With summer comes backyard barbecues, friend hangouts and enjoying the warm weather after a long time inside. Sure, you can hire a landscaping designer to turn your yard into an oasis, but it’s easier than you think to do it on your own with these helpful backyard oasis ideas.
Transform your backyard into a place that you go to unwind and relax after a long day at work with these 16 backyard oasis ideas.
1. Add a hammock for lounging
What’s the best part of a vacation? It’s often getting to lay down on a hammock and read your latest book or take a nap during your time off. Well, bring this to your backyard to enjoy every day.
You can tie up the hammock to trees or get a free-standing one. Make sure you place it in the shade for a cooler nap and place a mosquito candle nearby.
2. Build a sitting area around a fire pit
Summer is synonymous with backyard fires, cool evenings and, of course, s’mores. Create a nice sitting area with a few outdoor chairs and side tables. Then place a fire pit in the middle — an in-ground fire pit or a free-standing wood one. You can also build one yourself.
Since you’ll get a lot of use out of a fire pit, this backyard oasis idea will become a fixture for your outdoor experience. Just make sure you stock up on marshmallows!
3. Take a dip in a stock tank pool
Stock tank pools have become a popular choice for those without the option of having an in-ground pool. In fact, stock tanks are one of the most popular backyard oasis ideas. You can even build a small deck around them if you need a few steps to reach the top.
During your hot days of summer, you’ll be glad you have this opportunity to cool off.
4. Setup for a backyard movie night
Popcorn, lots of picnic blankets and friends — one favorite backyard oasis idea is watching a movie in the backyard. Movie nights like this are what summers are perfect for.
You can use a white sheet or inflatable screen plus a small projector to show your favorite summer flick. The best part is that you can take it down once you’re done or leave it up for a weekly movie showing with your family.
5. Fire up an outdoor kitchen
Add a grill and a pizza oven to your outdoor kitchen set up for zero clean-up inside and all of the fun outside. You can have one built or you can create a setup on your own with a few carts. A nice outdoor kitchen will encourage you to spend more time outside too and having dinner while enjoying your backyard oasis.
6. String up bistro lights to create ambiance
Sure, large motion lights could provide light on your backyard as it gets dark. But bistro lights do that plus add to the ambiance. Bistro lights are easy to set up — you can add them to a trellis, use poles across your yard to hang them or attach them to your house.
For extra savings, pick up a string of lights that’s solar-powered and goes on instantly at dusk. Or add a smart switch so you can control them from your phone.
7. Swing from your favorite tree
If you have a large oak tree providing shade in your backyard, it is the perfect fit for a backyard swing. First, confirm that the tree is healthy enough for a swing with your arborist. Then you can add a swing, hammock chair or a weaved chair to the tallest branch and spend the afternoon enjoying it. This is a backyard oasis idea you’ll relish time and time again.
8. Get a hot tub
Hot tubs have a reputation for being expensive and highly cumbersome to set up. But like everything else on the market, more options come with time. While you can still get the classic hot tub set up, you can also get a blow-up (yes, you heard it right) hot tub that looks just as fancy.
For example, there are brands that offer portable hot tubs that are easy to carry and set up. They are also more affordable if you don’t want to commit to a more significant purchase.
9. Drink up at a tiki bar
If you host a lot of get-togethers with your friends, adding a backyard bar might make things a lot more seamless. Your friends can play bartender during the party without getting things dirty inside your house.
While the most popular theme for outdoor bars is tiki, you can definitely pick whatever style you choose. Have a backyard housewarming and tell your friends to stock the bar once you finish it.
10. Create a family-friendly game area
Add games that the whole family can play instead to your list of backyard oasis ideas. Corn hole, a giant chess board or bocce are great additions to a family-friendly game area in your backyard. You can have a dedicated space for all the games or just take them out when needed.
11. Brighten up your concrete flooring
A concrete patio can quickly become a little drab. Luckily, these days there are many options to brighten up your concrete flooring. With your landlord’s permission, you can add tile to bring some color into the space. If that’s not in your budget, you can stencil the floor instead.
Creating a faux stencil pattern on the concrete brings a little more interest to the space. Depending on how complex your design is, this is an easy, weekend budget-friendly project. Here’s some inspiration.
12. Get an eye-catching fountain
With so many new meditation apps on the market, it’s hard to find an excuse to not take 10 minutes to yourself and take a moment to tune out the outside. While the app helps, creating a space for meditating outside will help you stick to this habit and enjoy it a little more.
Add an eye-catching fountain to your garden to create the oasis you are looking for. From large to small fountains, stores sell some that you can easily set up on your own. It will help you focus on your practice and create a relaxing vibe.
13. Grow a lush vegetable garden
One of the best backyard oasis ideas will help you cultivate a green thumb. Many think that a garden should only include shrubs and flowers. However, making your landscape into an edible garden can also look beautiful. Studies have shown that gardening is good for your mental health.
Add a few garden beds where the sun shines the most and surround it with a pollinator flower garden. Add a trellis or an arch for berries to climb and adorn the space. You won’t want to leave this spot as you’ll spend time tending to the garden and enjoying the fruits of your labor.
14. Bring in a gazebo or awning
Having a little shade in the middle of summer can make all the difference in how often you’re out in your backyard oasis. You can create some shade and have a special reading nook just for you. You can add a retractable awning to the side of your home for convenience during group parties.
Or place a little gazebo far into your backyard oasis with some flower landscaping to add a little magic to the space. Gazebos come in all different sizes and colors, so you can find one that fits your style.
15. Gather your friends together around at a dining table
If you have space, adding a long dining table, paired with colorful pillows and beautiful flower arrangements, can genuinely change the vibe of your backyard oasis.
Prepare a feast for your friends and invite them to lounge in your home. Exchange stories as you reach for food and add a little music via a Bluetooth speaker — all under some bistro lights.
16. Plant an herb wall for cooking
There’s nothing better than fresh herbs available for your meals at all times. An herb wall can help you add visual interest to a blank wall in your backyard and give you that freshness that your food needs. Think fresh basil, thyme, rosemary and parsley — some of the easiest herbs to grow in your backyard oasis.
All you need is a vertical planter, soil and the herbs of your choice. If you’d like to make it yourself, here’s a quick DIY for a wood one.
Create an oasis in your backyard
No matter the size of your backyard, it has the potential to create a space for relaxation and sharing with your family. You can add a few of these backyard oasis ideas on your own while staying true to your budget. Adding a little magic to your yard is easier than you think.
Muriel Vega is an Atlanta-based journalist who writes about technology and its intersection with arts and culture. She’s worked on content for startups like Mailchimp, Patreon, Punchlist, Skillshare, Rent. and others. Muriel has also contributed to The Washington Post, Eater, DWELL, Outside Magazine, Atlanta Magazine, AIGA Eye on Design, Bitter Southerner and more.
Step into a world where sleek lines, open spaces, and a harmonious marriage of form and function reign supreme.
Mid-century may be a classic style from the mid-1900s, but homes built in this style have a timeless appeal. With their distinct architectural features — which often include flat roofs, horizontal planes, and geometric shapes — they embrace simplicity, functionality, and a seamless integration with the surrounding environment.
Nature and lifestyle were key when designing mid-century houses, so many of them were built with floor-to-ceiling windows with views of the yard, sliding glass doors, and many access points to the outdoors.
Incorporating clean lines and basic shapes, simple furnishings, a practical Scandinavian approach with muted color palette, and warm inviting earth tones, simplicity is a notable characteristic of mid-century design. Mid-century modern homes also used spaces efficiently with their split-level design, which makes it easy to see why the this architectural style continues to fascinate with both its practicality and its aesthetic appeal.
Our favorite midcentury modern houses
For those who want to immerse themselves in the world of midcentury beauties, we’ve rounded up our favorites. Carefully restored by their owners while preserving their original character and incorporating modern amenities and technologies, we believe the examples below have done a great job at striking a balance between maintaining the historical integrity of the house and making it functional for contemporary living.
Without further ado, here are 13 stylishly refreshed-yet-classic mid-century modern houses that we’ve covered in the past, many of which had some quite famous owners (or architects).
#1 A secluded mid-century modern home with unique features and views of lush surroundings
There is so much to love about this Santa Clarita property — which was home to ‘Dallas’ Star Linda Gray for almost FIVE decades. Named Oak Tree Ranch after the stunning oak trees that grow on the property, the private California compound has many unique features.
Designed by acclaimed architect A. Quincy Jones, the mid-century house is unquestionably elegant and captivating. True to the principle of bringing the outside in, the floor is made of heart pine, (meaning the heart of the pine tree), sourced from a New Orleans schoolhouse.
The freestanding fireplace is another unique feature of this property. The kitchen was designed by renowned architect Josh Schweitzer who added beautiful racks to hang pots and pans out in the open, pro-style appliances, and a pizza oven.
Sitting on 2.7 acres of lush land, the property has stables for four horses, a tack room/barn, a north-south tennis court, a large swimmer’s pool with spa, organic gardens, koi pond, chicken coop, and an endless lawn to enjoy the outdoors.
#2 This mid-century modern home built by Steele & Van Dyk resembles a semi-secluded paradise
The 8.86-acre property located in the Sonoma County town of Sebastopol is one of the most spectacular (and most lovingly preserved) mid-century homes you’ll find.
It was once owned by Charles M. Schulz, the creator of the beloved comic strip Peanuts and his children have fond memories of the property, which was used by their father as a creative studio.
There were several lots on the original 27-acre property such as Schulz’ main house, his grandmother’s house, a large pond, a baseball field, a miniature golf course, a large swimming pool, an enclosed entertainment pavilion, and his studio, all surrounded by vineyards and apple orchards.
The family who bought the property after Charles Schulz’ ownership made a few changes to the studio but made sure not to alter the nature of the design.
They renovated the studio and turned it into an inviting one-bedroom home which operated as a licensed vacation rental for a few years.
True to the architecture of mid-century modern houses, the former art studio has clean lines, minimal decoration, and large, flat panes of glass windows and doors which allow a connection with nature.
With the home surrounded by natural beauty, you’ll find a four-hole golf course, Redwoods groves, and walking trails lined with numerous rhododendrons, azaleas, camellias, dogwoods, several varieties of ferns, fruit trees, and plenty of flowers.
#3 One of legendary architect Frank Lloyd Wright’s last projects, a mid-century masterpiece
Sitting on 14 acres of protected land in New Canaan, Conn., we find one of legendary architect Frank Lloyd Wright’s final projects, built in 1955, just a few years before his death in 1959.
Known as Tirranna — a moniker inspired by an Australian Aboriginal word meaning “running waters”, as the home is cantilevered over a pond and overlooks a waterfall on the Noroton River — the property is one of Frank Lloyd Wright’s largest residential properties.
The architect also lived here while building the Guggenheim Museum and even used some of the scalloped glass windows from the Guggenheim Museum project to complete the home’s south-facing greenhouse.
Clocking in at a generous 7,000 square feet, the 7-bedroom, 8.5-bath home blends geometric complexity with nature’s flowing curves, in typical Frank Lloyd Wright style.
Throughout the home, the architect combined and contrasted soaring ceilings and open living spaces with cozy and cocoon-like mahogany-paneled bedrooms.
The home’s functional wood-paneled and stainless-steel kitchen epitomizes the mid-century modern aesthetic, while each of the bathrooms are spa-like and adorned with spectacular wood panels and unique features.
#4 A Mid-century home in Palo Alto that has maintained the integrity of its original design
This mid-century modern home is so simple that it reads as sophisticated.
It bears the signature of internationally recognized architect and Frank Lloyd Wright protégé Aaron Green. The 3-bed, 2-bath home features extensive use of mahogany, slab floors with radiant heat, built-in beds, desks and dressers, and Formica counters.
With flat roofs, both the exterior and interior have a clean and functional design. Inside the home, there is minimal decoration and the various cabinetry adds depth and variation in elevation.
The large windows give magnetic views of the yard. All in all, a gorgeous home updated for modern living while still retaining its mid-century authenticity.
#5 One of the most spectacular mid-century modern houses with a Moroccan theme and great views of the Coachella Valley
This stylish home is located in a compound in Rancho Mirage’s Thunderbird Heights — a prestigious gated hillside community adjacent to Thunderbird Country Club.
The mid-century home was custom-built for famous entertainer Bing Crosby and his second wife, Kathryn Grant, and was an absolutely perfect fit for its celebrity owner who loved to live large.
Among its most striking features, Bing Crosby’s former home lists a large living room with a stone fireplace and bar, a chef’s kitchen, a movie theater, and a beautiful and spacious 1,400-sq. foot master suite with a stunner of a walk-in closet and a fireplace, as well as four additional en-suite bedrooms.
Spread over 1.36 acres of land, the phenomenal home has approximately 6,700 square feet of living space that extend into the outdoor areas.
The home’s most famous guests, though, were definitely Marilyn Monroe and John F. Kennedy. In honor of their stay there, the two-bedroom attached casita has been named the JFK Wing.
#6 An architectural gem with mesmerizing views of its lush surroundings and direct entrance to Rustic Canyon Park
Set in Los Angeles, this mid-century home designed by notable architect David Hyun has formerly been the residence of prominent entertainment lawyer Gary Concoff and his wife Jean.
The house dubbed ‘the Modern Tree House’ has large floor-to-ceiling windows which provide scenic views of the century-old trees that surround it and encourage a sense of harmony with the outdoor spaces it’s built around. The combination of the large windows and open floor plans let in a lot of beautiful natural light into the two-story home.
Notable features on the lower level of the house include an eat-in Eggersman kitchen, a full-service bar, a formal powder room, and three bedrooms. The distinctive spiral staircase leads to the primary suite upstairs fitted with generously sized closets as well as two separate offices and a large den/media room.
The massive backyard of the nearly quarter-acre property features a large swimming pool, a unique area for dining set amongst the trees, and a gate directly into Rustic Canyon Park, said to be one of the best parks in Los Angeles.
#7 The lovely mid-century modern house Richard Neutra designed for his secretary
One of the most impressive celebrity homes on our list, Red Hot Chili Peppers bassist Flea’s house is made out of two architecturally significant structures: The first is a modern heptagon-shaped house designed by AD100 architect Michael Maltzan and the other is a lovely midcentury-style house built by famed architect Richard Neutra in the early 1950s.
Clocking in at 1,350 sq ft, the midcentury-style home has 2 bedrooms, and one bath, and is surrounded by walls of glass.
The home was built by Richard Neutra for his secretary, Dorothy Serulnic and her husband, George, back in 1953. Neutra, one of the most influential architects of the twentieth century, made sure that his secretary’s home is as livable and comfortable as it is visually appealing.
He designed several built-ins including a sofa system with a record player and concealed speakers, multiple desks, shelving systems, a dining room table, and a sliding breakfast nook, which are still present in the house today (or, rather, were still there when Flea tried offloading his La Crescenda compound a while back).
Architect Michael Maltzan then built a dramatic, seven-sided house on the property half a century later. The spaceship-like house is surrounded by seven exterior walls (some made out of glass) and is anchored by an open-air courtyard that sits right at the center.
A small cabin built by artist and craftsman Peter Staley provides a little extra space for guests and an eye-grabbing feature.
#8 Master architect Richard Dorman’s award-winning home, the Seidenbaum Residence
Tucked away down a long private driveway into a quiet, secluded compound we find architect Richard Dorman’s Seidenbaum Residence.
With its timeless appeal and unique design, the home is nestled in the Hollywood Hills on Mulholland Drive, overlooking outstanding views of the San Fernando Valley and the Hollywood sign.
Spanning 3,198 square feet, the five-bedroom, three-bathroom home has two peaked roofs and clerestory windows that capture the California sunshine inside the main living area.
Boasting an open-concept layout, the home blends mid-century and modern designs. From the dining and main living areas to the kitchen, the fluid design captures a sense of tranquility amid the walls of glass that draw in the natural light.
Providing warmth and intimacy, the see-through, double-sided fireplace is a show-stopper in the great room.
#9 This elegant home with a zen factor beautifully remodeled for modern-day living
Originally built in 1955, this home offers a fresh, contemporary take on the timeless midcentury style. Esteemed architectural firm OWIU (which stands for the only way is up) updated the property, building on its mid-century modern legacy.
The 1,516-square-foot home is in Mount Washington, a historic neighborhood in the San Rafael Hills of Northeast Los Angeles. It has bright, warm interiors, and is filled with the natural finish of attractive light oak wood.
The house — which has retained its original charm —is all about comfort, timeless design, and an approachable elegance.Kane Lim from the popular reality show Bling Empire was once the owner of this beautiful property.
It has all the standard features of a mid-century home and then some,with floor-to-ceiling windows, clean lines, breathtaking views, and a deck in the primary suite that leads to a Japanese-style garden with bonsai and maple trees.
The house’s exterior has fresh pathways and gardening beds, a gate that leads to the lower portion of the property, and a large open space that has a sculptural staircase and custom wood bench surrounding a fire pit.
#10 A charming, thoughtfully updated former celebrity home on a quiet hilltop
On a quiet hilltop right above the famed Mulholland Drive sits a 4-bedroom hilltop hideaway once owned by power couple Emily Blunt and John Krasinski.
The secluded, single-level mid-century home has a large open plan design and walls of glass that allow light to enter rooms from multiple angles.
With soaring, beamed ceilings, wide plank hardwoods, and original stonework, the living room is as eye-catching as it is inviting and features a gas fireplace.
The primary bedroom suite is one of the main highlights of this home and it looks and feels like a retreat in itself. With its vaulted, beamed ceilings, and massive windows inviting the outdoors in, a sitting area, custom built-ins, a walk-in closet, and a marble-clad ensuite bath with a soaking tub and steam shower, it truly is a stylish and elegant space.
The flagstone patio is surrounded by mature oak and olive trees and features a bubbling fountain, making it a great place to relax and soak in the picturesque views of mountains, the canyon, and the slivers of the city skyline.
#11 A spectacular stilt house with jaw-dropping views and a unique taste of Los Angeles history
Nestled in Sherman Oaks, Los Angeles, this is one of 17 unique homes propped up over the side of the Beverly Glen Canyon. The mid-century house was tastefully modernized by its previous owner, acclaimed architect Donald M. Goldstein. It’s undoubtedly a part of architecture history in Los Angeles.
Known as Neutra’s Platform Houses because they were originally designed by legendary architect Richard Neutra, these gravity-defying homes are incredible. Also known as the Stone-Fisher Speculative Houses (as they were built for the Stone-Fisher development company), the unique abodes were later completed by architect William S. Beckett.
The one-story home creates the illusion of a floating vessel in the sky. The unique structure has a rectangular form, horizontal emphasis, long balconies stretching the full width of the house, and large windows to display magnificent views of the San Fernando Valley.
Some of the notable features of the 2-bedroom, 2-bathroom home include pyramid skylights, raised ceiling and roof lines, a 300+ bottle wine cellar, a Roman soaking tub, and its black metal exterior is coated with a 24-gauge Kynar finish.
#12 A classic mid-century house in a prime location with a long list of past celebrity owners
The star-studded Los Angeles Tree House — carefully tucked away from prying eyes in the famous Mulholland Drive — has attracted names like Ellen DeGeneres, Heath Ledger, and Hunger Games star Josh Hutcherson as its owners.
The charming home with its lush surroundings is as serene as it is private. Inside, the clean mid-century modern style is warmed by a blend of natural textures, with walls of glass opening the home to the beautifully landscaped outdoors.
The home’s most extraordinary feature is its expansive 2,500-square-foot outdoor deck which is pretty phenomenal.
It overlooks the leafy treetops illuminated with ethereal lights at night and is furnished with an outdoor grill, lots of seating areas, and an open-air screening room with a retractable projection screen.
#13 A two-story mid-century gem in Bel Air with artsy appeal
Set in a quiet cul-de-sac, the 5,134-square-foot mid-century modern home features 5 bedrooms and 4 baths and has been fitted with everything from stone counters to auto window shades, radiant limestone floors, and high-end SS Thermador appliances.
The two-story Bel-Air home features dramatic vaulted ceilings that soar over the living, dining, and family rooms.
With its seamless indoor/outdoor living, scenic surroundings and the floor-to-ceiling windows and doors that are popular in mid-century modern houses, the house is flooded with natural light.
The home’s interior is stylishly refreshed with inviting warm-toned furnishings providing a relaxing and enriching experience, with art and pops of color accenting its midcentury aesthetic.
Midcentury modern houses continue to captivate and inspire with their timeless charm and architectural elegance. From their clean lines and expansive windows to their innovative use of materials, these houses represent a design movement that has left an indelible mark on the world of architecture, one that will continue to attract homeowners and renovators for years to come.
Especially since, as we’ve seen with the examples listed above, updating these midcentury gems creates true masterpieces.
Georgia is known for many things, from its bustling cities and beautiful nature to its rich history and charming beaches. With magnificent waves and sandy coves, boating and kayaking, sightseeing and fishing, these idyllic Georgia beach towns are some of the best you’ll find. Whether you’re moving to the state or hoping to live by the coast, there are countless coastal towns to check out in Georgia.
But if you’re not sure what beach towns in Georgia to check out, we’ve got you covered. To help you find the right area, Redfin has put together a list of 6 of the best coastal towns in Georgia, from Brunswick to Tybee Island. Let’s explore some of the state’s top beach cities, listed in alphabetical order, and you might just be tempted to move there.
#1: Brunswick
Median home price: $185,000 Average rent for a one-bedroom apartment: $1,261 Brunswick, GA homes for sale Brunswick, GA apartments for rent
About 3,700 people live in this coastal Georgia town, making it a quiet reprieve from city life. There are plenty of waterfront spots to explore while in Brunswick such as Marshes of Glynn and Mary Ross Waterfront Park. Living in Brunswick, you can also explore downtown Brunswick, check out the Victorian-era historic district and Lover’s Oak tree, and hike along the Earth Day Nature Trail.
#2: Darien
Median home price: $246,000 Darien, GA homes for sale Darien, GA apartments for rent
Another one of Georgia’s great beach towns to consider buying a home in is Darien, home to 22,000 people. You’ll find lots of beachfront parks, oceanfront lookouts, and picturesque views of the water throughout town. Some popular things to do in Darien include grabbing a meal at a waterfront restaurant, touring the Fort King George State Historic Site, and checking out the shops and sites downtown.
#3: Jekyll Island
Median home price: $630,000 Jekyll Island, GA homes for sale Jekyll Island, GA apartments for rent
Jekyll Island, located just off the coast of Brunswick, has just about 870 residents. There are plenty of beaches to explore on a warm Georgia day including the iconic Driftwood Beach and St. Andrews Beach. Make sure to take a fishing charter or kayak tour, visit some of the many historic sites including the Wanderer Memorial, a UNESCO World Heritage Site, and hike along one of the nature trails if you move to Jekyll Island.
#4: St. Marys
Median home price: $323,950 St. Marys, GA homes for sale St. Marys, GA apartments for rent
There are plenty of places to spend a day by the water in and around St. Marys. With roughly 7,500 residents in St. Marys, make sure to visit one of the many riverfront parks, enjoy a day at St. Marys Aquatic Center, and take a ferry along the river.
#5: St. Simons
Median home price: $547,000 St. Simons, GA homes for sale St. Simons, GA apartments for rent
The quaint beach town of St. Simons has about 17,300 residents, making it another great place to add to your list. You’ll find stunning beaches such as East Beach and St. Simons Public Beach. Living in St. Simons, you can tour the St. Simons Island Lighthouse Museum, golf at one of the courses, or grab a meal at a local spot.
#6: Tybee Island
Median home price: $650,000 Tybee Island, GA homes for sale Tybee Island, GA apartments for rent
Home to roughly 3,100 people, Tybee Island is a great beach town to consider moving to. Some beaches you can visit include Inlet Ave Beach, Mid Beach, North Beach, and Tybee Beach. Make sure to check out the Fisherman’s Walk Pier and the Tybee Beach Pier and Pavilion, visit one of the museums, and check out the local restaurants downtown.
Note, this list is not comprehensive of all the beach towns in Georgia. Median home sale price data from the Redfin Data Center during June 2023. Average rental data from Rent.com June 2023. Population data sourced from the United States Census Bureau.
Technology is changing many aspects of our world — including change. When I was young, I remember the thrill of cash and the spare change it generated when I spent it. I would scour my change looking for rare coins and deposit the ordinary ones into my trusty piggy bank.
Today that thrill is gone, along with the simplicity a piggy bank or coin jar brought to saving money. Whether you were working on building an emergency fund or simply wanted to save money for a rainy day, change was always there to give you a head start. Today we swipe a piece of plastic or pay for everything online with no paper bills or coins changing hands.
Thankfully, a new type of technology is filling the void electronic transactions have created. Savings apps that automatically round your purchases to the nearest dollar are bringing back the simplicity that spare change brought to saving.
The Best Round-Up Savings Apps
The apps on our best money-saving apps list all do one or two things very well, if not more. For example, some use psychological triggers to help you save wisely while others focus on helping you teach your children how to set and manage long-term financial goals. And while most aren’t officially banks, most have FDIC-insured checking accounts built in, protecting your money from the unknown.
Acorns
Our Rating
Acorns is a comprehensive personal finance app with a built-in checking account, automated budgeting and savings tools, and multiple investment accounts for all stages of life.
Monthly Fee
Deposit Insurance
Up to $250,000
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Acorns is built around the idea that you can build your finances to be as sturdy as an oak tree with a start as small as an acorn.
Though Acorns is much more than a round-up app, its simple round-up feature is key to its value. Just connect your credit cards and debit cards to your account and it will automatically round your purchases up to the nearest dollar and deposit the change for you. Once you have at least $5 in round-ups ready to process, Acorns transfers the money from your checking account to your investment account.
Acorns offers four different types of financial accounts: a general (taxable) investment account, a custodial account for children, a retirement investment account (IRA), and a checking account. It has two paid plans, with monthly membership fees starting at $3.
Acorns offers mobile apps for Android and iOS devices. They have all the features and capabilities of the desktop version.
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Chime
Our Rating
Chime is a personal finance app that helps you manage your money, save for the future, and build credit. It has one of the best savings yields of any FDIC-insured round-up app.
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Up to $250,000
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Chime is a mobile-first personal finance and online banking app. You don’t have to use it as a round-up savings app, but it’s easy enough to do so — just opt in to have your Chime Visa debit card purchases rounded up to the nearest dollar and transferred to your Chime savings account.
And that savings account is among the best on this list. Your cash earns 2.00% APY¹, far higher than what most other round-up apps can manage.
¹The Annual Percentage Yield (“APY”) for the Chime Savings Account is variable and may change at any time. The disclosed APY is accurate as of May 12, 2023. No minimum balance required. Must have $0.01 in savings to earn interest.
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Qapital is a goal-based savings app that makes it easy and fun to save automatically. Its biggest downside: an unavoidable monthly fee of at least $3.
Round-up savings is actually just one way Qapital does this — it’s one of several custom rules (in this case, the “Round-Up Rule”) you can set to put your extra cash to work. Other rules include the Set & Forget Rule (which puts aside a set amount every week or month) and the Freelancer Rule (which saves a set amount from each deposit to cover estimated taxes).
Qapital also has an FDIC-insured checking account and debit card for everyday spending. Balances earn interest at a low rate, but it’s better than nothing.
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Worthy Bonds
Our Rating
Worthy Bonds is a crowdfunding platform, not a banking app. But it does allow round-up investments from a linked bank account, starting at just $10. With all bonds paying 5.65% APY, it’s the highest-yielding option on this list.
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Worthy Bonds is not a traditional round-up savings app, if there even is such a thing. It’s a crowdfunding platform that sells shares (also called Worthy Bonds) in loans made to small businesses and development projects across America.
All Worthy Bonds yield 5.65% APY. If you want, you can link an external bank account to your Worthy Bonds account and round up each purchase to the nearest dollar. Once your balance hits $10 — the value of a Worthy Bond — Worthy Bonds buys you a new bond.
Worthy Bonds is a fun and rewarding way to support everyday entrepreneurs, but there’s a catch: no FDIC insurance. So don’t invest more than you can afford to lose.
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Greenlight
Our Rating
Greenlight is a family finance app that helps kids (and parents) manage and grow their money. With high-yield savings, an investment platform, and even a credit card for parents, it’s the most comprehensive app on this list.
Monthly Fee
$4.99 and up
Up to 5.00% APY
Deposit Insurance
Up to $250,000
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Greenlight is an online custodial bank account that’s designed to help parents teach their children about money. A Greenlight account comes with a customized debit card and advanced ways to save and earn, including round-ups. Every time your children swipe their customized debit cards, the total value of the purchase is rounded to the nearest dollar and the spare change is transferred to their savings account.
That spare change has the potential to earn much more change. Depending on the type of account you open, your children can earn between 1% and 5.00% APY interest on their savings.
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Methodology: How We Select the Best Round-Up Apps
We used six metrics when comparing the micro-saving and micro-investing apps that offer round-up saving functionality. These metrics relate to the cost of the service, allocation of money saved through round-ups, the types of accounts they offer, and other functionality. Here’s what we paid the most attention to in our analysis.
Cost
Round-up apps are all about saving money, so it’s pointless to use them if the fees eat all your savings. To be fair, most apps with this functionality charge reasonable fees, but we did come across a few with fees that were a huge turnoff.
All apps on our list cost under $10 per month, even for the most premium memberships. Two options — Chime and Worthy Bonds — are 100% free to use with no monthly or hidden fees.
How Round-Ups Are Used
It’s important that the money you save grows over time. After all, inflation is a very real force in finance — if your money isn’t growing, it’s shrinking. All the options on our list offer ways to grow the money you set aside, whether through investing in the stock market or earning a meaningful interest rate on your savings balance.
Custodial Accounts
Financial education is valuable at any age, and the sooner you start teaching your kids concepts like savings, the better off they’ll be.
That’s why options like Greenlight are on our list. Custodial accounts and giving kids access to financial information are a great way to teach your children about money management.
Risk Management
Many of the best round-up apps focus on micro-investing — investing small amounts of money over time — to begin building a meaningful portfolio. But investing can be risky. We paid close attention to the risk management features each investing-focused round-up app offers. Every investment-focused app on this list offers highly diversified stock and bond ETFs to help keep risks at bay.
Savings Triggers
Round-ups are a great way to start your savings, but if you’re only saving your spare change, it will take forever to generate a meaningful safety net. All options on this list offer round-ups as well as at least one other savings trigger, like the ability to automatically transfer money to savings on a weekly, biweekly, or monthly basis.
Some apps offer other, more elaborate savings triggers.
For example, Qapital offers several triggers. You can set a spending budget, and when you spend less, the difference automatically goes into your savings.
Additional Banking Features
According to the FDIC, about 5.4% of Americans — more than 7 million people — don’t have bank accounts. That’s why we love to see companies like Chime make quality banking services available to everyone. Many of the companies that made our list offer accessible online banking services.
Round-Up App FAQs (Frequently Asked Questions)
If you’ve never used a round-up app, chances are you have a few questions you need answers to before you get started. Answers to some of the most common are below.
Do Round-Up Savings Work?
Round-up savings apps are a great way to kick start your savings, but their effectiveness largely depends on you. If you don’t spend frequently, round-up savings won’t generate meaningful balances. It’s best to use this feature as a small part of your work toward your overall goal of saving money.
If you want to aggressively save money, consider using round-ups in conjunction with other features, like scheduled savings contributions.
Which Is Better: Acorns or Stash?
That depends on how you’d like to invest your savings. If you’re interested in building and managing your own investment portfolio of individual stocks and ETFs, Stash is the way to go. If you’d rather let the pros handle the investment decisions and rebalancing efforts, Acorns is your best bet.
What Is the Best Round-Up App for Kids?
The hands-down best round-up app for kids is Greenlight. The platform was designed to give children some financial independence while giving parents a fun way to teach financial literacy. However, if you want a family experience on a platform where your and your children’s accounts can be viewed in the same place, you may want to consider Acorns.
Final Word
The options listed above are our favorite automatic savings apps, but by now you know they’re not all the same. Each app has its own features, costs, pros, and cons. Here are a few features you should compare before you decide which one to sign up for:
Cost. Some round-up apps are free and others have monthly fees. Consider the cost and how it might impact your savings before you sign up.
Banking Features. Are you one of the millions of Americans who are underserved by traditional banks? If so, consider signing up for an option like Chime that offers complete online bank accounts.
Investing or Saving. Do you want to grow your money in the stock market or a savings account? Have you considered investing in high-yield savings products like those offered at Worthy Bonds? Make sure you consider where your money’s going when you round up before you sign up with a provider.
Do You Have Children? If you have children, consider signing up for an app that offers custodial accounts, or signing up for Greenlight for your children and using a different app for yourself.
STASH DISCLOSURES
Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures.
Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value.
1 Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
2 All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
3 Group life insurance coverage provided through Avibra, Inc. Stash is a paid partner of Avibra. Only individuals who opened Stash accounts after 11/6/20, aged 18-54 and who are residents of one of the 50 U.S. states or DC are eligible for group life insurance coverage, subject to availability. Individuals with certain pre-existing medical conditions may not be eligible for the full coverage above, but may instead receive less coverage. All insurance products are subject to state availability, issue limitations and contractual terms and conditions, any of which may change at any time and without notice. Please see Terms and Conditions for full details. Stash may receive compensation from business partners in connection with certain promotions in which Stash refers clients to such partners for the purchase of non-investment consumer products or services. Clients are, however, not required to purchase the products and services Stash promotes.
Stash has full authority to manage a “Smart Portfolio,” a discretionary managed account. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Stash does not guarantee any level of performance or that any client will avoid losses in their account.
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Joshua Rodriguez has worked in the finance and investing industry for more than a decade. In 2012, he decided he was ready to break free from the 9 to 5 rat race. By 2013, he became his own boss and hasn’t looked back since. Today, Joshua enjoys sharing his experience and expertise with up and comers to help enrich the financial lives of the masses rather than fuel the ongoing economic divide. When he’s not writing, helping up and comers in the freelance industry, and making his own investments and wise financial decisions, Joshua enjoys spending time with his wife, son, daughter, and eight large breed dogs. See what Joshua is up to by following his Twitter or contact him through his website, CNA Finance.
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