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Top 10 WORST Stock Market Crashes in History

January 29, 2023 by Brett Tams

I was a college intern at a local investment firm when I first learned what a “stock market crash” was. It was 2001 and the market was already on the decline. After the tragic events of 9/11, the stock market continued to lose value. Here’s how the S&P 500 looked in 2001 (chart courtesy of […]

The post Top 10 WORST Stock Market Crashes in History appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 1970s, 2, 2021, 2022, 429, AAMS, Accredited Asset Management Specialist, action, ad, advisor, Alabama, All, AllY, Alternatives, Apps, Arizona, Arkansas, author, Bank, bankruptcy, banks, bear market, bear markets, before, black, Blog, blue, book, brokers, bull markets, business, Buy, buyers, california, cents, College, color, Colorado, commission, company, Connecticut, country, covid, COVID-19, COVID-19 pandemic, crash, Crisis, currency, custom, data, Digit, disclosure, Discounts, economic downturn, Economics, Economy, Emergency, entry, experience, Featured, fed, Federal Reserve, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, flooding, Florida, Foreclosures, freedom, General, Georgia, get started, Giving, goal, goals, gold, good, Google, government, great, green, growth, hawaii, history, hold, home, idaho, Illinois, index, indiana, industrial, industry, Inflation, interest, interest rates, Invest, Investing, investment, investments, investors, Learn, learned, Life, list, lists, Local, louisiana, low, Main, maine, Make, makeup, making, manufacturing, market, markets, Maryland, Massachusetts, Michigan, mississippi, missouri, money, montana, More, Mortgage, Mortgages, Move, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, opportunity, Oregon, Other, pandemic, panic, patterns, Personal, personal finance, planner, Planning, podcast, points, poor, portfolio, president, protect, Purchase, Rates, Recession, Research, Residential, retirement, Retirement Planning, returns, Revenue, Reverse, right, risk, robo-advisors, science, SEC, second, selling, single, South Carolina, south dakota, stock, stock market, stock market crash, stocks, Style, teachers, Technology, Tennessee, texas, The Stock Market, time, trading, Unemployment, unique, Utah, Valuations, value, Venture Capital, virginia, wall, war, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, working, youtube

8 Tips for a Budget Dream Wedding with Budget Breakdown

January 29, 2023 by Brett Tams

Wedding Budget Breakdown: Line Item by Line Item

The prospect of getting hitched often gives a couple butterflies — about their enormous wedding budget. But marrying your special someone doesn’t have to mean going into debt. A wedding budget breakdown can help you prioritize which elements matter most to you, so you can achieve the wedding of your dreams without going overboard. We’ll […]

The post 8 Tips for a Budget Dream Wedding with Budget Breakdown appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 2021, 2022, agent, All, Amount Of Money, app, ask, at home, average wedding costs, Backyard, balance, before, Benefits, big, bills, blue, book, borrowing, Budget, budget mistakes, budget wedding, Budgeting, Budgeting & Goals, cents, clear, color, coordinate, cost, couple, craigslist, creativity, Credit, credit card, credit score, cryptocurrency, data, Debt, Decor, design, destination wedding, DIY, dream, engagement, engagement ring, Entertainment, Equifax, existing, expense, expenses, Family, Family Finances, faq, Financial Goals, financial tips, Financial Wize, FinancialWize, financing, first home, flowers, fund, funds, General, gift, goals, good, great, groceries, guest, guests, health, hold, home, house, How To, idaho, ideas, Income, interest, interest rates, Investing, items, Learn, Life, lighting, list, Live, loan, low, LOWER, Main, Make, makeup, making, market, marriage, married, memories, Mistakes, money, More, more money, Move, Music, needs, new, New Jersey, new york, offer, offers, Other, panic, parents, party, Paying Off Debt, photography, plan, planner, Planning, points, priorities, products, project, projects, property, questions, Rates, Real Life, relay, Review, rewards, right, Salary, save, Save Money, Saving, saving money, savings, savings plan, second, Sell, shares, simple, sofi, Spending, stock, Strategies, Style, survey, tax, the balance, time, tips, tools, Transportation, TransUnion, value, Video, wants, washington, Wedding, wedding budget, wedding costs, wedding on a budget, wedding season, weddings, will, work, youtube

10 Housing Markets Where Bidding Wars Are Disappearing

January 29, 2023 by Brett Tams

Homebuyer competition is fading fast in these key places across the country.

Posted in: Moving Guide Tagged: 2, 2016, 2021, 2022, 2023, affordability, affordable, agents, All, Arizona, banks, bidding, bidding wars, big, brokerage, business, Buy, buy a home, buyers, Buying, california, Cities, city, Competition, cost, country, couple, data, Economics, Economy, estate, expensive, Fall, fed, Finance, Financial Wize, FinancialWize, Florida, great, Grow, growth, home, home offers, home prices, Home Sales, homebuyer, Homebuyers, homes, house, Housing, housing demand, Housing market, Housing markets, houston, How To, Inflation, interest, interest rate, interest rates, inventory, Las Vegas, lending, list, Listings, Local, market, markets, Miami, mistake, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, Most Expensive, natural, Nevada, News, offers, orange county, Other, panic, pending home sales, Phoenix, plan, points, porch, president, Purchase, rate, Rates, RE/MAX, Real Estate, real estate brokerage, realtor, Realtors, Redfin, relocation, Rent, rental, rental costs, Rentals, renting, Renting a Home, Research, right, sales, san antonio, san diego, search, Sell, sellers, short-term rentals, southern california, texas, the fed, tips, tv, war, washington, will, workers

How I Went From College Dropout To 8-Figure Entrepreneur

January 29, 2023 by Brett Tams

Hello! Today, I have a great personal story to share from Stephen Somers. You may remember Stephen from his past guest post How to Quit Your Job & Build An Incredible Side Income on Amazon. Enjoy! Winston Churchill once said “success consists of going from failure to failure without loss of enthusiasm.”  My career as […]

The post How I Went From College Dropout To 8-Figure Entrepreneur appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2, 2021, 2022, action, Advertising, All, Amazon, assets, author, before, big, Books, build, building, Built, business, Buy, car, Career, cents, College, company, Competition, creativity, crypto, cryptocurrencies, data, decision, discover, diversification, dream, education, electric, electric car, Entrepreneurs, environment, existing, experience, experts, Fall, Family, Financial Wize, FinancialWize, fire, football, foundation, freedom, games, Giving, good, government, great, Grow, growth, guest, guest post, Gurus, How To, impact, Income, international, internet, Invest, Investing, items, job, journey, language, launch, Learn, learned, Life, Lifestyle, Live, low, Make, Make Money, Make money online, making, Making Money, Marketing, markets, Millionaire, money, More, Move, new, offer, offers, online business, opportunity, Other, pandemic, panic, passive, passive income, penthouse, Personal, Personal Development, photography, plan, points, pretty, products, quality, quit your job, race, Real Life, right, safe, sales, savings, School, searching, second, Sell, sellers, selling, Side Hustle, Side Hustles, Side Income, simple, single, skill, Software, space, Spending, Start a Business, story, studying, suite, sustainable, teaching, Tesla, time, tips, title, unique, vehicles, walmart, wealth, wealth creation, will, work, working, wrong

How to Make an Offer on a House and What to Avoid

January 28, 2023 by Brett Tams

How to Make an Offer on a House and What to Avoid is a post from Pocket Your Dollars.

Posted in: Mortgage, Refinance Tagged: 2, 30-year, advice, affordability, agent, agents, All, Amenities, Appraisals, asking price, bad debt, before, bidding, big, Budget, Buy, buyer, buyers, Buying, Buying a Home, Buying a house, cents, chance, closing, closing costs, Clothes, contracts, cost, crime, Debt, decades, decision, down payment, Emotions, Entertainment, estate, experience, Financial Wize, FinancialWize, fun, furniture, gas, Giving, good, good debt, great, healthcare, home, home inspections, Homeowner, homeowners, homes, house, Housing, Housing market, How To, impact, inspections, interest, interest rate, layout, Legal, Life, Local, low, maintenance, Make, making, making an offer, market, mistake, Mistakes, money, More, more money, Mortgage, mortgage payment, mortgage pre-approval, Move, Moving, moving costs, natural, needs, negotiating, neighbors, offer, offers, Other, panic, Personal, plan, pre-approval, property, Purchase, race, rate, Real Estate, real estate agent, Real Estate Agents, renovations, renting, right, risk, room, save, schools, Sell, seller, sellers, shopping, single, Spending, tenant, time, tips, under, value, war, Wi-Fi, will

Bear Markets for Dummies

January 28, 2023 by Brett Tams

No, I’m not calling you a dummy. But if you’re panicking about the stock market, here’s the easy primer you need to chill your ass out.

Posted in: Money Basics Tagged: 2, 2022, action, advice, All, assets, bear market, bear markets, Behavior, ben, Blog, Buying, covid, crash, data, earnings, employer, Family, Federal Reserve, Financial Wize, FinancialWize, Giving, good, great, Inflation, interest, Invest, Investing, Investing & Retirement, investment, investments, IRA, job, Learn, lessons, Life, list, LOWER, Main, market, markets, Monetary policy, More, needs, new, News, Other, pandemic, panic, Personal, podcast, portfolio, questions, right, roth, Roth IRA, School, second, Sell, selling, simple, single, stimulus, stock, stock market, stocks, story, The Stock Market, time, tuition, unique, wall, will, withdrawal, YOLO, Zoom, zoom out

Recession Proof: How to Prepare for the Next Recession

January 28, 2023 by Brett Tams

Regular followers on this blog and my YouTube videos know that I’m a pretty positive guy. So why would I take on a topic like how to prepare for the next recession? And why would I even speculate that it may happen as early as this year? Because it’s going to hit – sooner or […]

The post Recession Proof: How to Prepare for the Next Recession appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2016, advisor, All, all-time highs, Alternatives, Amount Of Money, apartment, Apps, Auto, Auto Loans, balance, balance transfer, Bank, Banking, basic, bear market, before, Blog, brokerage, brokers, Budget, Budgeting, budgeting apps, build, building, business, Buy, Buying, buying a new car, car, Career, chance, Commercial, commercial property, commission, company, cost, couple, coupons, crash, Credit, credit cards, Crisis, Debt, Debts, Disability, diversify, dividend, dividend stocks, dividends, Economy, Emergency, Emergency Fund, employer, employer-sponsored retirement plan, equity, estate, expense, expenses, expensive, Extra Income, Federal Reserve, finances, Financial Advisor, Financial Wize, FinancialWize, financing, food, foundation, free budgeting, fund, funds, Get Out of Debt, get started, good, grocery, grocery bill, Grocery Shopping, growth, growth stocks, gym, gym membership, health, hold, home, homes, house, Housing, How To, Hulu, impact, Income, Insurance, interest, interest rate, interest rates, Invest, Investing, investment, investment portfolio, investments, job, Job Search, jobs, journey, Life, list, living expenses, loan, Loans, Local, low, LOWER, maintenance, Make, making, Manage Money, market, markets, mindset, money, More, Mortgage, Motivation, Move, Moving, mutual funds, needs, netflix, new, new home, new job, News, offer, office, organize, Other, panic, payments, Personal, Pet, plan, policies, portfolio, principal, proactive, project, proof, property, Purchase, Raise, rate, Rates, Real Estate, real estate investment, Recession, Refinance, refinancing, REITs, restaurant, restaurants, retirement, retirement plan, returns, Review, Reviews, rich, safe, save, savings, Savings Accounts, search, second, Secondary, self-employed, selling, shopping, Side Hustle, single, skill, smart, Spending, stock, stock market, stock market crash, stocks, Strategies, stress, student, student loan, Student Loans, target, tax, Tax Advantages, The Stock Market, time, title, trading, trust, under, Unemployment, utility costs, value, volatility, will, work, workers, youtube

Layoff: Catastrophe or Opportunity?

January 27, 2023 by Brett Tams

At the age of 50, I was laid off.

It was a Thursday morning in August of 2013 and it came on a conference call along with hundreds of co-workers. I had been working in one way or another since the age of 13 — babysitting, apple picking, camp counselor, journalist. It was the first time I had ever been involuntarily out of work.

Did I mention it happened while I was technically on vacation? Yep. I had to dial in to a conference call to lose my job while at the beach on Cape Cod. Oh, Corporate America.</

Posted in: Mortgage Tips Tagged: 2016, accountant, advice, All, apple, balance, Bank, beach, before, bills, bonuses, Books, build, business, Buy, Cape Cod, Career, chance, Clean, Clothing, coffee, company, Connecticut, credits, data, decision, downsizing, entrepreneurship, Family, Financial Wize, FinancialWize, front, goals, good, great, grocery, home, house, How To, job, jobs, kids, launch, Layoffs, learned, lessons, Life, list, living with less, Local, low, Make, making, market, Marketing, money, More, Move, Moving, networking, new, New Jersey, new job, News, offer, opportunity, Other, paint, panic, paycheck, payments, pinterest, plan, Planning, quality, ready, Recession, Rent, Research, Revenue, right, Salary, School, second, Self-Improvement, selling, Side Hustles, simple, single, Sites, Social Media, Spending, taxes, time, town, traditional, trends, Twitter, Unemployment, vacation, walking, Wi-Fi, will, women, work, Work Life, work-life balance, workers, working

How to Read a Financial Aid Award Letter

January 26, 2023 by Brett Tams

Our guide helps you make sense of your financial aid award letter. It’s essential reading before you compare options and decide on a college.Our guide helps you make sense of your financial aid award letter. It’s essential reading before you compare options and decide on a college.

The post How to Read a Financial Aid Award Letter appeared first on Money Under 30.

Posted in: Commercial Real Estate Tagged: 2, 2022, after college, aid, All, Amount Of Money, ask, banks, before, Books, Borrow, clear, College, contest, cost, Credit, credit history, Crisis, Debt, decision, dream, education, expense, expenses, fafsa, Family, federal loans, federal student loans, Fees, financial aid, Financial Wize, FinancialWize, gap, gift, good, good credit, government, guide, history, How To, interest, jobs, lending, lists, loan, Loans, low, Make, making, money, More, needs, office, Other, panic, parents, payments, Personal, questions, Review, scholarships, School, schools, second, student, student loan, student loan debt, Student Loans, students, Style, time, title, Transportation, tuition, under, update, will, work

Cycles of Right and Wrong

January 26, 2023 by Brett Tams

Right and wrong are cyclical. For some (me and you) more than others (Warren Buffett). But an ideal portfolio never feels “wrong.”

Posted in: Money Basics Tagged: 2, 2021, 2022, All, Alternatives, Amazon, apple, ask, assets, Blog, bonds, buffett, Built, cost, covid, crash, data, decades, diversification, FAANG, Fall, Financial Wize, FinancialWize, funds, funny, Google, great, interest, Invest, Investing, Investing & Retirement, investment, investments, Learn, leverage, Live, low, Make, market, markets, More, netflix, Opinion, panic, podcast, Popular, portfolio, right, risk, safety, Sell, single, stable, stock, stocks, story, Tesla, time, Twitter, warren, weather, wrong
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