The first time I ever had to verify my income had nothing to do with a loan application. I was sitting in a real estate office trying to rent my first apartment in New York City. It was 2011 and Iâd moved here for an incredibly low-paying job straight out of college. Thankfully, I did
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Thereâs a reason why most people equate buying a home with settling down. Buying a home generally means your life is stable, your job isnât in danger and youâre probably married or in a serious relationship. If youâve reached this stage of adulthood, it means you likely have an idea of what you want out
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If youâve been binge-watching HGTV lately, you might be thinking that buying a home could be the right decision for you. But #RealMoneyTalk â are you actually ready to be a homeowner, or are you simply allured by the idea of living two minutes away from your favorite coffee shop? We get it, real estate
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About to buy a home? Feeling totally prepared?! Ha! During the homebuying process, there are a ton of terms youâll encounter that could be confusing or even deceiving. Unless you have the time and expertise to promote your property yourself or look for a new one, you will probably turn to a real estate
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Buying a first home is a huge step in everyoneâs life. Itâs an exciting (and lowkey scary!!) process that you may have mentally prepared for, but when it comes to finances: thereâs a lot to consider – especially for Millennials! Millennials are great at many things, like how to crush the self-employed game and master
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When youâre buying a home, the process can seem intimidating. First, thereâs finding a home youâre ready to settle down in: you have to research your must-haves, tour homes, and figure out just how much you want to spend. Unless you have the full cash amount in hand, itâs likely that youâll need know how
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Deciding to purchase your first home is a really exciting time, but the process itself can be a bit of a black box. This step-by-step guide demystifies the process and walks you through the basics on what actually goes into buying a home. Making the Move: Renting to Buying Making the jump from being
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There are few better feelings in the world than finally signing your name across the dotted line and entering a new chapter of homeownership. Finally, the home you’ve been dreaming is yours to claim and all of the tedious paperwork is squared away. All that’s left to do now is make the big move. Whether
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If youâve been saving for a down payment on your first home, you probably have a financial goal in mind â an amount youâre hoping to save before homeownership can become a reality. But deciding on that magic number can be a confusing process. Most people think of 20 percent as the gold standard down
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At some point in your financial journey as a homeowner, you will eventually own a higher percentage of your homeâs total value than you owe. Once youâve earned a certain percentage of equity in your home, you may be eligible to take out a home equity loan. Home equity loans are a great way to
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