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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Las Vegas

The Minimum Wage in Every State in 2023

January 27, 2023 by Brett Tams

The federal minimum wage may not be changing in 2023, but many states have increased their wage requirements.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, Alabama, All, Arizona, Arkansas, beach, building, california, cents, Cities, city, Colorado, Connecticut, construction, Consumer Price Index, country, data, employer, Fall, Family, farm, fast food, Financial Wize, FinancialWize, Florida, food, Georgia, hawaii, health, Health care, Health Insurance, house, Hurricane, idaho, Illinois, index, indiana, Insurance, lake, landscaping, Las Vegas, louisiana, maine, Make, making, Maryland, Massachusetts, Michigan, mississippi, missouri, montana, More, nebraska, Nevada, new, New Jersey, new york, new york city, nick, north carolina, Oregon, photography, photos, restaurant, schools, seasonal, South Carolina, south dakota, states, Tennessee, texas, tour, Utah, virginia, washington, will, Wisconsin, woman, work, workers, working

My $3500 Tiny House, Explained

January 27, 2023 by Brett Tams

One of the nicest new trends of recent years is really the revival and rebranding of something very old: the smaller dwelling. Over the last few months, I have built just such a structure, and it has turned out to be a rather cool experience. In fact, I’m typing this article for you from within […]

Posted in: DIY, Money Tips, Real Estate Tagged: 2, acquisition, air, airbnb, All, Amazon, Amenities, app, Backyard, basic, bathroom, beach, beach town, bedroom, before, big, Big Picture, Budget, build, building, Built, business, Buying, car, chance, Cities, Colorado, communal living, construction, cost, couple, craigslist, Credit, credits, custom, decades, desk, DIY, downsizing, driveway, electric, existing, experience, Financial Wize, FinancialWize, fire, fire pit, floor, frugal, fun, funny, furniture, garage, garden, General, goal, good, Google, Grilling, heat, heating, hole, home, home office, home selling, homes, house, house construction, household, Housing, ideas, impact, Income, job, kitchen, LA, Las Vegas, learned, lessons, Life, Lifestyle, lighting, list, Live, living room, Local, low, Main, Make, making, markets, memories, minimalism, mobile, modern, money, More, Mortgage, Move, movie theater, movies, Music, needs, neighbors, new, office, Other, outdoor, pipes, plan, platinum, plumbing, pool, Popular, pressure, productivity, project, protection, quality, ready, Real Estate, renovation, Rent, rental, renting, rewards, rich, right, RV, Sanctuary, save, second, selling, shower, simple, single, small house, space, Spending, stage, story, Style, suburbs, summer, summer heat, swimming, The MMM Blog, time, timing, town, traditional, Travel, trend, trends, under, wall, wealth, weather, WiFi, will, windows, winter, Wisconsin, wood, work, Yard

2011 Changes To Home Affordable Refinance Program (HARP) Coming Soon

January 26, 2023 by Brett Tams

The Obama administration has announced changes to HARP program eligibility rules to allow more borrowers to become eligible to refinance.

The post 2011 Changes To Home Affordable Refinance Program (HARP) Coming Soon appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Mortgage, Real Estate, Refinance Tagged: affordability, affordable, All, author, AVM, before, Buy, cost, couple, Credit, credit score, customer service, Economy, Employment, entry, equity, estate, Fannie Mae, Fannie Mae and Freddie Mac, Fees, FHA, Financial Wize, FinancialWize, financing, Freddie Mac, government, great, helpful, home, Home Values, homeowners, homes, Housing, Housing market, Income, Las Vegas, Learn, lenders, Life, loan, Loans, LOWER, Make, Make Money, making, market, model, money, Money Matters, More, Mortgage, mortgage payments, Mortgages, new, Other, payments, plan, PMI, president, property, rate, Rates, Real Estate, Refinance, refinancing, risk, time, title, under, update, USDA, VA, waiver, will, work, work out, youtube

7 Things on Deep Discount in the New Year

January 23, 2023 by Brett Tams

If you’re looking for a bargain, now is the time to shop for these goods.
Posted in: Taxes Tagged: All, appliances, at home, bargains, Beauty, bedding, before, best buy, big, business, Buy, Buying, clear, College, company, country, couple, Deals, Financial Wize, FinancialWize, fire, fitness, football, front, games, gift, great, hold, holiday, Holidays, home, home goods, items, kitchen, kitchen appliances, Las Vegas, Make, money, money moves, More, most popular, new, new year, offer, Personal, personal care, Popular, products, Purchase, ready, resolutions, restaurant, sales, savings, search, seasonal, Sell, selling, shopping, smart, specialty, Super Bowl, the new year, Video, walmart, will, winter, woman, working

Potential home buyers are leaving Los Angeles for these two cities

January 22, 2023 by Brett Tams

A new study from real estate brokerage site Redfin shows that Angelenos are enticed by cheaper prices in these two metropolitan areas.

Posted in: Spending Money Wisely Tagged: affordable, agent, brokerage, Buy, buy a home, buyers, Cities, city, commute, country, Economics, Emergency, estate, expenses, expensive, Financial Wize, FinancialWize, home, home buyers, home prices, homes, household, Housing, housing costs, Las Vegas, money, More, Mortgage, Mortgage Rates, Move, new, new york, office, Other, pandemic, property, Purchase, Rates, Real Estate, real estate brokerage, Recession, Redfin, relocating, remote workers, Research, san diego, san francisco, save, Save Money, Saving, search, searching, washington, work, work from home, workers

Las Vegas is about to have a banner year — here’s why you should book a trip right now

January 22, 2023 by Brett Tams

Oh, Las Vegas. Love it or hate it, it’s a place people always find themselves talking about. That makes sense considering it’s one of the world’s entertainment capitals, an epicenter for bachelor and bachelorette parties, and a continuously evolving city. The reality is that Sin City is hard to keep up with. Major resorts are …
Posted in: Moving Guide Tagged: 2, 2021, 2022, 2023, 457, acquisition, All, before, blue, build, building, Career, cars, city, clutter, construction, Crisis, data, decades, dining, Entertainment, estate, experience, Fall, financial crisis, Financial Wize, FinancialWize, floor, food, formula, garden, guests, hold, home, hotels, house, hyatt, international, inventory, investments, Katy Perry, kitchen, lake, Las Vegas, Law, lease, loan, love it, Loyalty Programs, Luxury, Make, marriott, miles, More, Nevada, new, News, offer, Original, Other, plan, poker, pool, programs, project, property, Purchase, race, Rates, ready, Real Estate, real estate investments, replica, restaurant, restaurants, Review, rewards, Sell, shopping, spa, space, Sports, Spring, summer, Super Bowl, Technology, timeline, transformation, Travel, will, work

Don’t Miss the “ONE” Proptech Conference for Founders/Execs

January 21, 2023 by Brett Tams

Taking place at the MGM on September, Blueprint is rapidly approaching. With their inaugural event a year ago, the Blueprint team attracted an amazing turn-out in the middle of delta uncertainty. Frankly, I was beyond impressed with what Vik Venkatraman and David Hirschman pulled off. A few reflections previously shared with GEM members…

The post Don’t Miss the “ONE” Proptech Conference for Founders/Execs appeared first on GeekEstate Blog.

Posted in: Paying Off Debts Tagged: Blog, blueprint, Budget, building, clear, company, deck, efficient, Events & Conferences, experience, Financial Wize, FinancialWize, GEM, General, job, Las Vegas, list, More, networking, Proptech, proptech conference, single, stage, will

Litigation Practice Group Lawsuit Pulls Back the Curtain and Tells One Hell of a Story

January 21, 2023 by Brett Tams

OSTERGAR LATTIN JULANDER LLP Treg A. Inlander (State Bar No. 174759) Allen C. Ostergar III (State Bar No. 166411) 9110 Irvine Center Drive Irvine, CA 92618 Telephone: 949-305-4590 Facsimile: 949-305-4591 Attorney for Plaintiff NAZ II HOLDING, LLC IN THE UNITED STATES DISTRICT COURT FOR THE CENTRAL DISTRICT OF CALIFORNIA NAZ II HOLDING, LLC, a Nevada …

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Posted in: Frugal Living Tagged: 1099, 2, 2016, 2021, 2022, 2023, acquisition, action, active, agent, agents, agreements, All, assets, author, bad debt, balance, Bank, bank accounts, Banking, bar, beach, Benefits, business, Buying, california, CEO, Chris Frankian, color, company, Consumers, contracts, couple, Credit, credit card, Daniel March, Daniel S. March, Debt, diversity, Ethics, exercise, Family, Fees, Finance, finances, Financial Wize, FinancialWize, financing, Florida, fund, funds, Gary DePue, Get Out of Debt, Get Out of Debt Guy, Giving, Goldtone Ventures, good, hold, interest, Invest, Investing, investment, investments, investors, John Thompson, Las Vegas, Law, lawsuit, lawyer, Learn, Legal, lending, lists, Litigation Practice Group, LLC, Main, Make, making, Marketing, Michael Loughton, model, money, More, natural, Naz II Holding, Nevada, new, office, Operations, orange county, Other, Overtone Ventures, party, payments, Personal, president, principal, Purchase, Raise, rate, Rates, resolution, resume, return on investment, Revenue, Rodney Squires, Rosa Bianca Loli, second, settlement, single, states, story, Stratcap Management, Sued or Sanctioned, Teracel, Tony Diab, traditional, trust, trustee, under, united, updates, Validation Partners, will, work

A GEM/Proptech Soiree in the OC, co-hosted with Greg Robertson

January 20, 2023 by Brett Tams

iOi is September 28th and 29th in downtown Los Angeles (grab your discounted ticket here). The evening before, in a special collaboration with the one and only Greg Robertson, the seventh GEM Soirée is taking place in Orange Country. Join us for cocktails and conversation…

The post A GEM/Proptech Soiree in the OC, co-hosted with Greg Robertson appeared first on GeekEstate Blog.

Posted in: Paying Off Debts Tagged: action, before, Blog, cocktails, collaboration, country, cretech, estate, Events & Conferences, Financial Wize, FinancialWize, GEM, GEM soiree, guests, ioi, Las Vegas, list, Local, Music, new, new york, Proptech, proptech angel group, Real Estate, Real Estate Tech, real estate technology events, san francisco, shares, will

7 Real Estate Trends to Watch for in 2023

January 20, 2023 by Brett Tams

There have always been long-standing rules about real estate ownership, including the three most important ones: location, location, location. But the one constant about real estate investing is that nothing ever stays the same. Even the location rule, because preferred locations change from year to year, and certainly from generation to generation. After the 2020 […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Home Buying, Mortgage Refinance Tagged: 2, 2021, 2022, 2023, 30-year, 4%, agent, All, asking price, Bank, bank account, bidding, bidding wars, Budget, Buy, buyer, buyers, company, country, Credit, decision, earning, estate, experts, Fannie Mae, Finance, finances, Financial Wize, FinancialWize, flood, Flood insurance, flooding, Freebies, good, great, home, home buying, Home Improvement, home prices, Home Sales, Homeowner, homeowners, homes, house, Housing, Housing market, Housing market outlook, Hurricane, impact, improvement, inspection, Insurance, interest, interest rate, interest rates, Investing, job, jobs, kitchen, Las Vegas, loan, Location, location, location, low, LOWER, Make, making, Managing Money, market, Market Trends, money, More, Mortgage, MORTGAGE RATE, Mortgage Rates, National Association of Realtors, natural, Natural disasters, negotiating, new, new year, new york, newsy, offer, offers, office, office spaces, Other, ownership, pandemic, payments, Personal, personal finance, Popular, projects, protect, rate, Rates, Real Estate, real estate agent, Real Estate Investing, Realtors, Recession, Redfin, Refinance, renters, repub, return to the office, Rising mortgage rates, safety, sales, san diego, save, Save Money, Saving, second, security, Sell, seller, sellers, shopping, sight unseen, suburbs, survey, the new year, the west, town, trends, unique, updates, water damage, West Coast, wildfire, will, work, workers
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