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VA Streamline vs VA Cash-out Refinance

February 23, 2023 by Brett Tams

There has never been a better time to refinance your VA loan — especially when current mortgage interest rates are at multi-year lows. And, they’re not too far off the […]

The post Blog first appeared on MilitaryVALoan.com.

Posted in: Auto Insurance, Renting Tagged: 2, 2021, 2022, 2023, 30-year, active, advice, affordable, All, ARM, assets, author, average, balance, Bank, Blog, Borrow, borrowers, borrowing, Budget, build, Built, Buying, cash back, Cash-Out Refinance, choice, closing, closing costs, company, cons, Credit, credit cards, Credit Report, credit score, credit union, credit utilization, data, Debt, debt consolidation, debt-to-income, Debts, energy, equity, existing, expensive, Fees, FHA, Financial Wize, FinancialWize, fixed, funds, General, goals, good, HELOC, home, Home appraisal, home buying, home equity, home equity line of credit, home equity loan, Home equity loans, Home Improvements, home loan, home loans, Home Price, homeowners, household, household budget, How To, HR, ice, improvements, Income, Inflation, Insurance, interest, interest rate, interest rates, late payments, Legal, lenders, Life, line of credit, loan, Loans, low, LOWER, Make, market, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage loan, Mortgages, needs, new, Origination, Other, payments, Personal, Personal Loans, PMI, private mortgage insurance, pros, rate, Rates, Refinance, refinance eligibility, refinancing, right, second, second mortgages, servicemembers, sheets, shopping, time, tracking, VA, va home loan, VA loan, VA Refinance, VA Streamline Refinance, vacation, value, veterans, will

First Federal of Lakewood Mortgage Rates Review: Today’s Best Analysis

February 17, 2023 by Brett Tams

Founded in 1935, First Federal of Lakewood is the largest independent depositor-owned bank with a headquarters in Ohio. Today, First Federal has 18 branches to serve Ohio residents in the Lakewood area. First Federal mortgage options include fixed and adjustable-rate mortgages, Federal Housing Administration (FHA), Veterans Affairs (VA), United States Department of Agriculture (USDA), jumbo, […]

The post First Federal of Lakewood Mortgage Rates Review: Today’s Best Analysis appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 30-year, About Mortgages, affordable, analysis, ARM, ask, assets, average, Bank, before, borrowers, bridge, Budget, build, business, Buy, buyers, Buying, closing, construction, Conventional Loans, cost, Credit, Customer Experience, data, design, down payment, Down payments, dream, education, expenses, experience, Family, Fannie Mae, FHA, FHA loans, finances, Financial Wize, FinancialWize, financing, fixed, Freddie Mac, Free, future, get started, good, great, healthcare, home, home buyers, homeowners, homes, household, household budget, Housing, How To, Income, Insurance, interest, Jumbo loans, Land, Learn, lending, loan, Loans, Local, low, low-income, LOWER, Make, market, Medical, military, More, Mortgage, mortgage cost, mortgage loan, Mortgage Rates, Mortgages, new, new construction, News, offer, offers, Other, payments, percent, Personal, plan, Planning, PMI, private mortgage insurance, Professionals, programs, property, Purchase, rate, Rates, Review, Reviews, rural, save, self-employed, Sell, selling, shopping, single, states, student, student loan, Student Loans, time, united, united states, updates, USDA, VA, VA loans, value, veterans, veterans affairs, will

What if your debt was like the U.S. debt?

February 12, 2023 by Brett Tams

The U.S. is in debt. But to give it perspective, let’s look at how the U.S. debt compares to the mortgages and student loans that you and I hold.

Posted in: Debt, Money Basics, Personal Finance Tagged: 2, 2021, 30-year, Advertising, All, Amazon, average, balance, ben, big, Blog, Budget, Built, Buy, Buying, car, car loans, Closet, Clothes, company, country, couple, Credit, data, Debt, debt to income ratio, debt-to-income, Disability, earning, Economy, entry, estate, expenses, Finance, Financial Wize, FinancialWize, first home, Forecasts, Free, future, garage, good, government, Grow, hold, home, household, household budget, Income, Inflation, interest, interest rate, items, Learn, loan, loan interest, Loans, Local, Luxury, Make, making, market, Media, Medicaid, Medicare, military, money, Money Basics, monkey, More, more money, Mortgage, mortgage payment, Mortgages, net worth, new, office, one day, payments, Personal, personal budget, personal finance, playground, pressure, pretty, products, programs, rate, reach, Real Estate, real estate market, Revenue, Salary, security, simple, single, snowball, social, social security, Spending, states, story, student, student debt, student loan, student loan debt, Student Loans, tax, taxes, time, u.s., united, united states, value, visa, will, working, YNAB, young

Your Fall Financial Checklist: 17 Things To Do Now

February 12, 2023 by Brett Tams

Looking for fall financial tips and money moves to complete before the year is over? The hot summer months are over for many of us, and there are only a few months left in the year. Today, I want to talk about fall money tips, smart money moves, and having a fall financial checklist to […]

The post Your Fall Financial Checklist: 17 Things To Do Now appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, All, Alternatives, before, Benefits, Bestow, bills, Budget, Budgeting, build, Cable TV, car, Car Insurance, car insurance rates, cash back, cents, cheap travel, checklist, Children, Christmas, Clean, clear, Clothing, cost, Credit, Credit Bureaus, credit card, credit cards, Credit Report, data, Debt, dos, Emergency, employee benefits, employer, Equifax, expenses, expensive, experian, Extra Money, Fall, Family, financial tips, Financial Wize, FinancialWize, fireplace, Free, free credit report, free time, funds, gift, Gift Cards, gifts, goals, good, great, guide, Halloween, health, Health Insurance, healthcare, heat, heating, holiday, Holidays, home, Home maintenance, home repairs, hot, house, household, household budget, How To, how to save money, install, Insurance, interest, job, jobs, Life, life insurance, list, Live, Main, maintenance, maintenance checklist, Make, make extra money, making, max out, Media, Medical, money, money goals, money moves, money tips, More, Move, new, new job, new year, Oil, Other, Pay Off Debt, place, plan, points, productive, Rates, ready, repair, Research, retirement, retirement funds, retirement savings, return, Reverse, Review, rewards, right, save, Save Money, Saving, saving money, savings, School, search, shopping, single, smart, Smart Money, smoke, Spending, Spring, Start Saving, stress, summer, tax, thanksgiving, time, tips, title, TransUnion, Travel, tv, vacation, weather, will, windows, winter, winter home, work, working

Could Not Having A Budget Destroy Your Finances?

February 10, 2023 by Brett Tams

Making a budget is extremely important. However, many people don’t know how to make a budget, how to save money with a budget, or understand why they should have a budget in the first place. According to my article Are You Better Than Average?: 68% of people live paycheck to paycheck. 26% have no emergency […]

The post Could Not Having A Budget Destroy Your Finances? appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: 2, All, at home, average, Benefits, better than average, big, bills, Budget, Budgeting, budgeting software, budgeting tips, budgets, Buy, buy a home, Buying, Buying a Home, car, car loan, cents, couple, create a budget, creating a budget, Credit, credit card, Credit Card Debt, data, Debt, debt free, debt payoff, debt payoff stories, diet, Early retirement, Emergency, Emergency Fund, Entertainment, expense, expenses, Extra Money, Family, fast food, finances, Financial Goals, financial independence, Financial Wize, FinancialWize, financing, food, fun, fund, goal, goals, great, guide, habits, home, household, household budget, How To, how to become debt free, how to create a budget, how to make a budget, how to save money, impact, improvement, Income, interest, job, Learn, list, Live, Living, loan, Make, making, Making a Budget, Media, money, monthly budget, More, more money, needs, nerdwallet, net worth, offer, Other, Pay Off Debt, paycheck, paycheck to paycheck, Personal, place, poor, protect, Purchase, reach, restaurants, retirement, rich, right, save, Save Money, Saving, saving money, savings, simple, Software, Spending, spending too much, Start Saving, statistics, stories, student, student loan, student loan debt, subscriptions, time, tips, title, tracking, traditional, Transaction, vacation, will, work

$26000 a Year is How Much an Hour? Can I Survive on This?

February 5, 2023 by Brett Tams

26k salary is below an entry-level salary and hovering above most minimum hourly wage jobs. For most people, an entry-level job would…

Read More… $26000 a Year is How Much an Hour? Can I Survive on This?

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Playbook Finance App Review: Advice For High Earners

February 5, 2023 by Brett Tams

The post Playbook Finance App Review: Advice For High Earners appeared first on Well Kept Wallet.

Posted in: Money Basics Tagged: 2, 401k, Acorns, advice, advisor, aid, All, Alternatives, app, app review, Apps, asset allocation, assets, Auto, automate savings, average, balance, Bank, Banking, basic, basics, Benefits, betterment, bills, bond, bonds, bonus, brokerage, Budget, Budgeting, Budgeting Basics, budgeting tools, budgets, buffett, Built, business, chance, Checking Account, clear, color, company, cons, cost, cryptocurrencies, customer service, data, Debit Card, deductions, earning, Emergency, Emergency Fund, employer, entry, estate, ETFs, existing, expense, expenses, expensive, Extra Income, Family, faq, Fees, Finance, finance app, finances, Financial advice, Financial Advisor, Financial Freedom, Financial Goals, financial independence, Financial Plan, Financial Planning, Financial Wize, FinancialWize, foundation, free budgeting, freedom, friendly, fund, funds, future, get started, goal, goals, good, great, Grow, habits, health, health savings account, helpful, high earners, Hiring, historical, hold, Homepage, household, household budget, household income, How To, hsa, improve your finances, improvement, Income, income tax, Income Taxes, index, index funds, Insurance, Invest, Investing, investment, investment returns, investments, investors, IRA, IRAs, items, lazy portfolio, Learn, Life, list, living expenses, low, LOWER, Main, Make, making, market, minimal, mobile, Mobile App, model, money, monthly budgets, monthly expenses, More, more money, Move, MOZ, net worth, new, offer, offers, Online Checking Account, Other, passive, passive income, paycheck, paycheck to paycheck, Personal, pinterest, plan, Planning, portfolio, premium, priorities, programs, projects, pros, protect, protection, Purchase, questions, rate, reach, ready, Real Estate, Real Estate Investing, retirement, retirement accounts, return, returns, Review, Reviews, right, risk, robo-advisor, robo-advisors, roth, Roth IRA, safe, save, Saving, savings, Savings Account, savings goal, Savings Goals, Savings Tips, SEC, security, simple, single, Software, space, standard deduction, stock, stock market, stocks, Strategies, stress, Style, supplemental income, tax, Tax Advantages, tax deductions, tax liability, tax-advantaged, taxes, The Stock Market, time, tips, title, tools, tracking, traditional, under, unique, update, updates, Vanguard, warren, Ways to Save, wealth, wealth management, will, withdrawal, work, young

$25000 a Year is How Much an Hour? Can I Survive on This?

February 4, 2023 by Brett Tams

25k salary is below an entry-level salary and hovering at most minimum hourly wage jobs. For most people, an entry-level job would…

Read More… $25000 a Year is How Much an Hour? Can I Survive on This?

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, 401k, agent, aid, All, Amazon, Amount Of Money, art, ask, average, Bank, bank account, basic, basics, bed, before, big, bills, brokerage, brokers, Budget, business, Buy, Buying, calculator, california, car, Career, Career Change, Choices, Cities, city, Clothing, color, commission, cost, Cost of Living, couple, data, debate, Debt, debt free, Debts, deductions, deposit, disclosure, education, Eliminate Debt, employer, Employment, Entertainment, entry, expenses, expensive, experience, experts, Family, Finance, Financial Goals, Financial Wize, FinancialWize, Florida, food, freelance, frugal, fun, fund, future, gig, Giving, goal, goals, gold, good, government, great, groceries, Grow, helpful, hold, home, hot, hourly, household, household budget, household income, Housing, How To, how to make a budget, HR, impact, Income, income level, Income Taxes, Inflation, Insurance, interview, Invest, items, job, jobs, kids, launch, Learn, Life, life insurance, Lifestyle, list, Live, living expenses, low, low cost of living, LOWER, Main, Make, Make Money, making, market, markets, median household income, Medical, Medicare, money, Money Management, monthly budget, More, more money, Move, needs, net income, new, New Jersey, new york, offer, Operations, Other, own business, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, percentile, Personal, personal finance, place, plan, poverty, pretty, priorities, programs, quality, Raising a Family, rate, reach, Research, Review, right, roommate, Salary, sales, save, Save Money, Save your money, Saving, saving money, savings, Savings Account, second, second job, security, selling, Side Hustles, simple, single, smart, Smart Money, social security, society, Spending, Starting Out, state taxes, states, stock, stress, students, Style, target, tax, taxes, teaching, texas, thrift, time, tips, trading, Transportation, united, utilities, virtual, virtual assistant, Webinar, white, will, work, working, working from home, wrong, Yard

How to Protect Your Money, Home and Retirement From Climate Disasters

February 3, 2023 by Brett Tams

Climate-related disasters could impact your financial security — take these steps now to protect your finances and well-being.

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$33000 a Year is How Much an Hour? Can I Survive on This?

February 3, 2023 by Brett Tams

33k salary is below an entry-level salary and just above most minimum hourly wage jobs. For most people, an entry-level job would…

Read More… $33000 a Year is How Much an Hour? Can I Survive on This?

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, 401k, agent, aid, All, Amazon, Amount Of Money, art, ask, average, Bank, bank account, basic, basics, bed, before, big, bills, brokerage, brokers, Budget, Budgeting, business, Buy, Buying, calculator, california, Career, Career Change, Choices, Cities, city, Clothing, color, commission, cost, Cost of Living, couple, data, debate, Debt, debt free, Debts, deductions, deposit, disclosure, education, Eliminate Debt, employer, Employment, Entertainment, entry, expenses, expensive, experience, experts, Family, Finance, Financial Goals, Financial Wize, FinancialWize, Florida, food, freelance, frugal, fun, fund, future, gig, Giving, goal, goals, gold, good, government, great, groceries, Grow, helpful, hold, home, hot, hourly, household, household budget, household income, Housing, How To, how to make a budget, HR, impact, Income, income level, Income Taxes, Inflation, Insurance, interview, Invest, items, job, jobs, kids, launch, Learn, Life, life insurance, Lifestyle, list, Live, living expenses, low, low cost of living, LOWER, Main, Make, Make Money, making, market, markets, median household income, Medical, Medicare, money, Money Management, monthly budget, More, more money, Move, needs, net income, new, New Jersey, new york, Operations, Other, own business, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, percentile, Personal, personal finance, plan, Planning, poverty, pretty, priorities, programs, quality, Raising a Family, rate, Rent, Research, Review, right, roommate, Salary, sales, save, Save Money, Save your money, Saving, saving money, savings, Savings Account, second, second job, security, selling, Side Hustles, simple, single, smart, Smart Money, social security, society, Spending, Starting Out, state taxes, states, stock, stress, students, Style, target, tax, taxes, teaching, texas, thrift, time, tips, trading, Transportation, united, utilities, virtual, virtual assistant, Webinar, white, will, work, working, working from home, wrong, Yard
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