Timing the Future Market: CAPE vs. Future Returns
Can the current CAPE ratio help us predict the future stock market return?!
Can the current CAPE ratio help us predict the future stock market return?!
How many times can you use your VA loan benefit? You can use your VA home loan benefit as many times as you want. But, with some rare exceptions, you […]
The post Blog first appeared on MilitaryVALoan.com.
I spend a lot of time talking with people who have retired early or are otherwise financially independent. From a purely anecdotal point of view, I’d say most of these folks are well-adjusted. They work to maintain balance in life, and especially with their personal finances.
That said, I’ve noticed that a lot of retirees — early retired or otherwise — struggle to know how much they should spend. I believe this dilemma exists for a couple of reasons:
The general response to these two problems is to follow what has been dubbed the four-percent rule. Generally speaking, itâs safe to withdraw 4% from your portfolio every year without risk of running out of money. (There are a lot of caveats to this guideline. To learn more, follow that link to my Money Boss article — or wait for that story to migrate to Get Rich Slowly in a few days!)
The AAII Journal — the monthly magazine from the American Association of Individual Investors — has published two articles in recent months about the problem of spending in retirement. Let’s look at what they have to say.
When a distant relative called me for some help with his 401k I was happy to oblige. Anytime I can help someone save for their financial future I get excited. Unfortunately, after several minutes the excitement wore off. The relative had just started his new job and hadn’t even put a single penny into the […]
The post 21 Warning Signs You’re Financially Unstable appeared first on Good Financial Cents®.
The Bible has a lot of verses that talk about getting rich quick. Here’s a rundown of what some of them have to say.
The post Bible Verses About How To Get Rich Quick appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Making one million dollars a year is not as impressive as it was in the past thanks to inflation. However, it is still a goal for many people and many people consider millionaires to be “rich”. To qualify as a millionaire you simply have to have one million dollars in net worth, which is not … Read more
If you’re like most people, you’ve had at least one Nigerian prince contact you about a seven-figure inheritance. All you had to do was send them your bank account information, your Social Security number, and a few thousand bucks to claim your prize. I mean, what could go wrong? Obviously, this type of scam is […]
The post Crypto Scams to Watch Out For appeared first on Good Financial Cents®.
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This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Saving more money is one of those big goals that a lot of people have, but get stuck. I know this because we use to be right there too. The year would fly by and we were nowhere near our goal. With a few months left, weâd scramble to figure out how to knock it out. It
The post Goal Setting: How to Become A Better Saver appeared first on MintLife Blog.
It’s been two years since I last looked at my overall financial situation to determine whether I have the resources to meet my goals. In those two years, much has changed.
I sold my condo and bought a home in the country. I repurchased Get Rich Slowly. I invested in not one but three other businesses. The stock market has bounced around, I’ve begun part-time work at the family business, and I’ve made many other minor adjustments to my daily life.
With all of these fluctuations, I’m naturally left to wonder: Am I still financially independent?
As I’ve mentioned many times, financial freedom exists along a continuum. For the sake of this article, I’m discussing the fifth stage of FI, the point at which investment income supports standard of living.
At the end of 2016, I was FI (but only just). What about at the end of 2018? Do I still have enough saved to fund my future indefinitely? Let’s find out.