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What is Earnest Money when Buying a House?

January 31, 2023 by Brett Tams

When a buyer agrees to purchase a property from a seller, the buyer usually pays earnest money as a deposit on the home. The earnest money amount varies based on the type of deal being done and the price of the home. The earnest money goes along with the contract to buy and sell but … Read more

Posted in: Real Estate Tagged: 2, 2022, active, agent, agents, All, Amazon, ask, banks, before, book, Buy, buy a house, buyer, buyers, Buying, Buying a house, chance, clear, closing, Colorado, company, contingencies, contingency, contracts, cost, couple, Deals, deposit, down payment, earnest money, entry, escrow, estate, expensive, Fannie Mae, Financial Wize, FinancialWize, Foreclosures, funds, Giving, good, great, HOAs, hold, home, home buyer, home inspection, Home Insurance, homeowners, homeowners insurance, homes, house, How To, HUD, improvement, inspection, Insurance, items, Learn, Leases, lenders, list, loan, loan approval, Loans, Local, low, Make, market, mls, money, money order, More, multiple listing service, needs, new, offer, offers, office, Other, party, percent, Personal, present, property, Purchase, questions, Raise, Real Estate, real estate agent, Real Estate Agents, real estate investor, right, Sell, seller, sellers, selling, states, survey, time, title, title companies, under, united, VA, VA loans, wants, will, work, working

To Pay Off Debt Or Invest- Which One Is Best For You?

January 29, 2023 by Brett Tams

Should you pay off debt or invest? This is a common question I receive, and it is a difficult one to answer because every situation is different. You may have students loans, a mortgage, car loans, credit card debt, furniture debt, medical loans, or something else. Whatever your debt may be, I’m sure you are, […]

The post To Pay Off Debt Or Invest- Which One Is Best For You? appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: 2, All, balance, big, bonus, Budget, build, car, car loans, cents, chance, Choices, College, company, Credit, credit card, Credit Card Debt, data, Debt, debt payoff, Debt Repayment, decision, Economics, Emergency, Emergency Fund, energy, expense, expenses, expensive, Finance, finances, Financial Goals, Financial Plan, Financial Wize, FinancialWize, fund, funds, furniture, Giving, goal, goals, good, great, health, healthy, home, impact, interest, interest rate, interest rates, Invest, Investing, investing in the stock market, investments, Leases, Life, loan, Loans, low, LOWER, Make, making, market, Medical, money, More, Mortgage, Move, Other, Pay Off Debt, pay off debt or invest, paycheck, Paying Off Debt, Personal, personal finance, plan, private student loans, rate, Rates, Refinance, refinancing, Relationships, retirement, retirement plan, save, Saving, Saving for Retirement, savings, simple, single, stock, stock market, stress, student, Student Loans, students, The Stock Market, time, title, versus, will, work, working

Expansion-hungry APM acquires over two dozen Lend Smart branches

January 28, 2023 by Brett Tams

APM announced an asset purchase agreement with Lend Smart Mortgage to close more loans throughout the country.

Posted in: Mortgage, Refinance Tagged: 2, 2021, 2022, 2023, active, All, American Pacific Mortgage, Arizona, assets, Bill Lowman, business, california, CEO, company, country, data, earnings, Finance, Financial Wize, FinancialWize, growth, interview, leadership, Leases, lenders, loan, loan officers, Loans, market, Midwest, mississippi, model, More, Mortgage, Mortgage Products, Mortgages, Move, Originations, products, Purchase, Recruiting, sales, smart, states, the west, Transaction, volume, West Coast, will

What is a Graduated Lease, or a Step-Up Lease?

January 28, 2023 by Brett Tams

Is this common lease type right for you?

The post What is a Graduated Lease, or a Step-Up Lease? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Posted in: Extra Income Tagged: 2023, adjustable rate mortgage, All, apartment, Apartment Living, apartment tips, ask, before, Benefits, Blog, Buying, Buying a Home, Commercial, estate, expense, expenses, experience, Financial Wize, FinancialWize, General, growth, home, index, Inflation, landlord, landlords, lease, Leases, Legal, Life, maintenance, Make, market, money, More, Mortgage, Move, Other, property, property tax, property taxes, property values, questions, rate, Rates, Real Estate, Rent, rental, renter, renters, renting, Residential, restaurant, restaurants, right, Sell, space, stable, startup, tax, taxes, tenant, time, tips, under, unique, utilities, value, will

L.A. City Council votes to dramatically expand tenant protections ahead of deadline

January 28, 2023 by Brett Tams

The L.A. City Council voted unanimously Friday to dramatically expand protections for renters, underscoring the growing political might of the council’s progressive bloc.

Posted in: Spending Money Wisely Tagged: 2021, 2023, action, ad, apartment, apartments, before, Built, california, city, covid, COVID-19, Crisis, data, debate, Emergency, eviction, Fall, Family, Fees, Financial Wize, FinancialWize, floor, Google, government, homes, Housing, housing crisis, industry, LA, landlords, lease, Leases, Legal, Legislation, Live, Local, making, market, More, Move, needs, new, Other, pandemic, pets, policies, pressure, property, quality, relocation, Rent, rental, rental property, Rentals, renters, risk, short-term rentals, single, single-family, single-family homes, story, tenant, tenant rights, time, timeline, under, will, working

How to Qualify for a Loan on an Investment Property

January 27, 2023 by Brett Tams

Buying rental properties is a great way to invest your money but qualifying for a loan on an investment property is not always easy. Getting a loan on an investment property is much more difficult than getting a loan on an owner-occupied home, and it will cost you more. Many banks consider investor loans riskier … Read more

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Beverly Hills developer gets 4 years in prison for bribing L.A. County official

January 26, 2023 by Brett Tams

Beverly Hills developer Arman Gabaee gets 4 years in prison for bribing L.A. County official for a $45 million lease deal and other favors

Posted in: Spending Money Wisely Tagged: 2016, 2022, ad, Benefits, building, business, Buy, california, cars, charity, city, country, Credit, data, decision, estate, Family, Financial Wize, FinancialWize, gifts, Giving, Google, government, Gratitude, Greed, history, home, house, Investing, lease, Leases, Make, making, market, mistake, More, office, Other, payments, property, quality, rate, Real Estate, rental, restaurants, Sell, space, Spending, story, tax, tenant, time, will

The total cost of car ownership in 2023

January 26, 2023 by Brett Tams

You’re probably spending way more than you think on your car. The good news? The longer you drive your car, the cheaper it becomes. Don’t believe us? Here are the numbers.When you consider all costs of car ownership, the true cost of owning a car comes to around $940 a month. Here’s how to bring that down.

The post The total cost of car ownership in 2023 appeared first on Money Under 30.

Posted in: Personal Finance, Saving And Spending Tagged: 2, 2022, 2023, affordability, agreements, All, apr, at home, Auto, auto insurance, auto loan, before, big, Broker, Budget, Budgeting, building, Buy, Buying, calculator, car, Car Insurance, cars, Cities, city, Convenience, cost, Credit, credit score, deck, Drivers, driving, electric, electric car, equity, EVs, expense, expenses, experience, Fees, Finance, Financial Wize, FinancialWize, financing, Ford, front, gas, Georgia, good, great, guide, home, How To, how to save money, Income, Inflation, inspection, install, Insurance, insurance premiums, interest, inventory, landlord, Learn, lease, Leases, leasing, Life, list, lists, loan, low, Low inventory, LOWER, Main, maintenance, Make, market, miles, mobile, model, money, More, needs, new, News, offer, Origination, Other, ownership, paint, payments, personal finance, plan, property, Purchase, quality, Rates, rewards, risk, routine, safe, sales, san francisco, save, Save Money, Saving, saving money, Sell, Spending, states, Tally, tax, taxes, time, tips, title, title fees, Top Tips, under, used car, versus, warranty, Ways to Save, will, work, young

What is a Condo? Rental Definition and Examples

January 26, 2023 by Brett Tams

A space that’s owned? A space that’s shared? A condo is a bit of both!

The post What is a Condo? Rental Definition and Examples appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Posted in: Home Loans Guide Tagged: 2022, active, agent, All, Amenities, apartment, Apartment Living, apartment tips, apartments, Bedrooms, Benefits, big, Blog, build, build credit, building, Built, buyers, Buying, city, coffee, collecting, Commercial, company, condo, condos, cons, cost, Credit, decks, Demographics, dogs, equity, estate, expenses, experience, Fall, Family, Fees, FHA, Financial Wize, FinancialWize, financing, Florida, front, front door, good, government, great, guide, hoa, HOA Fees, HOAs, holiday, holiday decorations, home, home buyers, Homeowner, homeowners, homes, house, Housing, Inflation, investment, items, kitchen, lake, landlord, landlords, landscaping, lawn care, Leases, leasing, lending, Life, LLC, Loans, LOWER, Luxury, maintenance, Make, making, Miami, money, More, Mortgage, Mortgages, Move, needs, neighborhoods, neighbors, new, offer, offers, office, Other, outdoor, outdoor space, ownership, paint, painting, payments, Personal, pets, pilot, plumbing, Popular, property, property management, property tax, property taxes, pros, Pros and Cons, Purchase, Real Estate, real estate agent, remodel, remodeling, Rent, rental, rental property, renter, renters, renting, renting an apartment, resale, resale value, Residential, retirees, security, Sell, single, single-family, single-family homes, smart, snow, space, square footage, Style, subletting, swimming, tax, taxes, tenant, tips, townhomes, townhouse, traditional, unique, update, upgrades, upkeep, versus, voting, walking, windows, working, young

Housing industry – what changes to expect in 2023?

January 23, 2023 by Brett Tams

While most erosion in value has already occurred, more is expected albeit at a lower rate, he suggested: “We feel there could be another 5% to 7% decrease as a possibility. The market still needs more clarity in terms of how high the Fed will go, for how long, and exactly how that’s going to … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2022, 2023, 4%, assessment, cost, Economy, fed, Financial Wize, FinancialWize, Housing, industry, lease, Leases, LOWER, market, More, needs, office, pressure, rate, Rates, second, space, square footage, the fed, will
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