Do balance transfers affect your credit score?
How Do Student Loans Affect Your Credit Score?
Student loans donât just help you pay for your college education. They also allow you to build a credit history, which can be useful when it comes time to get a mortgage or take out a car loan. The key is to make regular on-time payments. Hereâs a look at how student loans can affect […]
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Millennial Credit Crash Course (Infographic)
Millennials may have a reputation about knowing a lot about technology and social media — but how many in the under 30 crowd really know their credit score and what to do with it? Credit scores are three little numbers that can have a BIG impact on your financial life. Check out this infographic to
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How to Pay Off Credit Card Debt in 2023
The Difference Between a Charge Card and a Credit Card
This week I received the following email from a Minter regarding charge cards. âJohn, Last year I finally finished paying off over $7,000 of credit card debt with the help of Consumer Credit Counseling Service.Â It took me over 2 years but now Iâm debt free and I have sterling credit. The last time I
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What is the Average American Credit Card Balance?
As much as we may hate it with every atom in our bodies, credit card debt is a reality virtually every one of us must deal with. Obviously, everybody’s goal is to eradicate or at least minimize the debt, but that’s oftentimes far easier said than done, especially if your income is low enough that
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How to Get a Mortgage & Best Mortgage Options
When youâre buying a home, the process can seem intimidating. First, thereâs finding a home youâre ready to settle down in: you have to research your must-haves, tour homes, and figure out just how much you want to spend. Unless you have the full cash amount in hand, itâs likely that youâll need know how
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AmeriSave Mortgage Review
AmeriSave at a glance APR Range Available products Fixed-rate loans Adjustable-rate loans FHA loans VA loans USDA loans Refinance loans Cash-out refinance loans Application fees $500 Loan terms 10, 15, 20, 25, and 30 years Loan limits $1.5 million What we like about AmeriSave Available nationwide AmeriSave mortgages are available nationwide, in 49 states and […]
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How to Get Pre-Approved for a Mortgage
The home-buying market can be a competitive and confusing landscape. From entering a bidding war to getting the financing you need, securing the home of your dreams isnât as easy as clicking your ruby slippers. While you might not be able to tap into the magic of Oz and say, âThereâs no place like homeâ
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