Creating an indoor garden can bring life and vibrancy to your living space. Whether you’re a seasoned gardener or a first-time plant owner, there are important distinctions to understand and consider in an indoor garden. Let’s explore the benefits of indoor gardens, dos and don’ts for indoor gardening and garden ideas to get you started on your green thumb journey.
Indoor garden ideas by plant type and lifestyle
Perhaps the most exciting step of your indoor plant-growing adventure is selecting the greenery that fits best with your lifestyle and personal aesthetic. Certain plants require daily attention while others require little to no upkeep, making selecting the right plant around your specific lifestyle imperative. When deciding between potted plants, hanging plants and climbing plants, it’s good to consider how much responsibility you have to give to your indoor garden.
If you’re always busy:
Succulents: This plant is growing in popularity and for good reason, they require little care. Succulents rarely need watering, making them perfect for the busy indoor gardener who struggles to add more to their to-do list.
Snake plants: These low-maintenance plants are perfect for enhancing your apartment without inflicting on your busy schedule. Not only do snake plants thrive in any light (including low natural light), but they are only required to be watered once every two weeks.
If you’re not home a lot:
Air plants: Air plants survive on just that — air. These self-sufficient plants don’t even require soil and absorb most nutrients from the air. They’ll enjoy an occasional misting but require little to no attention or light.
Spider plants: Even with a scary name, these plants have become well-loved additions for many spaces, and they’re ideal for someone who is rarely home. They handle irregular watering well, lending themselves to your ever-changing schedule perfectly.
If you have pets:
Bamboo plant: These non-toxic ferms are the perfect addition to any room. Along with their stunning stature, they provide peace of mind for your cats, dogs or other pets.
Boston fern: This non-toxic option is a popular addition to a hanging garden as a great hanging plant, making it a perfect option for pets who may bite or knock over plants. Even if you choose to place this plant lower, your pets are safe.
If you love to cook:
Herbs: The options are truly endless when it comes to an indoor herb garden. Consider basil, rosemary, thyme and mint to add the homegrown touch of fresh herbs to your favorite meals.
Aloe vera: While not necessary for a chef, this is a great plant to have on hand for any accidental kitchen burns. Plus, it’s very easy to care for.
If you are a maximalist:
Prayer plant: If you’re looking for a boisterous plant for your indoor garden, the Prayer plant has a beautiful pattern sure to stop guests in their tracks. Its lemon-lime coloring makes it a great addition to your maximalist pad.
Fiddle leaf fig: A large and in-charge plant, the fiddle leaf fig is sure to be the star of the show in your indoor garden. Not only do these thrive indoors, but they also add a touch of lush greenery to your vibrant space.
Plant combinations we love for your indoor garden
Want to transport yourself to a tropical paradise? Combine tropical plants like alocasia, bird of paradise, calathea and spider plant for a stunning and exotic-feeling indoor garden.
If you’re looking for a more zen garden feel, consider mixing a bonsai tree, lucky bamboo and peace lily. Together, these gorgeous potted plants will bring a sense of tranquility to any indoor space.
Awaken your sense of smell with lavender, jasmine and geraniums. This trio sits perfectly on a sunny windowsill and will fill your small room with a delightful smell.
Dos and don’ts of an indoor garden
Growing plants is a commitment, small or large, depending on the indoor plants selected. In order to successfully bring your indoor garden ideas to life, consider these dos and don’ts of an indoor garden.
Do:
Assess lighting conditions: Understand the natural light available in your space. Most plants require some level of direct sunlight, so choose plants that match the lighting conditions in your desired indoor garden rooms.
Select your plants carefully: Choosing the right plants for your garden ensures the garden is visually pleasing and easy to maintain. Consider starting with one or two plants from the list above that fit your lifestyle.
Invest in quality soil when needed: Not all plants require soil (air plants) and some may even come with soil when purchased. However, when necessary, it’s important to invest in a good potting mix suitable for your plant types. Learn more about soil types here.
Create a watering schedule: Different plants require different watering needs. Be mindful not to overwater; it’s often better to underwater than overwater. Invest in a sauce to keep under the floor or table plants to collect any access water. Also, misting often is important. Certain types of plants thrive in humidity, so spritzing your plant that requires a humid environment needs to be a priority.
Don’t:
Overcrowd plants: Leave room in between plants so they can thrive and grow. Indoor gardens lack sunlight, making it important each plant can get ample sunlight.
Tend to them too much: Too much water will drown your plant. In the same way, too much fertilizer can harm your plants. Follow recommended feeding schedules and watering schedules based on plant type.
Neglect pest control: Keep an eye out for pests. Early detection of any pesky unwanted guests can save your plants. Use natural remedies or plant-friendly bug deterrents when needed.
What if you want to grow a spice garden?
Compared to an outdoor green space, an indoor spice garden is much less difficult. Still, there are decisions to make and steps to follow to achieve success!
Step 1: Pick a location (or two!)
As all plants require at least some sunlight to grow, identify the window spaces that have the best light for the herbs you’re growing. South-facing windows offer the most sunlight during the winter, so those are the best choice for plants that grow best in tropical climates, such as thyme, basil, oregano, rosemary and bay laurel. However, herbs like mint, chives, chervil and parsley don’t require such heavy light, so nurture those near east or west-facing windows.
If you want to get really fancy try setting up grow lights for best results, especially when growing from seeds. Then, it won’t really matter where the plants are!
Step 2: Choose herbs, then purchase plants or plant seeds
Purchase plants any time of year! Pick up a few from the local nursery and consider buying more attractive containers than those plain, black plastic ones they come in. Think farmhouse chic, a la Joanna Gaines!
If planting from seed, start in spring. Buy the seeds you want, as well as a bag of seed-starting potting mix. This is very important because heavier types of potting soil aren’t good for helping the germination process.
Some people opt to start the seed-planting process in plastic trays that have a lot of individual cells. Then, transplant the sprouts into clay pots. But you can do either! Whichever container type you select, place the newly seeded containers out of direct light in a warm room. Use clear plastic to cover them until germination happens, then take the plastic off and place it in sunlight or under grow lights (preferably the latter).
Step 3: Water and fertilize
Water is another essential ingredient to herb garden success. Be careful not to add too much of a good thing, however. Do not allow the soil to get very wet. Instead, water lightly using a watering can or sprayer to keep the soil slightly moist.
Frequency of watering really depends on how quickly your plants dry out. The amount of sunlight and temperature inside the apartment affects this. Do a fingertip test to make sure each plant really needs watering before you do it.
Starting a week or so after germination, use a liquid houseplant fertilizer a couple of times a month. Follow directions accordingly.
Step 4: Harvest
Don’t cut into that brand-new plant right away! Instead, wait to start snipping until the plant is at least four to six inches tall.
To harvest, cut the outside leaves first. Use kitchen scissors or shears that are both clean and sharp. This will help the plant heal more quickly. Take care not to cut more than one-third of the plant at any given time, so that it can grow and mature at a good, strong pace.
If the plant starts to flower be sure to pinch the buds off, or else it will change from a producing plant to one that is more interested in reproduction.
Step 5: Enjoy!
Your enjoyment of these herbs is only limited by your imagination! Top your favorite dishes with fresh green onion or cilantro, or cook with sage or thyme for extra flavor. Some even go well as cocktail garnishes (mint)!
The best herbs to grow in your indoor spice garden
The great thing about growing your own herb garden is that you don’t have to plant anything that doesn’t suit your palate. Not a fan of cilantro? Don’t even bother! Put basil on everything? Plant extra!
Certain herbs are extra popular in DIY gardens. When you’re planning your garden, consider these versatile cooking herbs:
Lemongrass: Fans of Asian cuisine should definitely plant this easy to grow herb.
Parsley: This one is tricky to grow from seed, so perhaps start off with a plant, instead. Never transplant parsley from one container to another!
Rosemary: A must for soups and stews, this aromatic herb grows best in full sun.
Mint: One of the easiest to grow, mint is a great addition to just about any type of recipe.
Chives: Another on the cinch list, chives grow quickly and with little help. They make a wonderful and tasty garnish atop many dishes!
Basil: A little trickier than some herbs to grow, basil is well worth the extra effort.
FAQs: bringing your indoor garden ideas to life
Embracing your green thumb can come with some questions. Whether you’re dealing with a potted plant, living wall, trailing plants or edible greens, you’re sure to encounter a myriad of challenges and curiosities along your gardening journey. Here are the answers and tips for some challenges or questions you may encounter.
How do I know if my plant needs water?
You can test the soil with your finger. Stick your finger into the soil about an inch deep and if it feels dry, it’s time to water. Some plants also show signs like drooping leaves when thirsty. It’s best to google your specific plant if you’re unsure.
Do I need to repot my plants?
A good rule of thumb to follow is replacing the pot every 1-2 years. If the plant is outgrowing the pot, then a replacement pot is also necessary.
What do brown or yellow leaves mean?
Leaves that turn brown or a yellowish color are typically a sign of something wrong. Most likely, this is a sign of overwatering or underwatering. Try checking the soil moisture and adjusting your watering routine as needed. Then, trim off the affected leaves to encourage new growth.
What are some benefits of an indoor garden, beyond aesthetic appeal?
Indoor gardening can alleviate stress, enhance creativity and increase productivity. Additionally, some studies prove houseplants may have a positive impact on the air quality within your home as well.
Indoor plants will breathe new life into your place
Whether you’re moving into a small or large apartment, there are ways to breathe unique life into your space with plants. These indoor garden ideas will help you transform your living environment, making it a vibrant and refreshing oasis of greenery. Test out these numerous creative approaches to infuse your living space with the beauty and benefits of indoor gardening.
Still looking for the perfect apartment to furnish with greenery? Start and end your search with our list of apartments for rent.
Inside: Are you looking for ways to make money on the side? This guide has everything you need to know about the best side hustles for men. From turning your passion into profit with these gig ideas!
In this post, I collaborated with my husband. Together, we combined our ideas and expertise after work to generate ideas centered around how men specifically can make money. His input and insights were remarkably vital to this post.
Break free from the 9-to-5 grind and embark on a journey towards a fulfilling side hustle – it’s a game-changer for gentlemen looking to beef up their bank accounts.
In the ever-evolving landscape of side hustles, now is your year to supercharge your earnings. There’s a treasure trove of opportunities waiting for you to delve into, all while indulging in your passions. From tech-savvy endeavors to unleashing your creative genius and practical gigs that pay, our guide is here to unveil the ultimate side hustles that can set you on the path to financial triumph.
Ready to boost your income? Fantastic! You’re on the path to prosperity.
Here, we’ll explore the 40 best side hustles for men in 2024.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Embracing the Hustle: Why Men Should Consider Side Hustles
Side hustles are more than mere cash generators – they’re the keys to a world of freedom, flexibility, and endless growth potential.
If you’re a gentleman with a hunger for financial prosperity, a side hustle can be your golden ticket. It empowers you to call the shots and maintain your existing commitments while paving your way to success.
While women tend to lean towards side hustles for women, it’s high time for men to dive headfirst into the captivating world of side hustles!
How can a guy make extra money?
Making extra money doesn’t have to be monotonous. Whether you’re a tech whizz, an avid creator, or a hands-on worker, there’s something for you.
There are so many ways to make money. I just read this story about a college kid starting with $300 and turning his sticker side hustle into a full time business. 1
These options can yield solid income by leveraging your unique skills and interests. Want to learn more? Keep reading; we have plenty of ideas for you!
Top Side Hustles for Men
As my hubby said, extra income takes the financial strain off the normal job. With side hustles, you can choose how you want to spend your time – watching sports, playing video games, or making money.
The choice is yours!
Right now, learning to make money online for beginners is the most popular place to start.
1. Invest in Real Estate
Around here at Money Bliss, we always stress how to make your money work for you and real estate is no different.
Real estate investment is a golden opportunity that not only offers a steady income but also the potential for property value to soar. Keep in mind, that it’s a long-term game that requires a significant upfront investment.
However, there are many options like flipping properties, renting properties, or even investing through a REIT. Dive into the world of real estate to maximize your returns. Let your money do the heavy lifting for you.
2. Day Trader
Many men opt for trading stocks and options as a side hustle for several compelling reasons.
Trading offers flexibility, as your research can be done at any time, making it convenient to manage along with a nine-to-five job.
It has an immense profit potential, given the volatility and opportunities present in the global stock markets.
Many want to earn a rate of return greater than the average return of the S&P 500 – a common benchmark index for that competitor inside them.
Finally, trading presents an opportunity for continual learning and development, as successful trading requires staying updated with financial news, stock apps, market analysis, and economic trends, thereby enhancing one’s financial literacy.
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Whether you want to:
Retire in peace without financial anxiety
Pay your bills without taking on a side hustle
Quit your 9-5 and do what you love
Or just make more than your current income….
Making $1,000 every.single.day is NOT a pie-in-the-sky goal.
It’s been done over and over again, and the 30,000 students that Teri has helped to be financially independent and fulfill their financial dreams are my witnesses…
3. Become an Umpire or Referee
Sports fans, here’s your calling! Transform your passion into a profitable part-time gig by becoming a sports referee.
There is a HUGE shortage of umpires and referees.2 Rates per game can range from $20 to $60, and over time, you can earn even more as you referee older leagues. Plus many leagues are paying more to incentivize refs to come back to the fields.
Not only does it assure good pay, but it also lets you enjoy your favorite sport, exercise, and create exhilarating moments. Check it at your local club or league for training and to get started today.
This is something my brother-in-law did all the time and easily made 200 dollars a day.
4. Participate In Medical Studies
If adding to medical knowledge interests you while earning, consider participating in clinical trials.
Compensation depends on various factors like the study’s length and complexity. You can earn $50 to $300 a day!
It’s worth considering if you’re comfortable with potential risks and lengthy commitments. Websites like ClinicalTrials.gov or your local hospital could help you get started. It’s a unique way of contributing to medical research while making money. Do check the risks before diving in!
5. Moving and Heavy Item Delivery
Feel like adding some muscle? Moving and heavy item delivery might be your perfect hustle. If you’ve got a buddy, a solid back, and a truck (or can rent one), this is the gig.
You could easily earn about $20-$25 an hour helping people move houses or delivering large items. Opt for evening or weekend gigs to fit around your day job.
Get started by advertising your services or using apps like TaskRabbit or NextDoor. An excellent way to stay fit and earn some extra dollars at the same time!
6. Rent Out Your Extra Room
Do you have a spare room? Then, transform that neglected space into a cash cow.
Airbnb or VRBO can help you lease it out to travelers. Its user-friendly platform lets you manage rentals with aplomb. Plus, you get the chance to grow into a SuperHost.
Another option is to look at investing in a duplex where you live on one side and rent out the other.
7. Woodworking
This takes a special talent like my father-in-law had. He and his boys were known for crafting Adirondacks chairs, bedroom furniture, and patio tables.
So, if you have this woodworking knack, then this side hustle could be a golden ticket. The key to success is to perfect your craft to a few select items to be efficient with your time, so, you can better the profit. Let your handyman skills shine and earn you some extra cash!
The average earnings of a woodworking side hustle in the U.S. can range from approximately $500 to $3,000 or more per month, depending on factors such as the complexity of projects and marketing efforts.
8. Beekeeping
Honey, take note! If you’re not deterred by bees and are interested in agriculture, try your hand at beekeeping. This might be a family affair – like my daughter’s soccer coach.
Honey sells for around $20 a pound, and bees virtually do all the work! Plus, you contribute to pollination and the environment.
Combined with pest control services (like removing large nests), you can amplify your earnings. However, getting comfortable with bees might take time. But, once you do, the sticky sweet liquid gold that is raw honey could put a sizeable amount of money in your pocket.
9. Detail Cars
If you have a passion for cars and cleanliness, consider detailing cars as your side hustle. There’s something gratifying about transforming a dusty vehicle into a sparkling gem.
Depending on the quality of your service, you can earn up to $500 in a single weekend! Start by experimenting with your own car and build a portfolio to attract customers.
You’ll need tools like a good shop vacuum and detailing brushes. I have seen plenty of men showcasing their work on social media with before-and-after photos. Polish those wheels and drive towards profit!
10. Landscaping Side Hustle
Armed with green fingers? Eager to perform hard physical labor? Then a side gig in landscaping can do wonders for your wallet.
From regular lawn care to fall leaf cleanup to full-on backyard redesigns, there’s something for everyone. Look to websites like Lawn Love to match you with your first clients.
Potential income for this venture depends on how many hours of your time you are willing to trade.
11. Drive for Ridesharing Apps
Like to drive? Awesome, do it for cash! Ridesharing apps like Uber and Lyft got you covered.
Be your boss, and work on your terms.
You need to make sure you have a nice car, proper insurance, and learn the busiest routes to maximize your earnings. Do pay heed to your vehicle’s wear and tear, though. However, this is one of the jobs that pay weekly.
12. Snow Plowing
Living in a snowy region? Consider snow plowing. This is a quick way to make money! I can attest to my kids quickly making $200+ a day from snow shoveling.
Even better is to have business clients that need this service. As such, all you need is a reliable truck or SUV with four-wheel drive and a snowplow. Plus, you can upsell by offering extra services like salting and hand shoveling.
This lucrative side gig can result in you earning thousands each winter. It’s an opportunity to put your vehicle to good use and tackle Mother Nature for a handsome payout.
16. Knife Sharpening
If you have a knack for precision and patience, knife sharpening could be a rewarding side hustle. Businesses like restaurants butcheries, and home cooks are potential clients.
All you need is a quality knife sharpening setup and knowledge of the right techniques. Advertising your services on social media can help bring in customers. Who knew such an unusual skill could be so profitable?!
17. Plasma Donation Centers
While this one is probably more geared to side hustles for college students have you ever considered donating plasma for cash?
You help others, and it earns you up to $500 a month. It’s a generous deed with a minimal time commitment.
Search for “where to sell plasma in [your city]where to sell plasma in [your city]” to get started. Remember, most places have similar requirements to blood donation and may require a short medical screening first.
18. Bookkeeping
Good with numbers? Have an eye for detail? Look into bookkeeping.
Services like generating invoices, managing accounts payable, and preparing tax returns are always in demand. Overhead costs are low as you only need a computer and accounting software. Plus, payment is high at around $50 per hour!
For most bookkeepers, referrals are their bread and butter. To start out check the local Chamber of Commerce to start meeting other business people.
Turn your love for crunching numbers into a lucrative side hustle.
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19. White Label Software
Dip your toes into software reselling by using white-label software. This is great for someone who is good with technology and understands SaaS. However, no coding or IT background is necessary.
All you need to do is buy “seats” of an existing software at a wholesale rate, then resell them at retail.
Use any software name or category on Google and add “White Label” at the end to find options. Build a website, market your product, and start earning by becoming a digital intermediary! Start earning by becoming a digital middleman!
20. Work as a Translator
In the United States, nearly 20% of the population, roughly 67.8 million people, speak a language other than English at home, with Spanish, Chinese, Tagalog, Vietnamese, and Arabic being the most prevalent.3 If you’re fluent in another language, this opens doors to flexible and potentially lucrative side hustle in translation and interpretation.
Earnings in the language translation side hustle can fluctuate based on the client’s requirements and your preferences. For instance, you might find translation opportunities on platforms like Freelancer.com offering rates of up to $60 per hour, while translators on Fiverr can charge as much as $125 per project.
21. Pallet Flipping
Are you inclined towards an entrepreneurial middleman ship? Pallet flipping could be your ticket to substantial income.
This is similar to buying storage units unseen and flipping for a profit. With pallet flipping, the process involves buying and reselling pallets of customer returns, overstocked items, or unsold merchandise, often from major online platforms. Connect businesses that need pallets to ship their products with those looking to get rid of them.
Whether you start small or aim high, scalability and considerable earnings are within reach. Check out this Pallet Flipping book to get started.
22. Help Others Write Resumes
If you have a talent for crafting impressive resumes, there’s a lucrative side hustle waiting for you. Job seekers are constantly looking for professionals who can help them stand out in the competitive job market.
According to our research, professionals skilled in resume writing can start charging for their services on platforms like Fiverr, often earning anywhere from $50 to $150 per resume service including cover letters and LinkedIn profiles.
Mastering the art of creating effective resumes, including understanding industry-specific keywords, is the secret sauce to success in this field. By assisting others with their career aspirations, you can collect a decent income while making a meaningful impact on their job prospects.
This is also a popular digital product to sell on Etsy.
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Learn techniques to find those jobs and earn the kind of money you deserve!
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23. Laundromat
Here’s an unconventional yet profitable idea – owning a laundromat! It’s an already profitable model (as it has been around for years) and most processes are automated.
Integrating some digital marketing skills and making tweaks like improving your online presence could earn you significant profit. But be aware, that this does involve an initial investment. Scope out opportunities to buy a laundromat near you.
Also, another trend is starting a laundry business where you take care of others’ laundry needs. Who would have thought laundry could be so rewarding?
24. Start a Consulting Side Hustle
Do you have expertise in a specific area? Consider starting a consulting side hustle.
Consulting is often about solving problems and providing strategies. Whether you’re skilled in marketing, HR, tech, or any other field, your knowledge can be valuable to businesses. Use your existing network to start and gradually grow your client base.
With the right marketing and a robust network, consulting can be highly rewarding. Honestly, this is a popular job after retirement for many. So why wait? Start monetizing your wisdom today!
25. Furniture Flipping
Ever heard of furniture flipping? It’s about buying used furniture at low prices, revamping it, and selling it for a profit.
Furniture flippers can be a goldmine especially if you know what to look for. Unearth the potential in old furniture and flip it into a profit with this artistic hustle.
You can source items from yard sales, flea markets, or online. Sanding and repainting can transform items into showpieces. This gig is perfect if you love hands-on projects that require creativity and patience. Remember, a great photo makes the sale for your final piece!
26. Walk Dogs
Dog lovers, rejoice! Here’s the perfect gig for you – dog walking. If you love playing with our furry friends and love the outdoors, why not get paid for it?
Apps like Rover can connect you with dog owners in your area in need of walking services. Dog walking can fetch (pun intended!) you around $10–$18 per walk. If you’re passionate about spending time with fidos, this side hustle is a pleasure that pays!
Rover
Get paid to play with pets!
Rover makes it easy and promotes you to the nation’s largest network of pet owners.
Earn money doing something you love.
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27. Find Odd Jobs in Your Area
Not afraid to roll up your sleeves? Awesome! Odd jobs can be a treasure trove of opportunities.
Think yard work or furniture assembly. Seek out these gigs on platforms like TaskRabbit, Nextdoor, Craigslist, or Fiverr, and a few hours of work can earn you a tidy sum. It’s the perfect hustle for those in search of quick cash injections!
TaskRabbit
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With TaskRabbit, you have the freedom and support to be your own boss.
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28. Photographer
Are you skilled at capturing beautiful moments? Turn your passion into a lucrative side hustle by becoming a photographer.
With average rates of earning 500 dollars per day, your earnings could easily surpass those of a full-time job. You can explore areas like wedding photography, senior photos, or commercial product photography.
The best way to gain clients is through referrals or a fundraiser. Grab your professional camera and start capturing memorable moments while boosting your income. Focus your lens and let your creativity shine!
29. Unusual Rentals
Get creative! As this man demonstrated, unconventional rentals like a power washer can earn you thousands of dollars every month. 4
You can rent out spaces like your garage, or backyard to pet owners, or even invest in items like portable hot tubs or bounce houses. Platforms like Airbnb, Sniffspot, Vrbo, and Neighbor can help you get started.
Your unused space or items can transform into extraordinary sources of income. Dive into the world of rentals and unveil massive profits!
30. Cryptocurrency
Crypto investment is a popular side hustle that can yield incredible returns (and significant losses).
However, keep in mind that the cryptocurrency market is volatile, and you should only risk what you can afford to lose.
Crypto is not for the faint-hearted, but with the potential for high returns, it could be your golden opportunity.
31. Teach Music Classes
Do you possess a hidden musical talent? Then, teach music class!
With countless adults and children seeking music lessons, you can make good money sharing your skills. Offer piano lessons, guitar instruction, drumming, or any instrument you excel in. You can use platforms like Skillshare or provide private lessons.
On average, music instructors can charge anywhere from $40 to $100 or more per hour for online lessons depending on how advanced the lessons are. Sharing your passion for music while making money sounds like music to the ears, doesn’t it?
32. Sell on eBay
Have you ever visited a garage sale? Turn those finds into a profitable hustle by selling on eBay. eBay is an excellent platform for selling a wide range of items.
Some personal successes include flipping items like electronics, old iPods and iPhones, sneakers, and furniture. Successful eBay selling boils down to recognizing profitable items and securing a bargain purchase.
Are you ready to flip and fill your wallet with extra cash? You could sell on Facebook Marketplace, too.
33. Reselling on Amazon
Reselling products on Amazon is the trend of the hour. Scout for items cheaper in your area than online, including toys, limited edition shoes, or seasonal delicacies.
Consider trying dropshipping to curate your product lineup without worrying about inventory. Armed with just an Amazon seller account and a keen eye for trends, you can dive into this lucrative venture!
34. Start A Freelance Business
Have niche skills? Time to cash them in by freelancing. This is a booming market.
Bid on projects that resonate with your skill set: graphics, writing, social media management, website design – you name it! Going freelance offers flexibility, and autonomy and can bring in some serious cash.
Be sure to create a compelling portfolio to attract clients and make sure you have solid reviews.
35. Play Games Online
Game on, fellas! Who said you can’t turn your gaming hobby into a money-making machine?
You can pocket money by playing games like Blackout Bingo and Solitaire Cube.
Just remember you can win real money, but you can suffer losses as well. Also, be sure to check if cash tournaments are available in your region.
36. Watch Videos Online
Do you enjoy watching videos? You can earn while indulging in your favorite pastime! Platforms like InboxDollars and MyPoints offer cash rewards for watching videos. Plus, you can claim a $5 sign-up bonus on InboxDollars.
While the earning potential might be relatively low, it’s a seamless background activity. You can make money while relaxing on the couch. So, why not unwind with your favorite video content and get paid for it?
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37. Start a Podcast
Do you have a passion for conversation? Starting a podcast is not just about speaking your mind; it’s a captivating path to potential profit.
With over 177 million podcast listeners in the U.S. alone, your words have a vast audience waiting to tune in.5
Dive into topics like BBQ techniques, current events, or life’s twists and turns, and you might be surprised to know that top podcasters earn money with sponsorships.
38. Delivery Gigs
Do you love driving, but want to limit contact with people? Consider delivery gigs.
Food delivery apps like DoorDash, Uber Eats, and Instacart can pad your wallet. You can make deliveries on your schedule while retaining control over when and where you work.
These gigs typically pay $15 to $20 per hour, plus tips. Some companies even allow bicycle deliveries for a bit of exercise. Deliver your way to financial success with this flexible side hustle.
39. Start a YouTube Channel
Do you have a passion for digital creativity? Consider starting a YouTube channel – the “king of side hustles.”
Use your unique perspective to engage viewers, whether through personal vlogs, tech reviews, or evergreen content. The potential is boundless.
YouTubers earn money from ad revenue and sponsorships. With a staggering number of users on YouTube, why not tap into this vast audience?
Established channels can rake in thousands per video. However, remember that channel success hinges on content quality, relevance, and consistency. Get behind the camera and share your creativity with the world!
40. Freelance Writing
If you have a way with words, freelance writing is an attractive side hustle. Typically, writing is the most sought-after freelance service.
You can choose from various writing niches, including copywriting, blog writing, ebook, social media content creation, or creating detailed reports. Impress clients with samples of your best work.
For many, this was the first step before they went into to the world of blogging.
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42. Take Online Surveys
Have some free time and a reliable internet connection? Consider taking online surveys.
Websites like Swagbucks, Panel Place, or Survey Junkie are on the lookout for your opinions. It’s simple: sign up, share thoughts, and cash out! Look out for the highest-paying survey sites to maximize your profits.
Taking online surveys can typically amount to around $50 to $200 per month, depending on the frequency and length of surveys taken.
While it won’t make you a fortune, it’s an easy way to make a couple extra bucks during downtime. Start voicing your opinions for money today!
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43. Find a Flexible Part-Time Job
Finally, a part-time job can provide a steady cash stream.
Right now, you can find hiring signs everywhere! This is a great way to trade your time and make a little bit over minimum wage.
Apply to those vacant positions now, and sail towards extra cash!
Striking the Balance: Juggling Regular Jobs and Hustles
This is where my husband is always the most concerned because juggling your full-time job along with your side hustle can be tricky. Even more so, if you have a family.
The key is to create a feasible schedule that allows you to manage both without affecting the quality of work.
Keeping a time log can help identify how you can spare time for your hustle. Remember, side hustles should not hinder your regular job.
The goal is to make extra money, but not lose precious time with your family, so you must strike that balance for a smooth side-hustling journey. It’s all about dedication, time management, and commitment.
Now, are you ready to toss that juggling ball up in the air?
Frequently Asked Questions about Side Hustles
Personally, we feel the most profitable side hustles for men is real estate investment, followed closely by trading stocks and options.
These side hustles have a higher amount of money needed to start investing. So, we decided to consider your skills and interests to make a big impact now.
Making an extra $2000 a month is a game of adopting multiple hustles or honing in and being successful with one.
More importantly, it’s all about identifying your strengths, and interests and leveraging opportunities from there. Keep grinding, and you’ll find that fortune favoring your extra efforts!
Earning an extra $1000 a month might seem daunting, but it’s definitely achievable. Combining side hustles like driving for DoorDash, medical research studies, and flipping items can help you hit that target. Remember, the key lies in maximizing your skills, and efficiency, and choosing the right hustles. Embark on your side-hustling journey today and watch as your bank account flourishes!
Which Side Hustle for Guys Do You Like?
Now that we’ve explored these exciting side hustle opportunities, it’s time for you to take action. Which one resonates with you the most?
To truly excel in the world of side hustles, it’s crucial to approach your ventures with the right mindset. Your skills, hobbies, and interests should align with your chosen hustle, ensuring that you’re not just chasing dollars but pursuing something that genuinely excites you.
Remember that side hustles require time, commitment, and sometimes an upfront investment. The higher you’re willing to climb, the better your view (and the payouts) will be!
Don’t wait any longer. Start your side hustle journey today, and unlock the door to financial freedom and personal fulfillment.
Source
CNBC. “21-year-old spent $300 to start his sticker side hustle—now it brings in up to $38,000 a day: I was ‘unprepared’ to go viral.” https://www.cnbc.com/2023/10/30/how-sticker-side-hustle-invalid-jp-went-tiktok-viral-became-lucrative.html. Accessed October 30, 2023.
CBS News, “Youth sports referee shortage grows amid aggression from parents, coaches.” https://www.cbsnews.com/philadelphia/news/youth-sports-referee-shortage-grows-amid-aggression-from-parents-coaches/. Accessed October 30, 2023.
Census.gov. “Nearly 68 Million People Spoke a Language Other Than English at Home in 2019.” https://www.census.gov/library/stories/2022/12/languages-we-speak-in-united-states.html. Accessed October 30, 2023.
Express. “‘Anyone can do it’ Man shares unusual way to make money without leaving home.” https://www.express.co.uk/finance/personalfinance/1623166/money-making-tips-earn-from-home-fat-llama. Accessed October 30, 2023.
Exploding Topics. “Number of Podcast Listeners.” https://explodingtopics.com/blog/podcast-listeners. Accessed October 30, 2023.
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Knowing the right questions to ask when touring an apartment puts you in that get-to-know-you space with each prospective home. It ensures the time you spent touring a potential rental isn’t a waste of energy and gives you a chance to see if the space, and the management company, are the right fit.
The first time you see a place is the best time to get all your questions answered. Not sure what to say? Here are the 21 best questions to ask when touring an apartment.
1. What are the lease terms?
Ideally, you should already know when the lease begins and ends before you even start asking questions while on an apartment tour. If for some reason you aren’t, make sure you get clarification on when move-in is and how many months the lease is for.
Inquire if there are any other common lease terms you should know like quiet hours or restrictions on painting or putting holes in the walls.
2. How much is the rent?
It is also essential to know if the apartment you’re looking at really fits into your budget. Ask how much the unit will cost per month and what the manager’s late rent policy is. Be sure to find out if there’s a grace period if you get delayed making a payment.
Also, ask about fees and how much money you’re expected to bring with you when you sign the lease. This should include a security deposit and possibly first and last month’s rent, but other costs could factor in.
If upfront fees are too costly, ask if there are any you can roll into your monthly rent and pay over time.
3. What’s required to move in?
Each property handles moves differently, so make sure to ask what moving in will look like for you financially while visiting apartments.
For instance, are there any moving or elevator fees? Do you have to get a special permit to have a moving van parked on the street? What area of the parking lot can you take over on the move-in day and does the management company block it off?
If you’re moving in on a popular day you may have to compete for space and wait to use the elevator. If that’s the case, see if you can delay your move by a day or come a day early to have an advantage.
4. Are utilities included in the cost?
Utilities aren’t always automatically included in the cost of the rent. Water is commonly factored in, but heating, gas and electricity are often paid for by the tenant. If you’re concerned about utilities, contact your local provider for an estimate.
5. How much do utilities cost, on average, if they’re not included?
Your property manager will most likely only be able to guess, but based on the size of the apartment, they should have some idea what you’ll end up paying, out-of-pocket if items aren’t included with rent.
To cover your bases, the average for basic utilities is around $172 per month. However, climate and energy costs vary between states — so always budget for a little more.
Do I need to get my own internet? Apartments rarely come with Wi-Fi waiting for you. Instead, you’ll have to find your own internet service provider to hook you up. Look for deals and make sure to price compare. Also, take into account the bandwidth you’ll need to ensure the right connection.
6. What’s your pet policy?
Whether you own a pet or think you might want to adopt one, you should absolutely ask about a building’s pet policy while touring an apartment. Make sure pets are even allowed before getting into the nitty-gritty details like pet fees, extra cleaning charges, etc. Pet policies vary widely, but most properties charge a non-refundable pet deposit or monthly pet rent.
Never try to hide a pet in an apartment where you know it’s not allowed. Getting caught can get costly, and lead to you having to get rid of your animal. Check to see if there are restrictions on breeds or types of pets allowed as well.
7. How about your guest policy?
When touring an apartment you might not think to ask questions about guests, but it’s an important thing to know. Most leases mention a guest policy but some are stricter than others. For instance, in some places, having a visitor for longer than two weeks isn’t technically allowed (which means your friend’s plan to spend the summer on your couch won’t work).
It can also impact your ability to have overnight guests for even a short time. So, make sure you know what’s allowed before you make any plans.
8. How do you handle subletting?
Say you were between jobs and wanted to go home for a month to see family. You don’t want to lose your apartment, so the best thing to do is sublet. But, is it allowed? Your lease should specify, but don’t hesitate to ask an apartment manager or landlord to clarify the situation.
Subletting without permission can lead to eviction. There’s also the fact that you’re still responsible for any damages to your apartment — even if they’re not made by you.
If you do end up subletting, make sure the person is reliable and will treat your space right.
9. Am I allowed to add a roommate?
While you may start your apartment hunt a little earlier than a close friend, you could already know that you’ll want to pull him or her into your place to live as roommates. This may mean you’d sign the initial lease on your own, so find out if it’s OK to make changes later.
Your property manager may require you and your roommate to come in and sign an updated lease together so both your names are on the document. It may also change how you pay rent.
Don’t forget to talk about expense sharing, in general, with your roommate before they move in and make sure they understand the apartment rules. You may even want to establish some of your own for when you’re living together.
10. Do you require renters insurance?
Renters insurance is another thing to think about while apartment hunting. Renters insurance provides coverage for your property in the event of things like a fire, flood or theft.
It may also cover injuries that happen within your apartment. This type of coverage tends to cost very little per month, so it’s a good idea to add it anyway.
While renters insurance is always a good idea, some apartments require it — so it’s important to ask while making visits. You don’t want to scramble to get insurance the day before you move in, otherwise, you might not get the keys.
11. How do I pay rent?
Saving up for rent each month isn’t the only thing you need to consider. At some point, you’ve got to get that money into the right hands.
Most management companies will offer you a few options when it comes to paying rent. These can include online payments or going through a service. This is the easiest way to make payments since you can often set up an auto-draft, but if you’re dealing with an individual property owner, ask about limitations. Even if you’re delivering or sending in a check each month, make sure you have clear information on where it goes, who it’s addressed to and by what day it should arrive.
12. Is there a penalty for breaking my lease?
It’s a good idea to become familiar with the process should have to break your lease. While that’s never the plan, knowing ahead of time what you’d have to do helps you prepare for anything.
Especially if you move around a lot for work or anticipate upcoming life changes, signing a year-long lease might be the wrong choice. Make sure you understand the penalties for early termination and ask if it’s possible to sign a month-to-month lease instead (just make sure you know how early you have to give notice when it’s time to go.)
13. How are repairs handled, especially in an emergency?
Even if everything appears in good working order when you’re looking around, questions to ask when touring an apartment should always cover maintenance.
Ask how emergency repairs get handled. Clarify if there’s maintenance available 24/7 or just within specific hours, and find out what the average response time is.
Now is even a good time to figure out what types of repairs your property manager would rather you handle (if any). Whatever the process, you want to know ahead of time to ensure a speedy conclusion to any emergency (or everyday) needs.
14. How do I file a complaint?
Again, even if you casually meet the people living near the vacant apartment you’re considering and they seem nice — it’s hard to tell what living with them will be like. Your lease should break down the process for filing a complaint, but you may want to go over it with your property manager just in case. Often, they’ll prefer something submitted in writing.
It’s also worthwhile to note that complaints aren’t always about noise. While that’s a big one, common complaints are also about pets, trash in the hallways and even strange smells coming from another unit.
15. How secure is the property?
As you’re walking around, ask the property manager to cover the building’s security features. You will want to know about both inside and external security measures (like a buzzer system or doorman). If there’s a parking structure, go over how you enter from there to make sure you feel safe.
It also doesn’t hurt to ask about the neighborhood and how safe the area is as a whole. Go online to check crime statistics if you’re concerned, but often just walking around the area yourself will give you a feel for its safety.
You don’t want to move somewhere that doesn’t feel comfortable to you whether you’re inside your apartment or not.
16. What’s your pest control policy?
A perk of living in an apartment building is that you don’t have to handle pest control. Since a pest invasion affects the entire property, it’s up to your property manager to keep pests away. This includes everything from ants to roaches, bedbugs to rodents. Ask if they have a regular pest control company come and spray, whether they’ll set traps if necessary and how to report a pest infestation within an actual apartment.
You don’t want to live somewhere that doesn’t take pest control seriously, however you can definitely get proactive and set some bait traps yourself if you notice a few ants here and there. Anything larger — call in the big guns.
17. How often does rent go up, and by how much?
Many apartments increase the rent upon renewal of the lease. These types of charges aren’t always spelled out in the rental agreement, so make sure you know going in how much you can expect to pay if you decide you want to live in the same apartment after your lease term is over.
If you’re looking for a long-term apartment, but the rent goes up by quite a bit each year, see if you can sign a long-term lease, say for two years instead of one and lock in a lower price.
18. What is the parking situation?
If you own a car, parking will sit high on your priority list. In many neighborhoods, especially in larger cities, street parking is hard to find and expensive to pay for separately so renting an apartment with a parking garage or lot will be necessary.
However, a personal parking spot or pass is often an added charge, so ask about any costs associated with owning a vehicle. You may not have a choice if you live somewhere that isn’t particularly walkable, but it helps to budget for the cost upfront rather than finding out about it later.
19. What other amenities are on site?
You’ve seen the apartment unit and parking if it’s available, now make sure to ask about the other amenities on site. Is there a pool? On-site laundry? An exercise room? A clubhouse? Ask about the hours of operation and whether any are available to reserve for special events. Find out how to do this and if there is an extra fee.
These extras usually only sweeten the deal once you’ve already found an apartment you love, but it’s nice to know upfront when and how you can use them.
20. Is smoking allowed indoors?
You may be of the mind that ‘to each their own’ when it comes to smoking, but sometimes a smoky apartment affects the neighboring units. Especially if you have an allergy, it might be best to live in a smoke-free building.
If it’s not something you mind, make sure to inquire about how often they check smoke detectors within each unit, and in public areas, and whether there are fire extinguishers on hand on each floor. About five percent of home structure fires start from smoking materials.
21. Are there plans to update the building?
This question covers a lot of things you’ll want to know. Construction or other work on the building is a sign of a lot of things — both positive and negative.
Construction in the building can mean you’ll be dealing with a lot of noise from every direction. However, renovated apartments are likely nicer than the unit you live in already, so you might get the chance to move once they’re completed. Improvements, though, can also be a sign rent is going up to repay the construction costs. Whatever it means, you’ll want to factor it all in before you sign the lease.
Know the best questions to ask when touring an apartment
There is an infinite number of questions to ask when touring an apartment, so make sure you prioritize.
Start with your deal-breakers since a ‘no’ to any of those means you’re moving on to the next apartment. You can even consider making a cheat sheet of questions for each apartment tour to keep track of answers, but also ensure you remember all the vital information once you’re back at home.
Regardless, don’t forget to speak up. This is, after all, your next home.
We’re all privy to dealing with some insects or bugs in our rental property. Whether that be fruit flies, mosquitos or even ants, living pest-free requires knowing how to eliminate unwanted bugs. A common household bug, pantry moths — or Indian meal moths — are a common type of household pest that infests stored food products.
These bugs target food items found in pantries and kitchens, earning them the title of pest. Because they contaminate and damage various food products knowing how to get rid of them, is a valuable skill.
A pantry is an essential part of a kitchen, often stocked with our favorite snacks and necessary items for mealtimes. If it’s mostly full, it is tricky to spot an Indian meal moth before you notice infested food items, meaning it’s too late. Before they contaminate food, utilize this checklist to identify pantry moths.
Identifying by appearance: Pantry moths are small with a wingspan of 5/8 inch. Their coloring ranges from grey to reddish-brown, typically with a spotted pattern on the wings. It’s important to note that pantry months are more slender than traditional moths which are larger and wider in size.
Understanding the pantry moth life cycle: You may not see a moth, but you can pay attention to various life cycle phases you may notice. Female moths lay eggs near food sources or even worse, on food sources. They then grow and the larvae feed on said food sources, beginning the contamination process. The next step in the cycle is spinning a cocoon and pupating, where they then mate to lay eggs, continuing the cycle. Keeping an eye out for eggs just as much as a moth itself can help prevent the pantry moth life cycle from continuing and contaminating food.
Protecting food sources: Pantry moths eat just about anything. Common pantry pests’ favorites include grains (such as flour, rice, cereal and pasta), spices, nuts, pet foods, dried fruit and chocolate. Pantry moths can chew through stored food packaging and nest within food containers, so make sure to check inside food packaging along with these specific foods.
Eliminating pantry moths
Now that we’ve covered what to look for and how to identify pantry moths’ presence, it’s time to learn extermination methods to get rid of pantry moths. It’s essential to get rid of pantry moths the minute you notice their presence as they are notoriously known for being tricky to get rid of.
Clean and empty your pantry
This step is recommended regardless of your elimination method preference. Unfortunately, once you notice a pantry moth, pantry moth larvae or webbing, there is some infestation occurring whether big or small. Your best chance of fully ridding your pantry of this infestation is throwing away noticeably infested food.
Our recommendation is to remove all food from your pantry to thoroughly clean the shelves, paying extra attention to corners. Throw away any food sources listed above, even if it’s unclear if there are eggs or webbing around this food or packaging. Be sure to check all food thoroughly and if there’s even the smallest question, throwing it away ensures you’re getting rid of contaminated food.
Method 1: Try bay leaves
Bay leaves naturally deter pantry moths due to their smell. By placing bay leaves around and inside food containers, the scent will repel moths and prevent further infestation.
Method 2: Invest in pantry moth traps
Image source: Amazon
Pantry moth traps are a great solution for catching these pests and stopping the continuing life cycle. The traps are designed to attract moths with pheromones, catching them with ease. You can find these traps, both natural and chemical, in most hardware stores, online or in some grocery stores
Method 3: Hire pest control
If you prefer to leave it up to the professionals, that’s okay too. If you’re in a rental property or apartment, file a maintenance request or speak to your landlord for the best way to seek third-party resources. For homeowners, most exterminators or pest control companies can take care of a pantry moth infestation.
Are pantry moths harmful?
While these precautions may seem as though pantry moths are dangerous, they’re nothing more than a nuisance. There’s no risk of disease associated with the common pantry moth, however, removing them from your pantry is ideal for the longevity of your food.
Prevention is key
Preventing pantry moths from contaminating food is the best route to take in terms of pest control. It’s highly recommended to store food sources in airtight containers, made with materials that cannot be chewed through, like hard plastic or glass. Other prevention methods include organizing your pantry so your vision is clear and hiding spots are few and far between along with cleaning spilled food immediately.
So long, pantry moths
Pantry moths, while not harmful, are certainly annoying. Replacing infested food is also expensive, making prevention methods and treatment options worthwhile investments. Ensure your kitchen stays bug-free by following these practical tips; you’ll not only save money but maintain cleanliness and hygiene in arguably the place in your home where it matters the most.
Still looking for that dream kitchen to keep pest-free? Start and end your search with our list of apartments for rent.
Featured Image Source: Southern Living
Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.
When searching for apartments, there’s always so much to consider, like location, price, proximity to parking or public transportation and closet space.
However, there’s another factor to consider in the apartment hunt that has the potential to profoundly impact your day-to-day lifestyle: which floor is best to live in an apartment. There are benefits and drawbacks to all the different floors, from the ground floors to a top floor apartment.
Which floor is best to live in apartment buildings
What’s the best apartment floor to live on? The top-floor apartments have great views and privacy, but ground-level apartments are usually more affordable. In other words, there are pros and cons to living on a lower floor or a higher floor.
Pros and cons of living in a top-floor apartment
Like all things, there are important factors to consider about living in top-floor apartments, like if the building has an elevator to access the higher floors.
Pro: Less noise
Top-floor apartments rarely have to deal with noise coming from both outside of the building and inside from other tenants. However, if you’re a noisy neighbor, living on the top floor could create some potential problems with your downstairs neighbors on the lower floors.
Pro: Panoramic views of the city
The panoramic views from top-floor apartments are nothing to complain about. However, keep in mind that you might not need to seek out a penthouse apartment to get the views you desire. You might be able to see the same sights from the middle floors, which could save you money in the end.
When touring the apartment initially, observe the view so you can make an informed decision before signing the lease.
Pro: Increased security
One advantage of living on the higher floors of an apartment building is that it’s typically safer than lower-level apartments. Depending on the layout of the apartment building and its built-in security measures, basement and ground-level apartments can pose a higher risk of criminal activity and break-ins than apartments on the top floors.
If your prospective apartment is in a high-rise building with a doorman, is within a gated community, has on-site security or requires a FOB or code for access, crime is less likely to occur.
However, if you fear that criminals could easily access a ground-floor window without an alarm system or bars, you might consider “moving on up” to a higher apartment floor.
Pro: More exposure to natural light
Living on the top floor gives you added height and more exposure to natural sunlight. Natural sunlight is a great way to brighten up your place, especially if it’s a small floor plan. While natural light is great, it can also make your place hotter, so keep this in mind when you budget for utilities. You can also enjoy fresh air courtesy of higher-up breezes.
Pro: Fewer pests
Living on the top floor means fewer visits from unwanted pests and critters. Bugs and other pests typically live in or on the ground outside, so they’re more likely to infest apartments that are closer to where they live in nature.
Con: Added cost for rent and utilities
Apartments with the same or comparable floor plans are typically more expensive the higher up they are. And don’t forget that heat rises. That goes for utility costs, as well. Your monthly electric bill could potentially skyrocket in the summer, especially if you live in a warm climate, like the South.
If money is tight, you should strongly consider these factors when choosing which apartment floor to live on and rent. The abundant sunlight drenching your apartment coupled with the “heat rises” concept is sure to minimize heating costs in the winter. However, that same combination might drive up your air-conditioning bill in the summer.
Con: More difficult to access
Living in a top-floor apartment might be attractive, but how easy is it to get there? Does your building have an elevator, or are we talking four to five flights of stairs every time you come and go? How easy would it be to get to your apartment with two weeks’ worth of groceries?
Make sure to pay extra attention to the ease — or difficulty — of getting up to your place. Additionally, there’s the added element of the actual move in and move out, which results in lots of trips up and down the stairs. Keep in mind, apartments that are more than three stories high must have elevator access to meet ADA standards. On the other hand, walking up and down all those stairs does save you from getting a fitness center membership.
Con: Limited emergency evacuation options
Living on a higher floor can often make evacuating during a fire or natural disaster much more difficult than just walking down a few flights of stairs. Check out the evacuation route and plan for your apartment complex.
Will you be walking down 20 flights of darkened stairs filled with smoke? How many apartments and residents are below you that will also be evacuating at the same time? These questions aren’t meant to scare you, rather more to prepare you. It’s smart to have an emergency evacuation plan in mind when moving to an apartment, regardless of the floor.
Con: Building conditions may impact apartment
Most apartment complexes will have a maintenance team dedicated to the care and upkeep of the place. If you choose to live on the top apartment floor, you want to check out the conditions of the exterior roof and see if any damage has occurred that’ll directly affect your apartment.
Pros and cons of living in ground floor apartments
A ground-floor apartment, too, boasts some enticing amenities. When looking for the perfect place in an apartment complex, consider all that a ground-floor apartment has to offer to ensure it meets your wants and needs in a home.
Pro: Easier to access
The first floor of an apartment is ideal for bringing in heavy loads, such as your furniture when moving or that big trip to the grocery store. You don’t have to carry things all the way to the top floor. The ground floor might be the best choice.
Also, if your health will prohibit you from walking up and down the stairs frequently, ground-floor apartments are beneficial.
Pro: Reduced cost of rent and utilities
Living on the ground floor will help you save on utility bills. The lower floors make for a less expensive air-conditioning bill in the summer as the cool air naturally reigns in lower locations. Also, you’ll likely have less exposure to natural sunlight, which will keep your place cooler in the hot months of summer.
And sometimes, apartment complexes will offer lower monthly rent prices for the bottom level because it lacks the views some people desire. Apartments on the top floors always fetch higher prices because of the views. So, living on the bottom floor can help you save money on rent and utility bills.
Pro: More options for outdoor space
Living on a ground floor unit could mean easy access to outdoor space like a backyard or courtyard, which is great for tenants with pets, kids or people who love entertaining outdoors. This isn’t always the case, but it’s something to keep in mind when deciding which apartment floor you want to rent.
Con: Potentially more noise
While street noise might be a con in first-floor apartments, you also get the benefit of not having to worry about bugging a neighbor below you. If you’re the type who brings a recording of city noises with you on vacation so you can actually fall asleep, the ground floor might be your perfect place to land.
On the other hand, late-night vacuuming or the high-heel lover upstairs might get annoying for a first-floor dweller. Decide how much or how little noise you can tolerate from potentially loud neighbors before making the decision about which apartment floor to live on.
Con: Potential for more pests in the home
When you live on the ground floor, you’re generally more susceptible to getting unwanted pests than on a higher floor. This is a major turn-off for some renters. Pests can access the bottom apartment floor more easily, but if you don’t mind killing the occasional roach or have a great plan for pest control, you’re good to go.
Pros and cons of living in a middle-floor apartment
The top and bottom floors are both great options depending on what you’re looking for in an apartment rental, but when it comes to heating and cooling and worrying about the trek to and from the apartment, each showcases opposing extremes. As a result, the middle floors are, in a sense, just right.
Pro: Consistent bill price
The middle floor may not get a seasonal break from heating and cooling costs, but it usually sees a steady power consumption rate during each season. If you’re someone who likes to live on a steady budget, the middle apartment floor can help you plan a more stable budget.
Pro: Easier access to your home
While the middle floor has both top and bottom neighbors, it doesn’t demand a huge hike up the stairs. And if your building has an elevator, access is essentially a non-issue. Living on the middle floor gives you a little workout, but you won’t work up a sweat every time you go home.
Pro/con: Some noise levels
Mid-level apartment floors like those on the third floor aren’t exposed to street traffic noise. However, you’re surrounded by a lot of neighbors and foot traffic in the hallways is a trade-off there.
Choosing the right location to rent
Home is a place of comfort and peace, so you want to ensure it has everything you need to feel safe, secure and happy. Everything from the cost of the apartment to which apartment floor you choose is important. Not sure you want to live in a high-rise apartment building? Determine which type of rental layout is right for you.
The stigma attached to cockroaches makes them the nemesis of all apartment dwellers. Seeing roaches inside an apartment causes all kinds of issues, which is why nobody wants them around. Fortunately, there are concrete steps for how to get rid of roaches in your apartment.
Are roaches common in apartments?
The awful truth is that roaches are common everywhere. According to Pegasus Pest Control, cleanliness does play a role in what attracts roaches to a particular residence though. “There are living conditions that will suit cockroaches more. Like us, they need food and water to survive.”
Having a home where food gets left out or a kitchen with crumb-covered counters is a definite welcome sign for roaches. Things like dirty dishes left in the skink too long and even pet food sitting out in your dog’s bowl can both contribute to a roach problem. Especially in an apartment building where another tenant is on the messy side, if you’re not keeping things clean, the roaches already in the building may pay you a visit.
It’s best to assume all apartment buildings have roaches, maybe even a few different kinds. Whether it’s only a few or a larger population, behave proactively in your own space to keep them at bay.
What’s causing the roach issue?
You may lump all roaches into one category of creepy crawlies, but there are actually different types that can cause a cockroach infestation.
The most visible type are German cockroaches. These are small and light brown and don’t get longer than about 3/4 of an inch. You can identify German roaches by the two stripes visible on the plate behind their head. A German cockroach will live anywhere but prefers inner-city environments. These guys are pretty resilient to insecticides, so you may have to think outside the box when it comes to pest control tips. Making your own traps is your best bet.
Other roaches you may see in your apartment include the:
Brown-banded cockroach
American cockroach
Smoky brown cockroach
Oriental cockroach
Of course, the only kind of cockroaches you want to see are dead ones, but it’s never a bad thing to know more about what you’re dealing with.
Why do you have a roach infestation in your clean apartment?
Even if you’ve put all your food away and meticulously cleaned your kitchen, you can still end up seeing a roach or two. A clean apartment is a great way to deter roaches, but there’s something else they’re looking for that your apartment has no matter what — water. “Roaches need moisture to survive and this search for water will bring them into even the cleanest of homes,” according to Northwest Exterminating.
Leaky pipes or a drippy faucet, things you don’t associate with dirt at all, call out to roaches. It’s why you often see them in bathrooms in addition to the kitchen. Roaches eat a lot, but they also get thirsty. They can hide under refrigerators or air conditioning units to drink the condensation or even try to sneak a sip from a pet’s water bowl. Roaches may like dirt, but their needs are much bigger than grabbing a quick snack off your dirty dishes.
How to get rid of roaches in your apartment
Cockroaches are quick, sneaky and adaptable pests that are very hard to eliminate. They are also harmful to have around, as carriers of bacteria and other infectious agents, with the potential to contaminate food. Because of this, it’s important to address the issue immediately after you spot one of these unwelcome house guests. And yes, we’re talking about how to kill cockroaches.
While these are some of the most common methods to get rid of cockroaches in an apartment, you’ll most likely end up needing a combination of them in order to get a roach-free home.
1. Attract roaches using bait
Often the safest and most effective, baits work over an extended period of time to kill roaches. They’ll either kill on contact or use an unlucky few to carry the poison back to their buddies. Gels, bait stations and bait traps are available at most hardware stores, drug stores or supermarkets. Since roaches love nearby food sources, giving them bait to snack on instead of your own food can help prevent future infestations.
After you identify where the roaches are hiding, based on where you usually see them, place the bait, in containers, as close as possible. If you want the roaches to carry the bait back, make the container easy to escape. If you want them to stay put, consider jar traps. You can also target areas where food and moisture are most readily available. For any cracks or small areas, use gel bait. Change out the bait every three to six months.
2. Do a little dusting
Roach traps that use dust come in three different types — silica, diatomaceous earth and boric acid. The first two damage and desiccate a roach’s exoskeleton while the boric acid is toxic when ingested. This strategy is useful since they can get rid of roaches that simply walk through the dust.
The safest option is diatomaceous earth, which is a completely organic insecticide that actually kills roaches, fleas, ticks and bed bugs. It’s a great preventive option, as well, if you want to avoid a cockroach infestation.
To use, sprinkle a light dusting where roaches like to hide — inside cabinets, behind appliances and around cracks in kitchens and bathrooms. Reapply every three to four months.
Boric acid, while one way to get rid of roaches, shouldn’t necessarily be your go-to choice. Since it’s toxic, you don’t want to use boric acid in an apartment with pets or young children. Cockroaches must eat boric acid for it to do any damage, as well, so it might take longer to kick in.
3. Set a trap
Traps are for the brave souls who don’t mind dealing with the disposal of live roaches. You can buy them or make them at home. Sticky traps will stop a roach in its tracks and you can usually find them at your local hardware or drug store.
One homemade option requires a jar and some tempting food. Put a moist piece of bread and some slices of raw potato in an open jar. Then, line the inside walls of the jar with petroleum jelly and set in an area you’ve seen at least one roach. You’ll attract cockroaches with the food but they can’t climb back out. To dispose of the roaches you catch, fill the jar with soapy water and screw on a lid.
4. Use what’s in your pantry
It may surprise you how many ingredients you already have at home that will deal with cockroaches. Incorporating staple items from your pantry can make dealing with these pests quicker, cheaper and faster.
To really attract roaches to your bait stations, mix brown sugar and baking soda. The sugar will tempt the cockroaches to visit the bait and the baking soda will kill them when it’s ingested.
Although you’ll still need a shopping trip for this one, you can make your own dry bait stations around your apartment by mixing equal parts powdered sugar, yellow cornmeal and borax. Cockroaches will walk through the bait and then clean themselves, ingesting the poison. This bait is also toxic to humans and pets, so use it with care.
If you’re looking to repel these pests, think citrus. Roaches hate the smell. If you don’t have citrus-scented cleaners on hand to spray, strategically place citrus peel or even citrus pulp around your home. You’ll not only repel roaches but make your home smell sweet.
Using your own pantry ingredients to create effective bait stations for roaches is as simple as pulling out those staple items just about everyone keeps on hand.
5. Hire a professional exterminator to treat an infestation
This is an extreme solution ideally meant for an actual roach infestation. You should contact your property manager before going this route since your lease may include this type of maintenance. To be effective, an exterminator should spray the entire building, which is why you should loop in your property manager to handle the bigger picture.
If you’re wondering what your exterminator is spraying around your home, chances are it’s a combination of insecticide and insect growth regulators. This second ingredient works by disrupting how roaches grow and produce. It may not kill the adults, but it will stop new roaches from joining their parents. The insecticide will take care of the older guys.
What can I do to get rid of roaches forever?
While there’s no guarantee you won’t see a roach again, once you’ve gotten rid of them, there are a few tips to make sure you’ve gotten rid of roaches for good.
Alert your property manager that you’ve taken steps to deal with roaches in your own apartment. Since it’s most likely a building-wide problem, your property manager should take steps to have the whole building treated. If they don’t already have an exterminator coming in to get rid of roaches, it might be time.
Keep things dry, avoid clutter of any kind, even if it’s temporary and store food in plastic containers with tight seals. Sweep up crumbs, wipe down countertops and clean spills quickly. Don’t leave dirty dishes in the sink overnight and avoid having too many cardboard boxes laying around, as well. These all tempt new roaches to come exploring.
Make sure garbage is in tightly-sealed containers which you empty regularly.
Give your apartment a once-over for small cracks in doors, windows or walls. If you find any, ask your property manager to seal them or do it yourself if you’re able.
Get rid of soap bars and house plants. Cockroaches like these items, too. You can replace bar soap with liquid soap where possible, like at the kitchen sink and in bathrooms. If you want to keep your house plants around, smear a little petroleum jelly on the outside of the pots so it is too slippery for the roaches to climb.
Work in some light cleaning on a regular basis. You especially want to get out that vacuum cleaner at least once a week to remove potential food sources for cockroaches and keep your apartment clean.
Roaches are pests. They carry diseases and nobody likes them. But, you don’t need to battle to go from live bugs to dead roaches. These steps make it easier to prevent cockroaches from thinking your apartment looks like a sweet new place to call home.
Learn how to get rid of roaches in your apartment
The sad truth is, it’s not if you’ll see a roach in your apartment, but when. They’re most likely already living in the walls because they’re already everywhere. All you can do is expect a roach problem at some point and focus on keeping your home as uninviting for them as possible. And, if they do appear, be quick to get rid of anything that roaches consume or that may attract them to your apartment.
Since cockroaches aren’t the only pests that can invade your space as an apartment-dweller, practicing good habits to keep your home pest-free, in general, is always a good rule of thumb.
Achieving the dream of homeownership takes on a unique flavor when set against the backdrop of the Sunshine State – Florida. Whether you’re drawn to the enchanting coastal allure of Miami Beach condos or the serene suburban vibes of Tampa, FL, houses, navigating the path to owning a piece of Florida paradise comes with its own set of considerations. From the annual dance of hurricane season to the nuances of local architecture and environmental factors, being well-informed through an indispensable home inspection is paramount before buying a home.
Across Florida’s diverse regions, seasoned home inspectors have encountered an array of challenges that potential homebuyers should be aware of. In this Redfin article, we delve into six things to look out for when buying a home in Florida.
1. Regularly assess for mold
“For more than three decades, we’ve been serving the entirety of Florida. Our specialization lies in thorough mold assessments. Given the yearly exposure to hurricanes in our region, homes often experience significant water intrusion and damage from these storms. Unfortunately, some of these issues remain hidden until much later,” shares Inspection Services of Florida LLC.
“We collaborate closely with numerous customers who encounter respiratory problems. In such cases, we conduct assessments to determine if mold is the underlying cause. As a result of the history of hurricanes, we frequently uncover storm-related damage that was either left unaddressed or concealed, often due to house flipping.
Prior hurricanes have taught us a valuable lesson: comprehensive mold inspections are vital before purchasing a home. This step ensures transparency and helps safeguard your investment for the long term.”
Courtesy of Inspection Services of Florida LLC
2. Pest intrusion
“On one of my home inspections I observed a hole in an exterior stucco-covered foam trim board. As I continued my inspection I noticed a Woodpecker flying around the area. So I decided to remove myself a distance away to see what the bird was doing. It only took a few minutes when I saw a Woodpecker land at the entrance of the hole in the trim board. I realized what was happening, the Woodpeckers using its bill to find insects. In this case the material that the Woodpecker was pecking on was easy to penetrate and so it continued to burrow out an entrance into the trim material,” says RTS Inspections.
“Exterior grade cement coated (stucco) foam molding is made of Styrofoam or Polystyrene Foam, which can be fabricated into many different shapes. This product is used nationally in many climates. Foam is easy to cut into and shape as needed. Stucco covered foam trim is very beneficial as a source of insulation and as a decorative element around exterior surfaces of a home, like around windows and doors.
As with all structures, there is always a concern for potential animal intrusion. Animals are very good at finding ways to get into areas to build nests. Rodents for instance will jump off tree branches that are too close to the building and land on roofs. Once they land they search for gaps and holes to enter into.
When inspecting a home it is crucial to look for possible entry points around the house and report on those areas. The next step for the inspector is to observe areas inside the house that might be impacted by those entry points. In the case of this Woodpecker, the damages were limited to just the exterior trim board. In other cases, I have seen gaps in soffits and eaves where animals have penetrated and entered into attics. In the case of animal or pest infestation, a licensed pest removal contractor is recommended.”
Courtesy of RTS Inspections
3. Storm impact
“Whether factual or mere folklore, the moniker ‘Lightning Capital of the World’ is a label frequently associated with Florida,” shares Sherlock Home Inspections. “Given the prevalence of storms in the region, it’s a nickname that holds some truth. However, with these climatic conditions comes a distinctive set of challenges, particularly in the realm of electrical systems.
Take a close look at the copper wires shown below. While discoloration might typically arise due to oxidation, the distinct blue hue of these wires stems from a surge triggered by a lightning storm. Upon more comprehensive inspection, a host of additional issues were brought to light—underscoring the importance of addressing electrical concerns with precision and vigilance in a region renowned for its electrical intensity.
Courtesy of Sherlock Home Inspections
In a state prone to high winds and intense rainfall, addressing roof problems promptly is imperative. Florida’s climatic conditions make it imperative to identify and rectify roofing issues as soon as they arise. It’s crucial to recognize that even minor roof concerns can rapidly snowball into significant complications. Given this reality, securing the services of a knowledgeable Home Inspector becomes paramount. A seasoned professional who understands the intricacies of roofing systems can detect potential red flags, ensuring that minor hitches are nipped in the bud before they evolve into major complications. With the right expertise at your side, you can confidently navigate the challenges of maintaining a secure and resilient roof in Florida’s ever-changing weather landscape.”
4. Termites
“Florida is susceptible to termite problems due to its warm and humid climate, which creates a conducive environment for these pests to thrive. Termite swarms are a common occurrence in Florida during the warm and humid months. These swarms are often a sign of an established colony nearby, and they can be quite alarming to homeowners,” warns Next Step Inspections.
“The two most common termites are:
Subterranean: These are the most common and destructive type of termites in Florida. They build their colonies underground and create mud tubes to access wood above ground. They can cause significant damage to structures if left unchecked.
Drywood Termites: These termites infest dry wood and do not require contact with soil. They can be found in furniture, wooden beams, and other wooden structures. Their infestations can be hard to detect until significant damage has occurred.
We have found that if the wooden structures go untreated for long periods of time and these insects invade the wood, severe damage can impact the integrity and the structure. We have seen areas that are unsafe to walk in the attic due to significant termite damage. In cases where the damage is detrimental, a structural engineer or building contractor will review the damages to recommend the proper repair.
Dealing with termites in Florida often requires professional pest control services. Regular inspections by experienced technicians can help detect infestations early and implement effective treatment plans. We recommend having a Wood Destroying Organism (WDO) Inspection when you are considering the purchase of a property. This inspection can help identify other issues the home inspector may not be qualified to include in their report.”
5. Polybutylene piping
“Polybutylene piping stands as a nightmare for both property owners and the insurance industry at large. As a solution for home re-piping, polybutylene piping emerged on the scene. It offered flexibility, ease of use, and cost-effectiveness during its time. While it had been in use since the 1970s, its popularity soared in the 1980s and 1990s. However, it was eventually discontinued in the mid to late 1990s due to its susceptibility to leaks,” informs Orlando’s Best Home Inspection. “The chlorine present in municipal water systems caused joints and piping to fail. Typically, the interior of the tube is gray or black, while the exterior can range in blue, black, or gray. The lettering ‘PB’ may also be visible, which is the clearest giveaway.
Presently, many homes still feature polybutylene piping, prompting insurance companies to mandate replacement with approved alternatives like PEX, CPVC, or copper piping.
In our practice, we thoroughly assess this issue during both our standard Orlando home inspection and our Orlando 4-point inspection. We frequently encounter cases where partial re-piping work has been carried out on visible portions of the supply system, only to find original polybutylene piping remaining in less accessible areas such as the attic. Correcting this problem is costly and presents a major obstacle in obtaining home insurance.”
6. Stucco cracks and waterproofing
“Most homes in SouthWest Florida feature exterior walls made of concrete block with stucco finishing. It’s common for stucco to develop hairline cracks over time. These cracks are generally not a structural concern as long as they are too narrow to fit a penny. If a penny can fit, it raises some cause for concern,” suggests Golden Rule Home Inspections.
“When cracks in the stucco follow the block pattern, it indicates excessive settlement in the foundation. Again, if these cracks are wide enough to accommodate a penny, they warrant attention.
The waterproofing of SouthWest Florida’s concrete block and stucco homes relies on painting the stucco. If a crack appears in the stucco, the waterproofing becomes compromised, potentially leading to water intrusion and subsequent mold growth. To address this, it’s recommended to repair the crack by applying a small amount of Mor-Flexx caulking or an equivalent product. After applying, gently rub it in with a sponge or foam paint brush to blend it into the wall’s finish, followed by painting the wall. Mor-Flexx boasts a mortar-like appearance that stretches like rubber, retaining its elasticity over the years.”
Courtesy Golden Rule Home Inspections
7. Insurance challenges and regional concerns
“I think the biggest issue in Florida right now is insurance companies leaving the state. They have become very particular about roofs. Even though most asphalt shingle roofs last more than 20 years, they do not like roofs past 15 years old. Even in very good condition. This due to the losses coming from hurricanes in the recent past,” says Pillar To Post Home Inspectors.
“Insurance inspections need to be done on top of getting a thorough home inspection. 4-Point (Roofs, Plumbing, Electrical, and HVAC) Inspections are expected on homes 20 years old or older. Getting a Wind Mitigation Inspection, which is determining the home’s wind resistance, can save a lot of money on insurance costs.
Another thing I think is very regional to the state is mold testing. With the humidity in Florida, this is a common concern. Especially in homes that have been vacant, and the air conditioner is not turned on or set at 78 degrees or higher.”
As a rule, the portion of closing costs paid by buyers totals between 2 percent to 7 percent of the home’s purchase price.
That means that on a $250,000 home, closing costs would range from $5,000 to $17,500. That is a princely piece of change to pay at closing, especially when you add it to the down payment, which averages 22 percent for mortgages today.
New federal forms that took effect in late 2015—part of a program called “know before you owe”—will help buyers understand their closing costs early enough in the process to have time to shop around for the best.
What is “know before you owe?”
The new forms require lenders to provide borrowers with a loan estimate of all fees and other closing costs within 3 days of receiving an application for a loan. This way, borrowers can compare lenders’ costs as well as third party vendors, like title companies.
Lenders are also required to provide a closing disclosure form at least three business days before a scheduled closing so that buyers can double-check that all the details are correct.
A March 2016 survey by Closing.com of recent home buyers found that 78 percent of consumers said the new forms informed them about this option and nearly three quarters (74 percent) of those consumers said they took advantage of it. Some 55 percent said they saved money as a result.
Sound like something that could benefit you? Here are 5 tips on how to save on closing costs by using the new “know before you owe” forms.
1. Apply to least three lenders to compare administrative fees.
One of the largest closing costs is the administrative fees lenders charge. Fees averaged 1.6 percent, to $1,058 in 2016. When you apply to several, you will receive closing estimates from each one.
Compare their administrative fees to find out which will be least expensive. And remember—you can always negotiate with each lender until you find the best deal.
2. Shop for third party services.
Once you have selected a lender, review the list of third party vendors in your lender’s estimate. You cannot select the appraiser, but you can find alternative title companies, settlement services, and other third-party services that might be listed in the lender’s estimate like surveyor and pest control. You can select your local vendors for these services. Shop around and get estimates.
Remember, if you use a company recommended by your lender, your title services, lender’s title insurance, and owner’s title insurance cannot increase by more than 10 percent. However, if you chose to use service providers not listed in the loan estimate, there’s no limit on how much the costs could rise. Inform your lender of your decisions.
3. Double check the closing disclosure form before closing
Make sure that the administrative charges disclosure form did not change and that the lender’s third party vendors did not charge more than their estimate.
If you find settlement charges that were supposed to be fixed costs have risen, or if those that could change have increased by more than 10 percent, the lender must reimburse you.
4. Close near the end of the month.
At closing, you will be required to prepay interest that accrues from the closing date to the end of the month. If you close the middle of the month, you will have to pay two weeks of interest. By closing at the end of the month, you will have to pay only a few days’ worth of interest.
5. Limit your rate lock.
Many lenders allow their borrowers to lock their interest rates at the lowest rate during the set period between loan acceptance and closing. They do, however, charge more for longer rate locks.
A 30-day mortgage rate lock is less expensive than a 60-day rate lock, for example, and a 60-day rate lock is less expensive than a 90-day rate lock. Unless rates are going through a particularly volatile period, though, you might select a shorter period and save a little.
Termite damage can cost homeowners thousands of dollars — and home insurance doesn’t typically cover it. Here’s why termite damage isn’t covered by home insurance and how you can protect your home from this wood-eating insect.
Does homeowners insurance cover termite damage?
Home insurance typically doesn’t cover termite damage. That’s because insurers consider termite damage to be preventable, not a sudden, accidental event like a fire or storm. It’s the homeowner’s responsibility to keep up with maintenance and deal with termite infestations immediately.
Termite damage happens over time as termites eat away at the wood in your home. The damage caused by termites can cost homeowners, on average, $3,000 to repair. It’s important to quickly deal with termite infestations before they cause significant damage. Most insurers won’t cover damage caused by a lack of maintenance.
When does home insurance cover termite damage?
Most homeowners policies specifically state that termites and other infestations aren’t covered. That said, there are rare cases when homeowners insurance maycover termite damage. Let’s take a look at two scenarios:
House fire
Suppose termites gnaw through your electrical wiring and start a house fire. Home insurance almost always covers accidental fires, so you may have coverage even if termites were the cause.
Abrupt roof collapse due to hidden termite damage
Say your roof abruptly caves in, due to termite damage. If you can prove the damage was hidden and not visible from the outside, your insurance company may cover it. However, if there were signs of termite damage before the collapse and you didn’t address it, the damage would not be covered.
Home insurance policies are incredibly detailed about what they include and exclude. If you don’t see something about termite damage spelled out in your specific policy, assume it’s not covered.
How to identify termite damage
Termites can significantly damage your home’s foundation, ceilings and walls. Termites like to eat cellulose, a type of plant fiber found in wood. As they feed on cellulose, they create tunnels through wooden structures.
To identify if you have termite damage, look for the following signs:
Mud tubes. These are small, tube-shaped structures made of dirt and wood. They’re often found along walls or foundations.
Swollen floors. Termite-infested floors can look swollen or warped and feel bouncy when you walk across them.
Hollow-sounding wood. Tap on wooden surfaces to see if they sound hollow, as this may indicate termite tunnels.
Cracks and holes. Check for tiny cracks and holes in wood and your home’s structure, which could be signs of termites.
Types of termites
Three main types of termites can cause extensive damage to your home. Here’s how to distinguish the different types.
Drywood termites infest dry wood and can be found in furniture, flooring and walls.
Dampwood termites prefer moist wood and can be found in areas with high humidity, such as basements and crawl spaces.
Subterranean termites live in soil and build mud tubes to access above-ground wood.
How to prevent termite damage
Because home insurance doesn’t cover termite damage, taking preventive measures is key to reducing your out-of-pocket costs. These tips can help you avoid termite damage.
Keep gutters clean and divert water away from your home’s foundation to avoid damp environments that termites thrive in.
Fix leaky faucets and water damage promptly to avoid attracting dampwood and subterranean termites.
Regularly inspect wooden areas for signs of infestation, like termite tunnels or swollen wood.
Keep plants and firewood away from your home to reduce the risk of attracting termites.
Use gravel or shells instead of wood-based mulches.
Seal cracks in your home’s foundation and walls to obstruct termite entry points.
Schedule an annual inspection with a reputable pest control company to detect any termite activity before it becomes a significant issue.
Even if you’re not ready to buy just yet, it pays to be prepared. Keep these 5 tricks in your back pocket—they’ll come in handy later in the homebuying process.
1. Get multiple quotes
Lenders are required to provide a loan estimate for fees and other closing costs within 3 days of receiving your application. This gives you the chance to compare lender fees, or what the lender charges for services like underwriting and processing. Use it wisely and get several quotes before settling on a lender.
2. Shop around for third party services
Once you’ve selected a lender, review the list of third party vendors in your lender’s estimate. You can’t select the appraiser, but you can find alternative title companies, settlement services, and other services that might be listed in the lender’s estimate like surveyor and pest control. Shop around and get estimates.
3. Negotiate with the seller
Most lenders allow the home seller to pay for the buyer’s closing costs—the trick is convincing the seller to pony up the cash. Often, a home inspection will turn up issues that give you more room to reopen the conversation. This is where negotiating skills and a knowledgeable realtor will come in handy.
4. Close near the end of the month.
At closing, you’ll be required to prepay interest that accrues from the closing date to the end of the month. If you close the middle of the month, you will have to pay two weeks of interest. By closing at the end of the month, you will have to pay only a few days’ worth of interest.
5. Accept a higher interest rate
If you can’t afford closing costs and the seller won’t pay, talk to your lender about getting a noclosing-cost loan. With this type of loan, you agree to a slightly higher interest rate in exchange for zero closing costs. The bank pays your closing costs and makes its money back over time thanks to the extra interest.