traditional IRA
The Downside of Delaying RMDs
With the SECURE Act 2.0, Congress is contemplating raising the age for required minimum distributions. However, don’t assume you would benefit from this change if the legislation is passed.
Do I Need a Long Term Savings Account?
A long-term savings account, as the name implies, is one opened to deposit and hold money for a longer period of time. They can be contrasted to checking accounts used to pay monthly bills or regular savings accounts that might earn interest, but maybe not much. A long-term savings plan might be set up for […]
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Roth IRA Rules: What You Need to Know in 2019
A Roth IRA is a form of tax-benefited retirement account. With Roth IRAs your contributions are not tax deductible, but your eventual withdrawals will be. This makes Roth IRAs a great way to ensure your financial security well into retirement….
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A Guide to Tax-Efficient Investing
Any time you make money from your investments you need to consider the impact taxes might have on your earnings. Fortunately, there are a range of tax-efficient investment strategies that can help minimize the bite taxes take out of your gains. What is tax-efficient investing, and how does it work? By understanding the tax implications […]
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How to Save for Retirement with the Right Retirement Planning Budget
Golden years require some gold. Are you saving for retirement? You should be, even if your golden years are more than half your lifetime away. The sooner you begin, the less you’ll need to save each month. Too many people…
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Alliant Credit Union Review 2021
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
10 Most Tax-Friendly States for Retirees
If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.
6 Financial Moves to Make When the Market Goes Down
Smart investors know how to profit whether markets are hot or cold. Even though stocks are riding high right now, keep these strategies in your back pocket for any down times that may be ahead.
Alliant Credit Union Review: Experience Pays Off
Alliant Credit Union is a not-for-profit, member-owned financial institution that has been around for more than 80 years. Though technically located in Illinois, Alliant Credit Union is open to members nationwide. And with more than $12 billion in assets and 500,000 members across the country, Alliant is not just the largest credit union in the [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.