Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall
In this episode of the podcast, the hosts discuss whether CDs are a good option and then talk with a listener about how to manage a financial windfall.
Home Values
Optimism Reigns Amid Affordability Challenges
The shortage of entry-level homes and slow income growth could turn people off from homeownership, but the American dream of buying a home remains alive and well.
964: Make More, Work Less: How to Schedule for Success with Jimmy Torres
Real estate offers virtually limitless flexibility. Could that be one of the reasons why so many new agents fail? On todayâs show with Jimmy Torres, we discuss why creating (and sticking to) a schedule is the key to running a successful real estate business. Tune in to hear how a schedule can help you close more deals without running yourself ragged. Plus, Jimmy gives advice on getting offers accepted in 2021, outlines strategies for winning a builderâs business, and more.
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What to expect for Houston’s housing market, mortgage rates in 2023 – Houston Chronicle
What to expect for Houston’s housing market, mortgage rates in 2023 Houston Chronicle
Is Now a Good Time to Buy a House? Here Are Some Questions to Consider
Double-check your budget and make sure you can actually afford the mortgage.
Flagstar gives $1 million to fix appraisal industry’s lack of diversity
The $1 million donation by Flagstar Bank will go toward the recruitment and credentialing of diverse trainees, as well as to explore different ways to improve the licensing process for appraisers.JHVEPhoto – stock.adobe.com The mortgage-focused lender Flagstar Bank has donated $1 million to help fix a staggering lack of diversity in the appraisal industry — … [Read more…]
928: RERR Highlights â The Best Real Estate Podcast Clips of August 2020
August’s best real estate podcasts feature inspiring young Realtors who found fast success in the industry. Here, we share highlights from these episodes, which include several quick sales tips and August’s biggest real estate news stories. Watch and discover what you can do to boost conversion, how to hire the right people, and more.
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Claim Real Estate Discounts, Free Trials, and More
Visit hibandigital.com/resources
Sponsors
Rebus University – Get Over $10,000 in Real Estate Training for as Little as $97
Visit futureofrealestatetraining.com
PadHawk – Find Your Market’s Best Leads for FREE with a 7-Day Trial
Visit padhawk.com
Roddy’s FLS – Discover Unbeatable Real Estate Deals with a FREE Foreclosure List
Visit 4closure.info
Black home equity grew faster than other groups in the pandemic: Zillow
Black homeowners recorded the highest growth rate in residential property equity compared with other groups since the start of the pandemic, accelerating a trend in place since 2014, Zillow said. That helped to narrow the difference between the overall equity for all U.S. homes and those for Black-owned properties to the narrowest point since the … [Read more…]
Black-owned home values appreciated the most during the pandemic
Homes owned by Black families have appreciated more than any others since the onset of the COVID-19 pandemic, according to Zillow.
MSR Monitoring, Marketing, Lead Conversion Tools; USMI on the FHA MIP Cut
Remember, not all math puns are terrible…just sum. Analyzing residential servicing is a combination of math and psychology. If you were an institution thinking of buying mortgage servicing rights (MSR), or a lender running the numbers on retaining servicing rather than selling it to an aggregator like AmeriHome or Penny Mac, you donât like hearing the saying, âMarry the house, date the rate.â Youâd prefer that the loan stay âon your booksâ well into the future because you want the monthly cash flow. In 2020 and 2021 origination income was dominant. But in 2022 servicing income won the day for those who owned it. What will happen to servicing in 2023? No one has a crystal ball, but if rates stay in the 5âs or 6âs, loans funded in 2020 and 2021 still stick. Prepayments have plummeted: no one wants to pay off their 2.875 percent loan. Of course, there are numerous parties slicing and dicing the numbers. For example, Black Knightâs MSR Index takes a sample current note rate production portfolio and tracks the MSR performance throughout the month by comparing the current value to the first day of the month value. (Todayâs podcast can be found here and this weekâs is sponsored by Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS. Listen to an interview with entrepreneur and author Alexandra Nolan on launching and growing a successful business.) Lender and Broker Services and Products