC, fico, finances, financial tips, Financial Wize, FinancialWize, First-time Homebuyers, fixed, freelance, freelancers, FTC, fund, General, get started, getting a mortgage, gig, good, good credit, history, Holidays, home, home loan, Home Ownership, homebuyer, Homebuyers, hours, house, Housing, housing costs, HR, Income, income tax, inconsistent income, interest, interest rate, interest rates, investments, job, jobs, jump, Law, Learn, Legal, lenders, list, loan, loan officers, Loans, low, LOWER, Make, manage, money, More, Mortgage, mortgage lender, mortgage lenders, mortgage loan, mortgage payments, mortgage pre-approval, MORTGAGE RATE, Mortgages, Move, needs, NMLS, one year, organization, Other, park, paycheck, payments, pension, Personal, personal finances, points, pool, pre-approval, products, proof, proof of income, property, questions, rate, Rates, reach, ready, rental, rental property, repair, retirement, retirement account, return, returns, right, risk, running, seasonal, security, self-employed, Self-employment, short, social, social security, sofi, stable, states, Strategies, Style, summer, swimming, tax, tax returns, taxes, teaching, theme park, time, tips, tools, traditional, under, Underwriting, W-2, wants, white, will, work, workers, working

12 Best Banks for Startups in March 2023

March 16, 2023 by Brett Tams

Starting a business can be tough, but choosing the right bank doesn’t have to be. Discover the top banks for startups.
Posted in: Credit 101 Tagged: 2, 2023, ACH, Administration, AI, All, app, apple, applying for a loan, Apps, ATM, average, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, basic, Benefits, big, Big Four, Bill Pay, bills, bonds, bonus, bonuses, borrowers, borrowing, brick, Budget, Budgeting, build, Built, business, Business Credit, business credit cards, Business Income, business loan, business loans, Calculators, california, capital one, cash back, Cash Back Rewards, CDs, chance, chase, chase business, chase ink, chase offers, Checking Account, Checking Accounts, choice, Citi, company, contractors, Convenience, cost, crash, Credit, credit card, credit card payments, credit cards, credit history, credit score, credit union, Credit unions, Crisis, CRM, customer service, Debit Card, debit cards, deposit, Direct Deposit, Discounts, discover, dividend, DIY, earn interest, Emergency, employer, Entrepreneurs, event, expenses, expensive, Extra Money, FDIC, FDIC insurance, Fees, Finance, finances, Financial Wize, FinancialWize, Fintech, Forecast, fraud, Free, free checking, freelancers, friendly, fund, funds, future, get started, gold, good, government, great, Grow, growth, guide, habit, history, hold, hours, How To, ideas, Income, Insurance, Integration, interest, interest rate, interest rates, inventory, Invest, JPMorgan Chase, launch, lenders, lending, list, Live, loan, Loans, Local, low, maintenance, Make, making, manage, Manage Money, market, mastercard, mobile, Mobile App, Mobile Banking, money, money market, Money Market Account, money market accounts, money market funds, More, Move, needs, new, no fee, offer, offers, Online Banking, Online Bill Pay, online business, Online Checking Account, online purchases, Other, overdraft fees, party, pay bills, payments, paypal, peace, Personal, personal banking, personal finance, personal finances, plan, platinum, points, Popular, premium, products, protect, protection, Purchase, questions, rate, Rates, Relationships, relay, restaurants, rewards, rewards credit cards, rich, rideshare, right, risk, safe, save, Saving, saving money, savings, Savings Account, Savings Accounts, SBA, SBA loans, securities, security, Sell, separate accounts, shares, Silicon Valley, silicon valley bank, simple, Small Business, Small Business Administration, small business loan, small business loans, smart, social, social security, Software, Spending, stable, stage, starting a business, Starting Out, startup, startups, Style, suite, svb, tax, taxes, Technology, time, tools, track expenses, traditional, Transaction, transaction fees, Travel, trust, u.s. bank, US Bank, value, venmo, Venture Capital, virtual, visa, wants, washington, wells fargo, will, wire transfers, withdrawal, work, workers

What Is a Resume Writer? Finding the Best Resume Writer for You

March 9, 2023 by Brett Tams

If you’re not landing interviews, you need to evaluate your resume. See how a pro can help and where to find one.

Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, ad, ask, before, Career, company, cost, data, desk, dream, employer, entry, existing, experience, Financial Wize, FinancialWize, Free, freelancers, goals, good, Google, Hiring, How To, industry, Interviews, Investor, job, Job Search, jobs, keywords, kitchen, Land, Listings, Living, Make, man, More, needs, opportunity, questions, reach, resume, right, scam, search, searching, Sell, Software, story, suite, target, targeting, time, title, tracking, unique, Video, will, work, workers, young

Guide to FSA Debit Cards

March 8, 2023 by Brett Tams

What Is an FSA Debit Card?

If you have a flexible spending account, an FSA debit card allows you access these pre-tax dollars you’ve set aside. With an FSA debit card, you can pay for qualifying medical purchases without having to file a reimbursement claim through your employer. In other words, an FSA debit card can make your healthcare spending that […]

The post Guide to FSA Debit Cards appeared first on SoFi.

Posted in: Financial Advisor, Money Tagged: 2, 2022, 2023, 50/30/20 budget, acupuncture, advice, advisor, All, AllY, Amazon, ATM, balance, Bank, Banking, beginner, Benefits, bonus, Budget, build, business, chance, Checking Account, clear, Clothes, cons, couple, covid, COVID-19, creating a budget, Credit, credit card, credit union, Debit Card, debit cards, Debt, Deductible, deductibles, deposit, design, diet, dining, dining out, Direct Deposit, display, down payment, employer, expenses, Family Finances, faq, FDIC, Fees, financial tips, Financial Wize, FinancialWize, food, Free, freelancers, FSA card, fund, funds, General, glasses, goal, goals, good, grace period, green, groceries, Grow, guide, health, Health Insurance, health plan, health savings account, health savings accounts, healthcare, healthy, house, Housing, HR, hsa, Income, Insurance, interest, interest rates, international, InvestZ, irs, items, jobs, Learn, Legal, Life, Lifestyle, list, Living, living expenses, Make, making, mastercard, Medical, medical expenses, medications, miles, money, money tips, MoneyGen, More, needs, online shopping, Other, party, payments, Personal, plan, points, prescriptions, pretty, products, property, pros, Pros and Cons, Purchase, rate, Rates, reach, restaurant, reward, reward points, right, save, Saving, savings, Savings Account, Savings Accounts, self-employed, shopping, short, Sites, sofi, Spending, SpendSLR, spouse, story, Strategies, Style, tax, tax-advantaged, Terminology, time, tips, traditional, vacation, variable, wants, Wedding, wellness, will, work

The Most Beautiful Apartments in Houston

March 5, 2023 by Brett Tams

Find a stunning apartment in Houston today.

The post The Most Beautiful Apartments in Houston appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

Posted in: Growing Wealth Tagged: 2023, advice, air, All, Amenities, apartment, apartments, apple, Architecture, art, bar, big, Blog, blue, bookshelf, building, ceilings, city, clear, coffee, couch, country, custom, data, design, dining, discover, entertaining, environment, experience, Fall, Featured, Financial Wize, FinancialWize, fitness, floor, flooring, freelancers, games, garden, gift, good, great, green, grey, Grilling, guests, guide, gym, heat, home, home office, house, houston, kitchen, LA, Life, lights, Links, Living, luck, Luxury, Make, marble, market, modern, More, Motivation, museum, natural, needs, oak, offer, office, outdoor, park, pergola, personality, Pet, place, pool, quality, ready, Rent, rice, right, rise, river, room, second, shortage, soaring, spa, space, staples, stress, Style, time, tips, Tips & Advice, tour, tv, under, unique, vinyl, virtual, wall, wander, washing, weather, white, will, windows, wood, work, working, Zoom

6 Things Every Self-Employed Worker Should Know About Taxes

March 1, 2023 by Brett Tams

Taxes are trickier for gig workers, freelancers and other workers whom the IRS considers self-employed.

Posted in: Mortgage Tips Tagged: 1099, 2, 2021, 2022, 2023, actual, airbnb, All, app, business, car, cents, choice, company, Compensation, cost, credits, data, Deductible, deductions, earnings, Economy, employer, Employment, expense, expenses, Extra Income, federal income taxes, Fees, Financial Wize, FinancialWize, form 1099-misc, form 1099-NEC, freelance, freelancers, gas, gig, gig economy, Hiring, Income, income tax, Income Taxes, Insurance, irs, Learn, lease, Make, Marketing, Medicare, miles, Miscellaneous, More, needs, Oil, Other, party, payments, Personal, proof, rate, return, returns, security, self-employed, Self-employment, selling, Side, social, social security, states, tax, tax deductions, tax returns, tax time, taxable, taxable income, taxes, time, traditional, Uber, united, united states, value, walking, will, woman, work, workers, working

How to Start an Online Business and Make Real Money

February 25, 2023 by Brett Tams

Online businesses rock. Why? I’ll tell you why . . . . You can run your online business from anywhere, and you actually don’t need a lot of money to start. There aren’t too many businesses that can boast those advantages! But still, you’re going to need quite a bit of time and a little […]

The post How to Start an Online Business and Make Real Money appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2023, AAMS, Accredited Asset Management Specialist, Advertising, advisor, All, Amount Of Money, analysis, author, Auto, baby, before, big, bills, Blog, Blogging, blue, bonus, book, brick, build, building, business, Cable TV, car, cars, cents, cnbc, color, commission, couple, custom, data, design, disclosure, eating out, Employment, energy, entry, exercise, expenses, experience, experts, Extra Money, facebook, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, fitness, Free, freedom, freelance, freelancers, fund, furniture, games, get started, goals, good, Google, great, green, guide, Gurus, healthcare, healthy, hold, home, hours, How To, How to Make Money, ideas, Illinois, industry, interest, interview, investment, investments, job, jobs, kids, launch, Law, Learn, Life, Links, list, Living, Main, Make, Make Money, Make money online, making, md, money, More, more money, Move, Moving, new, new york, new york times, News, office, one year, online business, Opinion, orange, Other, paycheck, paycheck to paycheck, payments, Personal, personal finance, personal finances, planner, Planning, podcast, pretty, products, Purchase, quality, Rates, ready, Regulation, Rent, Research, retirement, Retirement Planning, Review, right, routine, running, Salary, sales, savings, science, search, search engine, searching, SEC, security, selling, Side, simple, social, social security, space, starting a business, states, students, Style, subscriptions, surveys, swagbucks, The Wall Street Journal, time, tips, trust, tv, walking, wall, Wall Street, Ways to make money, wealth, wealth management, Websites, will, work, working, wrong, youtube

Redefining Frugality: Mistakes and Money Lessons Learned as a Freelancer

February 25, 2023 by Brett Tams

Sitting on my desk as I write this is an application I should have filled out months ago. Twenty-two months ago, to be exact.

It was then that I left my 40-hour-a-week office job, which included a convenient 401(k), dependable health care plan and, most refreshingly, a kind and understanding boss. It was tough to leave that job, but I wanted to pursue a career in freelance writing.

The entire experience was overwhelming. Details of that are for another post, perhaps, but the point is: what I found most overwhelming was dealing with my own finances. Administratively speaking, my employer had taken care of my retirement plan, taxes and health insurance. It was great.

Posted in: Budgeting, Insurance, Mortgage Tips, Retirement, Taxes Tagged: All, ask, average, basics, before, bills, Budget, Budgeting, calculator, california, Career, College, cost, couple, data, Debt, Deductible, desk, earning, Economy, Emergency, Emergency Fund, employer, expenses, experience, Finance, finances, Financial Wize, FinancialWize, Free, freelance, Freelance writer, freelancers, frugal, Frugality, fund, funds, future, great, guest, health, Health care, Health Insurance, health savings account, health savings accounts, helpful, horror stories, How To, hsa, Income, industry, Insurance, interest, Investing, IRA, IRAs, job, jobs, journey, Learn, learned, lessons, Life, list, Living, LOWER, Make, making, mindset, mistake, Mistakes, money, More, Move, mutual funds, News, offer, office, Other, payments, Personal, personal finance, plan, Planning, plans, pretty, Psychology, rate, Rates, ready, Research, retirement, retirement plan, right, roth, Roth IRAs, save, Saving, saving money, savings, Savings Account, Savings Accounts, second, self-employed, simple, stories, tax, taxes, time, traditional, under, will, withdrawal, work, working

Best tax software for 2023

February 24, 2023 by Brett Tams

We’re going to make your job of finding the best tax software easier by providing the details of the five most popular tax software plans available.Compare free and paid tax prep software. TurboTax vs H&R Block vs TaxAct and other top tax prep apps. Pricing, features, audit support and more.

The post Best tax software for 2023 appeared first on Money Under 30.

Posted in: Personal Finance, Saving And Spending, Taxes Tagged: 1099, 2, 2021, 2023, actual, advice, affordable, All, app, Appreciate, Apps, ask, Bank, basic, before, big, bonds, brokers, business, Business Income, business taxes, Buy, Buying, Capital Gains, childcare, Children, choice, company, contractors, cost, couple, Credit, credits, crypto, data, Deductible, deductions, dividend, dividends, DIY, earnings, education, Employment, estate, event, expense, expense tracking, expenses, experience, Family, farm, filing taxes, Financial Wize, FinancialWize, Fraction, Free, freelance, freelancers, friendly, fund, General, get started, Giving, gold, good, guide, health, health savings accounts, home, home office, hours, Income, income tax, Income Taxes, industry, Insurance, interest, investment, investments, investors, IRA, irs, itemized deductions, job, library, list, Live, loan, loan interest, Local, LOWER, Main, Make, married, mobile, money, More, Mortgage, mortgage interest, most popular, no-front-page, offer, offers, office, Offices, opportunity, Other, party, Personal, personal finance, plan, Planning, plans, Popular, premium, prep, Prices, Professionals, property, questions, Real Estate, real estate taxes, Refund, rental, rental properties, rental property, Research, retirement, Retirement Income, retirement savings, return, returns, Review, salaries, save, savings, Savings Accounts, scholarships, security, self-employed, Self-employment, Side, simple, single, Small Business, smart, social, social security, Software, standard deduction, state tax, stock, stocks, student, student loan, tax, tax credit, tax credits, tax filing, tax returns, Tax Tips, taxable, taxable income, taxes, time, tips, title, tools, tracking, trust, Uber, under, Unemployment, unique, upgrade, W-2, wages, will, work
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