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Gina Pogol

Get a no-closing-cost mortgage and a low rate, too

February 20, 2021 by Brett Tams

A no-closing-cost refinance or home purchase saves you money upfront But your rate will be higher. Learn when a no-cost mortgage is a good idea.

Posted in: Mortgage, Mortgage Rates, Real Estate, Refinance, Renting Tagged: 2021, 30-year, All, big, Broker, Budget, build, business, Buy, buy a home, buyers, Buying, Buying a Home, closing, closing costs, cons, cost, Credit, Credit Report, credit score, debt-to-income, DTI, equity, estate, Fees, FHA, FHA mortgage, finances, Financial Wize, FinancialWize, Gina Pogol, home, home buyers, home equity, home loan, home loans, homeowners, homeowners insurance, homeownership, Housing, impact, Insurance, insurance premiums, interest, interest rate, interest rates, items, Learn, Life, loan, Loans, low mortgage rates, low rates, Make, money, More, Mortgage, Mortgage Closing Costs, mortgage fees, mortgage lenders, mortgage loan, mortgage payments, Mortgage Rates, mortgage refinance, Mortgage Strategy, Mortgages, Move, Moving, Original, Origination, Personal, personal finances, PMI, premium, present, property, property taxes, pros, Pros and Cons, Purchase, rate, Rates, Real Estate, Refinance, refinancing, save, Save Money, savings, security, Sell, shopping, smart, social security, taxes, Title Insurance, VA, VA Streamline Refinance, Vs., will, work, working

Bank statements: 3 things mortgage lenders don’t want to see

February 8, 2021 by Brett Tams

Bank statements say a lot about a mortgage applicant. Check for 3 common issues when turning your account paperwork in to your lender.

Posted in: Mortgage, Mortgage Rates, Real Estate, Refinance, Renting Tagged: 2021, About Mortgages, agent, All, Auto, Auto Loans, bank account, bank accounts, bank statement, Banking, big, borrowing, business, business loan, buyer, Buying, car, Checking Account, closing, closing costs, Credit, Credit Bureaus, credit card, credit cards, Credit Report, credit score, Debt, debt-to-income, Debts, deposit, down payment, DTI, Employment, estate, existing, Family, Fees, finances, Financial Wize, FinancialWize, financing, Freddie Mac, Gina Pogol, home, home buyer, home buying, home loan, Housing, How To, impact, Income, interest, interest rate, list, lists, loan, Loans, low mortgage rates, Make, money, More, Mortgage, mortgage lenders, mortgage loan, mortgage payments, Mortgage Rates, Mortgage Strategy, Mortgages, Move, new home, Personal, rate, Rates, Real Estate, real estate agent, Refinance, save, savings, security, self-employed, seller, selling, social security, student, Student Loans, tax, will

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