Editor’s note: This is a recurring post, regularly updated with new information.
One of the ways to ensure that you’re getting continuous value from your rewards credit cards is by taking advantage of the targeted promotions available to you.
You may be most familiar with Amex Offers, which provide excellent discounts on travel, retail and other transactions. However, other issuers have also stepped up their game in recent years, and we’ve seen some useful offers extended to people with cards from other companies.
In this monthly roundup, we’ll gather some of the most lucrative travel-related credit card promotions and discounts that we’ve found. But don’t forget to use a shopping portal, too, to earn even more points, miles or cash back on your spending.
Amex Offers
Amex Offers is the most prolific and easy-to-understand program, and I’ve personally saved hundreds of dollars from these promotions over the years.
To view your offers, log into your online Amex account, scroll down to where you see a tab for “Amex Offers & Benefits,” then click on the ones that are available (and of interest) to you. If you find one you’d like to take advantage of, you can click the “Add to Card” button to activate it and see the terms for the offer. Most of these have expiration dates and other conditions that you must meet.
Hopefully, you’re targeted for some of the following deals, as they can help you save big on upcoming travel:
- Air Europa: Spend $2,000 or more, get $400 back (expires Feb. 12, 2023).
- Big Sky Resort — Montana: Spend $500 or more, get $125 back (expires Feb. 17, 2023).
- Wynn Las Vegas & Encore Las Vegas: Spend $300 or more, get $60 back (expires Feb. 19, 2023).
- Hilton — Las Vegas and Nevada locations: Spend $500 or more, get $100 back (expires Feb. 28, 2023).
- Mint House: Spend $500 or more, get $100 back (expires Feb. 28, 2023).
- Park ‘N Fly: Spend $75 or more, get $15 back (expires March 15, 2023).
- Silverado Resort — Napa: Spend $500 or more, get $100 back (expires March 20, 2023).
- Mandarin Oriental: Spend $500 or more, get $100 back (expires March 31, 2023).
- Celebrity Cruises: Spend $1,000 or more, get 35,000 Membership Rewards points (expires March 31, 2023).
- Cruise America RV rentals: Spend $500 or more, get 10,000 bonus points (expires April 3, 2023).
- Staypineapple — Boutique Hotels: Spend $250 or more, get $50 back (expires April 3, 2023).
- Turo: Spend $150 or more, get $30 back (expires April 21, 2023).
- Audi on demand (formerly Silvercar): Spend $450 or more, get $100 back (expires April 30, 2023).
- Sonesta Hotels: Spend $300 or more, get $60 back (expires April 30, 2023).
- Hilton Hotels in Mexico: Spend $750 or more, get $150 back (expires April 30, 2023).
Eligible cards and other details
All personal and small-business American Express cards are eligible for Amex Offers, though which offers you’re presented with will vary by card. They include popular options like The Platinum Card® from American Express, the American Express® Gold Card and The Business Platinum® Card from American Express.
Related: The secret to getting more (and sometimes better) Amex Offers on your card
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BankAmeriDeals
You can earn cash back through the BankAmeriDeals program, available to most cardholders with a Bank of America or Merrill card. To access these offers, log into your online account and click on “Rewards & Deals” in the menu at the top.
These are the best travel-related offers currently available:
- Lyft: 10% back, with a maximum of $3 back (expires Jan. 11, 2023).
- Tripadvisor: 5% back, with a maximum of $16.50 back (expires Jan. 15, 2023).
- Alaska Airlines: 10% back on purchases of $50 or more, with a maximum of $45 back across multiple purchases (expires Jan. 31, 2023).
Eligible cards and other details
You can access BankAmeriDeals on credit and debit cards from Bank of America, though ATM-only cards and some of Bank of America’s cobranded credit cards are excluded. You can, however, access these deals on cards like the Bank of America® Premium Rewards® credit card, Bank of America® Travel Rewards credit card and Bank of America® Customized Cash Rewards credit card.
Capital One Offers
There are plenty of popular stores available on the Capital One Offers platform with discounts that do not have stated expiration dates. All of the savings will apply as statement credits to your eligible account.
Here are some of the current travel-related offers you might be interested in using:
- Agoda: 9% back.
- Avis: 2% back.
- Best Western Hotels: 9% back.
- Booking.com: 4% back.
- Budget Rent-A-Car: 2% back.
- Camping World: 3% back.
- CheapOair: Up to $28 back.
- CheapTickets: 1% back.
- Choice Hotels: 8% back.
- Expedia: Up to 5% back.
- Extended Stay America: 10% back.
- Great Wolf Lodge: 2% back.
- Hertz: 10% back.
- Hotels.com: 4% back.
- Hotwire: Up to 6% back.
- IHG: 3% back.
- Marriott: 6% back.
- Marriott Homes & Villas: 1% back.
- Orbitz: Up to 4% back.
- Park ‘N Fly: 3% back.
- Priceline: Up to 8% back.
- Radisson Hotels: 12% back.
- Red Roof Inn: 8% back.
- Rentalcars.com: Up to 10% back.
- RVshare: 8% back.
- Travelocity: Up to 4% back.
- TravelPro: 5% back.
- Trip.com: 6% back.
- Tripadvisor: 12% back.
- Viator: 12% back.
- Vrbo: 5% back.
Eligible cards and other details
All consumer Capital One cards are eligible for Capital One Offers — including the Capital One Venture X Rewards Credit Card and the Capital One Venture Rewards Credit Card. However, the issuer’s small-business cards do not participate.
Just as a forewarning, Capital One Offers can take longer to post to your account compared to the other issuers, which typically take just a few business days (at most). According to Capital One’s fine print, getting the statement credit for a specific purchase can take up to three billing cycles. As long as you’re all right with footing the bill when using a Capital One Offer and not receiving the discount for up to three months, it’s still worth taking advantage of these great promotions.
Related: Complete guide to saving money with Capital One Offers
Chase Offers
Chase Offers often have a quicker expiration date than other issuers, but you’ll frequently find great savings for everyday spending on everything from restaurants to travel purchases. You’ll also find offers for rebates on gas with Chase more often than with other issuers, which can help you save at home, on a road trip or even when filling up your next rental car.
Here are some of the current offers:
- IHG Hotels & Resorts: Spend $100 or more, get 15% back — with a maximum of $69 back (expires Jan. 5, 2023).
- Carnival Cruises: Spend $100 or more, get $35 back (expires Jan. 10, 2023).
Furthermore, Chase tends to provide promotions for many of the brands it already partners with — such as Hyatt or Instacart — so adding these offers allows you to double-dip your earnings. Your offers might vary depending on the specific cards you carry.
Eligible cards and other details
All Chase personal and business credit cards have the potential for Chase Offers. They include popular options like the Chase Sapphire Preferred Card and Ink Business Preferred Credit Card along with no-annual-fee options like the Chase Freedom Unlimited and even cobranded cards like the World of Hyatt Credit Card and the United Explorer Card.
However, note that the number of targeted discounts will likely be larger on those cards you use most frequently. Like Amex, these must be activated before your purchase.
In addition, any percentage discounts often have a relatively small dollar cap on them — so be sure you read the full terms of each offer to know what you’ll get back.
Related: The best Chase credit cards of 2023
Citi Merchant Offers
Citi Merchant Offers can provide solid value, but what you see across your cards can vary greatly from one product to another or from one customer to another. Unfortunately, most members typically don’t see a large number of travel-related offers. Here are some that are currently available:
- Caesars Rewards: Get $30 back on a purchase of $150 or more (expires Jan. 31, 2023).
- Viator: Get $30 back on a purchase of $300 or more (expires Feb. 28, 2023).
Eligible cards and other details
All Citi personal credit cards have the potential for these Merchant Offers. This includes not only cards that earn Citi ThankYou Points — such as the Citi Premier® Card and Citi® Double Cash Card — but also the American Airlines AAdvantage MileUp℠ Card. Remember that you need to add the offers to your card prior to making your purchase; otherwise, you won’t receive the rebate.
In addition, if you have an American cobranded card, be sure to look at the SimplyMiles platform for even more bonus opportunities. These stack with Citi Merchant Offers and will also count as Loyalty Points for the purposes of earning American elite status.
For example, we currently see an offer for 1,395 bonus AAdvantage miles for Viator purchases of $300 or more by Feb. 28, 2023 — so if you’re looking to book a tour in the next several weeks, you can get a discount and earn extra miles.
Related: The best Citi credit cards of 2023
Bottom line
I always check my card offers before making a big purchase to ensure that I’m not missing out on any discounts. Additionally, these card offers have been helpful when I need gift ideas around the holidays. Alternatively, they can get me a solid discount on a purchase I might not have considered before.
And remember: Just because you add an offer to your card doesn’t mean you have to make the purchase. It never hurts to have options, though.
We recommend that you make a habit of checking your card promotions regularly since they can easily help you save hundreds of dollars every year. Be sure to bookmark this page, as we update it monthly with the latest deals we’ve seen.
Source: thepointsguy.com