high net worth
How To Diversify Your Portfolio With Artwork In 2023
Investing in artwork is a great way to diversify an investment portfolio. Art pieces can provide both aesthetic value and potential financial returns over time. Compared to traditional investments such as stocks, bonds, and savings accounts, artwork has the potential to be less volatile while also appreciating in value with proper care and maintenance.
Art investing requires research into an artist’s past sales prices and reputation, as well as consideration of maintaining artwork over time.
The post How To Diversify Your Portfolio With Artwork In 2023 appeared first on Good Financial CentsÂ®.
11 Millionaire Bank Accounts for 2023
FDIC Insurance: What It Is And How It Works
With recent moves by the the Federal Deposit Insurance Corporation (FDIC), in conjunction with the Treasury and Federal Reserve Bank, to protect deposits at two large banks, many people are wondering what the FDIC is, exactly, and what it does. The Federal Deposit Insurance Corporation, or FDIC, is an independent agency of the U.S. government. […]
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MSR Monitoring, Marketing, Lead Conversion Tools; USMI on the FHA MIP Cut
Remember, not all math puns are terrible…just sum. Analyzing residential servicing is a combination of math and psychology. If you were an institution thinking of buying mortgage servicing rights (MSR), or a lender running the numbers on retaining servicing rather than selling it to an aggregator like AmeriHome or Penny Mac, you donât like hearing the saying, âMarry the house, date the rate.â Youâd prefer that the loan stay âon your booksâ well into the future because you want the monthly cash flow. In 2020 and 2021 origination income was dominant. But in 2022 servicing income won the day for those who owned it. What will happen to servicing in 2023? No one has a crystal ball, but if rates stay in the 5âs or 6âs, loans funded in 2020 and 2021 still stick. Prepayments have plummeted: no one wants to pay off their 2.875 percent loan. Of course, there are numerous parties slicing and dicing the numbers. For example, Black Knightâs MSR Index takes a sample current note rate production portfolio and tracks the MSR performance throughout the month by comparing the current value to the first day of the month value. (Todayâs podcast can be found here and this weekâs is sponsored by Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS. Listen to an interview with entrepreneur and author Alexandra Nolan on launching and growing a successful business.) Lender and Broker Services and Products
Fundrise Review: How to Invest in Real Estate with Only $10
This is a testimonial in partnership with Fundrise. We earn a commission from partner links on GoodFinancialCentsÂ®. I have been a personal client of Fundrise since 2018. All opinions are my own. Itâs fun watching HGTV and imagining how it would feel to make money flipping houses. There must be a huge sense of accomplishment […]
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CrowdStreet Review: Is this Real Estate Platform For You?
The post CrowdStreet Review: Is this Real Estate Platform For You? appeared first on Well Kept Wallet.
Mainvest Review: Invest In Local Businesses With As Little As $100
The post Mainvest Review: Invest In Local Businesses With As Little As $100 appeared first on Well Kept Wallet.
Vanguard Personal Advisor Services Review
The post Vanguard Personal Advisor Services Review appeared first on Well Kept Wallet.
10 Best Alternative Investments
The post 10 Best Alternative Investments appeared first on Well Kept Wallet.