The third and newest ship in the Virgin Voyages fleet is Resilient Lady, which was christened in 2023 and adds yet another bright red vessel to the high seas.
Virgin Voyages is an adults-only cruise line known for quirky modern design, entertainment that pushes the limits and exceptional, all-included specialty dining.
Virgin Voyages Resilient Lady destinations
The Resilient Lady’s home port is in Athens, and the ship sails itineraries in the Mediterranean for part of the year. Then, to reposition itself, the ship makes a transcontinental voyage that visits Dubai, India and Southeast Asia, before cruising on to Australia and New Zealand.
The ship also spends time in Europe, making stops in the U.K., the Netherlands, Spain and Portugal, among others.
Resilient Lady ship details
Don’t expect to find a lot of differences between the Resilient Lady and its two siblings, the Scarlet Lady and Valiant Lady — all three ships are nearly identical.
On the Resilient Lady, the nearly 2,800 passengers stay in just over 1,400 cabins across seven levels, ranging from solo rooms to large, impressive suites. Passengers also have access to amenities, restaurants and entertainment across another six decks, with a jogging track and yoga deck topping things off.
Expect to come aboard and find minimalist design, trendy music, lighting that changes throughout the day and a staff that sees entertaining as their raison d’etre.
Resilient Lady accommodations
The staterooms on the Resilient Lady are unique from the get-go. Instead of a traditional room key, cabins are unlocked using a bracelet made from plastic recovered from the ocean. Nearly all of the cabins come with balconies and many have a signature red hammock, allowing guests to lounge al fresco in privacy.
There are a handful of interior cabins without an ocean view. Social Insider cabins have bunk beds and are great for groups up to four, while Solo Insider cabins are smaller and perfect for the single traveler who doesn’t need a lot of space.
Both balcony and interior rooms typically have standard — and quite small — bathrooms with good lighting and wall-mounted Red Flower toiletries in the shower.
For a real treat, reserve one of the RockStar Quarters or the Mega RockStar Quarters. Some of these suites feature terrace whirlpools, living rooms and seaview showers.
Those lodged in RockStar Quarters and other suites are treated to a private area on one of the top decks known as Richard’s Rooftop. Here, the outdoor lounge serves complimentary drinks throughout the day, with live music at certain hours and whirlpools reserved for just these guests.
Other benefits of these cabins can include access to the spa’s thermal area, free laundry, comped minibars, and priority boarding. Roundtrip airport transfers are also available for these guests, and the largest suites have real guitars and amps for ensuite, self-made entertainment.
Rock Star Coordinators, otherwise known as cabin attendants, patrol the hallways of the most premium cabins to provide assistance in the room — making the bed, cleaning, helping with the ensuite record player or delivering room service.
In all staterooms, there’s an electronic tablet that controls the lights, temperature, shades, music and television. To provide extra space in some cabins, the beds can convert to a sofa during the day and revert back to a bed by night.
Resilient Lady amenities
There’s no shortage of things to do while sailing on the Resilient Lady. You can shop in the onboard boutiques, sunbathe by the pool, play basketball, enjoy arcade games, drink at the bars, test your boxing skills or relax at the spa.
The thermal spa area has steam rooms, saunas, a salt room, plunge pools, a beauty salon and spa treatment areas. Topless sunbathing is also an option on one of the upper decks.
There’s also an outdoor jogging track and free fitness classes on a fixed schedule. For a permanent reminder of your trip, visit the onboard tattoo parlor.
Resilient Lady dining
With more than 20 dining options on the ship, you can eat somewhere different daily and enjoy a variety of global cuisines.
The restaurants on the Resilient Lady are identical to those on Virgin Voyages’ other ships, and dining at all of them is included in the cruise fare. Unlike other cruise lines, you won’t pay extra to dine at specialty restaurants aboard Virgin Voyages, though some premium menu items may cost extra.
Instead of one main dining room or buffet, there’s a food hall — akin to what you might find in a high-end shopping mall — called The Galley, serving all kinds of prepared-to-order dishes. You’ll find sushi, ramen bowls, fresh salads, burgers, all-day breakfast choices, tacos, and even bento boxes with to-go goodies to take to the cabin.
Specialty restaurants include Pink Agave, a Mexican outlet with flaming skillets for fajitas and authentic fare from around the country; The Wake, featuring steak and seafood; and The Test Kitchen, serving up molecular fusion cuisine offerings. There’s also Italian cuisine, veggie-forward spots and more.
Other favorites include an ice cream bar, a carnival-inspired, 24-hour diner with popcorn and booze-infused milkshakes, and a Korean restaurant that has guests cooking barbecue and playing drinking games during dinner.
You can also pay for a dinner theater show — which includes a multi-course meal accompanied by acrobatic entertainment — or an afternoon tea paired with Champagne.
Resilient Lady beverages
One thing not included in the cost of sailing on the Resilient Lady is alcohol. There aren’t any drink packages like you’ll find on many other cruises. Instead, you can choose to pay in advance in the form of a bar tab, or as you go. If you choose to pre-pay your bar tab, you’ll get a bonus based on how much you spend.
There are numerous bars on the ship, from the rooftop pool bar to the ship’s own tap room, where you can order a beer growler to take elsewhere on the ship. And with the cruise line’s app, you can order a glass of Champagne to be delivered to you anywhere on board with just a quick shake of your phone.
For a pick-me-up, you can find all kinds of caffeinated brews at Grounds Club, and free Intelligentsia coffee is served in different venues on the ship. Travelers can also pay extra for cold-pressed juices and barista-made coffee drinks.
Resilient Lady nightlife and shows
The ship’s main hub for evening nightlife is called The Manor. Drinks flow constantly, and nightly acts include live music, comedy and even an adult-themed comedy show with audience participation. You won’t find Broadway-style musicals aboard, but there is a Greek history-inspired song and dance show.
There’s never a shortage of entertainment and talented staff perform all over the ship in bars and lounge areas, so don’t be alarmed if someone dressed as a passenger begins performing for you.
Known as “happenings” or “pop-up moments,” these impromptu improv acts add a bit of intrigue to the cruising experience.
For those who want to belt out some tunes, there’s a karaoke room. Also on the program are a casino, drag shows, fashion shows, bar crawls and even scavenger hunts.
You’ll find arcade games, themed parties (like the Scarlet Night evening) and a full roster of staff-led activities, from dance parties to pool parties.
You can keep an eye on everything by downloading the cruise line’s app or asking reception for a printed schedule. It’s easy to get around the ship since maps are posted everywhere, and the three sets of elevators are color-coded to help you know where you are (purple is at the front, blue is at the aft).
Resilient Lady inclusions
When sailing aboard Resilient Lady, you won’t pay extra for gratuities, Wi-Fi, specialty restaurants or onboard activities. However, you will have to pay extra for alcohol, destination excursions and upgraded Wi-Fi for streaming.
The cruise allows passengers to carry on board two bottles of wine per cabin at embarkation, but no liquor. This can help cut down on the cost of beverages during the sailing. Keep in mind that the drinking age changes based on where the ship is located — in the U.S. it’s 21, while in Europe and international waters the age is 18.
Resilient Lady is a treat
Virgin Voyages has managed to transform the traditional cruise experience into something both upscale, but playful enough, to appeal to all ages.
Rarely feeling crowded, the ship is hardly as large as some of the biggest in the world, and what you’ll find on this Richard Branson-born gem is exactly what you would expect from the daring British entrepreneur. Just be sure to pack an appetite, your dancing shoes and a Titanic-sized sense of humor.
(Top photo courtesy of Virgin Voyages)
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:
Are you looking for the best low stress jobs? If you currently dread going to work and are looking for something new, here’s where to start. If your current job is too stressful, you may be thinking about switching to something less intense. Lots of jobs pay well without making you feel anxious or burned…
Are you looking for the best low stress jobs? If you currently dread going to work and are looking for something new, here’s where to start.
If your current job is too stressful, you may be thinking about switching to something less intense. Lots of jobs pay well without making you feel anxious or burned out all the time.
Whether you’re making online content, helping people get fit as a personal trainer, or organizing medical records, there are many options for a job that helps you stay calm and relaxed.
Recommended reading: 40 Best Jobs Where You Work Alone
Best Low Stress Jobs
There are many low stress jobs listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
Below are the best low stress jobs.
Note: While these jobs are low stress for some, they may not be for all. There may be a certain aspect of it that may make it low stress for you, such as being able to work alone, being able to work from home, having a flexible schedule, or doing something that you enjoy. But, nearly all jobs have some sort of stress that is a part of the job, so that is something to keep in mind. And, that doesn’t mean that these jobs are easy. Many of the jobs below are still quite difficult, requiring schooling (even getting your doctorate degree!) and hard work.
1. Blogger
If you enjoy writing and sharing ideas, becoming a blogger might be the perfect low stress job for you.
As a blogger, you have the freedom to create content on topics that interest you. Whether it’s personal finance, cooking, travel, tech, or any hobby, your blog is a space to express yourself.
I started my blog, Making Sense of Cents, in 2011 without much planning. I just wanted to talk about my own experiences with money. Surprisingly, since then, I’ve made over $5,000,000 from it. And now, blogging is my main job!
I really enjoy being able to blog full-time, and it’s much less stressful than the previous day job I had. But, it is still running my own business, so there are other stresses that come along with that, of course.
But, there are many positives as well! I can work alone, I get to make my own schedule, I am my own boss, I get to do the work that I choose to do, and I can work from home. I have an amazing work-life balance, and I wouldn’t trade this job for anything else.
So, what’s a blog? Well, it’s like what you’re reading now – it’s writing on a website. You can write a blog about something you really like, something you know a lot about, or even something you want to learn more about. People like to read blogs because they get to follow along with someone’s real experiences and journeys!
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
2. Sell printables
Selling digital printables online is a great way to work from home with less stress and make money.
Creating printables can be a less stressful job because you only need to make one digital file for each product, and then you can sell it many times. It’s also not expensive to start because all you need is a laptop or computer and an internet connection.
Plus, you can do all of this from home and on your own time.
Printables are things you can get on the internet and print at home. They could be games for a bridal shower, lists for groceries, planners for managing money, invites for events, quotes you can hang on your wall, or designs you can use for crafting.
I recommend signing up for Free Training: How To Earn Money Selling Printables. This free workshop will give you ideas on what types of printables you can sell, how to get started, the costs of starting a printables business, and how to make money.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
3. Bookkeeper
Bookkeepers handle money matters for businesses, and they write down sales, keep track of expenses, and create financial reports.
This job allows you to work independently, earning a typical salary of $40,000 or more each year. You’ll mainly work with numbers instead of interacting with people.
Many bookkeepers like their jobs because they work regular hours and don’t have as much pressure as some other jobs.
You don’t need a college degree to start as a bookkeeper either. This is something that you can learn to get started, as there are no education requirements.
You can join the free workshop that focuses on finding virtual bookkeeping jobs and how to begin your own freelance bookkeeping business by signing up for free here.
Recommended reading: How To Find Online Bookkeeping Jobs
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This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.
4. Proofreader
If you already enjoy reading articles or books and spotting errors, then you may find this job interesting.
A proofreader’s main task is to read content and look for mistakes in spelling, grammar, and punctuation. They’re the last line of defense, ensuring that everything reads perfectly before it goes out into the world. Many proofreaders enjoy the flexibility this job has, as they can often set their own hours and work from where they feel most comfortable.
Many writers, website owners, and students hire proofreaders to improve their work. There’s a big demand for proofreaders, and you can find jobs on different sites.
Even the best writers can make errors in grammar, punctuation, and spelling. That’s why hiring a proofreader can be extremely helpful for almost everyone.
In fact, I have a proofreader for my blog. Even though I write all day long, I know that it is very important to have a proofreader go through everything that I write.
If you want to become a proofreader, I recommend joining this free 76-minute workshop focused on proofreading. In this workshop, you’ll learn how to begin your own freelance proofreading business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.
5. Transcriptionist
Transcriptionists listen to recordings and type out what they hear.
Becoming a transcriptionist is a low stress job if you’re looking for flexibility in terms of work schedules and the comfort of working from your own space.
Online transcriptionists typically earn between $15 to $30 per hour on average, with new transcribers usually starting at the lower end of that range.
A helpful free training to take is Free Workshop: Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
6. Software developer
A software developer is a person who designs, creates, tests, and keeps up software applications, systems, and programs. They’re good at programming languages and frameworks, using their skills to make solutions that meet specific needs or solve problems.
Software developers work in different fields like technology, finance, healthcare, and entertainment. They work with other team members like designers, engineers, and project managers to finish software projects well and meet the needs of users.
I know many software developers who enjoy what they do. While it is a hard job, many of them are able to work from home, travel whenever they want, and they tend to enjoy solving complex technical issues.
Other less stressful jobs in a related field include becoming a computer systems analyst, software architect, computer hardware engineer, and web developer. For these jobs, you may need a bachelor’s degree in software engineering, computer science, or a related field.
7. Massage therapist
If you’re looking for a stress-free job that lets you help others, think about being a massage therapist. Massage therapists use their hands to ease pain, help people relax, and help people feel less stressed.
Massage therapy might be a little less stressful for you because the atmosphere at work is usually calm (after all, that’s why people are going there – to relax!), and you don’t bring work home with you (so, no late night phone calls from clients!).
Massage therapists usually work in places like spas, wellness centers, or chiropractic clinics. Some may also have their own private businesses or have mobile services, which lets them have a more flexible schedule and be their own boss.
To become a massage therapist, you will need to go to school for massage therapy and pass a state exam. This typically takes around 6 months to 2 years to complete (it depends on the state you live in).
8. Personal trainer
Personal trainers help people with their fitness and being more healthy, which can mean creating workout plans, motivating them to work out, or showing the right way to lift weights.
Personal trainers work in a gym, hospital, or even go solo as a freelancer.
This job has some flexibility, which is something that many personal trainers like. You get to choose who you train, where you work, and when you have sessions. Plus, you’re not stuck at a desk all day, which keeps things fresh and fun.
9. Dental hygienist
Dental hygienists clean teeth, check for things like cavities or gum disease, and teach patients the best ways to brush and floss.
You can start this career with an associate’s degree, which usually takes about two years to finish. Plus, you may be able to make over $75,000 a year as a dental hygienist.
10. Medical records technician
If you’re in the job search for low stress jobs in healthcare, then becoming a medical records technician may be for you.
Medical records technicians handle health information data, and they make sure that all the records (both electronic health records and paper files), such as patient history, test results, and treatments, are accurate, accessible, and secure.
It’s low stress because, unlike some roles in medicine, you won’t be on the front lines dealing with emergencies. Your work environment is typically calm, allowing you to focus on your tasks without the pressure of patient care.
To become a medical records technician, you typically only need a high school diploma, but some employers may want to see a certificate related to the field or higher education.
11. Optometrist
An optometrist is an eye doctor who helps people see better. They check your eyes, find out if you need glasses, and help keep your eyes healthy.
You may like being an eye doctor because:
You usually work regular hours. People don’t typically have optometrist emergencies.
The pay is great.
It’s usually a relatively calm job.
Plus, according to the Bureau of Labor Statistics, the median salary for optometrists is over $125,000 a year, and there is expected to be a 9% job growth outlook over the next decade.
12. Physicist
Physicists study the laws and principles that govern the universe, like gravity and motion, and how they apply to everyday life.
Most physicists work in research and development. Some work in offices, while others spend time in laboratories. There are also those who teach at universities.
The job comes with a reasonable stress level, as physicists frequently engage in deep thinking rather than dealing with tight deadlines or high-stress situations, and they typically conduct research. This can make for a fulfilling and low-pressure work environment if you enjoy physics.
To be a physicist, you will likely need a Ph.D. That means a lot of school, but it’s worth it if you love science and discovery.
13. Statistician
Being a statistician might be a perfect choice for your career if you love numbers and data.
Statisticians analyze data and identify patterns, such as by taking a bunch of numbers and turning them into useful information that companies can use to make decisions. Statisticians also might collect data from surveys and experiments.
Statisticians usually have pretty regular hours and it’s normally a quiet place to work, so you can focus just on your tasks without a bunch of noise. Plus, it’s not a job that is typically rushed, so you can take your time.
14. Mathematician
If you love numbers and problems that make you think, a related field to the above may be becoming a mathematician.
Mathematicians use mathematics to unravel patterns and address significant questions.
Mathematicians are needed in many different fields like academia, government, finance, and technology.
In academia, they work as professors and researchers, studying both theoretical and practical math ideas. Government agencies like NASA and the NSA hire mathematicians for jobs like exploring space and analyzing statistics. Financial companies hire mathematicians to make algorithms for things like evaluating risk, pricing items, and creating trading strategies. Also, big tech companies like Google and Microsoft use mathematicians to develop algorithms and analyze data.
15. Librarian
Becoming a librarian is a great job for someone who likes quiet places and books.
Being a librarian is not just about checking out books. It’s a role that’s all about helping people find information and enjoy reading.
Your main job as a librarian would be to help people find the books or online resources they need. You also get to put together fun programs, like story time for kids or book clubs. Keeping the library in tip-top shape is part of your work too, like putting books back on the shelves, managing schedules for employees and volunteers, and making sure everything is where it belongs.
Libraries are usually calm and quiet, which can make it stress-free for you. This makes your workplace quite relaxing, which is great if loud and busy spots make you feel stressed. Plus, you get to have a regular schedule.
Most librarian jobs need a bachelor’s degree at the minimum and sometimes, you will most likely need a master’s degree in library science (MLS) from an accredited program.
Librarians work in many places, such as public libraries, schools, law firms, universities, and more.
16. Orthodontist
One of the best high-paying jobs for people who don’t like stress is becoming an orthodontist.
An orthodontist is a specialized dentist who focuses on fixing teeth and jaw alignment problems. They help patients get straighter smiles and better oral health using treatments like braces, clear aligners, and retainers.
Orthodontists get extra training after dental school to become experts in diagnosing and treating issues like misaligned bites and other dental problems.
By carefully checking each patient, orthodontists make personalized plans to straighten teeth properly, leading to better-looking smiles and improved function of the teeth and jaws.
Being an orthodontist can be pretty low stress since they usually have a set schedule, seeing patients for regular appointments instead of dealing with sudden dental emergencies.
17. Groundskeeper/gardener
Becoming a groundskeeper or a gardener could be a great fit for you if you like being outside and want a stress-free job. You get to work with plants and make outdoor spaces look beautiful. This job is perfect if you’re looking for something that lets you enjoy fresh air and doesn’t have you sitting at a desk all day.
Here are some things that a groundskeeper or gardener may do:
Take care of plants and grass by watering, weeding, and trimming.
Make sure gardens look neat and are healthy.
Sometimes work with tools and machines, like lawn mowers and trimmers.
Shovel snow or take care of indoor plants.
This is one of the best low stress jobs because it is usually quiet, which makes it great for people who get overwhelmed by noisy places.
Recommended reading: 15 Outdoor Jobs For People Who Love Being Outside
18. Audiologist
Audiologists help people with their hearing, and this includes testing hearing, picking out hearing aids, and teaching people how to use them.
This is typically a low stress career choice because you get to work in an office and do similar tasks each day. You are not usually rushing around, instead you have a lot of calm one-on-one time with patients.
Audiologists work in different places like hospitals, clinics, private practices, schools, and research institutions.
19. Pet sitter
Becoming a pet sitter is a great job if you like animals and enjoy caring for them. This is a job that doesn’t typically have a lot of stress because it is not fast-paced. Plus, if you like pets, then you probably enjoy being around them, which can make the job fun.
A pet sitter’s main job is to look after pets while their owners are away. This might mean feeding them, giving them water, and playing with them. It’s important to make sure the pet feels happy and safe when their owner isn’t home.
You might have pets come to your home, or you can go to their owners’ place (this is something that is agreed upon beforehand). Dog walkers typically earn around $20 for every hour they spend walking a dog. Taking care of someone’s pet overnight can earn a person around $25 to $100 or even more each day.
I have used many pet sitters over the years for my dogs, and they all seemed to love what they do. Plus, my mother-in-law is a pet sitter as well, and she enjoys her time with the dogs that she takes care of.
20. Stock photo photographer
Stock photo photographers take photos of things like people, businesses, animals, and more, and sell them for other people to use.
Stock image sites are some of the most popular platforms for photographers to sell their pictures. These websites allow customers to purchase images for purposes such as websites, TV shows, books, and social media accounts. You can take a look at some of the stock photos I’ve purchased within this blog post as examples.
Stock photo photographers typically work by themselves, and this job can be done without much interaction with others. Most of the tasks involve using a camera and then uploading photos to a website.
As a stock picture photographer, you get to set your own schedule. This means you can choose when and where you work.
One great thing about stock photo sites is that they can be a great form of passive income. You can take pictures, upload them, and continue to earn money from those photos for months or even years into the future. Since everything is online and mostly automated, there’s no need to talk with anyone directly.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
21. Freelance writer
Freelance writers create content for clients, including blog posts, advertising materials, and more.
It’s common for freelance writers to work independently, receiving topics from clients and submitting their completed work. Occasionally, they may receive feedback, such as suggestions for improvement, but this is usually the extent of human interaction they’ll have.
This is one of the best low stress jobs from home where you work alone.
I have been a freelance writer for many years and I enjoy this job a lot. I get to work from home, make my own hours, work alone, and choose the topics that I write about.
Recommended reading: 14 Places To Find Freelance Writing Jobs As A Beginner
22. Graphic designer
A graphic designer is someone who creates designs for individuals and businesses.
They create things such as images, printables, planners, T-shirt designs, calendars, business cards, social media graphics, stickers, logos, and more.
Graphic designers tend to have the freedom to set their own schedules, especially if they work as a freelancer. This job allows you to work at your own pace, and most of the time, you don’t have to deal with rush hour traffic or crowds since a lot of graphic designers can work from home.
23. Hairstylist
We’ve all been to a hairstylist, so I don’t think I need to describe this job too, too much. Hairstylists cut, style, and take care of hair.
Hair styling is lower stress because you work with clients in a relaxed setting. Also, you don’t have to sit at a desk all day – you move around and talk with people.
Plus, you can set up your day the way you like it. If you want, you can take breaks between clients. This means you won’t feel rushed and can enjoy your work more.
24. Social media manager
Social media managers engage with people online and share news, pictures, and videos on behalf of a company.
You may find this to be a low stress job because you mostly type on a computer or phone as a social media manager. So, if talking in front of people makes you nervous, this could be the perfect job. Plus, you can often work from home.
25. Virtual assistant
One of my first side gigs was working as a virtual assistant, and it was both enjoyable and flexible for earning income.
While you have a boss as a VA, many of the tasks you handle will require you to take the lead and complete them independently, usually from your own home.
A virtual assistant is someone who assists people with office tasks remotely, whether from home or while traveling. This could involve tasks such as responding to emails, scheduling appointments, and managing social media accounts.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
26. Litter cleanup worker
This is one of the least stressful jobs.
If you have a business, it’s important to keep it clean and neat. No one likes seeing trash scattered about when they’re shopping, correct?
That’s why some business owners pay someone to tidy up before their business opens. A clean space makes the place look inviting and pleasant for customers.
This low stress job without a degree can be started all by yourself, and you can earn around $30 to $50 for every hour you work. It’s quite straightforward too. All you’ll need is a broom, a dustpan, and some tools to help you pick up litter more easily.
People like this job because they can work alone and it’s easy to clean an area up.
Recommended reading: How I Started A $650,000 Per Year Litter Cleanup Business
27. Economist
Economists examine how goods and services are made, shared, and used within an economy. They use different tools, like math and stats, to grasp and predict economic patterns and actions.
Economists might work for the government, giving advice to policymakers on things like money policies and taxes. They also help businesses by explaining market trends, so they can make good decisions about prices, production, and investments.
A somewhat related field to this would be becoming an economics professor.
28. Astronomer
Astronomers study objects and events in space beyond Earth’s atmosphere, like stars, planets, galaxies, and cosmic happenings such as black holes and supernovas.
They use a mix of observations, data analysis, and theoretical models to learn about the origins, changes, and behaviors of these objects. Astronomers usually use advanced telescopes, both on the ground and in space, to observe and gather data from far-off parts of the universe.
They also work with physicists, mathematicians, and engineers to create new technologies and tools for exploring space. Through their work, astronomers help us understand big questions about the universe, like how old it is, what it’s made of, and what will happen to it in the future.
Unlike many jobs, being an astronomer means regular hours with few surprises. Plus, the quiet of a lab or observatory is perfect for staying focused and calm.
29. Actuary
Actuaries assess and handle financial risks by using math and stats to analyze data and forecast future events.
They mainly work for insurance companies, pension funds, and financial consulting firms. Actuaries examine how likely events like death, illness, accidents, and natural disasters are to happen, and what impact they could have on insurance policies and pension plans.
Based on their analysis, they help create insurance policies, decide on premiums, and suggest investment plans to make sure these financial products stay stable and have enough coverage for customers.
If you enjoy numbers and are looking for a job that’s pretty easy on stress, becoming an actuary could be a smart move. Actuaries help businesses look into the future and protect against loss.
30. Radiologist
If you’re interested in a career in the medical field that is both high-paying and considered to have lower stress, you might want to think about becoming a radiologist.
Radiologists specialize in diagnosing and treating diseases and injuries using medical imaging techniques like X-rays, CT scans, MRI scans, ultrasound, and nuclear medicine. They analyze images to find any abnormalities and give detailed reports to other doctors, helping with patient diagnosis and treatment plans.
Radiologists work closely with other healthcare professionals to make sure they understand the imaging results and can provide the best care for patients.
31. Data entry clerk
Data entry is one of the easiest low stress jobs without a degree needed.
Data entry clerks input, edit, and verify data in databases or spreadsheets. They enter details like numbers and names into computers to maintain organization and records.
This job can often be done remotely and independently, with little supervision or interaction with customers. For some people, this is key to having a stress-free job, and I completely get it – this is what I want as well!
Data entry positions generally pay around $15 to $20 per hour.
Recommended reading: 15 Places To Find Data Entry Jobs From Home
32. Yoga instructor
If you love helping others relax and stay fit, being a yoga instructor could be the perfect job for you if you want to find fun low stress jobs.
Yoga instructors lead classes and sessions in practicing yoga, a holistic discipline involving physical postures, breathing exercises, relaxation techniques, and meditation.
They help students through different yoga poses, focusing on correct alignment, breath control, and mindfulness. Yoga instructors create a welcoming environment where students of all levels can explore and improve their practice.
33. Dietitian
A dietitian talks to clients about their eating habits and helps figure out the best way to eat healthy.
Being a dietitian is usually not too stressful. You get to chat with people one-on-one or in small groups. You don’t have to rush around or handle dangerous equipment.
They can work in places such as hospitals, clinics, schools, community health centers, and food service establishments.
Frequently Asked Questions
Below are answers to common questions about how to find low stress jobs.
What’s the least stressful job?
The least stressful job will depend on your personality, as everyone is different. Some less stressful jobs include writing online, gardening, selling printables, and data entry. For me, I really like blogging, and I think it’s a great stress-free career that you can do at home.
How do I find a peaceful job?
If you want a peaceful job that doesn’t have a lot of stress, then I recommend first thinking about what you would find peaceful in a career, such as by looking for jobs with fewer deadlines and less contact with lots of people. Jobs where you can set your own pace, like a blogger or a freelancer, tend to have a peaceful workday. Think about what makes you feel calm, and then look for jobs that match that feeling.
What job is the easiest and pays the most?
Some jobs that are pretty easygoing and also pay well include orthodontist and optometrist. These jobs usually have regular hours and don’t need you to rush around. Plus, they pay more than enough to help you save for those things you love to buy.
What types of work-from-home jobs are low stress?
Working from home can be really laid back when you’re doing something like freelance writing, blogging, transcribing, or graphic design. You can pick the jobs you want and work when it suits you best.
What are the best low stress jobs for introverts?
If you’re quiet or introverted, then you might be interested in jobs where you can work solo or with just a few people. Jobs like a bookkeeper, transcriptionist, or data entry let you focus on your work without having to talk to many people.
What are high-stress jobs?
Some of the most stressful jobs include being a nurse, police officer, surgeon, social worker, anesthesiologist, firefighter, lawyer, airline pilot, paramedic, and in the military.
Best Low Stress Jobs – Summary
I hope you enjoyed this article on the best low stress jobs.
Nowadays, people are realizing how important it is to balance work and personal life and to take care of their mental health while lessening their anxiety about work. Some occupations, like software development and data entry, have this balance and a sense of calm.
Professionals such as dental hygienists, librarians, and dietitians also enjoy low stress roles with predictable schedules.
You don’t have to give up peace of mind to have a career. By thinking about what you’re good at and what you enjoy, you can find jobs that meet your goals while keeping stress levels low.
For me, I personally love having a career that has low stress. While it is still hard, I love that I can work from home, choose the work I do, and have a flexible schedule – all things that help me be less anxious and happier about the work that I do.
Do you find yourself wondering, “Should I move to Dallas, TX?” As the ninth-largest city in the United States, Dallas offers residents a unique blend of urban sophistication and Southern charm. From its iconic skyline dotted with towering skyscrapers to its thriving arts and culinary scenes, there’s always something new to explore. In this article, we’ll discuss the pros and cons of living in Dallas to help you decide if this city is the right fit for you. Whether you want to be cheering on the Cowboys or exploring the arts district, you’re sure to find something to love. Let’s get started.
Dallas at a Glance
Walk Score: 46 | Bike Score: 49 | Transit Score: 39
Median Sale Price: $420,000 | Average Rent for 1-Bedroom Apartment: $1,400
Dallas neighborhoods | houses for rent in Dallas | apartments for rent in Dallas | homes for sale in Dallas
Pro: Distinct culinary scene
Dallas boasts a rich and diverse culinary scene that caters to food lovers of all kinds. From authentic Texas barbecue to upscale dining experiences, the city is a haven for foodies. Specific neighborhoods, such as Deep Ellum and Bishop Arts District, offer an eclectic mix of restaurants and cafes that serve everything from traditional Tex-Mex to exotic international cuisines. This variety not only enriches the local culture but also provides residents and visitors with an endless array of dining options.
Con: Hot summers
The climate in Dallas can be challenging, especially during the summer months when temperatures frequently soar above 100 degrees Fahrenheit. This intense heat can limit outdoor activities and make daily life uncomfortable without access to air conditioning. The high temperatures also contribute to higher energy bills as residents try to keep their homes cool, impacting the overall cost of living during the peak of summer.
Pro: Thriving job market
Dallas is known for its robust economy and thriving job market, particularly in sectors such as technology, finance, and healthcare. The city is home to numerous Fortune 500 companies headquarters including AT&T, Tenet Healthcare, and Southwest Airlines. This provides as a wide range of employment opportunities for locals. This economic prosperity attracts individuals from various backgrounds, contributing to the city’s growth and diversity. The presence of such companies also fosters innovation and entrepreneurship within the community.
Con: Urban sprawl
The city’s rapid growth has led to sprawling suburbs and extensive highway networks. This has resulted in longer commute times and increased traffic congestion. Additionally, urban sprawl contributes to environmental concerns, such as air and water pollution, as well as the loss of natural habitats and green spaces. Despite efforts to promote sustainable development and public transit options, the pervasive urban sprawl in Dallas remains a significant drawback for locals.
Pro: Exciting attractions and events
Dallas hosts many cultural attractions and a variety of events throughout the year that cater to a wide range of interests. The city is home to world-class museums such as the Dallas Museum of Art and the Perot Museum of Nature and Science, as well as performance venues like the AT&T Performing Arts Center. Annual events like the State Fair of Texas and the Deep Ellum Arts Festival draw large crowds, offering locals and visitors the opportunity to engage with the community.
Con: Lack of public transportation options
With a Transit Score of 39, options for public transportation in Dallas is severely lacking compared to other large cities. While Dallas does have a public transportation system, including buses and the DART (Dallas Area Rapid Transit) light rail, it’s often criticized for its limited coverage and inconvenience. This can make it difficult for those without a car to navigate the city efficiently, particularly in the sprawling suburbs.
Pro: Sports culture
Dallas is a city with an intense sports culture. The city is home to several major professional teams including the Dallas Cowboys (NFL), Dallas Mavericks (NBA), and Texas Rangers (MLB). This dynamic sports scene fosters a strong sense of community and provides ample entertainment opportunities for residents. The city regularly hosts major sporting events, from regular season games to national championships. These events draw fans from across the country and contribute to the local economy.
Con: Extreme weather events
In addition to the hot summers, Dallas is susceptible to extreme weather events, including severe thunderstorms, hail, and occasional tornadoes. These events can cause significant damage to property and disrupt daily life, leading to safety concerns for residents. The city has systems in place to manage and respond to these events, but their unpredictability and impact are ongoing challenges for the community.
Pro: Educational opportunities
Dallas offers a wide range of educational opportunities, with numerous highly regarded universities and colleges located within and around the city. Institutions such as Southern Methodist University and the University of Texas at Dallas are known for their research programs and diverse academic offerings. This access to higher education not only benefits students but also attracts businesses seeking employees, further enriching the city’s economic and cultural landscape.
Jenna is a Midwest native who enjoys writing about home improvement projects and local insights. When she’s not working, you can find her cooking, crocheting, or backpacking with her fiancé.
Pittsburgh holds a distinct place in the heart of America. Once the backbone of the nation’s steel industry, today it’s a center for technology, education, and healthcare. The city’s resilience and ability to reinvent itself are evident in Pittsburgh’s many thriving neighborhoods, cutting-edge universities, and well-supported arts scene.
Pittsburgh’s footprint, defined by the confluence of the Allegheny, Monongahela, and Ohio rivers, provides a scenic backdrop to a city that’s as friendly as it is hardworking.
Whether you’re a diehard sports fan, a classically trained artist, or simply someone looking for the perfect place in Pittsburgh, there’s no doubt that Steel City has something for everyone.
1. The Incline
The Duquesne and Monongahela Inclines offer a unique way to view Pittsburgh’s picturesque skyline and its river confluences. These historic funicular railways provide not just a practical mode of transportation but also a step back in time. Riding the incline is a beloved tradition for many, especially during sunset. The top stations serve as gateways to the stunning houses in the Mount Washington neighborhood, where fine dining and quaint shops await.
2. The Pittsburgh Steelers
The Pittsburgh Steelers, an NFL team with a nearly psychotically passionate fan base, are integral to the city’s identity. Known for their impressive six Super Bowl championships, the Steelers have a legacy of success and resilience. Game days transform the city into a sea of black and gold, as fans from all over the state gather to support their team. The camaraderie and spirit felt in the stadium or local bars during games underscore Pittsburgh’s community-oriented nature, making Steelers games an unforgettable experience for everyone lucky enough to be there.
3. The Andy Warhol Museum
The Andy Warhol Museum, dedicated to the Pittsburgh-born pop art icon, is a must-visit. As one of the most comprehensive single-artist museums in the world, it houses an extensive collection of Warhol’s artworks, including paintings, drawings, prints, and sculptures. The museum also offers a glimpse into Warhol’s life, showcasing his personal belongings and a vast archive of documents related to his career.
4. Pittsburgh’s Tech Scene
Pittsburgh has emerged as a nucleus for technology and innovation, drawing talent and investment from around the globe. The city’s transformation from steel to silicon is propelled by world-renowned institutions like Carnegie Mellon University and the University of Pittsburgh, which collaborate with tech giants and startups alike. This surprising tech scene has fostered developments in robotics, artificial intelligence, and health tech, contributing to Pittsburgh’s reputation as a city that looks to the future while still honoring its industrial roots.
5. Carnegie Museums
The Carnegie Museums of Pittsburgh encompass a collection of four museums. Each offers a world-class experience in its field, from the extensive dinosaur exhibits at the Natural History Museum to the vast art collections at the Carnegie Museum of Art. These institutions reflect the city’s commitment to education and accessibility in the arts and sciences, providing enriching experiences for visitors of all ages.
6. Primanti Bros.
A culinary icon of Pittsburgh, Primanti Bros. is a hearty creation that embodies the city’s no-nonsense attitude toward food. Originally designed to be a complete meal for truckers on the go, this sandwich stacks grilled meat, coleslaw, tomatoes, and French fries between two slices of Italian bread. Eating a Primanti Bros. sandwich is a rite of passage for visitors, offering a taste of Pittsburgh’s creativity and its history as a blue-collar town.
7. Three Rivers
The confluence of the Allegheny, Monongahela, and Ohio Rivers is central to Pittsburgh’s identity and development. This strategic geographical feature has shaped the city’s history, from its early days as a frontier fort to its rise as an industrial powerhouse. Today, the rivers are a focal point for recreation, hosting activities like kayaking, fishing, and scenic riverboat tours. The Three Rivers also set the stage for the city’s many bridges, adding to Pittsburgh’s unique skyline and architectural beauty.
8. PNC Park
PNC Park is celebrated as one of the most beautiful baseball stadiums in the United States, offering stunning views of the Pittsburgh skyline. Home to the Pittsburgh Pirates, the park is known for its intimate setting, with the game’s action feeling closer than ever. The park’s design cleverly incorporates Pittsburgh’s history and architectural heritage. Visiting here is a home run for baseball fans and architecture aficionados alike.
9. The Cultural District
Pittsburgh’s Cultural District is a testament to the city’s thriving arts scene, with an impressive amount of theaters, galleries, and performance spaces. This area buzzes with activity, hosting Broadway shows, ballet performances, jazz concerts, and much more.
10. Pittsburgh Zoo & PPG Aquarium
The Pittsburgh Zoo & PPG Aquarium is home to over 4,000 animals representing 475 species, including many endangered, the zoo is committed to conservation and animal welfare. The unique combination of a zoo and aquarium in one location allows guests to explore the wonders of both land and sea with ease in a family-friendly setting.
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. In this episode:
Explore the ins and outs of planning a group cruise, from choosing the right trip to coordinating on-board activities.
What are the benefits of booking a group cruise for your friends and family?
What amenities do cruises offer that could make travel easier for you and your group?
Hosts Sean Pyles and Meghan Coyle discuss how to choose and book the best cruise to help you understand the logistics of planning a group vacation at sea. They begin with a discussion of the advantages and drawbacks of going on a cruise with a group, with tips and tricks on selecting destinations that fit your travel style, managing the financial aspects of shared cruise costs and utilizing onboard amenities for all age groups.
Then, Sean and Meghan discuss the ins and outs of cruise excursions and travel tips for groups. They discuss the importance of early reservation for excursions, strategies for avoiding the rush when disembarking at ports, and the value of shared travel experiences for bonding with your party.
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Episode transcript
This transcript was generated from podcast audio by an AI tool.
Sean Pyles:
Planning a group vacation is not easy. You need to consider multiple opinions around transportation, lodging, food, entertainment. The Google Doc could be a lengthy one. Not to mention the bill. But there’s one way to go that takes all of those decisions out of your hands. Today we’re going to explore the pros and cons and costs of taking a group on a cruise.
Meghan Coyle:
There are some people who like to sit on a beach during their vacation and not do too much else. If that’s your style, then I’d suggest looking at a cruise like in Hawaii or the Caribbean where there’s a lot of stops at beaches and you don’t have to waste time looking at a city or something if you don’t want to.
Sean Pyles:
Welcome to NerdWallet’s Smart Money Podcast. I’m Sean Pyles.
Meghan Coyle:
And I’m Meghan Coyle.
Sean Pyles:
This episode concludes our nerdy deep dive into group travel. Meghan, it’s been so fun thinking about all the different ways to travel with friends and family.
Meghan Coyle:
Yeah, I think we’ve covered a lot of ground, Sean. Group travel and airlines, where to stay with groups, how to get groups from one location to another via cars, trains and public transit. And today we’re going to talk about the option that puts all of that in one place. Well, maybe not the airline part, but you get my drift, my ocean drift.
Sean Pyles:
Yes, it’s time to hit the water for a cruise.
Meghan Coyle:
We’re cruising, Sean.
Sean Pyles:
Will Julie McCoy, Isaac Washington and Captain Stubing be welcoming us aboard?
Meghan Coyle:
Oh, Sean, that is an old school reference for all time, and you’re not that old.
Sean Pyles:
I’m not, but a classic is a classic. But seriously, whether it’s Love Boat or Death on the Nile, trips aboard a cruise are legendary and a huge part of vacation culture.
Meghan Coyle:
They are. In fact, more than 12 million Americans went on cruises in 2022, part of the post pandemic cruise rebound. And if you think about it really, is there any better way to wrangle a group of people in one place while allowing them to pretty much do whatever they want?
Sean Pyles:
Well, cruises are not for me, but you do have a point. So I’m looking forward to hearing more about some of the logistics and costs and things to watch out for and anticipate. And today you are the one in the hot seat.
Meghan Coyle:
I am. I’m not only your purser, I’m your expert.
Sean Pyles:
All right, well listener, we want to hear your thoughts about group travel. Are you organizing a trip for a bunch of friends? If so, how are you going about it and what questions do you have? Leave us a voicemail or text the Nerd hotline at 901-730-6373. That’s 901-730-NERD. Or email a voice memo to [email protected]. Stay with us. We are back in a moment.
Meghan, let’s talk cruises. I have to start out with a confession. I’ve never been on a cruise. I guess it’s a two part confession because the other part is that I’m wary of cruises. So tell me, what is your experience with cruises?
Meghan Coyle:
So I’ve been on three cruises and I’m going on another one this summer and I was also a little wary of them, but my grandma loves them and she just has been booking them as a way to get our extended family together and we literally have four generations traveling together when we go on a cruise. So it’s been nice because, yeah, it’s like a little reunion and we get to see a new place together.
Sean Pyles:
The family aspect seems great because you can get everyone in one place and it’s not that difficult once you’ve all gotten onto the boat. Once you’re there, what’s exciting to you about cruises?
Meghan Coyle:
So I like seeing a lot of destinations. I’m trying to learn how to slow travel, but for right now I love being really efficient and when I have a few days off, seeing as many places as I can in those few days and cruises are a great way to do that. You don’t waste a lot of time driving. And honestly, there are a lot of destinations that are just easier to see by water. For example, I went on an Alaska cruise and I recommend that to anyone who’s a little wary of cruises because there really is no better way to see Alaska. It is just so big. It would be impossible to drive all of that.
Sean Pyles:
And I imagine if you’re someone who doesn’t like to get super into the logistics of traveling and just wants to get on a boat and be shown things, cruises could be really appealing.
Meghan Coyle:
They help you set the itinerary and oftentimes they’ll even tell you what time you need to be at dinner. It can be very planned out for you, which is really nice.
Sean Pyles:
How can folks choose which cruise to go on, there are so many?
Meghan Coyle:
Of course look at cruises that interest you and fit your travel style. So there are some people who like to sit on a beach during their vacation and not do too much else. If that’s your style, then I’d suggest looking at a cruise like in Hawaii or the Caribbean where there’s a lot of stops at beaches and you don’t have to waste time looking at a city or something if you don’t want to.
But if you are more into the city destinations or going to see a different country perhaps, and you need a bit more of a mix of relaxing days and touristy days, then I’d recommend looking at other locations that would maybe provide a mix of those two things for you. So the Mediterranean is often a good option. I think Southeast Asia would be really cool to go see, to get a little mix of both.
Sean Pyles:
So really know yourself, know what you want out of your vacation, know how you like to travel and then see what kind of cruise can fit the bill for you. Like I mentioned, I haven’t done a cruise before and I’m kind of wary of them in part because there are so many people just shoved onto this big boat in the sea and that’s just not my thing. But maybe I would look into a smaller boat, a more intimate type of cruise.
Meghan Coyle:
Exactly. There are so many different types of cruises like a river cruise for example, might be an example of a smaller ship that might be more interesting to you. And there’s also a lot of newer cruises, newer ships, and they’ve done a lot in the past 20 years probably to make these cruises really private in some ways. There’s a lot of third spaces where you can hang out outside of your room. So if you’re worried about the crowds, you might be pleasantly surprised that there’s actually some places you can go on a cruise ship where you can have some alone time.
Sean Pyles:
Meghan, I’d like to hear why cruises are good for group travel.
Meghan Coyle:
I mean the big plus is that everyone is staying in the same place and there’s lots of different activities for all age groups. So when I travel with my family, my grandma can do some of the bingo and the ballroom dancing.
Sean Pyles:
You’re not joining in on the bingo?
Meghan Coyle:
Yeah. Bingo is not my thing, but I can go to the water park, I can go have a drink with my friends out on the deck. There’s a lot of options for everyone.
Sean Pyles:
And I think that’s important when you’re traveling with a group, you should have some understanding that each person’s going to want to do slightly different things. You don’t need to be together all of the time. And with the amount of activities that are available on a cruise, your grandma can go and play bingo, you can go do something else, your dad could do another thing and it’s no big deal because you know you’ll meet up when the dinner bell rings because the boat tells you you have to eat at this certain time and that’s when you kind of have to regroup.
Meghan Coyle:
Exactly. And the other thing I wanted to point out is that food is usually included in the cost of the cruise. There might be some upgrades you can get for specialty restaurants on board, but for the most part food is included. And so that I think takes out the biggest stress of traveling with the group, which is feeding everyone and finding something that everyone agrees to and is in the right budget. When it’s all included that it just simplifies it so much.
Sean Pyles:
Not to mention splitting the bill is always a headache when you’re traveling with a group. So it takes that totally out of the equation, which is nice.
Okay. And then what about actually booking a cruise as a group? Do you all need to book at the exact same time? Are there certain accommodations that you need to make when you are a group? How should people approach the actual booking of a cruise when you are doing it as a group?
Meghan Coyle:
So you want to research the different types of staterooms that they have. Those are the cabins that you would book and there’s a lot of different configurations. You could get one with a balcony, sometimes there’s a two bedroom suite sort of situation. So before you book anything, really understand the different types of staterooms and how much each of those would cost. And you don’t have to book all together. You can often select the floor that you’re on in the boat. And I’ve found it’s nice to stay on the same floor or at least the same part of the boat as your family or friends or your group because it just makes it easier to get to each other if they’re right down the hallway. And you can also look for some deals that’ll make traveling as a group cheaper.
So for example, there are a few cruises that do a kid sale free package where you might be able to bring little ones for not no extra cost because you’ll probably have to pay for some of the add-ons, like the drinks or whatever. But that takes out a lot of the cost. And especially with staterooms, it’s not exactly like you’re buying a hotel room where you buy the hotel room and then split it with someone else outside of the payment system. On a cruise a second person is actually another cost. So it’s actually easier that everyone can see how much their space in the stateroom costs.
Sean Pyles:
So that’s another way where being on a cruise makes financing a trip a little bit easier because you have clear divisions of who is paying what to be in a room.
Meghan Coyle:
Exactly. And I would just warn people to look out for some of the rules about traveling as a group, especially where drink packages are involved. Most cruises come with a complimentary sort of basic drinks package, which is probably just water and soda and coffee and tea and then alcohol or even specialty coffee drinks like some Norwegian cruise lines have Starbucks locations right on the cruise ship, and those might not be part of the drinks package. And sometimes they can be very restrictive about how many people in your group need to have a certain drink package to be able to book or to be able to buy drinks for everyone.
Sean Pyles:
Oh, because they think that just one person’s going to have the Starbucks package and then get coffee for everyone else?
Meghan Coyle:
Yeah. So just be aware that you want to get a drink package that will include everyone and all of the beverages you’ll want.
Sean Pyles:
So read the terms and conditions of all of the expenses that go into a cruise. And is there one clear place where you can see that when you’re booking or is it like you get on the boat and suddenly you realize, oh, we’ve got to get this Starbucks package because X number of people in the group need to get this for the cruise to be happy with us?
Meghan Coyle:
You can do it before you get on the cruise when you’re booking online. That might require reading some of the fine print to make sure you got it exactly right. But if you do not have the drink package you need, you can always add it on when you’re on the boat as well.
Sean Pyles:
Well, as your experience tells us, cruises are really big among families. So what should parents know about bringing their little ones on a cruise? Or even you as you are an adult, but with your family traveling, what should people know about traveling on a cruise as a family?
Meghan Coyle:
The biggest perk of traveling on a cruise with a family is that parents can get free babysitting. It’s literally included in the price of the cruise. They have these things called kids clubs or teen clubs, so maybe not exactly babysitting, but these are places that are specifically reserved for kids of a certain age and they’re often divided into different age groups as well. Even smaller kids that have one kind of kids’ club and then middle grade kids have a different kids’ club, and here parents can literally drop their children off. And throughout the operation hours of the kids club, the kid can just stay there and participate in all sorts of activities. Just make sure you check the hours and also the age requirements. And sometimes these cruises even offer extra babysitting services outside of the normal operation hours. So if you want to have a date night or something like that, you might be able to get babysitting as an add-on to the kids’ clubs.
And then on top of that, other good things to look for on cruises if you’re going with a family is kid-friendly amenities. So cruises like Royal Caribbean and Disney are really well known for having kid-friendly activities like water slides, go-karts, ice rinks, all these things to keep kids and adults entertained. And if you’re booking for a group that includes kids, it’s nice to consider one of these cruise lines that has all of those fun things for them.
Sean Pyles:
Well, on the other end of the spectrum, cruises are super popular among seniors too. So are there any tips for this age group when it comes to making the most of a cruise?
Meghan Coyle:
This is one area where you want to be really cautious about making sure you book accessible accommodations, if someone needs that. Bigger cabin or maybe they want a scooter to ride around on the cruise ship. Actually you can even book a wheelchair rental or a scooter rental before you even get on the cruise from an outside third party company if you’d like and just pick it up before you get on board. I’d recommend working with the cruise because a lot of these cruise lines employ people to specifically handle these cases.
Sean Pyles:
When I think of cruises, I think that they’re essentially like a luxury condo building on the water and they have all sorts of wild amenities. Can you talk us through some of the amenities that people can expect on a cruise?
Meghan Coyle:
Amenities like gyms, pools, spas, those are all pretty standard and I would expect to see those on most ships. One of my hot tips is that you can save on going to the spa with a day pass. And if you go up and ask the people who work there, they might be able to give you some options that are not spa treatments, that might be a little cheaper so you can use the facilities, which is really nice. A lot of times they have entertainment. These can be anything from game shows to Broadway style shows to maybe more customer interaction type of stuff like karaoke. There’s all sorts of different types of shows. There’s even an ice show on the ship with an ice rink.
Sean Pyles:
An ice rink on a boat just seems like it’s breaking laws of nature, but I’ll go for it.
Meghan Coyle:
I know, right? Don’t count out that you can also bring your own entertainment. So my family often brings Mahjong, so we play that on the boat, but you can bring your own games, your own books and download your own TV shows because Wi-Fi is a whole nother thing on the cruise. But if you have things downloaded, you could watch that yourself as well.
Sean Pyles:
Okay. Say more about Wi-Fi because I need my internet connection no matter where I am. Is it not accessible often on boats?
Meghan Coyle:
Wi-Fi is similar to the drinks package where you often have to buy some type of package and often it’s for the entire length of the cruise. So there aren’t a lot of ways to get it at a deal. But if you do need the Wi-Fi, it can be worth it to pay for the entire package. Just know that it might not be super fast, especially when you’re out at sea. And of course when you dock and get off at the ports, you can always use Wi-Fi that you find locally or even set up some sort of international phone plan to have Wi-Fi access when you’re off the boat.
Sean Pyles:
All right. Well, Meghan, I want to talk about excursions because excursions or day trips away from the boat are a really big selling point on cruises and they can also make a cruise a lot more expensive depending on the excursion and how many you do. So can you talk us through what people should know about booking excursions, especially for groups?
Meghan Coyle:
Excursions are a pretty costly add-on to your cruise price. So that’s something to keep in mind, especially when you’re booking for a huge group. The simplest way to do it is book the excursions through the cruise line. They often have a desk on board where they can help you book these things or you can book them online before you go on the cruise. And these can range from anything like they’ll take you to different activities at the port, or it could be as simple as they’ll just simply offer you a ride into town. So if you’re doing this with a group, sometimes it’s simplest to just go through the cruise line, but you pay for that convenience.
The other option is you could set up your own excursions and that is often way cheaper. It just requires a little bit of research beforehand that might involve having to book some sort of transportation for your group to help you get to where you need to go. Or it might be as simple as literally walking into town. If your group can handle a 15-minute walk into town, that might be the cheapest option. And large groups might have even more options to customize the excursion to exactly what they want.
Sean Pyles:
One thing that I was a little bit surprised by when it comes to excursions on these cruises is how competitive they can be to book. I’m thinking of my family, which is going on a Disney cruise this spring, and we were talking about this over Christmas and they were looking at booking some excursions for their cruise and a lot of them had already filled up and they were three, four months out from the cruise itself. So I guess I was surprised by how popular they are, one, and two, how expensive they were to do and then also just how competitive it is to actually get in on one of these cruise specific excursions.
Meghan Coyle:
Yeah, you have to remember that everyone on this cruise is booking these same few options from the cruise line at any port you get off at. For example, the Disney cruise has a private island. I think they actually have two private islands. So depending on what cruise you go on, you might stop at one or the other, but it’s literally like the entire boat empties out and goes to this private island and that can cause some demand backups as well. So it is important to keep in mind that when you are booking excursions, you should do it as early as possible. And if you don’t get something, I would recommend to keep checking back even when you’re on the boat because people do cancel. They get on the ship and they’re overbooked or maybe part of their group bails out and spots can open up last minute.
Sean Pyles:
And also I would imagine that if you don’t get the excursion that you want when you dock somewhere and everyone else is offloading into this destination, it might be a good chance just to hang out on the cruise by yourself because on this boat and everyone else has already left. So a little bit of peace and quiet on this big boat as well.
Meghan Coyle:
Yeah, that’s actually one of my favorite things is to try not to leave with the crowd in the morning as soon as you dock and give yourself some time for the boat to empty out and you’ll get a little bit of a alone time and it might be easier to grab a taxi when you do get off.
Sean Pyles:
Well, Meghan, do you have any other tips who might be cruise curious with their group?
Meghan Coyle:
I would really encourage groups to look into it because it can be so fun to go on these group trips together and know that no matter what else you do during the day you will see each other at meals, you’ll see each other at night, you’re all staying in the same place. And it takes a lot of the headaches of planning a group trip out of it. So if your group has any interest at all in going on a cruise, I would recommend you look into it.
Sean Pyles:
Well, I’m still a little bit cruise skeptical, but maybe I’ll float this to my friend group next time we’re planning a vacation.
Meghan Coyle:
Let me know how it goes, Sean.
Sean Pyles:
Okay. Well, Meghan, it’s hard to believe, but our group travel journey is already coming to an end. We’ve soared the skies, crashed at group friendly lodging, planned trips that made everyone happy and even cruised across the high seas. All this travel talk is making me want to get a trip on the books with my favorite travel companions.
Meghan Coyle:
Same. I can’t wait. I’m a firm believer that traveling with someone is one of the best shared experiences. As long as you don’t hate your travel companions by the end of it, travel can really bring people closer together.
Sean Pyles:
Absolutely. Well, Meghan, thank you so much. It’s been really fun having you co-host this show and bring on some of our fellow Nerds to talk group travel.
Meghan Coyle:
Thank you, Sean.
For now, that’s all we have for this episode. Do you have a money question of your own? Turn to the Nerds and call or text us your questions at 901-730-6373. That’s 901-730-NERD. You can also email us at [email protected]. Also visit nerdwallet.com/podcast for more info on this episode. And remember to follow, rate and review us wherever you’re getting this podcast.
Sean Pyles:
This episode was produced by Tess Vigeland. I helped with editing. Kevin Berry helped with fact checking. Sara Brink mixed our audio. And a big thank you to NerdWallet’s editors for all their help.
Meghan Coyle:
And here’s our brief disclaimer. We are not financial or investment advisors. This nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.
Sean Pyles:
And with that said, until next time, turn to the Nerds.
Utah’s dynamic cities are a haven for renters seeking the perfect balance between natural beauty and urban convenience. This ApartmentGuide article takes you on a journey through the serene landscapes and thriving communities of the Beehive State. From the lively cultural scene of Salt Lake City to the relaxed atmosphere of West Valley City, we delve into the rental markets, neighborhoods, and outdoor activities that make Utah’s largest cities so appealing. Here are the major cities in Utah to consider moving to.
1. Salt Lake City, Utah
Population: 199,723 Average rent for a one-bedroom apartment: $1,422 Average rent for a two-bedroom apartment: $1,967 Salt Lake City, UT apartments for rent Salt Lake City, UT homes for sale
Living in Salt Lake City offers a unique blend of outdoor adventure and urban convenience. Nestled against the stunning backdrop of the Wasatch Mountains, residents enjoy easy access to skiing, hiking, and biking trails. The city’s downtown area features a variety of shops, restaurants, and cultural venues, including the renowned Salt Lake Temple and the Utah State Capitol.
2. West Valley City, Utah
Population: 140,230 Average rent for a one-bedroom apartment: $1,429 Average rent for a two-bedroom apartment: $1,699 West Valley City, UT apartments for rent West Valley City, UT homes for sale
West Valley City is known for its friendly atmosphere and diverse community. The city hosts numerous parks and recreational facilities, including the Utah Cultural Celebration Center. It’s also home to the Maverik Center, where residents can enjoy concerts and sporting events. The city’s shopping and dining options cater to a wide range of tastes and preferences.
3. West Jordan, Utah
Population: 116,961 Average rent for a one-bedroom apartment: $1,389 Average rent for a two-bedroom apartment: $1,719 West Jordan, UT apartments for rent West Jordan, UT homes for sale
West Jordan offers a mix of suburban charm and natural beauty. The city is close to the Oquirrh Mountains, providing residents with stunning views and outdoor activities. The Jordan Landing shopping center is a popular destination for shopping, dining, and entertainment. The city also boasts excellent schools and a strong sense of community.
4. Provo, Utah
Population: 115,162 Average rent for a one-bedroom apartment: $1,337 Average rent for a two-bedroom apartment: $1,737 Provo, UT apartments for rent Provo, UT homes for sale
Provo is a dynamic college town, home to Brigham Young University. The city fosters a lively cultural scene with museums, theaters, and music venues. Outdoor enthusiasts will appreciate the proximity to Provo Canyon, offering breathtaking scenery and activities like hiking, biking, and fishing. The city’s economy is booming, with a focus on technology and education.
5. Orem, Utah
Population: 98,129 Average rent for a one-bedroom apartment: $1,364 Average rent for a two-bedroom apartment: $1,549 Orem, UT apartments for rent Orem, UT homes for sale
Orem prides itself on being a great place for education and family life. Known as “Family City USA,” it boasts a high quality of life with excellent schools, numerous parks, and community centers. The city is also a hub for tech companies, contributing to its dynamic and innovative atmosphere. Orem’s University Mall is a major shopping destination in the region.
6. Sandy, Utah
Population: 96,904 Average rent for a one-bedroom apartment: $1,684 Average rent for a two-bedroom apartment: $2,084 Sandy, UT apartments for rent Sandy, UT homes for sale
Sandy is a thriving suburb with a mix of residential, commercial, and natural spaces. The city is home to the Rio Tinto Stadium, where soccer fans gather to watch Real Salt Lake games. Sandy’s location at the base of the Wasatch Mountains offers easy access to ski resorts and outdoor recreation. The city also features a variety of shopping and dining options.
7. St. George, Utah
Population: 95,342 Average rent for a one-bedroom apartment: $1,524 Average rent for a two-bedroom apartment: $1,595 St. George, UT apartments for rent St. George, UT homes for sale
St. George is renowned for its stunning natural surroundings, including nearby Zion National Park. The city enjoys a warm climate year-round, making it a haven for golfers, hikers, and nature lovers. St. George’s arts scene, including the annual St. George Art Festival, adds to the city’s charm. Its growing economy is supported by tourism, healthcare, and education.
8. Ogden, Utah
Population: 87,321 Average rent for a one-bedroom apartment: $1,317 Average rent for a two-bedroom apartment: $1,523 Ogden, UT apartments for rent Ogden, UT homes for sale
Ogden offers a unique mix of historic charm and outdoor adventure. The city’s historic 25th Street is lined with restaurants, galleries, and shops in beautifully restored buildings. Ogden is also a gateway to some of Utah’s best outdoor activities, with easy access to skiing, kayaking, and hiking. The city has a strong sense of community and hosts numerous events throughout the year.
9. Layton, Utah
Population: 81,773 Average rent for a one-bedroom apartment: $1,448 Average rent for a two-bedroom apartment: $1,635 Layton, UT apartments for rent Layton, UT homes for sale
Layton is a growing city with a strong sense of community and a focus on family life. The city offers a variety of parks, recreational facilities, and shopping centers, including the Layton Hills Mall. Layton’s location between Salt Lake City and Ogden makes it an ideal place for those who want suburban comfort with easy access to urban amenities. The city also boasts excellent schools and healthcare facilities.
10. South Jordan, Utah
Population: 77,487 Average rent for a one-bedroom apartment: $1,626 Average rent for a two-bedroom apartment: $1,985 South Jordan, UT apartments for rent South Jordan, UT homes for sale
South Jordan is known for its high quality of life, with numerous parks, golf courses, and the scenic Oquirrh Lake. The city’s Daybreak community is a model of sustainable living, offering a mix of residential, commercial, and recreational spaces. South Jordan’s strong economy is supported by a mix of industries, including healthcare and information technology. The city also values education, with several top-rated schools.
Methodology : The population data was retrieved from the United States Census Bureau for 2021, while the average rental data was sourced from Rent.com in March 2024.
Columbus is a city that effortlessly marries the historical with the contemporary, creating an engaging environment for residents and visitors alike. It stands out for its Midwestern charm and innovative spirit, making it a place of interest for folks from all walks of life.
From the roar of college football games to the quiet corners of its distinctive districts, it’s easy to see why people are clamoring to find a house in Columbus. It’s a city where every street, building, and green space tells a story, inviting you to be a part of its ongoing narrative.
As we explore ten of the top things Columbus is known for, you’ll discover that it’s not just the capital of Ohio but also a capital of culture, innovation, and community spirit for many in the Midwest.
1. The Ohio State University
The Ohio State University (OSU) is more than just an educational institution in Columbus; it’s a cornerstone of the community. The campus is a bustling hub of activity, from groundbreaking research projects to thrilling college sports, most notably its football team, which garners nationwide attention. OSU’s impact on Columbus extends beyond academia, influencing the local economy and culture, making it a key part of the city’s identity.
2. Columbus Zoo and Aquarium
The Columbus Zoo and Aquarium is renowned for its extensive species collection and commitment to conservation. It offers visitors an immersive experience, from the heart of Africa to the shores of the Arctic, making it a fantastic destination for families. This institution not only entertains but also educates, playing a pivotal role in wildlife preservation efforts.
3. Short North Arts District
The Short North Arts District stands as Columbus’s cultural epicenter, boasting an eclectic mix of galleries, boutiques, and restaurants. This cool area is famous for its monthly Gallery Hop, where art enthusiasts and casual visitors alike explore the vibrant local art scene. The district’s dynamic atmosphere and its dedication to supporting local artists and businesses make it a must-visit destination in the city.
4. COSI (Center of Science and Industry)
COSI brings science to life through its interactive exhibits and live demonstrations, making it an educational cornerstone for visitors of all ages. Its mixture of entertainment and learning, including a planetarium and various themed exhibitions, fosters a curiosity about the world. COSI’s innovative approach to science education has made it a nationally recognized leader in the field.
5. The Scioto Mile
The Scioto Mile is Columbus’s premier urban greenspace, with breathtaking views and a ton of outdoor activities along the Scioto River. This area is perfect for walking, biking, and enjoying nature in the heart of the city. Its fountains, parks, and pathways connect the community, creating a serene escape from the hustle and bustle of city life.
6. North Market
North Market is a food lover’s paradise, showcasing tons of local vendors offering everything from artisanal cheeses to international cuisines. This historic public market has served Columbus for over a century, making it a focal point for the city’s food scene.
7. Columbus Museum of Art
The Columbus Museum of Art is a happy place for artsy types, featuring an impressive collection of American and European paintings, sculptures, and photographs. It’s particularly celebrated for its innovative programs that encourage visitor interaction with art. The museum’s commitment to accessibility and education makes it a valuable cultural resource for the city.
8. German Village
German Village is a historic neighborhood in Columbus known for its well-preserved 19th-century brick houses and charming cobblestone streets. Visitors can enjoy the local shops, restaurants, and bakeries that reflect the area’s rich German heritage. This neighborhood offers a unique glimpse into Columbus’s past, making it a delightful place for a stroll with friends on a sunny Ohio afternoon.
9. Franklin Park Conservatory and Botanical Gardens
The Franklin Park Conservatory and Botanical Gardens is a natural oasis in Columbus, offering a year-round exploration of flora from around the world. Its stunning glasshouses, butterfly garden, and seasonal displays provide a peaceful retreat. This institution not only showcases the beauty of nature but also educates visitors on the importance of environmental conservation.
10. Nationwide Arena
Nationwide Arena is the heart of Columbus’s sports and entertainment scene, home to the NHL’s Columbus Blue Jackets. Besides thrilling hockey games, it hosts a wide range of events, from concerts to family shows, making it a central spot for entertainment in the city.
Have you ever wondered, “Should I move to Philadelphia, PA?” Living in Philly is like being in a giant history book but with a modern twist. This city is famous for its cheesesteaks, passionate sports fans, and the Liberty Bell, showing off its rich history and spirited culture. Philadelphia is unique because it blends old-world charm with bustling city life, where historic sites like Independence Hall stand alongside trendy restaurants and shops. Whether you’re exploring the cobblestone streets of Old City or enjoying a picnic in Fairmount Park, Philadelphia offers a special experience that’s hard to find anywhere else.
Before packing your bags, it’s a good idea to know the city’s strengths and weaknesses to make sure it’s the right fit for you. In this article, we’ll discuss the pros and cons of living in Philadelphia that may help you make your decision. Let’s get started.
Philadelphia at a Glance
Walk Score: 75 | Bike Score: 67 | Transit Score: 67
Median Sale Price: $243,000 | Average Rent for 1-Bedroom Apartment: $1,722
houses for rent in Philadelphia | apartments for rent in Philadelphia | homes for sale in Philadelphia
Pro: Strong historical heritage
Philadelphia, often dubbed the “Birthplace of America,” is steeped in rich historical significance, offering residents and visitors a unique glimpse into the nation’s past. From the iconic Liberty Bell to Independence Hall, where the Declaration of Independence and Constitution were debated and adopted, the city is a living museum. Living in Philadelphia means having unparalleled access to these historic sites, along with numerous museums and educational opportunities that celebrate America’s journey to independence.
Con: Challenging winter conditions
One of the cons of living in Philadelphia is the harsh winters. During the winter months, it’s common to experience freezing temperatures, heavy snowfall, and icy conditions. Locals must contend with bitter cold temperatures, which can make daily activities such as commuting or running errands a daunting task. Snowstorms frequently blanket the city, causing disruptions to transportation networks and posing safety hazards for pedestrians and motorists alike. Despite the city’s efforts to maintain roadways and clear snow, the severity of winter weather in Philadelphia remains a significant inconvenience for residents.
Pro: Beautiful green spaces
Philadelphia is home to an abundance of green spaces and parks, offering residents a peaceful escape from the urban environment. Fairmount Park, one of the largest urban parks in the country, provides miles of trails for hiking, biking, and outdoor activities. The city’s commitment to maintaining and expanding its green spaces means that locals can easily find a natural retreat within the city limits, promoting a healthy and active lifestyle.
Con: Limited biking infrastructure
One notable drawback of living in Philadelphia is its lower bike score of 67. Despite efforts to improve bike infrastructure, such as dedicated lanes and bike-sharing programs, many areas still lack adequate facilities for safe and convenient cycling. The city’s narrow and congested roads can make cycling intimidating and hazardous. As a result, residents who rely on bikes as a primary mode of transportation may find their options limited and may need to exercise extra caution when riding in the city.
Pro: Dynamic culture
Philadelphia’s arts and culture scene is a significant pro for residents. The city is home to the Philadelphia Museum of Art, famous not only for its vast collection but also for the iconic “Rocky Steps.” Beyond this, there are countless galleries, theaters, and live music venues across the city, catering to a wide range of artistic tastes. The annual Fringe Festival showcases avant-garde theater and performance art, highlighting the city’s diverse and vibrant cultural landscape.
Con: High cost of living
Despite its many attractions, Philadelphia’s cost of living can be a big con for some. The cost of living in Philadelphia is 2% higher than the national average. While it is more affordable than cities like New York or San Francisco, rent prices and daily expenses can be high, especially in more desirable neighborhoods. For those with modest incomes or fixed budgets, the elevated cost of living can limit opportunities for savings, investments, and overall financial stability. As a result, many residents must carefully budget and prioritize expenses, sacrificing certain luxuries or experiences to make ends meet.
Pro: Exceptional culinary scene
Philadelphia boasts an exceptional culinary scene that goes far beyond its famous cheesesteaks. The city is a melting pot of cultures, reflected in its diverse food offerings. From high-end dining experiences like Hiroki or Fork, to local food trucks, there’s something for every palate. The Italian Market, one of the oldest and largest open-air markets in the country, offers fresh produce, meats, and specialty foods, showcasing the city’s rich culinary heritage.
Con: Public transportation challenges
With a Transit Score of 67, many people find public transportation lacking in Philly. While Philadelphia does have a public transportation system, including buses, subways, and trolleys, residents often face challenges with reliability and coverage. Some areas of the city are not well-served by public transit, making it difficult for those without cars to navigate. Additionally, delays and infrequent service can be frustrating for daily commuters.
Pro: Sports fan’s paradise
“Should I move to Philadelphia if I’m a sports fan?” Absolutely. Living in Philly is a dream for sports fans, offering professional teams across various leagues. The Philadelphia 76ers dominate basketball courts, while the Philadelphia Flyers electrify ice hockey enthusiasts. At Citizens Bank Park, the Philadelphia Phillies draw crowds with their passionate baseball games, and the Philadelphia Eagles ignite fervor in football fans at Lincoln Financial Field. Additionally, the city’s collegiate sports scene, led by universities like Temple and Villanova, adds further excitement to Philadelphia’s sports culture, making it a true paradise for those who live and breathe athletics.
Con: Minimal green building initiatives
While Philadelphia has made strides in sustainability, the city still has limited green building initiatives compared to others. This can be a con for environmentally conscious residents who prioritize living in a city that embraces sustainable development practices. Efforts to increase green buildings and eco-friendly infrastructure are ongoing, but progress has been slower than in some other major cities.
Pro: Proximity to other major cities
A significant pro of living this city is its strategic location on the East Coast, offering easy access to other major cities like New York City, Washington D.C., and Baltimore. This proximity makes it convenient for residents to explore these cities for business or leisure, without the need to relocate.
Jenna is a Midwest native who enjoys writing about home improvement projects and local insights. When she’s not working, you can find her cooking, crocheting, or backpacking with her fiancé.
Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors’ opinions or evaluations. Please view our full advertiser disclosure policy.
Mortgage rates are trending about the same across the board. Here are today’s average mortgage rates:
30-year fixed: 7.26%
15-year fixed: 6.48%
30-year jumbo: 7.32%
*Data accurate as of March 27, 2024, the latest data available.
30-year fixed mortgage rates
Today’s 30-year fixed mortgage rate is 7.26% which is about the same as last week’s 7.26%, according to data from Curinos. This is a decrease from last month’s 7.52%. Last year around the same time, 30-year fixed rates were 5.84%, which makes today’s rate much higher than it was a year ago.
At the current 30-year fixed rate, you’ll pay about $690 each month for every $100,000 you borrow — the same as last week.
Ready to buy? Compare the best mortgage lenders.
15-year fixed mortgage rates
Today’s 15-year fixed mortgage rate is 6.48%, about the same as last week’s 6.48%. This is a decrease from last month’s 6.71%. Last year around the same time, 15-year fixed rates were 5.16%, which makes today’s rate much higher than it was a year ago.
At the current 15-year fixed rate, you’ll pay about $873 each month for every $100,000 you borrow, down from about $880 last week.
30-year jumbo mortgage rates
Today’s 30-year jumbo mortgage rate is 7.32% which is higher than last week’s 7.24%. This is an increase from last month’s 7.23%. Last year around the same time, 30-year jumbo rates were 5.70%, which makes today’s rate around 2 percentage points higher than it was a year ago.
At the current 30-year jumbo rate, you’ll pay around $691 each month for every $100,000 you borrow, down from about $693 last week.
Methodology
To determine average mortgage rates, Curinos uses a standardized set of parameters. For conventional mortgages, the calculations are based on an owner-occupied, one-unit property with a loan amount of $350,000. For jumbo mortgages, the loan amount is $766,550. These calculations assume an 80% loan-to-value ratio, a credit score of 740 or higher and a 60-day lock period.
Frequently asked questions (FAQs)
On May 3, 2023, the Federal Reserve announced a third interest rate hike for the year — this time by 25 basis points. While the Fed doesn’t set mortgage rates, this increase in the federal funds rate could lead individual lenders to raise their home loan rates, too.
If you already have a mortgage, how this could affect your monthly payment will depend on if your loan has a fixed or adjustable rate. A fixed rate stays the same over the life of the loan, meaning your payments will never change. An adjustable rate, however, can fluctuate according to market conditions — which means you could see a rise in your monthly payments.
For example, if you take out an ARM for $250,000 with an interest rate of 5.5%, your initial monthly payments would be $1,719. But after the initial period is over, and the ARM switches to a variable rate, your payments could increase if the rate rises. If the rate rose just 25 basis points (5.75%), for instance, your payments would increase to $1,750.
If you’re not planning on keeping a home for a long time, an ARM could be the better option — especially if fixed-rate loans have much higher rates at the time. This is because ARMs tend to have lower rates to start than fixed-rate mortgages, though your rate can increase over time.
While a fixed-rate loan will have the same rate throughout the entire term, an ARM will start with a fixed rate for a set amount of time and then switch to a variable rate that can change for the remainder of your loan term. For example, a 5/1 ARM will have a fixed rate for five years (the “5” in 5/1), then switch to a variable rate that can change once a year (the “1” in 5/1).
Whether a mortgage rate buydown is the right choice for you will depend on your individual circumstances and financial goals. If you plan to stay in the home for a long period of time and can afford to pay for the buydown, it could make sense. But if you know you’ll move or refinance your mortgage before you break even on the cost of the buydown versus the lower monthly payments, then buying down your rate might not be worth it.
Buying down your rate can be permanent or temporary, which will impact the overall cost. A permanent buydown is also known as purchasing mortgage discount points — for each point, you’ll typically pay 1% of the loan amount in return for 0.25% off your rate.
Temporary buydowns, on the other hand, will reduce your interest rate to a certain point, and it will then increase each year until you hit the original rate. Some common temporary options are 2-1 and 1-0 terms, with the first number being how much your rate is reduced in the first year and the second number being the reduction for the following year. Unlike discount points that are paid for by the buyer, this type of buydown can be paid for by the lender, seller or homebuilder.
Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.
Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.
Jamie Young is Lead Editor of loans and mortgages at USA TODAY Blueprint. She has been writing and editing professionally for 12 years. Previously, she worked for Forbes Advisor, Credible, LendingTree, Student Loan Hero, and GOBankingRates. Her work has also appeared on some of the best-known media outlets including Yahoo, Fox Business, Time, CBS News, AOL, MSN, and more. Jamie is passionate about finance, technology, and the Oxford comma. In her free time, she likes to game, play with her two crazy cats (Detective Snoop and his girl Friday), and try to keep up with her ever-growing plant collection.
Megan Horner is editorial director at USA TODAY Blueprint. She has over 10 years of experience in online publishing, mostly focused on credit cards and banking. Previously, she was the head of publishing at Finder.com where she led the team to publish personal finance content on credit cards, banking, loans, mortgages and more. Prior to that, she was an editor at Credit Karma. Megan has been featured in CreditCards.com, American Banker, Lifehacker and news broadcasts across the country. She has a bachelor’s degree in English and editing.
Ashley is a USA TODAY Blueprint loans and mortgages deputy editor who has worked in the online finance space since 2017. She’s passionate about creating helpful content that makes complicated financial topics easy to understand. She has previously worked at Forbes Advisor, Credible, LendingTree and Student Loan Hero. Her work has appeared on Fox Business and Yahoo. Ashley is also an artist and massive horror fan who had her short story “The Box” produced by the award-winning NoSleep Podcast. In her free time, she likes to draw, play video games, and hang out with her black cats, Salem and Binx.
We tapped designers, furniture makers, and even Shea McGee for their expert knowledge on the hottest trends of 2024.
Have you ever looked around your living room and suddenly realized it was overwhelmingly outdated? You’re no expert, so whatexactly was out of style might have been hard to put your finger on — was it that lampshade with the tassels you found in your mom’s storage unit 10 years ago, or maybe the shag rug you bought when your 10-year-old was first born? — but you knew. While it might’ve just hit you, we don’t mean to alarm you but it’s possible your home decor has been out of style for a while. Just like fashion trends, interior design fads change rapidly.
Unlike fashion, however, interior design is more of a niche interest and its evolution isn’t exhibited as widely as it is for other style sectors, like apparel or accessories. Maybe it’s because what you wear is more often on display than what’s donning your walls. But if you have to look at it every day, you should like what you see. And if a room is looking dull to you, we’re here to help you bring it back to life.
Don’t worry, we’re not about to suggest you overhaul your house every season (or every year, or even few years, for that matter). Sure, something that’s “in” today can go out of style tomorrow, but swapping out a couch to stay current isn’t exactly practical for your budget or the environment. Thankfully, there are small tweaks you can make to ensure your space feels fresh, even if you keep the majority of your furnishings the same. Take it from Byron and Dexter Peart, twin brothers and co-founders of ethical home goods marketplace Goodee: “We generally don’t approach interior design in terms of aesthetic trends but are more of a mindset or philosophy that supersedes the physical style and appearance of spaces,” they tell Katie Couric Media. “We believe that when designed with purpose, interiors have the power to encourage experiences and enhance well-being.”
Sometimes, it’s about bucking the trends entirely. Rob Natale, chief of design at furniture brand Sixpenny (whose chic, ethically sourced couches you may have stalked on Instagram), says, “If a style speaks to you, go for it! Don’t worry if it is or was trendy.” He adds, “Go with your gut and fill your home with things that make you happy — except maybe bouclé, with all due respect to bouclé. It was really trendy there for a while.”
Abbey Stark, interior design lead at IKEA, prioritizes making a house feel like a true home and a reflection of the people who live there. “Let’s leave behind anything that doesn’t reflect your personal style. Homes should speak to your aesthetic and tell your story.”
If you want an update that will be on-trend, catch up on and shop the latest innovations below.
The Biggest Interior Design Trends of 2024
Color Play
“We’ve been living in a beautifully neutral world for the last several years, and while the minimalism of a soothing palette will always be a classic, I anticipate far more emphasis on colors, mixed patterns, and bold spaces,” says Natale, who at his own brand offers an array of gem-toned slipcovers to easily change up the look of your furniture as you see fit.
Considering that Stark hails from IKEA, she naturally leans into the Scandi design style, which is “focused on being joyful, expressive, colorful, and contemporary.” She suggests combining bright and muted tones to give the vintage style a refreshed appearance. “Think colored glass, warm wood tones, and muted color palettes with fresh, new pops of color.”
If you’re more of a decor extremist, you’ll appreciate Kelley Mason’s approach. The associate art director at Lulu and Georgia leans into what she dubs “color drenching,” where you decorate a room with a single color throughout “for tonal saturation.” In other words, say goodbye to boring, neutral spaces!
Indoor Meets Outdoor
“We’re excited to see a continued shift in blurring the lines between indoor and outdoor living,” Byron and Dexter Peart say. “Whether your home has a lush backyard garden, rooftop terrace, or balcony, outdoor furniture and furnishings like weather-resistant rugs, durable cushions made of recycled materials, and durable tableware with keen design sensibility create comfortable and inviting outdoor oases.”
They mention that plant-filled interiors aren’t going anywhere, either. “This not only brings the natural environment inside but also encourages healthy breathing and provides calming benefits as we tend to our indoor gardens.”
Natale agrees: “Bringing the outside in will always be in style, so selecting a color palette based on the nature around you is such a wonderful way to make a space come alive.”
Want to get this look on a budget? Mason has some great advice: “My favorite tip to update your space without spending any money is to go foraging for florals and greenery. In your own backyard, the neighbor’s house (with approval of course!), the local park, or beyond, a quick snip of a sculptural branch or bouquet of wildflowers will give dramatic impact to any space and it’s totally free.”
Threshold designed with Studio McGee Outdoor Umbrella
$90 at Target
Functional Beauty
It should be no surprise, but a home should look and feel livedin — it shouldn’t have the sterility of a museum. “We’re all getting more accustomed to the idea of home serving multiple purposes,” Natale says. “Many of us still work from home for at least a few days each week. Investing in products that can subtly transform a room and turn it into a multi-functional space is such a fantastic way to get more use out of it.”
If you have kids or grandkids (like Katie!), you may understand that loose toys and games can quickly swallow a space, so children and their things are often relegated to a certain area to try and contain the chaos. However, that practice is definitely changing. “We’re excited to see more of an emergence of intergenerational living spaces that welcome and encourage grown-ups and the little ones to work, rest, and play together in common areas,” the Pearts say.
As we know, a lot of people are choosing not to have children these days — but this trend doesn’t only apply to humans. “Notably, this communal orientation is also becoming more evident with our four-legged family members: Pet furniture like beds, floor mattresses, blankets, and toys are now being made with eco-conscious materials, design sensibility, and artful aesthetics, a welcome integration into thoughtful households,” they note.
You can also interpret this trend as incorporating washable furniture and rugs, dual-purpose designs, or artfully displaying essential kitchenware. Heck, even storage bins for kids’ toys have become more stylish.
Tennis Prep
You’ve most likely heard of both “quiet luxury” and “tenniscore” in terms of fashion, but have you thought about incorporating some of these trends’ key principles into your interior design? Shea McGee, the interior designer behind McGee & Co. says, “TikTok calls this tenniscore, and though it’s mainly a fashion trend, we’re incorporating the racquet club aesthetic into our interior styling.” Don’t worry, that doesn’t mean decorating your living room with sports goods.
McGee explains, “In the closet, you’ll find this trend in cable-knit sweaters, loafers, pleated skirts, and tube socks. In interiors, you’ll find it in crisp whites, creams, playful greens, cabana stripes, rattan, chambray, and pristine lawns.”
Mason is also a fan but notes you can embrace it subtly by “taking traditional preppy details and combining them with modern details, luxe materials, and moody tones.” She adds, “I love this look with patterned upholstery, vintage oil paintings, and touches of metal and leather.”
Threshold designed with Studio McGee Rialto Woven Chair
$280 at Target
Independent and Local Designers
The boom of direct-to-consumer furniture, bedding, and just about anything else you can think of has certainly made it easier to shop online, but the experience and designs can lack intimacy and individuality. Lots of designers are stepping away from products that can easily be bought en masse from big box stores, opting instead to shop vintage or go to local artisans for products they need.
“As social media continues to accelerate and amplify seemingly endless and short-lived interior design trends, what we’re most excited to see is an emergence of interest in and discovery of local and global artisan-made crafts,” the Pearts say. “We love home goods that embody the stories, spirit, and traditions of the makers that create them.”
This trend can take form in how you approach sustainability: “It’s easy to prioritize the performance fabrics [that big box stores tend to offer], especially in homes with pets and kids, but as we all continue to make more conscious decisions about the materials we live with, the more attractive all-natural, non-chemically-coated fabrics become,” Natale explains. And those can be harder to find online.
Hand-woven baskets, hand-quilted blankets, hand-carved wooden trays, hand-painted ceramic bowls, and handblown glassware resonate with those looking for a deep, meaningful human connection between their belongings and those who make them. Take it from the Pearts: “So often, high-trending interiors have a sameness and repetitive nature; a living space well adorned with artful crafts has a unique ability to add color, texture, whimsy and personality to one’s home.”
For McGee, she’s seeing an emphasis on crafts originating from Italy, probably thanks in part to Tomato Girl Summer and White Lotus season 2. “Italian-inspired design is back in a big way, in ways that are both nostalgic and contemporary. You’ll be seeing this a lot in elements like Murano glass, ironwork, plaster, ceiling medallions, marble, and busts or sculptures,” she says.