How I Went From A 480 Credit Score To Over 750
Hello! Today, I have a great guest post from Paul Martinez on how he cleaned up his credit and removed 104 negative items from his credit profile. He also went from a credit score of
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7 Best Credit Repair Companies of 2022 – Updated for December
The best credit repair companies have the skills and experience to help you with your credit, whether you have late payments, judgments on your credit report, or even accounts in default. While you definitely have the right to negotiate with your creditors yourself, credit repair companies can take on this grunt work for you, completing […]
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Should I File for Bankruptcy?
This is a frequent question of anyone who is carrying an uncomfortable level of debt. Bankruptcy should never be taken lightly since there are consequences. But there are times when it becomes absolutely necessary. For example, if youâre carrying a level of debt you canât hope to repay, or if the monthly payments are impairing […]
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How do personal loans work and what are they for?
Personal loans work by helping you borrow money for a large purchase or expense. As with most loans, these loans have benefits as well as drawbacks.
Teen spending habits in 2022
Teenagers play a big role in the economy, and as the times change, so do teen spending habits. Learn more about what teens are buying in 2022.
What are employment credit checks, and are they legal?
Employers can use credit checks to review your financial history and make hiring decisions. Be prepared by knowing your rights and what employers can see.
Survey: Could universal basic income end financial stress?
Universal basic income promises everyone a monthly stipend, but would that reduce financial stress? We surveyed Americans to find out more.
The Equal Credit Opportunity Act
Find out what the Equal Credit Opportunity Act (ECOA) is, how it came about, how it protects you and what rights you have under it.
How to pay off old debt in 3 steps
If you’re thinking about paying off old debt, make sure you come up with a payment strategy first.
Does your income affect your credit score?
Your income doesnât directly affect your credit score but does play a role in the loan approval process. Learn how so youâre prepared for your next loan application.