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The Condo Conundrum: Buying vs. Renting – A Guide to Making the Right Choice

March 22, 2023 by Brett Tams

Should you buy or rent a condo? Our guide explores the pros and cons, financial considerations, and factors to consider in any city

The post The Condo Conundrum: Buying vs. Renting – A Guide to Making the Right Choice appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.

Posted in: Market News, Paying Off Debts Tagged: 2023, All, Amenities, Appreciate, appreciation, Benefits, Blog, Budget, build, building, Buy, Buying, Buying a Home, buying vs renting, choice, Cities, city, Colorado, Competition, condo, condos, cons, cost, decision, decisions, deposit, down payment, equity, estate, expenses, expensive, Family, Featured Post, federal income taxes, Fees, Financial Goals, financial stability, Financial stress, Financial Wize, FinancialWize, fixed, flooring, freedom, future, goals, guide, gym, hoa, HOA Fees, hold, home, home buying, homebuyer, homeownership costs and benefits, house styles, Housing, housing costs, Housing market, Housing markets, Income, Income Taxes, install, interest, investment, jacksonville, kitchen, landlord, landlords, lease, Leases, Live, Living, LOWER, maintenance, Make, making, market, markets, money, More, Mortgage, mortgage interest, mortgage payment, Move, needs, net worth, new, offer, office, office buildings, opportunity, or, Other, ownership, paint, Personal, place, plan, plumbing, pool, Prices, principal, property, property taxes, property values, pros, Pros and Cons, Raise, Real Estate, real estate market, real estate tips, Redfin, Redfin.com, renovate, renovations, Rent, rental, rental property, renter, renters, renting, repair, Research, return, right, river, save, savings, security, security deposit, Sell, selling, single, single-family, smart, space, springs, stable, Starting Out, stress, tax, tax benefits, taxes, time, tips, upkeep, value, wealth, wealth building, will, work, wrong

17 Homeowner Expenses You Should Budget For

March 22, 2023 by Brett Tams

Owning a home comes with far more than a monthly mortgage. See which costs homeowners need to consider.

Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, 2023, african american, All, Amenities, appliances, ask, at home, attic, average, Banking, bills, Budget, build, Built, Buy, Buying, Buying a Home, city, Clean, cleaning, closing, closing cost, company, condo, construction, contracts, cost, couple, Crisis, data, DIY, down payment, equity, escrow, expense, expenses, expensive, experience, experts, Fall, Family, Fees, FHA, FHA loan, Finance, Financial Wize, FinancialWize, fixer-upper, flood, Flood insurance, flooding, flooring, fund, funds, future, gas, goal, good, Grow, health, heirs, Hiring, hoa, HOA Fees, home, Home Improvement, home loans, home purchase, home value, Home Values, home warranty, Homeowner, homeowners, homeowners insurance, homeownership, house, Housing, Housing market, HVAC, ice, improvement, Insurance, insurance costs, insurance premiums, items, kitchen, landlord, landscaping, Law, lawn care, Legal, legal issues, liens, Life, Live, Living, loan, Loans, locks, LOWER, maintenance, Make, making, market, mold, money, money market, Money Market Account, monthly budget, More, more money, Mortgage, Mortgage Insurance Premiums, mortgage payment, mortgage payments, Move, needs, net worth, new, new home, offer, office, ok, or, Original, Other, ownership, payments, penny, Personal, personal finance, pest control, photography, place, plan, plumbing, PMI, policies, premium, pressure, pretty, preventative, price, Prices, private mortgage insurance, Professionals, property, property tax, property taxes, protect, Purchase, Quotes, Rates, renovation, renovations, Rent, rental, Rentals, renter, repair, Research, right, rise, risk, save, Saving, savings, Savings Account, search, security, Sell, single, space, square footage, states, story, subprime mortgage, tax, taxes, time, title, Title Insurance, UFMIP, upside down, utilities, utility costs, VA, VA loan, value, vinyl, wall, warranty, will, woman, workers

Is Now a Good Time to Buy a House? Here Are Some Questions to Consider

March 8, 2023 by Brett Tams

Double-check your budget and make sure you can actually afford the mortgage.

Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 30-year, 30-year mortgage, Administration, agent, All, average, bedroom, before, Borrow, Budget, Buy, buy a home, buy a house, buyer, buyers, Buying, Buying a Home, Buying a house, city, company, condo, cons, Consumers, Conventional Loans, cost, couple, Credit, credit card, Credit Card Debt, credit limit, credit score, credit scores, data, Debt, decision, decisions, double, down payment, Down payments, dream, equity, estate, evergreen, exercise, expenses, experts, Fannie Mae, Federal Reserve, Fees, FHA, FHA loan, FHA loans, finances, Financial Plan, Financial Wize, FinancialWize, First-time Homebuyers, fixed, front, future, General, good, good credit, history, hoa, HOA Fees, home, home prices, home purchase, Home Purchase Sentiment Index, Home Values, homebuyer, Homebuyers, Homeowner, homeowners, homeowners insurance, house, Housing, Housing market, housing prices, How To, impact, index, industry, Inflation, Insurance, interest, interest rate, interest rates, job, kids, lenders, Life, Live, loan, Loans, low, LOWER, maintenance, Make, making, manage, market, married, Midwest, military, monthly expenses, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage payment, mortgage payments, Mortgage Rates, Move, Moving, moving in, National Association of Realtors, new, new home, new york, new york city, Other, payments, penny, Personal, photography, place, plan, Planning, PMI, policies, porch, premium, price, Prices, principal, private mortgage insurance, property, property tax, property taxes, pros, Purchase, questions, rate, Rates, reach, ready, Real Estate, real estate agent, real estate market, Realtors, Recession, Refinance, renter, right, rural, sales, san francisco, savings, seller, short, single, stable, story, survey, tax, taxes, Tennessee, time, traditional, under, USDA, usda loans, VA, VA loans, versus, veterans, veterans affairs, will, woman, work, workers

9 Benefits of Gated Apartments You Need to Know

March 7, 2023 by Brett Tams

Safety, community, privacy and more can be yours with a gated apartment.

The post 9 Benefits of Gated Apartments You Need to Know appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

Posted in: Growing Wealth Tagged: 2, 2023, advice, All, Amenities, apartment, apartment life, apartment tour, apartments, ask, Basketball, Benefits, bikes, Blog, bond, building, Built, Children, clear, crime, curb appeal, data, dogs, entry, environment, Fall, Family, Fees, Financial Wize, FinancialWize, fitness, Giving, good, great, guests, guide, hoa, HOA Fees, landscaping, Life, Lifestyle, Live, Living, low, LOWER, Luxury, Make, More, neighborhoods, new, offer, offers, Other, parents, peace, Pet, points, price, property, quiet, Rates, Real Life, Rent, restaurants, Reviews, safe, safety, security, Sell, selling, sleep, social, space, swimming, Swimming Pools, The Neighborhood, time, tips, Tips & Advice, tour, traditional, Weird, will, work, Yard, young

Is a Townhouse the Right Fit for You? Pros, Cons, and What to Consider Before Buying

March 2, 2023 by Brett Tams

Looking to buy a townhouse? We explore the pros and cons of townhouse living, what to consider before buying, and helpful tips for homebuyers
Posted in: Market News, Paying Off Debts Tagged: 2023, affordability, affordable, Amenities, apartment, apartments, ask, basement, basic, Bathrooms, Bedrooms, before, Benefits, Blog, Budget, Buy, Buying, choice, city, closing, closing costs, Commercial, cons, cost, couple, decision, decisions, Development, dining, dining room, eco, eco-friendly, Entertainment, expense, expenses, expensive, Family, Fees, Financial Goals, Financial Wize, FinancialWize, financing, first home, floor, freedom, friendly, fund, funds, future, garage, goals, good, great, guide, gym, helpful, Helpful tips, hoa, HOA Fees, HOAs, home, home inspection, homebuyer, Homebuyers, Homeowner, homeowner association, homeowners, homeowners insurance, homes, house, Housing, inspection, Insurance, investment, kitchen, landscaping, lawn care, layout, Learn, Life, Lifestyle, Live, Living, living room, low, LOWER, maintenance, Make, making, money, More, Move, needs, neighborhoods, offer, Open floor plan, Other, outdoor, outdoor space, patio, Pet, pets, place, plan, plans, pool, Popular, property, property taxes, property values, pros, Pros and Cons, protect, quality, Rates, Redfin, Redfin.com, renovation, renovations, resale, resale value, Residential, right, room, safety, schools, security, selling, shopping, single, single-family, single-family homes, snow, social, space, storage, stories, structural problems, Style, swimming, taxes, time, tips, townhomes, townhouse, townhouses, Transportation, upkeep, value, will, Yard

WTFinance Are These Real Estate Terms?

February 23, 2023 by Brett Tams

About to buy a home? Feeling totally prepared?! Ha!   During the homebuying process, there are a ton of terms you’ll encounter that could be confusing or even deceiving. Unless you have the time and expertise to promote your property yourself or look for a new one, you will probably turn to a real estate

The post WTFinance Are These Real Estate Terms? appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2022, 30-year, actual, adjustable rate mortgage, All, annual percentage rate, apartment, apr, ARM, ARMs, ask, author, bad credit, bad credit score, Bank, before, big, Blog, bond, Borrow, borrowing, borrowing money, Broker, Budget, Buy, buy a home, buy a house, buyer, buyers, Buying, Buying a Home, Closet, closing, color, condo, cost, couple, Credit, credit history, credit limit, credit score, data, down payment, education, Enforcement, equity, escrow, estate, expenses, experience, Family, Fannie Mae, Fannie Mae and Freddie Mac, Fees, Finance, Financial Goals, Financial Wize, FinancialWize, fixed, Freddie Mac, funds, goals, good, good credit, government, HELOC, HELOCs, history, hoa, HOA Fees, home, Home & Refinance, home buyers, home buying, home buying process, home equity, home equity line of credit, home equity loan, home prices, home purchase, home renovations, homebuying, Homeowner, homeowners, homeowners insurance, homeownership, house, Housing, Housing Finances, Inflation, Insurance, insurance costs, interest, interest rate, investors, layout, Learn, lenders, Life, line of credit, Live, loan, Local, LOWER, maintenance, Make, making, market, meta, Mint, mint.com, mobile, money, More, Mortgage, mortgage lender, mortgage lenders, mortgage payment, Mortgages, neighborhoods, new, new home, offers, opportunity, Other, party, percent, plan, Planning, policies, pool, Prices, principal, project, property, property tax, property taxes, Purchase, rate, Rates, Real Estate, real estate market, renovation, renovations, repair, Revenue, right, rise, save, School, Sell, seller, shortage, single, single-family, square footage, Style, summer, swimming, tax, taxes, time, timeline, title, tools, trust, utilities, value, white, will, work, WTFinance, Zillow

How to Get a Mortgage & Best Mortgage Options

February 22, 2023 by Brett Tams

When you’re buying a home, the process can seem intimidating. First, there’s finding a home you’re ready to settle down in: you have to research your must-haves, tour homes, and figure out just how much you want to spend. Unless you have the full cash amount in hand, it’s likely that you’ll need know how

The post How to Get a Mortgage & Best Mortgage Options appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle Tagged: 2, 2022, 30-year, 30-year fixed mortgage, Administration, agent, All, Amount Of Money, ARM, ARMs, ask, assets, author, Auto, Auto Loans, balance, Bank, bank account, bank accounts, banks, basic, before, Benefits, bills, Blog, Borrow, borrowers, building, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, Buying a house, car, car loans, clear, closing, closing costs, color, conventional loan, Conventional Loans, Credit, Credit Bureaus, credit card, credit cards, credit history, Credit Report, credit score, credit scores, Current Mortgage Rates, data, Debt, debt collection, debt management, debt-to-income, Debts, decision, decisions, deductions, disclosure, double, down payment, Down payments, DTI, education, employer, Employment, Empower, equity, escrow, estate, expenses, Fall, Family, Fannie Mae, Fees, FHA, FHA loan, FHA loans, fico, Financial Goals, Financial Wize, FinancialWize, Finding a Home, fixed, Freddie Mac, Free, future, General, getting a mortgage, gift, Giving, goals, good, good credit, good credit score, government, great, guide, gym, gym membership, hard inquiry, health, history, hoa, HOA Fees, holiday, holiday season, home, Home & Refinance, home inspection, home loan, home purchase, Homebuyers, Homeowner, homes, house, Housing, Housing Finances, How To, Income, index, industry, inspection, Insurance, interest, interest rate, interest rates, journey, Jumbo loans, jump, layout, lease, lenders, library, Life, list, Live, loan, Loan Limits, loan programs, Loans, low, LOWER, Main, Make, making, market, meta, Mint, mint blog, mint.com, mobile, model, money, monthly expenses, More, mortage, Mortgage, mortgage lender, mortgage lenders, mortgage loan, mortgage loans, mortgage payment, mortgage payments, MORTGAGE RATE, Mortgage Rates, Mortgages, Moving, moving in, must-haves, needs, net income, new, new home, offer, Other, ownership, pay bills, payments, percent, place, plan, Planning, PMI, points, policies, poor, pre-approval, pre-qualifying, present, principal, private mortgage insurance, programs, proof, property, property tax, property taxes, protect, Purchase, puzzle, questions, Raise, rate, Rates, ratings, ready, Real Estate, real estate agent, Recession, Rent, rental, Research, returns, right, rise, risk, routine, Salary, save, security, self-employed, Sell, shopping, social, social security, stable, stake, student, Student Loans, Style, tax, tax returns, taxes, Terminology, time, title, tools, tour, Underwriting, unique, update, USDA, VA, value, VantageScore, veterans, veterans affairs, W-2, walk-through, white, will, work, work out

How Realistic Are House Flipping Television Shows?

February 20, 2023 by Brett Tams

I flip a lot of houses (20 to 30 a year), and once in a while, I find myself watching a house-flipping show on television. In most cases, I get very frustrated because I know what they are producing is not realistic and nothing like flipping in the real world. Some might think house flipping … Read more

Tagged: 2, 2022, agent, agents, All, Amount Of Money, ask, Bank, banks, bar, BAT, big, Big Picture, Budget, build, building, business, Buy, buyer, buyers, Buying, california, car, cars, categories, closing, closing costs, commission, contractors, cost, country, couple, Credit, data, Deals, entry, estate, experience, Family, Fees, Finance, Financial Wize, FinancialWize, financing, flip or flop, flipping, flips, foreclosure, Free, front, fun, get started, good, great, hgtv, hoa, HOA Fees, HOAs, home, house, House Flipping, Housing, housing prices, How To, install, Insurance, interest, Interviews, investment, investment property, investors, items, job, kitchen, landscaping, Learn, lenders, lessons, Life, list, loan, Loans, low, Main, maintenance, Make, Make Money, making, Making Money, markets, Media, meta, minimal, mold, money, More, more money, new, News, offer, open house, open houses, opportunity, Original, Origination, Other, percent, place, Popular, pretty, Prices, profit margin, programs, project, property, Purchase, Rates, ready, Real Estate, real estate agent, Real Estate Agents, Real Life, realtor, rehab, Rehabbing, remodel, rental, rental property, repair, right, room, sales, save, Save Money, Sell, seller, selling, short, Side, sight unseen, single, southern california, Spending, states, taxes, teaching, television, tile, time, title, Title Insurance, tv, utilities, value, Video, water damage, will, work, working, wrong, Yard, youtube

If You Wouldn’t Buy it, You Should Probably Sell it

February 20, 2023 by Brett Tams

Dear Mr. Money Mustache, I just came across your blog a few weeks ago after seeing a story about it on ABC. While the idea of cutting back my lifestyle sounded horrible at first, once I dug in I saw what you were really talking about and it has been like a giant boxing glove […]

Posted in: Money Tips Tagged: air, Air Conditioning, All, appreciation, big, biking, Blog, build, Built, Buy, cabins, car, cars, choice, Clean, cognitive bias, commuting, Compound, cost, country, country club, couple, craigslist, Deals, decision, decisions, design, dividend, double, dream, driving, earning, efficient, expensive, experience, Fashion, Fees, Financial Wize, FinancialWize, Forecast, fuel efficiency, fund, funds, future, gas, General, Getting Started, good, great, health, hindsight, hoa, HOA Fees, Homeowner, hours, house, Housing, Housing market, Income, index, index fund, index funds, Invest, investment, job, kids, Life, Lifestyle, Live, Living, Loans, Local, maintenance, Make, making, man, market, miles, Mistakes, money, More, Move, Moving, new, office, Original, Other, payments, place, poor, present, pretty, Prices, Promotion, property, property taxes, quality, random, Rent, rental, restaurants, right, running, save, savings, search, Sell, selling, Side, skill, stock, stock market, story, student, Student Loans, suburbs, tax, taxes, The MMM Blog, The Stock Market, time, title, Transaction, value, Vanguard, wealth, will, work

How to Budget for Your First Year of Homeownership

February 15, 2023 by Brett Tams

Being a homeowner comes with a steep learning curve, and many first-time homebuyers struggle financially in their first year of owning a home. After years of saving for a down payment, they are blindsided by the extra expenses that come with buying and owning a house. It’s frighteningly easy to exhaust your cash reserves before

The post How to Budget for Your First Year of Homeownership appeared first on MintLife Blog.

Posted in: Minimalist LIfestyle, Mortgage Tagged: 2, 2016, 2017, 2022, 30-year, 30-year fixed mortgage, agent, All, apartment, appliances, ask, author, average, basic, before, Blog, Budget, Built, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, buying and selling, calculator, color, company, cons, construction, cost, country, Credit, custom, data, Decor, Deductible, DIY, down payment, Emergency, equity, escrow, estate, event, expense, expenses, expensive, experts, Fees, Financial advice, Financial Wize, FinancialWize, fire, first-time buyers, First-time Homebuyers, fixed, fund, funds, furniture, gas, heating, hoa, HOA Fees, hold, home, Home & Refinance, home buying, home equity, Home equity loans, home prices, home renovations, Homebuyers, Homeowner, homeowners, homeowners insurance, homeownership, house, Housing, Housing Finances, houzz, How To, Income, Insurance, interest, interest rate, internet, items, job, lawn care, layout, Life, Live, Living, Loans, LOWER, maintenance, Make, meta, Mint, mint blog, mint.com, mistake, mobile, money, money moves, More, Mortgage, mortgage calculator, mortgage payment, Move, mowing, needs, new, new construction, new home, Other, outdoor, paint, pest control, place, premium, Prices, principal, products, property, property taxes, pros, Pros and Cons, Purchase, questions, rate, Real Estate, real estate agent, renovate, renovations, Rent, rental, renter, repair, Research, room, save, Saving, savings, seller, selling, shopping, spouse, Style, taxes, time, title, townhouse, update, updates, utilities, weather, white, will, work, work out
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