• Home
  • Small-Business Marketing Statistics and Trends
  • What Is Mobile Banking?
  • How Student Loans Affect Credit Score?
  • Refinancing an Inherited House
  • How to Build a Kitchen?

Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

household formation

Keeping Current Matters hires George Ratiu as chief economist

March 22, 2023 by Brett Tams

Keeping Current Matters (KCM) has hired George Ratiu, formerly the manager of economic research at Realtor.com, as chief economist.

Posted in: Paying Off Debts, Real Estate Tagged: 2021, Administration, agents, before, big, builders, business, buyers, Buying, CEO, company, construction, Consumers, Credit, credit scores, decision, Demographics, Economics, Economy, Empower, environment, estate, experience, Financial Wize, FinancialWize, George Ratiu, historical, home, home construction, household, household formation, Housing, Housing market, Housing markets, Income, industry, investments, Make, market, markets, More, Move, National Association of Realtors, new, new home, new home construction, Other, Purchase, Real Estate, Real Estate Agents, real estate market, real estate markets, realtor, Realtor.com, Realtors, Research, right, savings, sellers, Side, Technology, tracking, trends, will, young, young people

U.S. Has a Shortfall of 6.5 Million Single-Family Homes Due to a Decade of Under-Building, Report Says

March 8, 2023 by Brett Tams

When buyers return to the housing market, it won’t be easy to find affordable homes due to lack of new construction, according to Realtor.com.
Posted in: Market News, Paying Off Debts Tagged: 2, 2021, 2022, affordability, affordable, affordable homes, All, apartments, appliances, author, average, builder, Builder Confidence, builders, building, buyer, buyers, construction, Danielle Hale, data, drives, Economy, Family, Financial Wize, FinancialWize, furniture, gap, home, Home Sales, homeownership, homes, household, household formation, Housing, Housing market, Housing shortage, Housing Starts, impact, Inflation, layout, Live, Living, market, MarketWatch, Media, mobile, Mortgage, Mortgage Rates, Move, Multi-Family, new, new construction, News, pressure, rate, Rates, realtor, Realtor.com, Rent, rental, rental market, Rentals, return, right, sales, search, short, shortage, single, single-family, single-family construction, single-family homes, space, Spending, story, Style, time, title, under, will

The housing market is 6.5 million units short: Realtor.com

March 8, 2023 by Brett Tams

Between 2012 and 2022, about 14.6 million households were formed, but only 11.9 million housing units were completed.

Posted in: Mortgage Rates, Real Estate, Refinance Tagged: 1970s, 2, 2022, affordability, affordable, affordable housing, All, Altos Research, analysis, average, build, builder, Builder Confidence, building, buyer, buyers, Competition, construction, country, Danielle Hale, data, existing, expensive, Family, Federal Reserve, Financial Wize, FinancialWize, gap, good, home, home buyers, home construction, homebuilder sentiment, Homebuilders, homebuyer, homebuyer demand, homes, house, household, household formation, Housing, Housing Affordability, Housing inventory, Housing market, Housing markets, Housing shortage, Housing Starts, Housing supply shortage, Inflation, interest, interest rate, inventory, inventory levels, low, making, market, markets, More, Mortgage, Mortgage Rates, Multi-Family, Multifamily, multifamily housing, new, new construction, new home, News, Other, pandemic, pressure, rate, Rates, Real Estate, realtor, Realtor.com, Rentals, Research, return, search, selling, short, shortage, single, single-family, single-family construction, single-family homes, space, statistics, time, timeline, under, versus, will

The historic multifamily construction boom is already fading

February 9, 2023 by Brett Tams

Those same interest rates pushing would-be homebuyers to the sidelines are also hurting multifamily developers.

Posted in: Mortgage, Mortgage Rates, Real Estate Tagged: 2022, 2023, after college, agent, analysis, apartment, apartments, borrowing, build, builders, building, business, Buy, buy a home, buyers, Census Bureau, Cities, College, construction, cost, data, decades, Department of Housing and Urban Development, existing, expensive, experts, Family, farm, Financial Wize, FinancialWize, First American, Forecast, good, government, growth, home, home builders, home building, home prices, Homebuyers, homes, house, household, household formation, Housing, housing demand, Housing inventory, Housing market, Housing Starts, index, industry, institutional investors, interest, interest rate, interest rates, investors, lending, list, list price, Live, LOWER, Main, Make, making, Mark Fleming, market, millennials, More, Mortgage, mortgage payment, Mortgage Rates, Multifamily, Multifamily construction, multifamily housing, munger, NAHB, NAR, National Association of Home Builders, National Association of Realtors, National Multifamily Housing Council, new, new construction, News, parents, Permits, president, Prices, Professionals, rate, Rates, RE/MAX, Real Estate, Realtors, Recession, Regulatory, Rent, rental, renters, renting, Research, right, rise, roommates, shortage, single, single-family, single-family homes, survey, thankful, time, trend, U.S. Census Bureau, U.S. Department of Housing and Urban Development, under, will, work

Pay off student loans or invest — how to move toward funding retirement

February 6, 2023 by Brett Tams

In my recent post, “Why investing can be better than paying down debt,” Dianecy’s comment raised a question faced by many: What do you do about investing when you have student loans?

It is quite the dilemma, actually, because the best time to start funding your retirement is when you’re still in your 20s. And as anyone who has been reading Get Rich Slowly for more than, say, 10 seconds would know, few things impede your progress toward getting rich (at any speed) like debt.

The reason is simple: A dollar can be spent only once — either for another person’s benefit or for yours. So it follows that repaying debt benefits the bank; investing those same dollars in a CD or index fund, on the other hand, benefits you and your future.

Posted in: Debt, Personal Finance, Retirement Tagged: 2, aid, All, average, Bank, before, Benefits, big, Budget, buffett, Buy, Buying, car, car loans, CD, CDs, chicken, Choices, Clothes, Clothing, cost, Credit, credit card, Credit Card Debt, data, Debt, decision, deposit, Digit, Economics, Economy, education, employer, expenses, Family, fed, Financial Wize, FinancialWize, fixed, food, fund, funds, future, gas, Giving, good, great, grocery, growth, historical, hold, home, homes, household, household formation, How To, how to move, Income, index, index fund, index funds, industrial, Inflation, interest, Invest, Investing, investments, IRA, Lifestyle, Live, loan, Loans, low, LOWER, Make, market, money, More, Mortgage, Mortgages, Move, Moving, mutual funds, new, new york, News, office, Other, Pay Off Student loans or Invest, Paying Down Debt, payments, percent, Personal, place, plan, present, pretty, programs, retirement, retirement plan, return, returns, rich, rise, risk, running, safe, save, savings, Savings Account, School, second, simple, single, stock, stock market, stocks, student, student debt, student loan, Student Loans, The Stock Market, time, variable, warren, wealth, will, work, young, young people

Build-for-rent is a bet on the ‘new normal’ housing market

January 9, 2023 by Brett Tams

Demand for build-for-rent homes is growing as the purchase market falters. But success in the space is all about location, location, location.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2021, 2022, 4%, affordability, All, Amenities, apartment, apartments, art, assets, beach, Benefits, Blackstone Group, bond, brokerage, build, building, business, Buy, chase, city, company, construction, cost, couple, Credit, earnings, Earnings call, Economy, equity, estate, Family, Fannie Mae, Financial Wize, FinancialWize, financing, Florida, Forecast, Forecasts, front, Fundraising, General, good, great, home, home construction, home market, home prices, Home Values, Homebuilders, Homebuyers, homes, household, household formation, Housing, Housing Affordability, Housing market, Housing Starts, impact, industry, Inflation, Insurance, insurance costs, interest, interest rates, interview, inventory, investment, investments, investors, Invitation Homes, JP Morgan, Leases, Lennar, Live, Location, location, location, Make, making, market, markets, millennial, millennials, money, More, Mortgage, mortgage interest, Mortgage Interest Rates, Mortgage Rates, Moving, Multifamily, NAHB, needs, neighborhoods, new, offer, office, Origination, pandemic, points, portfolio, present, president, projects, property, property taxes, Purchase, purchase market, rate, Rates, Real Estate, real estate brokerage, Recession, Redfin, Rent, rental, rental housing, Rentals, renting, Residential, Revenue, Rising mortgage rates, sales, search, second, Sell, selling, shortage, single family investors, Single family rental, single-family, space, states, stock, stress, summer, swimming, taxes, Transaction, trend, trends, under, Unemployment, veterans, will, working, young

Update on the Multifamily Market

January 26, 2021 by Brett Tams

Thinking about an apartment investment? Despite reports of slowdowns and an oversupply in some markets around the country, a new national report from Yardi Matrix…

The post Update on the Multifamily Market first appeared on Century 21®.

Posted in: Car Insurance Tagged: All, apartment, country, Economy, estate, Financial Wize, FinancialWize, homeownership, household formation, houston, investment, job, jobs, Las Vegas, market, rate, Real Estate, real estate markets, Rent, workers

What’s Up with Multifamily?

January 25, 2021 by Brett Tams

Are you an owner or investor in multifamily properties? If so, you’ll no doubt be interested in the latest multifamily trends from the National Multifamily…

The post What’s Up with Multifamily? first appeared on Century 21®.

Posted in: Car Insurance Tagged: apartment, apartments, cost, Financial Wize, FinancialWize, fitness, Forecasts, household formation, Housing, Luxury, News, pool, Rates, Rent, trends

Zillow forecasts strong housing demand for years to come

January 21, 2021 by Brett Tams

Real estate giant Zillow said in a report last week that it believes housing demand will remain strong for years to come as buyers try to make up for lost time caused by the impact of the Great Recession last decade. In its most recent analysis, Zillow said that low rates of household formation since […]

The post Zillow forecasts strong housing demand for years to come appeared first on RealtyBizNews: Real Estate News.

Posted in: Paying Off Debts Tagged: affordability, affordable, All, Buying, College, cost, Credit, Economy, estate, Family, Featured News, finances, Financial Wize, FinancialWize, financing, home, household formation, housing demand, Housing market, interest, interest rates, Invest, low rates, Make, market, millennials, missing households, More, Move, pandemic, Rates, Real Estate, renting, roommates, School, summer, US Real Estate, wealth, will, Zillow, zillow analysis

Archives

  • March 2023
  • February 2023
  • January 2023
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • October 2020

Categories

  • Account Management
  • Apartment Communities
  • Apartment Decorating
  • Apartment Hunting
  • Apartment Life
  • Apartment Safety
  • Auto
  • Auto Insurance
  • Auto Loans
  • Bank Accounts
  • Banking
  • Borrowing Money
  • Breaking News
  • Budgeting
  • Building Credit
  • Building Wealth
  • Business
  • Car Insurance
  • Car Loans
  • Careers
  • Cash Back
  • Celebrity Homes
  • Checking Account
  • Cleaning And Maintenance
  • College
  • Commercial Real Estate
  • Credit 101
  • Credit Card Guide
  • Credit Card News
  • Credit Cards
  • Credit Repair
  • Debt
  • DIY
  • Early Career
  • Education
  • Estate Planning
  • Extra Income
  • Family Finance
  • FHA Loans
  • Financial Advisor
  • Financial Clarity
  • Financial Freedom
  • Financial Planning
  • Financing A Home
  • Find An Apartment
  • Finishing Your Degree
  • First Time Home Buyers
  • Fix And Flip
  • Flood Insurance
  • Food Budgets
  • Frugal Living
  • Growing Wealth
  • Health Insurance
  • Home
  • Home Buying
  • Home Buying Tips
  • Home Decor
  • Home Design
  • Home Improvement
  • Home Loans
  • Home Loans Guide
  • Home Ownership
  • Home Repair
  • House Architecture
  • Identity Theft
  • Insurance
  • Investing
  • Investment Properties
  • Liefstyle
  • Life Hacks
  • Life Insurance
  • Loans
  • Luxury Homes
  • Making Money
  • Managing Debts
  • Market News
  • Minimalist LIfestyle
  • Money
  • Money Basics
  • Money Etiquette
  • Money Management
  • Money Tips
  • Mortgage
  • Mortgage News
  • Mortgage Rates
  • Mortgage Refinance
  • Mortgage Tips
  • Moving Guide
  • Paying Off Debts
  • Personal Finance
  • Personal Loans
  • Pets
  • Podcasts
  • Quick Cash
  • Real Estate
  • Real Estate News
  • Refinance
  • Renting
  • Retirement
  • Roommate Tips
  • Saving And Spending
  • Saving Energy
  • Savings Account
  • Side Gigs
  • Small Business
  • Spending Money Wisely
  • Starting A Business
  • Starting A Family
  • Student Finances
  • Student Loans
  • Taxes
  • Travel
  • Uncategorized
  • Unemployment
  • Unique Homes
  • VA Loans
  • Work From Home
hanovermortgages.com
Home | Contact | Site Map

Copyright © 2023 Hanover Mortgages.

Omega WordPress Theme by ThemeHall