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Saving to Buy a House? 9 Free Things to Do in Minneapolis

March 25, 2023 by Brett Tams

Discover free things to do in Minneapolis while saving for your dream home. Explore cultural events & outdoor activities in this vibrant city.
Posted in: Market News, Paying Off Debts Tagged: 2, 2023, adventure, air, All, apartment, app, apple, Appreciate, Architecture, art, Bank, beach, Bike, Blog, bridge, Budget, building, Buy, buy a house, cars, city, construction, country, creativity, discover, down payment, dream, dream home, Dylan, experience, Fall, Featured, Financial Wize, FinancialWize, Free, fun, gallery, garden, General, golf course, heat, history, home, house, kids, lake, landscaping, Learn, lighting, list, Living, loan, love it, maintenance, Make, mississippi, modern, More, Move, Music, new, offers, or, Other, outdoor, park, Pet, pool, property, property taxes, public transit, Redfin, Redfin.com, renting, right, river, Saving, seating, Side, Start Saving, story, Style, summer, taxes, the west, time, tour, trust, tv, vacation, visitor, walking, will

Want to visit Japan with an infant? Here’s how to make your trip a success

March 21, 2023 by Brett Tams

When I first started traveling solo and blogging 10 years ago, one of the most persistent things I got asked was, “When are you going to settle down?” The question irked me. It suggested that there were only two paths in life. But it didn’t seem to me that traveling and having a family had …
Posted in: Moving Guide Tagged: 2, 2023, 429, 457, accommodations, adventure, affordable, air, All, Amenities, american express, apartment, ask, at home, Auto, baby, Bathrooms, beds, big, Blogging, bonus, book, bucket, bucket list, business, calm, car, Children, city, Clean, color, Convenience, country, Credit, data, Deals, dining, efficient, experience, Family, Financial Wize, FinancialWize, flight, flights, floor, food, Free, friendly, fruit, gallery, good, guide, home, hot, hotels, How To, Instagram, international, items, journey, Life, list, Make, marriott, miles, More, Move, new, or, Other, parents, platinum, points, property, public transit, rental, renting, Research, restaurants, rice, right, room, routine, running, save, second, sleep, stress, Style, suite, time, tips, traditional, Transportation, Travel, traveling solo, united, vacation, vacations, white, will, young

The Best Car Insurance in California for 2023

March 18, 2023 by Brett Tams

Check out NerdWallet’s guide to getting the best car insurance in California, ranked by factors like coverage and discounts offered and customer satisfaction.

Posted in: Auto Insurance, Insurance, Moving Guide Tagged: 2, 2022, 2023, active, Advertising, affordable, All, analysis, app, Auto, auto insurance, average, Benefits, business, business insurance, california, car, Car Insurance, cars, choice, closing, company, cons, Consumers, cost, country, currency, data, Discounts, dmv, Drivers, driving, education, electric, expenses, experience, farm, Financial Wize, FinancialWize, good, great, guide, habits, home, Home Insurance, homeowners, improvement, Inflation, install, Insurance, Life, list, Live, low, Make, market, Media, military, mobile, Mobile App, money, More, nerdwallet, new, News, offer, offers, Offices, or, Other, Personal, Pet, policies, pool, Popular, premium, products, pros, public transit, Purchase, quality, questions, rate, Rates, ratings, rental, renters, repair, rideshare, right, room, safe, safety, savings, second, shopping, simple, social, Social Media, state farm, student, survey, time, Transportation, trust, unique, usaa, vehicles, veterans, youtube

Your Complete Guide to Suburban Neighborhoods

February 28, 2023 by Brett Tams

Step into a Norman Rockwell painting and live your best life in a suburban neighborhood.

The post Your Complete Guide to Suburban Neighborhoods appeared first on The Rent. Blog : A Renter’s Guide for Tips & Advice.

Posted in: Growing Wealth Tagged: 2023, active, advice, affordable, affordable housing, air, All, Alternatives, Amenities, American Dream, apartment, apartment search, Appreciate, average, balance, basic, Benefits, big, Blog, car, cars, choice, Cities, city, commute, commuting, cons, Convenience, country, crime, data, dream, education, Entertainment, expenses, expensive, experts, Family, Financial Wize, FinancialWize, friendly, fun, gas, General, great, green, Grow, growth, guide, home, homes, hours, house, Housing, indiana, Insurance, job, kids, LA, Land, lease, Life, list, lists, Live, Living, Local, LOS, love it, low, LOWER, Main, Make, making, market, modern, More, most popular, Move, Moving, moving out, neighborhoods, new, Other, paint, painting, percent, Personal, Popular, pretty, pros, public schools, public transit, quality, rate, Rates, Rent, renter, Residential, restaurants, right, rise, rural, save, schools, search, single, space, Sports, square footage, suburbs, tax, tips, Tips & Advice, urban dwellers, walking, white, work

California bans mandated parking near transit to fight high housing prices, climate change

February 16, 2023 by Brett Tams

To fight climate change and the California’s housing affordability crisis, Gov. Newsom signed a bill that will bar cities from setting minimum parking requirements near transit stops.

Posted in: Spending Money Wisely Tagged: 2022, ad, affordability, affordable, affordable housing, All, apartment, apartments, banks, bar, before, Benefits, bonus, build, building, Built, ca, california, car, cars, Cities, city, clear, climate, Commercial, cost, country, Crisis, data, debate, developer, driving, environmental, expensive, Financial Wize, FinancialWize, glendale, goals, Google, home, home prices, homes, Housing, Housing Affordability, housing crisis, housing prices, impact, Income, Land, Law, lending, Local, LOS, low, low-income, LOWER, Make, making, market, measure, minimal, More, Moving, Multifamily, multifamily housing, neighborhoods, new, Oregon, Other, Planning, president, pressure, Prices, programs, project, projects, public transit, quality, rate, Rent, renters, Research, return, Revenue, san diego, School, space, story, trend, Uber, will

From $100 to $10,000: Where to Find Jobs With Sign-On Bonuses

February 13, 2023 by Brett Tams

Amid a tight labor market, many employers continue to look for ways to counter staffing shortages and lure potential hires back into the workforce. While some use creative benefits or work-from-home options as hiring draws, others hope to attract employees quickly with immediate cash in the form of a signing bonus. Many notable, large corporations […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Real Estate News Tagged: 2, 2022, active, agent, air, All, Amazon, Arizona, Benefits, bonus, bonuses, building, california, Career, city, Colorado, company, Convenience, country, customer service, desk, dining, dining room, Drivers, drives, East Coast, Employment, evergreen, Financial Wize, FinancialWize, food, Freebies, front, glendale, grocery, health, hilton, Hiring, home, Hospitality, hotels, industry, international, job, jobs, Kansas City, labor market, list, Live, Local, LOWER, maintenance, Make, Make Money, market, marriott, Media, Medicare, mental health, money, More, new, offer, offers, office, Oregon, Other, pandemic, Personal, pharmacy, prep, pretty, Professionals, project, public transit, ready, repub, right, room, sales, save, Save Money, search, shortages, single, social, stock, stories, Tennessee, texas, time, unique, united, united airlines, verizon, walmart, white, will, work, workers, working

30 Financial Rules That Every 30 Year-Old Should Know (or risk going broke)

February 10, 2023 by Brett Tams

The BIG 3-0.  The age that you’re really an adult.  In your 20’s, you could still swing being a bit immature. Once 30 comes it’s game over.   And now that I’m 35… Dang! Am I really 35?   <sigh> Halfway through my 30’s and I’ve been rocking it the best way I can. As a result, […]

The post 30 Financial Rules That Every 30 Year-Old Should Know (or risk going broke) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 15-year, 15-year mortgage, 2, 2021, 30-year, 401k, 429, 529, 529 plan, AAMS, accountant, Accredited Asset Management Specialist, ad, advisor, Alabama, All, analysis, apr, Arizona, Arkansas, ask, assets, author, Auto, balance, balance transfer, balance transfer credit card, Bank, before, beneficiaries, beneficiary, Benefits, big, Blog, blue, book, build, building, Building a Home, business, Buy, buy a house, Calculators, california, car, Careers, cars, cents, chance, changing careers, charity, Children, clear, College, color, Colorado, commission, commissions, company, Connecticut, cost, creativity, Credit, credit card, credit cards, ct, custom, Debt, Debts, Deductible, deposit, Digit, Disability, disclosure, diversification, diversify, diversity, down payment, dream, earning, education, Emergency, Emergency Fund, entry, Essentials, estate, Estate Planning, event, expenses, expensive, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, Financial Wize, FinancialWize, first home, Florida, Free, freedom, fund, funds, future, gap, Georgia, get started, Giving, goals, good, Google, great, green, Grow, guide, hawaii, health, Health care, Health Insurance, health savings account, healthy, heir, heirs, helpful, history, home, horror story, house, House poor, How To, idaho, Illinois, improve your finances, Income, income tax, indiana, Insurance, interest, interest rate, Invest, Investing, investment, investments, IRA, items, job, kids, Law, lawsuit, Learn, lending, Life, life insurance, Lifestyle, list, Live, Living, living expenses, Loans, louisiana, low, Main, maine, Make, making, Manage Money, market, married, Maryland, Massachusetts, memories, Michigan, military, mississippi, missouri, mistake, money, montana, More, more money, Mortgage, Motivation, Move, mutual funds, nebraska, needs, Nevada, new, New Jersey, new york, News, north carolina, offer, one day, Oregon, Other, parents, payments, Personal, personal finance, plan, planner, Planning, podcast, points, policies, poor, portfolio, power of attorney, priorities, property, property insurance, protect, public transit, Purchase, quality, rainy day fund, rate, Rates, reach, ready, realtor, remodeling, Rent, renter, Research, retirement, retirement goals, retirement plan, Retirement Planning, retirement plans, retirement savings, returns, Revenue, Review, rewards, right, risk, roth, Roth IRA, routine, rules of thumb, save, Saving, saving for college, savings, Savings Account, Savings Accounts, scholarships, School, science, SEC, self-insurance, selling, Side Gigs, South Carolina, south dakota, Spending, spouse, Start Saving, stock, stock market, stocks, story, stress, student, Student Loans, Style, target, tax, tax planning, tax rates, taxes, Tennessee, term life insurance, texas, the balance, The Stock Market, time, time is money, Transportation, Travel, tuition, umbrella insurance, upgrades, upromise, Utah, value, Video, virginia, volunteer, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, work out, working, wrong, young, youtube

The New Financial Costs of Getting an Abortion

February 9, 2023 by Brett Tams

With the overturning of Roe v. Wade, the costs associated with getting an abortion (travel, lodging, child care, etc.) are expected to rise.With the overturning of Roe v. Wade, the costs associated with getting an abortion (travel, lodging, child care, etc.) are expected to rise.

The post The New Financial Costs of Getting an Abortion appeared first on Money Under 30.

Posted in: Personal Finance, Saving And Spending Tagged: 1099, 2, 2016, 2021, 2022, advice, affordable, aid, airbnb, Alabama, All, app, Apps, Arkansas, artists, ask, at home, Austin, average, baby, before, Benefits, big, bills, Borrow, Buy, california, car, cars, child care, Children, Choices, city, Clean, clear, company, Compass, contingency, cost, country, couple, court, covid, COVID-19, Crisis, data, decision, discover, divorce, doordash, driving, eating out, employer, evacuation, exercise, existing, expense, expenses, expensive, experience, experts, facebook, Fall, Family, faq, Featured, Fees, financial aid, Financial Wize, FinancialWize, flight, flights, food, formula, friendly, fund, funds, future, gas, General, Georgia, gig, goal, good, Google, great, guide, health, Health Insurance, heat, heating, helpful, home, hotels, hourly, hours, house, How To, industry, Instagram, Insurance, insurance coverage, international, kitchen, lawyer, Legal, lgbtq, Life, list, Live, Loans, Local, low, Luxury, Main, Make, making, Massachusetts, Medical, mental health, miles, mississippi, model, money, More, Move, Moving, multiply, needs, new, north carolina, offer, offers, opportunity, organization, Other, out of state, pandemic, Parenting, parents, password, patient, Personal, personal finance, pharmacy, place, plan, Planning, pretty, Prices, productive, products, protect, Psychology, public transit, quality, questions, quiet, Raise, rate, reach, ready, referrals, Rent, rental, renting, Research, Review, right, rise, risk, room, safe, save, Save Money, Saving, scam, School, search, second, shopping, simple, Sites, smart, society, space, stage, Start Saving, states, student, Student Loans, Supreme Court, survey, takeout, texas, time, timing, tips, title, tools, tracking, traditional, Travel, trust, UberEATS, under, unique, united, vacation, virtual, W-2, wages, walgreens, wants, will, women, work, workers, working, wrong

A streetcar is coming to downtown Santa Ana. Will it fast track gentrification?

February 8, 2023 by Brett Tams

Luxury housing planned along streetcar route sparks fears of displacement in Santa Ana’s Latino neighborhoods. Others welcome transit-oriented development.

Posted in: Spending Money Wisely Tagged: 2, 2022, ad, affordable, affordable housing, All, amtrak, apartment, Apartment Living, apartments, artists, average, bedroom, before, big, building, Built, business, california, car, Children, Cities, city, Colonial, colonial revival, commission, company, construction, couple, data, dream, Economy, education, electric, existing, Family, Financial Wize, FinancialWize, future, garage, garden, good, Google, grocery, healthy, home, Home Price, homeowners, homes, hot, house, Housing, How To, ice, impact, improvements, Income, LA, legacy, Live, low, LOWER, Luxury, luxury apartments, Make, market, miles, money, More, more money, Move, Music, neighborhoods, neighbors, new, office, oldest, one day, orange county, Other, park, plan, planner, pool, poverty, president, pretty, Prices, project, property, property values, protection, public transit, quality, Rates, reach, Rent, rent control, renters, restaurants, running, School, story, Style, survey, The Neighborhood, time, Transportation, tudor, victorian, volunteer, wants, will, work, workers, working, Zillow, zoning

Cost of living: Why you should choose a cheap place to live

February 5, 2023 by Brett Tams

While visiting Raleigh earlier this month, I spent a morning with my pal Justin (from the excellent Root of Good blog) and his wife. As we sipped our coffee and nibbled our bagels, the conversation turned to cost of living. (Money nerds will be money nerds, after all.)

“Things are cheaper here in North Carolina than they are in Portland,” I said. “Food is cheaper. Beer is cheaper. Hotel rooms are cheaper. Your homes are cheaper too. Last night, as I was walking through the neighborhood next to my hotel, I pulled up the housing prices. I was shocked at how low they are!”

“Yeah, housing costs are lower here than in many parts of the country,” Justin said.

“Take our house, for instance. We bought it in 2003 for $108,000. Zillow says it’s worth around $198,000 right now. But I’ll bet that’s a lot less than you’d pay for a similar place in Portland.”

He’s right. Justin and his wife own an 1800-square-foot home on 0.3 acres of land. Their place has four bedrooms and 2.5 bathrooms. There’s only one place for sale in Portland right now that matches these stats and it’s going for $430,000 — more than twice the price the same home would fetch in Raleigh.

Housing prices in Raleigh, NC

Housing is by far the largest slice of the average American budget, representing one-third of typical household spending. Because of this, the best way to cut your costs (and, therefor, boost your “profit margin”) is to reduce how much you spend to keep a roof over your head.

One obvious way to cut costs on housing is to choose a cheaper home or apartment. But if you truly want to slash your spending, consider moving to a new neighborhood. Or city. Or state. If you’re willing to change locations, you can supercharge your purchasing power and accelerate your saving rate.

Cost of living is one of those factors that people seldom consider, but which can have a huge impact on the family budget — sometimes in unexpected ways. According to The Millionaire Next Door:

Living in less costly areas can enable you to spend less and to invest more of your income. You will pay less for your home and correspondingly less for your property taxes. Your neighbors will be less likely to drive expensive motor vehicles. You will find it easier to keep up, even ahead, of the Joneses and still accumulate wealth.

It’s one thing to talk about the effects of high cost of living, but another to actually experience it.

Posted in: VA Loans Tagged: 2, advice, agents, All, allowance, apartment, Arizona, Arkansas, at home, average, Bathrooms, Bedrooms, before, big, Blog, blue, brokers, brown, Budget, Built, Buy, Buying, Buying a Home, calculator, california, Children, Cities, city, coffee, Colorado, condo, cost, Cost of Living, country, couple, data, date night, Debt, decision, driving, Emergency, Emergency Fund, Entertainment, estate, expenses, expensive, experience, Family, family budget, Fees, Financial Freedom, Financial Wize, FinancialWize, fixed, food, freedom, friendly, frugal, fun, fund, gas, Georgia, goals, good, green, groceries, grocery, historic district, hoa, HOA Fees, home, Home & Garden, homeownership, homes, hot, house, household, household spending, Housing, housing costs, housing prices, houston, impact, Income, Inflation, Insurance, Invest, items, jobs, kids, leverage, Life, Lifestyle, lifestyle inflation, list, Live, living in san francisco, low, LOWER, maintenance, Make, market, markets, men, Millionaire, Mini Cooper, money, More, Mortgage, Most Expensive, Move, movies, Moving, moving in, needs, neighborhoods, neighbors, new, new york, new york city, north carolina, nyc, Oklahoma City, Other, park, paycheck, pinterest, place, politics, Prices, profit margin, property, property taxes, public transit, Purchase, quality, rate, Real Life, Rent, renting, restaurant, restaurants, right, rural, Salary, san francisco, save, Saving, saving rate, savings, School, school district, second, Sell, shopping, single, small apartment, south dakota, Spending, Spring, states, story, taxes, The Neighborhood, time, title, town, united, utilities, vehicles, wages, walking, washington, wealth, will, winter, work, working, Zillow
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