It’s not your imagination: America is pet-crazy. Two out of three households have a pet, and as the holidays roll in, these furbabies are increasingly part of the planning.
Perhaps they occupy the center of the holiday card (wearing a cute Xmas sweater… or an ugly one), travel with their pet parent to Grandma’s house, or receive a pile of presents.
Consider these pet spending statistics: Last year, consumers spent almost $137 billion year-round on their animals, an increase of 11% year over year. Could this spending soar still higher as the winter holidays unfold?
To learn more about this trend, SoFi surveyed 1,200 pet-owning adults from coast to coast in October 2023. Here, you’ll learn more about how animals are making the season more magical and memorable… and how they are being gifted with holiday goodies.
For starters, did you know the following pet spending statistics?
• 70% of people typically buy their pets gifts. Of those, more than a quarter (27%) spend more than $100 on gifts.
• 89% plan to dip into their wallet in some way to maximize their pets’ holiday joy.
Read on to learn the full story on pet owners’ habits and their holiday spending statistics. You may be surprised!
Holiday Joy: Pets Play a Major Role
The holidays are all about togetherness, whether that means watching a game, baking holiday treats, or watching “A Charlie Brown Christmas” on heavy repeat. But SoFi’s survey revealed that people love sharing the season with their pets.
In fact, more than one in four respondents (27%) say they can’t stand the idea of spending the holiday season without their pet by their side. If they can’t take their four-legged friend with them, over the river and through the woods, they might even wish they could just stay home!
So, how do pet owners celebrate the holidays with their pets? Besides getting them gifts, including pets in holiday photos is a popular choice for many (58%), as is putting up decorations, such as stockings, personalized for their pet (47%).
“Why include pets in holiday traditions? It’s simple — these traditions create bonding moments,” says Chris Allen, founder of Oodle Life, a pet blog . “One year, Max actually unwrapped his own gift, a squeaky toy, and the joy on his face was priceless. It not only made our day but also made us feel more connected as a family, furbaby included.”
Here’s are respondents’ favorite ways to include pets in their holiday celebrations:
• 70% get holiday pet gifts.
• 58% include pets in their holiday photos.
• 47% have personalized holiday decor for their pet (such as a stocking or ornament).
• 45% make a special holiday meal for their pet.
• 40% dress up their pets in holiday attire (such as sweaters and hats).
• 40% let their pet be a taste-tester when cooking or baking holiday meals.
• 30% take their pets to holiday events.
• 28% bake holiday treats for their pets.
It just may be that the pet owners who forgo gifts for their critters are taking the extra time to bake holiday biscuits for them.
Including pets can help bond a family. “Our furry friends are integral family members, and holidays just aren’t complete without their spirited participation,” says Dr. Mollie Newton, DVM, founder of pet care resource site, PetMeTwice, “My own whiskered sidekick has his own stocking, which hangs proudly beside the family’s every December.”
Pets Dress the Part for the Holidays
Is there anything cuter than a grumpy cat in a Santa hat? Or a pooch dressed up to look like Max from “How the Grinch Stole Christmas?” Not really! And when pet people party, you can bet most will deck their pet out in special garb: 68% dress up their pet for holiday celebrations.
So let’s take a closer look at exactly how pet people like to deck out their dogs, felines, and other beloved pets for the holidays.
Of the pet owners who dress up their pets, here are the most popular ‘fits:
• 71% bought their pet a holiday sweater.
• 61% put a holiday-themed collar/harness on their pet during the holidays.
• 59% made their pet wear a holiday hat (think Santa hats, antlers, and elf ears).
• 47% bought their pet snow and cold-weather gear (such as snow jackets or boots).
• 35% bought themselves and their pet matching pajamas.
“Every Christmas, we put a little reindeer antler headband or Santa hat on our Labradoodle, Max,” says Oodle Life’s Allen, “He struts around, and it’s like he knows he’s the center of attention!”
What better way, after all, to prepare for a pet family’s holiday photo than donning matching hats or pajamas!
Pet Owners Go Big for Holiday Gifts
The vast majority of pet owners will likely go holiday gift shopping for their furry companion, and we wouldn’t be surprised if they wrapped the present and put it under the tree. After all, owners want pets’ holidays to be jolly and joyful, too.
About those presents: Many of these aren’t just random impulse purchases. Nearly half of pet owners (46%) say their pet has a holiday wish list. And almost one in five (18%) say their pet’s list is longer than their own!
The SoFi survey revealed that 70% of people typically buy their pets gifts. Wondering how much people spend on their pets? Consider this: Of those who dip into their wallets, more than a quarter (27%) spend more than $100. Talk about pampered pets! This year, 75% of pet owners plan to buy their pets gifts, so the numbers appear to be growing.
Overall, two key factors are likely to impact how much people spend on pets: their earning power and whether or not they have kids.
Household Income Plays a Bigger Role in Pet Gifting
According to SoFi’s research, the more financial means a person has, the more likely they are to go big on gifts for their pets. Perhaps if they are used to buying themselves more luxurious items, they may be more inclined to do the same for their animal. There are designer dog clothes, for instance, costing hundreds of dollars per garment.
In short, as income rises, so too does spending on gifts for our furry friends:
• 42% of respondents with a household income of $100,000 and up spend more than $100 on pet gifts.
• Only 12% of respondents with a household income under $100,000 spend more than $100 on pet gifts.
39% of Dual-Income Families With Kids Plunk Down $100+ on Pet Presents
Among pet owners, you might think that dual income families who don’t have kids would spend the most, overall, on holiday gifts for their pets. Think again. The SoFi survey uncovered surprising stats on pet gifting:
Dual-income families with kids actually spend more on pet gifts than those families with no kids.
• 39% of dual-income families with kids spend more than $100 on pet gifts.
• 21% of dual-income families with no kids (DINKs) spend more than $100 on pet gifts.
Perhaps seeing how much joy pets bring kids has an impact: It might encourage parents to dip into their wallets more deeply.
Overall, Families With Kids Spend More on Their Pets
Nearly everyone aims to celebrate the holidays affordably, but a much-loved pet may encourage people to spend more freely during the festive season.
More than eight out of 10 (82%) pet owners spend at least $25 more than usual on their pets during the holidays. Some spend still more freely, with 34% of SoFi survey respondents doling out at least $100 more than their norm.
Just as kids inspire families to splurge on pet gifts, they also appear to inspire holiday pet spending overall.
Pet owners with kids tend to spend more on their pets during the holidays:
• 46% of dual-income families with kids spend at least $100 more.
• 35% of single-income families with kids spend at least $100 more.
• 30% of dual-income, no kids households (DINKS) spend at least $100 more.
• 23% of single-income, no kids households spend at least $100 more.
While 43% of pet owners say: “My pet is spoiled so I splurge on them during the holidays,” it probably comes as no surprise that those with kids say this most often:
• 78% of families with kids agree with this statement.
• 22% of families with no kids relate to this statement.
Nearly Half Budget Ahead of Time for Holiday Pet Spending
When the holidays approach, many pet parents assess how much they have to spend for the holidays. Whatever type of budget they use, there’s a good chance it includes funds to make the season special for their animals.
Interestingly, nearly half know how much they will spend on their pets for the holidays and sock that money away in advance — that’s good financial planning in action. Here are the details:
• 49% say “Yes, I know how much I’ll spend on my pets and put that money aside for holiday spending.”
• 51% say “No, I don’t plan for how much I’ll spend on my pet during the holidays.”
Note: No word on how much pets are planning to spend on their parents….
Generally, pet parents take a number of different pet-related costs into consideration during the holidays. It’s not just about squeaky toys and catnip, after all. It’s about photos with, say, Molly, the beloved guinea pig, front and center. Yes, nearly half of our respondents budget for holiday photos with their pet. And more than one out of three pet owners account for the cost of getting their pet groomed for the season. Got to look sleek for those pictures, right?
Take a closer look at where the dollars go. Aside from holiday gifts, pet owners told SoFi that they plan for the following costs:
• 45% budget for taking holiday photos.
• 38% budget for getting their pet groomed for the holidays.
• 38% budget for seasonal veterinary needs.
• 35% budget for bringing their pets along when they travel for the holidays.
• 33% budget for buying holiday attire for their pet(s).
• 26% budget for boarding or care for pets because they’re booking holiday travel without their animal.
How to Spoil Your Pet… Without the Debt
Just because many SoFi survey respondents may spend lavishly on their pets over the holidays (as many Americans do), that doesn’t mean they abandon their financial savvy and become bad with money. They apply the same money-smart tactics for their pet purchases as they do for their own gear. Coupon clipping? Check. Signing up for emails that might bring rewards? You bet.
Here’s how they make the most of their cash during the holidays:
• 62% say they use coupons to help save money on holiday spending for their pets.
• 48% say they subscribe to pet company marketing emails to scan for deals.
• 40% get money-saving tips from friends and family.
• 24% say they follow influencer recommendations (yes, petfluencers can really have pull).
Recommended: A Guide to Budgeting for Beginners
Sometimes Naughty, Always Loved
Much as people adore their kitties, rabbits, and dogs, let’s face it: The answer to “Who’s a good boy?” is not always “You are!” Pets can be rascals — chewing shoes, shredding upholstery to ribbons, and leaving muddy pawprints.
Indeed, while many pet parents will be rewarding their good boys (and girls) this season, not all critters may deserve their gifts.
In fact, 22% of pet owners surveyed by SoFi say they’d put their pet on the naughty list.
What’s more, the holiday season gives animals ample occasion to run wild. You know the drill: cats deciding to climb the Christmas tree, or a dog dragging lovingly prepared food off the table (Remember how “A Christmas Story” ended?).
Here’s what the SoFi survey respondents had to say on this aspect of the holidays with pets.
What do pet owners dread most during the holidays?
• 37% of respondents say it’s their pet knocking over the Christmas tree or knocking ornaments off the tree.
• 27% say it’s their pet tearing open gifts early.
• 26% say it’s their pet stealing food from the table or counter.
• 24% say it’s their pet misbehaving around family and friends at gatherings.
• 17% say it’s untangling their pet from holiday lights.
Holiday Pet Safety Also a Concern
Amid all the revelry, pet parents are also focused on keeping their animals safe. After all, most people know facts like poinsettia being mildly toxic to dogs. Here’s how SoFi survey respondents feel about protecting their critters, because happy holiday pets are healthy holiday pets.
Almost one in four (23%) worry about needing to use pet-safe holiday decorations. The same percentage fear their pooch might get sick because friends and family overfeed them or slip them slices of forbidden foods just because, hey, it’s the holidays.
Here’s another source of anxiety for pet parents: being separated from their animal companion during the season. Nearly one-third of them worry about having to travel without their pet. They want to make sure wherever they are over the holidays, they have their furbaby right by their side… or in their lap.
“Involving our pets in our holiday celebrations helps us all feel a little more connected during the holiday seasons,” says Devin Stagg, Marketing Manager at dog-training provider, Pupford. “While I think they enjoy the treats and toys, I believe the greatest benefit is to the pup parent!”
Recommended: Tips to Cut Costs When Traveling With Pets
Pets Inspire the Spirit of Giving
If anyone needs further proof that pets are really and truly part of the family, take note. Pets have a way of inspiring gift giving across the generations. Few can resist giving them a little treat, whether that’s a fancy organic dog biscuit or a cat teaser.
According to SoFi’s survey, among families with children, 61% say their kids give gifts to the pet. And grandparents love their grand-furbabies, with almost one in three putting a pet present under the tree.
Pets themselves are often a favorite gift, too: 39% of pet owners say they’ve given someone else a pet as a holiday gift. Of those, 36% say they spent more than $100 on the pet, and 5% say they spent more than $1,000.
It’s no secret that Americans love their pets, and so when the holidays roll around, those animals get lavished with love, gifts, and special treatment. SoFi’s survey of 1,200 pet owners in October 2023 uncovered just how much people splurge on their furbabies, what they buy, why, and how pets can leave their imprint (or pawprint) on the holiday season.
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Hosting a successful Thanksgiving on a budget starts with smart shopping strategies and a manageable guest list.
November 1, 2023
Every November, family and friends gather to reflect on what they’re grateful for and indulge in a home-cooked meal. But with food costs steadily increasing, Thanksgiving can easily be one of the most stressful and costly holidays of the year.
The good news? You don’t have to break the bank to host a holiday dinner that leaves your guests full and impressed. Here are some tips for hosting Thanksgiving on a budget without compromising on the warmth and joy of the holiday season.
1. Get a head start on planning
It’s never too early to start preparing for the holidays, especially if you’ve volunteered to host. Haley and Justin Brown-Woods, financial coaches and hosts of the Price of Avocado Toast podcast, recommend thinking about what type of Thanksgiving you’d like to create. Will it be casual or elegant? A full, traditional meal or just heavy appetizers?
Most importantly: How big will the celebration be? Having a rough idea of how many people you’ll be hosting will provide a better sense of how much food and drink you’ll need, which can help you set a realistic budget.
One tip: If you’ve previously hosted Thanksgiving, review bank statements from those years to approximate your expenses for this year’s dinner.
2. Keep your guest list in check
The more, the merrier, right? Not necessarily. Too many Thanksgiving guests mean more mouths to feed—and more money spent. “One of the first steps we’d suggest when doing Thanksgiving on a budget is being modest in who you invite,” Haley says. More guests can mean you might need to plan for considerations like dietary restrictions or picky kids. To keep it simple, invite only close family members or just your immediate household.
“As you add to the list of guests, you need to ask yourself how much more of each dish you’ll need to make,” Haley says. “Boiling a few extra potatoes is wildly different from making an entire new casserole pan of dressing. Do you plan on giving out leftovers to all? Do you have disposable containers to send it all home in? Ask yourself what kind of post-meal situation you’re comfortable with and then build around that.”
3. Commit to a budget and build your savings fund
Once you’ve figured out the guest list and your overall style, determine a budget for food, decorations, and other expenses based on how many guests you plan to invite. Then, pad your final budget to cover any unexpected costs that might pop up.
Try to keep your budget limited to the essentials. “You do not need to buy or serve everything,” Haley says. “Potatoes don’t need to be curated into four styles, and you don’t need every extra casserole you saw on social media.”
Having a rough estimate for expenses is the first step toward building your holiday fund. To help your savings go even further, consider opening a high-yield online savings account to take advantage of the compound interest it earns every month.
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“We suggest having a sinking fund in a high-yield savings account built specifically for holidays that you can add to each month and then pull from when needed,” Justin says. “This could be for things like groceries, gifts, excursions, or any other expenses that come with the holiday season. When we save in advance for our goals, not only do we feel empowered, but we spend more intentionally because we recognize the work and planning that went into getting to that point.” Not to mention, you’ll experience lower overall stress if you come out of the holidays without considerable debt to pay back in the new year.
4. Take inventory of what you have
One simple trick to ensuring a successful Thanksgiving dinner on a budget? Figure out what you already have at home to reduce unnecessary expenses. Pantry staples, like sugar and flour, can last for many months, and there’s no need to buy them brand new just for one dinner. If you’re missing a certain-sized pot or baking tray, consider borrowing cookware from a guest before the big day. Thrift stores are also an inexpensive place to find what you need to help keep your Thanksgiving spending under control.
5. Shop with a budget-first mindset
Haley recommends several money-saving tips when shopping for Thanksgiving dinner on a budget.
“Buy off-brand when possible,” Haley says. “You don’t need name-brand condensed soup for a green bean casserole. Your guests will still love whatever is made. The flavors meld together anyway, so cut costs as much as possible.”
Another tip: To curb spending, buy certain items ahead of time to avoid last-minute and unnecessary purchases. “Start stocking up on the nonperishables months in advance,” Haley adds. “You’ll be tempted to buy straight from the Thanksgiving display if you shop too close to the holiday. And you know what else is on that display? Decor, extra desserts, favors, and other stuff you absolutely do not need.”
6. Save money on the decor
You don’t need to spend a fortune to enhance the Thanksgiving mood. Decorating for Thanksgiving on a budget is a chance for you to exercise creativity and maybe even enlist the help of guests for a night of crafting. Instead of buying that fancy centerpiece you saw online, use it as inspiration to create a centerpiece with decorations you already own or can thrift on the cheap.
Better yet: Take a minimalist approach to your Thanksgiving decorations.
“As far as decor, less is more,” Haley says. “A comforting table setting, maybe one from years past, is just enough. Sometimes we forget that ‘more’ can really mean ‘busy,’ which detracts from the connection we crave on this holiday.”
7. Consider hosting dinner potluck-style
Want to really limit the stress and spending? Offer to host a potluck Thanksgiving or “Friendsgiving” dinner. As the host, you can still cook the main entrees like the turkey, but a potluck allows you to delegate smaller side dishes to your guests—especially if you can’t trim down your guest list.
Justin says: “We are big fans of potluck style. If your extended family is so close that you can’t avoid the invites, consider asking all to contribute meaningfully, in alignment with their budget. Find spaces where folks can contribute, and then ask if that works or if they’d like to adjust. An example could be, ‘Hey, we’re so excited to have you for Thanksgiving. We’re asking everyone to contribute a dish so the meal is easier on all. Would you be comfortable bringing that famous dish you make?’”
Granted, there are certain circumstances where guests may not be able to contribute. For example, family members visiting from out of town might not be able to bring a home-cooked dish or have time to visit the store before dinner. If traveling guests offer, feel free to accept their contribution. Otherwise, it’s probably best not to ask.
Don’t let hosting duties stress you out
Most importantly, Thanksgiving is a time for family, friends, and loved ones to reflect on all they’re grateful for and to enjoy each other’s company. Hosting should be fun—not gray hair-inducing, and it’s important to remember that who you invite is more important than how much you spend on the tablecloths.
“Remind yourself of what your values for the holiday are,” Haley says. “If feeding people is a value, then how can we do that comfortably, without breaking the bank? If connecting with loved ones matters more, maybe you can save on the meal in some capacity. Value-based spending is key to enjoying your money and your life, so identify the value and then spend intentionally within that framework.”
Ready to raise your hand to host this year’s Thanksgiving on a budget? Check out the features of a Discover® Online Savings Account to see how it can support your holiday savings efforts today.
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For many people, college is the first time they’re truly in charge of their own finances. While it’s often a challenge, creating and maintaining a savings account for students is a foundational lesson for building healthy financial habits that last a lifetime.
And saving money as a student has its short-term, practical benefits, too.
“Life throws a lot of expenses our way that are hard to plan for—like when your car suddenly refuses to start when you’re running late for class,” says Jacqueline DeMarco, a freelance writer specializing in personal finance content. “That’s why building out a solid emergency fund is something that every college student should prioritize.”
So, how can you save money as a student in college? These savings tips can help give you some monetary breathing room and a financially secure start in adulthood.
Can you make your bank accounts work for you?
First things first: Make sure you have a good place to keep your savings. That means finding a bank that’s convenient and offers the features and benefits that work best for you.
DeMarco notes that students may feel limited to banks available on or near campus.
“If they aren’t happy with their on-campus bank options, college students may find that an online bank is a better fit for them,” DeMarco says. “Not only do online-only banks offer all of their services digitally, they also tend to have lower fees and offer higher interest rates than banks with expensive brick-and-mortar locations to pay for.”
Whichever bank you choose, DeMarco says there are two accounts every new student should strongly consider opening: a checking account and a savings account.
Setting up both a savings account and a checking account can be done online within a few hours at the bank of your choice.
How can students save money?
Once you’ve set up your checking and saving accounts, it’s time to take the next step toward financial responsibility. One of the best ways to save money for students is by setting up a budget.
How much should a college student spend per month? To determine that, DeMarco recommends subtracting your monthly expenses (essentials like food, utility bills, etc.) from your monthly income (whether it’s from a part-time job, student loans, or money from a parent). Doing this simple math will help reveal how much you can safely spend each month on fun stuff like new clothes or going to the movies—after you’ve put aside a portion for your savings, of course.
Looking to add more wiggle room to your budget? Try these money-saving tips for students:
Shop at consignment and thrift stores
Consignment and thrift stores offer previously owned clothes and other items at a discount. The primary differences are that thrift stores tend to be nonprofit organizations, accept more donations, and are generally less selective in what they choose to sell. Consignment stores are often more selective about the donations they accept, and they pass a portion of the sale to the person who donated—or consigned—the product.
DeMarco notes that consignment stores are not only a smart option for saving money—they’re also a way for students to make extra money by selling unwanted items.
Buy used textbooks
Textbooks can cost students hundreds of dollars if they’re new. Instead of paying full price, consider buying or renting used textbooks. “Many college bookstores offer used options, and online platforms often provide affordable alternatives,” DeMarco says.
You might also be able to recoup some of the money you spent once you’ve finished a class by reselling your textbooks to a used bookstore or an online vendor. “Sometimes I could even sell a book for more than I bought it,” DeMarco says, referencing her time as a student. Cha-ching!
Think about meal planning
So busy with classes and assignments that you find spending money at vending machines for on-the-go snacks easier than planning ahead? Stop, shop, and save. Set aside a few hours each weekend to prepare all of your meals for the week to come. Or, if you live in a dorm, hoard some extra items from the dining hall so you’re ready when those late-night study session cravings inevitably strike.
“Planning meals in advance gives students the chance to make a shopping list and stick to it,” DeMarco says. “As a bonus, having their meals planned will make it easier to avoid the temptation to dine out after a long day of classes.”
Explore free activities
Who says you need to splurge to have a good time? There are plenty of ways to have fun without spending money. Chances are, multiple free activities are happening on and around your campus on any given night. You can look up event calendars online or keep an eye out for announcements. Groups and clubs are always looking for participants and potential new members, so you can bet they’ll be happy to have you. (Plus, a lot of these events have free food.)
Ask for student discounts
It’s common for stores on and off campus to offer student discounts. To reap the benefits, always keep your student ID in your wallet, purse, or cellphone case so you can flash it and save some money.
“You’d be surprised how many retailers, restaurants, theaters, and entertainment venues offer discounts specifically for students,” says DeMarco, who relied on student discounts to help build her professional wardrobe as she neared graduation. “Plenty of major mall brands offer these discounts.”
Get a cheap coffee maker
Relying on caffeine to get through those late-night study sessions—or just to get moving each morning? Save money on java by buying a coffee maker and becoming your own barista. DeMarco says that a cheap or used French press is easy to use and could save you hundreds of dollars over the course of a year.
Rethink the car
It can be tempting to bring a car to college—whether for grocery runs or the occasional road trip. But the costs of gas, maintenance, and parking can add up quickly, DeMarco says. So leaving that set of wheels at home is another way for students to save money. Most college campuses are great for biking and walking. And many also provide shuttle buses and rides to essential off-campus places like grocery stores—as well as safe rides at night.
Track your savings
As you put these ways for students to save money into practice, DeMarco suggests tracking their positive impact on your budget. That way, you can see how your small saving techniques can add up over time. There are even money-saving apps for students you can download to measure your progress.
Where should college students keep their savings?
As you’re finding new ways to trim your budget, where should you put the money you’ve set aside? DeMarco says you’ve got a few options to consider:
Rewards checking account
While there are better places for long-term savings, rewards checking accounts are a valuable tool for college students as they begin to manage their own finances. Certain online checking accounts will provide cash back rewards based on how much you spend. For example, the Discover® Cashback Debit Account provides a 1% cash back bonus1 as well as overdraft protection if you overdraw your account.
Checking accounts are an ideal place to keep your spending money, funds for paying bills, and income earnings from part-time jobs or side hustles since they allow you to access the cash you need at any time.
High-yield savings account
Starting a high-yield savings account, like the Discover Online Savings Account, in college can make a dramatically positive impact on the rest of your financial life.
DeMarco recommends a high-yield savings account for any money that students may not immediately need but still want to keep available. “That way, their savings can earn interest, but they can access those funds if needed,” she says.
Call it a sunny day fund—online savings with no monthly fees
Discover Bank, Member FDIC
And putting aside a set amount of money each month into a high-yield savings account can start earning you compound interest. Even depositing a small amount of savings while you’re in college can add up over the years to make a sizable stash down the line.
CDs, or certificates of deposit—especially those with a longer maturity term—can provide a higher return than a savings account. Use CDs for savings that you don’t expect to need over the CD’s term. The term length for CDs can vary widely. For example, Discover Certificate of Deposit terms range between three months and 10 years, with competitive annual percentage yields.
“If a student has a solid chunk of savings they know they won’t touch for a while, they may want to consider keeping their money safe in a CD, where it’s guaranteed to experience growth,” DeMarco suggests.
If you’re ready to start preparing for the more distant future (always a good idea), you can start by contributing money to an IRA, or individual retirement account. While some college students wait until they have a full-time job that offers a 401(k) plan to begin saving for retirement, the sooner you can get a head start, the better.
Discover offers both IRA CDs and IRA savings accounts.
Why not start saving while in college?
There’s really no better time to start saving than in college. To make your savings dreams a reality, set goals at the start of each semester and check your progress periodically. Maybe even reward yourself (nothing too extravagant, of course) for staying on track. Something as small as the occasional special meal or an activity that doesn’t blow your budget can be a fun way to celebrate those financial milestones.
Saving money can also create some amazing memories with the new friends you’ll be making. Ramen might seem dull, but challenging friends to see who can come up with the best recipe using cheap instant noodles can spice up the fun.
College can be a wonderful experience. And weaving these saving tips into that experience can help build the foundation for a comfortable and secure financial future. Just think: It could all start with a high-yield savings account.
Articles may contain information from third parties. The inclusion of such information does not imply an affiliation with the bank or bank sponsorship, endorsement, or verification regarding the third-party or information.
1 ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), online sports betting and internet gambling transactions, and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC.
Looking to land more real estate listings while leveraging your creativity? Today’s guest, Jordan Smith, has the perfect real estate niche for you: design. Jordan helps local investors find, fix, and flip properties and has closed over $17 million in volume to date thanks to his design expertise. Listen and learn how to package your unique talents for more real estate transactions.
Listen to today’s show and learn:
About Jordan Smith [0:44]
Why Jordan got his real estate license [2:24]
How Jordan learned about design, investing, and real estate repairs [4:20]
Why there’s no excuse not to master your craft [6:50]
Jordan’s first real estate deal [7:55]
The $5k design package for fix and flips [12:31]
Design considerations [17:35]
Time-saving tips for real estate redesigns [21:34]
Jordan’s latest listing [24:59]
Ways to find investor clients as a new real estate agent [27:26]
Why most people don’t flip properties [31:01]
Dialing in your deal flow [35:41]
The need for a comprehensive real estate company [41:30]
Jordan’s advice for real estate agents on niching down [44:43]
How to find what you love to do in real estate [46:14]
Where to find and follow Jordan Smith [47:56]
Jordan Smith is a real estate agent, investor, and designer who helps other people make money by turning ugly houses into pretty houses! As a licensed REALTOR® in both North & South Carolina, he helps investors find properties, renovate them using his signature “ballin’ on a budget” design, and sell them for maximum profits. When he is not doing something real estate related (and let’s be honest, even when he is doing something real estate related), you can find Jordan spending time with his hilarious wife Carmen and their three wild kiddos – Charlotte (8), Josiah (5), and Collins (2).
Related Links and Resources:
It might go without saying, but I’m going to say it anyway: We really value listeners like you. We’re constantly working to improve the show, so why not leave us a review? If you love the content and can’t stand the thought of missing the nuggets our Rockstar guests share every week, please subscribe; it’ll get you instant access to our latest episodes and is the best way to support your favorite real estate podcast. Have questions? Suggestions? Want to say hi? Shoot me a message via Twitter, Instagram, Facebook, or Email.
Inside: Looking to celebrate Christmas on a budget? This guide has you covered with creative and affordable ways to do just that.
Are you stressed out about how to afford a fabulous Christmas on your budget? Worry not.
This festive season isn’t about how much cash you fork out, it’s about creating lasting memories and spreading joy.
Why let financial woes dampen the joyous yuletide spirit when you can celebrate a charming Christmas on a budget?
Remember, it’s your money, your decisions, and your rules – no guilt trips or social pressures should force you into spending Christmas in debt.
Today you will learn:
Determine your Christmas budget: Figure out what’s a comfortable amount for you to spend and stick to it religiously.
Be creative with gift giving: Homemade presents or heartfelt letters can be more valuable than pricey items.
Find simple ways to save money: Use these money saving tips to enjoy a festive holiday season.
This holiday season, celebrate responsibly, within your means, for a Christmas that’s merry, bright, and totally guilt-free!
Why Celebrate Christmas on a Budget?
Embracing a budget-friendly Christmas can prove to be not only a smart choice but one filled with warmth, delight, and genuine joy.
Enjoy valuable family bonding time with exciting games and shared activities. Volunteer work, a day of holiday baking, or a simple drive-through Christmas lights sightseeing trip can leave a lasting impression. Look through this Christmas bucket list.
Opt for economical, yet thoughtful gifts or stick to fun gift exchange rules, such as the “four gift rule” for your kids. Remember, it’s the sentiment behind the gift that matters the most.
In essence, an economical holiday season needn’t be a dull affair, rather it’s an opportunity to make it more heartfelt and unforgettable.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What to buy for Christmas on a tight budget?
Yes, friend, you can buy meaningful Christmas gifts while sticking to a budget.
In fact, the thought behind a gift is often what makes it special, not the price tag.
A few ideas include homemade gifts, gift cards, subscriptions, and second-hand items. With a little creativity, you can find the perfect present for everyone on your list without spending a fortune.
Below you will find plenty of great gift guides for Christmas that won’t break the bank.
Benefits of a Budget Christmas
1. Allows you to plan ahead and stay on track 2. Prevents overspending 3. Buy gifts that are within your budget 4. Focus on quality over quantity 5. Ensures that everyone gets a gift 6. Helps you avoid debt during the holidays 7. Prevents you from feeling stressed out about money during the holidays 8. Be creative and come up with unique gifts 9. Save for next year’s holiday budget 10. Stay connected to the spirit of the holidays
Savings with Christmas on a Budget
From homemade Christmas decorations to unique gift ideas, it’s possible to create magical moments that’ll last a lifetime without a hefty price tag.
Embrace the true spirit of Christmas – love, family, and togetherness, rather than commercialism, and read on to discover how.
Learn the simple ways to celebrate the festive season without breaking the bank with our creative and budget-friendly Christmas ideas.
1. Think about a No Gift Christmas
Having a No Gift Christmas is a creative and budget-saving alternative to traditional holiday festivities, especially suitable if funds are tight. Why not consider it?
Here are some benefits:
You can alleviate the holiday stress often associated with spending on gifts.
It fosters the idea of Christmas as a season of togetherness, not just gift-giving.
It offers the potential for unique and memorable experiences, like volunteering or creating fun traditions with your loved ones.
Remember, having a memorable Christmas doesn’t have to cost much, or anything at all Learn more about a no gift Christmas.
2. Make Your Own Gifts
DIY Christmas gifts are your perfect solution. They not only save pennies but are laced with your love and creativity.
Start by exploring plenty of creative gift ideas available for free online. Need help? Look for “homemade gifts for Christmas” and you’ll be surprised.
Compile a list of possible gifts from homemade candles to personalized coupon books, keeping the recipient’s likes in mind.
Remember, your efforts will reflect in your gift. So, unleash your creativity and let the magic begin.
3. Borrow Instead of Buy
Borrowing instead of buying is a clever way to have a festive holiday while keeping things budget-friendly. This concept is simple: swap decorations, games, or even gifts with friends, neighbors, or family
Discuss your idea with your circle and organize swapping parties to exchange items.
The key is to creatively engage and make it a fun, budget-conscious activity. After all, Christmas is about sharing and caring!
Remember, return borrowed items in their original condition to maintain trust.
4. Attend Free Events
The Christmas season doesn’t have to be a strain on your wallet. Attending free community events can provide fun and festive celebrations:
To find these events, check your local newspaper or community websites. Be sure to:
Take advantage of free refreshments, but also bring your own to share.
Consider hosting a potluck dinner before or after community events.
Attending free events supports your local community.
Remember, Christmas is about togetherness, not extravagant spending.
5. Make Your Own Decorations
To create a festive atmosphere this season, you could repurpose items around your house or make your own decorations.
Choose a color theme and gather items in those shades, then place them together on a mantel or coffee table to create a coordinated layout.
For a natural touch, clip pine needles, branches, or herbs from your garden, and enhance them with glitter.
Additional budget-friendly options include taking advantage of sales and discounts at thrift stores or crafting handmade decorations such as ribbons from fabric strips or Christmas cookie ornaments.
6. Keep Track of Your Christmas Expenses
Just like throughout the year, budgeting is critical to your financial success.
Nothing changes with Christmas, it is crucial to track and budget your holiday expenses. Jot down every potential cost – from the Christmas tree, and food, to holiday décor.
Be thoughtful about what you really need and opt for items you can use for years.
This is one of the cash envelope categories I recommend saving for. To effectively manage your expenses, assign specific dollar amounts to each item on the list, ensuring you stay within your budget.
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Start Your Free Trial.
7. Share the Spirit
Embracing frugality during the holiday season can not only help you save money, but can also create memorable experiences and meaningful connections.
Small gestures, such as sending heartwarming physical letters to loved ones instead of emails, can still convey thoughtfulness and spur the holiday spirit.
By centering your holidays around family activities and endeavors, like homemade ornaments or a scavenger hunt with small gifts, the focus shifts from materialism to fellowship and unity.
Find more frugal Christmas ideas.
8. Check Out Bargain Stores
Bargain stores provide the perfect solution for savvy holiday shoppers looking to save money without compromising on quality or variety. Not only can you find unique, quirky gifts, but you can also keep a lid on your spending while doing so.
Stores like consignment shops or websites such as Craigslist often have high-quality used toys that are nearly new if you’re willing to look carefully.
Another option is to look at discount retailers like TJMaxx as they often host sales during the holiday season, making it even easier for you to save money while hunting for the perfect gifts.
9. Save Money Throughout the Year
Automating your savings for the Christmas season can be a practical and efficient strategy. The 100 envelope challenge is perfect for this!
By setting aside just $50 each month, you could accumulate up to $600 by December, providing a decent budget for your holiday expenses. This method can ease the financial stress during the holiday season, letting you enjoy the festivities without worrying about overspending.
Consider setting up automatic transfers to a high-interest savings account. This ensures your Christmas funds grow without your intervention.
Lastly, try a no-spend month where you only cover essential bills, giving your savings a significant boost.
10. Start a Side Hustle for More Money to Spend
Engaging in side hustles throughout the year can help you significantly cover your holiday expenses.
By delivering food, completing microtasks, selling gently used items, or shoveling snow, you create extra earnings that can go directly into your Christmas fund.
For instance, extra income from a seasonal retail job could help finance gift-purchasing without straining your usual budget.
This strategy not only prevents potential post-holiday debt but also allows you to enjoy the season without financial stress.
In fact, more people are interested in how to make money online for beginners.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
11. Shop Online Instead of Going to the Mall
Shopping online for your Christmas gifts can seriously ease your holiday stress, and potentially save you money.
Let’s explore why skipping the mall and clicking your way to a merry Christmas might be your best bet this year:
No dealing with holiday crowds or cranky shoppers.
Enjoy sales and deals without leaving your home.
Track prices over time to grab the best deals.
Use Rakuten to save even more money on purchases.
For smart online shopping, prepare a list of gifts before diving in. Take advantage of the “wish list” option on platforms to curate items of choice and make sure you first glance over deal sites before making purchases.
12. Have a Christmas Potluck
Host a festive potluck! Invite friends and family, asking each to bring their favorite dish.
Here are some tips for a successful event:
Get organized and ask guests to bring specific types of food. This prevents duplicate dishes and ensures a balanced meal.
Introduce a fun element. Try a cookie swap or a silly game like “Guess the Cookie.”
Keep decor simple. A large vase filled with greenery and baubles can effectively replace a pricey Christmas tree.
Remember simplicity is key in food and decor. Costly ingredients and complicated recipes aren’t prerequisites for a memorable Christmas.
Remember, the holiday is about togetherness, not extravagance!
13. Make Your Own Cookies
There’s a unique pleasure derived from making your own cookies during the holiday season instead of buying them. More so, the cookies you’ve invested your time and creativity into can double as thoughtful, homemade gifts, adding another level of sentiment.
Apart from being a cost-effective option, it brings an opportunity to bond with friends and family during cookie exchange or decorating gatherings.
Making your personally crafted cookies also gives you control over ingredients catering to specific dietary needs or preference
Indeed, making your own cookies adds value that surpasses the mere cost savings, it infuses the holiday season with warmth, joy, and a sense of shared experience.
14. Cross Off Activities from your Christmas Bucket List
Having a joyful Christmas doesn’t necessarily mean overspending. In fact, integrating cost-effective activities into your holiday routine can make the season more meaningful and fun.
This Christmas Bucket list post offers an extensive and diverse list of creative ideas for budget-friendly Christmas shopping, gifting, and celebrating.
Additionally, downloading the free printables and a Christmas Budget Template will make the process even more manageable and fun.
15. Have a No-Gift Party
A no-gift Christmas party is an affordable and fun holiday celebration where attendees do not exchange gifts. It’s a great option for those looking to save money and still enjoy the festive season.
Here are steps to make it happen:
Step 1: Decide on the party type, either a simple gathering or a potluck dinner.
Step 2: Inform guests about the no-gift policy in advance.
Step 3: Organize exciting, cost-effective activities such as a game night.
Step 4: Engage guests with games for a joyful event.
Expert Tip: Conversation and laughter are your best tools.
16. Make a Christmas Memory Book
Creating a Christmas memory book is an affordable and engaging way to celebrate the holiday season, especially when you’re on a tight budget.
To start, you can utilize items already at your disposal in your house such as old photos, greeting cards, and crafts.
Spend some time penning down heartfelt messages and your favorite holiday memories associated with each picture or craft. Embellish the pages with affordable decorating materials like glitter, stickers, or color pens.
Not only does this create a personalized touch, but it also serves as a nostalgic keepsake that can be cherished for years to come.
Tip: Digitize your memory book by creating an electronic version. This can also help preserve the original items.
17. Spend Time With Loved Ones
Celebrating Christmas on a budget doesn’t mean skipping on the fun.
It’s about cherishing time spent with loved ones, harnessing creativity, and making priceless memories that last a lifetime.
Here are some cost-effective activities you can embrace this festive season:
Share stories of memorable Christmas experiences.
Organize virtual celebrations with extended family and friends.
Create your own family-themed board game.
Bake Christmas cookies or make a popcorn Christmas tree.
Stream a Christmas church service.
If snow is around, engage in snow play.
Dance to classic Christmas music.
Put together an annual family calendar.
Participate in one of these Christmas Challenges!
Remember, it’s not about what’s under the tree that matters, but rather, who’s around it.
18. Stash Christmas presents all year
Do what I do! Begin addressing the issue of holiday budgeting by stashing Christmas presents all year round.
This is a smart and stress-reducing move!
Find deals throughout the year rather than spending lavishly in December. Hang on to items like discounted gifts in your secret gift closet!
As you build an inventory of diverse items, you will be ready for birthdays or sudden party invites – you’re always prepared!
Just be careful to stop shopping when your list is fulfilled to avoid overspending.
19. Write a Christmas Gift List
Creating a Christmas gift list can be an effective way to manage your holiday spending. This helps you understand the overall picture of your holiday expenditure.
Start by writing down the names of every person for whom you consider buying a gift.
Then, determine how much you’re willing and able to spend on each individual. This helps you understand the overall picture of your holiday expenditure.
Take time to brainstorm potential gift ideas within your decided budget for each person. This process can be even easier and more informative if you’re able to reference a gift list from previous years.
Ultimately, the goal is to ensure that your total intended spending is reasonable and manageable for your personal financial situation.
Remember, you may not need to buy gifts for everyone on your list – some individuals might appreciate homemade or free gifts just as much.
20. Choose Great holiday things to do for less
Set aside the societal notion of linking the joy of holidays to copious spending, and welcome small, inexpensive, yet heartfelt gestures.
Adopting a mindset that finds value in low-cost or even free activities, especially during the holiday season, can not only alleviate financial pressure but also create cherished memories.
Instead of focusing on extravagance and materialistic desires, turning attention to experiences and emotional bonding can revolutionize the celebration!
You can always find things to do on Christmas Day.
21. Think Outside the Box With Gifts
Finding affordable gifts doesn’t mean you have to sacrifice quality or thoughtfulness.
By utilizing a gift guide such as the 4 gift rule – something they want, need, to wear, or read – you can ensure a well-rounded and meaningful set of gifts for each child.
Alternately, consulting lists of inexpensive yet creative suggestions like those curated by Money Bliss can help you find unique presents that won’t break the bank. These affordable finds range from books, gadgets, to personal care items, and home accessories.
Regardless of budget, the key to successful gift-giving lies in understanding the recipient’s needs and interests.
22. Consider Re-Gifting
Re-gifting is a practical, budget-friendly, and environmentally-friendly way to celebrate Christmas. It allows unused or unwanted items another chance to be appreciated and might save you some cash too.
Here are some regifting tips:
Ensure the gift is in good condition, unwanted but quality, and not linked back to its original giver.
Consider the preferences of the new recipient, ensuring the gift suits them.
Completely re-wrap the gift to give it a fresh appearance.
Some may debate the etiquette of re-gifting but remember, it’s more about the thought and less about where the gift originated.
Making smart choices can ensure a successful and fun re-gifting experience this festive season.
23. Use Gift Cards or Cash App to Stay on Budget
Purchase a prepaid gift card from your favorite store to ensure you’re limiting your spending to a specific amount and preventing the temptation of overspending.
If you’re planning to shop from a range of places, opt for a Mastercard of Visa prepaid card. While there may be an activation fee, it’s ultimately going to be less than what you’d potentially overspend.
Another great option is using the Cash App card and learn where you can load your Cash App card.
Also, you can use budget tracker apps like YNAB or Simplifi. These can help you meticulously keep track of your spending and stay within your budget.
Remember, the key is to stick to a budget and avoid falling prey to impulsive purchases. Using gift cards or these budgeting apps makes it easier to limit and monitor your expenses.
24. Use Money Gift Ideas Wisely
Money gift ideas can be an excellent alternative to traditional presents, especially when budgeting is a critical aspect.
Too many times, money gift ideas are overlooked as impersonal, but a money gift box or money cake will definitely surprise the recipient.
This will guarantee you will stay within your target budget by using money gift ideas.
For larger families, a gift exchange with a set price limit can keep costs manageable.
25. Donate to Charity Or Volunteer
Volunteering at a charity is a meaningful way to give back during the holiday season that doesn’t put a strain on your budget.
Instead of buying more items a person may not need, you’re investing time, money, and energy in causes they care about. Although this doesn’t require a financial commitment, it’s a generous gift full of sentiments.
Furthermore, donating money to a charity in someone’s name is a thoughtful and effective way to honor someone who already has everything they need. It allows the recipient to feel the joy of giving, yet remains a budget-friendly option for the giver.
If you’re keen on frugal yet meaningful ways to celebrate Christmas, how about considering charitable donations? It’s a splendid alternative to traditional gift-giving – not hard on your wallet, plus it makes a difference!
Most people know it is hard enough to buy gifts for the woman you who has everything or kids who have everything.
How to Make a Christmas Budget
A lot of joy and goodwill is associated with the holiday season; however, it also brings with it the challenge of managing finances meticulously to avoid slipping deep into credit card debt.
One of the effective ways to keep your finances under control during this festive time is by creating an efficient Christmas budget.
In the following sections, we will delve in detail into the simple process of creating a feasible Christmas budget that you can adhere to.
Step 1: Decide What You Want to Spend on Christmas
Determining how much to spend at Christmas depends on your individual budget and financial situation.
On a general basis, most people will overspend at Christmas in order they don’t look broke or not generous.
However, that thought process is backward if you are trying to reach your financial goals. You need to decide on how much you want to spend at Christmas time.
That is why these consumable gifts tend to be popular.
Expert Tip: Avoid surpassing your Christmas budget to prevent feeling the pinch of holiday debt later on. Stick to your allocations and plan things out in advance.
Step 2: Make a List of Christmas Gifts
Creating a list is essential for budget-friendly and stress-free Christmas shopping.
This prevents you from forgetting someone important by intuitively documenting all the people you intend to get gifts for. Also, allows for the clear allocation of your total Christmas budget, preventing overspending on some individuals and under-spending on others.
If you aim to economize, consider the 4-gift rule: something they want, something they need, something to wear, and something to read. This method provides thoughtful gifts for children while maintaining a manageable budget.
More importantly, a well-planned list significantly reduces the time spent shopping and aids in buying gifts early before the holiday rush begins.
Expert Tip: Don’t forget to consider items like stocking stuffers, last-minute gifts, or teacher’s gifts, and the cost of extra food for holiday gatherings.
Step 3: Prioritize Your Spending
Prioritizing where to spend money relative to your financial goals is crucial to achieving long-term financial stability and health. It ensures that your money is allocated effectively, giving priority to necessities and matters that directly support your objectives.
This practice can also prevent unnecessary expenditures and helps in averting serious overspending, especially during high-spending periods like the Christmas season.
Thus, you will need to prioritize your Christmas budget before the festive season. It helps prevent overspending and keeps you debt-free.
Step 4: Limit Your Christmas Spending
First, it is important to abandon the notion of a “perfect Christmas” and focus on enjoying the holiday within your budget.
You can even educate your family members about the concept of holiday budgeting and involve them in your planning process.
Consider proposing less expensive alternatives to traditional gift-giving within your extended family such as handmade or recycled gifts, or conducting a white elephant exchange with budget-friendly novelty items.
Don’t overlook smaller gifting costs that can accumulate, like Christmas stockings – instead fill them with practical, affordable items that your family needs.
Save money on wrapping supplies by using items readily available at home like newspaper or butcher paper and involve the kids in a fun, cost-saving activity by having them create homemade gift tags.
Remember, sticking to your budget doesn’t mean letting go of the Christmas spirit. It’s about celebrating responsibly and starting the New Year without financial stress.
Step 5: Ignore Sales and Keep it Simple
Sales, sales, sales – the deal is too good to pass up!
Here are key ways to overcome this common dilemma.
Resist impulsive purchases compelled by sales, and stick strictly to your shopping list.
Pause before purchasing an item not on your list, consider the necessity.
Keep emotions in check, they run our shopping decisions.
Conquer emotional spending, stay true to your budget.
Discourage additional spending once your list is fulfilled and the budget exhausted.
Remember that it’s better to focus on affordable presents rather than seeking the perfect, but expensive, gift.
Step 6: Shop for Christmas Gifts Early
Start early. Begin watching for sales on items from your Christmas gift list way before the season’s rush.
Begin monitoring for sales early, especially during holidays that precede Christmas, to stretch your budget further.
Make use of Black Friday and Cyber Monday. They provide excellent opportunities to snag deals on your gifts.
Expert Tip: Remember to stick to your list. If it isn’t on your list, pass it up. It’s challenging but keeps your budget in check.
Step 7: Reuse and Recycle Holiday Decorations
Start by taking stock of items in your house. Don’t limit yourself to traditional decorations—choose a color theme and scan your home for items that fit and can be repurposed.
Use the resources outdoors. Pine branches, pine cones, mistletoe, and holly can be fashioned into decorations from nature’s catalog.
Even consider trading decorations with friends or family. This can bring a new look to your home without the need for new purchases.
Get creative with items from dollar stores that can be combined to appear high-end and save costs.
How to buy gifts for Christmas on a budget?
Maintaining a budget doesn’t mean you can’t enjoy giving gifts this Christmas.
Use these gift guides to help you out:
Remember, the joy is in the giving, not in the cost of the gift.
Time to Create Your Holiday Budget and Make it Memorable
Regardless of your financial situation and the extent of your holiday plans, this guide will help you maintain financial stability while fully embracing the Christmas spirit.
By setting aside a prescribed sum for your holiday expenses, you’re able to enjoy the season without the stress of unexpected expenditures or financial shocks after the holiday haze has cleared.
Celebrating Christmas on a budget doesn’t mean skipping the fun or the warmth.
With just a dash of creativity and thoughtful planning, you can make the yuletide season enjoyable and meaningful without breaking the bank.
Use the festive tips provided and start planning your budget-friendly Christmas now. Remember, the true essence of Christmas isn’t in extravagant spending—it’s about love, joy, and spending quality time with those who really matter to you.
Don’t forget to access a free printable worksheet for your customized holiday budget.
Know someone else that needs this, too? Then, please share!!
Creating a sleek space is simple and can involve elevating pieces you already own.
If your living room is feeling dull or just plain outdated, elevating your living space to have a more modern and sleek feel is your solution. Modern decor seamlessly blends style with functionality, creating an ambiance that feels timeless but also in the moment. It’s also important to note that modern and contemporary styles hold key distinctions, and we’ll note some differences to look for later.
From the muted perfection of neutral tones to the boldness and power of a few carefully placed statement pieces, our 13 tips will transform your living room into a modern masterpiece. No matter your personal aesthetic, crafting a living room that transcends time and trends feels unmistakably modern.
What makes a modern space, modern?
Modern decor is defined as distinct features that, together, create a sleek, clean and sophisticated aesthetic. As decor trends evolve and experience fluctuating popularity, modern decor shines in what seems to be timelessness. However, like everything else, modern decor retains some strong influences with aesthetics developed decades ago.
That’s perhaps why the term “modern” is frequently misused in the realm of interior decoration. Its confusion with the contemporary style is fairly widespread.
The modern style that we encounter today actually stems from a German design movement that originated at the cusp of the 20th century, specifically the Bauhaus movement. This so-called “modern” style in furnishings and decor dominated the early-to-mid 20th century before transforming to another style we love today, mid-century modern.
Modern design pays homage to natural materials, employs neutral or earthy tones and embraces a minimalist approach by removing excessive embellishments. While contemporary styling can encompass a diverse color palette that carries some brash, bohemian influences at times, the modern style more strictly adheres to monochromatic hues in lieu of anything overtly loud or adventurous.
Modern vs. Contemporary: Telling Them Apart
Because the distinctions between modern and contemporary styles still probably seem confusing, we’ll break it down into bullet points so you get the exact style you’re going for. If contemporary calls to you, great! You’ve found new language for the look you envision, and that’s never a bad thing.
Functional furniture pieces with clean lines
Minimalistic vibes, mid-century influence
Neutral color usage throughout most of the room
Furniture that serves more than one purpose
Sparse natural material embellishments that add visual interest
An eclectic fusion of diverse influences
Bold patterns and textures, and sometimes colors
Dramatic and sculptural lighting fixtures
Functional art pieces that blur the line between form and function
Signature furniture pieces with unique silhouettes and unconventional shapes
Eclectic mix of classic pieces with modern elements
13 modern living room tips to update your space
The key to a successful modern living room design is finding a balance between functionality, aesthetics and your personal style preferences. These tips offer guidance to work conjunctively with your own unique tastes to achieve your modern masterpiece.
1. Paint the walls a neutral color
If you’re allowed to paint your walls in a rental (make sure to check with your landlord first), this is a great way to set the modern tone in your space. Whether that be a crisp off-white or a cool grey, neutral wall tones can shift the space from feeling dull to more modern in a few paint strokes.
2. Install open shelves
An open display shelf is a great way to combine clean lines and functionality. For a rustic modern look, try a wooden ladder propped up against the wall and adorned with your favorite decor items.
3. Adorn the room with a natural rug
Modern living rooms often feel too simple, leading to a sterile feeling that just isn’t homey. Add visual interest to the space with textures like a natural rug. A faux cowhide rug, furry rug or even a woven jute rug can break up the monotony of neutral tones and minimalist furniture while maintaining a stylish and inviting atmosphere.
4. Illuminate the room with a simple floor lamp
By incorporating a simple floor lamp into your modern living room decor, you create a well-lit and visually appealing space. This piece offers some creative freedom when it comes to choosing the style of the lamp.
5. Make a statement with an artistic focal piece
A statement art piece serves as the visual center of attention in your living room. It’s the first thing that catches the eye when someone enters the room, which sets the tone for the entire space. This is important in modern design, where bold and captivating art piece breaks the monotony of minimalism and adds intrigue.
6. Opt for acrylic or glass pieces
Acrylic and glass pieces are a great option for working with a limited color scheme. Plus, they look space-age and modern. For example, a transparent coffee table creates sleek sharp lines while naturally matching the colors around it. Acrylic furniture is also inexpensive and is easily repurposed in other rooms.
7. Add smart home technology
Part of the modern aesthetic is the newest and freshest technology. Smart devices complement modern spaces well and seamlessly integrate into the sleek and minimalist design. Think smart lighting, speakers and other on-trend appliances.
8. Go bold with geometric patterns
Introduce modern geometric patterns through rugs and throw pillows to infuse a contemporary vibe. Choosing a pattern that resonates with your personal taste is a great way to add personality to the space as well.
9. Play with decorative mirrors
Mirrors are great decor pieces that naturally reflect light which helps the space feel larger. On top of their benefits related to room size, they’re also neutral when it comes to fitting a color scheme. (And if you liked the one we featured two photos up, we linked to one similar to it here.)
10. Create continuity with strategically placed wood items
Wooden furniture is a staple when it comes to monochromatic living rooms. The natural color of the wood often seamlessly fits into the feel of the room, while remaining a timeless piece with repurposing opportunities in other decor themes down the road.
11. Remove furniture to create negative space
Negative space, which is defined as the intentional creation of empty spots, is a common theme in modernly decorated spaces. Less is more in a modern living room, so purging unnecessary decor items and furniture is a must.
12. Add wall-mounted shelves and open up floor space
If you struggle to fill large open shelving and want to utilize wall space, opt for wall-mounted storage, like floating shelves. This also creates more negative space, helping give your space a more modern feel.
13. Make use of monochrome
Picking one color and using varying shades is the most common theme found in modern decor. The easiest way to go about crafting your color scheme is to select a base color and gather shades, tints and tones of that color. Create depth with contrasting light and dark variations by consulting paint experts or using color templates on Pinterest and other design platforms.
Your modern living room awaits
Incorporating these tips can help you craft a modern living room that exudes confidence and functionality while keeping with the times. With these tips and recommendations, you can easily achieve a modern living space that embraces both contemporary aesthetics and your unique preferences — even without hiring an interior designer.
Remember, modern design is about embracing simplicity and making every piece count, resulting in a space that feels efficient and effortlessly up-to-date. Find your dream apartment to make your modern muse today!
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Updated: September 1, 2022
1 Min Read
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GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
With all the recent talk about health care policy reform, it’s no surprise that many Americans feel the strain that their health insurance premiums put on their wallets. Many families struggle month to month trying to cover the costs of skyrocketing health insurance that many choose to roll the dice and have no insurance coverage. Studies show that approximately 18 percent of the U.S. population (over 46 million Americans) under the age of 65, simply have no coverage at all. If you are one with no coverage or are looking for a way to find a cheaper health insurance solution, here are three ways to lower your health insurance premiums.
1. Raise Your Deductible
One quick and easy way to lower your health insurance premium is to raise your deductible. One study showed that by raising the deductible from $2500 to $5000, the premium decreased by 25% ( 35-40% in some areas in the country). You don’t necessarily have to double your deductible to see a significant change.
Even lower increases can make a significant difference. If you raise to $1150 or $2300 for a family policy, you can open a Health Savings Account (HSA) which lets you contribute tax-deductible money and you can use tax-free money for medical expenses in any year. This can help you stretch your money that much further.
Let’s look at an example of increasing your deductible. For a family of 3 living in a major metropolitan area:
Obviously, you can see the instant savings. By opting for a higher deductible, that’s an annual savings of $2,844 per year. But what happens if you have to go to the hospital, does the high deductible plans really work? If you look at the overall picture and you and your family are generally in good health, the HDHP plan could make sense. Keep in mind that many of these policies will allow you to have 1 to 2 preventative visits a year. Be sure to check with your health plan provider to make sure.
Using my own family as an example, we currently pay $244 per month for a high deductible plan that covers the three of us and we each have a $1500 deductible. Compare that to a $300 deductible and our monthly premium would jump 56% to $382 per month. Wow! Annually, we save about $1,656 by using this method which we contribute to a HSA.
2. Shop Health Insurance Coverage Rates
When looking for cheaper health insurance options, be sure to check several providers to make sure you’re getting the best deal that fits your family’s needs. Ehealthinsurance.com is one of the top leaders of online health insurance issuers. They were one of the first company’s to sell health insurance policies online.
EHealthInsurance has developed partnerships with more than 180 health insurance companies, including the big boys of Aetna, Blue Cross and Humana, Blue Shield, AARP, Coventry Health, and Kaiser Permanente. Here’s some info from their website:
eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the one of the best online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers’ needs.
Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 180 health insurance companies, offering more than 10,000 health insurance products online.
The company’s technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.
3. Have Separate Coverage For the Family
During open enrollment this fall you may notice a few changes in your health care coverage as it pertains to the rest of your family. One trend that is expected is to see a decrease in the subsidy that is allowed to pay for the family’s coverage in employer health plans. With the sudden spike in cost, it could make sense to keep only yourself on your policy and your employer and put your spouse and kids on their own policy.
I have many married friends that are both employed and have adopted this strategy. I wish I had some more specific numbers to share on their money saving tips, but it obviously made sense because they are doing it.
When you open enrollment period rolls around, don’t take it for granted. This may be an easy opportunity to save your family thousands of dollars in insurance premiums for the year.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
Are you looking to learn new ways to save money? Here are 37 hacks to save more money with real tips from real people.
In today’s article, I asked my readers and some of my personal finance expert friends for their best tips on how to save money.
I love finding out how people are saving money. There are so many creative and resourceful people, and learning how they are saving money can be very motivational.
Whether you want to save money each month because you are saving up for a big purchase, want to retire early, have recently lost your job, or simply realize you are spending too much – there are ideas in this article for everyone.
From getting free houseplants, cutting your own hair, DIYing things around your home, to analyzing your spending and negotiating your expenses, there are many ways that you can save money. Plus, you can see the exact ways that people and households save money, and how it has impacted them. The responses I collected are quite detailed, which I love.
The money saving ideas in this article are strategies that real people use – some seem very simple, while others take a more complex strategy – and you will read about it in their own words. And trust me, you will be surprised by some of the ideas in this round-up.
If you are looking to save money, I recommend looking over this list and finding a couple of ideas on this list that seem realistic to you.
Not every idea on this list is going to help you save thousands of dollars a month, but every little bit helps.
Plus, seeing the difference that one or two of these money-saving ideas makes on your budget may give you the motivation to try more and really change your life for the better. That might mean paying off your debt faster, improving your financial habits, helping you reach your dream sooner, and more.
Like I said, learning how creative others get when it comes to saving money is very motivational. And if you are already creative with how you save money, you’ll be reminded that what you are doing isn’t “weird” at all – finding ways to save money is completely normal.
You are going to love the hacks, rules, tips, tricks, and strategies that are on this list, and I can’t wait to hear how you are saving money each month.
You can read my past article 60+ Extreme Things People Have Done To Save Money for even more ways that people like you and me save money.
37 Hacks To Save More Money
Get free houseplants. “There are many ways to get houseplants that don’t require you to spend any money. Get in touch with a local Buy Nothing group on Facebook or join a local Facebook plant community. Both of these types of Facebook groups offer free plants and you get to meet houseplant hobbyists. You can find local plant groups on Facebook by searching ‘your city + houseplants’ and depending on how big your city is, a few groups should pop up. I’ve personally had a lot of success with plant swaps. Local plant groups often throw plant swap events where you can get plants for free. A plant swap is where you bring plants of your own in hopes to trade for plants you’ve been wanting. I recently went to a plant swap and brought 25 cuttings of different plants and traded every single one. I came home with a wagon full of cuttings and even full plants in pots. The best part was I didn’t have to spend any money.” – Alexis
Cut your own hair. “When I was in university, getting my hair done at the beauty salon was very expensive, and I didn’t have the budget to pay over $200 per month to get my hair done. So I decided to take action and started browsing ways to style my hair on YouTube. After countless hours of watching hair tutorials and trial by error, I taught myself how to style my own hair which is thick and curly. Now I can braid and do other complicated styles on my own, which has been a huge saving for me. People saw my hair and loved it and even asked me to style their own hair as well, it even became a small side hustle!” – Jodi Smith
Contribute to your savings regularly. “Have an investment savings plan that you contribute to monthly. This could be a 401k, an IRA, or even just a savings account that you designate for investment purposes. By having this plan in place and contributing to it regularly, you’ll be less likely to spend your money on unnecessary things because you’ll have specific goals in mind for your investments. I invest 40% of my monthly income into my investment accounts, which allows me to save money for retirement, accumulate wealth, and sleep well at night knowing that my future is taken care of.” – Amira Irfan
Invest in a high-quality capsule wardrobe to save money.“I used to be a sucker for buying a lot of clothes, handbags and accessories, which many ended up going to donation with tags on them. When I realized I was wasting thousands of dollars each year, I turned to building a capsule wardrobe with timeless and high-quality items. This helped me downsize my closet to 30-35 pieces that I actually love and wear. By investing in quality and going for neutral colors, I didn’t feel the urge to buy new (or trendy) clothes for 2-3 years unless I needed to replace something. Not only did I save $300 to $500 per month, but I also saved SO much time! I no longer scramble or stress about what to wear because almost every item – from casual and cozy to formal and classy – can be formed into many different outfits with the same piece of clothing. Not to mention, being intentional with your spending on clothes also reduces waste, which is environmentally-friendly!” – Ling
Don’t touch your savings account. “I have a savings account called ‘DON’T TOUCH 100K’ in which I save money every month. With this account, I have two rules. The first rule is not to withdraw cash from this account ever because if I do, I lose interest for the month. However, I’ve had some months where I had to dip into this account. So, I have a second rule that I must DOUBLE the amount I put back with my next paycheck. For example, if I withdraw $300, I have to put the $300 back plus an additional $300 as a ‘punishment.’ And I can honestly say that this has seriously prompted me to NOT touch my savings account.” – Kristin Brause
Wait for electronic devices to break down before buying new models. “It sounds simple enough, but it takes a lot of discipline. Every time a new model of phone, computer, or whatever comes out, there’s always some new must-have feature that has everyone drooling and throwing away good devices that still work fine. But if you can hang on a little longer, eventually, that device will break down somehow. And then, when you buy the new model, the old one is discounted because it’s not the latest hotness anymore. For example, I used a Samsung cellphone for nearly five years; the gadget saw the good and the bad years. I did not buy a new device until the phone battery wouldn’t last more than an hour after a full charge and the phone’s screen started to ink out. That’s how I roll! It’s not a flawless approach, but the savings count. You may only have to wait a few months/years on occasion.” – Olu Ojo
Save money by going to a medical school. “Have kids who need braces? Crooked teeth aren’t just a cosmetic issue. Tooth alignment is actually very important for overall health and long-lasting teeth. We’re saving about $2,000 per child by bringing our teens to an orthodontic school that accepts our dental insurance. After a modest down payment of a few hundred dollars, our monthly expense with the school is only about $50 per month per patient, interest-free. For big savings on other health needs for your family and even your pets, see if your community has schools such as medical schools, chiropractic schools, veterinary schools, homeopathic schools, massage schools, etc. You can even donate your body to science through a medical school which can save from $600 to $3,000 in cremation expenses.” – Eileen Hubler
We buy meat from a local farm and store it in our deep freeze.“Not only do we get better quality meat, but we are able to save money because of buying it in bulk. At our local farm, we are able to get our meat for about 1/2 the price of other grass-fed options we have available at our grocery store. You can even look into purchasing a whole cow or part of a cow for bigger savings.” – Erin Nutter
Start meal prepping. “Meal prepping can be a huge money saver – if you’re someone like me who hates making time to cook during the week, you probably end up spending a lot of money eating out or on pre-made grocery store food. Once I switched to meal prepping for the week (every Sunday), I started saving up to $50 a week on food and got the added bonus of incorporating a much healthier diet into my life.” – Clair
Grocery shop online.“I love online grocery shopping! It has saved our family of 3 so much money since we started. I don’t have to worry about impulse buying because I can take my time and add things to my cart only when I need them. And if I’m ever worried about going over budget, I can always look at my cart and remove items accordingly. I always hated wasting so much time at the store too so online grocery shopping has not only helped save money but has saved us valuable time each week too!” – Mia
Beginning of season sales/shopping. “Many people are aware of end-of-season sales/shopping, but I prefer beginning-of-season shopping. I shop before the season starts because most people are not thinking about that season at that time. I always buy things when they are not needed the most. The rule of when demand is high, prices are high is applied here too. For example, school supplies shopping can be done in early July instead of waiting till August. If you wait till August, you will miss out on the bargain on school supplies. The bargain sale month for school supplies is in July.” – Mina Miller
Make your own homemade cleaners.“Instead of using store-bought cleaners, I like to save money by making my own homemade cleaners. I can easily make my own in minutes and use ingredients I feel comfortable with for my family. For example, my countertop cleaner costs me less than $1 to make versus $5 or more for a countertop cleaner in the store ” – Julie Sellers
Cut unnecessary spending. “One of the things that has helped me save money (especially during those early debt payoff years) was cutting most unnecessary spending from my budget. Instead of telling myself that ‘I can’t afford that’ or ‘I can’t have any fun,’ I told myself ‘not yet.’ I knew that cutting back on restaurants and shopping was temporary, so it didn’t feel restrictive. I had a strong ‘why’ and built in rewards along the way (i.e buying a new outfit or going out to dinner for every $X amount saved). Keeping some fun spending in my budget and understanding why I was doing what I was doing helped me keep a positive mindset around my finances and it was sustainable for the long term. And at the end of the day, I realized that I didn’t really like shopping every weekend or going to the bar every Friday night with people I barely knew! I was able to save money and hone in on the things that are really worth spending on to me!” – Megan
Go to the library and start thrifting.“I actually have two money saving tips. For context, I homeschool my kids, and we read a LOT of books and play a LOT of board games. Tip 1: Use the library! Our library had a little blurb at the bottom of the receipt when we checked out, saying how much we saved by using our library. I think we easily saved $5,000 a year, if not more (I don’t remember exactly, but did enjoy checking out that number each time). Tip 2: Thrifting! Many of our board games I purchased from the thrift store, as well as really good sales (Miniature Market had a sale and I got a giant box of games; most were just $1), good deals on FB marketplace, even our Buy Nothing group. I have no idea how much this saved us, but probably thousands.” – Ashley Wright
Participate in a no-spend challenge. “One of the ways I save money is to regularly get my family to participate in no-spend challenges. Every time I feel we are falling behind, or we have unexpected expenses come up, my family tries to go a set amount of time without spending any money, other than bills and normal expenses. Sometimes it’s a week long, and sometimes it’s a 30 day challenge. This really helps us reset and get caught up.” – Kayla
Save money with your fish tank.” I added snails and shrimp to my 20-gallon fish tank. I used to spend a good amount of money on products to keep my aquarium maintained so that my fish could thrive. After several months, I decided to add a few ghost shrimp and nerite snails. Since these help with algae control, debris removal, and getting rid of dead plant matter, I don’t need to clean my 20-gallon tank nearly as often as I used to. I now only spend half of the money I used to spend on aquarium-cleaning products, since these invertebrates do most of the work. Suffice to say that the community in my aquarium (and my wallet) is quite happy!” – Brett Schiller
Carpool.“My money saving tip is to try and carpool to save gas! I do it all the time with my husband, and it saves me gas. If you can get a group of coworkers in on it, you can save a lot of money! Each of you can take a week of driving and with 4 weeks in a month, you may only have to drive once a month, to the office.” – Rob Flood
Review your spending. “It’s much easier to save your hard earned money if you know where it’s going. About a year ago, I went through my credit card statements and found some charges for automatic payments for apps I wasn’t using. I stopped those payments and deleted the apps. I also started to write down, by hand, all of the transactions that came out of my bank each month. This really helps me see where I’m spending money, going out, household frivolous items, even how much I spend at the grocery store. When you take the time to sit and review your spending, it’s easy to cut back and put money into savings.” – Melody Kenoyer
Plan your meals around what you already have. “Instead of making a grocery list of the food you want each week, plan meals from sales and food that’s in the house. Stock up on your favorites when they’re on sale and at their lowest price. Also, look for additional markdowns on discontinued items or fresh foods like meat, dairy, and vegetables that are about to expire. This grocery savings strategy saves my family over $2,000 a year.” – Jennifer Messineo
Dine out less. “Dining out is insanely expensive and it’s hard not to eat out especially when you work at a demanding 9-5 or 9-9 job. A single meal can easily cost $12 to $20 depending on what you buy. And let’s not forget that when you go out with friends to eat at a decent restaurant, your bill could cost over $50 per person, including drinks, tax and tips. So you can imagine how crazy food costs when you don’t cook at home. Given how busy our lives are, this problem can be solved with meal prepping and building a system. To save money and eat healthier on a busy schedule, I have meal prepped for years to save at least $8,000 annually, which is almost $700 per month! You may think this number is out of the ordinary but I encourage you to go through your credit statements to see how much you’re really spending at restaurants. Those numbers may come out and bite you.” – Rui
Eat cereal and ramen. “Groceries and eating out can add up. When I was in college, I cut grocery costs to the bone by eating cereal for breakfast almost every day. A cereal box and a gallon of milk were only a few dollars each and could last all week. I was just as thrifty for lunch, mainly eating ramen and sandwiches. Bread, cold cuts, and cheese are inexpensive, but ramen is even cheaper. A case of ramen is several bucks and has 12 packages. You can add whatever you want to boost the nutrition and protein content.” – Prakash Kolli
Negotiate your monthly bills.“Most people don’t realize that they can negotiate with the providers of things such as cable, internet and cell service. It takes extra time on the phone, but it pays dividends! Asking to speak with the Customer Retention department at the beginning of the call will help to bypass the people who do not have the authority to give customized discounts, thus reducing the time on the call. I put the call on speaker and do computer work or other productive tasks during hold time. When I get to Customer Retention, I explain that I enjoy their service but will have to switch to another provider or eliminate the service entirely if we can’t negotiate a fee I can afford. Companies will do almost anything to keep a customer. It’s cheaper to keep a current customer than to constantly look for a new one. That’s just common sense. In the past, I have negotiated my bills with DirecTV by half, reminding them that I have been a loyal customer for years. After those two year promotion rates end and the bill goes up, the rates can be negotiated back down. They don’t want to lose the customer to another provider who has a two year reduced rate intro. Every time my new negotiated rate goes up, I call and renegotiate. Setting a reminder on my phone a couple of weeks before my current promotion ends helps me to never see a price hike after the fact. Also, many people qualify for a government credit on their cell phone and internet service when they use their household income to qualify. There are tables to check before going through the application process.” – Jamie Howell
Hide money from yourself.“My best money-saving tip is to hide money from yourself. I’m not talking about digging a hole in your backyard to bury money or anything. However, with technology today, it’s easy to immediately move your money into savings or investment accounts without ever seeing it in your primary account. We do this by setting up a separate bank account and having money from my paycheck deposited directly. This method is called the “pay yourself first” approach to budgeting. Out of sight, out of mind. You’ll be surprised how fast money can add up in a separate bank account when you aren’t tempted to spend it regularly.” – Mark
I buy my skincare and beauty products from private label manufacturers.“I’m also creating my own skincare brand using private label products. I have found that many skincare brands don’t actually formulate or make their own products. They buy white label/private label products from manufacturers and put their own branding and labels on the products. You can go direct to the manufacturer and purchase products for your own personal use. Each manufacturer will have its own minimum quantities, so search for one that will meet your needs. I have saved thousands of dollars by purchasing serums, eye creams, exfoliators, masks, and more, all with cosmeceutical-grade ingredients, from private label manufacturers.” – Kylie
Try housesitting to save money on travel. “There’s no question that one of the biggest expenses when traveling is accommodation. It can really make or break the decision of where you can afford to go – and that’s even if you avoid pricey hotels in the center of town. However, one great option that you may have heard of but not given much thought to is house sitting. It’s a fantastic way to stay somewhere for free that may not necessarily be in the most touristy spot in a city, so it gives you the chance to live like a local and save a ton of money. I tried this myself by staying in a beautiful place in Stavanger, Norway while pet sitting someone’s two cats. As a big cat fan, this hardly seemed like work, and it meant that after a long day of visiting the most spectacular fjords you’ll ever see, I got to go home to my (free!) accommodation and join the cats on the warm couch. There are some downsides to this, such as that you may need to factor in a slightly longer travel time to see the main sights, given that you likely won’t be right in the middle of the city. You also do have to be a bit flexible to match the homeowner’s schedule. However, overall, I would definitely recommend this as a way to see some new corners of the world while massively reducing your travel budget.” – Astrid Thornton
I stopped buying milk. “I stopped buying milk completely. There are a couple of reasons for this. I was having health problems at the time and was surprised to learn that conventional dairy had a lot of problems. Also, I discovered that many people with chronic illnesses or even hormonal problems get much better if they cut out dairy (or at least minimize it). Not all milk is bad, but the healthy kind was unavailable to me. (I basically would have had to raise a cow and milk it myself!) I still buy grass-fed butter to help my kids avoid cavities, but I have saved a lot over the years by not buying milk!” – Kristie
Throw away junk mail. “When retrieving the mail from the mailbox, do NOT walk back into the house with all of those catalogs, ads, and flyers to spend. Walk straight into your garage and proceed directly to your recycling bin and deposit all of the spending LURES into the bin.” – Donna Brophy
Only check out your Amazon cart once per week.“I am so guilty of making MULTIPLE Amazon purchases throughout the week, especially when insomnia hits at 3 am, and I find myself browsing Amazon. I now only check out ONCE per week. I add to my cart throughout the week but pick one day a week to sit down, evaluate my cart, and decide if I really need everything or if I can remove some of the impulse purchases.” – Kelly Anne Smith
Get discounted gift cards.“One of the ways I love to save money is by using my credit card points to triple-dip. Chase often offers discounted gift cards each month in their Ultimate Rewards Store. This allows you to redeem your points for a gift card but it ‘costs’ less points that it normally would. My favorite thing to do is to use my points to get Home Depot or Lowes cards when they’re being promoted for 10% fewer points. Using this strategy, I’m able to get $100 gift cards for $90 worth of credit card points. When my husband and I want to work on a project around our home, we use those gift cards to purchase items that are also on sale at the store to further boost our savings!” – Kristin Stones
I buy ETFs.“Most financial bloggers love ‘index and chill’ investing because it guarantees decent returns. Most fund managers can’t beat the benchmark anyways, so if you can’t beat ’em, join ’em, right? Well, in my taxable brokerage account, I level up my savings even more by making sure that whenever an index fund has an exchange-traded fund (ETF) version and a mutual fund version, I buy the ETF. Why? The short version: ETFs don’t generate as many ‘taxable events’ as mutual funds, so if all else is equal – the funds are built the same way – the ETF version of an index fund will cost me less in taxes than the mutual fund version. And money saved is money earned.” – Riley Adams
Save $200 in a mutual fund every month, no matter what. “We save $100 every two weeks from one paycheck totaling $200 a month. Though it might not seem like much, it is adding up. My husband and I started doing this together ten years ago. If we have more to save, we do. It has been an easy way to accumulate wealth we don’t have to think much about. We have a financial adviser select the best funds based on our level of risk. Pretending like we don’t have the money is an easy way to save money!” – Ashlee Fechino
Start using your credit card smartly.“When I was 25, I was against using credit cards but one day I started reading about the rewards and discounts I can avail on it. Since then, I realised how much you can save with these cards. The only caution – be responsible. I started using credit cards to pay for most things to gather points. I was able to fill a full tank of fuel almost 2-3 times a year which took care of my road trips. Similarly, we’re planning to use the rewards on our next luxury stay at Oberoi. At the points we have collected, we’ll get almost a $100-$120 discount. Besides this, I’ve also used offers on it. For example, we recently watched Top Gun. On a Citibank card, we had a ticket free on purchase of one ticket. This helped us save money and we were able to spend that on food instead.” – Chhavi Agarwal
Purchase discounted gift cards on Raise. “One of my favorite hacks to save money is to buy discounted gift cards from Gift Card Granny or Raise. You can often purchase gift cards for more popular retailers for a few percent discount; however in some specialty stores, you can save 10 percent or more. Additionally, you can stack discounted gift cards with coupon codes and/or cash back apps. With a little bit of strategic planning it’s not uncommon to save 6 percent or more on your purchase. It might not sound like a lot, but dollars are the sons of pennies, small bits add up over time. My son needed a new Xbox controller, so we purchased a digital gift card from Raise at a 6 percent discount which we were able to combine with 5% percent cash back from Rakuten. Combined we saved over ten percent, and with prices constantly rising every little bit helps.” – Michael Dinich
Restrict access to funds.“As someone who tends to spend readily available funds, I have found that keeping money in limited or no-access accounts helps greatly. I have a fixed savings account where the bulk of my savings goes until a predetermined time. I also have a flexible savings account I can fall back on if I run out of disposable funds. Here’s a breakdown of my accounts to facilitate saving: 1) A disposable account for paying bills and miscellaneous spending. 2) Accessible savings account for saving and backup funds. 3) And a fixed savings account with no access to funds. Keeping these three accounts has helped me organize my spending and improve my saving habits. Since it works for me, I’m confident it might work for you too.” – Jude Uchella
Save money while traveling.“My family and I have been able to save hundreds/thousands of pounds (or dollars) since the summer by house and pet sitting. We only say in houses we really like and in areas we want to explore/travel to. These are houses we would have booked as airbnb, but now stay in them for free saving us thousands. We’ve spent the last 5 weeks in luxury homes for free and have more homes scheduled for the rest of the year. With this, there is no need to pay for accommodation when traveling and you can find a house to sit literally all over the world. You can run a quick google search for local house sitting opportunities, or join larger international services like https://www.trustedhousesitters.com/” – Eunice Asante
Earn bonus money on your emergency fund. “I safely earn over $3,000 yearly by strategically signing up for bank bonuses and depositing my emergency funds in that bank. The ROI for only a few minutes of work is high, and my emergency funds are earning 8-10% FDIC insured with no risk. Banks routinely offer a bonus to open new accounts and have attractive promotions such as ‘deposit $5,000 and get $1,500 bonus in 3 months.’ Your local credit unions to larger National banks like Chase, Citi, and Wells Fargo offer these bonuses. You can switch to another bank (to earn the next bonus) as soon as the promo period (3 to 6 months) is over.” – John Dealbreuin
Save money on your wedding.“Seek out alternatives to the standard products and services you’d use for events such as a wedding. Instead of going with a traditional wedding-specific option, if you can find comparable services or products from a more general supplier, you will likely save money! For example, instead of hiring a professional to arrange flowers, you could opt for faux flowers for your wedding bouquets. Doing things yourself is also an option, especially if you have more time than money to spend!” – Jessica Bishop
What do you do to save money? Which of the tips above is your favorite?
When you’re young and adventurous, international travel is the dream. You jump at any opportunity to go abroad without a second thought, start packing your suitcase, and promise yourself you’ll work out the details later.
But traveling — especially post-pandemic traveling — requires a bit of planning if you want a safe, inexpensive, and (relatively) stress-free trip. ️
Whether you’re traveling with friends or going solo, staying for one week or six months, traveling is much easier when you plan ahead with money-saving tips. Here are our best ideas to make your next international trip easy on your mind and your wallet.
1. Be flexible with your dates and destinations
If you have flexibility in terms of where and when you travel, you have a major advantage: the ability to plan your trip around whatever amazing deal you can find. Without limitations on where and when you can travel, you can search within a specific timeframe or geographical area and shop around for low airfare and accommodations.
If you’re totally set on a particularly expensive destination, try to plan your trip for the off-season. You can often save big by traveling during less popular times, even in expensive areas. Conversely, if you have a specific window of time for travel, shop around for a destination that offers a good bang for your buck for that time of year.
A little flexibility goes a long way when you want to save on international travel.
Read more: Affordable international travel destinations that won’t empty your wallet
2. Decide what’s important to you and prioritize your spending
Before you hop on a plane with cash burning a hole in your pocket, take some time to think about your spending plan while you’re away.
I don’t necessarily mean you have to budget — although if that’s your style, stick with it. What I do suggest is you think about how you want to spend your money while traveling — starting with what’s most important to you.
Do you want a direct flight, or is a layover okay?
Do you love museums, or is seeing one enough?
Do you want to stay in a specific neighborhood, or wherever’s affordable?
Are you a big foodie, or is your dining experience an afterthought?
For example, if food is your thing, plan to spend big at restaurants. You’ll probably have to cut back in other categories — like lodging, cultural attractions, or transportation — but that’s okay. Giving this some thought before your trip will help you prioritize your favorite things.
Read more: How to travel for cheap: 7 ways to see the world for less
3. Get travel insurance
If you’ve traveled at all since COVID-19 upended the world, you know how different it is. After months — even years — of lockdown, many of us are jumping at the chance to travel abroad again. But after enduring such a lull in travel, it’s even more disappointing when things don’t work out.
That’s why travel insurance is a lifesaver.
The last thing you want is to plan an epic trip and miss half of it due to a flight cancellation. So even though you might bristle at the added expense of travel insurance, work it into your budget and enjoy the priceless feeling of security should something go wrong.
Like credit cards and bank accounts, there are lots of options when it comes to travel insurance. Several popular credit cards provide travel insurance, so you might already be covered. If not, shop around for a policy that fits your needs and budget. Sites like SquareMouth.com, TravelInsurance.com, and InsureMyTrip.com can help.
Read more: Best credit cards for travel insurance
4. Save digital copies of important documents
You know that feeling when you misplace your phone? Your stomach kind of drops, and panic sets in. (And approximately 12 seconds later you find it on the kitchen table.)
Imagine that feeling — x100 — when you misplace your passport while traveling internationally.
I know — you’ll do your best to keep all your stuff secure and organized. But things happen, you misplace this, you forget that. You’re human, and you should have a backup plan.
Make digital copies of all your important documents before you leave. Store them in multiple places, and make sure they’re accessible to you while abroad. I suggest making copies of the following documents:
Travel insurance paperwork
Store photos on your phone, in your email, in the cloud, and give copies to a trustworthy person at home.
5. Learn language basics
If you’re traveling to a country that speaks another language, take some time to learn key phrases and words.
Learning a new language opens all kinds of doors when you travel. The better you can communicate with locals, the more you’ll get out of your trip. Plus, having some basic language skills means you can better navigate outside of the main touristy areas — potentially saving you money by staying, eating, and shopping in under-the-radar locales.
Learning language basics can also give you a better cultural understanding of wherever you’re traveling. Not to mention locals will appreciate your interest in their language and culture.
If you’re thinking there’s no way you’ll ever learn to speak another language, start small. You don’t have to be fluent to reap the rewards of language skills. Instead, think about some simple words and phrases you know you’ll need often.
There are tons of accessible, free ways to learn a new language these days. You can download an app like Duolingo or Memrise, join a language exchange, or even take a community college class.
6. Have some local cash before you land
There are a million and one things to plan when traveling abroad, and it’s easy to neglect to get local cash before departing. You might just plan to use your card and withdraw money when you get there — but you can’t always count on this strategy.
You never know when you’ll have trouble with a card, and you’ll definitely need money when you land — to feed yourself and get to your lodging, at a minimum. So take the extra step of getting some local currency before you even step foot on the plane. And be sure you have enough to get situated when you get there.
Oh, and don’t wait until you get to the airport to exchange your cash. If you go to your bank or credit union, you’ll pay a lot less in fees and pay lower exchange rates than you will at an airport kiosk.
7. Get a local SIM card for your phone
Roaming data and temporary data passes are expensive, and there are better — and cheaper — ways to use your phone abroad.
Of course, you can always connect to Wi-Fi. But if you want to be able to use your phone without a Wi-Fi connection — say, to find the nearest pub while walking the rural English countryside — you can avoid exorbitant roaming fees by buying a local SIM card instead.
After you land at your destination, go to a local telecom store and buy a SIM card. Look for a pay-as-you-go or temporary SIM, which you might see being marketed to travelers. Choose a popular telecom store with lots of locations — that way, if you have issues later on, it’s easier to find help.
All you have to do is replace your regular SIM card with the temporary one (unless your phone allows dual SIM cards — then you can have both in at once) and make sure your roaming data is turned off. Voila! You’ve got yourself a working phone.
8. Stay in a local neighborhood
Rather than paying an arm and a leg for a bland hotel in the main tourist zone, look for a rental in a local neighborhood when planning your accommodations abroad. Aside from getting a unique experience, there are lots of benefits to doing this:
You can often save money by staying even a short walk from the hot spots
You’ll experience more of the local culture and cuisine
You can meet the locals — whether it’s an Airbnb host, a barista down the block, or a neighbor
If you’re traveling somewhere for an extended period of time (and depending on your risk tolerance), you can wait to find your long-term accommodations until you get there. Find a place to stay for a week or two while you get a feel for the area and chat with the locals. You’ll have a much better idea of where you want to be — plus some insider tips — by getting situated first.
9. Book a walking tour
If you ask me, there’s no better way to explore a new city than on foot. You see more, you start to orient yourself, and you can stop in whatever shops, cafes, and museums you see along the way.
To start your trip off on the right foot (literally), book a walking tour as soon as you arrive. They’re a great way to immediately learn about the city and scope out the places you want to revisit. Plus, walking tours allow you to meet other travelers. If you’re traveling solo, you’ll likely meet other people interested in exploring with you.
They don’t cost much — in fact, a quick Google search usually turns up lots of free walking tours.
10. Use local currency when paying with a credit card
When you’re traveling abroad and paying with a credit card, you may be prompted to choose between local currency or U.S. dollars when checking out. You may not realize it, but you’ll likely pay more by selecting your home currency.
Even if your card doesn’t charge foreign transaction fees, there’s usually a fee associated with paying in your home currency. The only real benefit is seeing what you’re paying in terms of the currency you’re familiar with. But this convenience comes at a price — usually around 3% of the charge — which can really add up over time. If prompted, always choose the local currency when paying with a credit card.
11. Use public transit
One of the best ways to save money when traveling abroad is to use public transit. And I promise it’s not as scary as it seems!
The reality is, Ubers, Lyfts, and cabs will quickly eat away at your budget. While convenient, they’re not cheap. If you can, rely on public transit to get where you need to go.
Depending on where you’re traveling, public transit may include:
The ins and outs of navigating public transit vary widely, but it’s not as intimidating as it looks. Taking public transit will give you a chance to practice a foreign language and give you more of a local’s perspective on the city.
Plus — and I can tell you from experience — you’ll feel a huge sense of accomplishment (and relief) after navigating a foreign city’s public transit system.
One more note: it’s not a bad idea to set aside an emergency stash of money for a cab. If you’re out late or, for whatever reason, don’t feel safe taking the bus or train home, a cab is always worth the peace of mind.
12. Make use of grocery stores
No, you don’t have to go full Julia Child while abroad, but grocery shopping and cooking in a new country is a worthwhile adventure in itself. Plus, shopping for snacks, groceries, and ingredients — and cooking meals yourself — can save you a fortune while traveling.
When I went to Iceland, my flights and rental car were relatively inexpensive. Meals out, however, were pricey. I ended up saving a lot of money by shopping for groceries and cooking at home. There were some… interesting meals, but I saved money I wanted to spend on other things — like museums and awesome lodging.
If your hotel room, rental, or hostel has a kitchen, you can cook simple meals at home. Have fun browsing the shelves at grocery stores, specialty shops, and farmer’s markets for fresh and exotic ingredients, and see what culinary masterpiece you can cook up.
If your lodging doesn’t include a kitchen, you can still stock up on snacks. You can easily piece together a cheap and delicious picnic with grab-and-go-items.
Read more: 9 ways to save money on food and drinks while traveling
13. Check out local meet-ups
No matter how far from home you are, you can find community at a variety of local meet-ups. A quick online search can help you find free local meet-ups in whatever city you’re in — no need to spend on every experience while traveling. Plus, if you’re traveling solo, you’re almost guaranteed to meet other solo people with similar interests as you.
Not sure where to start? Check out these ideas for inspiration:
Creative Mornings — a live gathering of creatives who want to inspire, connect with, and learn from one another.
FuckUp Nights — a series of events showcasing stories of professional failure, vulnerability, and empathy.
MeetUp.com — a platform to help you find groups, events, and activities wherever you are.
If you meet locals during your stay, ask them about local events and meetups. It goes without saying, but stick to gatherings that feel safe.
International travel isn’t out of reach — especially if you take the time to plan wisely. There are lots of great ways to save on flights, food, transportation, and accommodations, as long as you’re willing to do your research.
Remember to take care of yourself and be a responsible traveler, too. The more effort you put into planning a safe, responsible, and wallet-friendly trip, the more enjoyable it will be.
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I’m not really sure about this whole expensive holiday gift thing. I know it’s supposed to be a way of showing love and appreciation, but I think it is too much pressure. Why not give a cheap holiday gift that they will actually use?
Plus a lot of people struggle with finding a Christmas gift for their loved ones, regardless of price.
Some people say that the best gifts are homemade, but not always. I am going to show you 101+ of my favorite cheap but thoughtful Christmas gifts ideas for someone who is on a budget or does not want to spend too much money.
These cheap Christmas gift ideas are for everyone on your list, from the family member you don’t know what to get them to the coworkers who always complain about not getting anything.
You will find the best advice on how to find the perfect present without breaking your budget.
The holidays are right around the corner, and it is time to start thinking about those gift lists! The holidays are about spending time with those closest to you, for many Americans it can be exceedingly difficult to find a decent gift for those from your close circle.
Why Cheap Christmas Gift Ideas
I know that you’re looking for some great gift ideas this year and we have you covered: adults, teens, kids, fashionistas, athletes, teachers, plus so much more!
There are so many inexpensive Christmas gift ideas that it can be hard to know where to start. This article will help you find the perfect present for everyone this holiday season.
The price range will be cheap Christmas gifts under $10 or nice cheap gifts for Christmas under $20. Some items maybe a little bit more expensive, but well worth the extra cost based on the idea!
Find over 250 cheap last-minute Christmas gifts (delivered by Amazon) on this list that I know the recipient will love!
Cheap Christmas Gifts for Adults
Easy cheap Christmas gifts for adults are those that can be afforded by the budget-conscious and the best part is still are awesome gifts.
These gifts usually have a handmade flair or personal touch to them to reflect the recipient’s personality.
To find cheap Christmas gifts for coworkers, you can pick any present on this list.
DIY Jewelry: This is one of the best ways to make multiple gifts for cheap. You can make many types of homemade jewelry.
Mug with their name on it: Make them smile with a customized mug just for them!
Coloring Books: Coloring isn’t just for kids. Adult coloring books are extremely popular and inexpensive to pick up an adult coloring book and colored pencils.
Magazines Subscriptions: Some ideas include National Geographic or Smithsonian. Great way to find new inspiration and ideas.
A Photo Album of your Memories: This can be a physical or digital photo album. A simple way to portray your friendship and experiences together.
Journal: Write down thoughts, ideas, or quotes that they love in the journal. Pick up a plain journal at Target for $5-$10.
Stickers: Add a few stickers from your collection, some ribbon, and scrapbook papers to decorate it!
Movie Night: A movie night with popcorn and some of their favorite movies is a thoughtful, inexpensive gift that everyone will enjoy. Buy a streaming movie or pass to the local cinema.
Handmade Gifts: If you have a knack for the arts and crafts, making a handmade gift is not only thoughtful but also can be very inexpensive!
Coffee or tea from their favorite coffee shop: There’s nothing better than a cup of joe or tea to start the day off right.
A Bouquet of Flowers: Get a bag of those colorful hair ties, and tie them to the stems for an extra special touch!
Collage Frame: A collage frame can be used as a picture frame, or it can be used as a decoration on the wall.
Holiday Decor: This is an affordable and practical gift for someone who loves to decorate their home for the holidays.
DIY-ed Ornaments: Get creative with this craft and let their imagination run wild!
Homemade Treats: Who doesn’t love cookies, chocolates, or homemade baked goods? Even canned salsa or jelly make great gifts!
Stockings: With any number of crafts available to make-you can’t go wrong with a stocking full of goodies for the holidays.
Cookies: Bake up some of your favorite holiday cookies and package them in a festive container for a sweet treat. Perfect to host a cookie exchange as a fun experience!
Comic Books: It can be no surprise to some adults when they think of all the hard work that goes into creating a comic book and see the end product. What’s even more surprising is that more adults don’t try them.
Handmade Gifts from Kids: If your child loves to paint, draw, or make things with their hands-this is the perfect opportunity for them.
Cheap Christmas Gifts for Teens
Coming up with Christmas gift ideas for teens can be tough. Teens are often too old to play childish games like Monopoly or Jenga, yet they’re not quite ready for more grown-up games like Trivial Pursuit.
There are a lot of inexpensive gift ideas for teens from the mall, but teens often want something more personal and unique to show they are maturing.
If you are looking for cheap gifts for teens, you can try any of these present ideas.
Gift cards are always a huge hit with this age group! Double bonus if you can make it a fun way to spend some time together. Make sure that your teen is comfortable with this idea.
iPod Touch / iPhone / iPad Accessories: A new case, screen protector, and a few apps are always great. Whether it’s to show off or just something fun, this is a great idea.
Journal: This gift will help your teens reflect on the year and all of the good things that happened!
Fun Colors to Write With: The festive design on these pens will make teens want to use them all year round. Fun gel pens are wonderful gifts for all ages; they are inexpensive and come in a variety of colors.
Fashion Designer Scarf: This gift will help your teen express his or her individuality while also staying warm during the winter months.
Room Decorations: Checking out new colors and themes for the room is a fun way to spend some time together. Plus they may be ready for a change from their younger decor.
Makeup: Teens love makeup and skincare items, so make it their job to pick out a few new things they want.
Candles: Having a nice scent can help relax and soothe your teen before bedtime. These versatile gifts come in many shapes. It is also how teens feel more grown-up.
Hand-Painted Mug: Handpainted mugs are perfect for all the coffee and tea lovers in your house, and they are so easy to make! This can be an experience gift, too!
Handmade Jewelry: this is an affordable yet creative holiday present
Trendy Socks: These are always a great gift for anyone. Not only does it keep your feet warm, but it can be fashionable too!
iTunes Gift Card: Let them download a favorite song or album.
Movies: Movies are a great gift to give especially if it’s one of their favorites or they’ve been wanting to see it!
Clothing: The recipient will love getting some new clothes-especially if they’re trendy and stylish, or their favorite store has a sale going on that you know about.
Special Treat: A special treat is a great way to show someone that you care about them and appreciate all they do.
Cheap Christmas Gifts for Kids
Kids are the most precious gift of all. They’re also notoriously hard to buy inexpensive presents for – they normally want gifts that are outside your price range! Fortunately, these Christmas gifts will have your child smiling from ear-to-ear.
Cheap easy Christmas gifts for kids are especially not difficult to find and you have plenty of inexpensive gift ideas, – plus your bank account will thank you for it.
At the end of the day, kids don’t really care what it costs as long as they like it.
Stuffed Animals: Give them the gift of a new favorite toy that they can hug and take with them everywhere-just make sure to tuck in an extra battery for their new favorite toy.
Paper & Stickers: A package of paper and stickers is perfect for kids who love to create their own projects or write notes, letters, or holiday cards. This pack is also perfect for young ones who are just learning how to write.
Colored Pencils & Crayons: Colored pencils and crayons are a fun way to keep kids focused on their art. These pens will help them create original masterpieces.
Customized Shirts: A new shirt is a great way for kids to express their personality, and it can also be an easy outfit of the day solution when they’re running out the door.
Puzzles: Puzzles are a great way for kids to learn new skills and stay entertained on rainy days. They also make excellent stocking stuffers!
Ice Cream Variety Pack: A yummy variety pack of ice cream will make their day.
Play Doh: Kids love play doh, and it’s a great way to keep them entertained for hours! It also makes a great stocking stuffer.
Colorful Pens: Kids love to color, so give them the opportunity with some bright new pens! They’ll have fun for hours doodling on all their things.
Slime: Slime is all the rage right now, and kids can make their own with this kit.
Sippy Cups: Kids love sippy cups because they’re fun and easy to drink from! They also come in a variety of designs and colors.
Kitten: They will love this sweet little creature that they can cuddle up with in winter.
Fidget Toys: Fidget toys are a great way to keep kids entertained and focused with some fun. They come in a variety of colors and shapes, making them perfect for all ages!
Star Night Light: This was one of my daughter’s favorite gifts (even her older teen brother was jealous). Huge hit to light up the wall at nighttime.
Remote Controlled Car: A remote-controlled car is a great gift idea because it can be played indoors or outdoors. It also makes for hours of fun!
Make Your Own Soap Kit: This kit will allow your child to make their own soaps at home with some fun ingredients. They have a variety of colors and scents available which they can use to customize the soap for their own preference.
Board Games for Kids: Board games are a great way to keep entertained while bonding with their friends and family. They come in different levels of difficulty, making them perfect for all ages.
Nature Exploration Set: A nature exploration set will help to inspire your child’s curiosity and creativity. The kit includes a journal, binoculars, magnifying glass, and more!
NERF: NERF toys are classics for kids of all ages. They’re great to take on family vacations or just to play with friends.
Dolls: Dolls are a classic toy for girls and they come in all shapes and sizes. From Barbie to Baby Alive, there’s plenty of options available!
Spirograph: A Spirograph can keep kids entertained for hours. They design pictures with the help of an included pen and paper.
Rock Painting Kit: A rock painting kit will allow kids to express their creativity by decorating rocks.
Bead Kit: A beading kit is a great way to teach kids about colors and patterns. It also teaches patience as they work with the small beads
Sewing Kit: Sewing kits allow kids to create their own stuffed animals and clothes for themselves.
Drawstring Backpacks: Helpful to keep their stuff organized on outings, vacations, or events when the kids need to be entertained.
Kids love getting gifts, and these cheap Christmas gifts ideas are perfect for any child!
Best Cheap Gifts for the Foodie Cook
One of the most difficult parts about shopping for a gift is coming up with creative ideas.
This list is full of affordable gifts is perfect for that friend or family member who loves to cook and bake!
Here are some of the best cheap gifts for the foodie cook.
Charcuterie Board Set: This is the perfect gift for the foodie that loves to cook with meat. It provides an assortment of meats, cheeses, fruits, and bread in a beautiful wooden tray.
Mason Jar Set: This gift is perfect for a friend or family member who loves to cook. The set includes six pint-sized jars with lids and can be personalized with the recipient’s name.
Salt and Pepper Grinder: This set comes with salt and pepper grinders for the foodie who loves to cook.
Gourmet Spices: Spice up a friend’s cooking experience with this assortment of spices from around the world.
Frother: Perfect for milk frothing for coffee, lattle, milk shares, hot chocolates, and matcha powder. You need one of these and everyone else around you does too!
Mini Stand Mixer: This is a perfect gift for a friend who loves to cook and bake! The mixer comes with attachments such as a whisk, dough hook, and flat beater.
Fondue Pot: This pot is perfect for families that enjoy eating together! The set includes a fondue pot, forks, skewers, dippers, and dipping sauces.
Cookie Press: This press is perfect for a friend who loves to bake! The set includes a cookie press, dough sheet mold, rolling pin, and recipes.
Oven Mitts: You don’t want your foodie gift receipeint to burn their hands. Replace their worn-out oven mitts with one of these stylish oven mitts.
Hot Sauce Set: Every foodie needs some hot sauce in their fridge. This set includes 3 bottles of the hottest sauces around, plus a recipe book for beginners.
Spice Rub Set: Give your foodie friend the gift of spices especially if they love to grill or have a Traeger! This set includes salt, pepper, cumin, chili powder.
Teapot Set: This is for all those tea drinkers out there. This set includes a teapot and infuser ball.
Tea Bags: Add on to the teapot set and deliver a set of tea bags with a bunch of different flavors.
French Press: French press brewing prevents an over-extraction of flavors; the grounds only add flavor regardless of how little or how much coffee is steeped. Expand their coffee experience!
Coffee Grinder: This is for all those coffee drinkers out there who like to make their own custom blends.
Bamboo Cutting Board: Over time, we all have to replace our words cutting boards at some point. So, this makes a chop-worthy gift.
Tea Towels: These are great for drying dishes, wiping counters and so much more. Find a catchy saying they will love to display!
Sourdough Banneton Proofing Basket: If they are hooked on the sourdough trend, then they need one of these to elevate their breadmaking skills.
Bread Lame Scouring Tool: A must for anyone who makes sourdough breads!
Batter Bowl: This is a great kitchen tool for mixing batters, making pancakes, and more. It will be a welcome addition to the kitchen!
Flour Sifter: This is another one of those necessary tools in the kitchen.
Coffee Mug: For coffee lovers, this is a great gift idea!
Salt Cellar: This is a nice addition to the kitchen and it will hold those hard-to-reach salt and pepper.
Cheese Plane: This tool makes cutting cheese into perfect, uniform slices – making cooking and serving a breeze.
Saute Pan: This pan is great for frying, sautéing, and more! It’s perfect for the average home cook or budding chef.
Zester: This handy tool is perfect for adding flavor to dishes with just the slightest touch.
Meat Thermometer: This is a tool that can’t be beaten especially for the grill master. This one is by far the best on the market!.
Pizza Cutter: This is an essential kitchen tool for any pizza lover!
Ice cream scoop: This ice cream scoop is perfect for any ice-cream lover. It comes in 2 different sizes of scoops and they come in a variety of colors.
Cooking Class: Give them the gift of cooking skills-it’ll be something they can use for years to come!
Best Cheap Gifts for the Homebody
Holiday shopping can be a stressful time, but not to worry. Here are some great gifts for the person who has everything and doesn’t want anything.
Consider these cheap, homey gifts that will please any loved one or host.
Weighted Blanket: For those who love to cozy up with a blanket, this one might be the perfect weight and size for them.
Hot Cocoa Mix: This is an easy way to ensure that your loved ones have a delicious treat from their kitchen.
Wool Socks: This is a great item to have on hand for the winter months.
Tea Infuser: This one will help your loved ones in their journey of self-discovery.
Homemade Snow Globe: Grab a this snow globe kit and make your loved ones their own little winter wonderland.
House Shoes: A pair of these comfortable shoes will be something your loved ones can wear around the house.
Cozy Blanket: These blankets are made to keep you warm and cozy during those cold winter nights.
Popcorn Popper: This is a fun gift that they will all enjoy especially on movie night.
Jigsaw Puzzle: Give them a puzzle that will keep their mind sharp and occupied.
Board Games: More than likely they prefer to have people over to enjoy good old-fashion board games and a night of laughter with friends!
Comfy Pajamas: A new set of cozy pajamas is sure to be a hit with the kids.
Robe: A new robe is a great gift for those who love to lounge around in their comfiest clothes.
These are some Cheap Christmas Gift ideas for those who are on a budget!
Best Inexpensive Gift Ideas for Spa Lovers
The perfect gift for anyone who loves to pamper themselves is a spa gift card. Spa gift cards are the perfect present because it gives the recipient freedom over what they would like to do during their stay.
There are many different spa gift cards available on the market, so it is easy to find one that suits the recipient’s personality and budget.
If you can’t find a group of people to go in on this idea, then turn their home into a spa experience.
Bath Salts: These are perfect for the person who loves to relax and take baths. All they will need is a nice scented candle or bath bomb, their favorite book, and these salts to make themselves feel like royalty.
Candles: These are perfect for the person who loves to relax and read, or just has a nice smelling home. There are many different scents available so it is easy to find one that suits the recipient’s personality.
Aromatherapy: This gift idea is perfect for those who want an inexpensive yet thoughtful gift. There are many aromatherapy oils to choose from, but the two most popular would be lavender and peppermint
Diffuser: These are perfect for someone who enjoys a deep and restful sleep, as well as those who enjoy shut-eye at night to take away any stresses or worries. A few drops of these oils in a diffuser or humidifier will soothe the recipient and ease them into relaxation before bedtime.
Tea: This is perfect for the person who enjoys a good cup of tea. A nice box of loose leaf teas is sure to be appreciated and used for many, many years to come!
Cookies: This may seem like a typical and uninspired gift that most people would choose, but it is thoughtful and they will appreciate the thoughtfulness.
Scalp Massager: This is great for those with a sensitive scalp. It helps to soothe the skin and will leave them feeling relaxed
Shower Speaker: This is a great gift for someone whose favorite song isn’t Top 40. They will be able to listen to their music while they shower.
Manicure Dip Starter Kit: This is a great gift for those who love to paint their nails
Hyaluronic Acid: Help maintain the hydration of the outer layers of skin, which helps to improve its appearance.
Hair Mask: This is a great gift for someone who loves to pamper themselves, especially if they are in need of moisture.
Lip Sleeping Mask: A gentle overnight moisturizer for dry, sore lips.
Microfiber Hair Towel Wrap: This is a great gift for someone who spends a lot of time in the pool or at the beach. It is quick and easy to help dry your hair faster.
Handheld Massager: Seriously, this is the best gift ever. Plus the cost has been coming down each year.
Cheap Gift Ideas for the Fashionista
If you are looking for an affordable, fashionable gift idea that is also fun and creative then this list has something to offer you.
Here are some ideas for the fashionista on a budget.
Scarf: Scarves are always in style and can be found anywhere. You can get a nice one for only about $25, depending on the brand.
Tote bag: A tote bag is a necessity for school, the mall, and even just running errands around town. You can find them anywhere from $5-25 depending on what type you want.
Pandora Bracelet: The Pandora bracelet is a beautiful piece of jewelry that can be bought with any budget in mind, and it’s a great option for people who want to give something that will last. Great gift to add charms each year.
Earrings: Earrings can be a great gift for someone you know who is really into fashion. You can find them at the drugstore or even in some clothing stores, and they cost anywhere from $5-20.
Belt: A belt is great for someone who doesn’t have too many accessories, or if you just want to spice up an outfit with a new piece of jewelry.
Hair Clips: Hair clips are a great gift for someone who spends most of their time at home because you can clip them in your hair to keep it out of the way while you do chores. Also, great for those trendy messy up-dos!
Felt Hat: A felt hat can be a great gift for someone who goes to the beach a lot, or just likes wearing hats because it’s cold outside. They last longer than other types of material and they can be a really inexpensive gift.
Jewelry Dish: Find a small dish at the dollar store and decorate with paint or fabric to make it look pretty!
Re-gift Jewelry: Add jewelry from your old collection that you don’t wear anymore (maybe some old costume jewelry?).
Sunglasses: Sunglasses are one of the most popular Christmas gifts, and they can be found cheaply at many stores. I bought a pair for under $15!
Watch: Watches can be found at many stores for a cheap price. Watchmakers are competing to lower their prices as they try and go against the trend of cell phone watches, which is why you can find a nice watch for under $10.
Sweatshirt: A good sweatshirt is a woman’s best friend. It will keep you warm during the winter and can easily be dressed up or down depending on what you’re wearing-It doesn’t have to be too expensive either, with most stores having sales or clearance racks that are perfect for picking up gifts.
Nail Polish: The best thing about nail polish is that you can buy it in a lot of sizes, from the little bottles that are perfect for stocking stuffers to larger ones that come in packages of 5 or more. Great stocking stuffers!
Yoga Pants: We all know yoga pants are a girl’s best friend. But, y’all the prices of these yoga pants are amazing, and did I mention how many I have given as cheap gifts?!?!
Winter Gloves: Some people might think winter gloves are odd to put on a Christmas list, but they make such great stocking stuffers!
Shopping Bag: This is a great present for someone who likes to shop! I know what you’re thinking, “how do they not have one?”
A New Outfit: Even if the person you are buying for is not a fashionista, clothes still make great gifts. And if you know what their favorite style of clothing is then nows the time to indulge them in some new clothes!
Some suggestions are old and some are new, but all of them will be perfect for the person you want to give a gift to.
Cheap Gift Ideas for the Makeup Artist
Check out these cheap beauty Christmas gifts for the makeup artist on your list. These are great for anyone that has a budget of $10 or less.
Makeup: Find out what brands your friends, family members, or classmates like and buy them the makeup in that brand. You can find this information at their favorite retailers or by asking around to see which brands they wear.
Nail Polish: Buying nail polish as a gift is a great idea because you can buy them the exact color they want to wear and it’s usually not too expensive.
Perfume: If your budget is $10 or less, you can buy a nice perfume that smells great and it will be something they use often.
Bath Bomb: If you’re shopping for someone who needs to relax, then a bath bomb is the perfect gift.
Specialty Coffee Mug: You can find these for fairly cheap and they’re something that people will use every day so it’s great. Find a fun coffee mug with an artsy flair!
Lip Stain: Lip stains are a really popular product because they’re long-lasting and come in so many colors. This is perfect for someone who loves makeup!
Makeup Brushes: Any good makeup artist knows the quality of the brush makes a difference. You can find a decent brush at an affordable price!
Silicone Makeup Sponges: These are perfect for applying makeup evenly and providing coverage.
Reusable Beauty Products: For the eco-conscious, find plenty of reusable beauty products. You will be surprised at this list.
Gather all of these makeup supplies and put them together for a creative gift basket!
Cheap Gift Ideas for the Athlete
Sweating is gross, so this guide has come to help! It’s tough when you have an athlete in the family because they are always on the move.
Athletes will have to replace their equipment and clothing because of use.
Here are some nice, thoughtful gift ideas for the athlete on your list!
Water Bottle: Sometimes I feel like I can never have enough water bottles!
A pack of compression pants: I wear them for my sport because they help with the swelling and protect against injury.
New backpack: I use mine all of the time!
Headphones: These allow people to listen to their favorite music or podcast while getting the sweat on.
Full-zip fleece jacket: I love being able to bundle up when it gets cold! This is a thoughtful guide for the athlete on your list for before and after workouts.
Polarized Sunglasses: These help protect eyes from glare and add style to any outfit.
Music Subscription (ad free): This is a great gift for the athlete who loves music!
Yoga Mat: Yoga mats are great because they’re environmentally friendly and also come in a bunch of different colors. Sometimes it’s nice to be able to stretch out and do some poses on your own. Plus the experts say we should stretch every day.
Sports Watch: Preferably with stopwatch and alarm clock. THey need to time those tabata crossfit workouts.
Running Gloves: These are thoughtful gifts for someone who loves the outdoors and running.
Foam Roller: A great gift for the athlete who is looking for a little bit of extra relief.
Folding Bike: This is a thoughtful gift idea for someone who loves to bike ride but doesn’t have space for a bike. This one is more expensive, but a great idea to go in with others on!
Sports Massage Oil: This is a thoughtful gift for the runner, cyclist, or anyone who gets sore muscles. Pick a hand massager to go with it!
Camouflage Pillow: This is a great present for an outdoorsy person who has their head in the clouds.
Good Socks: Have you ever smelled the stinky socks?!?! Enough said.
Sports Tape: The runner in your life will need this present to keep them on the go.
Sports Bra: This is a great present for someone who participates in any activity that requires it! One that fits well and is made of quality materials. Plus an affordable price!
Fleece Headband: This is a great present for the runner in your life who also likes to wear their hair up when they’re not running.
Yoga Pants: This is a great present for someone who likes to keep their activities active. Or just wears yoga pants every single day to be trendy. No one needs to know why! These are my favorite brand.
Athletic Shorts: This is a great present for the person in your life who likes to wear their athletic shorts outside of working out. Plus, come on it’s not like they’re going to be wearing them over clothes so people would notice.
Resistance Bands: These are great for the person who likes to keep their workouts active, but doesn’t have a ton of space.
Light Set of Weights: Everyone needs to have some weight training as part of their workouts. Pick up three or five pound weights to help them reach their workout goals.
Armband for Phone: When you workout, you may want to keep your phone with you to track the steps or distance you worked out. This is an armband to keep your phone and simple enough to change your workout music.
Latest Fad Cookbook: In need of a great gift idea for the person in your life who likes to cook but always seems to have not-so-perfect dishes? This is perfect! Gift them this latest fad cookbook and they’ll be able to make all the popular, Instagram-worthy dishes that you see on TV.
Sneakers: Maybe you are lucky enough to score a pair of comfortable, breathable athletic sneakers on clearance!
I’m sure they’ll be appreciative of any one of these gifts!
Cheap Gift Ideas For Teachers
This list of cheap teach gifts for Christmas will help you choose a thoughtful and useful present that won’t break your budget.
Essential Oil Set: A true favorite for teachers who like to use aromatherapy in their classrooms or at home. This is our favorite essential oil set.
Stress-relief Hand Sanitizer: Teachers are always on the go, so they can use a little help to keep them stress-free. Plus, germs are no fun for anyone!
Personalized Mask Lanyard: Personalize your teacher’s mask with their name, school mascot or work logo.
Tiger Balm: This is a classic product for teachers and athletes alike! Tiger balm will help soothe your aches and pains.
Lounge Pants: Nothing reminds a teacher of home like their favorite TV show! A few years ago my mom gave me a really cute pair of lounge pants and I still wear them. The cut is oversized with pockets for my phone and remote which make it perfect for relaxing on the couch.
Smart Plugs: These plugs can be controlled on an app from anywhere. That means the teacher doesn’t have to worry about forgetting to turn their lights off before they left for work.
Personalized Stamp: A teacher’s stamp of approval is the best kind. This personalized stamp will help teachers quickly get through their paperwork.
Amazon Gift Card: Teachers deserve to take a breather and use some of their hard-earned cash on themselves. A gift card is the perfect way for friends or family members to say “thank you.”
Wireless Headphones: Music is a great way to get the energy going and keep kids psyched up, but it can be tough when they’re working on group tasks. Wireless headphones like these ones from Sony
Day-by-day Calendar: The last thing teachers need is to scramble for a blank piece of paper whenever they want to jot down notes. The day-by-day calendar is perfect because it’s got enough space for writing, but it’s compact enough to tuck into a drawer.
Magnetic Dry Erase Whiteboard: After all the long hours spent at school, who wouldn’t want their own personal whiteboard where they can write, draw, and erase?
Lunch Boxes: There is nothing better than a home-packed lunch. These stainless steel containers are compact enough to carry with you, but they’re also roomy enough to hold a sandwich, fruit, and veggies.
Educational Activity Books: If you’re looking for something that’s not only fun, but chock full of learning activities and information, these books are perfect for further learning.
Cheap Christmas Gifts for Mom or Her in your life
All of these are great inexpensive ideas for buying on a budget
Shopping for a great gift for women or moms can be hard, but not too much with these affordable options.
Little Succulents: This is a cute DIY gift. All you need are succulents, a pot with dirt, and some other accessories if desired.
Bath Bombs: These are great for anyone, including people who enjoy a good bath every now and again. They come in various scents so you can find something that is sure to please.
Chapstick: This is perfect for the person in your life who always has chapped lips or complains about dry skin on their hands when they are outside too long during winter months.
A Book: It may seem like the most unimaginative gift, but it’s perfect for someone who enjoys reading and is looking for something they haven’t read yet. Books are also a great way to get someone hooked on a series so you can recommend their next read.
Slippers: These are perfect for the person in your life who is constantly complaining about how cold their feet are.
Candles: This is a perfect gift for someone who enjoys relaxing or reading after dinner and the scent fills up the whole house with aromatherapy benefits.
A Scratch Off Map: This is a great gift for someone who enjoys traveling or seeing the world. It’s very personalized and they can see how many countries they have visited.
A Coffee Mug: This is a great gift for the coffee lover in your life. You can put anything on it such as their favorite book, television show or artist and they will be reminded of you every time they drink their coffee.
A Memory Blanket: This is a great gift for people who are always cold and it can go with them anywhere in the world because it folds up easily.
A Personalized T-shirt: This is a great gift because it’s very personal and you can put anything on the shirt that has meaning to them such as their favorite sports team, favorite food, or where they have traveled.
A Personalized Finger Drum: This is a great gift for anyone who loves to play drums because it has their name engraved right on the drumhead.
Cheap Christmas Gifts for Men
The following items are inexpensive and will make any man, dad, or boyfriend insanely happy! The cheapest gifts can be the best!
Here are some budget-friendly, manly, fun, and creative ideas for Christmas presents.
A New Shirt: You can find many options for cheap shirts. Grab one with a funny saying he would enjoy for an out-of-the-park win!
Belt: Belt prices vary by brand, but can be found for as low as $10.
Wallet: Wallets can also vary by brand and cost, but often end up being around $15.
New Socks:: Many men enjoy their sock collection. You can always add on to replace their worn-out socks.
A Tie: Ties can be found for as low as $5.
Watch: The watch market is a tough one to navigate, but if you know your partner’s style and budget beforehand it can be easier to find what you’re looking for.
A Tie Clip: You can usually pick one up for $5 or less, and it’s something that he’ll wear every day!
Old-school Vinyl Record Player: Old school vinyl is making a comeback and can be found in all sorts of different styles.
Latest Board Game: Board games are always a fun gift idea. You can pick up the latest hot game for less than $20
A Good Book: A good book is always a great gift idea. You can find them for as low as $5 and books are something that never goes out of style!
Cash: Let’s be honest… most men like to have the cash to spend as they please with no questions asked.
Cheap Christmas Gifts for Friends
You may not have a lot of money for this Christmas, but that doesn’t mean you can’t give your friends something thoughtful.
These inexpensive items may not be the most lavish of presents to give a friend this year, but they are sure to be appreciated and useful!
Whimsy Kit: A Whimsy Kit is a small package that includes activities such as drawing, coloring, and collaging. It can be used in classrooms or at home to relax and have fun.
Poster Board & Markers: A poster board and markers are perfect for making holiday cards to send out or decorating with a festive design.
Fun Scrapbook Pens: Fun pens are a wonderful gift for any age to bring color to their writing, coloring, or journaling.
Scented Candles Kit: Scented candles can be used for the holidays, but they also make a great gift for any time of the year. The smell will bring a warm and cozy feeling into your home.
Gold Foil Blanket: A gold foil blanket is perfect for snuggling up in the car when you are stuck in the car!
Cute Pillow Case: A new pillowcase is a fun way to change things up in your bedroom or living room. The best part about these gifts are that they can be given with other items, like the gold foil blanket or a fun pillow.
Comfy Socks: When it’s cold outside, there is nothing more comforting than a good pair of socks. These make a great gift for someone who spends most of their time at home or just loves to relax.
Bracelets: Jewelry is a great way to show someone you care. Bracelets are not only cute but they go with any outfit!
Christmas Ornament: A Christmas ornament makes for the perfect stocking stuffer. They are usually inexpensive and they can be used year round to decorate your home for the holidays.
Christmas Fun Pack: It is always fun when Santa sends a surprise in the mail, so why not surprise your friends with a Christmas Fun Pack!
Shower Steamers: These will make a great gift for someone who is your best friend, especially if they like to take long showers.
Flashlights: These are fun and practical gifts that will come in handy during the dark days of winter.
Tissue Box Covers: A unique and inexpensive gift for the person who has everything, these tissue box covers will make any house seem a little more homey during cold winter months.
Chocolate: For the person that has everything, you can’t go wrong with some chocolate.
Cheap Christmas Gifts for Coworkers:
A quick, easy, and affordable way to get the perfect gift for your coworkers this Christmas is by giving them a coworker appreciation gift basket.
These inexpensive gifts are great for bosses or employees. They can be personalized so it’s a gift that will really stick with your coworkers.
Planner: This is a great way to give your coworkers something they will really use. They can write down their goals, schedule, and use it as a to-do list.
Personalized Stationery: This is such an adorable idea and can be so much fun for everyone involved. These are the perfect gifts that will make your coworkers feel special this holiday
Putting Green: This is a great gift that they can use to practice their putting skills in the comfort of their own office.
Desk Organizer: A desk organizer is a great way to start your day off with a clean and organized workspace.
Timeless Candle: This candle helps you enjoy the holidays or winter season while relaxing in the office.
Coffee Mug: Every office needs a good coffee mug to stay energized and motivated throughout the day.
Personalized Mouse Pad: You could get them their favorite movie, sport or hobby as a personalized mouse pad and they’ll enjoy using it every day at their office.
Luxury Pen: This is the perfect gift for that person who has everything and needs something to help them write down their thoughts and ideas.
Desk Lamp: A desk lamp can help you read in your office when it’s dark outside so all the daylight hours are available for working on projects or catching up on paperwork.
Ink Pen: This is a great gift idea for anyone who likes to write or doodle. You could get them this as a refillable pen and they can use it to write down their thoughts or ideas.
Laptop Tote Bag: This is the perfect gift for anyone who likes to travel and needs something stylish but functional to carry everything in one place.
Plant pot & planter: This is a great gift for someone who likes to spend time in their garden or on the porch. You could give them this as an opportunity to grow something new and have something beautiful in their office that is all their own.
Journal: This is a classic gift that people like to get for themselves or others. You can find many different styles and sizes of journals, making it easy for you to find the perfect one for your recipient.
Watercolor set: This is a great gift if you know someone who loves to paint or draw. It is an opportunity for them to tap into their creative side while also having the materials that they need to create something beautiful or special for someone else.
Keychain: This is a great gift for anyone because everyone needs keys! You can get them a keychain that has their name on it, or you can get them a cute one for someone they love.
Laptop sleeve: This is a great gift for anyone who has to have their laptop with them at all times. They come in so many different colors and designs, so you can find one that fits your friend or family member perfectly!
Monitor riser: If you know someone who has a desk job, they’re probably struggling to stay focused on their screen. This is the perfect gift for anyone who spends time at work looking down all day!
Best Cheap Christmas Gift of them All – Gift Card:
A gift card is a prepaid credit or debit card that can be spent in any number of stores, restaurants, and other venues as desired by the purchaser.
This option is great for people who are the “hard to buy for” type.
Even a $10 or $20 gift card to somewhere they like is better than a gift to sit on the shelf unused.
Giving a gift card is always an easy way out, but it can be more useful than materialistic gifts they may not use.
You can never go wrong with a gift card to their favorite store!
You can Buy Cheap Christmas Presents that Look Expensive
I know that this time of year can be so busy and stressful. It’s hard to find the perfect gift for everyone on your list, especially when you have a tight budget. But there are so many fun and creative ideas that won’t break the bank.
You’ll find the perfect gift for everyone on your list!
Hopefully, you can find cheap Christmas gifts under $20 or less. Most of these power ideas you can pick up on Amazon or Etsy.
Christmas is often a time where people try to get the best gifts for their loved ones. In order to make these gifts more affordable, it’s smart to think about ways that can lower expenses.
One way to do this is by choosing gifts that can be combined with other items. Or even choosing a no gift Christmas.
It is always fun to give a gift to someone special on Christmas. However, sometimes you feel uncertain about what the perfect present is for somebody else.
We hope you’ve enjoyed our cheap but thoughtful Christmas gift ideas!
With these items, your loved one will have a great Christmas! Be sure to check our blog for more money saving tips!
Need More Inexpensive Christmas Gift ideas?
Know someone else that needs this, too? Then, please share!!