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gig economy

Progressive Auto Insurance Review – Good Financial Cents®

March 26, 2023 by Brett Tams

Key takeaways: Progressive is one of the lowest-cost car insurance providers in most states. They offer rideshare coverage for gig workers. Progressive features an easy, online, obligation-free quote system that’s not common among the major car insurance providers. The company provides one of the most extensive lists of discounts, which may get you the lowest […]
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5 Things to Know About Zolve Credit Cards

March 23, 2023 by Brett Tams

Zolve offers two credit-builder credit cards for those with no credit or poor credit. Find out how they stack up to other options.

Posted in: Credit Cards, Moving Guide Tagged: 2, 2023, ACH, All, annual percentage rate, app, apr, assets, ATM, Auto, Auto Loans, Automated Clearing House, balance, Bank, bank account, beginner, Benefits, Blog, bonus, Borrow, Budget, build, builder, building, business, cash back, chance, Checking Account, Chime, choice, closing, company, cost, Credit, Credit Bureaus, credit card, credit cards, Credit Cards for Average or Fair Credit, Credit Cards for Bad Credit, credit history, credit limit, credit score, credit scores, credit utilization, credit utilization ratio, credits, currency, data, Deals, Debt, deposit, Deposits, Direct Deposit, discover, Discover it, Economy, employer, experience, FDIC, Fees, Financial Wize, FinancialWize, Fintech, fund, future, gas, gas stations, get started, gift, Gift Cards, gig, gig economy, goal, good, growth, healthy, helpful, high credit limit, history, hold, house, impact, improvements, interest, international, list, Loans, low, LOWER, Make, making, manage, market, minimal, mobile, money, More, nerdwallet, new, offer, offers, or, Original, Other, payment history, payments, paypal, place, poor, products, proof, Purchase, rate, ready, Research, restaurants, Review, Reviews, rewards, second, secured card, secured credit card, security, security deposit, single, social, social security, Spending, tax, tax refunds, time, traditional, Transaction, u.s., upgrade, value, variable, venmo, visa, will, withdrawal, work, working

Why Do I Owe Taxes This Year? 10 Reasons To Spot

March 1, 2023 by Brett Tams

If you’re like most people, you dread tax season. You don’t know why you owe taxes this year, and the paperwork seems…

Read More… Why Do I Owe Taxes This Year? 10 Reasons To Spot

Posted in: Money Management, Money Tips Tagged: 1099, 1099 Form, 2, 2017, 2021, 2022, 2023, accountant, active, All, allowance, Amazon, American Rescue Plan, assets, baby, Bank, bank account, basic, before, business, calculator, Capital Gains, capital gains tax, capital gains taxes, changing jobs, charitable donations, Checking Account, checklist, Children, color, commission, coronavirus, cost, couple, Credit, credits, crypto, cryptocurrency, data, deductions, disclosure, donations, earning, Economy, employer, Employment, ETFs, expense, expenses, Family, faq, Financial Wize, FinancialWize, fitness, formula, freelance, funds, future, gig, gig economy, Giving, government, Grow, guide, home, How To, How to Make Money, HR, human resources, impact, Income, income tax, Income Taxes, interest, investment, investments, investors, irs, itemized deductions, job, jobs, kids, Law, Learn, Life, Links, list, loan, Local, low, LOWER, Main, Make, Make Money, Make money online, market, marriage, married, Media, Medical, Medicare, money, Money Management, More, more money, Mortgage, mortgage interest, Move, mutual funds, needs, new, new job, offer, Other, palette, pandemic, panic, paycheck, payments, Personal, plan, Planning, prep, price, Purchase, rate, Rates, Refund, retirement, retirement account, return, returns, right, Salary, security, self-employed, Self-employment, Sell, selling, shares, short, Side, Side Gigs, Side Hustle, single, Small Business, social, social security, Software, spouse, standard deduction, state taxes, states, stimulus, stock, stock market, stocks, Style, tax, tax brackets, tax credit, tax credits, tax deductions, tax law, tax liability, tax rates, tax refund, tax returns, tax season, tax time, tax withholding, taxable, taxable income, taxes, The Stock Market, time, title, under, Unemployment, W-2, W-4, W-4 form, will, work

6 Things Every Self-Employed Worker Should Know About Taxes

March 1, 2023 by Brett Tams

Taxes are trickier for gig workers, freelancers and other workers whom the IRS considers self-employed.

Posted in: Mortgage Tips Tagged: 1099, 2, 2021, 2022, 2023, actual, airbnb, All, app, business, car, cents, choice, company, Compensation, cost, credits, data, Deductible, deductions, earnings, Economy, employer, Employment, expense, expenses, Extra Income, federal income taxes, Fees, Financial Wize, FinancialWize, form 1099-misc, form 1099-NEC, freelance, freelancers, gas, gig, gig economy, Hiring, Income, income tax, Income Taxes, Insurance, irs, Learn, lease, Make, Marketing, Medicare, miles, Miscellaneous, More, needs, Oil, Other, party, payments, Personal, proof, rate, return, returns, security, self-employed, Self-employment, selling, Side, social, social security, states, tax, tax deductions, tax returns, tax time, taxable, taxable income, taxes, time, traditional, Uber, united, united states, value, walking, will, woman, work, workers, working

Do I Need Insurance If I Use a Company Car?

February 22, 2023 by Brett Tams

More and more people are using company cars or using their own cars for business purposes in today’s economy. In fact, many people no longer own their cars but rely on their employer’s vehicles for all their transportation needs. Ensuring you are covered by a car insurance policy every time you’re behind the wheel is […]

The post Do I Need Insurance If I Use a Company Car? appeared first on The Simple Dollar.

Posted in: Apartment Decorating, Auto, Auto Insurance Tagged: agent, All, app, ask, Auto, auto insurance, before, business, business insurance, Buy, Buying, car, Car Insurance, cars, Commercial, commute, commutes, commuting, company, comparison shopping, contractors, cost, customer service, Deductible, deductibles, Discounts, doordash, Drivers, driving, Economy, employer, expensive, farm, Featured, Financial Wize, FinancialWize, food, Free, gig, gig economy, good, history, homes, How To, HVAC, instacart, Insurance, insurance agent, insurance coverage, job, Legal, list, Listings, Living, LOWER, lyft, Main, Make, making, Medical, model, money, More, needs, offer, office, Original, Other, payments, Personal, pickup truck, policies, premium, products, Professionals, proof, property, protection, questions, Quotes, ratings, Realtors, Review, Reviews, rideshare, risk, running, save, Save Money, searching, Sell, shopping, Side, simple, Sites, state farm, tax, tax deductible, time, tools, Transportation, Travel, Uber, vehicles, will, work

Who qualifies for a business credit card?

February 16, 2023 by Brett Tams

Editor’s note: This is a recurring post, regularly updated with new information. If you are trying to make a profit by selling goods or services, you have a business. It doesn’t matter if you’re pet sitting, working a freelance job remotely or managing multiple employees and leasing a storefront. And since you qualify as a …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 429, 457, agents, All, american express, Apps, Auto, before, Benefits, best credit cards, bills, build, builders, business, Business Credit, business credit cards, choice, clear, color, company, construction, contractors, Credit, credit card, credit cards, credit history, credit scores, data, Debt, Debts, Drivers, earning, Economy, employer, Entrepreneurs, estate, existing, expenses, Fall, Fees, Financial Wize, FinancialWize, food, freelance, freelancers, gas, General, gig, gig economy, gold, good, guide, habits, history, home, hours, How To, interest, inventory, job, Learn, leasing, line of credit, LLC, Make, manage, monthly expenses, More, Moving, new, offer, offers, office, Operations, Other, Personal, Pet, place, platinum, projects, property, property managers, rate, Rates, ready, Real Estate, Real Estate Agents, rental, restaurants, rewards, right, running, seasonal, self-employed, sellers, selling, short, Small Business, smart, sole proprietorship, Spending, Style, takeout, time, Travel, under, vacation, value, will, work, workers, working

How many jobs is too many jobs?

February 15, 2023 by Brett Tams

As I write this, I am on vacation. And I’m not just working for GRS while on my break. I’m posting on social media for six other clients, and writing freelance pieces for two other websites.

So when I say I am on vacation, I really mean that I am working in a house that is not my own, with a lovely view of a beach. Since being laid off from my traditional full time job three years ago, I have fashioned a working life that involves working for multiple entities, doing multiple tasks.

Staying Afloat When Prospects are Slim

My most stable employer provides 25 hours a week (but it’s also the lowest paying). The rest range anywhere from 3 to 10 hours a week, depending on what’s happening and what’s needed. Some of the work is seasonal. Some clients pop up for a few hours’ work and then disappear for months.

Posted in: Retirement, Taxes Tagged: 2, 2016, actual, affordable, All, beach, Benefits, ca, choice, clear, collecting, data, downsizing, Economics, Economy, employer, Employment, expensive, facebook, Family, Financial Wize, FinancialWize, freelance, fun, gig, gig economy, good, great, health, Health care, healthcare, home, home depot, hours, house, Income, job, jobs, lake, lessons, Life, Living, Make, Media, More, Music, needs, offer, offers, Other, Part time job, place, Press Releases, pretty, Recession, retirement, rich, right, sales, seasonal, second, Sell, selling, single, sleep, social, Social Media, stable, target, taxes, teaching, time, title, traditional, Uber, vacation, vacations, walmart, Websites, work, workers, working

How to Make $200 (Fast) a Day: 23 Ways to Make $200

February 10, 2023 by Brett Tams

How much better would your financial life be if you knew how to make $200 a day, and fast? You could use the money to pay off debt, build an emergency fund, save for a house, or invest long-term.

The post How to Make $200 (Fast) a Day: 23 Ways to Make $200 appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, AAMS, Accredited Asset Management Specialist, active, ad, Advertising, advisor, Affiliate marketing, airbnb, All, AllY, analysis, app, appliances, author, Auto, average, Bank, bank account, before, Blog, Blogging, blue, bonus, bonuses, book, Books, brokerage, build, building, Bureau of Labor Statistics, business, Buy, Campaigns, Career, Careers, cents, chance, Children, Cities, city, Clothes, Clothing, College, color, Commercial, commercial property, commission, company, crafts, craigslist, Credit, credit card, credit card bonuses, credit cards, custom, customer service, data, Debt, design, desk, disclosure, dividend, dividend stocks, doordash, doors, driving, earn extra money, Earn money, earnings, Economy, Emergency, Emergency Fund, employer, entry, estate, ETFs, exercise, experience, experts, Extra Money, facebook, Facebook ads, Family, faq, Featured, Fees, Finance, finances, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, food, freedom, freelance, Freelance writer, freelancers, fund, furniture, future, Get Out of Debt, get started, gig, gig economy, good, Google, green, guide, hold, home, home care, hours, house, How To, ideas, Illinois, Income, industry, Instagram, international, Invest, Investing, investment, investments, items, job, jobs, landlord, language, launch, Law, Learn, Legal, Life, list, Local, lyft, m1 finance, Main, Make, make extra money, Make Money, making, market, Marketing, markets, math, Media, mobile, money, More, more money, Motivation, needs, new, new york, new york times, offer, offers, one day, Other, parents, party, passive, passive income, Passive Income Ideas, patience, Pay Off Debt, Personal, personal finance, personal finances, place, planner, Planning, podcast, Popular, portfolio, portfolios, products, projects, property, Purchase, quality, rate, Rates, Real Estate, Real Estate Investing, refer a friend, referral bonus, Rent, Rentals, renting, Research, Residential, retirees, retirement, retirement account, Retirement Planning, Revenue, Review, rewards, rewards credit cards, right, robinhood, room, running, sales, save, School, schools, science, search, SEC, second, self-employed, Sell, selling, Seniors, short-term rentals, Side Hustle, single, Sites, skill, sleep, Small Business, social, Social Media, sofi, specialty, statistics, stocks, Strategies, students, swagbucks, teaching, The Wall Street Journal, time, tips, title, trust, Twitter, Uber, Video, virtual, virtual assistant, wall, wealth, wealth management, Websites, will, woman, work, working, young, youtube

MBA urges FHFA to remove DTI ratio from GSEs’ loan pricing framework

February 8, 2023 by Brett Tams

Operational and quality control issues The industry leader stated that the DTI ratio is not a strong indicator of a borrower’s ability to repay, and an LLPA based on this ratio would cause difficulties in compliance and bring added complexity to the loan application and underwriting process. “MBA is particularly concerned about the addition of … [Read more…]

Posted in: Refinance, Savings Account Tagged: affordability, closing, Compliance, Debt, debt-to-income, DTI, Economy, Employment, expense, expenses, FHFA, Financial Wize, FinancialWize, General, gig, gig economy, growth, GSEs, homebuying, Housing, Housing market, Income, industry, items, lenders, loan, loan pricing, Loans, making, market, MBA, Mortgage, News, quality, Raise, Sandra Thompson, Self-employment, Spring, time, timing, trust, under, Underwriting, will

Getting a Mortgage with a Gig Economy Job

February 5, 2023 by Brett Tams

If you’re one of many people out there who happens to bring in money from a so-called “gig economy” job, you might be wondering if such income can be used to obtain a home loan. Most mortgage lenders will verify your income to determine how much mortgage you can afford. But if it can’t be… Read More »Getting a Mortgage with a Gig Economy Job

The post Getting a Mortgage with a Gig Economy Job appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: 2, action, affordability, airbnb, All, Amazon, ask, basic, before, black, black and white, bonus, Built, business, buyer, clear, company, Compliance, Debt, debt-to-income, down payment, driving, Earn money, earning, earnings, Economy, Employment, estate, existing, Fannie Mae, Fannie Mae and Freddie Mac, Finance, Financial Wize, FinancialWize, fire, Freddie Mac, freelance, freelancers, front, future, getting a mortgage, gig, gig economy, goal, good, great, Hiring, history, hold, home, home buyer, home loan, Homeowner, homes, how much mortgage, Income, interview, job, jobs, legacy, lenders, loan, Loan officer, Loans, lyft, Make, market, Mistakes, mold, money, More, Mortgage, mortgage lenders, mortgage market, mortgage refinance, Mortgage Tips, Mortgages, new, new technology, News, organize, Other, percent, plan, pretty, Purchase, Real Estate, Refinance, renting, Research, return, returns, right, Saving, self-employed, tax, tax returns, Technology, time, traditional, Transaction, trend, Uber, Underwriting, W-2, wants, white, will, work, workers, working
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