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Millennial Credit Crash Course (Infographic)

February 25, 2023 by Brett Tams

Millennials may have a reputation about knowing a lot about technology and social media — but how many in the under 30 crowd really know their credit score and what to do with it? Credit scores are three little numbers that can have a BIG impact on your financial life. Check out this infographic to

The post Millennial Credit Crash Course (Infographic) appeared first on MintLife Blog.

Posted in: Credit Cards, Find An Apartment, Money Management, Personal Finance Tagged: 2022, advice, All, ask, at home, author, authorized user, Automatic Transfer, average, balance, banks, before, Behavior, big, bills, Blog, calculator, Calculators, clear, cnbc, co-sign, co-signer, College, college students, color, cosigner, cost, couple, crash, Credit, Credit & Credit Cards, credit card, credit card payments, credit cards, credit history, Credit Info, Credit Report, Credit Reporting, credit score, credit scores, data, Debt, disclosure, due diligence, education, Equifax, expenses, experian, facebook, fico, Finance, Financial Wize, FinancialWize, Free, future, good, good debt, graduated, great, gym, gym membership, hard inquiry, health, helpful, history, home, How To, impact, Income, Infographic, Inquiries, landlord, late payments, layout, lease, Legal, lending, Life, Live, loan, Loans, Make, making, manage, Marketing, Media, meta, millennial, millennials, Mint, mint blog, mint.com, mobile, money, Money Management, More, Mortgages, offer, Other, parents, payments, Personal, personal finance, plan, points, Popular, questions, Research, Review, Reviews, right, routine, save, savings, Savings Account, Side, smart, social, Social Media, student, student loan, Student Loans, students, Style, survey, Technology, the balance, time, title, TransUnion, tv, Twitter, under, white, work, young

4 Things About Debt You’re Confused About but Too Embarrassed to Ask

February 16, 2023 by Brett Tams

This article is in partnership with Credello. You can probably get through your life pretending to understand everything about debt—fake it till you make it, right? But much like high-heeled Crocs, that’s not really necessary. Get answers to all your questions about debt that you’re too embarrassed to ask your financial advisor boyfriend about because […]

The post 4 Things About Debt You’re Confused About but Too Embarrassed to Ask appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, 2021, advisor, All, annual percentage rate, apr, ask, author, Auto, Auto Loans, average, bad debt, balance, before, big, bills, Budget, Budgeting, build, business, business loans, calculator, cents, Credit, Credit Bureaus, credit card, credit cards, credit history, credit limit, credit score, credit scores, credit utilization, credit utilization ratio, data, Debt, debt consolidation, Debt Repayment, Debts, decisions, Equifax, existing, experian, experience, experts, Fall, Fashion, FDIC, fico, fico score, Finance, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, Free, future, goal, goals, good, good debt, Grow, history, house, How To, Income, interest, interest rate, interest rates, Learn, lenders, Life, Living, loan, Loans, LOWER, Main, Make, making, Media, Mint, model, money, More, Mortgage, Mortgages, needs, new, offer, Other, payment history, Personal, personal finance, poor, questions, rate, Rates, repayment, right, save, Save Money, Saving, savings, Savings Accounts, second, short, student, Student Loans, taxes, time, title, tools, TransUnion, under, VantageScore, variable, wants, wealth, weighing, will, work

7 Things College Students Should Know About Credit

February 15, 2023 by Brett Tams

I opened up several credit cards within the first semester of college. Each time, I earned some sort of cool promotional item – a shot glass, a tee-shirt, a Penn State keychain. When the cards arrived in the mail a week later, I didn’t really bother to use them and when I did, I wasn’t

The post 7 Things College Students Should Know About Credit appeared first on MintLife Blog.

Posted in: College, Credit Cards, Find An Apartment Tagged: 2022, advice, All, ask, at home, author, authorized user, Automatic Transfer, average, bad credit score, balance, banks, before, Behavior, bills, Blog, calculator, Calculators, clear, co-sign, co-signer, College, college students, color, cosigner, cost, couple, Credit, Credit & Credit Cards, credit card, credit card payments, credit cards, credit history, Credit Info, credit questions, Credit Report, credit score, data, Debt, disclosure, due diligence, education, Equifax, expenses, experian, facebook, fico, Finance, Financial Wize, FinancialWize, Free, future, good, good credit score, good debt, graduated, great, gym, gym membership, hard inquiry, health, helpful, history, home, How To, impact, Income, Inquiries, landlord, late payments, layout, lease, Legal, lending, Life, life after college, Live, loan, Loans, Make, making, Marketing, meta, Mint, mint blog, mint.com, mobile, money, More, Mortgages, offer, Other, parents, payments, Personal, personal finance, plan, points, Popular, questions, Research, Review, Reviews, right, routine, save, savings, Savings Account, smart, student, student loan, Student Loans, students, Style, survey, the balance, time, title, TransUnion, tv, Twitter, under, white, work, young

My Real Estate Goals for 2023 and a Recap of 2022

February 14, 2023 by Brett Tams

I love setting goals, trying to accomplish them, and usually failing miserably! I say that in a joking manner but I really don’t mind not accomplishing all of my goals because that is not what goals are for. Goals are to help you do better and go farther than you would have gone without them. … Read more

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Top 10 Getting Out of Debt Blogs

February 13, 2023 by Brett Tams

When you’re learning to manage your personal finances, you have countless online sources that can help you understand the processes involved in fulfilling these financial goals. But there’s something about reading a debt blog with first-person accounts of overcoming financial difficulties that can inspire you to realize you can do it too. Here are 10

The post Top 10 Getting Out of Debt Blogs appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Personal Finance Tagged: 2, 2022, All, Appreciate, author, baby, baby expenses, Backyard, bankruptcy, big, Blog, brokerage, Budget, build, Buying, car, Car Insurance, charlie, Children, Choices, Christmas, color, consumer debt, Credit, credit card, Credit Card Debt, data, Debt, Debts, education, Ethics, expenses, Family, fatigue, Finance, finances, Financial Freedom, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Free, freedom, frugal, fun, funny, gas, gas prices, Get Out of Debt, Get Out of Debt Guy, Getting Out of Debt, goal, goals, good, good debt, great, guide, health, Health Insurance, helpful, hole, home, How To, how to invest, Insurance, Invest, job, jobs, kids, layout, Learn, lessons, Life, Live, loan, Make, man, married, meta, Mint, mint.com, mobile, money, Money Management, More, needs, new, News, Personal, personal finance, personal finances, present, Prices, programs, refinancing, right, running, save, Saving, saving money, savings, simple, smart, student, student loan, student loan debt, Style, summer, title, tools, under, value, washing, white, woman, work, young

How to Build Credit With and Without a Credit Card

February 12, 2023 by Brett Tams

Building good credit is much like the age-old puzzle of the “chicken and the egg” conundrum. You need a credit card to build credit, but how are you supposed to build credit without a credit card? You might be wondering, why do I even need credit? Doesn’t borrowing money just mean unnecessary debt? The truth

The post How to Build Credit With and Without a Credit Card appeared first on MintLife Blog.

Posted in: Find An Apartment Tagged: 2, 2022, advice, All, apartment, app, apple, Applications, apr, assets, author, authorized user, Auto, Auto Loans, average, balance, Bank, banks, before, bills, Blog, blue, Borrow, borrowing, borrowing money, build, build credit, builder, building, Building Credit, Buy, car, chicken, Choices, clear, co-sign, co-signer, College, college student, color, Convenience, Credit, Credit & Credit Cards, Credit Bureaus, credit card, credit card account, credit card fraud, credit cards, credit history, Credit Info, Credit Report, Credit Reports, credit score, credit union, credit utilization, credits, custom, data, Debit Card, Debt, deposit, doors, dream, entry, Equifax, event, experian, Family, federal student loans, fico, Finance, financial practices, Financial Wize, FinancialWize, financing, fraud, Free, funds, goals, good, good credit, good debt, Google, graph, guide, hard inquiry, healthy, Hiring, history, Homeowner, How To, identity theft, improvement, Income, index, Inquiries, interest, interest rate, job, layout, Learn, legacy, lenders, leverage, library, Life, line of credit, Live, loan, Loans, Local, low, LOWER, Main, Make, making, Managing Your Credit, Media, meta, Mint, mint.com, modern, money, More, Moving, new, new apartment, payment history, payments, percent, place, proactive, proof, proof of income, property, Purchase, puzzle, Raise, Raise Credit Score, rate, Rent, rental, rental history, renting, reward, rewards, save, savings, Savings Account, School, secured credit cards, SEO, shopping, single, smart, social, society, Spending, stable, student, Student Credit Cards, Student Loans, students, Style, the balance, theft, time, tips, title, traditional, TransUnion, Twitter, under, Video, wealth, will, work, working

The Ultimate Guide to Investing in Yourself — And Roadblocks to Avoid

February 3, 2023 by Brett Tams

Every decision we make in life is an investment with a cost and a payoff. We can invest money externally in the stock market or real estate, but choosing to invest in yourself arguably carries the highest return on investment — especially when you’re young.  That’s because, for most of us, our largest single asset […]

The post The Ultimate Guide to Investing in Yourself — And Roadblocks to Avoid appeared first on Good Financial Cents®.

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Your debt-to-income ratio is crucial to getting approved for a mortgage — here’s how to calculate yours – CNBC

January 30, 2023 by Brett Tams

Your debt-to-income ratio is crucial to getting approved for a mortgage — here’s how to calculate yours  CNBC

Posted in: Savings Account Tagged: 2, active, affordable, All, AllY, annual percentage rate, Appraisals, apr, balance, balance transfer, balance transfer credit card, Balance Transfers, Bank, before, bonus, Borrow, Buy, buyer, Buying, car, Citi, Citi Simplicity, closing, closing costs, color, cons, Conventional Loans, Credit, credit card, Credit Card Debt, credit card payment, credit card payments, credit score, creditors, data, Debt, debt consolidation, debt-to-income, down payment, Downpayment, DTI, existing, expensive, Fees, FHA, FHA loans, Finance, Financial Wize, FinancialWize, first-time home buyer, formula, funds, good, good debt, Google, grace period, hawaii, healthy, home, home buyer, home buying, home buying process, home loan, home loans, home renovation, Homeowner, homeownership, How To, Income, inspections, Instagram, Insurance, interest, interest rate, Jumbo loans, lenders, Life, loan, Loans, LOWER, Make, Medical, money, More, Mortgage, mortgage lenders, mortgage loans, Mortgages, Move, Moving, needs, Nevada, new, new york, News, offer, offers, organize, Origination, Other, party, Paying Down Debt, payments, Personal, personal finance, personal loan, Personal Loans, PMI, pre-approval, pretty, principal, private mortgage insurance, property, property taxes, pros, Purchase, Raise, rate, Rates, refinancing, renovation, Reviews, rewards, save, Save Money, Saving, shopping, simple, Spending, states, student, student loan, student loan debt, Student Loans, taxes, the balance, time, tools, Transaction, Twitter, Underwriting, upgrade, USDA, usda loans, VA, VA loans, value, wellness, wells fargo, will

How to Make an Offer on a House and What to Avoid

January 28, 2023 by Brett Tams

How to Make an Offer on a House and What to Avoid is a post from Pocket Your Dollars.

Posted in: Mortgage, Refinance Tagged: 2, 30-year, advice, affordability, agent, agents, All, Amenities, Appraisals, asking price, bad debt, before, bidding, big, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, cents, chance, closing, closing costs, Clothes, contracts, cost, crime, Debt, decades, decision, down payment, Emotions, Entertainment, estate, experience, Financial Wize, FinancialWize, fun, furniture, gas, Giving, good, good debt, great, healthcare, home, home inspections, Homeowner, homeowners, homes, house, Housing, Housing market, How To, impact, inspections, interest, interest rate, layout, Legal, Life, Local, low, maintenance, Make, making, making an offer, market, mistake, Mistakes, money, More, more money, Mortgage, mortgage payment, mortgage pre-approval, Move, Moving, moving costs, natural, needs, negotiating, neighbors, offer, offers, Other, panic, Personal, plan, pre-approval, property, Purchase, race, rate, Real Estate, real estate agent, Real Estate Agents, renovations, renting, right, risk, room, save, schools, Sell, seller, sellers, shopping, single, Spending, tenant, time, tips, under, value, war, Wi-Fi, will

Conventional Loans: A Complete Guide

January 28, 2023 by Brett Tams

Conventional Loans: A Complete Guide is a post from Pocket Your Dollars.

Posted in: Mortgage, Refinance Tagged: 2, affordability, All, armed forces, ask, Bank, bank accounts, before, bonuses, Broker, build, business, Buy, buy a home, buyers, Cash-Out Refinance, Clean, closing, closing costs, cons, conventional loan, Conventional Loans, cost, Credit, Credit Report, credit score, credit scores, Debt, debt-to-income, Debts, down payment, Down payments, employer, Employment, equity, escrow, Fannie Mae, FHA, FHA loan, FHA loans, FHA mortgage, Financial Wize, FinancialWize, First-time Homebuyers, Freddie Mac, funds, gift, good, good credit, good debt, government, great, guide, history, home, home buyers, home loan, Homebuyers, house, Housing, Income, Insurance, interest, interest rates, investments, job, Jumbo loans, lenders, loan, Loan Limits, Loans, low, LOWER, Make, making, money, More, more money, Mortgage, mortgage loan, mortgage loans, mortgage payment, Mortgages, needs, offer, organization, Other, Out of the House, payments, Personal, present, principal, private mortgage insurance, proof, proof of income, pros, Pros and Cons, Purchase, rate, Rates, Refinance, returns, save, Saving, savings, Savings Accounts, security, single, social security, stable, states, tax, tax returns, time, under, united, USDA, VA, va mortgage, value, veterans, W-2, will, work
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