Peter Anderson is a Christian, husband to his beautiful wife Maria, and father to his 2 children. He loves reading and writing about personal finance, and also enjoys a good board game every now and again. You can find out more about him on the about page. Don’t forget to say hi on Pinterest, Twitter or Facebook!
Today we’ll review “Texas Trust Home Loans,” which refers to itself a leading, low-cost online mortgage company based in, you guessed it, Texas!
The company makes three big declarations: that they offer low rates, can close your loan in just 21 days, and are top rated based on customer reviews.
Let’s find out more to determine if they are living up to those lofty goals and ultimately making their clients happy.
Texas Trust Home Loans Fast Facts
Direct mortgage lender that offers home purchase and refinance loans
Founded in 2015, headquartered in Dallas, Texas
A dba of parent company American Heritage Capital, LP
Licensed to do business in five states nationwide
Low-cost online mortgage lender that aims to close loans in just 15 to 21 days
Texas Trust Home Loans is a Dallas-based direct-to-consumer mortgage lender that offers home purchase loans and mortgage refinance loans.
This means they serve both existing homeowners and those looking to purchase a home, remotely via their call center in Texas.
If you apply, you’ll be working with a loan team online and/or by phone to close your loan, with their aim to fund loans in just 15 to 21 days, which is super fast.
The company got its start back in 2015 and is actually a dba of parent company American Heritage Capital, LP, which also operates brands like Lendova.
At the moment, they are licensed in just five states nationally, including Colorado, Florida, Texas, Virginia, and Washington.
How to Apply with Texas Trust Home Loans
Call or simply visit their website to begin your loan application
You can search real-time mortgage rates then apply if you like what you see
They offer a digital home loan experience from start to finish using the latest tech
Most tasks can be completed electronically including secure document upload and eSigning of disclosures
To get started with Texas Trust Home Loans, you can call them up directly on the phone or just head over to their website.
My preference is their website, where you can search daily mortgage rates, then compare the many loan options side-by-side to determine which is best for your situation.
Assuming you find something you like, there’s a “next” button located next to each option that leads you directly to a digital mortgage application.
At that point, simply sign up, fill out the online application, upload any required documents, review and electronically sign your loan disclosures online, and you’ll be off to the races.
They say their All Digital Mortgage could save you up to $4,250 due to lower overhead, with the savings passed onto their customers.
Once submitted, you can sign in 24/7 to check loan status, access your to-do list, or get in touch with your loan team if you have questions or concerns.
Texas Trust Home Loans appears to make it easy to apply for and close a loan quickly thanks to their use of the latest fintech.
Loan Programs Offered by Texas Trust Home Loans
Home purchase loans
Refinance loans: rate and term, cash out, streamline
Conforming loans backed by Fannie Mae and Freddie Mac
Jumbo loans
FHA loans
Fixed-rate loans: 10, 15, 20, 25, and 30 year terms
Adjustable-rate loans: 5, 7, and 10-year ARMs
Texas Trust Home Loans Rates
One advantage to shopping with Texas Trust Home Loans is the fact that you can view mortgage rates directly on their website.
No need to call anyone or reveal any of your personal information first. Simply head to their website and click on “Rates.” They also have some sample mortgage rates right on their homepage.
From there, you’ll be able to tailor your search by providing borrower and property details to get accurate, up-to-date mortgage rates.
You’ll see multiple options that vary in closing costs, with the cheapest interest rates displayed requiring discount points be paid, and the more expensive rates requiring nothing out-of-pocket thanks to lender credits.
This allows you to decide on a perfect combination of rate and fee, whether you want the lowest payment possible or the least amount of fees.
They also advertise on Bankrate, and from what I saw were charging a $1,495 loan origination fee.
It’s unclear if they charge this fee on all their loans, or only via third-party sites where they advertise.
Regardless, it appears that all their loans can be structured so borrowers don’t pay any fees out-of-pocket thanks to those credits.
While Texas Trust Home Loans does not charge an application fee, they do require an upfront payment between $450.00 to $1200.00 (depending on the property type and location) for the cost of the home appraisal, which is non-refundable.
This is pretty standard practice, as all mortgage lenders tend to want some assurance that you won’t apply then go elsewhere for a better deal.
All in all, they seem to offer low rates as advertised, but do take the time to gather several mortgage quotes to ensure you snag a good deal.
Texas Trust Home Loans Reviews
On Bankrate, the company has a perfect 5-star rating from nearly 600 customer reviews, with literally only a couple not rated 5/5.
Additionally, 100% of those who reviewed the company would recommend them to others.
Over at Google, Texas Trust Home Loans has a similarly strong 4.7-star rating from about 300 reviews, so it’s clear they are earning top marks in customer satisfaction consistently.
Their parent company American Heritage Capital isn’t Better Business Bureau accredited, but does have an ‘A+’ rating based on complaint history.
Furthermore, they’ve only had one complaint closed in the past three years, and none in the past 12 months.
In summary, Texas Trust Home Loans seems to live up to their promise of offering low rates, fast closings, and stellar customer service.
I particularly like their transparency when it comes to mortgage rates and fees, and the fact that you can complete most tasks on a self-serve basis if you’re comfortable doing so.
Texas Trust Home Loans Pros and Cons
The Pros
Offer a digital home loan experience
Can apply for a mortgage online without any human assistance whatsoever
Openly display their mortgage rates on their website without need to login
Transparent about all fees including lender and third-party charges
Appear to offer low interest rates with limited or no lender fees
Plenty of loan programs to choose from
Their parent company has a A+ BBB rating
Online learning center where they educate on mortgages
Excellent reviews from past customers across different ratings websites
Whether you’re deciding on a new career path or wondering whether you’re being paid enough, it can help to know what the typical American worker earns per year.
Based on the latest data available from the Social Security Administration (SSA), the average annual pay in the U.S. in 2021 was $60,575 — an 8.89% jump from the previous year. The U.S. Bureau of Labor Statistics (BLS) estimates the average worker made closer to $67,610 that same year. The amount you make may depend on a number of factors, including your occupation, where you live, your gender, and your level of education.
Check your score with SoFi Insights
Track your credit score for free. Sign up and get $10.*
Key Findings
Let’s take a closer look at how the average annual pay in the U.S. has changed over a three-year period based on data from both the SSA and BLS.
Year
Average Annual Salary per SSA
Average Annual Salary per BLS
2019
$54,099.99
$59,209
2020
$55,628.60
$64,021
2021
$60,575.07
$67,610
It can also be helpful to look at median earnings, which represent the midpoint of salaries in the U.S. In other words, half of the salaries fall below the median, and half are higher than the median.
The following table shows the median annual salary for a three-year period.
Year
Median Annual Salary
2022
$54,132
2021
$51,896
2020
$51,168
Source: BLS
As you can see, average and median incomes have risen each year. However, average salaries can be affected by various factors such as your occupation, age, and gender. Note that the numbers above also don’t include unearned income.
Examples of High-Salary Jobs in the US
Some industries tend to pay more than others, which means the career you choose may affect how much you earn. Here’s a sampling of high-paying jobs and their average annual salary, according to the BLS:
• Cardiologist, $353,970 per year
• Dentist, $177,770
• Aircraft pilots and flight engineer, $169,540
• Lawyer and judicial law clerk, $146,220
• Public relations manager, $138,000
• Air traffic controller, $127,920
Recommended: How to Reduce Taxable Income for High Earners
Average American Income by Occupation
While salaries tend to vary based on geography, seeing how much certain types of jobs pay can be informative. Let’s take a look at different occupations and how much they typically pay.
Occupation (Type)
Average annual salary
Management
$123,370
Legal
$113,100
Computer and Mathematical Operations
$99,860
Architecture and Engineering
$91,740
Healthcare Practitioners and Technical
$91,100
Business and Financial Operations
$82,610
Life, Physical, and Social Science
$80,730
Arts, Design, Entertainment, Sports, and Media
$66,100
Educational Instruction and Library
$62,140
Construction and Extraction
$55,900
Community and Social Service
$53,960
Protective Service
$53,420
Installation, Maintenance, and Repair
$53,380
Sales (and Related)
$46,080
Office and Administrative Support
$43,430
Transportation and Material Moving
$41,340
Farming, Fishing, and Forestry
$34,730
Building and Grounds Cleaning and Maintenance
$33,750
Personal Care and Service
$33,620
Healthcare support
$33,330
Food Preparation and Serving Related
$29,450
Source: BLS, May 2022 data
Keep in mind that average salaries may differ depending on the specific occupation you have. For example, although claims adjusters fall under the business and financial operations category, their average salary is around $70,960.
US Income by Gender
Demographics, specifically gender, are another factor to consider. By and large, men tend to outearn women throughout their career. The median annual salary for a 16- to 24-year-old man is $33,800; a woman of the same age earns $31,460, per the latest data available from the BLS. Likewise, the median annual salary for a man aged 25 and older is $60,320; a woman of the same age earns $49,608.
Median Income by State
Wages often vary based on where you live. In many cases, states with higher costs of living also have higher wages. For example, the median annual income in Hawaii is $100,532 — much higher than Mississippi’s median annual income of $61,205.
Below is the median income by state for a household of three people, according to data compiled by the Census Bureau between April 1 and May 14, 2022.
State
Median annual income
Alabama
$70,250
Alaska
$108,072
Arizona
$79,110
Arkansas
$70,169
California
$97,092
Colorado
$100,744
Connecticut
$108,409
Delaware
$96,841
District of Columbia
$138,342
Florida
$75,057
Georgia
$79,980
Hawaii
$100,532
Idaho
$76,635
Illinois
$97,067
Indiana
$81,783
Iowa
$85,758
Kansas
$88,369
Kentucky
$71,501
Louisiana
$71,371
Maine
$87,051
Maryland
$113,994
Massachusetts
$117,415
Michigan
$84,245
Minnesota
$106,445
Mississippi
$61,205
Missouri
$80,022
Montana
$79,652
Nebraska
$91,076
New Hampshire
$113,013
Nevada
$91,076
New Jersey
$117,697
New Mexico
$66,183
New York
$96,854
North Carolina
$76,386
North Dakota
$94,950
Ohio
$82,734
Oklahoma
$71,397
Oregon
$93,773
Pennsylvania
$92,441
Rhode Island
$101,104
South Carolina
$75,128
South Dakota
$87,475
Tennessee
$75,394
Texas
$80,733
Utah
$90,629
Vermont
$92,628
Virginia
$102,869
Washington
$104,644
West Virginia
$71,757
Wisconsin
$92,586
Wyoming
$88,902
US Income by Race
As the BLS data below shows, there is often a pay disparity among workers of different races and ethnicities.
• Asian, $69,056 per year
• White, $52,936
• Black or African American, $41,652
• Hispanic or Latino, $40,404
How Does Your Income Stack Up?
Now that you’ve seen some of the average and median annual salaries by occupation, location, gender, and race or ethnicity, how does yours compare? If you’re not making as much as you’d like, you may want to research wages in your industry and region, and use that information to help you negotiate a higher salary. If you’re ready to make a bigger change, you can use this data as you consider whether to switch to a more lucrative field or relocate to a higher-paying region.
Recommended: How to Negotiate Your Signing Bonus
How to Stretch Your Income
Here are some different strategies to help you make the most of the money you make:
Track Your Spending
Understanding exactly where your money is going can help you keep tabs on where your money is going and identify areas where you can cut back. Consider using a spending app to track your spending and saving.
Negotiate Bills
Want to lower monthly expenses, such as your cell phone or internet services? Consider calling up various providers to see if you’re able to get a better deal or if there are promotions you can take advantage of.
Cut Back on Large Expenses
Housing, food, and transportation tend to be the largest line budget items. Explore ways to trim your biggest costs. Examples include refinancing your mortgage, negotiating your rent, shopping at discount grocery stores, and taking public transportation when possible.
Sharpen Your Marketable Skills
Accepting networking opportunities and taking professional development courses could help you become more marketable as an employee. This in turn could set you up to earn more in the long run. If you’re on a tight budget, look into no- or low-cost ways to cultivate high-income skills, and ask your employer if there are any free resources are available.
Pros and Cons of a High Salary
A high income can be great, but it does come with some downsides.
Pros:
• Improved quality of life: With more money, you can afford a higher standard of living and be able to afford different amenities such as better access to healthcare and food.
• Financial security: The more you earn, the more you can feel secure you have enough money to afford the things you want and need.
• Ability to achieve financial goals faster: Having more disposable income could mean you can set more money aside for long- and short-term savings goals, like retirement or going on a family vacation.
Cons:
• Higher taxes: Earning more can put you in a higher tax bracket. However, there are ways to reduce your taxable income.
• Pressure to maintain income: If you’re accustomed to a certain living standard, you may feel like you need to keep earning the same amount or more to maintain it.
• More work stress: In many cases, higher-paying jobs come with more responsibilities and at times, longer hours.
The Takeaway
Understanding what the average American worker makes in a year can come in handy, especially if you’re considering a new career path, negotiating a higher salary, or looking for a new place to live. According to the latest data from the Social Security Administration, the average annual pay in the U.S. is $60,575. But the amount you earn may depend on a wide range of factors, such as the industry you work in, where you live, your gender, and your race or ethnicity.
If you’re looking to make the most out of the money you earn, consider using amoney tracker app. The SoFi Insights app connects all of your accounts in one convenient dashboard. From there, you can see all of your balances, spending breakdowns, and credit score monitoring, plus you can get other valuable financial insights.
Stay up to date on your finances by seeing exactly how your money comes and goes.
FAQ
What is a good salary in the USA?
There’s no one set amount that would be considered a good salary in the U.S. However, the average salary is around $60,575, according to the Social Security Administration.
What is the real average wage in the US?
The average wage in the U.S. is $67,610 according to the most recent data available from the U.S. Bureau of Labor Statistics.
What is the top 10 percent income in the US?
According to the Economic Policy Institute, the top 10% of workers in the U.S. earn $133,482.
How much should you be making at 30?
While there is no definitive amount you should earn by the time you’re 30, the average salary for U.S. workers aged 25 to 34 is $52,832, according to statistics from the U.S. Bureau of Labor Statistics.
Photo credit: iStock/VAKSMANV
SoFi’s Insights tool offers users the ability to connect both in-house accounts and external accounts using Plaid, Inc’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score provided to you is a Vantage Score® based on TransUnion™ (the “Processing Agent”) data. *Terms and conditions apply. (Must click on the link to be eligible.) This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the Rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed into SoFi accounts such as cash in SoFi Checking and Savings or loan balances, Stock Bits, fractional shares and cryptocurrency subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article. Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances. SORL0423006
Save more, spend smarter, and make your money go further
In an ideal world, your monthly cash flow would cover all your expenses — both expected and unexpected — and enable you to reach your financial goals. But financial situations are rarely ever that simple and straightforward.
What happens if something comes up in your life and your monthly budget nor your cash savings can handle the expense? There’s always the option to borrow, and while being in debt isn’t ideal, there are situations where it may make sense.
Before you take out your credit card and rack up a balance, look into other options. A personal loan might be a better financial bet.
What Is a Personal Loan (and Why Get One)?
A personal loan is a type of unsecured loan. “Unsecured” means you don’t put up collateral against the loan. When you take out a personal loan, you’ll typically receive the amount borrowed in a lump sum with fixed payment terms and a set interest rate.
Personal loans may be better options than credit cards because they offer better interest rates. Costing you less can be the biggest benefit, but a personal loan is also a different kind of credit account than a credit card. Managing various types of credit is one small action you can take to improve your credit score.
Keep in mind this is only true if you manage accounts and loans wisely. Here’s how to do so.
How to Manage Your Personal Loan Responsibly
Again, in an ideal world, you wouldn’t need to borrow money or wait a very long period of time to save up to buy what you want. But in real life, things happen and timelines shift. Taking out a personal loan can be an option. You just need to plan and act responsibly with the sum you borrow.
Don’t request more than you can reasonably afford to repay — and don’t take out a loan for a greater amount that what you truly need the money for. Not only do you need to pay that money back, but you’ll need to pay loan origination fees and whatever the interest rate on, making this option more expensive in the long run than simply using cash.
Create a repayment plan and stick to it. Know how much you need to allocate toward repaying your personal loan each month, and make it a priority in your budget. You may need to cut back on some discretionary spending, like meals out and shopping trips, in order to knock that loan out on time.
And before you take out any loan, make sure you fully understand the terms. Understand all the fees associated with the loan, and ask the lender if there are penalties for repaying the loan early.
What About Consolidating Debt with a Personal Loan?
Remember how it may make sense to take a personal loan over racking up credit card debt, thanks to a potentially lower interest rate? If you already have credit card debt across multiple cards and a high debt-to-income ratio, it may make sense to consolidate that debt with a personal loan.
This might be beneficial if you can get a lower interest rate on the personal loan than what you’re paying on your credit cards, and if you could afford the monthly repayment on the personal loan.
Like most other financial products, personal loans can be useful tools — but only if you wield them wisely and responsibly. Before applying for a personal loan, consider your overall financial health with a free credit score and report and consider if this is the right move for you.
Kali Hawlk is a freelance writer and the co-founder of Off The Rails, a free mentorship platform for creative women. She’s passionate about helping others do more with their money, their work, and their lives. Get in touch by tweeting @KaliHawlk.
From the Mint team: Everyone has different needs and desires as it relates to their financial situation. Mint’s new Loan Center has select personal loan and student refinancing options that may suit your needs (and have passed our sniff test!).
Save more, spend smarter, and make your money go further
Previous Post
Are Personal Loans Right for Me?
Next Post
How to Get Student Loans Forgiven: Your Guide to Programs…
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
It’s that time of year again. The joyous, magical time of giving and receiving!
What do I want for Christmas?
This is a question that you may find yourself asking this time of year.
It can be hard to ask someone what they would like as it feels kind of weird and embarrassing! Even worse, is actually telling someone exactly what you want.
Many times people are so caught up in their own lives, with work and school, and other things going on, that they don’t know what the best gift to give each other might be! The last thing anyone needs is more stress (or anxiety) around the holidays.
So, I have compiled a list of some ideas for what you might like as a gift this Christmas!
To kickstart this list, I asked around to my besties – both women and men what they really want for Christmas. This list is from real people!
Guaranteed you will find the perfect gift for that someone special on your list!
things I want for christmas
I hope this holiday gift guide helps give you some ideas for what to ask for this year!
Deep down, I want big things like travel, quiet time, health, and hanging out with my family. But, my family always wants ideas.
Regardless, if you have a big Christmas list or small one, here are great ideas for you.
What do I want on my Christmas list?
When it comes to Christmas lists, it can be tough to figure out what you actually want.
After all, there are so many things to choose from! But don’t worry, we’re here to help.
Consider the five-gift rule:
Something I Want
Something I Need
Something to Wear
Something to Read
Something to Do
Some great gift ideas for Christmas include clothes, books, movies, gift cards, and experiences like a trip or a concert. But remember: these are just suggestions! You should put whatever you want on your list–after all, it’s your Christmas present!
What Do I Want for Christmas?
Hey everyone, it’s that time of year again when we all start to think about what we want for Christmas.
Personally, I’ve been doing a lot of online shopping and have compiled a list of items that I would love to see under the tree on December 25th.
If you’re like me and still haven’t decided on what you want, don’t worry! I’ve got you covered with this ultimate holiday gift guide.
1. Headphones / AirPods
First up are headphones. There are a ton of different options when it comes to headphones, but I love my Apple AirPods I received a few years ago.
The price tags on most of their devices seem steep at first, but you can find some great entry-level ones that offer great quality.
I highly recommend quality headphones for your Christmas wish list.
2. Money
Money is a popular gift option because it offers a lot of flexibility. You can use it to buy anything you want, and it’s always appreciated. Some people find it difficult to ask for money or receive it as a gift, but with the right attitude, it can be a great way to show your loved ones that you care.
One way to give money as a gift is in a brainteaser box. This fun idea turns giving money into a game, and your friends and family will love trying to figure out how to open it.
However, before you can enjoy the benefits of being on the giving or receiving end of money, you need to have realistic expectations.
Money doesn’t buy happiness, and expecting too much from your loved ones can lead to disappointment.
If you’re feeling brave, why not ask for money this Christmas? It’s always better than expecting something expensive from your loved ones. Here are great money gift ideas.
3. Digital Photo Album
One of the favorite features on my phone is when random picture memories pop up! It makes my heart sing!
If you want a unique gift that will always have these happy photo moments, consider a digital photo album.
This is a great way to store and organize all of your photos in one place, and it’s also easy to share with friends and family.
There are many different options when it comes to digital photo albums, so you can find one that fits your needs. For example, if they like to travel a lot, you might want to choose an album that includes GPS tracking so they can always know where their photos were taken. Or if they’re into scrapbooking, find an album that allows them to add text and other elements to their photos.
Whatever option you choose, make sure the digital photo album is easy for your loved ones to use. The last thing you want is for them to be frustrated with trying to navigate through all of their photos!
4. Shiatsu Massage Chair Pad With Heat Function
If you’re looking for a massage chair pad that will help alleviate muscle soreness, easy neck stiffness, and eliminate fatigue, the Shiatsu Massage Chair Pad With Heat Function is an excellent choice. This product comes with a rolling and spot massage, providing a comfortable, soothing feel to muscles. Plus, it’s an excellent alternative to a full-body massage chair if space and cost are constraints.
The Shiatsu Massage Chair Pad With Heat Function is made with a washable and reusable fabric. It also has anti-slip feet on the bottom to stay in place. The heat function can be turned off if desired, or there’s a timer that will automatically shut it off after 10 minutes of use. You can buy this product on Amazon and way cheaper than a full massage chair.
5. Indoor Smart Herb Garden
If you’re looking for a unique and special gift for the gardener in your life, look no further than an AeroGarden In-Home Garden System. This garden kit takes care of itself and can be placed anywhere in the house–no green thumb required!
The Smart Herb Garden is a great way to get started with gardening, and it’s also perfect for anyone who wants to add scent and beauty to their home or apartment.
You can purchase additional seed pod kits as well.
6. LiLash Purified Eyelash Serum
If you’re looking for the best beauty splurge, look no further than LiLash Purified Eyelash Serum.
Their eyelash serums are made with natural vitamins and minerals to give you noticeable results in just 6 weeks, and full results in 12 weeks!
LiLash is a purified eyelash serum that is vegan, gluten-free, non-toxic, and cruelty-free. It has over a million users and a 90-day satisfaction guarantee. They’re also easy-to-use and fit right into your daily routine.
I want to splurge on this eyelash serum to lengthen and thicken my lashes!!
7. Shower Bluetooth Speaker
Do you hate having to stop your music or podcast when you go in the shower? If so, I have the perfect solution for you!
A shower speaker is a small, water-resistant speaker that can be used in the shower, by the pool, or anywhere else near water. They are often Bluetooth-enabled so that they can be connected to a phone or other device for streaming music.
The Oontz shower speaker is waterproof, shockproof, and dustproof. That means you can take it with you wherever you go without having to worry about it getting wet or damaged.
The battery lasts forever on a single charge, so you can use it all day long if you need to. And if that’s not enough, there are a lot of popular Bluetooth speakers on the market, but this is the one I personally have. So no matter what kind of music or podcast lover you are, there’s sure to be a speaker that’s perfect for you.
So check them out today and get ready to rock out in the shower!
8. Everyday Hammock Chair
If you’re looking for the perfect gift for the person who wants to slip away and relax, look no further than a hammock! This high-quality hammock chair is made of oak wood and is personalized with the user’s name on it. It’s also a great gift for any occasion!
While many think hammocks are for camping or for hikers to relax after a long day of trekking through the wilderness, they are perfect for ANYONE who needs an escape to quiet. And what could be better than getting to relax in your very own personalized hammock?
Hammocks make a great gift for any occasion, but it’s especially perfect for Christmas.
9. Breville, the Barista Express, Espresso Machine & Specialty Coffee at Home
The Breville Barista Express is a high-quality espresso machine that is perfect for the at-home coffee lover.
The machine is compact and easy to use, making it a one-stop shop for quality espresso.
The Barista Express also delivers fresh, quality espresso in under a minute, so you can get your caffeine fix quickly. Getting authentic café style results in no time at all.
10. Instant Pot Duo Crisp Large 11-in-1 Air Fryer & Electric Pressure Cooker Combo
Instant Pot has come out with a new product that is sure to be a hit every holiday season. The Duo Crisp Large 11-in-1 Air Fryer & Electric Pressure Cooker Combo.
This is something I always wanted, but never wanted to research which one is best. So, my mom bought this one for me. I absolutely love it! And we use it multiple times per week.
This product is a pressure cooker and air fryer combo with 2 convenient removable lids. This means that you can air fry your food in one multi-cooker and easily transition between pressure cooking and slow cooking.
11. Himalayan Rock Salt Lamp
Salt lamps have been popular in western nations for a while now, and for good reason. They offer a number of benefits to those who have them in their home. improved energy, better sleep quality, and purified air are just a few of the advantages you can enjoy from having a Himalayan Rock Salt Lamp.
People who have salt lamps often report multiple benefits from having them in their homes. Some people find that they help improve their moods, while others appreciate the added beauty that the circular design brings to their décor. And unlike traditional lamps, these Himalayan salt lamps are flicker-free, meaning you can read or relax near them without being disturbed by any light flickering.
We have a Himalayan Rock Salt Lamp in each of our bedrooms.
If you’re looking for a unique and beneficial gift this holiday season, consider gifting someone a Himalayan Rock Salt Lamp.
12. Spa Gift Set For Women
When it comes to finding the perfect gift for a woman, sometimes it can be tough to think outside the box. But don’t worry, we’ve got you covered! This year, consider a spa gift set. Women love to relax and pamper themselves, and what better way to do that than with a luxurious set of spa products?
Hint…hint… a spa gift set is always a great option!
No matter what type of woman you’re shopping for, there’s sure to be a spa gift set that’s perfect for her. Whether she loves spending time at the spa or just enjoys pampering herself at home, she’ll love these luxurious gifts.
So if you’re stuck for ideas this Christmas, why not go with something she’ll really appreciate – time to relax and be pampered?
13. Stress Reliever Ball
Do you find yourself feeling stressed out often? If so, we have the perfect solution for you!
This Serenilite Stress Reliever Ball is perfect for relieving some tension during the workday. It’s a fun addition to your desk or party, with the goal of bringing relaxation into your life when you need it most.
Each ball is made with three densities – soft, medium, and hard. Perfect for strengthening your grip, joints, and muscles.
14. Gemstone Birthstone Necklace
This necklace is a beautiful piece that would make the perfect gift for any occasion. It comes with one pendant and is made of high-quality materials. The pendant measures approximately 13 millimeters in height and is sure to impress.
This minimalist-style gemstone birthstone necklace is perfect for anyone who wants a unique and personalized piece of jewelry. The pendants are engraved and sealed with the month of your choice, making it a special and one-of-a-kind gift.
Who doesn’t want a personalized item for Christmas?!?!
15. Deep Tissue Muscle Treatment Portable Handheld Massage Gun
This handheld massage gun is perfect for those who need deep tissue muscle treatment. It comes with several adjustable speeds to help tense muscles, relieve pain, and increase blood flow. The Shiatsu massage is an added bonus that helps make this gun a great choice for anyone looking for relief from muscle pain.
This device is a great option for those who are on a budget or live in small spaces. The rolling and spot massage work on the back, but this device can be used anywhere on the body.
16. Traeger Wood Pellet Grill
A Traeger wood pellet grill is a great gift for the holidays because the user can control it from anywhere with WiFi and Alexa technology. The grill also has a built-in meat probe, so the user can cook to perfection every time.
They are known for their 6-in 1 versatility, which allows you to use it as a grill, a smoker, a bake oven, a roast oven, a braise pot, and even a BBQ pit.
Traeger is the original creator of the wood-pellet grill. Who says mama can’t smoke meat too?
17. Fitbit Versa 2
The Fitbit Versa 2 is the latest and greatest addition to the Fitbit family.
This smartwatch has all the features you need to help you stay on track. You can create alarms, set reminders, check the weather or start an exercise with Alexa. Plus, it comes in a variety of colors to fit your style.
This smartwatch has an always-on display mode and Fitbit Pay, so you can easily check your pace and distance during a run or pay for something without having to take your wallet out. It also has built-in GPS, so you can track your progress on runs or hikes. Plus, the battery life varies with use, so it’s perfect for people who want a watch that does it all.
So overall, the Fitbit Versa 2 is exactly what you want for Christmas!
18. Robot Vacuum Cleaner
If you’re looking for an easy way to keep your floors clean, a robot vacuum cleaner may be the perfect solution. It was for me!!
Robot vacuums are automatic vacuum cleaners that do not need cleaning themselves and can be charged automatically. They come in a variety of shapes and sizes, with multiple cleaning modes and auto-clean scheduling.
Some of the more popular brands include iRobot, eufy, and Shark. While there are many robot vacuums on the market, each has its own unique features that set it apart from the competition. For example, some models are designed for pet owners or have special attachments for dealing with tougher messes.
When shopping for a robot vacuum cleaner, it’s important to consider your specific needs and budget. Many models are available online, so be sure to do your research before making a purchase. Less time cleaning is a win for you!
19. Kindle Paperwhite
If you’re looking for an e-reader this holiday season, the Kindle Paperwhite is a great option.
It’s easy to hold and use, and you can read in the sunlight without any screen glare. The Kindle Paperwhite also comes in a size similar to a regular novel, which makes it more comfortable than an ordinary book for readers of all ages. Plus, the Kindle e-Reader can hold thousands of books, and the battery lasts for weeks. And with the Kindle Unlimited, users can read as many books as they like from the store.
The Kindle Paperwhite is a popular option for those looking for an e-reader, and it’s great sale price — less than other options on the market. So if you’re looking for a great gift that your loved ones will actually use, be sure to consider the Kindle Paperwhite!
20. Memory Jars
Memory jars are a great way to capture memories and moments from your life. They can be filled with photos, tickets, mementos, or any other item that holds sentimental value to you. You can create a memory jar for any occasion-a birthday, graduation, wedding, or just because.
To make a memory jar, start by gathering your supplies. You’ll need a jar (or container) of some sort, Mod Podge or another sealant, paintbrush(es), photos or other items to decorate the jar with and scissors. Once you have your supplies ready, it’s time to start creating! Or you can buy straight from Etsy!
Just be sure to include the year so you can look back on your memories later!
21. Desktop Stand for Printer
This desktop stand is perfect for your printer and a great way to save space in your office!
The stand is stable and sturdy, making it perfect for stacking printers, fax machines, scanners, and other office equipment. The height-adjustable skid pads protect your table and floor from scratches or scuffs, making it easy to clean.
Pretty solution for your cluttered desk!
22. Outdoor String Lights
Outdoor string lights are a must for the holidays. They add a touch of festivity and cheer to any setting. I highly recommend these weatherproof string lights. They are beautiful, durable, and long-lasting.
This is more of the ambiance you have wanted on your patio, right? Each set is 25 ft, 50 ft or 100 ft in length.
Perfect to decorate your outdoor space!
23. Rain Shower Head
This rain shower head is a great upgrade from an old, rusty shower head. It provides good water pressure and is easy to install.
As for the shower head set, it comes with an 8′ large square rainfall showerhead, a high pressure handheld shower head, and a filter. The 8′ large square rainfall showerhead has a 360 rotation angle-adjustable solid ball joint nut for reliable leak-free connection and different angle position showers needs. The 5 setting handheld shower head is suitable for baby shower, massage or pets shower, etc.
Time for a quiet shower with your newly installed rain shower head and your Bluetooth speaker!
24. Collapsible Folding Tailgating Table
If you’re looking for the best gift for a tailgater, look no further than a collapsible folding tailgating table!
This gift is perfect for someone who needs to set up multiple tables in short periods of time. Plus, it’s very easy to transport and store – perfect for when you need to take your gear on the go!
Also perfect for the sports family who is always on the go and setting up meals in the parking lot of a sports complex.
25. UV Smartphone Sanitizer
The smartphone Sanitizer is a device used to clean your phone of germs and bacteria. It can be used for things like jewelry or even keyboards.
The sanitizer kills 99% of germs in 5-10 minutes and comes with a charger! This portable charger is affordable, easy to carry, and may be the answer to what I want for Christmas.
No more germs around the things you touch the most. Get your UV sanitizer for your home.
26. A Vitamix because you deserve it
A Vitamix blender is a great gift for anyone who loves to cook and wants to eat healthier. They are known for their high-quality construction, durability, and powerful motors that can blend even the toughest ingredients.
The variable speed control allows you to customize your blending experience, while the large batches make it perfect for preparing food for a crowd.
It has a 7- year full warranty, meaning that it will be covered for any damage or defects for the first seven years after purchase. I can attest they stand by this because my motor was replaced and it runs like new!
Best Christmas gift to myself – my Vitamix!
27. MICHLEY Unbreakable Wine Glasses
If you’re looking for a great gift for clumsy drinkers, look no further than the MICHLEY Unbreakable Wine Glasses!
These glasses are made of durable plastic and can withstand even the most strenuous of drinking sessions. Whether your loved one is an occasional drinker or not, these glasses will make sure their wine never ends up on the floor again. So why not give them the gift of unbreakable wine glasses this Christmas?
28. Bathtub Caddy with Gold Handles
This bathtub caddy is handmade and made to order.
You can choose from 20 different color options, and the board is made of knotty pine planks.
Imagine relaxing after a stressful day! Great for setting drinks, food, books, etc. Wouldn’t this be a perfect addition to your bathroom?
29. Subscription Gift Sets for Women
There are many different sets to choose from, so you’re sure to find one that fits the woman’s personality.
If she’s into fashion, consider buying her a set that includes designer handbags, jewelry, clothes, or tickets to a show. Or if she’s more of a homebody, go for a set that includes candles, bath salts, and other relaxation items.
No matter what set you choose, the woman is sure to appreciate your thoughtfulness. So why not surprise her with a gift set this Christmas? She’ll love you for it!
30. Yoga Leggings
Looking for a comfortable and stylish pair of leggings to wear this holiday season?
Look no further than the Healthyoga Yoga Pants! Made with a breathable and soft fabric, as well as a high-waisted fit, these leggings are perfect for people who work out or just want to feel comfortable during the holiday season. Plus, they come in several colors and patterns, including one that features beautiful butterflies.
Please don’t tell anyone how many pairs I already own; yet, I still want more!
What’s more, these leggings are perfect for people who like to take their workouts outdoors. They do not ride up when in the squat position, and they also have a handy pocket that is the perfect place to store essentials like your ID, phone, or keys. So don’t wait any longer–order your yoga pants today!
What Christmas Gifts Do I Want?
Christmas is a time where we all get together with our loved ones and exchange gifts.
It’s always a lot of fun to see what everyone gets, but sometimes it can be difficult to come up with ideas for what to put on your wish list.
If you’re struggling to come up with some ideas, don’t worry we included plenty of gift ideas to help you out!
What to consider when buying a gift for someone?
When buying a gift for someone, it is important to consider their interests and what will make them happy. It is also important to think about the occasion and what type of gift will be appropriate. If you are not sure what to get someone, it is always a good idea to ask them what they would like.
Another option is to give a handmade gift. This could be anything from a cake or cookies to jewelry or a scarf. The advantage of this type of present is that it’s personal and made by you, which makes it extra special.
Finally, if you’re still stuck for ideas, why not give a gift card? This gives the person receiving the present the freedom to choose something they really want. It also means you don’t have to worry about getting the wrong thing!
When buying someone a Christmas gift, it’s important to put some thought into it and make sure it’s something they’ll really like.
what do u want for christmas
That’s the question on everyone’s mind this time of year. And most of us are too afraid to articulate. Maybe you are hoping for a new outfit. Or maybe you’re hoping for something a little more luxurious, like a trip to Europe.
First, you need to be open and honest about what you want for Christmas.
We all want… Santa to come bearing gifts!
Now, Share What Do I Want For Christmas
I have you covered. Share this post with family and friends with numbers of which gifts were intriguing to you.
That takes the awkward conversation of gifts during the holidays.
Christmas is about love, joy, and giving gifts – not about getting the most expensive thing on the wish list.
But, here are the must-have items we heard loud and clear when asking around about what do I want for Christmas.
This will guarantee success this Christmas season and beyond!
Even better, you can order online from the comfort of your own home! Right now!
Also, this article has something for everyone and is perfect for any occasion. Whether you’re looking for a gift for Christmas, Hanukkah, Valentine’s Day, Mother’s Day, Father’s Day, or just because!
Know someone else that needs this, too? Then, please share!!
I wanted to title this post, “Can you be The Interestings,” with my writer’s craft book group (we discuss books based on writing analytics rather than whether characters and stories are likable). The book’s main character is just ordinary, with an ordinary job and ordinary talents. But Jules has some extraordinary (“interesting”) friends, friends that she met long ago at a summer camp for the arts.
Because Jules hasn’t pursued her art as a career, and she probably wouldn’t have made a ton of money at it in any case, she often finds herself terribly envious of her friends that have; notably, her friends whose talents have made them a huge financial success. (The male half of the couple seems to be loosely modeled off Matt Groening; his animated series quickly becomes huge and he’s rich within months of winning a network deal.)
In one particularly ugly scene, the main character bemoans their recent transformation from regular struggling artists to fabulously wealthy, comparing her own pleasure at the great deal at the kebab place (“it comes with free salad AND flat bread!”) to their never, ever again needing to worry about such things. To how easy it is for them to pick up the check and how ridiculous it is for her to do so. How she can’t see them the same way any more and surely! Her friends will look down from their Tower of Rich and shake their heads at their poor friend, still walking up stairs in her apartment, still picking up her own dry cleaning. Her husband sympathizes for a while, but loses his temper at one point, saying something along the lines of, “we’re not boring people just because we’re not rich! Do you hate being married to ordinary me? Get a grip!”
Jules may be more extreme in her statements than most of us, but we probably all feel like that sometimes.
I have a few friends who, in the course of our relationship, have gone from ordinary middle-income to bona-fide rich. One of my dearest friends’ husbands sold his little company to a huge corporation. My brother, who has worked for Intel most of his adulthood, has been doing very well. He bought a new house a few months ago and when I visited, I was shocked to find it was kind of mansion-y. Another friend I met at a writing conference, I discovered after I’d been chatting for hours, had enough money to be an angel investor in independent films. The sort of conversations that start out, “I’ve been working on this novel,” (happens all the time in my life) and end, “I’ve been thinking of buying the movie rights to this famous author’s novel.” (Never happens.)
I found myself, like Jules, sometimes re-evaluating ordinary money conversations after I’d had them.
My friend who’d gone from middle-income to rich was used to hearing about my money woes. Not that I’d complain all the time, but I’d remark on how my husband and I were arguing over money, or say I couldn’t afford to go out to coffee, or worry about a freelance check that was overdue and oh my goodness I was broke until then. Now I’d start into those conversations and at some point remember that she could sympathize but not relate, any more.
My friend is a good enough friend that I know she still does sympathize, and luckily things have been better for me, finance-wise, in the past year so I rarely have the situation where I have to say “no” due to finances. She’s not the sort given to social extravagances, anyway; when we go out, it is to plays, coffee shops or small cafes where we order small meals. We’re absolutely OK.
But what about rich people in your family? Can you still relate to them?
I found my brother’s case a good lens through which to look at this rich/middling dichotomy. His young adulthood was challenging and, when he was a new dad, I know he did struggle with money a lot. I know there were arguments in his first you’ve blown your food budget for two weeks. Your friend gets you a very expensive gift for your birthday and then complains to you about how a third friend gave her something handmade — which was your best idea for a suitable gift in return.
Sometimes friendships can’t work out with such out-sized differences. But it’s likely those friendships were too shaky anyway; maybe even based on the wrong things. If friendships are based on your personal relationship and not your relationship to things, places, and entertainment, you can weather the wealth of a friend.
VA home loans remove many barriers to homeownership and allow eligible servicemembers and veterans to buy a home more easily. VA mortgage rates are lower than those of most other loan types. The VA loan is simply the best way to buy a home. Why? Because with a VA mortgage:
No down payment is required.
No mortgage insurance is required.
You get a great interest rate.
More lenient credit guidelines are available to you.
The VA home loan is an amazing benefit available only to current and former US armed forces service members who meet eligibility requirements. In 2023, the VA home loan will continue to be one of the most popular VA benefits.
Use your VA loan benefit and get a quote here.
Because VA home loans are backed by the federal government, VA-approved lenders can lend with greater flexibility. Your status as an eligible service member or Veteran lets you take advantage of this home buying benefit that is not available to just anyone
You’ve earned it, so complete this short one-minute form to use your VA home loan for your home purchase.
VA Home Loans Require No Down Payment, No Mortgage Insurance
VA home loans require zero down payment which significantly reduces out-of-pocket expenses. Qualified buyers can purchase a home costing up to $453,100 – or even higher with a VA jumbo loan – without a down payment.
Also, VA loans do not require mortgage insurance. Most other loan types require you to pay a significant amount each month to a private mortgage insurance company if you make a down payment of less than 20% of the purchase price. A VA loan eliminates that cost, freeing up that money for other expenses.
Use your VA loan and get a rate quote here.
Current VA Home Loan Rates
VA mortgage rates are some of the lowest we’ve seen in years. It’s a great time to buy a home and take advantage of these low VA rates.
A low rate on your mortgage means you qualify for more house. Today’s lower home prices combined with low rates means you might qualify for the home you’ve always dreamed of.
Use your VA Loan and start your home buying journey by completing this short online form.
VA Eligibility Service Requirements
There are several ways you may be eligible. General guidelines are that you have the following service history:
90 days in wartime while in active duty
181 days in peacetime while in active duty
2 years or the full time called if enlisted after 9/7/1980
You were separated from service due to a service-connected disability
You are an unmarried surviving spouse of a service member who was KIA/POW/MIA.
Check rates and get your Certificate of Eligibility here.
Additionally, eligibility may be established for those who have served in the Selected Reserves or National Guard, Public Health Service officers, cadets of the United States Military, Air Force, Coast Guard Academy, and others.
Apply for and use your VA home loan here.
How Do I Know if I am Eligible?
The only way to be 100% sure that you are eligible to purchase a home with a VA loan is to receive a Certificate of Eligibility (COE) from the VA. There are two ways to obtain your COE:
Have your lender obtain your COE through VA’s eligibility website. Typically a loan officer can obtain your COE in just minutes, often without a DD-214 (if separated from service) and your Request for COE Form 26-1880, although sometimes these forms are needed. Calling a VA-approved lender is the quickest and easiest way to obtain your COE. Complete a short contact request form.
You can order your COE by visiting VA’s eBenefits website. This process may take longer.
If you are an unmarried spouse of a veteran who was killed in action, you may be eligible for VA financing. You will need to complete Form 26-1817.
What Do I Need before I Contact a VA Lender?
For your initial call or contact request to a VA lender, you don’t need any documentation. Most of the initial information the lender will ask about, you already know.
The lender will request your COE, so they will need your service history information. To get pre-approved, the VA loan officer will need information on your monthly income, the approximate amount in your checking and savings accounts, and a few other personal details. This is all part of the VA home loan qualification process. Our lenders are pre-screened and reputable, so your information is safe and secure.
Check rates and get started on your pre-approval here.
What Types of Properties can I buy?
The VA home loan allows you to buy many types of properties:
Single-family homes (non-connected)
Two- to Four-unit homes
Attached townhouses (VA approved projects only)
Condominiums (VA approved projects only)
Mobile Homes/Manufactured Homes (provided the home comes with land, is permanently affixed, and the structure is at least 20 feet wide and 700 square feet if a double-wide.)
In some cases, you can buy land or a home in need of repairs, with the intent of constructing or repairing the home.
Get a personalized VA rate quote here.
VA loans are only valid on a home that you plan to keep as your primary residence. They cannot be used to obtain a rental home, investment property, or second home. They can, however, be used to purchase a 2- to 4-unit property even if you live in one unit but rent out the rest.
Homes must also meet Minimum Property Requirements (MPRs), which are standards for the condition of the home. For an in-depth look at MPRs, see our blog post or contact one of our VA loan professionals.
I’m Ready to Take Advantage of my VA Home Loan Benefit
As an eligible veteran, you’ve earned the privilege of using a VA home loan, one of the best mortgage products available today. As a VA buyer, you have an advantage over most home buyers: you don’t need a down payment.
If you’re ready to proceed with buying your home with a VA home loan, call (866) 240-3742 to speak with a licensed lender who can answer any questions that you might have and who can help you find the lowest rate on a loan. The home of your dreams is made better with a great loan.
Swedish death cleaning is the process of paring down your personal possessions in a thoughtful, intentional manner before your death, so your loved ones don’t have to. The term was popularized by the 2018 book “The Gentle Art of Swedish Death Cleaning,” written by Margareta Magnusson, and later by a reality TV show based on the book.
As Magnusson writes, “It does not necessarily have to do with your age or death, but often does.”
The idea behind Swedish death cleaning
Maybe you spring clean every year. Perhaps you’ve recently decluttered your basement before a garage sale.
This cleaning is different.
It’s a thorough accounting of every possession you own, one by one. Yes, this even means facing that one bin filled to the brim with family photos and the filing cabinet stuffed with paperwork dating back to 1992.
The goal stretches beyond tidying up. It requires challenging yourself to let go of many possessions, including those with strong emotional connections. This doesn’t always mean throwing them away or donating them — it could mean finding them new homes with family and friends.
Swedish death cleaning can have a transformative quality and often serves as a transition to a new chapter of life. It might accompany downsizing homes or the death of a spouse. It’s also unavoidable. Death cleaning is a fate that awaits everyone’s belongings, according to Magnusson.
So, the choice you face is not whether death cleaning makes sense for you — it’s whether you’ll choose to face this inevitable task when you’re in a position of control, under a timeline and conditions of your choosing, or whether the job will be foisted upon your loved ones after you die. Either way, it’s coming.
If you delay, you might be forced into rushing through it. You may not have the energy to go through your things in the manner you’d prefer. And, if you delay too long, you risk having others making decisions about your things for you.
Best for: Ease of use. Cost: One-time fee of $159 per individual or $259 for couples. $19 annual membership fee thereafter.
Best for: Users who want an all-inclusive experience. Cost: $99 per year for Starter plan. $139 per year for Plus plan. $209 per year for All Access plan.
Best for: State-specific legal advice. Cost: $89 for Basic will plan. $99 for Comprehensive will plan. $249 for Estate Plan Bundle.
Benefits of Swedish death cleaning
Swedish death cleaning is likely to be difficult. It will probably take a lot of time. Encountering a lifetime of memories, good and bad, can be emotionally draining. Saying goodbye to some long-held objects that embody these memories is hard.
So why do it? Magnusson cites many reasons:
It can be liberating. Simplifying your life can bring a feeling of freedom to focus on something new.
You can avoid burdening others with the task. Death cleaning can be even more burdensome if you wait until the end of your life. And if you outright refuse to do it, you are essentially forcing your family and friends into eventually doing the same job for you. If you don’t want to organize your own things, why do you think they would want to?
It’s an opportunity to reflect. Though difficult, you’ll likely rediscover memories you have long forgotten. This can be a positive experience.
It can spark important end-of-life conversations with friends and family. These are conversations that they or you might otherwise avoid.
You can pass along helpful or important items. Giving a beloved object to a friend or family member can be a chance to recognize the importance of a relationship or pass on a family story or tradition. Something practical, like furniture or kitchenware, might have outgrown its use to you, but could be extremely helpful to someone just starting out.
Cleaning and estate planning
In practical terms, letting survivors sort through your belongings after you die can also make it more time-consuming to settle your estate. Even if you trim down your possessions now, you’ll still have things that require sorting through after your death. That’s where estate planning comes in. While the book doesn’t discuss the details of formal estate planning, it’s a logical extension of the philosophy behind Swedish death cleaning.
Suppose you have a will and appoint an executor, who is responsible for settling your estate. That person is generally tasked with selling your property, if you have any, which would likely require getting your house cleaned and belongings appraised. That could take months or even years if your home is filled with decades’ worth of items, and the cost of doing so would generally come out of your estate. Aside from being emotionally burdensome for survivors, the effort could also be a drain on your estate, and your heirs could be left with fewer assets, which might take them years to access.
Slimming down your possessions now and making your wishes clear for what remains can streamline this process.
How to start
Begin with the typical storage areas — basements and attics, for example. There’s a good chance you’ll find hastily stashed things that will be easy to part with. Culling clothes and furniture are other ways to make quick, visible progress.
Ask friends and family to assist. In addition to helping you go through boxes, they might discover things they’d gladly take off your hands.
Attach notes to objects or make piles as you go. This way, you can easily remember where it goes — to someone else, to a donation center, to a yard sale, etc.
Save the most emotional things for last. Be patient with yourself.
Cleaning and your finances
Swedish death cleaning is an all-encompassing endeavor, which means at some point you’ll need to review your finances. Magnusson says this can include tasks like writing a will or making a plan for usernames and passwords to your important digital accounts.
Organizing finances can be the most challenging part of the cleaning process — but it might be the part that will aid your executor and heirs the most. Here’s how to get started.
The landlord-renter relationship can be tricky: you’re both taking a risk when a lease is signed. And that document makes each person dependent on the other.
Landlords are taking a financial risk. If a tenant causes damage, stops paying rent, or any apartment-related issues become litigious, they could be out thousands of dollars or more.
The renter depends greatly on the landlord as well. Uncomfortable, dangerous, dirty, or otherwise unlivable spaces can cause a lot of stress. Not to mention, landlord disputes and evictions can put renters out of a place to live altogether.
For these reasons, it’s very important – even crucial – to foster a good relationship with your landlord as soon as possible. While a bad situation can be traumatic for both parties involved, the opposite is also true. A positive relationship with your landlord will keep both of you sane, safe, and happy.
Check out these eight guidelines to help you get along with your landlord or manager. (And remember, your manager is just a regular person, just like you).
1. Be Honest
It’s almost impossible to get along with your landlord after starting off on the wrong foot, so start making an effort to build a good relationship on day one.
Little fibs, like hiding Fido or having an extra roommate, can create instant distrust and tension if (and when) your landlord finds out. From the day you sign the lease and step into the apartment, make sure you’re being completely honest.
2. Pay Your Rent
There is nothing worse for the landlord-renter relationship than a tenant who doesn’t pay rent on time or in full. Even if they give you a 2-5 day cushion before the rent is officially deemed late, it’s better to get it in early or on time.
Rent issues don’t just affect the landlord or your relationship, though. If you pay late often enough, your credit will take a hit, and your landlord will likely mention it if called for a reference in the future. If you don’t think you’ll be able to pay rent on time, get in touch with your landlord right away, and make sure not to let it happen again.
3. Say Hi
If your landlord is actually the guy who lives down the hall, make sure you say hello when passing in the lobby or laundry room.
Being friendly and likable will build trust, and it will also make your landlord more likely to give you some leeway or quick maintenance help if problems arise down the road.
4. Mind Your Lease
Respect the rules they’ve taken the time to lay out in the lease. Remember: The lease is there to protect both of you, and violating it will could create both a personal and legal issue.
If you signed on the dotted line and promised you wouldn’t paint the walls, bring home an adopted puppy, or sublet the place without permission, then don’t do so without asking first. Make sure you treat their property with care and respect.
5. Ask For Help
Make sure to notify your landlord as soon as possible with any maintenance requests or damage reports. The only way they’ll know about issues is if you tell them, and they’ll likely want to take care of anything as quickly as possible.
They want the apartment to be in good working order for you, but maintenance issues that go unfixed for a long time could actually become more expensive for them down the line.
6. Mind Your Attitude
After asking for help, remember to be patient if they don’t respond right away. Many landlords have other full-time jobs or properties that keep them busy, so as long as your landlord is normally dependable, it’s unlikely they’re ignoring or disregarding your needs.
Keep second and third notices polite, even if the tone becomes more adamant. If your landlord has shown a pattern of ignoring requests, it could legally be termed neglect, depending on the repairs needed.
7. Get Everything in Writing (or e-mail)
Since both of you are taking risks and depending on each other, try to put every apartment-related conversation and request into writing.
Correspond by email rather than on the phone or in person. This will protect both of you and hopefully make the relationship a little less stressful overall.
8. Know Your Rights
While there are many things you can do to promote a positive relationship with your landlord, you aren’t the only person responsible if something goes wrong. All 50 states and many cities have legislation in place to protect tenants from discrimination, negligence and other issues that could potentially come up when renting an apartment.
Know your rights when you enter into a contract with your landlord so that you’re fully prepared just in case.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
You are here because you want to vent, so you searched “I hate my job.”
We all have that one job we hate. We might work at a place where the boss is mean, the workloads are too heavy, or maybe there’s been an issue with company culture for some time now and no amount of persuasion has worked to fix it.
If you’re reading this article right now, then you likely know exactly what I’m talking about; something just doesn’t feel as if it’s clicking anymore. The hours and days drag on trying to find your spark again and you’re just not getting anywhere.
You hate your job.
This is why it’s important to ask yourself if a career change might be the answer, or at least offer some insight into whether or not your job is worth keeping.
You hate answering the question, “what do you do for a living?”
While this may seem like an easy or daunting task, there are a few things that should help you figure out if the time has come for a change.
Are you at that moment that marked the end of any hope you may have to continue to work the job you have?
Is it normal to absolutely hate your job?
No, it’s not normal to absolutely hate your job.
Most people experience some level of dissatisfaction or unhappiness at some point in their careers.
What do you do when you hate your job but can’t quit?
You need to find a way to make this job work for you.
While it may be difficult to focus on anything other than how much you dislike your job, there are ways to make the job work for you and improve your situation.
Most importantly, you may need to adjust your expectations or find a way to deal with the negative aspects of the job.
If this is not possible or if it is not feasible, then it might be best to look for another job or transfer to a new boss.
How do you deal if you hate your job?
If you hate your job, it can be difficult to deal with. You may feel like you can’t escape or that your situation is hopeless.
However, there are things that you can do to cope and make the best of the situation:
You may find it helpful to talk to friends or family about what’s going on and see if they have any advice.
You can also try looking for other jobs or exploring options for transferring or quitting your job.
If all else fails, consider seeking professional help.
There are many ways to cope when you hate your job, and each person will react differently depending on their individual circumstances and personalities. However, most people find some way to get through tough times by proactively taking steps to find joy in their job.
How long should I stay in a job I hate?
Well, the answer depends on what your situation is and your personal options.
Staying in a job you hate pays the bills, but probably doesn’t help in the work-happiness balance.
You have probably run through all of the good excuses to miss work.
Below, you will find tips on how to cope, but more importantly, steps to change your situation for the better.
I Hate My Job – How You are Feeling in That Place
This is a difficult situation to be in.
You feel like you should love your career! You spent money on a college education, maybe this job is a transition for you, or possibly you took the job everyone expected from you.
Regardless of how you got here, you need to look for the right role and work environment for you going forward. Life stratification means something, right?
1. You’re Suffering from Workplace Burnout & It is a Problem
Workplace burnout is a condition in which an individual has reached the end of their rope. They’re no longer able to take the stress and demands of their job and are overwhelmed.
How You Feel: Workplace burnout can happen to anyone, but it’s particularly common among employees who are stressed out by demanding deadlines or unrealistic expectations from their boss. When you reach this point where you are no longer able to cope with the stress at work, you may experience symptoms such as mood swings, fatigue, and decreased productivity.
What to Do: If you feel like you’re struggling to keep up with your job and you’re starting to suffer from workplace burnout, there are some steps that you can take to get back on track. First, talk to your boss about what’s going on – explain that you feel overwhelmed by the demands of your position and ask for help adjusting your workload. If that doesn’t work, consider looking for another job – even if it means taking a pay cut in the short term.
Workplace burnout is a condition that can be debilitating, so don’t wait until it’s too late before trying anything else!
2. Your Work Is Overlooked and Undervalued
When people feel like their work is overlooked or undervalued, it can lead to a number of negative emotions. These emotions can include frustration, anger, and sadness. You want to hear “I appreciate you or get a letter.”
How You Feel: You feel like your work isn’t given the credit it deserves. This might be because the job is boring or mundane, or because you feel the work isn’t appreciated by others in the workplace. When this happens, it’s easy for these feelings to simmer down and fester.
What to Do: If you’re feeling frustrated at your job and don’t know what to do about it, consider talking to your boss. Discussing your concerns might help them see how important your work is and spark some ideas for how you could improve it. Additionally, contacting professional organizations that focus on career development can give you advice on where to go from here.
3. You’ve Been Stagnant for Some Time & Not Given Growth Opportunities
When you’ve been stagnant, you’re not moving forward or improving in any way – especially if you haven’t been offered a promotion. This could mean you’re stuck in a job you don’t like, haven’t taken any steps to improve your skills, or just aren’t making any real progress climbing the corporate ladder.
How You Feel: Stagnation can be frustrating and discouraging especially if you have been a loyal employee for a while. You are tired of being looked over for that promotion by a work colleague. You are wondering if you should dust off that resume and start drafting cover letters for a new job.
What to Do: There are many proactive things to do on your own when you feel stuck.
Take stock of where you are right now. Sit down and make a list of all the accomplishments and successes that are linked to your current job. What does this say about how satisfied you are with your position?
Evaluate what kind of skills you need to advance in your career. Do some research online or attend relevant training courses offered by your company or industry association.
Think about what kinds of changes would make the biggest impact on both you and your company/organization that employs you. Are there new technologies available that could help streamline operations? Could new policies be put into place that would benefit the organization as a whole?
Be proactive. Start reaching out to other professionals within your field and see if there’s anything you can learn from them. Networking is one of the best ways to grow your career, and it won’t take much effort on your part.
Be patient. Things may not change overnight, but over time they will improve. Don’t get discouraged; stay positive and continue working hard towards your goals.
4. Your Workplace Is Toxic or Hostile
A workplace is considered toxic or hostile when employees feel uncomfortable, unsupported, or threatened. This can lead to decreased productivity and morale, which in turn can result in negative impacts on the business.
In fact, the toxic culture is driving the Great Resignation we are seeing right now (source).
How You Feel: When you don’t feel like you can open up about your concerns, it creates an environment of mistrust, tension, and poor communication between all of the employees and your managers. This type of environment is difficult to overcome, and will eventually lead to burnout.
What to Do: The best way to avoid a toxic workplace is by creating a culture of transparency and trust. By airing out any problems early on, you give yourself the opportunity to work together harmoniously towards common goals instead of against each other.
5. Be Careful About What You Say and to Whom
Be careful what you say to whomever you talk to online and in-person, as your words could potentially be taken out of context and used against you.
How You Feel: It can be tempting to share your frustrations with your job with friends or family. But before you do, make sure that they’re comfortable talking about work too. If they’re not comfortable discussing their jobs openly, it may not be the best idea to bring up yours either. And if someone does overhear you speaking negatively about your job, don’t worry – they probably won’t repeat what you said!
What to Do: When you talk to people, be careful about what you say and to whom. It’s important not to offend anyone, especially not your boss. You never know who might be listening in on your conversation – or recording it!
6. Take a break
Sometimes it’s tough to keep going when you’re feeling down about your job. But sometimes it’s important to take a break and focus on other things in life.
How You Feel: You feel like you are grinding and going in a million different directions. As soon as you feel like you get ahead, something knocks you down and you feel like you need to start over.
What to Do: Taking a break can be helpful in many ways. It can help you clear your head, refocus on your goals and come back with a new perspective.
Sometimes all we need is some time away from our job to get back on track.
If taking time off isn’t an option or you don’t think it will help, there are other things you can do to improve your situation once you feel a little more refreshed. Thus, why adult coloring books have become so popular.
7. Miserable in the Work Building
You want to feel happier and more productive at work, but that may happen by taking steps at home and with your family.
How You Feel: When you’re feeling miserable at work, it’s harder to focus on your job and perform at your best. You are counting down the seconds until your shift is over.
What to Do: Taking steps to improve your well-being outside of work can help you feel happier and more productive. This includes things like exercising, eating a healthy diet, getting enough sleep, etc. By improving one aspect of your life, you’ll be better equipped to handle stress in the workplace and achieve success.
8. Your Projects are Underappreciated
Many people believe that their work is just a necessary evil, something that they have to do in order to get by. But the truth is, your work is incredibly important – it’s what allows us to live our lives. Without a job, we would be unable to pay our bills or afford food.
How You Feel: According to a recent study, almost three-fourths of employees feel their job isn’t very important and receives little recognition from their employers. This is difficult when you pour your heart and soul into an assigned project at work.
What to Do: If you’re unhappy with your current situation and don’t think your work is receiving the recognition it deserves, there are probably some things you can do about it. Start by talking to your boss about what you’d like to see change – maybe there’s room for improvement in how your department is managed or prioritized. And finally, make sure you’re giving your best effort every day – if you’re putting in the extra effort but still aren’t satisfied with your career path, it might be time for a change.
9. Your Talents are Wasted and the Effects are Feeling Undervalued
When you feel like your skills and talents are not being appreciated or utilized to their fullest potential, this can lead to feelings of depression, stress, and burnout. Oftentimes, these negative emotions are compounded when we don’t have a clear idea of what we want in life.
How You Feel: Chronic undervaluedness can have serious consequences on our mental health. It can lead to feelings of low self-esteem and insecurity, which in turn can lead to problems such as depression and anxiety. Furthermore, undervalued employees are less likely to pursue career opportunities that may be better suited for them. This leaves businesses struggling to find qualified candidates and increases the chances that they’ll need to recruit externally in the future.
What to Do: The good news is that it’s possible to overcome feeling undervalued by focusing on celebrating yourself. In fact, I recently finished this book and realized I contribute to putting myself down more than others around me. Start by taking awareness of negative thoughts and make a swift change to change them to the positive.
10. There Has Been an Uncomfortable Change in Leadership
This tends to lead to the most job-hopping because of an uncomfortable change in leadership, which can lead to a number of different emotions.
How You Feel: More likely, you feel one of the most common reactions of sadness, confusion, and anger. When a leader is replaced or leaves a position of power, it can be confusing for the people who work under them. This can lead to feelings of sadness and loss, as well as confusion about what’s going on. You may also become angry because they feel like your position is threatened.
What to Do: It’s important for leaders to communicate with their employees about the changes so that everyone understands what’s happening and feels comfortable using the new leadership structure. This will help reduce the amount of confusion and chaos at work, which will ultimately improve morale. If this doesn’t happen, then try to sit down with your new and old boss for a discussion.
11. Your Values No Longer Align
This can happen when new management comes into the work environment or a personal shift in life notification for you. When your values no longer align with those of the job, it can be difficult to stay motivated.
How You Feel: When you first accepted the job offer, everything felt right. You were excited about the challenge and the new opportunities that this new position would bring. However, after a few months, you start to notice some discrepancies between your values and what is required of you in your current role.
For example, you may not feel comfortable using profanity at work or participating in unethical behavior. In fact, you may even feel morally opposed to these behaviors.
What to Do: If your values are no longer aligned with those of the job, it can be hard to stay at the job because you no longer see any value in what you’re doing. This can lead to feelings of frustration and dissatisfaction.
Additionally, consider job-hopping and start scheduling interviews for another job that better aligns with who you are as a person and what matters most to you. When you find a job that you love and feel passionate about, it will be much easier to stay motivated and happy in your work environment.
12. Your Confidence Is Dwindling
It is deflating when work is off sync and nothing seems to be working out how your hopes. You know their adjustments to be made, but you aren’t sure where to start
How You Feel: When you’re feeling down about your job, it can be hard to believe that anything could make things better. But the truth is, there are plenty of ways to get through a tough time.
What to Do: Here are four ways to boost your confidence and start thinking positively again:
Talk to someone you trust. Talking out your problems with someone who will listen without judgment can help you feel more relieved and less stressed.
Take some time for yourself. Whether that means taking a walk outside or indulging in a favorite hobby, spending time alone can help relax your mind and body and clear your head.
Set goals for yourself and work towards them one step at a time. When you have something concrete to aim for, it becomes much easier to stay motivated during challenging times.
Believe in yourself! Even if the world seems like it’s against you right now, remember that everything will eventually work out as long as you keep fighting for what’s important to you.”
13. I Really Hate My Job & Think It Is Time for a Job Search
There are a few different ways to quit your job and make the switch to a new career. You can search for job openings online, contact your local employment agency, or speak with an advisor at a career center.
How You Feel: Quitting your job is not always easy, but it’s worth it if you’re unhappy with the situation. There are many benefits to quitting your job, including increased income (yes, a raise!) and more time for yourself.
What to Do: Searching online is the fastest way to find jobs that match your skills and interests, but be sure to read all of the applicable links before applying. If you’re looking for advice on how to quit your job without ruining relationships or getting fired, speak with an advisor at a career center. They can provide guidance on how best to proceed and minimize potential damage.
15. When you Hate Workplace – Don’t Burn Bridges
Burning bridges can have serious consequences, both for yourself and your career. By staying neutral in confrontations, you may be able to salvage your reputation and future relationships.
How You Feel: When disagreements arise at work, it’s important not to take the bait and lash out. Doing so could lead to long-term damage that could complicate your job situation and future career prospects.
What to Do: Instead, try to remain calm and diplomatic – this will show that you have good judgment and aren’t easily provoked. If you need to speak up, do it constructively and with the goal of resolving the issue rather than hurting someone’s feelings or damaging their relationship.
16. Your interests & skillsets have changed
If you’ve been working at your job for a while and it’s not fulfilling you anymore, it might be time to consider a change. Maybe you have been learning a new skill set that you find more interesting.
How You Feel: Your interests may have changed since you first started working, or you may have outgrown your current position. It’s important to remember that there are plenty of other opportunities out there – even if they don’t involve a nine-to-five schedule.
What to Do: When we’re unhappy with our work, it can be tough to discuss the situation with our boss or coworkers. But if we’re not happy, they’ll eventually notice and it’ll create an uncomfortable work environment. Change can be difficult at first, but it can lead to greater satisfaction in the long run.
17. Know It’s Not Just You
There’s a lot of talk about the recession and how it’s affecting everyone, but what about the people who are just trying to survive? This is a common struggle people are facing at work.
How You Feel: Work can be challenging, especially during tough economic times. Many people are feeling stressed out and depressed at their jobs, and there doesn’t seem to be an end in sight.
What to Do: However, there are ways to cope with the stress and difficulties of work. You need to learn strategies to balance the work-life situation. Talking to friends or a trusted professional will help you get back on track.
I hate my Career – Ways to Cope
Everyone hates their jobs sometimes.
This is especially true when you are stuck in a career that doesn’t serve your values and goals, or one with very high-stress levels. If this sounds like the case for you, then it is time to evaluate your next move.
However, many people are reluctant to make such changes because of the risk involved and uncertainty about what comes next.
It is important to be aware of what is driving your internal hatred about your job, your boss, or your situation.
1. Assess Your Situation & the Industry
If you’re feeling depressed or lost in your career, it’s important to take some time to assess where you are and where you want to be. This is a process of looking at your current situation and making a plan for how to get there.
Are you unhappy with your current job because it is not fulfilling, or are you just bored?
Perhaps the work environment is too stressful for you to handle?
Do you believe you should be making more money?
The first step in coping with a negative career outlook is taking the time to reflect on where you are right now. You can use this assessment to figure out what needs to change in order to improve your situation. Once you have a good idea of what needs improvement, it’s easier to make the changes that will get you closer to your goals.
Also, look at the overall industry trends to you see industry-wide trends affecting job quality and life satisfaction. More often than not, it might be others in your field feeling the same.
2. Have the Tough Conversations
Tough conversations can be difficult, but they’re essential if you want to improve yourself and your career. Every time you have a tough conversation with yourself or someone else in your work life, you’ll learn something new and make progress.
There are three types of tough conversations you need to have:
The “What If” Conversation – This is the conversation where you ask yourself what would happen if X happened. This helps you prepare for possible challenges and makes sure that everything is in order before taking action.
The “Doing Better” Conversation – This is the conversation where you commit to doing better next time, regardless of the results so far.
The “I’m Sorry” Conversation – This is the conversation where you apologize for how things turned out and vow to do better next time.
Tough conversations are not easy, but they are essential if you want to achieve your career goals. Be brave enough to have them and take advantage of all that they can offer!
3. Switch Your Perspective
If you’re feeling down about your career, take a step back and think about how you can see it from a different perspective.
When we’re upset or unhappy with something in our life, it’s easy to focus on the negative aspects. However, by switching our perspective, we can start to see the situation in a new light.
For example, if you hate your job but don’t want to change careers, try thinking about how you could see it as an opportunity for growth. Instead of focusing on what you don’t like about your job, consider all the ways you’ve learned and grown since starting work there.
We all have moments when things don’t go our way – by changing our perspective, we can start to feel better even when things are tough. In fact, this is why we stress mindset is everything.
4. Vent About It
When people feel frustrated or overwhelmed with their job, they may want to share their feelings with others. This behavior is often referred to as “venting.”
Venting can be helpful in relieving stress and tension. It can also help people process their thoughts and emotions, which can lead to positive changes in their lives.
Many people use social media to vent about their career frustrations. This is especially common among millennials, who are more likely than any other generation to use social media platforms for self-expression. One of the benefits of using social media for venting is that it allows you to connect with like-minded individuals who understand your situation. This network of support can be incredibly helpful in overcoming challenges in your career path.
5. Get Your Finances in Order
When you’re feeling down about your career, it can be tempting to think that you have no other choice but to continue to work at a job you hate. However, by getting your finances in order you can start to feel more optimistic about your future.
Especially for those in the, I don’t want to work anymore boat, this is the time to start saving money to invest for your future self.
Setting money aside will provide a cushion if you choose to leave your job unexpectedly or breathing room when changing jobs.
This is something we personally did when my husband wanted to change jobs due to being overlooked for promotion after promotion.
6. Do Your Best Work
Doing your best work means putting your all into whatever you’re doing. It means giving it your all, no matter what the task or situation. This may be hard, but it is essential!
When you do your best work, you put in the effort and energy that’s necessary to be successful.
You don’t half-ass things because you’re worried about how people will think of you. You go all out and give it 110%, no matter what. And that goes for everything in life – from your career to relationships to anything else that matters to you.
There are a lot of times when we don’t feel like doing our best work because we’re doubtful or scared. But if we keep pushing through those tough times, eventually we’ll reach a point where doing our best work becomes second nature. And then success will follow naturally as a result!
So don’t wait – start doing your best work today and see the amazing results for yourself!
7. Brainstorm Your Dream Job
Brainstorming your dream job is a great way to get inspired and motivated. It can also help you identify skills and interests that you may not have known you had.
When brainstorming your dream job, it’s important to be open-minded and think about any career possibilities that interest you. This could include fields that are completely new to you or areas of your current job that you don’t enjoy as much.
Once you’ve come up with a few ideas, it’s time to start thinking about what qualifications would be necessary for the job. Do some research into the specific requirements of the position and see if any of your skills or interests align with those requirements.
By brainstorming your dream job and taking these steps, you’ll be on your way to finding the perfect career fit and a happy you!
8. Start Making Connections & Build Relationships
Making connections is a key part of coping with a negative career situation. It can help you find comfort in the fact that you’re not alone and connect with people who have gone through similar experiences.
When things are tough, it’s often easy to feel like you’re all alone in your struggles. But by making connections with other people who are going through the same thing, you can start to feel less isolated and more supported. You’ll also be able to share your experiences and learn from others, which can help you overcome obstacles faster.
There are many ways to make connections online – through social media platforms, online communities like Reddit, or even just talking to friends or family members face-to-face. The important thing is to find an outlet that feels comfortable for you and allows you to express yourself freely.
Also, this avenue may lead to a new job opportunity for you.
9. Develop Other Sources of Income
Around here at Money Bliss, we stress the importance of having multiple streams of income.
While your 9-5 may pay your bills, you need to investigate other types of income to really improve your financial situation.
This can be done in a few ways:
Finding new (or returning) employment or 2nd job.
Starting a business.
Freelancing.
Make money with a gig economy job.
Each option has its own benefits and drawbacks, so it’s important to weigh them all carefully before making a decision.
When considering other forms of income, it’s important to keep in mind the following factors: how much time you have available, what you’re willing to sacrifice (including your free time), your skills and experience, and the marketability of your skill set.
I Hate my Boss – Resign With More Class
If you’re unhappy with your job, there’s no need to stay in a situation that is causing you distress. You can resign with class and maintain the respect of your coworkers and boss. Here are some tips on how to do it:
1. Address Your Issues Clearly
When you decide to leave, be clear about why you’re leaving and what your plans are for the future. It’ll help everyone involved understand the reasons behind your decision and avoid any misunderstandings or hurt feelings.
2. Be Polite When You Resign
Don’t make a scene or give anyone the impression that they were wronged in any way. Simply express your appreciation for all they’ve done for you over the past few months or years, thank them for their time, and let them know that you wish them all the best in future endeavors.
3. Most Importantly – Keep Your Work Adjustment Quiet
Your personal life doesn’t have to intersect with work-related decisions until after everything has been finalized – don’t announce your resignation at work or start bargaining terms before actually deciding if it’s what you want to do!
4. Make Sure You Have The Right Legal Documents At Hand
You’ll need documentation confirming your employment status, your dates of employment, and the terms of your separation. Make copies for yourself and store them in a safe place – you may need to refer to them during the negotiating process.
5. Give Yourself Time To Adjust to a Happier Well-Being
Don’t expect everything to fall into place overnight; give yourself plenty of time (perhaps several weeks or even months) to adjust before getting back into the workforce. During this time, it can be helpful to take some time away from work altogether, focus on relaxation techniques like yoga or meditation, or read about career options that interest you.
Which Step Are You Going to Focus on When you Hate Working?
In this article, we discussed some common struggles that people face at work and offer some advice on how to cope. We hope that by sharing our knowledge and experience, you’ll find relief or guidance in dealing with your own job problems.
There are many reasons for workplace unhappiness and changing careers may or may not be the solution to your issues.
When looking for another position, keep in mind that employers are always searching for talented individuals who will fit into their team and contribute positively.
Finally, don’t forget… Talking about your struggles openly can help ease them and give you some ideas for solutions.
Just keep moving forward and don’t give up on your dreams!
Do Your Job With Less Stress Job Ideas:
Maybe it is time for a shift change and moves to one of these careers.
Know someone else that needs this, too? Then, please share!!