To paraphrase Mark Twain, history may not repeat itself, but it does rhyme. The U.S. mortgage industry recently had to remind itself of this fact when a CNN analysis found that the nation’s largest credit union, Navy Federal, has the widest disparity in mortgage approval rates between white and black borrowers of any major lender. The report, released back in December, noted that Navy Federal Credit Union approved more than 75% of white borrowers who applied for a new conventional home purchase mortgage in 2022 vs. less than 50% of black borrowers.
As ever, redlining — the intentional, systematic effort by American banks and government to refuse mortgages to African Americans and segregate U.S. cities — looms in the background. The practice wasn’t outlawed until 1968, and ongoing research at the University of California, Berkeley, School of Public Health finds that redlining affects non-white communities to this day in the form of air pollution, reproductive health disorders, and fewer urban amenities.
Is the mortgage industry offering fair access to loans?
The report suggests that the mortgage industry may be neglecting its duty to offer all applicants fair access to loans. With civil rights bills like the Fair Housing Act (FHAct) and Equal Credit Opportunity Act (ECOA) now the law of the land, most lenders will note that they rely on supposedly objective borrower screening algorithms to make lending decisions. But the results tell a different story.
The Federal Reserve’s Consumer Compliance Handbook observes that “evidence of discriminatory intent is not necessary to establish that a lender’s adoption or implementation of a policy or practice is in violation of the FHAct or ECOA.” If a lender has a supposedly neutral policy that results in them denying loans to people of a protected class (i.e., racial, religious, or gender minority) at a greater rate, that policy may constitute lending discrimination. To prove the policy is not discriminatory, the lender must show that the policy is justified by “business necessity.”
Meanwhile, repeated, heavily publicized evidence has dispelled the myth that algorithms are inherently neutral actors. Those in the data analytics field have long been aware that algorithms can not only encode but amplify bias. For example, Amazon had to stop testing an automated hiring algorithm in 2015 when it became obvious that the algorithm was systematically discriminating against women for technical jobs. Trained on the resumes of existing employees, most of whom were male, the algorithm reproduced that same bias when evaluating candidates.
Algorithmic bias in mortgage lending is just another example of the phenomenon that data analysts call “garbage in, garbage out.” Institutions that feed their lending algorithm data that encodes structural racism should not be surprised when the ending algorithm results in a disparate impact.
One of the biggest offenders in algorithmic bias is the almighty credit score.
Lenders rapidly expanded their use of computerized credit scores in the 1970s and 80s, ironically, to protect themselves against discrimination lawsuits. Experts point out that the supposedly objective credit scoring system still bakes in intentional discrimination from decades ago. Leaning too heavily on credit scores actually biases lenders against a large swath of potential homebuyers, including foreign buyers, younger buyers, and buyers from families with low financial literacy, who often lack robust U.S. credit histories.
To avoid discriminating against these groups, lenders need to scrap the credit score and start looking at cashflow. Cashflow underwriting is a transparent, data-driven approach that looks at an individual’s core financial behavior metrics. The main factors that cashflow underwriting looks at are the applicant’s balances, cashflow trends, and their ratio of discretionary-to-core spending. Cashflow underwriting puts income verification where it belongs: at the front of the process. By looking at an applicant’s behavioral metrics based on real-time financials from their bank data, cashflow underwriting is blind to racial and age discrimination. People qualify based on their ability to pay, not their placement in some opaque scoring system.
Cashflow underwriting also addresses another problem with traditional screening approaches, which is the overreliance on paystubs. According to the Bureau of Labor Statistics, over 10% of Americans are self-employed. With the growth of the gig and sharing economies, as well as the rise of social media influencers, an increasing number of Americans are getting their income from nontraditional sources. A cashflow-first approach acknowledges applicant income from all sources, based on their bank deposit history, rather than just payroll alone, making it easier for applicants to demonstrate their ability to pay.
With today’s artificial intelligence (AI) and machine learning technologies, lenders can make the switch to cashflow underwriting a lot more easily than they think. Innovative, AI-powered verification algorithms on the market right now can evaluate an applicant’s income, assets, employment history, and cashflow without invading anyone’s privacy. The applicant’s race, creed, sexual or gender orientation, current neighborhood, or place of origin never enters the picture.
Navy Federal may have received the bulk of the bad press this time around, but these problems — overreliance on credit scores, outdated expectations about employment — are industry wide. To avoid becoming the next Navy Federal, lenders must evaluate the whole picture. Following a cashflow underwriting approach and backed by AI, lenders can make safe bets, free from prejudice or the appearance of bias, to help people attain home ownership.
Tim Ray is co-founder and CEO of VeriFast, an identity and financial verification platform that reduces underwriting and costs while eliminating fraud. A serial entrepreneur and angel investor, Tim is an influential voice in the real estate and property management sectors.
This column does not necessarily reflect the opinion of HousingWire’s editorial department and its owners.
To contact the authors of this story: Tim Ray at [email protected]
To contact the editor responsible for this story: Tracey Velt at [email protected]
Looking for the best fun jobs that pay well? Many people dream of having a job they love that also pays well. I completely get it – you don’t want to hate working a job that you’ll be at 40 hours a week! I’m very grateful to have a job that I love. I don’t…
Looking for the best fun jobs that pay well?
Many people dream of having a job they love that also pays well. I completely get it – you don’t want to hate working a job that you’ll be at 40 hours a week!
I’m very grateful to have a job that I love. I don’t dread any day of the week, and I genuinely love what I do. Due to that, I hope everyone gets to feel the same about their job as well.
Thankfully, it’s easy to find a job that lets you do what you enjoy and still pays you a good paycheck. Whether you love working online or driving fast cars, there are many job options that let you have fun while also making good money.
Whether you want to make extra income or find a full-time job, there are many fun jobs that pay well that may interest you.
Fun Jobs That Pay Well
When you’re looking for a job, it’s great to find one that you find fun and that also pays well. Here are some top choices to start with:
Bloggers work from anywhere and write about topics such as family, recipes, personal finance, travel, and more. This is what I do, and I think it’s a ton of fun. Plus, it pays very well!
Art therapists use creativity to help others. They draw or paint as a way to support people’s emotional health. This job requires a master’s degree, but it combines art with helping people, which can be very rewarding.
A Ferrari driving instructor teaches others how to drive a luxury sports car. It’s not just exciting; it can also pay between $90,000 and $120,000 a year.
If you like spotting mistakes in content, then finding a proofreading job may be perfect for you. Proofreaders act like an extra set of eyes to read articles, papers, books, ads, and other written content.
Below are over 40 other fun jobs that pay well that I recommend learning more about.
1. Blogger
If you want to find a fun job that pays well, my favorite way is to start a blog. That’s exactly what I do for a living!
A blog is content written on a website. It usually includes articles like what you’re reading here.
You can blog about something you’re passionate about or something you know a lot about. Or even a topic you want to learn more about (people love following others’ firsthand journeys!).
I began Making Sense of Cents in 2011, and since then, my blog has earned me over $5,000,000 over the years.
I started my blog on a whim to share my own money journey. At first, I didn’t even know people could earn money from blogs or how to make a successful one. And now, it’s my full-time job!
There are many ways to make money blogging such as:
Advertising revenue (banner ads that you see in blog posts)
Sponsored blog posts (when a blogger partners with a company to promote a specific item or company)
Affiliate marketing (when a blogger receives income for referring readers to a product)
Selling digital products or services (such as courses, clothing, books, and more)
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
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Want to see how I built a $5,000,000 blog?
In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
2. Printables designer
Making and selling printables can be a fun way to earn money. When you create printables on Etsy, you only need to make one digital file for each product. After that, you can sell it many times to make more money.
Printables are things you can find online and print at home.
These can be things like a planner, coloring pages, wall art prints, greeting cards, gift tags, and so much more.
I buy printables frequently, and so do others all the time. Recently, I bought a printable for my daughter and it was a useful tool to help teach her the alphabet. I love that I can easily search what I’m looking for and get exactly what I want – plus I can print it right at home quickly!
Recommended reading: How I Make Money Selling Printables On Etsy
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
3. Voice actor
A voice-over actor is someone you hear but don’t usually see in things like videos on YouTube, documentaries, radio ads, TV ads, corporate talks, online courses, audiobooks, video games, movies, and cartoons.
Voice actors don’t necessarily need experience for this job (although it can be helpful later on). What’s important is having a voice that matches what the company is searching for.
Recommended reading: How To Become A Voice Over Actor
4. Photographer
As a photographer, you get a special chance to capture moments and tell stories with your camera. Photography has many different areas where you can focus, and they can be both satisfying and financially rewarding.
Here are some examples:
Photojournalist – You document events for media outlets, such as National Geographic.
Wedding Photographer – Your role would be capturing wedding moments in couples’ lives.
Stock photo photographer – Photographers can sell their pictures on stock image sites, which are really popular. These sites let customers purchase pictures for things like websites, TV shows, books, and social media.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
5. Buy and sell flipper
Being a buy-and-sell flipper means you’re into flipping items for profit.
This includes getting undervalued things from flea markets, garage sales, or online places and then selling them for more money.
This could be things like clothing, electronics, furniture, cars, and so much more. Basically, anything and everything!
Your success depends on how good you are at finding good deals, knowing the values in the market, and selling things again for a profit.
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This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.
6. Proofreader
As a proofreader, your careful attention to detail can become a rewarding career. Proofreading means going through texts to fix grammar, spelling, and punctuation mistakes before they get published. This job is important to make sure written content is clear and doesn’t have errors.
Many people, like authors, website owners, and students often hire proofreaders to make their work better. There’s a big need for proofreaders, and you can find jobs on various platforms.
Even the best writers can make mistakes in grammar, punctuation, and spelling. That’s why getting a proofreader can be really helpful for almost everyone.
In fact, although I have written over 2,000 articles, I have a proofreader who will have proofread this very blog post.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.
7. Freelance writer
Freelance writers create content for clients, like blog posts and advertising. Freelance writing usually involves working independently. Clients give you a topic, you write about it, and then you might receive feedback, like suggestions to improve or add paragraphs.
You can write about any topic that you want to – such as travel, money, home, and so on.
How much you make as a freelance writer depends on your experience and the topics you write about. When you start, you might earn around $50 to $75 for a 500-word article. As you get better, you can charge more. For a 1,000-word article, you could make between $100 and $150. If you do well over time, you can ask for even higher rates.
I was a freelance writer for many years before transitioning to full-time writing here on Making Sense of Cents. It’s a great career where you can mostly work from home on your own.
Recommended reading: 14 Places To Find Freelance Writing Jobs
8. Graphic designer
A graphic designer is someone who makes designs for people and businesses. As a digital designer, you might create images, social media graphics, printables, T-shirt designs, business cards, stickers, logos, and more.
As a graphic designer, your main job is to communicate through visuals. You use a mix of typography, images, color, and layout to convey messages and brand identities. This field gives you the freedom to express your creativity in different ways, whether it’s through digital designs or print materials.
Recommended reading: How To Make Money As A Digital Designer
9. Social media manager
Being a social media manager is an exciting career choice and your main job is to take care of how a company or person appears online on different platforms. Your tasks include interacting with followers, selecting content, and planning social media posts.
Here are the key areas you typically need to focus on:
Content creation – Create fresh, original posts tailored to each platform.
Engagement – Interact with the audience by responding to comments and direct messages.
Strategy planning – Use data analytics to drive social media strategies, aiming for increased engagement and reach.
The salary can vary, and you can choose to do this job either part-time or full-time.
10. Social media influencer
Related to the above, you can make money with your own social media accounts as well.
Have you ever followed someone on Instagram or TikTok and thought to yourself that it would be fun if you could do something similar?
Social media influencers use different online platforms to create, share, and connect with content that their audience likes. Your success depends on growing a big group of followers and establishing yourself as a trusted voice in your specific area.
As an influencer, you’ll create your brand by sharing your interests, pictures, and opinions on social media platforms such as Instagram, TikTok, Facebook, and others.
You can earn money through sponsored posts (when brands pay you to promote their products or services in your Instagram posts), affiliate marketing (earning commissions from sales through your referral links), and by creating digital products like ebooks or online courses.
I’ve been a social media influencer for years, monetizing my Instagram and Facebook accounts. It’s a great experience as I get to collaborate with companies I love and promote products I already use.
11. Veterinarian
If you have a passion for animals, then becoming a veterinarian may be a great fit for you.
Veterinarians have a skilled and fulfilling role dedicated to animal health and welfare. The main responsibility is to provide medical care to animals, diagnose health problems, and perform surgeries.
Vets work in private clinics, animal hospitals, research facilities, zoos, and more.
The veterinarian career path is rewarding as it lets you blend a love for animals with the chance to make a positive impact on their lives.
To become a veterinarian, you must complete a Doctor of Veterinary Medicine (DVM) program and obtain a state license to practice. This usually involves:
A bachelor’s degree
A four-year veterinary program
The national average salary for veterinarians is around $100,000 per year.
12. Marine biologist
One job that I dreamed of as a kid was to become a marine biologist. It always sounded like so much fun to work with water and sea animals.
Marine biologists study marine organisms and how they behave and interact with the environment. Your work might take you from coastal wetlands to the deepest parts of the ocean.
Here are some of the things they do:
Conduct research on marine wildlife and ecosystems
Monitor the health of marine habitats
Develop conservation plans
Educate the public and policymakers
Marine biologists are important for understanding marine life and contributing to ocean conservation efforts.
13. Mystery shopper
Retailers, restaurants, and financial institutions need mystery shoppers for detailed feedback to improve their customer service and products.
This might not be a full-time job, but it can provide you with some extra money each month.
I remember when I first learned about mystery shoppers. I was working at a clothing store, and we would have mystery shoppers come in to see how we were doing. We never knew who the mystery shopper was, but we would get to read their report afterward and see what they thought of us.
After learning about mystery shopping, I found a website where I could become one as well. It sounded like fun to get paid to shop.
I would make about $150 to $200 per month through mystery shopping, and I also got free items and services, like $100 to spend at restaurants (where I had to provide feedback while I was there), makeup, and more.
Recommended reading: How To Become A Mystery Shopper
14. Architect
Architects have a special mix of creativity and technical skills, allowing them to design buildings that are not just attractive but also functional and safe.
Their role includes making detailed plans, and considering factors like sustainability, budget, and client needs.
To become an architect, you typically need a bachelor’s or master’s degree in architecture and you’ll need state licensure, which is obtained by passing the Architect Registration Examination (ARE).
15. Stunt person
A stunt person is a cool job where you use your physical skills to create exciting action scenes for movies, TV, and live shows. It’s a big part of making the action look real and thrilling.
To do this job, you might need lots of training in things like martial arts, gymnastics, or extreme sports. You also have to be good at handling pressure and follow safety rules closely.
16. Professional video gamer
Yes, if you like video games, you may actually be able to make money as a professional video gamer.
While the amount of money you can make will definitely vary, top gamers have the potential to earn from tournament prizes, sponsorships, and streaming content for fans:
Tournaments: Prize pools can be large, reaching into the millions for top-ranking competitions.
Streaming: Platforms like Twitch and YouTube pay through ads, subscriptions, and donations.
Sponsorships: Companies may endorse you and pay you with sponsorships or free items.
You could maybe even find a job working for a video game designer, testing out video games so that companies can improve their video game design.
Recommended reading: How Much Do Twitch Streamers Make?
17. Chocolatier
Many people at some point in their lives want to become the person who makes chocolate and candy – sounds amazing after all, right?
A chocolatier is someone who uses cooking and art skills to make chocolates. It’s a job that needs creativity, precision, and a good sense of taste.
You might work for yourself, making chocolates, or you may even work for a large chocolate company. I know people who do both!
18. Personal trainer
If you want to find a job that you’ll love, becoming a personal trainer may be it.
Personal trainers play an active role by combining fitness with motivational skills to help people reach their health and fitness goals. This job includes:
Assessing clients’ fitness levels and health conditions
Developing personalized workout and nutrition plans
Demonstrating exercises and routines to clients
Tracking clients’ progress and adjusting plans as needed
How much you earn as a personal trainer can change a lot based on where you work, your qualifications, and the clients you get. Personal trainers usually make an average of $40,000 to $70,000 per year.
19. Supercar driving instructor
Supercar driving instructors have an exciting job where they help people learn how to drive fast cars on racetracks.
The role includes teaching safety and giving an exciting experience as well as explaining how to handle the vehicles, follow track rules, and use advanced driving techniques.
You can usually earn a high income doing this, plus you get to drive some of the world’s most exotic supercars.
20. Toy designer
Being a toy designer is probably most children’s dream career. After all, who hasn’t loved toys at one point in their life?
The toy industry is always looking for creative designers to make new toys that will grab kids’ attention and imagination.
Toy designers have a cool job where they mix creativity with making things work well. The main aim is to create toys that are fun and help kids learn and grow. This special job combines artistic skills with knowing about how children think and learn.
21. Restaurant critic
Restaurant critics evaluate dining establishments and share their experiences through written reviews. Their main responsibility is to provide an unbiased review of the food quality, service, ambiance, and overall dining experience.
To gain experience and get started, begin by developing your taste buds and learning about different cuisines. This can involve:
Going to cooking workshops
Exploring different food places when you travel
Creating your own blog or starting an Instagram dedicated to food
22. Brewmaster
If you love craft beers and enjoy understanding how fermentation works, becoming a brewmaster could be a fun and rewarding career.
Brewmasters manage the brewing process, such as creating recipes, choosing ingredients, and making sure the quality is top-notch during production.
To start, you might need formal education, such as a degree in brewing science or a related field. However, some brewmasters climb the ladder from roles like brewing assistants, gaining experience through on-the-job learning.
23. Fashion designer
Fashion designers make clothing, accessories, and shoes, and they draw designs, pick fabrics and patterns, and guide how the products designed should be made.
Fashion designing can be a fulfilling career if you love fashion and enjoy creating. It gives you a chance to express yourself personally and can even lead to getting noticed in the industry.
24. Food stylist
Food stylists combine culinary art with aesthetics, making sure that dishes not only taste good but also look delicious and perfect for photographs.
Their duties include choosing ingredients thoughtfully, preparing the food, and presenting it in a way that’s visually attractive. This is important for different media like advertising, packaging, cookbooks, and film.
25. Event planner
Event planners organize events, from big corporate conferences to small weddings. Their main job is to make sure every part of the event matches the client’s vision, fits the budget, and meets the goals.
According to Glassdoor, the average pay for an event planner is around $50,000 per year. Your salary can change based on things like your experience, where you work, and the size and type of events you handle.
26. Animator
If you’re looking for fun jobs that pay well, then becoming an animator may be it!
Animators make visual creations, and their main focus is on designing characters, environments, and entire worlds in 2D or 3D formats.
Here’s what you may work on:
Character design: Create and develop characters for various media.
Story development: Collaborate on storyboards to plan out visual narratives.
Animation: Work with digital tools to animate drawings and models.
The animation industry values creativity and technical skills and also pays competitive salaries with the opportunity to contribute to exciting storytelling processes. Whether you’re involved in creating animated TV shows, movies, or video games, being an animator can be both enjoyable and financially rewarding.
27. Real estate agent
Real estate agents are professionals who help people buy and sell properties, such as houses and commercial buildings.
I know a few real estate agents, and they all seem to love their jobs. They get to see beautiful new homes and properties and help their clients find their dream property.
Plus, they usually set their own schedule, which can help you create a better work-life balance.
28. Private investigator
Private investigators conduct investigations on various matters, including legal, financial, and personal issues.
This may include doing things like surveilling someone to get information, interviewing people to get details, researching public and legal documents, as well as gathering evidence for cases.
Here are some steps to becoming a private investigator:
Have a high school diploma or equivalent. Perhaps even get a degree or certification in criminal justice or a related field.
Gain experience in a related field such as law enforcement or the military.
Acquire a private investigator license, as required by your state.
29. Romance novelist
Starting a career as a romance novelist can bring both fulfillment and income. If you love storytelling and especially romance, this can be a fun one to think about.
Recommended reading: How to Make Money Self-Publishing Short Romance Novels
30. Interior designer
Interior designers mix creativity with practicality to decorate the insides of properties. Their job is to design and put in place the aesthetic and functional aspects of residential or commercial spaces.
Your job would be to create an environment that looks good and is comfortable for your clients.
31. Airline pilot
Airline pilots have a career that is both exciting and has the potential to make a lot of money. Their main job is to pilot commercial aircraft, flying from one place to another, and making sure everyone on board, including passengers and crew, stays safe.
Some of their daily duties include:
Conduct pre-flight inspections
Navigate the aircraft
Communicate with air traffic control
Monitor weather conditions and aircraft systems
Lead the crew and manage any in-flight issues
32. Drone pilot
Drones have gained popularity lately, not just for recreational use but also for jobs requiring aerial photos and videos. This creates a growing opportunity for individuals to start small businesses and make money with their drones.
Your job as a drone pilot may be to:
Take high-quality images and videos from unique perspectives, such as for real estate, construction, or events.
Perform inspections, surveys, and mapping for various industries like mining or agriculture.
Analyze data and images to give insights to clients.
Recommended reading: How To Make Money With A Drone
33. Sommelier
Sommeliers have a lot of knowledge of wine and can share it in a fun way.
This job is usually found in upscale restaurants, and this role involves suggesting wines that go well with customers’ meals, conducting wine tastings, managing wine service, and taking care of the wine cellar.
34. Chef
Chefs, of course, play an extremely important role in a restaurant kitchen, crafting menus and overlooking meal execution. Their primary responsibilities include tasks like:
Menu Design: They create food menus for a restaurant.
Food Preparation: They oversee and sometimes partake in the detailed preparation of ingredients.
Cooking: They cook the restaurant meals and oversee other cooks in the kitchen.
35. Cruise director
Cruise directors make sure passengers have an unforgettable experience aboard a cruise ship. This job requires a fun personality and excellent skills in managing both entertainment programs and a team of staff members.
Their responsibilities include planning and supervising all onboard entertainment, such as shows, events, and activities.
We went on an around the world cruise recently and had an amazing cruise director. It looked like such a fun job, and they got to travel everywhere that we did (of course!).
Recommended reading: How To Get Paid To Travel The World (18 Realistic Ideas!)
36. Astronomer
Astronomy is a field that combines the excitement of exploring the cosmos with the satisfaction of solving complex problems. As an astronomer, you enter a world dedicated to understanding celestial phenomena and the principles of the universe.
Usually, a Ph.D. in astronomy or a closely related field is needed to conduct independent research or work at a university. However, with a bachelor’s or master’s degree, you might find opportunities at planetariums, observatories, or assisting with research.
37. Netflix tagger
If you’re seeking a fun yet rewarding job, becoming a Netflix tagger could be an interesting option. In this job, you watch Netflix content and assign specific labels to shows and movies, influencing the platform’s recommendation algorithm.
To get started, you will need to apply through the Netflix jobs portal, where available positions are listed. Experience in film and media studies, while not mandatory, can give you an advantage.
Recommended reading: 7 Best Ways To Get Paid To Watch Netflix
37. Geologist
Geologists explore and study the earth’s composition, processes, and history.
Their job can lead to finding valuable resources like minerals, oil, and gas, and they also have an important part in environmental conservation and predicting natural disasters.
38. Dog walker
If you love pets, then this is the fun paying job for you!
Dog walkers do exactly that – walk dogs while their owners are busy, such as at work or on vacation. If you like dogs, then this can be a fun way to spend time with animals and get paid for it.
To become a sought-after dog walker, you should be reliable, good with animals, and you should have excellent customer service skills to build connections with clients. Dog walking allows you to enjoy the fresh air, bond with different dogs, and make money doing something you love.
Recommended reading: 7 Best Dog Walking Apps To Make Extra Money
39. Ethical hacker
Ethical hackers think and operate like malicious hackers but with a specific goal: identifying and fixing security vulnerabilities before they can be exploited.
They act as safeguards, testing and securing systems to prevent potential breaches for companies.
This job involves a lot of problem-solving skills, as you are looking for possible security problems.
40. Travel agent
If you like planning trips, then becoming a travel agent may be a great way to have a fun high-paying job.
Travel agents craft and sell travel experiences. They help advise clients on different travel destinations and arrange transportation, hotels, tours, and more. It’s a job that not only pays well but allows you to help others travel.
You may help people plan their honeymoon, a trip to Disney World, an around-the-world cruise, and so much more. There are travel planners for every kind of trip that you can think of.
Your knowledge and skill in handling the challenges of travel planning make you a very important help to travelers who want their experiences to be stress free.
The average annual salary can vary by a lot, and this can be either a part-time or full-time job. There is a lot of job growth too, as more and more people are going on vacations!
41. Personal shopper
Personal shoppers give a shopping service for clients who either lack the time or the style to select their own stuff. As a personal shopper, your job may range from picking clothing to finding the perfect gift.
You may work at a high-end retail store, or you may be a freelance personal shopper – there are many jobs in this field!
42. Park ranger
Have you ever been to a beautiful place like Yosemite National Park and wondered what it would be like to work there?
Park rangers work in places like beautiful national parks and get to enjoy the scenery every single day. Their responsibilities include protecting and managing parks, wildlife, and historical sites and making sure that both the natural resources and the visitors exploring them are safe.
To become a park ranger, you usually need a combination of education in fields related to conservation, environmental science, or wildlife management, and relevant work experience.
Recommended reading: 15 Outdoor Jobs For People Who Love Being Outside
43. Tour guide
Being a tour guide gives you a chance to share your love for travel or history with others, all while making a living. You’ll get to be in different places like historical sites, museums, or outdoor adventures.
This can be a low-stress job with a big fun factor – as you get to explore places that you probably already love and are an expert at.
Recommended reading: How to Make Money as an Airbnb Experience Host
44. Yacht crew
Working on a yacht can be a thrilling job that mixes travel, adventure, and the chance to meet new people, along with the possibility of earning good money.
If you work on a yacht, your job could be as a captain, mechanic, server, cleaner, chef, and more. If you’re on a smaller boat, you might even handle all these tasks.
Jobs on a yacht or big sailing boat are usually hard work, but the perk is that you get to travel with most expenses covered, while also earning a high income.
45. Flight attendant
Being a flight attendant is important for making sure passengers are comfortable and safe. You’re like the friendly face of the airline during flights, taking care of different needs and keeping service standards high.
Plus, you get to enjoy the unique perk of discounted or free travel, which is a big perk of becoming a flight attendant.
Flight attendants can earn a good income, and the benefits are excellent. They usually make between $50,000 to over $100,000 a year. The training to become a flight attendant usually takes around 1 to 2 months.
Recommended reading: How To Become A Flight Attendant And Make $61,640 Each Year
46. Art therapist
Art therapists combine the creative process with psychological healing to provide a unique kind of mental health therapy. They conduct one-on-one or group therapy sessions, and being an art therapist can be very fulfilling as you help people discover their voice and heal through art.
Art therapists work at schools, psychiatric hospitals, veterans associations, and more. Usually, you need a master’s degree to enter this field.
They use art therapy to assist people in expressing their emotions, dealing with complex feelings, and enhancing self-awareness. Their job isn’t just about being artistic; it’s deeply connected to therapeutic practices that help a variety of clients.
Another job similar to this is becoming a music therapist.
Frequently Asked Questions
Below are answers to common questions about how to find fun jobs that pay well.
What is the most high-paying fun job?
The most high-paying fun job can vary based on your skills and interests. Some high-paying fun jobs include being a blogger, pilot, stunt person, and romance book author.
What are random jobs that pay well?
There are many unique jobs, such as a private island caretaker, yacht captain, or a voice-over artist.
Which is the most exciting and highest paying job in this world?
This will depend on who you ask! Maybe it’s being a pilot, a stunt person, an actor, or something else.
What are some fun jobs that pay six figures?
Some fun jobs that pay over $100,000 may include becoming a blogger, selling printables, photographer, architect, and more.
What are some low-stress fun jobs that pay well?
Jobs like a yoga instructor or a massage therapist can be low stress and fun, and they provide a good income, especially when experienced or working in more affluent areas.
What are some fun jobs that pay well without a degree?
You can pursue jobs such as a social media influencer, a real estate agent, or a personal trainer, which can pay well and be rewarding without requiring a traditional four-year degree.
Best Fun Jobs That Pay Well – Summary
I hope you enjoyed this article on the best fun jobs that pay well.
There are many fun careers that pay a part-time or full-time income.
Careers like voice acting, managing social media, and ethical hacking not only pay well but also let you have a good balance between work and life. The key is to know your talents and find the right fit in these exciting jobs.
I have been working a fun job for many years now, and I really really love it. It makes each day enjoyable and I actually look forward to work. I hope that you get to one day say the same as well.
What do you think are the best fun jobs that pay well?
In the ever-evolving world of design, trends come and go, shaping the aesthetic landscape of our living spaces. As we step into the new year, designers find themselves at the forefront of a creative revolution, ready to bid farewell to certain decor trends and colors that have adorned homes for too long. We’re delving into the dynamic realm of interior design, exploring the shifts, evolutions and innovative styles that are set to redefine our living spaces in this year.
Join us on a journey through the anticipated transformations as designers eagerly embrace the wave of change, bidding adieu to familiar motifs to make room for fresh and inspiring design aesthetics.
2023 design trends we’re happy to leave behind
This year has introduced numerous exciting decor ideas to the design realm, yet amidst the innovative concepts, some interior design trends seem overdone. While it’s crucial to honor individual style preferences, there’s a sense of anticipation for a fresh wave of inspiration in the coming year. Embracing your favorite decor pieces is encouraged, but for those eager for a change or seeking new home design ideas, here’s a selection of trends that might benefit from taking a step back.
1. Gray, greige and beige tones
The muted greys and beiges that dominated 2023 design trends now feel overplayed. While these neutrals will never necessarily go out of style, they’re used too much especially due to the large influence of minimalism.
These tones lack personality and can result in a space that feels uninspired and monotonous. Instead of defaulting to the safety of muted greys and beiges, consider injecting some life into your color palette. Experiment with bolder hues or explore the vast spectrum of nature-inspired tones.
Trend to try instead: Bold hues and saturated colors.
2. Checkered pattern play
This year, the checkered pattern in home decor has become somewhat overdone, largely due to the influence of social media influencers who fervently promoted its use. While the pattern itself exudes cool retro vibes, its widespread presence in design circles has created a feeling of saturation. The once-refreshing nod to vintage aesthetics has now reached a point where the checkered pattern has a chequered past.
Trend to try instead: Textural fabrics over patterned ones like natural linen.
3. Overly coordinated decor
The 2023 trend of overly coordinated decor is on the way out, and for good reasons. The meticulous matching of every element in a space, from furniture to accessories, not only demands a significant investment of both money and time but also tends to make homes feel somewhat impersonal. The pursuit of perfection in coordination often results in spaces that lack warmth and character found in a more eclectic and personalized approach.
Trend to try instead: Maximalism.
4. Impersonal spaces
Speaking of impersonal spaces, hiding personal decor should be left to the old 2023 design trends. In the evolving world of interior decor, the idea of hiding personal touches within a home is becoming passé. Instead, there’s a rising inclination toward showcasing personal style, memories and individuality through decor. As we embrace the transition into 2024, the mantra is to let your space reflect your personality openly and tell your story with pride and authenticity.
Trend to try instead: Embracing eclectic and personal decor, like a gallery wall.
5. Overestimating our green thumb
Plants elevate rooms to the next level, bringing color and vibrancy that transforms the atmosphere effortlessly. Natural materials also tend to work well with plants in the interior design world, making plants a fun element to design around. While plants undeniably enhance the appeal of interiors, the misconception that everyone possesses expert-level gardening skills can lead to the neglect of these green companions.
Instead of letting overconfidence overshadow the joy of incorporating plants into your decor, we recommend a more mindful approach to their care and placement. Starting small and adding on is the best way to incorporate plants into decor in the year ahead.
Trend to try instead: Succulents and other low-maintenance plants.
6. Style over comfortability
Will 2024 be the year we finally prioritize comfort and practicality over style when it comes to furniture? The 2023 design trends favoring style over comfort have overstayed their welcome, and there’s a growing realization that a truly inviting and functional living space should prioritize comfortability. Investing in pieces that not only look good but also provide a cozy and functional experience can transform the way we interact with our living environments.
Opposing trend we love: Multifunctional furniture.
7. Choosing trendy over timeless
It’s time to rethink the whole trendy versus timeless design trend. Last year, we saw a ton of trendy pieces taking over interior design trends, like curvy and rounded furniture, sculptural ceramic vases and knot and arch pieces.
But here’s the problem – being too enamored with what’s ‘in’ can make your space feel outdated and impersonal. Acrylic plastic furniture might be modern, but it’s not immune to becoming yesterday’s news. Leave chasing the latest trends behind and focus on picking pieces that feel timeless and can stand the test of time.
Timeless trends we love: mid-century modern design, sustainable design pieces and neutral rugs.
8. Gaudy gold
Before you clutch your gold-set pearls, understand that gold itself will never truly be out of style. The flashy nature of gaudy gold furnishings tends to clash with the timeless, contemporary trend of clean lines and simple elegance.
People are now gravitating towards timeless and versatile pieces that contribute to a balanced and harmonious living space, which doesn’t involve the overuse of gaudy gold. The desire for a more relaxed and refined atmosphere has led to the decline of gold in favor of more subdued and sophisticated design choices.
Think boldly in 2024
We can’t talk about 2023 design trends we want to see retired without touching on an aesthetic we hope to see carried into the new year. Our favorite design trend from last year, which we’re rooting for in the new year, is the emphasis on bold statements. Whether it’s vibrant color choices, daring patterns or eye-catching focal points, the idea of making a statement in design has added a refreshing dynamic to spaces.
Big statements inject personality, spark conversations and create memorable aesthetics. From statement furniture pieces to accent walls that demand attention, this movement invites us to become an interior designer ourselves, break free from the mundane and embrace a more daring, expressive approach to design. Let’s continue celebrating the power of bold statements to elevate our living spaces and make a lasting impression in 2024.
Still in search of the perfect place to turn into your design haven? Browse available apartments and homes for rent to put your creative touch on your dream rental.
Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.
Are you looking for the best jobs for pregnant women? Pregnancy is a special and exciting time for moms-to-be, and you may be looking for ways to make money during this time period. Finding the perfect job when you’re pregnant can be a scary feeling, but it doesn’t have to be. The key is to…
Are you looking for the best jobs for pregnant women?
Pregnancy is a special and exciting time for moms-to-be, and you may be looking for ways to make money during this time period.
Finding the perfect job when you’re pregnant can be a scary feeling, but it doesn’t have to be. The key is to focus on looking for opportunities that suit your skill set, level of experience, and physical limitations during pregnancy.
For me, when I was pregnant not too long ago, I really loved being able to work from home. It made life so much easier, and the flexible hours helped greatly for when I wasn’t feeling up to it.
A good starting point could be looking for work-from-home positions or freelance opportunities that allow for more flexible schedules and the possibility of working at your own pace from the comfort of your home.
Recommended reading:
Best Jobs for Pregnant Women
There are 16 ways for pregnant women to make money listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
Below are the top jobs for pregnant women.
1. Blogger
Blogging is exactly what I do for a living, and it is how I made money while pregnant as well.
Being a blogger means writing blog posts for people on the internet, just like with this blog post that you are currently reading.
You can write about things you like, such as money, travel, lifestyle, or family. Plus, you get to choose how you make money from your blog – there are lots of ways, like display ads or affiliate marketing.
Blogging is how I earn most of my money, and it has totally transformed my life. I can travel whenever I want, make my own schedule, be my own boss, and spend the whole day with my daughter. Plus, having flexible work hours helped me a ton while pregnant as I was able to choose my working hours.
Learn more at How To Start A Blog FREE Course.
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Want to see how I built a $5,000,000 blog?
In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
2. Freelance writer
Similar to blogging, freelance writing gives pregnant women the opportunity to showcase their writing skills while working remotely. This job allows you to work on various writing projects, such as articles and ebooks.
Freelance writers create articles, website content, social media posts, or even ebooks for different people or companies.
I have worked as a freelance writer for many years. It’s a great career because you can work from home and set your own schedule, like writing only when you’re feeling good during your pregnancy or while your baby is napping.
Recommended reading: 14 Places To Find Freelance Writing Jobs For Beginners
3. Tutor
An online tutor gives academic support to students via video chat or messaging platforms. It’s a good option for pregnant women as it is flexible and can be done from the comfort of your own home.
Helping students with their studies can be a good way to earn money while pregnant. There are lots of ways to tutor from home, and you can make your own schedule and decide how much or how little you want to work.
Recommended reading: 11 Best Places To Find Online Tutoring Jobs (Make $100+ an hour)
4. Sell printables on Etsy
If you have a knack for design, you can create and sell printables on Etsy. This is a great work-from-home option for pregnant women who are creative and enjoy designing digital products.
Printables are digital products you can download and print at home, like checklists for grocery shopping, planners for your budget, invitations for weddings, printable wall art, and more.
I recommend signing up for Free Workshop: How To Earn Money Selling Printables. This free training will give you ideas on what to sell online, how to get started, and how to make printable sales.
Recommended reading: How I Make Money Selling Printables On Etsy
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
5. Virtual assistant
Virtual assistants give administrative support to clients (like an administrative assistant!), including managing emails, organizing calendars, arranging travel (such as booking hotel stays and rental cars), and scheduling appointments.
With the flexibility to set your work hours, this online job is perfect for pregnant women.
I have been a virtual assistant in the past, and I currently have a virtual assistant. It is a much needed job that just continues to become more and more in demand.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
6. Transcriptionist
In this job, you convert audio files into written text. As a transcriptionist, you can work from home with flexible hours, making it one of the good jobs for pregnant women to work from home because you can work as much or as little as you want.
Transcription jobs are flexible, and you can do them right from home.
As an online transcriptionist, your job is to listen to audio or video recordings and write down exactly what is being said. The aim is to do it without making mistakes in spelling, grammar, or punctuation.
I recommend watching Free Workshop: Is a Career in Transcription Right for You? to learn more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
7. Answer online surveys
If you are looking for easy jobs while pregnant, then I recommend answering online surveys.
There is no set schedule, and you can do these while watching TV or in bed. No, you won’t get rich (nor will it be a full-time job), but it can give you a little extra spending money.
The survey companies I recommend for extra cash include:
Survey Junkie
Swagbucks
Branded Surveys
PrizeRebel
American Consumer Opinion
User Interviews – These are the highest-paying surveys with the average being around $60. I have personally done one of these, and I was paid $400 for an hour of my time.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
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Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
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Branded Surveys is one of the most popular survey sites that rewards you in cash and gift cards for sharing your opinion. You can get paid anywhere from $0.50 to $5.00 per survey.
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American Consumer Opinion allows you to express your opinions on products and services through surveys and product testing. You can earn $1 to $5 per survey taken.
8. Proofreader
If you’re good at noticing small details, you could offer your services as a proofreader or editor for various kinds of content. This means checking and fixing mistakes in writing.
People such as writers and business owners hire proofreaders and editors to make their work better.
I personally have a proofreader, and I know many, many others who have proofreaders as well. It is an in-demand job that you can do while pregnant at home.
If you want to become a proofreader, I recommend joining the free 76-minute workshop – Learn How to Become a Proofreader…and Start a Freelance Proofreading Business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.
9. Bookkeeper
If you’re good with numbers, you might try selling bookkeeping services online or for small businesses, either as a freelancer or part-time.
Bookkeepers are people who handle financial tasks for businesses and this includes keeping track of sales, managing expenses, and creating financial reports.
Plus, you do not need a bachelor’s degree to get started.
If you want to become a bookkeeper, I recommend watching the free training How To Become A Bookkeeper.
Recommended reading: How To Find Online Bookkeeping Jobs
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This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.
10. Sell Canva templates
A Canva template is a ready-made design that you can sell for things like social media graphics, ebooks, and presentations.
Businesses, advertising professionals, social media influencers, and more buy Canva templates because it’s a helpful starting point if you’re not great at designing from scratch. These templates have blank spaces where you can add your own words and pictures. You can also change colors and fonts to fit your preferences.
They’re really useful for making things look good without spending a long time on it.
And, this is where you can come in.
You can design templates and sell them to others to use.
With Canva templates, you can sell a single design an unlimited amount of times. If you’re looking for something passive, this is a great way to learn how to make money while pregnant.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
11. Data entry clerk
Data entry clerks input, update, and double-check information in lists or tables, typing things like numbers and names to keep everything neat and organized.
On average, data entry jobs pay around $15 to $20 per hour.
All you need is an internet connection and a reliable computer to get started too.
This is a low-stress work-from-home job that is good for pregnant women.
12. Write book reviews
Book reviewers read books and get paid to share their opinions in book reviews. There are websites that pay you (and sometimes give you a free book) to talk about what you think of the books.
Some companies that pay for book reviews include Online Book Club, Kirkus Reviews, and BookBrowse.
So, if you find yourself reading a lot of books while pregnant, this can be a great place to start to make extra money.
Recommended reading: 16 Best Ways To Get Paid To Read Books
13. Graphic designer
If you have design skills, you can make money while pregnant by creating logos, website designs, brochures, business cards, marketing materials, and more for clients as an independent contractor.
This is a job that you can do as a freelancer, which means you can make your own schedule and work as much or as little as you would like.
Recommended reading: How To Make Money As A Digital Designer
14. Social media manager
Social media managers and online community managers take care of a business’s social media accounts and online communities (such as forums) with the goal of bringing in new customers and helping the business grow.
They may post pictures or videos to highlight products or the company, and they might join in on popular social media trends, like on TikTok, to get more people to see them.
Social media managers also answer common questions that customers ask, such as on Twitter, in an Instagram Story, or in a TikTok video.
15. Search engine evaluator
A search engine evaluator, also called a Google Rater, is someone who gives ratings to websites based on how good and helpful they are.
This online typing job is perfect for beginners because you don’t need any experience to begin, and you don’t have to be an expert because Google prefers regular people to rate their sites.
Learn more at How To Become a Search Engine Evaluator.
16. Flea market flipper
A flipper buys items from places such as garage sales, Facebook Marketplace, or thrift stores and resells them online for a profit.
For example, you may sell clothing, appliances, household goods, and more as a flipper.
You may be able to earn extra money by flipping items for resale or possibly earn a full-time income!
A helpful free training that I recommend is Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days.
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This free workshop will teach you how to get into the flipping business. It will teach you how to resell furniture, electronics, appliances, and anything else you can find.
Frequently Asked Questions
Below are answers to common questions about finding a job while pregnant.
Should I say I’m pregnant at a job interview? What are the rights of pregnant employees?
Legally, most employers cannot discriminate against you based on pregnancy, childbirth, or related medical conditions, as established in the Pregnancy Discrimination Act. However, you might wonder if you should disclose your pregnancy during an interview. Ultimately, it’s your decision. If you believe the job is a good fit for you and your pregnancy, you can choose to discuss it after receiving a job offer to determine the necessary accommodations.
It’s usually within your rights to only disclose your pregnancy when you feel comfortable doing so. You should prioritize your health and the needs of you and your child, and focus on finding a job that supports your situation.
What job should I get while pregnant?
When looking for a job while pregnant, you may want to look for jobs that are not physically demanding and have a flexible work schedule. Some job options for pregnant women include becoming a virtual assistant, freelance writer, or proofreader.
What are suitable jobs for women with high-risk pregnancies?
For women with high-risk pregnancies, it’s important to choose jobs that don’t have exposure to harmful chemicals or require heavy lifting. Remote jobs such as online tutoring, social media management, or bookkeeping are ideal in this situation, but you should always ask your doctor to see which jobs are best for your specific situation.
How can a pregnant woman earn money from home? What are the best remote jobs for pregnant moms?
I think working from home is the best possible job idea for pregnant women, and it’s exactly what I did while pregnant! Pregnant women can earn money from home by taking on remote work or freelancing positions. Some options include proofreading, virtual assistance, freelance writing, bookkeeping, and online tutoring.
Are there jobs available for women in their third trimester of pregnancy?
Yes, there are jobs for women in their third trimester of pregnancy. Remote jobs or freelancing in fields like writing, proofreading, or bookkeeping can be suitable during the third trimester, along with many others!
Can you start a job at 7 months pregnant?
The Pregnancy Discrimination Act of 1978 says that companies with 15 or more employees can’t make job decisions based on pregnancy or childbirth. As long as you can do the job, a company cannot refuse to hire you just because you’re pregnant. So, if you are 7 months pregnant and need a job, you can get one.
What jobs can you not do while pregnant?
Jobs that you may want to avoid while pregnant include those that involve exposure to toxic chemicals or heavy lifting. Also, some roles with high stress or long hours may not be suitable for some pregnant women. I highly recommend talking with your doctor about which jobs are safe for you during your pregnancy if you have questions.
Can I use FMLA while pregnant?
The Family and Medical Leave Act (FMLA) allows qualified employees to take up to 12 weeks off from work without pay for certain family and health reasons, like being pregnant.
Is it OK to not work while pregnant?
Yes, it is okay not to work while you are pregnant. If you can afford it, then saving money ahead of time can be very helpful.
Best Jobs for Pregnant Women – Summary
I hope you enjoyed this article on the best jobs for pregnant women.
Whether you are looking for permanent or temporary jobs while pregnant, you have many options.
If you are wondering what is the best job for a pregnant woman, then the list above is a great place to start. Everyone is different, and everyone’s pregnancies are different – so, you will want to think about what you are comfortable doing as well as what you can physically and mentally handle.
For me, I was so nauseous and sick for the first several months that it was too hard for me to do pretty much anything. Working online was all that I could handle, and even then, that was difficult.
So, do not feel bad if you are not able to handle much. Pregnancy is hard! You are growing a baby and that takes a lot out of a person.
I hope you are able to find the best job for you.
What do you think are the best jobs for pregnant women?
Recommended reading: How To Take Maternity Leave When Self-Employed
We all disagree with people. The key to living peacefully and keeping a close community around you is knowing how to have empathy, listen well, and disagree respectfully. And with most divisive topics, there’s a way to find some empathy or understanding. But from time to time, we all encounter some viewpoint or dogma we just don’t understand and can’t find any sympathy with. Below, we’ll explore 20 different stances from various areas of life that many people simply do not have any understanding or empathy for.
1. Being Smug About Not Understanding a Topic
One user shared, “I can’t deal with people who are smug about not understanding something.”
Another user replied, “I once was having a late BBQ with my neighbour; I watched a satellite go by with their 9-year-old daughter. At one point, the satellite just disappeared in the middle of the sky because it reached the earth’s shadow and couldn’t reflect the sun anymore.
“So the little girl asked me, ‘Did it die? Why did it disappear?’ I then proceeded to explain it to her, but she couldn’t really understand. So I said, ‘let me grab a piece of paper and do a little drawing to show you.’
“Her mom immediately intervened, angry. ‘NO, we’re having fun. We’re not here to learn!’ It’s still one of the stupidest things I’ve ever heard.”
2. Influencers Who Exploit Their Kids
“Social media influencers who exploit the f- out of their kids,” shared one user.
Another user responded, “That YouTube mom who made her kid pose to look sad while he was actually crying for real because his dog died. He kept saying, ‘No, Mom, I’m actually crying,’ and she said, ‘I know.’ She accidentally posted her video, forgetting to cut that part. Serves her right. She is garbage.
“EDIT: It looks like the dog did not die (thankfully.) BUT she is still garbage because the dog was very sick, and the child was clearly emotional over it, so she took advantage instead of giving him real comfort.”
3. Saying You’re Blunt Just So You Can Be Rude
One user posted, “Saying you’re blunt, but you’re actually just openly being an a-hole.”
Another user shared, “A server that we all hated once said, ‘They don’t want to deal with a bad b- like me.’ A fellow cook shouted through the window, ‘No, you’re just a b-. Stop making excuses.’”
4. YouTube “Prank” Channels
One user stated, “Youtube “prank” channels. The ones that bully McDonald’s employees for views.”
5. When People Won’t Consider Evidence
“When someone staunchly refuses to believe something even after you’ve provided them with copious amounts of evidence from numerous credible sources to prove what you’ve just told them,” one user commented. A user shared, “It is easier to fool a man than it is to convince a man he’s been fooled.”
6. Dogfighting
One Redditor commented, “Dog fighting.”
One user added, “I hate it when I’m enjoying my day and like 30 biplanes start an air battle above me.”
7. Well, This Is Who I Am
One user posted, “Well, this is who I am.” Excuses. You can change some aspects of yourself to be better.”
8. Mean People Getting Offended When Somebody Stands up to Them
“When people are mean, and you’re mean back and they don’t understand why,” one user posted.
Another user replied, “One of my exes got enjoyment from being mean to me because of how I’d react. When I finally reached my limit and snapped right back at him with home truths about what a [horrible person] he was to me and several others, he cried to a mutual friend that I was bullying him.”
9. Flat Earthers
One commenter added, “Flat earthers. Y’all just dumb.”
One user posted, “Especially those who complain about people thinking they’re dumb. But they ARE dumb.”
10. Being Smug About Disliking Something You’ve Never Tried
One user stated, “People who are smug of disliking something they’ve never tried and make it a personality trait.
“edit: I’m talking about mundane things to have such a strong stance and pride in not liking despite never trying. Like a TV show or camping. Obviously not murder, didn’t think I needed to spell that one out.”
11. People Misusing Big Words
“People who misuse big words. Does anyone else photosynthesize with me?” mentioned one user.
Another user replied, “Absinthe makes the heart grow fonder.”
12. Being Intolerant of Other Cultures
One user stated, “There are only two things I can’t stand in this world: People who are intolerant of other people’s cultures and the Dutch.”
13. People Who Blame Victims
“People who blame victims for their own abuse. It’s abuse for a reason. It isn’t easy for someone who has been badly manipulated and hurt to leave that person. It isn’t always financially feasible for them to leave either.
“Yes, I do feel awful if kids are involved. I just hate seeing people be hurt and mistreated in any way. But I just want to clarify that I know this world is so cruel and judgmental. I also understand that some people say they want others to leave those people but don’t help them after that,” a user stated.
14. Saying “It’s Just the Way It Is”
One Redditor posted, “It’s just the way it is,” is a phrase that I hate. There is never an explanation nor a solution.”
15. Being Rude to Retail Workers
“Being rude to retail workers for little to no reason. Like bro, some of these people are making barely over minimum wage. What will your yelling and verbal attacks do to help you and them? Plus, anyone is much more likely to help a polite person than someone unreasonably screaming at them,” one user shared.
16. People Who Make Excuses for Not Taking Care of Their Children
A user shared, “People who make excuses for not caring for their children properly. I hand-washed my child’s clothes in the bathtub and walked my a- to work when I was a single, poor mother. Not to mention the resources available nowadays that also help. There really is just no excuse.”
17. People Spending Their Life Savings on Social Media Celebrities
One Redditor shared, “People trying to give their life savings to big streamers/YouTubers … etc.
“They’re literally donating their life savings to multimillionaires just to get an ‘oh thanks’ and then be forgotten about a minute later.”
18. The Idea That Some Full-Time Jobs Don’t Deserve a Living Wage
One Commenter added to the thread, “That some full-time jobs don’t deserve a living wage.”
19. People That Don’t Believe in Free School Lunches
“People that don’t believe in free school lunches. There is no good person that thinks kids should go hungry,” one Redditor posted.
20. Pick Yourself up by Your Bootstraps
One Redditor stated, “People that just wait to say, ‘Pick yourself up from your bootstraps.’ Also, Rich people beg average paycheck-to-paycheck people to donate to their charity so they can pocket 80% in ‘administration fees.’
What do you think of the stances listed above? Share your thoughts with us below!
Source: Reddit.
10 Actors Perfectly Cast for Their Character Roles
Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!
11 Vampire Movies That Will Make You Thirst for More
You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!
10 Incredible Movies That People Rated 10 Out of 10
It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!
10 Famous People Who Canceled Themselves With Their Own Stupidity
We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!
13 Things You Shouldn’t Do When You’re in the US
Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!
Wondering how to get paid for Amazon reviews? Everyone has heard of Amazon, but did you know that you can actually get paid to write reviews on Amazon products too? More and more companies want to know what people think about their products, especially with online shopping becoming so popular. Amazon, the biggest online store…
Wondering how to get paid for Amazon reviews?
Everyone has heard of Amazon, but did you know that you can actually get paid to write reviews on Amazon products too?
More and more companies want to know what people think about their products, especially with online shopping becoming so popular. Amazon, the biggest online store in the world, is a place where people really care about what you think.
Getting paid to write reviews on Amazon products is a way to earn some extra money while telling others about things you’ve actually tried. While there are certain rules and programs you might need to follow for some methods, it’s totally doable to make money by giving helpful feedback to other people who shop online.
Key Takeaways
Earning money by writing Amazon reviews is a way to share experiences and potentially make some extra cash.
Reviewers must adhere to specific guidelines and programs when participating in paid Amazon review opportunities, such as disclosing that you are writing a paid review.
How To Get Paid For Amazon Reviews
Do you really get paid for Amazon reviews?
Yes, you can really get paid for Amazon reviews – either through cash or free Amazon products. This is because companies want to see real reviews from real people to see what they can improve on.
Companies also know that one of the first things that people do before buying something is read the reviews – so having more reviews is helpful.
7 Ways To Get Paid For Amazon Reviews
There are several legit ways to earn money or receive free products for Amazon reviews. Below, I will explore several methods that you can try in order to get paid for reviewing Amazon products.
1. Answer surveys
One of the easiest ways to get started is with surveys.
You can get paid for your opinions on Amazon products by answering online surveys.
Companies use surveys all the time to learn what their current and potential customers think of their products, services, and company.
While you wouldn’t be writing a review on Amazon, instead, you could be giving your opinion on products that are sold on Amazon.
The best online survey sites include:
2. Start a blog where you review Amazon products
Creating a blog where you review Amazon products is another way to earn money.
You can monetize your blog through advertising, sponsored posts, affiliate marketing, and more. As your blog gains popularity, you may also receive free products from companies for review.
On your blog, you can write reviews for Amazon products. You would include Amazon affiliate links on your reviews, and earn money when someone purchases a product through your review.
For example, you could write a review on your blog about a children’s toy that you like. You would then include an affiliate link to this toy within your blog post. If someone purchases the toy through your blog post, then you can earn a commission.
This is all done through the Amazon Associates Affiliate Program. This is where you would get your affiliate links and it’s what allows you to earn a commission on sales you generate through your unique affiliate links. If you have a platform where you review or recommend Amazon products, this is a great way to earn additional income.
I recommend signing up for How To Start A Blog FREE Course.
3. Amazon Vine program
The Amazon Vine program is an invitation-only review program for Amazon’s most trusted reviewers.
This is done directly through Amazon.
As a Vine Voice, you will get free products in exchange for your honest feedback.
To become a Vine Voice, you will have to consistently write truthful and helpful reviews on Amazon, and then eventually you may get an invitation from Amazon Vine. So, whenever you buy something off Amazon, you should review it to increase your chances of getting an invitation.
Amazon Vine reviews are marked with a special badge “Vine Customer Review of Free Product” for full transparency.
Before you start writing reviews on Amazon, it’s important to understand their rules for reviews. If you don’t follow these rules, your reviews might be taken down, or in more serious cases, your account could be suspended.
Here are some important things to remember when you’re writing a review:
Your review should be based on your personal experience with the product.
Don’t include any advertisements, promotional materials, or external URLs in your review.
Avoid posting about delivery or customer service issues; instead, focus on the product.
Never exchange a review for payment, free products, or discounts from sellers without properly disclosing so.
As you continue to write honest and quality Amazon reviews, you may notice an increase in your helpful votes, boosting your Amazon profile. Providing unbiased reviews establishes your credibility, which may lead to more opportunities within the Amazon community and eventually an invite into the Amazon Vine program.
4. Social media influencer
Being a social media influencer is another way to write reviews for Amazon and get paid.
Brands partner with influencers all the time, giving free products or monetary compensation in exchange for honest reviews or promotion on social media platforms like Facebook, Instagram, TikTok, Pinterest, YouTube channel, and Twitter.
This can be done in multiple ways such as:
The Amazon Influencer Program allows social media influencers with a large following to earn a commission on products they recommend through Amazon. You can share referral links through this program within social media posts, reviews, and more.
Creating an Amazon storefront is another way that you can make income through Amazon’s affiliate program as a social media influencer. With your storefront, you can showcase your favorite products or create a curated list of items you’ve reviewed, earning a commission on any sales made through your store.
While you wouldn’t be posting reviews directly on Amazon sales pages as a social media influencer, you would be reviewing products on your social media accounts.
5. Become a book reviewer
Book reviewing is a popular way to receive free books and get paid for your opinion. You can write reviews on your own blog, on social media, or on websites like Goodreads. Some publishers may also send you free copies of their books in exchange for a review, and some websites may even pay you.
Now, you wouldn’t be writing reviews directly on Amazon, but you would be writing reviews for books that are sold on Amazon.
Authors and publishers often give away free copies of their books to get honest reviews. This is because readers, just like us, like to know what others think before investing a lot of time in a book.
These websites are not just looking for good reviews. They want to know your real thoughts and opinions.
Some book review websites to look into include:
Online Book Club
Kirkus Reviews
The US Review of Books
Publishers Weekly
You can learn more at 16 Best Ways To Get Paid To Read Books.
6. AMZDiscover
AMZDiscover is a site that connects Amazon reviewers with sellers looking for honest reviews.
AMZDiscover is mainly for Amazon sellers. However, it’s also a good place for getting free products. This is because sellers go to AMZDiscover to find people who can review their products.
After signing up, you’ll get notifications for free or discounted products in exchange for leaving a review on Amazon.
7. BrandBacker
BrandBacker is a site that connects influencers with brands looking for promotion and reviews on Amazon or other platforms.
Through BrandBacker, you can receive products for free or at a discounted price in exchange for reviewing or promoting them on your platform.
After you sign up, you will log in and have a dashboard that lists all of the available Amazon review opportunities for you. Then, you can apply to the campaigns that you are most interested in. Brands then review applications and if you are chosen, you will then get to review the product.
Steps and tips for writing Amazon reviews
Whether you are looking to make a full-time income reviewing Amazon products or if you are only looking for a side hustle, below are my tips for writing Amazon reviews.
Disclose that you are getting paid
It’s really important to be up front with everyone when you’re getting paid for a review on Amazon products as this helps to keep your credibility and trustworthiness intact. Plus, no one likes to buy a product only to realize that the review was fake.
Whether you are getting paid with money or with free products, you should disclose this in your paid reviews on Amazon products.
Just make sure to put a clear statement at the start of your review, saying that you got paid or got a free product in exchange for your honest thoughts.
Actually use the product
Before writing a review, make sure you have actually used or tested the product yourself. This allows you to write a real and detailed description of your experience, making your review more helpful for someone who is looking to possibly buy the product.
Be honest about the pros and cons
When writing an Amazon product review, be honest about both the positives and negatives of the product. Your goal is to help shoppers make a smart decision, so it’s important to provide a balanced and unbiased review. You may want to talk about the features you liked, but don’t hesitate to discuss any issues that you didn’t like as well. This helps your readers get a complete picture of what to expect and shows that you are a reliable source of information.
Add pictures or videos
To make your review even more helpful, you may want to add pictures or videos of you using the product. This allows readers to see the product in action and can help support your review about its features, advantages, or drawbacks. For example, if you are reviewing a life jacket, then you may want to take a picture of you wearing the life jacket as this can help to show the quality, fit, and more.
Recommended reading: Affiliate Marketing Tips For Bloggers – Free eBook
Frequently Asked Questions About Getting Paid For Amazon Reviews
Below are answers to common questions about how to get paid for Amazon reviews.
Is it illegal to get paid for Amazon reviews?
It is not illegal to write Amazon reviews. However, you should always disclose when you are getting paid for a review, as that is the law.
You should write honest reviews and avoid being deceptive. When you’re writing a review, the most important thing is to give useful information to other people who might buy the product. If you start taking money for writing reviews that aren’t honest or are tricky, it can really make people doubt if they can trust what you say. So, always focus on being real and helpful.
How do you become an Amazon product tester?
To become an Amazon product tester, you can begin by writing honest and detailed reviews for products you’ve already purchased right on Amazon. By regularly leaving reviews, you are telling Amazon that you are interested in writing quality reviews. Eventually, you may receive an invite to Amazon’s product reviewer program, Amazon Vine.
What is the Amazon Vine program? How do I join Amazon Vine as a reviewer? What is the process to get invited to Amazon Vine?
The Amazon Vine program is an invitation-only review program by Amazon. To join the program, you need to consistently post helpful reviews on the Amazon website. Amazon then identifies top reviewers and invites them to become Vine Voices. As a Vine Voice, you can request free products to review. There is no application process; just consistently write high-quality reviews to increase your chances of getting invited.
Are paid book reviews on Amazon legit?
Getting paid for reviewing books on Amazon can sometimes look suspicious because it might make people think you’re not being completely honest. However, there are some services and websites that offer legitimate paid opportunities for book reviewing, as long as they follow Amazon’s rules. It’s really important to make sure that any paid book-reviewing opportunities you take are in line with Amazon’s guidelines and always focus on being honest and clear about your opinions. This way, you can build trust with your readers.
What is the earning potential as an Amazon reviewer?
The amount that you can earn as an Amazon reviewer varies. If you run your own business as a blogger or social media influencer, then there is no limit to how much money you can make – instead, it depends on your reach and your strategy.
But, for other platforms like Amazon Vine, you are not making money. Instead, you are getting the Amazon product for free.
How To Get Paid For Amazon Reviews – Summary
I hope you enjoyed this article on ways to get paid for Amazon reviews.
As you can see, there are many options if you want to learn how to write reviews for Amazon and get free stuff as well as get paid.
From starting a full-time business to something that you simply do in your spare time, to get free stuff from Amazon (or even a discount), there is probably something on the list above that will interest you.
Remember, it’s not just about writing positive reviews everywhere – you want your reviews to be helpful and for them to include your honest opinion! Think about what you would like to see in a review to help you get started.
Do you have any other questions about how to get paid for Amazon reviews?
Want to learn how to make money on maternity leave? Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to…
Want to learn how to make money on maternity leave?
Parental leave can be a time of joy and excitement with a new baby around, but it can also mean money stress for parents. While you spend time taking care of your newborn, you may also need to find ways to make extra money to pay for your expenses.
I had a baby not too long ago (she is currently 1.5 years old – time flies!), and being able to work while taking care of her has been a lifesaver. So, I understand why you’re reading this article – because I also had to work with a newborn.
The good news is that there are plenty of ways to make extra money while still being present for those early months with your new baby.
Why You May Need Extra Money On Maternity Leave
Many families have to take unpaid maternity leave, and others may find their leave is simply not long enough and want to extend it longer (many families in the U.S. get 3 months or even much less time).
Not only that, but maternity leave is an expensive time with medical bills coming in, the cost of baby essentials (diapers aren’t free!), and everyday living costs.
Also, there might be unexpected costs that weren’t part of your maternity leave budget. Perhaps your baby needs special formula or medication, or maybe your car broke down. These unplanned costs can put a dent in your finances, especially when your income may already be reduced during your maternity leave.
Or, you might also be looking to create a financial cushion for the future such as by saving for vacations or even starting a college fund for your baby. So, finding ways to make extra money during your maternity leave can be very helpful.
Recommended reading:
How To Make Money On Maternity Leave
When trying to earn money during maternity leave, here are three things to think about:
Flexibility is key – Choose work that can adapt to unexpected baby-related needs. It should let you manage your time effectively.
Think about earnings and growth – Think about how much you can make, how quickly, and if there’s room to grow.
Pick something you like and fits your goals – Do you enjoy the work? You may want to find work that matches your interests, skills, and future plans.
Read further to learn how to make money on maternity leave.
Top ways to make money on maternity leave
There are 27 ways to earn extra money on maternity leave listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
1. Start a blog
Blogging is my favorite way to make money from home, and this is what I do while also raising my daughter.
Being a blogger involves creating content for online readers. You have the freedom to write about a topic you’re interested in (such as finance, travel, lifestyle, or family,) and freedom to decide how you want to make money on your blog – there are many different ways available such as affiliate marketing or displaying ads.
Blogging is my main source of income, and it has completely changed my life. I have the freedom to travel whenever I want, set my schedule, be my own boss, and I can spend all day with my daughter.
Learn more at How To Start A Blog FREE Course.
2. Sell printables on Etsy
Creating and selling digital printables on Etsy is a great way to work on your own schedule and earn money.
Plus, it is fairly passive income as you only have to make one digital file for each printable, and you can sell it as many times as you like. Another positive is that you can start it very affordably because you only need a laptop and internet.
So, what is a printable? They are digital items that you can download and print at home, such as grocery shopping checklists, budget planners, wedding invitations, wall art, and more.
I recommend signing up for Free Workshop: How To Earn Money Selling Printables. This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
Recommended reading: How I Make Money Selling Printables On Etsy
Other than printables, there are many other things you can sell on Etsy as well, such as soap, candles, jewelry, and more.
3. Transcription work
Transcription jobs are flexible and can be done from home. By turning audio files into text, you can earn money when it’s most convenient for you.
An online transcriptionist listens to audio or video recordings and writes down exactly what is being said. This process is called transcribing. The goal is to do this without any errors in spelling, grammar, or punctuation.
If you want to learn how to make money on maternity leave, this can be a great option as you can do this at home.
I recommend watching Free Workshop: Is a Career in Transcription Right for You? to learn more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
4. Freelance writing
Freelance writers write articles, website content, social media posts, or even ebooks for clients.
I was a freelance writer for many years before switching to working full-time at writing here on Making Sense of Cents. It is a great career path where you can work from home and make your own schedule, such as writing while your baby is sleeping.
Recommended reading: 14 Places To Find Freelance Writing Jobs For Beginners
5. Virtual assistant
One of my first side hustles was working from home as a virtual assistant. This is a great way to work from home and have your own schedule.
Virtual assistants do many different kinds of tasks for clients, such as answering emails, scheduling appointments, managing websites, sending invoices, and so much more. It simply depends on what the person who is hiring you needs done.
If you want to become a virtual assistant, I recommend watching the free training 5 Steps To Become a Virtual Assistant.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
6. Bookkeeper
If you’re good with numbers, you could sell bookkeeping services online or for small businesses, either on a freelance or part-time basis.
Bookkeepers are individuals responsible for managing financial things for businesses. This includes recording sales, tracking expenses, and generating financial reports.
If you want to become a bookkeeper, I recommend watching the free training How To Become A Bookkeeper.
Recommended reading: How To Find Online Bookkeeping Jobs
7. Freelance graphic design
With design skills, you can create logos, website designs, business cards, marketing materials, and more for clients and make money even during your maternity leave.
Recommended reading: How To Make Money As A Digital Designer
8. Data entry
Data entry clerks are like computer organizers. They enter, update, and double-check information in lists or tables. They type things like numbers and names to keep everything neat and organized.
Data entry jobs pay around $15 to $20 an hour, on average.
9. Create Canva templates
A Canva template is a pre-made design you can sell for things like social media graphics, ebooks, and presentations. It’s a handy starting point if a person is not great at designing from scratch.
Businesses, advertising professionals, social media influencers, and more all buy Canva templates all the time.
Canva templates have blank spaces where you can add your own words and pictures. You can also change colors and fonts to suit your preferences. They’re really useful for making things look good without spending a long time on it.
With Canva templates, you can sell a single design an unlimited amount of times. If you are looking for something passive, this is a great way to learn how to make money on maternity leave.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
10. Tutor
Tutoring students can be a great way to make money while on maternity leave, as there are many options to tutor from home. You may be able to create your own schedule and pick how much or how little you would like to work.
You can find online tutor jobs on websites such as Tutor.com. If you’d prefer to do in-person tutoring, you can call or email local tutoring companies in your area or share your tutoring services on social media or in local Facebook parent groups for your area.
Recommended reading: 11 Best Places To Find Online Tutoring Jobs (Make $100+ an hour)
11. Rent out your baby gear
Since you have a baby, you probably have a lot of baby gear.
Did you know that you can make extra money by renting it out?!
Renting out your baby gear on sites like BabyQuip can be a game changer when it comes to making extra income during maternity leave. This site allows you to share your baby items with families in need (such as a person on vacation), turning your baby gear into a source of income.
From strollers and cribs to high chairs and toys and more, you can list many different items on BabyQuip’s site.
Plus, you don’t need to have a lot of baby gear in order to get started – you can start with as little as a crib (which is the most commonly rented item).
According to BabyQuip, the average person can earn around $1,000 a month, and some are able to make over $10,000 per month.
12. Baby sleep consultant
As you already know, sleep is so important for a baby (and for the parents!).
You can earn a living while on maternity leave by becoming a sleep consultant. This is where you help other parents by helping them improve their baby’s sleep habits and routines.
Pediatric sleep consultants are experts in helping children sleep better and they make a big difference in families’ rest.
Read more at How To Become A Sleep Consultant And Make $10,000 Each Month.
13. Deliver groceries
If you want a flexible side gig while on maternity leave (and you also have someone to watch your child), then you may want to look into delivering groceries and food.
This can be a flexible side hustle because you can choose your hours and how much you’d like to work each week.
Services like Instacart need grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. With Instacart, you would be physically going into grocery stores, picking out the food items yourself, checking out, and then delivering the groceries to your customer.
You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
There are other food delivery gigs that you can do as well, such as GrubHub, Uber Eats, and DoorDash.
14. Airbnb host
If you have a separate space to rent in your home, such as an in-law’s quarters or an apartment above a garage, then you may be able to make money during your maternity leave by renting this space out.
You can learn more about this at What You Need To Know About Renting A Room In Your House.
15. Pet sit
If you are a pet lover, consider pet sitting for friends, family, or through an online service. It’s a great way to make some extra cash while you’re home and can be a fun addition to your day if you already have pets and babies at home.
If you’re interested in watching pets or dog walking, Rover is a platform where you can list your services and find clients.
16. Answer surveys
While answering online surveys and focus groups isn’t a way to make a ton of money, it can be a way to earn some extra money with whatever spare time you have from your newborn (such as when they are sleeping).
You simply share your opinions and answer simple questions, and in return, you can get cash or rewards like Amazon gift cards.
The survey companies I recommend include:
Survey Junkie
Swagbucks
Branded Surveys
InboxDollars
PrizeRebel
American Consumer Opinion
User Interviews – These are the highest paying surveys with the average being around $60.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
17. Affiliate marketing
If you want to learn how to make money while on maternity leave, one of my favorites is affiliate marketing.
I have been an affiliate marketer for years through this blog, and it is what allows me to stay at home with my daughter.
Affiliate marketing means making money by sharing a referral link on your website, YouTube channel, social media account, and more. When people use your referral link to purchase something, you then earn money.
For instance, consider sharing books from Amazon on your blog. You give your readers a link to a particular book and encourage people to buy it through your affiliate link. Companies like Amazon value affiliates who bring in high-quality traffic because they appreciate the extra support in helping them make more sales.
If you want to learn more about affiliate marketing, I recommend Affiliate Marketing Tips For Bloggers – Free eBook.
18. Proofread and edit
If you have an eye for detail, you may be able to sell your services as a proofreader or editor for different types of content.
Writers, business owners, and more hire proofreaders and editors to improve their work. There’s a big need for these types of positions, and you can find jobs through many different platforms.
If you want to become a proofreader, I recommend joining the free 76-minute workshop – Learn How to Become a Proofreader…and Start a Freelance Proofreading Business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year)
19. In-home childcare
One great way to make money while on maternity leave is to provide childcare services for other families in your area, either part-time or full-time.
This is one of the best stay at home jobs for someone on maternity or paternity leave because it allows you to stay home with your kids while making money at the same time.
Depending on your location, you might need specific licenses. But you could potentially begin without the extra legal steps by working with just one or two children. Just be sure to verify with your local city or state regulations beforehand. It’s also very important to make sure that your home is safe for children and that you are CPR certified.
20. Sell baked goods
Do you like to cook? You may be able to make money at home by starting a home bakery for people and/or pets. You can sell homemade baked goods at local farmers’ markets or online too.
You can read more at How To Make Extra Money By Starting A Home Bakery. Here, you’ll learn about the equipment you need to start a home bakery, food laws, how much to price your baked goods at, and more.
If you are interested in baking goods for pets, then I recommend reading How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
21. Stock photo photography
Selling stock photo photography can be a great way to learn how to make money on maternity leave. This is because you would be working for yourself and can take pictures in your free time.
Stock image sites are popular sites for photographers to sell their photos. These sites allow customers to purchase pictures for various uses like websites, TV shows, books, and social media.
One great thing about stock photo sites is that they can be a great form of passive income. You can take pictures, upload them, and earn money from an older photo for months or even years in the future.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
22. Social media manager
Social media managers handle businesses’ social media accounts with the goal of attracting new customers and helping a business grow.
They might share images or videos showcasing products or the company, take part in popular social media trends (like on TikTok) to increase visibility, and respond to common customer questions.
23. Book reviewer
Book reviewers read books and share what they think through paid reviews.
Yes, there are websites where you can receive payment (as well as a free book) for sharing your thoughts about books. Some companies that pay for book reviews are Online Book Club, Kirkus Reviews, and BookBrowse.
Recommended reading: 16 Best Ways To Get Paid To Read Books
24. Flea market flipper
A flipper buys items from places such as garage sales, Facebook Marketplace, or thrift stores and resells them online for a profit.
You may be able to earn extra money by flipping items for resale or possibly earn a full-time income! You can even be able to make this a more flexible gig, such as only working during nap times.
A helpful free training that I recommend is Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business In As Little As 14 Days.
25. Rent out storage space
If you have unused space in your home, you can sell it as storage for rent to people in your local area. This can be a garage, driveway, closet, basement, or even an attic.
You can use a site called Neighbor to list any extra space you have available for rent and have the potential to make up to $15,000 per year.
You can sign up at Neighbor for free here and list your space.
You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.
26. Sell an online course
Selling an online course is a great option for stay-at-home moms and dads who want to have control over their schedule and earn a somewhat passive income.
Some topics that you can teach in a course are:
Fitness and exercise programs
Time management and productivity hacks
Parenting
Arts and crafts
Languages
Programming
Personal finance
Traveling
Photography and photo editing
Plants and gardening
Baking and pastry making
And so much more!
You can sell a course in many different ways, such as through Udemy or Teachable.
27. Rent out your unused RV
Instead of letting your RV sit in your driveway unused, you can list it on RVshare and make some semi-passive income. My sister has rented a few RVs from this site, and she has had a great experience each time!
Renting out an RV can earn you anywhere from a couple hundred dollars to a couple thousand dollars each month.
How To Manage Your Money On Maternity Leave
Managing your money while on maternity leave can be tough at times. If you are looking for more things that you can do other than only learning how to make money on maternity leave, you do have some options.
Below, I will be talking about how to cut your budget so that you can save money, as well as your rights and benefits on maternity leave.
Cut your budget
During parental leave, cutting your budget can be a great way to manage your finances while adapting to life with a newborn.
Here are a few ideas to help reduce your expenses during this time:
Evaluate your current spending habits to determine where you can make adjustments – This might involve tracking your spending for a month or looking back at bank statements. You’ll likely find areas where you can save, such as dining out, entertainment, or shopping.
Cut back on subscriptions and memberships – Assess each subscription and determine the must-haves and those you can temporarily suspend or cancel.
Batch cook freezer meals before the baby comes – This is where you make a bunch of meals before the baby is born and freeze them. This can give you an easy meal to pop in the oven before the baby comes.
Cook at home – Getting food delivered can be convenient, but it’s usually more expensive than making your meals at home. Plus, cooking allows you to control ingredients and portion sizes.
Buy in bulk – When possible, get the items you use most frequently in bulk. Items like diapers, baby wipes, and nonperishable foods have a longer shelf life, and buying them in larger quantities can offer considerable savings.
Get secondhand and borrowed items – Instead of buying new baby gear and clothing, try borrowing from friends or family, or shopping at thrift stores like Once Upon A Child. Babies grow quickly, and they often outgrow items before they wear out.
Negotiate medical costs – If you have medical bills, you can try to negotiate them. Medical providers may be open to setting up payment plans or giving discounts for paying up front.
Short-term disability insurance
You may want to look into short-term disability insurance options before your maternity leave starts to help cover lost wages during your time off.
In some cases, your employer may provide this benefit, or you can purchase a policy separately. These policies typically cover around 60% to 80% of your regular income and may have a waiting period before benefits start (so, you will need to have the policy before you get pregnant).
Government assistance programs
There are government assistance programs that could help you during your maternity leave. For example, the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) has nutrition education, breastfeeding support, and healthy food benefits for eligible families.
You can also check to see if you qualify for financial assistance from your state or other programs related to maternity and family support.
Find charities for help
During maternity leave, managing money might be tricky, but there are places that can help, like charities and groups that want to support new parents. You can find them online or at local community centers. Libraries, online parent groups, and special organizations are also great places to get help.
Remember, asking for help is a strong and smart thing to do, and there are lots of resources out there to help parents during this special time.
I recommend reading:
Know your state and federal law rights
I recommend learning about relevant state and federal laws governing maternity and family leave. The Family and Medical Leave Act (FMLA) allows eligible employees to take up to 12 weeks of unpaid, job-protected leave for the birth or adoption of a child. The law also says that you cannot be replaced or overlooked for pay raises and other promotions during your leave.
However, paid maternity leave policies differ by state and company. Some employers may offer a certain amount of paid leave, while others may offer none. Make sure to review your state’s laws and your employer’s policies to understand your rights during your maternity leave.
By knowing your rights, insurance options, and the benefits available to you, you can better plan your financial strategy during your maternity leave.
Frequently Asked Questions About How To Make Money on Maternity Leave
Below are commonly asked questions about how to make money while on maternity leave.
Can I make money while on maternity leave? Are you allowed to make money while on maternity leave?
If you are in the U.S., then yes, you should be able to make money on maternity leave. If you are unsure, check your employment contract or talk to your employer’s human resources department to be positive.
Before starting any side income streams, if you’re worried about whether or not you are allowed to make extra money while on maternity leave, then double-check your company’s policies and your leave agreement to make sure that earning money during your time off is permissible. Some employers may have restrictions on outside work or income during your leave.
How do I survive financially during maternity leave?
To survive financially during your maternity leave, you may need to find ways to cut your budget as well as learn how to make money on maternity leave.
Does unpaid maternity leave qualify for unemployment? Can you collect unemployment after having a baby?
This depends on why you are no longer working at your job. If you simply stopped working because of your pregnancy, then you may not be able to receive unemployment pay.
However, if you are pregnant or recently had a baby and were fired or laid off, then you may qualify for unemployment pay.
What are some ways to make money while on maternity leave? How can I make money while taking care of my baby?
There are many ways to make money while on parental leave, such as by working online, selling photography, renting out storage space or an RV, and more.
How can new mothers use their time efficiently while working from home?
Time management is important for new moms working from home. I recommend creating a routine, setting realistic goals (if you are working and watching your baby, it won’t always go perfectly), and designating work hours during the baby’s nap time to help manage work alongside childcare responsibilities. It’s also important to take regular breaks to avoid burnout and feeling stressed. Working while also taking care of a child can be very tiring.
How to Make Money on Maternity Leave – Summary
Federal law, specifically the Family and Medical Leave Act (FMLA), does not require employers to give paid maternity leave. Eligible employees are allowed to take up to 12 weeks of unpaid leave, and because of this, you might be worried about money during your maternity leave or feel like you can’t afford to take the full 12 weeks.
There are many ways to make money while on maternity leave, which may help you to pay your bills without sacrificing quality time with your new baby.
For example, you can sell handmade items or even sell consulting services. Remote jobs and work-from-home jobs are also an option (and my favorite), allowing you to use skills like graphic design or writing to make money.
Remember, it is possible to make money while on maternity leave. Yes, it will most likely be very hard at times and even feel impossible. But, you do have many options to try and make it work.
Do you want to learn how to make money on maternity leave?
From 2022 to 2023, the size of the average personal loan taken out in the previous 12 months by those who got one from a financial institution rose 25%, from $5,046 to $6,299, according to a new NerdWallet survey. The increase was driven by a jump in average loan size among millennials, ages 27-42, (up 78%, from $3,305 to $5,891) and Gen Xers, ages 43-58, (up 45%, from $5,276 to $7,668).
Younger generations were more likely to have borrowed using a personal loan, with millennials topping the list at almost 1 in 2 (48%) taking out a loan in the previous 12 months, followed by Gen Zers, ages 18-26, (39%), Gen Xers (38%) and baby boomers, ages 59-77, (13%).
The 2023 survey, conducted online by The Harris Poll over the period Sept. 7-11, 2023, among over 2,000 U.S. adults ages 18 and older, also found divisions in how generational cohorts view borrowing for nonessentials as well as how they perceive the role of personal loans in their financial plans.
Key takeaways
Many borrowers take out a personal loan just to make ends meet. A third (33%) of recent borrowers (i.e., those who took out a personal loan in the past 12 months) say they took out a loan to cover basic expenses, like food and utilities.
Younger Americans have a more favorable view of “buy now, pay later” (BNPL) loans. More than half of both Gen Zers (56%) and millennials (59%) agree that BNPL loans are, in general, a smart way to make purchases. Agreement drops to 40% of Gen Xers and 24% of boomers.
Americans are divided on borrowing for nonessential purchases. Two-thirds (67%) of Americans say borrowing for nonessentials (things other than food, shelter, etc.) is irresponsible. Revealing an age gap, just 55% of Gen Zers agree, though 74% of boomers do.
Personal loans used for survival — and splurging
Borrowers took out personal loans for a variety of reasons, but covering basic expenses topped the list. Around 1 in 3 Americans (33%) who took a loan out in the last 12 months say they did so in part to cover things like utilities, food and clothing.
Vehicle repairs (27%), home repairs or improvements (25%) and debt consolidation (20%) rounded out the top four reasons for taking out a loan. Debt consolidation was the second most popular option for older cohorts, with Gen Xers (27%) and boomers (21%) both ranking it just behind everyday expenses.
On the other end of the spectrum, younger borrowers were more likely to say they’ve borrowed for nonessential purchases like vacations and items they wanted but couldn’t afford. They are also more likely to borrow to pay for nonmedical emergencies and for purchases related to their work.
Rounding things out, about 1 in 5 borrowers (18%) say they took out their loan to pay for medical costs not covered by their insurance. Around 1 in 6 (16%) took out the loan to pay for health and wellness services (like gym memberships or therapy) and 15% took out the loan to finance the purchase of a vehicle.
Making smart borrowing decisions
Choosing the right way to borrow can make a huge impact on how much you ultimately pay and whether you’re able to keep up with your debt. Companies that offer buy now, pay later for smaller purchases often don’t charge interest, which can help keep payments lower than if using a credit card. Consolidating high-interest credit cards into a lower-rate personal loan can save hundreds of dollars over the life of the loan.
“The key with a debt consolidation loan is to get a lower rate than you’re currently paying,” says NerdWallet personal loans writer Annie Millerbernd. “By doing that, you’re reducing the total interest cost on your debt.”
You can also make sure your budget accounts for repaying any borrowing you’ve already done. That can help you balance your monthly spending and make more informed choices when you’re shopping for those nonessentials.
Americans’ borrowing beliefs vary by age group
We found generational divides to be fairly common in attitudes toward borrowing. Generally, younger generations are more open to the use of loans for nonessential purchases and see loans as an important part of their financial plans.
Asked if they agree with the statement, “Personal loans are an important part of my financial planning,” 45% of Gen Zers and 51% of millennials agree. Around 3 in 10 Gen Xers (29%) and just about 1 in 7 boomers (14%) agree.
There was a similar divide surrounding buy now, pay later loans. Just over half of Gen Zers (56%) and a similar portion (59%) of millennials say BNPL loans are, in general, a smart way to make purchases. Agreement falls to 2 in 5 Gen Xers (40%) and just 24% of boomers.
When we asked Americans how they feel about borrowing for nonessentials, two-thirds (67%) say borrowing for nonessentials is irresponsible. That’s a sentiment most common among boomers, with around three-quarters (74%) agreeing. Boomers were also the least likely (1%) to say they took out a loan to make a purchase they wanted but couldn’t afford (Gen Z, 23%; millennials, 25%; and Gen X, 8%).
That division in attitude was mirrored when we asked specifically about using loans to pay for vacations or health and wellness services. Around 2 in 5 Gen Zers (38%) and millennials (44%) agree that loans are a good way to pay for vacations. A quarter (27%) of Gen Xers felt the same way, along with just 16% of boomers.
Paying for health and wellness services (like gyms and spirituality classes) with a loan seems worth it to around 3 in 5 Gen Zers (60%) and millennials (58%). That falls to around 2 in 5 Gen Xers (38%) and just 29% of boomers.
How to be a responsible borrower
Responsibility and familiarity with financial products can affect what options are the right fit for a borrower. A loan presented to a 24-year-old with a part-time job and little borrowing experience may be a poor fit, but that same offer may be just right for a 22-year-old working full time.
When considering a loan, a good first step is to assess your existing budget and whether there’s room for monthly loan payments. It can also pay to check your credit and do what you can to elevate your score. Borrowers with strong credit receive the lowest rates on personal loans.
Compare multiple options for borrowing, whether it’s a personal loan from an online lender or a shorter-term buy now, pay later loan.
Finally, it’s important to understand how much you’ll ultimately be repaying and over what period that payment will need to be made. By comparing types of loans and their costs, borrowers can be sure they’re selecting the best possible loan for their financial situations.
“Research is your best friend when you’re about to borrow money,” Millerbernd says. “Ask yourself whether you’ll have enough money when the payment comes due to make it on time and whether you can get a more affordable loan elsewhere.”
Loans spur a mix of emotions, from high to low
Borrowing comes with a range of emotions, from the elation of getting a mortgage to buy a first home to the fear of paying off a large hospital bill on credit.
About 2 in 5 borrowers (41%) say they’re planning to repay their loan earlier than they’re required to. Conversely, 14% of borrowers say they’re not sure how they’ll be able to repay their loans. That’s a worry more common with Gen Z borrowers. Close to a quarter (23%) say they’re not sure how they’ll be able to pay back their loan.
Around 1 in 4 borrowers (28%) say taking out their loan was a last resort. That’s a sentiment common across generations (27% of Gen Zers, 26% of millennials and 29% of Gen Xers).
Shame showed up more for younger borrowers. Around 1 in 4 Gen Z borrowers (26%) say they felt ashamed to have to take out their loan, compared to 19% of millennials and 12% of Gen X borrowers.
Younger consumers were also more likely to say they felt their lender charged them a higher interest rate for their loan because they were desperate borrowers. About 1 in 5 Gen Z borrowers (21%) and millennial borrowers (22%) expressed that feeling, while just 1 in 10 Gen X borrowers (9%) say the same thing.
Around 1 in 4 borrowers (23%) say their loan allowed them to buy something that made them happy, which they wouldn’t have been able to purchase without a loan. Younger generations were more likely to agree with that sentiment (Gen Z, 28%; and millennials, 27%).
Where to find help
Financial advisors (55%) topped the list of sources when we asked who Americans would trust to give them advice on personal loans. Friends and family came next (46%), and Gen Z Americans put it at the top of their list with 3 in 5 (60%) saying they trusted those in that group.
About 2 in 5 Americans (39%) say bank representatives were a trustworthy source, though just about a quarter (26%) trusted bank websites and personal finance websites/apps (25%). Business partners (12%), media personalities who hand out financial advice (8%) and coworkers (8%) filled in most of the back half.
The very bottom of the trust barrel belongs to social media influencers (7%), though there’s a generational divide. Gen Zers (17%) and millennials (14%) were more likely than either Gen Xers (3%) or boomers (1%) to trust such influencers.
Finding trusted help
Personal loans are just that — personal. Depending on your comfort with borrowing and the amount you need, there are many different options available to you. Just because you may have taken out your last loan from your primary bank doesn’t mean it’ll be the best spot for your next loan.
Consumers with low credit scores may need to do additional digging to find reputable lending sources and avoid predatory lending that takes advantage of those in tight spots.
“Many lenders let you pre-qualify to check your rate with no hard credit check, which is a huge advantage for borrowers, because if you don’t like one lender’s offer, there are plenty more to try out before you apply,” Millerbernd says.
Methodology
This survey was conducted online within the United States by The Harris Poll on behalf of NerdWallet from Sept. 7-11, 2023, among 2,049 U.S. adults ages 18 and older, among whom 588 have taken out a personal loan in the past 12 months. The sampling precision of Harris online polls is measured using a Bayesian credible interval. For this study, the sample data is accurate to within +/- 2.7 percentage points using a 95% confidence level. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact [email protected].
This article is part of a series put together by the Total Mortgage marketing team that provides loan officers and other sales professionals with a crash course in marketing and self-promotion. To read other articles in this series, click here.
Driving traffic to your site can be a challenge, and one of the most difficult aspects of that challenge is getting Google and the other major search engines to trust your site and consequently increase its ranking position for high-value keywords. Though there are hundreds, possibly even thousands, of components that factor into Google’s ranking algorithm, inbound links (links from another site to your own site) are one of the most important.
To help make the process as painless as possible, we’ve put together the following guide. It will help highlight the importance of inbound links and explain some of the best ways to generate high-value links to your site.
Why you want inbound links
Inbound links do two main things:
1. Drive traffic to your site
Ever clicked on a link and wound up at a website you otherwise would never have found? That’s the power of inbound links. They bring you users who would not have gotten there otherwise.
2. Increase search engine ranking
Search engines want to give users the best results. If a site has many links from other sites, that’s usually a good sign that it has worthwhile content on it, and its search ranking will go up.
Want those things to happen? Of course you do.
Quick Tips
It’s no easy feat to generate inbound links, but here are some tips to get the ball rolling:
Link to other blogs
When someone smiles at you, thanks to mirror neurons, it’s likely that you’ll instinctively smile back. It might be a little different from a biological point of view, but when other bloggers see that you’ve linked to their site, they’re more likely to reciprocate and link to your site.
So when you write blogs (if you’re not doing that already, you should be), add some links to other blogs. With so much fantastic content on the web, it shouldn’t be hard to find resources that naturally fit into your posts.
Guest blog for other sites
Creating quality content is tough, which means most sites welcome the opportunity for a guest post on their blog. So set aside a few posts and reach out to various outlets to see if they’re interested. It’s common courtesy to allow at least one inbound link to your site per post. Don’t be surprised if they contact you in the future wondering if they can do the same on your site.
Create infographics
We live in a largely visual world. If you have information that you can craft, or have someone craft, into a compelling infographic, people will share that image and link back to you as the source. You might think to yourself, “I’m a loan officer; I can’t create infographics…”
Not so. You don’t have to be schooled in design, you just have to know some of the basics. There are many tutorials online that take as little as an hour to run through what you need to know to get started.
Considering your site will be around for a while, it could be worth it to learn how to design an infographic. Who knows? Maybe you’ll enjoy it.
Do something funny
Laughing is fun. Humor is one of the most desirable traits in a significant other for a reason. The mortgage industry isn’t known for its jokes, but that doesn’t mean you can’t try your hand at some comedic relief.
The key here is to know your audience—the last thing you want to do is offend someone. So make sure you bounce your joke off several different people before sending it out into the internet. And if for some reason you aren’t sure how your idea will come across, don’t do it.
Influencer (Social Media) Marketing
When it comes down to it, you’re going to have to reach out and promote yourself if you want to generate inbound links. That means talking to social media influencers. They are seen as authorities of their industry, and therefore, links from them have a lot of weight. And as a bonus, they have followers that are ready to devour any content that’s fed to them. If you build up a good relationship with several influencers, you can find yourself with a steady stream of inbound links.
Who are your targets?
It’s important to properly identify your targets. You need to figure out who the biggest influencers are in the mortgage and real estate industries, and whittle down what relationships will be the most productive. There are a few different ways to go about doing this.
1. Analytics sites
There are several sites that have software that crawl social media sites to gather data which then goes through an algorithm, resulting in a score. The most popular are Klout, Kred, and PeerIndex.
Klout is kind of the de facto authority for ranking social media influencers. It’s fairly straightforward, the algorithm comes up with a score between 1-100, where 1 is the worst and 100 is the best. Klout is particularly notable in that it takes into account blog influence.
PeerIndex shares a lot of similarities with Klout. It does get into a little more detail with its reporting, but that’s about it.
Kred doesn’t just rate individuals based on influence, it adds in an outreach score that lets you know how often someone engages with other people.
2. Messing around on social media
It might sound crazy, but doing your own direct searches on Facebook, Twitter, and any other social media platform can help you discover new influencers. It’s a lot less low-tech than the algorithms, but it has its merits. If you’re wondering where to start, take a look at our article on maintaining your social media presence.
3. Search engines
You use google when you want to find out about nearly anything on the internet, so it only makes sense that you would use it when trying to find social media influencers. A good place to start is by googling different mortgage related topics to find out who the big names are in the mortgage blog world.
How will you reach out?
Twitter? Facebook? Email? Once you know who your targets are, you have to figure out how you will reach out to them. There are many ways to go about this. Will you have to offer a cold pitch or will you need to build a relationship with them first?
Having a standing relationship definitely makes the process easier, but that doesn’t mean you should be afraid to pitch an idea to someone you’ve never talked to before. If the idea is good enough and you sell it to them in the right way, it’s not out of the question that they’ll go for. In the end, don’t overthink it. The important part is that you make the effort and contact them.
Content Outreach and Promotion Tips
Keep the conversation going
Influencers are people, and people generally don’t like it when you only talk to them when you want something. That means reaching out to influencers only when you have a new post you want them to share is poor etiquette, and unlikely to help you build lasting relationships.
The solution? Engage when you can.
Make sure you’re following them on whatever social media platform they use and keep an eye out for their posts. Commenting on their posts shows that you aren’t just in it for the links. As you’ll see, there are other benefits to commenting on blogs.
Comment on other blogs
There’s a certain element of skill to this one. You can’t just say, “Nice post! Thanks for sharing. www.yourloanofficerwebsite.com.” Not only does that look like spam and will most likely get deleted before anyone sees, it looks desperate and doesn’t give a user any reason to follow your link.
You have to thoughtfully engage and respond with a comment that brings something to the table. That way people know that you are capable of bringing them value and will be more apt to click the link to see what else you have to say.
Bigger Outlets
Breaking into a popular media outlet like the NY Times or Wall St. Journal can be challenging. They most likely don’t know who you are, and sending the editor an article to read is basically guaranteed to get ignored. Editors are busy, and they only look at material from unknown writers who get vouched by someone they know. That’s why you should reach out to a writer on their staff.
Send them an email telling them how you really love their writing and point toward an article you’ve recently read (if you don’t already, start reading their work and find a piece that you can really engage with).
Flattery is all well and good, but what will really set you apart is if you can offer some sort of constructive criticism. Tell them that you think their readers would appreciate it if you added in so and so. You want to emphasize that you aren’t trying to be negative, you just want to keep seeing them producing high-quality content.
If your feedback has validity, they will probably be grateful that you reached out to them, and will respond. After a few emails back and forth, you can ask them how you would be able to get to their level and write for them.
There are no guarantees, but getting your work into more prominent media outlets will certainly increase your exposure, making the reward worth the effort.
How to Create Quality Content
Without quality content, no matter how suave of a networker you are, no one is going to link to your site. That means posting quality content on a consistent basis is of the utmost importance. How do you figure out how to do that? As part of our loan officer marketing series, we’ve already created a blog on Creating and Curating Content.
Bottom Line
Generating inbound links is one of the most important steps on the path to a thriving website. It also takes time, so don’t get discouraged if you don’t have a million links after a few weeks. Just keep on hacking away at it and eventually the links will come.
You can learn more about what the Total Mortgage marketing team does for our loan officers by checking out other articles in this series, or by visiting our career portal.
Carter Wessman
Carter Wessman is originally from the charming town of Norfolk, Massachusetts. When he isn’t busy writing about mortgage related topics, you can find him playing table tennis, or jamming on his bass guitar.
At Promenade Towers, a Bunker Hill apartment complex with 611 units that bills itself as “an urban oasis in the heart of downtown,” tenants received 371 eviction notices from late January through July.
At 1600 Vine, a Hollywood building with 375 units that’s been known for attracting social media influencers who have posted from its balconies and manicured courtyard, 313 notices were issued in that period.
Across Los Angeles, more than 40,000 eviction notices, the vast majority of which were three-day notices to pay or move out, have been sent to tenants since late January. They were issued at buildings across the city, for amounts ranging from $0 to $561,700. The 10 buildings sending the most notices to their tenants — more than 150 each — were upscale apartments in places such as downtown, Hollywood and Woodland Hills.
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Details about the notices, which are a precursor to an eviction lawsuit, were collected by the city for the first time this year and made public by the city controller’s office. They shed light on a key step in the eviction process that until now has been shrouded in secrecy, offering a glimpse at how often tenants across the city are met with the threat of eviction.
While public perception is that tenants in low-income and gentrifying communities are most threatened with eviction, the data are in line with research showing that large property management firms tend to automate their processes and initiate eviction proceedings at higher rates, said Kyle Nelson, a senior policy and research analyst at the nonprofit advocacy group Strategic Actions for a Just Economy.
“You have extremely high-rent tenancies with extremely inflexible landlords,” said Nelson, who has been studying evictions in L.A. County for a decade.
The 40,000 notices were sent to residents of about 8,400 buildings. Roughly 94% of them were notices that give tenants three days, not including weekends or court holidays, to pay any outstanding rent, fix other issues or move out, according to an analysis by the controller’s office; 96% were issued for nonpayment of rent.
The data do not capture all the eviction notices issued by landlords through the end of July. The housing department has an estimated backlog of 5,000 paper copies received in the mail it needs to enter into its database, said spokesperson Sharon Sandow. The city plans to catch up no later than October.
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Some landlords said they automatically issue the notices when rent is late.
“Rent is due on the 1st and considered late on the 4th with ‘3-day pay or quit notices’ sent after the 4th as a reminder that rent is due and unpaid,” said Thomas Meredith, senior business manager for 1600 Vine. “These were only notifications that the tenant’s rent was past due.”
But by law the notices are more than reminders. They are the legal demands that come before a court case that could ultimately force a tenant from their home.
Landlords who serve notices don’t necessarily follow up with a lawsuit, however, and it’s unknown how many of the notices have translated to court action.
Representatives of Symmetry Apartments, a 431-unit complex in Northridge that issued 152 eviction notices, said it’s had 28 actual evictions this year, and not all were for nonpayment of rent. The complex had $2.2 million unpaid rent from the pandemic and began issuing eviction notices again in February when local emergency tenant protections ended, the landlord’s representatives said.
When those protections expired, the city adopted new rules meant to shield at-risk renters from a wave of evictions.
Among those rules is onethat bars tenants from being evicted for less than one month’s fair market rent, which is determined by the number of bedrooms in an apartment and based on figures from the U.S. Department of Housing and Urban Development for Los Angeles.
According to the data, landlords issued 4,300 eviction notices for amounts below that cutoff since March 27 when the ordinance went into effect.
The rule only applies to rent debt incurred after that date and the data do not specify when the debt was incurred, so it is difficult to say whether landlords are complying with the rules.
Symmetry Apartments issued seven notices for amounts lower than the fair market value threshold. Representatives said they were all “sent erroneously” and they did not file lawsuits in those cases.
At 1600 Vine, about 35 three-day notices were mistakenly issued for amounts below the threshold because of a clerical error and none resulted in an eviction, Meredith said.
Citywide there were about 1,300 cases in which nonpayment of rent was cited as the reason for an eviction notice even though the rent owed was listed as $0. More than 400 were issued for amounts less than $500.
There were also a sizable number of notices sent for very large amounts. Seventeen properties saw notices issued for more than $100,000 in back rent.
Since eviction notices were not previously collected in Los Angeles, it’s not known how the number of notices compares with the past.
But court filings show that eviction lawsuits are rapidly increasing across the region.
Before plummeting during the pandemic, eviction numbers in Los Angeles had been on a gradual downward trend since the Great Recession. That direction appears to be reversing as pandemic restrictions end and landlords move to file a backlog of cases.
From January through June 2023, there were more than 23,000 eviction lawsuits filed in L.A. County, a 74% increase over the first half of 2022 and the highest first half total since 2016, according to court data collected by Nelson, the research analyst.
The building that issued the most eviction notices in the period reflected in the data was Promenade Towers, where the least expensive one-bedroom was advertised for $2,487 a month as of Wednesday, 50% higher than the median comparable listing citywide, according to the real estate website Apartment List.
The building issued 371 notices to 170 units, more than a quarter of the total in the complex, according to the city housing department. Since July, the landlord, Goldrich Kest, which owns more than 100 apartment complexes across the country, has given out an additional 16 notices at the property, city records show.
Normally, eviction lawsuits are sealed for privacy purposes unless a landlord wins a judgment. But The Times reviewed nine eviction cases filed by Promenade Towers in August.
One was served to a 49-year-old woman living in one of the units reserved for low-income tenants. The woman, who requested anonymity out of concern for her future housing prospects, said her temporary job in property management ended soon after she moved in in early 2022. Since then, she has struggled to find consistent employment and has never paid rent.
“I haven’t been able to afford to move out,” the woman said. “Otherwise, I would have been long, long, long gone.”
All nine eviction lawsuits are for rent allegedly owed in 2022.
The City Council passed renter protections that now discourage landlords from filing eviction claimsagainst tenants for 2022 rent not paid because of the COVID-19 pandemic. The protections are intended to shield such tenants from eviction until February 2024 provided that COVID affected their ability to pay. It’s unclear whether that’s the case for the Promenade Towers residents.
Goldrich Kest officials did not answer a written list of questions from The Times, but maintain that the eviction cases it filed are valid.
“Without getting into the particulars, Promenade Towers is in full compliance with city and county ordinances,” said Love Zepeda, a company regional director.
Niv Davidovich, an attorney representing Goldrich Kest, said that his firm has won cases despite the pandemic restrictions even when the housing department objected.
“Such evictions were entirely legal and well within landlords’ rights to file and pursue, and these judgments prove this to be the case,” Davidovich said.
Park La Brea, a rent-stabilized community that is the largest apartment complex west of the Mississippi with 4,245 units, is another hot spot for eviction notices, according to the city data.
The Times analysis counted notices given at individual addresses. While none of Park La Brea’s addresses were in the top ten for most eviction notices, collectively the complex saw hundreds.
The 10 addresses with the most eviction notices spanned several neighborhoods, with four in the San Fernando Valley and six in the Los Angeles Basin.
In many cases, the buildings had several things in common: relatively high rents and residents who said management used eviction notices as a warning after late payments.
At Motif in Woodland Hills, where at least 183 eviction notices went out this year, resident Tracey was in the process of moving out.
When paying rent in Motif’s online portal, she said, tenants are given a five-day grace period. “The second you don’t pay there’s an eviction letter on your door,” Tracey said. Prior to moving out, Tracey racked up five eviction notices for being, she said, “like a second late” on payment, often while traveling.
“They’re really big on eviction letters,” she said, declining to give her last name for fear of retaliation by the property management company she will rely on in her new complex.
Stephanie, who declined to give her last name, was walking her dog at Reveal in Woodland Hills, where at least 233 eviction notices went out this year.
The building’s lease says the landlord can serve a three-day notice any day after the first of the month.
A seven-year resident of the complex, Stephanie said she understands why people get behind on rent.
“It’s really expensive and prices go up every year in this market,” she said.
Times assistant data and graphics editor Iris Lee contributed to this report.