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housing crash

Adjustable-rate mortgages are growing in popularity, but they come with some big risks – CNBC

March 12, 2023 by Brett Tams

Adjustable-rate mortgages are growing in popularity, but they come with some big risks  CNBC

Posted in: Renting Tagged: 2, 2021, 2022, 30-year, 30-year fixed mortgage, All, AllY, annual percentage rate, Applications, apr, ARM, ARMs, ask, average, balance, Bank, before, Better.com, big, borrowers, closing, closing costs, cnbc, color, cons, conventional loan, Conventional Loans, crash, Credit, data, decades, down payment, Downpayment, environment, existing, expensive, facebook, Fees, FHA, FHA loan, FHA loans, Finance, Financial Wize, FinancialWize, fixed, Freddie Mac, great, hawaii, HELOCs, home, Homeowner, homeowners, Housing, housing costs, housing crash, Income, Inflation, Instagram, interest, interest rate, interest rates, investors, Jumbo loans, lenders, lending, Life, loan, Loans, Logan Mohtashami, low, LOWER, Make, making, market, money, More, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage loans, mortgage market, mortgage payment, MORTGAGE RATE, Mortgage Rates, Mortgages, Moving, Nevada, new, new york, offer, offers, Origination, party, payments, Personal, personal finance, plan, Planning, Popular, pre-approval, principal, products, property, pros, rate, Rates, Recession, Refinance, refinancing, repayment, Reviews, right, rise, risk, save, savings, Sell, short, stable, survey, time, tools, Twitter, Underwriting, USDA, usda loans, VA, VA loans, value, wages, Ways to Save, wellness, will, work

How to Invest in real estate when prices are high

February 24, 2023 by Brett Tams

The real estate market has increased significantly in many areas of the country in the last few years. This has made it very tough to invest in real estate and challenging to buy a house as an owner-occupant as well. While it is tougher to buy real estate when prices are high, it is not … Read more

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How Evictions Work and How to Avoid Them as a Landlord

February 24, 2023 by Brett Tams

I have been a real estate investor for 20 years or so and I have been a part of many evictions. I am also a real estate broker and I used to sell foreclosures for banks. I have been part of evictions for my own properties and for bank-owned properties as well. In some cases, … Read more

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How I Saved $500,000 By The Age Of 31

February 22, 2023 by Brett Tams

Today, I have a great guest post to share from a reader, Gary Grewal, on how he saved $500,000 by the age of 31. Enjoy! Trust me, I know. The last thing you want to read is another millennial bragging about how he “hustled” and “optimized productivity” to become a semi-millionaire by his early 30s. […]

The post How I Saved $500,000 By The Age Of 31 appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, 200 day moving average, 2021, adventure, advice, advisor, agent, air, All, Amenities, appliances, ask, assets, at home, author, Automate, average, balance, bedroom, before, Benefits, big, Bike, bills, bmw, bonuses, book, Books, brokerage, Budget, build, business, Buy, Buying, ca, california, car, Car Insurance, car prices, Career, Careers, cars, cents, chance, city, Clean, cnbc, College, college debt, college grads, commission, commissions, Community College, commutes, commuting, company, Compensation, cost, craigslist, crash, Credit, credit union, crowds, data, dating, Debt, debt free, debt payoff, decision, decisions, deliveries, dividends, drives, earnings, East Coast, eco, eco-friendly, education, Electronics, employee benefits, employer, Entertainment, environment, equity, estate, ETFs, event, expenses, expensive, experience, Family, Finance, financial independence, Financial Wize, FinancialWize, food, Free, free food, free time, freedom, friendly, fun, fund, funds, funny, furniture, gas, goals, good, graduated, graduation, great, guest, guest post, higher education, Hiring, home, home depot, hours, house, household, Housing, housing crash, Income, index, index funds, industry, Insurance, internet, Investing, investment, IRA, job, jobs, journey, kids, LA, landlords, Learn, learned, lease, library, Life, Lifestyle, liquidity, list, Live, Living, living with a roommate, loan, Loans, Local, low, LOWER, Luxury, maintenance, Make, making, manage, market, markets, Media, Medical, miles, millennial, Millionaire, module, money, More, more money, mountains, Move, movies, Moving, moving boxes, mutual funds, negotiate, negotiation, new, new job, News, office, Online Savings Account, orange county, organization, Other, pandemic, parents, passive, passive income, Personal, personal finance, plan, planner, plans, Popular, portfolio, pretty, Prices, productivity, products, Professionals, Promotion, questions, Raise, reach, ready, Real Estate, real estate agent, Recession, REITs, Rent, rental, renting, Research, restaurants, retirement, reward, right, roommate, roommates, roth, Roth IRA, running, salaries, Salary, sales, save, Save Money, Saving, saving strategies, savings, Savings Account, School, searching, securities, Sell, shopping, Side, social, Start a Business, startup, startups, stock, stock trading, story, Strategies, student, Student Loans, suburbs, tacoma, take a pay cut, time, title, town, trading, Transportation, Travel, travel card, trust, utilities, value, variable, Ways to Save, white, will, work, work from home, working, young, young people

Buying rental property: Sometimes getting rich means taking it slowly

February 22, 2023 by Brett Tams

I have two second cousins who serve in the military — both brave young men I am proud to call my family. We don’t always talk much, though. The age gap can be a roadblock and those boys are always traveling around, serving overseas and living on bases in order to fulfill their military duties and finish school.

Still, social media makes it easier than it used to be, and emails are a quick and painless way to stay in touch. So I wasn’t surprised to receive an email from my cousin, Michael, asking for advice on his future financial goals.

So, what’s the deal? As part of his military compensation, Michael will soon start receiving $2,124 per month for housing and wanted ideas on how to parlay that money into long-term wealth.

Posted in: Investing, VA Loans Tagged: 2, 30-year, advice, air, All, ask, average, before, boring, building, building wealth, Buy, buy a home, buy a house, Buying, Compensation, cost, country, crash, data, death, decisions, down payment, Emergency, Emergency Fund, entertaining, estate, expenses, experts, Family, Financial Goals, financial stability, Financial Wize, FinancialWize, freedom, fund, funny, future, gap, goals, good, home, Home & Garden, home repairs, Homeowner, homeownership, house, Housing, housing crash, Housing market, How To, ideas, Insurance, Investing, investments, Kristin Wong, landlord, landlords, learned, Life, Live, Living, loan, luck, Make, making, manage, market, Maryland, measure, Media, men, military, millennials, money, More, more money, Mortgage, one day, one year, Opinion, Other, ownership, place, plan, Planning, PMI, pretty, Prices, private mortgage insurance, property, property taxes, questions, random, Real Estate, Rent, rental, rental properties, rental property, Rentals, Research, rich, right, Saving, savings, School, second, short, social, Social Media, taxes, tenant, time, timing, title, VA, VA loan, wealth, will, wrong, Yard, young

989: New Agent? Here’s What You Need to Know – Elisha Lopez

February 20, 2023 by Brett Tams

Elisha Lopez started her real estate career as a buyer’s agent during the housing crash of 2008. Times were tough in the industry, but she managed to succeed and scale like a true real estate rockstar. Now, she’s helping other agents hit their stride as the owner of Ocala Realty World in Florida. On today’s podcast, Elisha offers the same advice to listeners as she does her agents. Discover what you need to know in order to win clients as a new agent in today’s competitive markets.
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Posted in: Small Business Tagged: 2, 2021, 2022, advice, agent, agents, All, Broker, brokerage, build, business, buyer, california, Career, commission, company, crash, Deals, decades, Discounts, discover, entry, estate, experience, facebook, Financial Wize, FinancialWize, fire, Florida, foreclosure, Free, goal, great, guests, health, home, home prices, Homebuyers, homes, Housing, housing crash, How To, industry, Instagram, investors, job, Learn, Life, Links, list, Local, Luxury, Marion County, market, markets, More, new, offers, Other, place, podcast, Prices, questions, Real Estate, real estate agent, real estate market, real estate markets, Review, right, rising home prices, sales, School, sellers, selling, stories, students, Twitter, value, will, working

U.S. Housing Market Still Not in a Bubble, Despite What You May Think

February 20, 2023 by Brett Tams

Two new reports put to bed the idea that we’re in another housing bubble or due for another housing crash, though there are some mounting concerns, as there have been for some time. The Urban Institute went as far as to say that “some cities might be” in a bubble, but the overall U.S. housing… Read More »U.S. Housing Market Still Not in a Bubble, Despite What You May Think

The post U.S. Housing Market Still Not in a Bubble, Despite What You May Think appeared first on The Truth About Mortgage.

Posted in: Mortgage News, Renting Tagged: 2017, affordability, affordable, All, all-time highs, appreciation, average, beach, bed, before, Buy, buy a house, buyers, Buying, california, chance, Cities, city, construction, crash, Employment, energy, estate, expensive, Fall, Family, FHFA, Financial Wize, FinancialWize, Florida, foreseeable, franklin, future, good, great, growth, healthy, helpful, historical, home, Home Price, home price growth, home prices, homes, homes for sale, hot, house, household, household income, Housing, housing bubble, housing crash, Housing market, Income, index, industry, Inflation, institutional investors, Insurance, interest, interest rates, international, investors, Land, list, Local, LOS, low, LOWER, Make, market, median home price, MI, Miami, More, Mortgage, mortgage interest, Mortgage Interest Rates, mortgage market, Mortgage News, Mortgage Rates, new, Other, Phoenix, pretty, Prices, probability, Rates, reach, Real Estate, Rent, Research, Review, right, rise, rising home prices, risk, room, seattle, short, shortage, states, Tennessee, texas, time, trends, united, united states, Urban Institute, virginia, will

See Which Phase of the Housing Cycle Your City Is In

February 19, 2023 by Brett Tams

Recently, I wrote about when the next housing crash might take place. For opportunists, it’s something to look forward to. For others, and frankly most people, it’s a disaster waiting to happen…though today’s mortgages are pretty boring and largely affordable, meaning homeowners should be able to ride the ups and downs a lot better than… Read More »See Which Phase of the Housing Cycle Your City Is In

The post See Which Phase of the Housing Cycle Your City Is In appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: 2, 2016, 2017, affordability, affordable, All, Austin, bargains, bidding, bidding wars, boring, Buy, buy a home, buyer, buyers, Buying, Buying a Home, california, Cities, city, condo, construction, crash, Crisis, Distressed, driving, estate, existing, Fall, Financial Wize, FinancialWize, Florida, Foreclosures, good, graph, great, greenlight, growth, home, home buyer, home buyers, home construction, home prices, Home Sales, Home Values, homeowners, homes, Housing, housing crash, Housing market, Housing markets, houston, industry, inventory, investment, investment risk, job, LA, Las Vegas, Live, loan, loan programs, Local, LOS, low, LOWER, Make, market, markets, money, More, Mortgage, MORTGAGE RATE, Mortgage Tips, Mortgages, Moving, new, new home, new home construction, nyc, Oil, orange county, penny, Phoenix, place, Planning, points, pressure, pretty, Prices, programs, rate, Real Estate, Recession, Research, rich, rise, risk, sales, san francisco, seattle, second, short, Short Sales, smart, Smart Money, stage, suburbs, time, value, volume, washington, Washington DC, will

Myths About The Sub-Prime Lending Mess

February 17, 2023 by Brett Tams

In an article over at MSN Money, Rick Newman of U.S. News World and Report talks about the looming recession and the sub-prime loan mess that we’re finding ourselves stuck in. With 2 million home foreclosures possible over the next two years and the economy stumbling toward recession, it’s clear that Washington will enact new […]

The post Myths About The Sub-Prime Lending Mess appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2, All, Applications, assets, author, Bailout, Bank, before, bible, big, bills, borrowers, borrowing, Buy, buyers, Buying, Buying a house, chase, Choices, clear, Commentary, commission, Consumers, cost, crash, disclosure, economic downturn, Economy, entry, expensive, fed, Federal Reserve, Financial Wize, FinancialWize, foreclosure, Foreclosures, good, great, home, home buyers, house, Housing, housing bubble, housing crash, interest, interest rate, interest rates, investment, investors, JPMorgan Chase, Layoffs, Learn, lenders, lending, list, loan, Loans, low, low rates, Make, Make Money, market, markets, mess, meta, Misconceptions, money, Money Matters, More, Mortgage, MORTGAGE RATE, myths, new, News, Other, portfolio, Prices, questions, rate, Rates, Real Estate, Recession, refinancing, returns, right, rise, risk, securities, Sell, short, Stearns, Sub-Prime, the fed, time, Treasury, treasury bills, Treasury Department, under, vehicles, wall, wants, washington, will, work, wrong

How to Sell a House

February 15, 2023 by Brett Tams

This is kind of a special moment for me. Since the year 2007, which is eight years ago or 20 percent of my time alive on this Earth, I have been stuck with a less-than-ideal real estate situation. And it is just about to be resolved with the happy CHA-CHING! of a cash register. To […]

Posted in: Money Tips Tagged: 2, actual, affordable, agent, agents, All, ask, average, baby, basement, Bedrooms, before, big, blue, book, Books, building, Built, business, Buy, buy a house, buyer, buyers, Buying, chance, Children, choice, Clean, clear, closing, collecting, commuting, company, Competition, cost, country, craigslist, crash, Deals, decades, Decor, design, equity, estate, event, expensive, Financial Wize, FinancialWize, floor, flowers, front, front door, funny, furniture, furniture rental, future, General, good, great, habit, Hiring, history, hold, home, home design, homes, hot, hours, house, house tour, Housing, housing crash, Housing market, How To, inspection, interest, investment, iPhone, kids, kitchen, lessons, leverage, Life, Listings, Live, Local, LOS, low, luck, Main, Make, making, market, markets, math, memories, mess, mls, modern, modern kitchen, money, More, Move, Moving, moving out, Mrs. Money Mustache, multiple offers, needs, negotiation, new, offer, offers, open houses, Other, percent, Pet, photography, place, pool, property, protect, Purchase, quality, questions, ready, Real Estate, real estate agent, Real Estate Agents, real estate market, renovations, rental, renting, resale, resale value, retire young, return, Review, right, room, running, Sell, selling, shopping, short, showings, space, stage, Staging, steel, story, stress, Style, The MMM Blog, tile, time, tour, traditional, under, value, versus, victorian, wallpaper, will, windows, work, working, young
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