The other day I noticed that mortgage rates were being advertised at some really low levels.
Many quotes in the mortgage rate table on my own site were in the mid-5s.
That got me curious how low rates could be with a really favorable loan scenario, such as a 760+ FICO, 20% down home purchase, owner-occupied, single-family residence.
So I headed over to Zillow’s Mortgage Marketplace to see what I could come up with.
Knowing that VA loan rates are typically the lowest, I threw that in too and lo and behold, saw 30-year fixed rates that began with a “4.”
I threw the screenshot up on Twitter and simply said, “Guys, it’s not a mortgage rate story anymore.”
What Did I Mean?
The tweet got a good amount of traction, likely because of those very low 4.875% 30-year fixed rate quotes in the screenshot.
And some felt it was deceiving to post rates like that, which might not be reflective of the entire borrower universe at the moment.
After all, not everyone has a 760 FICO score or the ability to put down 20%, nor might they be eligible for a VA loan.
I also threw in two discount points, since most of the low rates advertised today require the borrower to pay some money at closing in order to obtain a “below-market” rate.
In reality, you can put nothing down on a VA loan and get the same pricing since there aren’t mortgage pricing adjustments on such loans. The same goes for having a lower FICO score.
So the loan scenario wasn’t as crazy hard to qualify for as it first appeared. And when I re-ran the scenario today you could actually get a rate of 4.75% with just one discount point.
But that wasn’t even the point I was trying to make. It wasn’t about a 4.875% rate vs. 4.75% rate, or a 5.25% rate. Or any specific rate at all.
It was that the high mortgage rate story we’ve been fixated on for the past two hours is over.
The housing market today is no longer being driven by the high rate story. We exhausted it, first being caught off guard by how quickly rates increased in early 2022.
Then wondering how high they might go, if they’d hit a new 21st century high (they didn’t!).
That was followed by pondering when they’d begin to fall again (they peaked last October and have dropped quite a bit since then).
And so it’s not about rates anymore.
If It’s Not Rates, What Is It Now?
That brings me to my point. The housing market is now at a crossroads where high mortgage rates are no longer the focus.
Most prospective home buyers today will see that mortgage rates have come down significantly.
The 30-year fixed was basically averaging 8% just before last Halloween, and today is closer to 6.25%.
As I illustrated with some mortgage rate shopping, it’s also possible to bring down that rate to the high 4% range, or the very low 5s, even for conforming loans backed by Fannie and Freddie.
This means anyone who has been pondering a home purchase during the past couple years is no longer obsessed with rates.
Instead, they’re likely considering other factors, such as home prices, the cost of insurance, their job stability, the wider economy, and even the election.
If they were looking at homes when rates were closer to 8%, they’re surely still looking with rates approaching 5% (they could be there soon without all the perfect FICO scores and discount points).
But if they’re no longer looking to buy, or they’re having doubts, it’s not because of high mortgage rates anymore. Those are no longer to blame.
Perhaps now they’re worried that asking prices are too high and could fall. Maybe they’re concerned that the economy is on shaky ground and a recession is coming.
After all, there’s an expectation that the Fed is going to cut its own fed funds rate 200 basis points over the next year.
That doesn’t exactly exude consumer confidence.
We Finally Get to Find Out!
What I’m most excited about now that high mortgage rates are old news is that we finally get to “find out.”
By that, I mean we get to see how this housing market performs in a period of slowing economic growth, with Fed rate cuts and a possible recession on the table.
Remember, the Fed wouldn’t be cutting rates if they weren’t worried about rising unemployment and a softening economy.
In other words, we’re going to see what this housing market is really made of. As I’ve said many times before, there’s no inverse relationship between mortgage rates and home prices.
One does not go up if the other goes down. And vice versa. We already saw home prices continue to rise as mortgage rates jumped from 3% to 8%.
So is it possible that both mortgage rates and home prices could fall in tandem? Sure. Granted nominal home price declines aren’t common to begin with.
But we’re finally going to put it to the test. And I’m looking forward to it.
(photo: Brittany Stevens)
Before creating this site, I worked as an account executive for a wholesale mortgage lender in Los Angeles. My hands-on experience in the early 2000s inspired me to begin writing about mortgages 18 years ago to help prospective (and existing) home buyers better navigate the home loan process. Follow me on Twitter for hot takes.
You probably like your home to be clean, but when it comes down to breaking out the mop and bucket, the vacuum cleaner, the wood polish, sponges, and bleach, do you really have the time or inclination to dive in?
If you feel like groaning just reading about tidying up, it could be worthwhile to hire a cleaning person or service.
There are many factors to consider when thinking about hiring out this task, and that’s where this guide will come in handy. Read on to learn:
• What’s the difference between a cleaning person and a cleaning service?
• How much does hiring a cleaning person or service cost?
• What are the pros and cons of hiring a cleaning person vs. a cleaning service?
• What are the alternatives to hiring a cleaning person or cleaning service for your home?
What Does a Cleaning Person or Service Do?
A cleaning person or service takes care of basic tasks such as dusting, vacuuming, sweeping, mopping, disinfecting the toilets, cleaning the sinks and bathtub/shower, and taking out the garbage.
There are typically add-on services available: laundry, changing the sheets, and doing the dishes for starters. Some of these could be included in the cost depending on the cleaning person or service.
“But, I can (or should) do all that myself!” you may be thinking. In which case, you are likely wondering: Is hiring a cleaning person worth it?
If a spic-and-span home is high on your checklist for maintaining a house, a little research can help determine if a cleaning person or service is right for you. Read on for more detail which can assist you as you make your decision.
💡 Quick Tip: Help your money earn more money! Opening a bank account online often gets you higher-than-average rates.
How Much Does a House Cleaner Cost?
The cost for hiring a cleaning person (or independent contractor) will depend on where you live, the size of your home, and how often they will come, but individual cleaners typically charge between $50 and $100 an hour.
Going with an individual generally costs less than hiring a cleaning service. However, they may not offer as many guarantees as a large company.
How Much Do Cleaning Services Cost?
Full-service cleaning companies can charge between $175 and $300 per visit. You can typically get a customized quote based on the size of your home and services you want before you hire a cleaning service. Some companies may have a minimum fee per visit. Generally the more frequently a service comes, the lower the cost per cleaning.
You can also hire a service for specialized, one-time cleaning services, such as after an event or before moving out or moving into a home.
Things to Consider When Hiring a Cleaning Person or Service
When deciding if hiring a house cleaner or cleaning service is worth it, you’ll benefit from addressing a few questions about your monetary situation, schedule, and level of desired cleanliness.
Your Budget
The first step in determining if you can afford a cleaning person or service is to set up a basic budget if you don’t already have one up and running.
If you’re wondering how to make a budget, consider using the 50/30/20 rule. This means putting 50% of the household income toward necessities or musts (which typically includes housing, utilities, food, and debt); 30% towards wants (like dining out and entertainment); and 20% on saving (including retirement) and debt payments beyond the minimum.
Once you see how much cash you have coming in and going out, you’ll be better able to assess if you can afford to pay for cleaning from that 30% that covers “wants.”
Recommended: What is the 50/30/20 Budget?
How Valuable Is Your Time?
A good way to decide whether hiring a house cleaner is worth it is to remember this saying: Time is money. If paying a professional $50 an hour frees you up to make $65 an hour while working, the cost might be worth it, since you’ll come out ahead financially.
Schedules (How Often Are You Home?)
If you work long hours at an office or other workplace, outsourcing your house cleaning will allow you to enjoy your time at home without having to clean. And if the cleaning person or team comes while you’re at work, you won’t have to worry about staying out of their way.
However, if you are someone who works from home, or you or your spouse are a stay-at-home parent, a cleaning person or service can potentially be disruptive.
How Often You Need Your House Cleaned
Frequency of cleaning will matter. While a service may charge less per cleaning if they come weekly vs biweekly or monthly, you’ll still likely save money by having your home cleaned less frequently.
Worth noting: Do you sometimes list your house for renters? If you rent out on Airbnb, you’ll be asked to adhere to Airbnb’s cleaning protocol standards. A cleaning crew is helpful for a quick turnaround between renters.
Cleaning Requirements
The price of a house cleaner or cleaning service can go up depending on what is required of them:
• Level of mess. Do you entertain frequently or have small children? It may take longer to clean up the aftermath. Or maybe you haven’t done a deep-clean in ages. That too may make cleaning take longer.
• Area of mess. Does the whole house always have to be cleaned? You can save money by only having the common areas and bathrooms tidied up.
• Pets. Vacuuming dog and cat hair can add many minutes to a cleaner’s timesheet.
• Are you a neat freak? A deep-clean or super detailed job will cost more than basic dusting, vacuuming, and mopping.
💡 Quick Tip: Bank fees eat away at your hard-earned money. To protect your cash, open a checking account with no account fees online — and earn up to 0.50% APY, too.
How Good You Are At Cleaning
If you are a disciplined and effective cleaner who loves getting your place spotless, there may be no need to hire someone. That said, there might be times you get too busy to clean or want some help tidying up before the holidays or a houseguest’s arrival.
If you’re the kind of person who ignores dust bunnies or the sight of a broom stresses you out, perhaps you should outsource household tasks and enjoy some time elsewhere.
Get up to $300 when you bank with SoFi.
Open a SoFi Checking and Savings Account with direct deposit and get up to a $300 cash bonus. Plus, get up to 4.50% APY on your cash!
Cleaning Services vs Individual Cleaners: What’s the Difference?
An individual cleaning person typically costs less than a cleaning service. A cleaning person often works alone, while a cleaning service can be a crew of two, three, or more who clean simultaneously.
An independent cleaner generally keeps 100% of the earnings, while a portion of the money for a cleaning crew goes to the service provider.
There are other key differences between individual cleaners and cleaning services:
Pros of Hiring a House Cleaning Person
Here are some of the perks that can make a cleaning person worth it:
• Lower costs. An independent contractor can be less expensive than a cleaning service. Fewer workers can mean cheaper rates.
• Price flexibility. You may be able to negotiate cleaning add-ons more easily (and affordably) with an individual.
• Familiarity. The same person comes to your home every time. This can provide a sense of comfort and trust for you and your family.
• Personal recommendations. You can get referrals from someone you trust — a friend or a neighbor.
Recommended: 15 Creative Ways to Save Money
Pros of Hiring a Cleaning Service
If you’re considering getting help tidying up around the house, a cleaning service can be worth it. They come with several benefits:
• Vetted employees. Full-service cleaning companies typically check their employees’ backgrounds, so you don’t have to.
• Set standards. Many companies train their employees to uphold a certain level of cleaning criteria.
• Faster service. Since cleaning services are composed of crews, a team of workers can get the job done faster than an individual house cleaner.
• Customer service. If a job isn’t up to snuff, professional companies will deal with any complaints you may have.
Cons of Hiring a House Cleaning Person
• You’ll do the vetting. The responsibility of getting references and background checks on the cleaning candidate will fall to you.
• Longer cleaning time. Since a house cleaner usually works solo, they might not be as fast as a cleaning service with multiple workers.
• Unpleasant boss duties. If your cleaning person is not meeting your expectations, it will be up to you to address the problem and, possibly, terminate the arrangement.
• Inflexible schedule. If the contractor has a lot of clients, there could be fewer timeslot options available.
💡 Quick Tip: Want a simple way to save more everyday? When you turn on Roundups, all of your debit card purchases are automatically rounded up to the next dollar and deposited into your online savings account.
Cons of Hiring a Cleaning Service
• Higher prices. A cleaning service generally costs more than an independent maid.
• Lack of familiarity. The company could send different people every time.
• Add-ons can be costly. Since the company sets the prices, you could spend a lot for a deep-clean of the fridge. A cleaning person, on the other hand, might not charge extra if they can get the job done within their hourly time frame.
Alternatives to House Cleaners or Cleaning Services
House cleaners and cleaning services are generally the route people take when hiring help, but there are a few other options:
• Gig-based workers. Apps and online services such as Taskrabbit and Fiverr feature a variety of folks willing to do odd jobs, including house cleaning. Whether they pursue this full-time or as a side hustle, you may well find affordable options.
• College students. If you live near a campus, check the online or physical job boards. Students are generally eager to make extra dough.
• Your kids. Shelling out for an allowance can be a lot cheaper than a cleaning service.
Tips for Saving Money on Cleaning Services
There are a few things you can do to potentially reduce the cost of a cleaning person or service:
• Shop around. It’s a good idea to interview more than one house cleaner or get estimates from multiple cleaning services.
• Make the terms clear. You’ll want to clarify exactly what tasks need to be done, so you won’t get charged for any unexpected add-ons.
• Consider a trial run. It can be a good idea to try out a house cleaner or cleaning service for a month or so before committing to a long-term agreement.
• Inquire about fees. It’s a good idea to ask about any potential extra fees so you don’t hit with any surprises. Some cleaning services may tack on a processing fee if you pay with a credit card vs. direct deposit.
• Look for promotional deals. Cleaning services will occasionally run specials. They may also offer package deals and referral bonuses.
• Tidy up before they come. Keeping your house orderly in between appointments allows the hired cleaner to perform more efficiently.
Recommended: How to Set and Reach Savings Goals
The Takeaway
If your messy home is stressing you out, a cleaning person or service can take some of the weight off your shoulders. As long as you can justify the extra expense, hiring a professional can make your home look great and improve your mood, plus leave you with more free time to enjoy your favorite pursuits.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 4.50% APY on SoFi Checking and Savings.
FAQ
Are individual house cleaners better than cleaning services?
Both are good options if you need help cleaning your house. Typically, a cleaning person can be cheaper and is someone you see regularly and can build a relationship with. A cleaning service, on the other hand, may be able to get the job done faster and may have more professional training and customer service.
Is it safe to hire a cleaning person or service?
To feel secure, it’s a good idea to get recommendations and references (and check them) for an individual cleaning person. Cleaning service companies generally vet their employees for you.
Should you hire a house cleaner if your house is not very dirty?
Whether to hire a cleaning person or not depends on how clean you want to keep your home, and how much time you are willing to personally spend on it. Even if you’re a regular duster, a house cleaner can help with larger tasks like cleaning the fridge and oven, heavy-duty vacuuming, and/or window washing.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi members with direct deposit activity can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. SoFi members with direct deposit are eligible for other SoFi Plus benefits.
As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.50% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
U.S. Bank is preparing to roll out a credit card that can pay as much as 4% cash back on every purchase for banking customers who meet eligibility requirements. Flat-rate cash back credit cards tend to top out at 2% on purchases, meaning this card could be twice as lucrative as alternatives — if you qualify.
2% to 4% cash back
The U.S. Bank Smartly™ Visa Signature Card, which is currently in wait-list status, will pay a base rate of 2% on every purchase. Customers who have a Bank Smartly® Savings account and at least $5,000 in combined accounts with U.S. Bank can rack up a “Smartly Earning Bonus” on top of that rate:
If you have $5,000 to $49,999 in balances: You earn a 25% bonus on the rewards you earn, making your effective rewards rate 2.5% cash back.
If you have $50,000 to $99,999 in balances: You earn a 50% bonus on your rewards, making your effective rewards rate 3% cash back.
If you have $100,000 or more in balances: You earn a 100% bonus, making your effective rewards rate 4% cash back.
To qualify for those higher rates, a cardholder must have or open a Bank Smartly® Savings account with a minimum deposit of $25 and maintain the necessary combined balances in checking accounts, savings accounts, money market savings accounts, CDs, IRAs, U.S. Bancorp Investments and personal trust accounts. Business and commercial accounts don’t qualify, and only primary cardholders’ accounts are considered (not accounts owned by authorized users).
To determine bonus eligibility, the bank looks at your average daily combined balance for the preceding three months.
Rewards get full value when deposited
Rewards are earned as points. The base rate is 2 points per dollar, with the bonuses adding on 0.5 points, 1 point or 2 points per dollar. When you deposit your rewards into an eligible U.S. Bank deposit account, points are worth 1 cent apiece, giving you the full cash-back value of 2% to 4%. Other redemptions, including for statement credit, may result in a lower value per point.
There’s no limit on the total amount of rewards you can earn, and rewards points don’t expire unless there is no activity in the account for 12 billing cycles.
Important disclosures from U.S. Bank
Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler’s checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for rewards based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.
1. “Cash back” rewards are earned under the U.S. Bank Smartly Visa Signature® Card program. These rewards are earned as “Points”, and U.S. Bank will credit your U.S. Bank Smartly™ Visa Signature® Card with 2 “Points” for every $1 in eligible Net Purchases. You may earn additional Points for a Smartly Earning Bonus if you (i.e., either Cardmember if there is more than one):
Open ($25 minimum deposit required) or maintain a U.S. Bank Smartly® Savings account and
Have Combined Balances with U.S. Bank in checking account(s), money market savings account(s), savings account(s), CDs and/or IRAs, U.S. Bancorp Investments and personal trust account(s):
Between $5,000 – $49,999, to earn a total of 2.5 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 0.5 Points),
Between $50,000 – $99,999, to earn a total of 3 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 1 Point), or
$100,000 or more to earn a total of 4 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 2 Points).
Combined Balances are based on the average daily balance of the previous 3 months (calculated monthly) (or, for account(s) open less than 3 months, the average daily balance of the applicable time frame). The applicable Smartly Earning Bonus will be determined by reviewing the Combined Balances in the qualifying accounts of each Cardmember (if there is more than one) and using the total Combined Balances of the individual whose accounts have the highest total. If a U.S. Bank Smartly Card account has an Authorized User(s), the U.S. Bank balances of the Authorized User(s) will not be reviewed and will not qualify for determining the Smartly Earning Bonus. Note: Balances in business accounts, commercial accounts, and the Trustee only client relationship do not qualify. The Smartly Earning Bonus that will be applied to your Account is determined within the first 5 days of each month, which means that the bonus applied to your Account may vary during a billing cycle. The Smartly Earning Bonuses are calculated when Net Purchases are posted to your Account (which may not be the transaction date). Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.
2. This card earns cash back rewards in the form of Points. To redeem as Cash Back in the values noted in this advertisement, rewards Points must be redeemed as a deposit into an eligible U.S. Bank deposit account. Other redemptions, such as statement credits and gift cards, may be at a reduced redemption rate.
For today’s luxury real estate buyers, renderings and floor plans just don’t cut it anymore.
While glossy sales galleries complete with model units meant to attract wealthy buyers have been the norm for years, some savvy developers are now raising the bar, offering more than just a glimpse of what life will be like in their under-construction condos.
They’re granting buyers immediate access to exclusive amenities — think private docks, golf courses, and even concierge healthcare services — well before the homes are move-in ready.
And for buyers, the chance to “test-drive” these perks long before they settle in offers the ultimate in instant gratification.
Like Fancy Pants Homes’ content? Be sure to follow us on Google News
Million-dollar perks for buyers to enjoy before their luxury condos are even built
Photo credit: Binyan Studios / Olara
For example, one West Palm Beach condo is completing a dock on the Intracoastal Waterway this summer. The idea is for buyers to have the opportunity to get on the water and enjoy the excursions and seafaring experiences now, well in advance of the completion of their condo.
Down in Miami, another condo development is bundling residence purchases with golf access and other social memberships so their future residents can dine at the property’s onsite restaurant and watch their tower rise over the Greg Norman-designed, 18-hole championship golf course — which is already open for those who’ve signed on to buy condos in the building.
In West Palm Beach, a luxe condo building is attracting residents with wellness-centered amenities
Photo credit: Binyan Studios / Olara
Olara, a 275-unit luxury condo building that’s currently under construction in West Palm Beach, is already making some of its upscale amenities available to future residents.
Once completed, the 26-story waterfront building will offer an impressive suite of amenities, including a private marina, a 30,000-square-foot celebrity chef-helmed restaurant, and a wealth of wellness-centered amenities. That includes a world-class fitness center designed by The Wright Fit, large indoor and outdoor fitness spaces (like an open-air yoga deck and performance training zones), sauna, steam, and treatment rooms, meditation spaces, and so much more.
And while many of the spaces are still being built, Olara buyers already have access to a select number of amenities.
“Even while construction is underway, future residents of Olara can enjoy a number of amenities and services before move-in,” says Andrew Kurd, Co-Chief Investment Officer at Savanna, the company behind the luxury condominium project.
Olara has been seeing great feedback so far from buyers
Photo credit: Binyan Studios / Olara
Future Olara residents have already started taking advantage of their complimentary membership with Sollis Health, the premier healthcare concierge. They have access to both Sollis’ flagship location in the Palm Beach area and the health provider’s other locations around the country. And the response so far has been positive, Kurd tells us:
“Life at Olara is centered around a wellness-focused residential experience, and we’ve heard so many positive testimonials so far from buyers who have already begun taking advantage of their complimentary membership with Sollis Health through our exclusive partnership.“
“With so many different locations across the country including a convenient Palm Beach site, they have the services and expertise of some of the most highly acclaimed medical professionals at their fingertips, whether they need a flu shot or last-minute doctor visit.”
The private dock is almost complete
Photo credit: Binyan Studios / Olara
Soon to add to the list of ready-to-enjoy amenities is a dock on the Intracoastal Waterway that’ll allow Olara buyers to get on the water and enjoy the excursions and seafaring experiences now, well before their condo is even completed.
“We’re currently also on track to complete our private dock, which will include resident-only boat slips and two boats for exclusive use by residents right on the Intracoastal Waterway, and once it’s finished in the fall, it will serve as yet another ‘early’ amenity for our residents since they’ll be able to frequent the dock for private excursions such as fishing and even seafaring experiences to Palm Beach Island,” Andrew Kurd tells us.
“They’ll also appreciate being able to watch their future home rise from our boat on the water as it becomes part of West Palm Beach’s cityscape,” he added.
Over in Miami, another luxury condo building is banking big on golf
Photo credit: Shell Bay
Shell Bay, a world-class, 150-acre enclave in the Miami region, is taking a similar approach.
While their newest development, The Residences at Shell Bay — a 20-story, 108-residence condominium tower designed by famed Miami-based architect Kobi Karp — is currently being built, select luxe amenities are already being offered to buyers. And they’re banking on golf to attract residents.
Norma-Jean Callahan, Executive Director of Luxury Sales for The Residences at Shell Bay, explains:
“In South Florida, the undersupply and growing demand for golf has been well documented over the past few years. A last-of-its-kind opportunity, Shell Bay will be delivering the only new private course in 25 years to the Miami area with an 18-hole, Greg Norman-designed championship course,” Callahan says in an exclusive quote for Fancy Pants Homes.
Shell Bay buyers get instant access to the golf club — which includes a Greg Norman-designed championship course
Photo credit: MARCH / Shell Bay
“Once buyers have signed contracts for their residence and Golf Membership, they’ll gain instant access to our Golf Club including our training facilities while construction for the forthcoming Residences at Shell Bay is still underway,” Norma-Jean Callahan tells us.
“They can watch their future condo rise during each week’s round of golf.”
Shell Bay’s 18-hole, Greg Normal-designed Championship course is one of the longest in South Florida and also features a two-acre practice facility, including a nine-hole par three course.
But there are so many more perks to enjoy
Photo credit: Shell Bay
Other sporting and recreational amenities apart from the golf course include a private yacht club with a 48-slip marina and a premier racquet club including four Grand Slam tennis courts, pickleball courts, padel courts, a basketball court, batting cages, and a children’s discovery playground, among many other top-tier amenities.
“Shell Bay also offers access to other elevated amenities and services such as its Yacht Club featuring a private marina, a Racquet Club with all four Grand Slam surfaces with Pickle and Padel courts, and an Auberge spa,” says Callahan.
“Our future residents can enjoy comfort food favorites and signature weekly rotating dishes from our private, members-only restaurants helmed by Michelin-starred Chef Julien Jouhannaud.”
More stories
Luxury real estate flourishes amid Boca Raton’s economic boom
What the most expensive house in the U.S. could look like: the $295M Gordon Point estate in Naples, Flordia
26 Jaw-dropping Miami-area mansions that will make you want to move to Florida
That’s due mainly to potential buyers anticipating further rate drops down the line, according to Lock It Lending loan officer Melissa Tubau (pictured top). Homebuyers waiting to time the market Tubau told Mortgage Professional America that would-be homebuyers appeared to be waiting out the market to see if rates would fall even lower – and … [Read more…]
Earning an MBA, or a Masters of Business Administration, degree can increase your salary, teach you specialized skills, and provide you with new career opportunities. But getting your MBA is expensive, with an average cost of $62,600 for a two-year program vs. $59,684 for a master’s degree in general. A degree from a top-tier school can be considerably more, with tuition and living expenses totaling $200,000 for the program.
Just how big of an MBA pay increase you’ll get in return depends on a number of factors, including the school you attend, the field you’re in, and your previous work experience. Here’s what to know about an MBA salary increase and how much you might expect to receive.
Value of an MBA Degree
An MBA degree can make you more marketable to employers, which can in turn help you land a better job and a higher salary, research shows. And while earning your degree can come with a hefty price tag, taking out MBA loans is one option to help you pay for it.
The median starting salary of recent MBA graduates in the U.S. is $120,000, according to the 2024 Corporate Recruiters Survey from the Graduate Management Admission Council (GMAC). That’s significantly more than the $69,320 starting salary of grads with a bachelor’s degree. Knowing how much you might earn could help you determine if an MBA is worth it.
An MBA can also help you advance in your career. The majority of employers in the GMAC survey said that MBA grads typically perform better and move up the ladder faster than other employees. That places them in high demand in the workplace. One-third of employers from across the globe reported that they plan to hire more MBA graduates in 2024 than they did in 2023.
Average Salary Increase with an MBA
Overall, MBA grads reported a median salary increase of 33% after earning their degree, according to the GMAC’s most recent Enrolled Students Report. Full-time MBA students had a 42% increase in salary, while those who worked and studied for their MBA at the same time said their salary increased by 29%.
However, the amount your salary might increase once you have an MBA depends on the field you’re in. Here’s a closer look.
Salary By Industry and Job Function
The following industries tend to pay well for those who have earned an MBA, making them some of the best jobs for MBA graduates.
Finance
Many MBA grads pursue a career in finance, and it can be lucrative. The average salary for an individual with an MBA in finance is $145,257, but the amount can be as much as $195,000, and that’s not counting possible commissions and bonuses.
Technology
Another hot field for those with an MBA is technology, especially as AI becomes more prevalent. The average salary for MBA grads in tech is about $118,000 a year. However, your MBA salary increase could run higher still and may even include a signing bonus.
Consulting
Those who work as consultants and have their MBA average about $83,797 annually, but the base pay can be as much as $117,000. A consultant’s salary may go up dramatically within a few years, especially if they work at a big firm.
Healthcare
Healthcare management is a popular job for MBA graduates. The average earnings are $88,000 per year, although it’s not uncommon for those in healthcare management to bring home a six-figure salary.
Marketing
After graduating with an MBA in marketing, your annual earnings will be approximately $130,721 on average, and they could be as much as $165,000. That’s well above the average marketing salary for those without a degree, which is $81,330.
Business
The salary for a business analyst with an MBA is $104,629 a year, although it can be as much as $128,000.
Accounting
If you earn an MBA in accounting, you could earn an average starting salary of $126,598. Your pay could even be as high as $166,000.
Factors Influencing MBA Salary Potential
In addition to the field you choose to work in, how much you’ll earn after getting your degree is influenced by such things as the MBA program you choose and your previous work history and salary.
These are the three major factors that can affect MBA salary potential.
School Reputation and Rankings
Although it’s likely to be pricier, going to a top-rated school to get your MBA can pay off in multiple ways. These schools tend to have robust networking programs and employer recruitment opportunities. Some colleges may help prospective graduates find internships and jobs. Also, grads from top 10 schools tend to earn more than those who attend other programs.
Before applying to an MBA program, do your research to see where recent alumni have ended up and which companies have recruitment relationships with the school. For instance, certain coveted employers might always attend a particular school’s job fairs. If a university has connections to companies you might be interested in working at, you may want to apply to their MBA program.
Specialization and Concentration
Every MBA program offers different classes, internships, and hands-on opportunities, and it’s important to look for ones tailored to your goals and career path. Choose a program with specialized concentrations in the field you’re most interested in. For instance, some MBA programs specialize in healthcare while others focus on finance.
If you’re currently in a field that you want to pivot out of — moving from marketing to consulting, say — an MBA could help with career change without going back to an entry-level job.
Work Experience and Performance
The more work experience you have, the more likely you are to score a higher salary once you get an MBA. This is especially true if that experience is relevant to the area of study you’re pursuing. Most people going for their MBA have about five years of experience on the job. And some MBA programs require students to have a certain number of years of work experience before they apply.
Your work performance is also a key factor in what you might earn after you obtain your degree. As mentioned above, employers in the GMAC survey found that MBA grads tended to be better performers on the job. High achievers are more likely to command a higher salary.
Maximizing Your MBA Salary Prospects
In addition to choosing the right MBA program, there are other steps you can take to land a good job and a higher salary when you graduate. Here are a few strategies that can help you get ahead.
• Take advantage of networking opportunities. Get to know your fellow classmates and connect with teachers and faculty members. Go to school gatherings, job fairs, and networking events. Find people who are in the field you’re in, and get to know them.Then make a point to stay in touch with the contacts you make. These people can be valuable resources over the course of your career.
• Apply for internships. Many MBA schools offer internship programs, and they typically expect students to take advantage of them if possible. An internship can give you real-world experience and also connect you to key contacts who may be able to help you find a job when the time comes.
• Seek out alumni. Make a list of the companies you’re interested in working for, and then search out any alumni of your school who work there. Ask to meet with them for coffee or an informational interview. Solicit their career advice. If you make a solid connection, they may keep you in mind for future job openings.
Choosing the Right MBA Program
It’s important to find an MBA program that fits your interests and goals. Look for programs that offer concentrations in the areas and fields you want to pursue. Then review the curriculum and the courses offered to make sure they appeal to you.
In addition, learn where graduates of the MBA program have ended up. What companies do they work for and what kinds of jobs do they have? You might even reach out to ask how they felt about the program and if they would recommend it.
Location
Where the school is located is also a prime consideration. If you’re working and going to school at the same time, you’ll need to find a program in your area. You could also explore top online MBA programs if you want to take advantage of a particular school’s offerings when you’re unable to attend it in person. These programs tend to cost $10,000 less than in-person ones, but you may miss out on networking opportunities.
If you’re a full-time student and you have the opportunity to move to attend school, you could choose an MBA program near the area where you hope to work. For instance, if you’d like to be employed in Silicon Valley, a school nearby might be a good choice for you. It may be easier to get an internship there as well as a job after graduation.
Cost
Of course, the cost of an MBA program is likely to be one of the most important factors in your decision. Beyond the tuition, find out the true cost of getting an MBA at any school you’re interested in. This includes living expenses, books, transportation, and so on.
How to Pay for Your MBA
There are a number of ways to pay for your MBA, such as scholarships, grants, and student loans. You may want to consider both federal and private student loans. Federal loans include Federal Direct PLUS loans for graduate students from the Department of Education. The maximum amount you can borrow with these loans is the cost of attendance, which is determined by the school minus any other financial aid you may have, and the loan’s interest rate is fixed.
Private student loans may have fixed or variable rates, and the MBA loan rates you might qualify for depend on your credit history, among other factors. These loans are offered by banks, credit unions, and online lenders. Be aware, though, that with private student loans, you will not have access to the same federal protections and programs you would with federal loans, including income-driven repayment plans. Also, if you refinance federal student loans with a private loan, you could pay more interest over the life of the loan, depending on its rate and term length.
Recommended: Scholarship Search Tool
The Takeaway
Earning an MBA may help you fulfill your career dreams and earn a higher salary. Research shows that the degree can increase your salary by about 33%, depending on such variables as the school you attend and the field you work in. But getting an MBA can be costly, averaging more than $60,000 for a two-year program, up to $200,000 for top-tier schools. So you’ll want to weigh the pros and cons.
If you decide that earning an MBA makes sense for you, there are ways to help cover the costs and develop a solid budget. You can explore all options, including scholarships, grants, and federal and private student loans, as well as refinancing your existing loans.
Looking to lower your monthly student loan payment? Refinancing may be one way to do it — by extending your loan term, getting a lower interest rate than what you currently have, or both. (Please note that refinancing federal loans makes them ineligible for federal forgiveness and protections. Also, lengthening your loan term may mean paying more in interest over the life of the loan.) SoFi student loan refinancing offers flexible terms that fit your budget.
With SoFi, refinancing is fast, easy, and all online. We offer competitive fixed and variable rates.
FAQ
What is the average starting salary with an MBA?
The median starting salary with an MBA is $120,000, according to the Graduate Management Admission Council’s 2024 Corporate Recruiters Survey. That’s far higher than the $69,320 starting salary of graduates with a bachelor’s degree.
Is an online MBA worth the investment?
Whether an online MBA program is worth the investment depends on the program you choose and what you hope to get out of it. Online programs offer greater flexibility and are typically less expensive than in-school programs. According to one estimate, online MBA programs tend to cost about $10,000 less. However, with an online program, you may not have access to all possible networking opportunities or the opportunity to speak with professors face to face. You may also feel less connected to the school and the overall experience.
How long does it take to recoup MBA program costs?
How long it takes to recoup MBA program costs is different for everyone, depending on the price of the program and the salary increase they enjoy after earning their degree. According to the Graduate Management Admission Council, it takes grads of two-year full-time MBA programs about three and a half years of working to recoup the cost. Those who enroll in online MBA programs recoup the cost in about two and a half years of work.
Photo credit: iStock/Xavier Lorenzo
SoFi Student Loan Refinance If you are a federal student loan borrower, you should consider all of your repayment opportunities including the opportunity to refinance your student loan debt at a lower APR or to extend your term to achieve a lower monthly payment. Please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income-based repayment plans or extended repayment plans.
SoFi Loan Products SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Chase just sweetened the pot for the Ink Business Unlimited® Credit Card. Starting Sept. 5, new cardholders can earn a $900 sign-up bonus when they spend at least $6,000 in the first three months. That’s $150 more than the previous bonus, but with the same spending requirement.
You won’t find a better, or more attainable, bonus from a cash-back business card — especially one with no annual fee.
Chase
Ink Business Unlimited® Credit Card
NerdWallet Rating
Bonus Amount
$900
How you’ll get your bonus
While the Ink Business Unlimited is a cash-back card, rewards are delivered as Chase Ultimate Rewards® points. You can redeem your points as cash via a statement credit or deposit it into a checking or savings account.
Ultimate Rewards points can also be redeemed for travel, gift cards, shopping or dining. The value of your points will depend on how you use them.
Cash back: 100 points = $1.
Chase Travel: 100 points = $1.
Pay with Points (Amazon.com and PayPal): 100 points = $0.80.
Shop Apple (via Chase): 100 points = $1.
Gift cards: Redemption value varies.
You can also transfer Chase Ultimate Rewards® points — to another Chase card or an external travel partner — to squeeze even more value out of each point.
Transfer your new Ink Business Unlimited welcome bonus to your Chase Sapphire Preferred® Card, for example, and that $900 bonus becomes a $1,125 bonus when redeemed via Chase Travel.
Should you get the Ink Business Unlimited?
The Ink Business Unlimited® Credit Card is hands down one of the best business credit cards. Its combination of simplicity and value makes this uncomplicated card an excellent choice for new businesses and established companies, alike. Cardholders get unlimited 1.5% cash back, pay no interest on purchases for 12 months (then ongoing APR of 18.49%-24.49% Variable APR), and can net one of the best bonuses out there.
Few other business cards can match it. The Wells Fargo Signify Business Cash℠ Card comes close, with a 12-month intro APR period and unlimited 2% cash back. But its sign-up bonus is $400 less than the new Ink Business Unlimited offer.
If simplicity isn’t your top priority, the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is also worth a look — especially if you count gas, office supplies, cell phone service and restaurants among your top expenses. The Triple Cash earns 3% back in those categories and matches the intro APR offers from Chase and Wells Fargo. You also get a $100 annual credit for recurring software subscriptions and an excellent welcome offer: Earn $750 in cash back. Just spend $6000 on the Account Owner’s card in the first 180 days of opening your account.
The information related to the Wells Fargo Signify Business Cash℠ Card has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
Looking for a vibrant city brimming with unique experiences? Birmingham, AL often surprises visitors with its rich tapestry of culture, history, and innovation. In the heart of the Deep South, this dynamic city offers more than just its storied past—it’s a realm filled with surprising adventures and exciting explorations.
So whether you’re searching for apartments in Birmingham, homes for sale, homes for rent, or just starting to envision life in the city, we’ll give you a sneak peek of just some of the unique things to do in Birmingham, AL.
1. All aboard a tour bus
Rent a party bus tour for game day
Elevate your entire game day experience by turning the event into an all-day celebration. Instead of worrying about parking or navigating traffic, you can focus on enjoying the day with your friends, with the party starting as soon as you step on board. It’s an unforgettable way to build excitement, share in the camaraderie, and keep the energy going long after the game ends.
Turn game day into an unforgettable experience by taking a party bus tour to a college football game with a company like After 6 Tours. Enjoy the pre-game excitement with friends, travel in luxury, and kick off the celebration before the first whistle. Touring through town in the party bus makes the journey as thrilling as the game itself.
Indulge in a food crawl
From classic Southern comfort food to innovative international cuisine, Birmingham is known for its restaurant scene. A food crawl lets you savor a variety of flavors, meet passionate local chefs, and discover the vibrant community that makes Birmingham’s food scene so special. Whether you’re a foodie or just looking for a fun way to spend the day, a food crawl offers a delicious journey through the heart of the city.
Eat.Drink.Ride. is a party bus that stops by the best bites in town without missing a beat. Enjoy a unique culinary adventure with friends while traveling in style as the party bus keeps the fun rolling, ensuring your taste buds have as much fun as you do. It’s a great way to find new local eateries and not worry about parking or getting towed, all while enjoying a luxurious ride in a party bus.
2. Explore underground depths
Whether you’re an outdoor enthusiast or simply looking to try something new, Sims Cave Park is a must-see in Birmingham. This guided tour takes you deep into the heart of Birmingham’s underground cave systems, where you’ll crawl and climb through passages, uncovering hidden chambers and ancient rock formations. As you explore the dark caverns, you’ll get up close with the natural beauty of stalactites, stalagmites, and other stunning geological features that have formed over thousands of years. This tour offers a unique opportunity to experience the raw, untouched wilderness beneath the city, making it an unforgettable adventure for anyone looking to connect with nature in an entirely new way.
3. Bike the terrain
Mountain biking is just one of the many unique things to do in Birmingham, AL. The city’s area’s terrain provides everything from scenic, leisurely rides through rolling hills to challenging courses filled with steep climbs, sharp turns, and technical descents. Popular spots like Oak Mountain State Park and Red Mountain Park are well-known for their extensive trail networks, offering miles of paths winding through lush forests and rocky landscapes. For those seeking an adrenaline-pumping adventure, RideBHM, the city’s premier downhill mountain bike park, delivers the perfect blend of speed and skill.
RideBHM features a variety of trails, from beginner-friendly routes to more challenging courses with jumps and technical sections. Situated in the scenic Red Mountain area, RideBHM allows riders to enjoy the natural beauty of Birmingham’s landscape while experiencing the adrenaline rush of downhill biking. In addition to the trails, the park offers bike rentals, lessons, and community events, making it a hub for outdoor adventure in the Birmingham area.
4. Discover a local book nook
If you’re new to Birmingham and a book lover, finding your new go-to bookstore is probably high on your to-do list. Each bookstore has its own character, but Thank You Books is a must-visit. This charming, woman-owned bookstore offers a warm and inviting atmosphere with a diverse selection of new books for every type of reader. From bestsellers, independent press titles, and translated works to poetry, cookbooks, and everything in between, Thank You Books invites visitors and locals alike to spend a cozy afternoon lost amongst their bookshelves.
5. Unwind with wine
Whether you’re up for a relaxed evening sipping unique wines with wood-fired pizza or exploring a trendy wine bar and enjoying delicious small plates and cozy vibe, Birmingham’s wine scene has something for everyone.
Cheers with pizza
Relax with an evening at Red Or White Wine, where you can sip on unique wines and enjoy delicious, freshly-made pizza. Whether you’re catching up with friends or savoring a laid-back date night, the blend of fine wine and woodfired pizza makes for a delightful experience that’s hard to beat. Feeling like taking the wine to go? They’re happy to have a large selection of wines featuring small-production, family-owned producers from all over the world.
Be wooed at a wine bar
If you’re moving to Birmingham, AL, you’ll find downtown is rapidly becoming a hotspot in the food and beverage scene. In this prime location, Aviné Wine Bar is best known for their great cocktails, small plates, and retail wine shop. Between their quiche Lorraine and rosemary poppin’ corn, there’s always something intriguing and enjoyable to discover at Aviné.
Enjoy live music
Cat-n-Bird Winery offers a selection of varietals sourced from vineyards around the world, all meticulously handcrafted on-site. Every Saturday, the winery comes alive with live music, food trucks, and the popular wine slushies that are a must-try. Enjoy a vibrant atmosphere where you can sip on unique wines, savor delicious street food, and soak up the lively tunes.
Explore new flavors
Visiting The Vintage Wine Shoppe for a wine tasting is a delightful experience that immerses you in a world of fine wines. Here, you can sample a curated selection of exquisite wines, each chosen to highlight unique flavors and characteristics. Whether you’re a seasoned wine lover or new to the scene, The Vintage Wine Shoppe provides a refined yet welcoming setting for an unforgettable tasting experience.
6. Work off the wine
After a night of indulgence, hitting the gym or joining a fitness class can be the perfect way to reset. Many fitness studios and workout classes offer fun and engaging ways to work up a sweat while boosting your mood and energy levels.
Twirl into pole fitness
Taking a pole fitness class at Studio Steel is an exhilarating experience that combines strength, flexibility, and creativity. The classes cater to all skill levels, so whether you’re a beginner or an advanced student, you’ll find a challenge that fits your abilities. By the end of each session, you’ll not only have gained confidence but also developed a new appreciation for the artistry and athleticism of the sport. Twirl your way into pole fitness and enjoy working off that night of wine while having a blast.
Get your groove on
If you love to laugh, dance, and have a great time, Jamme’s Crunk Fitness is the Birmingham stop for you. Forget a gym membership—the classes at Jamme’s are so fun that you won’t even notice you’re working off that delicious Southern cooking. Plus, it’s a unique experience in Birmingham that offers a fresh and energetic twist on fitness.
7. Take in live music thrills
If you’re a big music fan, Birmingham, AL will be a great place to call home with its lively music scene. From soulful blues to energetic rock, the city offers an unforgettable experience for every type of music lover. No matter if you’re a local or a visitor, the electric ambiance and diverse sounds of Birmingham promise an evening full of excitement and rhythm.
Find a new favorite band
Enjoying live music is a unique experience that brings music to life with an infectious energy that recordings often can’t capture. To catch an unforgettable evening of electrifying music, Tom Little, Editor at Magic City Bands, has the ideal spots for you.
“Live music is one of Birmingham’s specialties,” shares Little. “You can find great shows all over town, from fresh indie artists at Saturn to huge touring acts at the BJCC or Oak Mountain Amphitheatre, plus a community of talented musicians performing at breweries, bars, and restaurants. They all provide the soundtrack of the city. If you want to participate, you can even jump in on one of the open mic nights occurring throughout the week.”
Immerse yourself in symphony sounds
The Alabama Symphony Orchestra has been an iconic part of Birmingham for over 100 years. You can count on a lineup of classical masterworks that will take your breath away and mesmerizing performances that sync the orchestra with iconic films.
The Alabama Symphony Orchestra hosts world-class soloists and guest artists who showcase their extraordinary talents to expose you to a diverse range of musical styles. Bring your loved ones along to create cherished memories filled with joy, laughter, and, of course, beautiful music. With breathtaking performances held at various concert halls, it’s the perfect way to explore the uniqueness of Birmingham and meet fellow music enthusiasts.
8. Experience ballet magic
Watching a ballet performance is one of the most unique things to do in Birmingham, AL because every show is a little different. Watching ballet is truly mesmerizing because it’s like seeing a beautiful story told through dance. The way dancers move so gracefully and with such precision, combined with the stunning choreography and music, creates an experience that’s both captivating and emotional. There’s something magical about watching them express deep feelings and stories through their bodies—it’s an art form that draws you in and leaves you feeling like you’ve witnessed something truly special.
Find yourself awestruck by the elegance with a trip to The Alabama Ballet, the state’s premiere professional ballet company. Whether you’re a seasoned ballet enthusiast eager to see The Nutcracker or just looking to enjoy a beautiful dance performance, The Alabama Ballet is the perfect choice.
9. Create art with printmaking
PaperWorkers Local is a nonprofit printmaking studio dedicated to fostering creativity through non-toxic printmaking practices. The studio offers a welcoming community workspace with memberships and monthly workshops led by professional artists. Located in Birmingham’s vibrant Lakeview district, it’s just steps away from popular restaurants and bars. Don’t miss the opportunity to explore and embrace your artistic side, and let your creativity flourish in ways you might never have imagined.
10. Cook up culinary skills
Taking a cooking class at Cooking With Culture is a fantastic way to immerse yourself in the unique culinary traditions of Birmingham. Each class offers hands-on experience with authentic recipes and techniques from around the world, guided by passionate instructors.
It’s not just about learning to make authentic Italian dishes like fresh pasta and tiramisu; it’s a deep dive into the rich history and culture that shape these recipes. The classes provide a unique experience that’s both educational and delicious—perfect for anyone looking to truly connect with the city’s diverse culinary scene.
11. Uncover music history treasures
Make sure to check out the Alabama Jazz Hall of Fame, located at the historic Carver Theatre. Established in 1978, this vibrant nonprofit celebrates the legacy of Alabama’s jazz legends. As you explore its captivating exhibits, you’ll discover stories and artifacts that bring the rich history of jazz to life. The Hall of Fame also hosts a range of exciting events and concerts, offering an immersive experience that celebrates the artistry and heritage of jazz.
12. Swing into golf fun
Birmingham’s golf courses cater to all skill levels, providing a perfect opportunity to enjoy a day on the links amidst stunning Southern landscapes.
“Every new resident of Birmingham should consider creating a bucket list of nearby golf courses. There are numerous courses to choose from within a 75-mile range,” shares JW Farquhar at Golfholes, a golf course directory site. “However, the Robert Trent Jones Trails are the most popular three courses and are probably on the bucket list of most US golfers.”
Unique things to do in Birmingham, AL: Final thoughts
As you meander through the walkable neighborhoods of Birmingham, AL, you’ll discover a city brimming with distinctive experiences, hidden gems, and endless unique things to do. Whether you’re a local rediscovering your hometown or a visitor seeking something off the beaten path, The Magic City promises memorable moments at every turn. So, the next time you’re looking for an adventure, remember that Birmingham’s unique charm is just waiting to be explored.
Are you looking for the best side hustles for moms? Being a mom is a full-time job, but that doesn’t mean you can’t make extra money on the side if you need to. Balancing work and family life can be tough, but finding a side hustle that fits your schedule can make it easier. Whether…
Are you looking for the best side hustles for moms?
Being a mom is a full-time job, but that doesn’t mean you can’t make extra money on the side if you need to. Balancing work and family life can be tough, but finding a side hustle that fits your schedule can make it easier.
Whether you need to make money to pay the bills, if you’re looking to save for a vacation, or if you simply want to save more money, there are many side hustles that may fit what you’re looking for.
I am a mom and I have done many of the side jobs listed below. Some can be part-time, others full-time, so there is probably something on the list below that can work for you.
Best Side Hustles for Moms
Below are the best side hustles for moms.
1. Blogging
Blogging is a great way for moms to make money from home. It is what I personally do so that I can work from home and spend more time with my daughter.
For me, blogging lets me travel whenever I want, work on my own schedule, make good money, write about topics I enjoy, and I really love having a blogging business.
I started Making Sense of Cents in 2011, and since then, I’ve made over $5,000,000 from my blog. When I began, I had no idea it would turn out to be one of the best jobs for stay-at-home moms. Now, I am extremely grateful for this – and it all started as a side hustle!
One way to earn money with a blog (and this is my favorite way) is through affiliate marketing. This means you recommend products and get paid when someone buys through your link. It’s like earning a commission for sharing products you use and enjoy.
Another way to make money is by placing ads on your blog. As your blog gets more visitors, you can earn money from the ads.
Writing sponsored posts is another option. Companies pay you to write about their products or services (it’s a good idea to choose products that you believe in and that fit your blog’s theme).
Blogging takes time and effort, but it can be very rewarding. You get to be creative, connect with others, and make money doing something you love.
You can learn more about how to begin in my free How To Start a Blog Course here.
2. Sell printables
Selling printables on Etsy can be a great side hustle for moms. You can make extra money by creating and selling digital items like planners, calendars, and worksheets.
All you need is a computer and some design software, and you can work on it at your own pace and from the comfort of your home.
You don’t have to spend any money to start selling printables either.
This is a great way to make money from home because you only need to create one digital file for each product, and you can sell it as many times as you want. You don’t have to print or ship anything. Instead, you create the digital file, and the customer downloads it and handles the rest after buying it from you.
You can learn more at How I Make Money Selling Printables On Etsy.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
3. Proofreading
Proofreading is a great way to make some extra money from home. If you have an eye for detail, you can get paid to spot errors in text.
You don’t need a special degree to start proofreading. Many online companies hire beginners and this means you can get started without lots of experience. Plus, you can build up your skills and portfolio as you go.
The pay can vary. Some proofreaders earn $1,000 a month, while others make six-figure incomes. It depends on how much you work and your experience level. You can do this full-time or just as a part-time gig.
I know several proofreaders (who are moms) who started proofreading as a side hustle, and now it’s their full-time job. So, you can spend as little or as much time as you want growing this job.
You can learn more at 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
10
This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
4. Bookkeeping
Bookkeeping is a great side hustle for moms. It’s flexible and can be done from home.
Bookkeepers keep track of financial records for businesses. This includes recording transactions and balancing accounts.
Before you pass this by because you think you’re not qualified, you might be surprised to know that you don’t need to be an accountant or have any experience. Becoming a virtual bookkeeper is something you can learn from home.
You can learn more at How To Find Online Bookkeeping Jobs.
10
This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!
5. Print-on-demand
Print-on-demand is a great side hustle for moms.
You can create your own designs and sell them on items like T-shirts, coffee mugs, and tote bags. Websites like Etsy make it easy to set up your own shop.
There’s no need to buy supplies or handle shipping. The print-on-demand company (like Printify) takes care of that for you. This means you can focus on being creative and taking care of your family.
Many moms find this side hustle to be simple and rewarding. You can work on it during nap times or after the kids go to bed. If you love designing, this can be a perfect fit for you.
You can learn more at How I Make $1,500 Monthly With My Print-On-Demand Business.
10
This freebie will teach you about print-on-demand as well as give you a list of 17 hot-selling products you can sell via print on demand.
6. Run a dog treat bakery
Starting a dog treat bakery can be a fun and profitable side hustle. You can begin this business right from your kitchen so it’s perfect for moms looking to make some extra money.
This side job can be very flexible. You can choose to keep it small and earn $500 to $1,000 a month. Or, if you have more time, you can scale it up and make even more.
You can learn more at How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
Plus, you can sign up for this free training workshop that teaches you the small business plan for starting your own pet bakery.
7. Online survey taker
If you’re a mom looking to make some extra money from home, taking online surveys could be a side hustle.
Companies pay for your opinions on their products or services, which helps them improve and stay competitive. This side hustle is flexible, allowing you to fit it around your busy schedule, whether during nap times or after the kids go to bed.
No, you will not get rich taking surveys (this is not a lucrative side hustle, but it is very flexible!), but you may be able to earn around $50 to $100 per month by answering several surveys each week.
Surveys are almost always done online, and you’ll usually be answering multiple-choice questions or typing in quick answers about your daily life, like where you last shopped. To get started, you can sign up for several survey sites.
Some popular survey sites include:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Prime Opinion
Five Surveys
PrizeRebel
IncomeFindr
User Interviews
While some surveys pay just a few cents, others can pay up to $20 or more, depending on how detailed and complex they are. This makes it a convenient way for moms to earn a little extra income in their spare time.
9
Swagbucks is a site where you can earn points for surveys, shopping online, watching videos, using coupons, and more. You can use your points for gift cards and cash.
10
Once you complete five surveys, you’ve earned $5, which you can cash out using the payout options offered by the site (such as PayPal cash and free Amazon gift cards).
10
Prime Opinion is a survey website that helps people to earn extra money by sharing their opinions at home. It’s a simple survey site to use: you share your thoughts, and they pay you for them.
8. Virtual assistant
A virtual assistant (VA) can do many tasks from home and this is a popular side hustle idea for moms. They may manage emails, set up appointments, create social media posts, handle customer service, and more. Many small businesses need help with these jobs.
Becoming a VA doesn’t require a lot of training. You just need good organizational skills and a reliable internet connection.
A big advantage of being a VA is flexibility. You can set your own hours and work when it’s best for you, so this makes it a perfect side hustle for busy moms.
You can learn more at Best Ways To Find Virtual Assistant Jobs.
9. Social media manager
Being a social media manager is a great side hustle for moms.
Many businesses need help with their social media accounts because they don’t have the time to keep up with posting and replying to messages, or they simply don’t have the expertise.
Tasks might include creating posts, scheduling them, and interacting with followers. Social media managers might also run ads and analyze their performance.
It’s a flexible job you can do from home, making it perfect for busy moms.
10. Affiliate marketing
Affiliate marketing is a great way for moms to make extra money.
With this side hustle, you promote products or services online. When someone buys through your link, you earn a commission.
You can get started by choosing products you like and trust. This makes it easier to talk about them. People will feel your enthusiasm and trust your recommendations.
Many moms start with their own blogs. You can write about things you know and enjoy. Topics like parenting, cooking, or fashion are good choices. You can add affiliate links in your blog posts where they fit naturally.
Social media is another place to use affiliate marketing. Sharing links on Instagram, Facebook, or Pinterest can reach a lot of people.
Affiliate marketing is flexible. You can do it at your own pace and schedule, so this is perfect if you have kids and need to work around their needs.
For me, I love affiliate marketing and I think it’s one of the best ways to make money online. I especially like how I can do work up front and make money years down the line from older blog posts. So, it is kind of like a form of semi-passive income.
If you want to learn more about affiliate marketing, I recommend signing up for Affiliate Marketing Tips For Bloggers – Free eBook.
11. Online tutoring
Online tutoring is a great side hustle for moms. You can teach different subjects from your own home and this flexible job allows you to set your own hours.
If you love math, science, or another subject, there are students looking for help. You don’t need to be a certified teacher, but having a good grasp of the subject is important.
Online tutoring also pays well. Average rates can range from $10 to $30 per hour, depending on the subject and your experience.
12. Pet sitting and dog walking
If you love animals, pet sitting and dog walking could be the perfect side hustle for you.
Pet sitting is when you look after a pet while the owner is away. This could mean feeding, playing with, and sometimes even staying overnight with the pet.
Dog walking is a bit different. You take dogs for walks, making sure they get exercise and fresh air.
Both of these jobs are flexible. You can take on as many or as few clients as you want. This makes it easy to balance with other responsibilities.
My husband’s mother is a dog walker and pet sitter on Rover (the popular dog walking app), and it always seems like she loves this side hustle. She really likes dogs, so it looks like fun to me.
You can learn more at 7 Best Dog Walking Apps To Make Extra Money.
13. Sell handmade crafts
Selling handmade crafts is a fun and creative way to make money as a mom. You can use your skills to create unique items that people love.
There are many types of crafts you can sell. Items like handmade jewelry, painted mason jars, or knit blankets can be very popular. If you’re good at sewing, you can make and sell upcycled clothing or custom pieces.
Selling classes or workshops is another option. If you’re skilled at a particular craft (like knitting), teaching others can be a rewarding side hustle.
You can learn more at 16 Best Things To Sell On Etsy To Make Money.
14. Transcribing
Transcribing is a great side hustle for moms working from home. This is where you transcribe audio files into text for clients.
To start, you only need a computer and good listening skills. Some companies hire beginners, so you don’t need experience.
The pay can vary. Some jobs pay per audio minute, while others pay per audio hour. Usually, though, you can make around $10 to $20 per hour.
Platforms like Rev, Scribie, and CrowdSurfWork are good places to begin.
Transcribing can be done at any time of day, making it flexible for moms. This makes it easy to fit around your family’s schedule.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
10
In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
15. Photography
Photography can be a great side hustle for moms, and I personally know a few photographers who have very successful photography careers and are also mothers!
This is something you can learn, such as by shadowing another photographer or by taking classes in person or online. As you get better, you can sell your services to others. Portrait photography is a popular choice, such as with taking photos of families, kids, or even pets.
Event photography is another option. Birthdays, weddings, and parties usually need a photographer.
You can also sell your photos online. Websites like Shutterstock or Etsy allow you to earn money from your images. This way, you can work from home and on your own time.
You can learn more at 18 Ways To Get Paid To Take Pictures.
16. Clean homes
Cleaning homes can be a good side hustle if you enjoy tidying up. Many people need help keeping their houses clean but don’t have the time to do it themselves.
You can set your own hours, making it easy to fit into your daily schedule. You can start by selling your cleaning services to friends and family. Once you get some experience, you can expand your client base.
You don’t need much to start. Basic cleaning supplies and a positive attitude can go a long way. You can also charge by the hour or by the job, whichever works best for you and your clients.
I know several mothers who clean homes in their free time, and they like how they can find homes to clean that fit into their schedule (so, it can be flexible!).
17. Baby equipment rental
Renting out baby equipment can be a great way for moms to make extra cash. Many mothers likely already have a bunch of different baby items at home, so they can make money with them when they are not being used.
Platforms like BabyQuip help connect you with families who need baby gear when they travel. You can rent out items such as strollers, cribs, car seats, and even toys.
You earn money based on how often your items are rented. The more popular the equipment and the busier the travel season, the more you could earn.
Some top providers make over $10,000 a month by renting out baby gear (at this level, they are definitely buying things with the sole purpose of renting them out, though, and not just renting out things they have just laying around their homes).
18. Book author
As a mom, becoming a book author can be a great side hustle. You get to share your stories or knowledge while working from home.
You can write about anything that interests you. Whether it’s a children’s book, a novel, or a guide on something you know a lot about, there’s a place for your work. You could even write romance novels!
Income from book sales can vary. New authors might see $0 to $500 a month, while experienced authors can make between $1,000 and $10,000 per month.
Writing a book does take time and effort. You might need to write during nap times, after the kids go to bed, or when they are in school.
19. Real estate agent
Becoming a real estate agent can be a great side gig for moms. You get to help people buy, sell, or rent properties. You can set your own hours, which is perfect for balancing work and family time. Plus, the more properties you sell, the more money you can make.
You can start part-time and grow your business as you gain experience. Real estate agents usually earn commissions, so your income can vary. It’s possible to earn a lot if you work hard and build good relationships with your clients.
20. Travel agent
Being a travel agent from home is a great side hustle for moms. You help people plan their trips, find the best deals, and book their vacations.
It’s ideal for moms who love to travel and know how to find great deals. If you have experience planning trips, this can be a rewarding way to earn money.
21. Freelance writing
Freelance writing is a great side hustle for moms, and I think it’s one of the most realistic jobs for stay-at-home moms. It lets you work from home on your own schedule, so if you love to write, this could be a perfect fit.
You can write many things like blog posts, articles, or website content. The pay can start from around $50 per article but can go up to over $1,000. As you gain more experience, you might earn even more.
One big advantage of becoming a freelance writer is the flexibility. You can work when your kids are napping or busy with activities. This makes freelance writing great for busy moms.
You don’t need a lot to start either, which is nice. A computer and internet connection are enough.
I have been a freelance writer for years, and I think it’s a great way to make money as a mom.
You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).
Time Management Tips for Moms
As you may have noticed above, there are a lot of different side hustles for moms.
But, how can you fit them into your already busy schedule?
I get it. Being a mom is hard work, and you may feel scattered already.
Managing time can be tough for moms who have a lot to handle. Here are some simple tips to help you stay organized and use your time wisely.
Creating a schedule
I recommend that you start by creating a weekly schedule. Write down everything you need to do, like work, family time, and personal tasks. You may want to use a planner or a digital app to keep it all organized.
Then, allocate specific times for your side hustle. It could be during your child’s nap time or after they’ve gone to bed. Consistency helps in sticking to your plan.
Don’t forget to schedule some “me time.” Whether it’s reading a book or going for a walk, taking breaks can help you recharge.
Review your schedule at the end of each week. Adjust what didn’t work and keep improving. This way, you’ll find a rhythm that suits you best.
Balancing work and family
Balancing work and family is important. I recommend that you set clear boundaries between work time and family time. Let your family know when you’ll be working on your side hustle so they can respect that time.
You may want to find activities for your children that don’t need constant supervision. This can give you pockets of time to focus on your tasks.
Another way is to prioritize tasks based on importance. Use to-do lists to keep track of what needs to get done. Tasks with tight deadlines should come first. For me, I have a constant to-do list on my phone, and I find that helps me remember everything as well as prioritize everything that I have going on.
To balance work and family, you will want to remember to have family activities. Movie nights or game days can strengthen family bonds and make up for the time you are working. Quality time with family is just as important as work.
Time management is about finding balance and being flexible. What works for one mom might not work for another, so keep adjusting until you find what works best for you.
Frequently Asked Questions
Below are answers to common questions about side hustles for moms.
How can moms make money on the side?
There are many ways for moms to make money on the side, such as starting a blog, selling handmade crafts, selling printables on Etsy, proofreading, bookkeeping, freelance writing, tutoring, dog walking, photography, and more.
What are some flexible ways for moms to earn money at home?
There are many ways for moms to earn money from home. They could start a bookkeeping business, sell online courses, start a blog, transcribe, or even work with print-on-demand services to sell custom-designed items.
Can you list creative side jobs for stay-at-home moms?
Some creative side jobs for moms include blogging, making and selling printables, baking (and selling) dog treats, graphic design, voice-over work, and starting a YouTube channel.
How do working moms find time for side jobs?
Working moms can find time for side jobs by finding small pockets of time during the day, like when the kids are napping or after they go to bed. Using a planner can help organize your time and set achievable goals to keep on track.
What’s the easiest side hustle for moms with no previous experience?
Taking online surveys or becoming a virtual assistant are great options for moms with no prior experience. These jobs are easy to start and require little to no training.
How can a stay-at-home mom make $2,000 a month?
To make $2,000 a month, a mom could sell multiple services like bookkeeping, proofreading, or selling a range of products such as printables and crafts. Combining several side hustles can help you reach this goal. Or, you could focus on a single side job and spend more time on it.
How can a SAHM be financially independent?
A mom can definitely become financially independent. This is possible by diversifying their income streams. They can sell products online, sell freelance services (like writing or bookkeeping), or even invest some time into building a successful blog or YouTube channel.
How To Find Side Hustles for Moms – Summary
I hope you enjoyed this article on the best side hustles for moms.
Finding the right side hustle can make a big difference for moms who want to earn extra money while still focusing on their families.
Many of the side hustles for moms above have a lot of flexibility, the chance to work from home, and the opportunity to do what you love.
Whether you start a blog, sell handmade crafts, or become a virtual assistant, there’s a side hustle that can fit into your busy life.
What do you think are the best side hustles for moms?
Massachusetts may be one of the smaller states in the country, but what it lacks in size it makes up for in character. Whether you’re looking to rent in Boston or searching for an apartment in Worcester, living in Massachusetts offers unique opportunities to explore the state’s storied past and modern innovations. From being the birthplace of the American Revolution to housing some of the nation’s top universities, there are countless fun facts about Massachusetts that showcase why it’s such a special place.
1. The first American public park was established in Boston
Boston Common, created in 1634, is the oldest public park in the United States. Originally a cow pasture, it now serves as a green oasis in the heart of the city. Locals and tourists alike flock here for recreation and relaxation. The park is older than the state itself and a historic gem in downtown Boston.
2. Massachusetts is home to the first subway system in America
In 1897, Boston opened the first subway system in the country. The Tremont Street Subway revolutionized public transportation in the city. The original tunnels are still in use today, connecting modern lines. This innovation made Boston a pioneer in urban transit, paving the way for future subway systems across the nation.
3. The first Thanksgiving was celebrated in Plymouth
In 1621, the Pilgrims and the Wampanoag Native Americans celebrated the first Thanksgiving. This harvest feast lasted three days and marked a historic collaboration. The event is now a national holiday, symbolizing gratitude and unity. Plymouth remains a key site for Thanksgiving history.
4. Harvard University is the oldest institution of higher education in the U.S.
Founded in 1636, Harvard University holds the title of the oldest college in America. Located in Cambridge, it has educated numerous U.S. presidents, scholars, and leaders. Harvard’s campus is steeped in history, with iconic buildings and landmarks. The university continues to lead in academics and research.
5. The Fig Newton cookie was named after a Massachusetts town
The famous Fig Newton cookie was named after the city of Newton, MA. This iconic treat was first produced in 1891 by the Kennedy Biscuit Company. The company later became part of Nabisco, a global snack brand. Fig Newtons remain a beloved cookie, and the name is a sweet nod to its Massachusetts roots.
6. Massachusetts is home to one of America’s most iconic stadiums
Boston, MA is where you’ll find Fenway Park, the home of Major League Baseball’s Boston Red Sox and the oldest baseball stadium in the country. Located in the Fenway-Kenmore neighborhood, the historic venue was built in 1912 and has hosted thousands of baseball games, concerts and other events. Fenway is perhaps best known for the towering 37-foot wall in left field, nicknamed the Green Monster.
7. Cape Cod was the landing site of the Mayflower
In 1620, the Mayflower first landed at Cape Cod at what is now Provincetown. The Pilgrims explored the area before settling in Plymouth. A monument in Provincetown commemorates this historic event. The Cape is known for its beautiful beaches and charming villages. It’s a popular destination for both history buffs and beachgoers.
8. The first American lighthouse was built in Boston Harbor
Boston Light, established in 1716, was the first lighthouse in America. It guided ships safely into Boston Harbor for centuries. The original structure was rebuilt after being destroyed during the Revolutionary War. The lighthouse is still operational and remains a symbol of maritime history.
9. Massachusetts has the highest concentration of colleges in the U.S.
With over 100 colleges and universities, Massachusetts boasts the highest concentration of higher education institutions. The state attracts top students from across the country and around the world. Cambridge, home to academic powerhouses Harvard and MIT, is a global education hub. The strong academic culture drives innovation and research.
10. The Boston Tea Party ignited the American Revolution
In 1773, colonists protested British taxation by dumping tea into Boston Harbor. This act of defiance became known as the Boston Tea Party. It fueled the growing desire for independence from Britain. The event is celebrated annually with reenactments and educational programs.
11. Springfield, Massachusetts, is the birthplace of basketball
In 1891, Dr. James Naismith invented basketball in Springfield, MA. He created the game as a way to keep his students active indoors during winter. The sport quickly grew in popularity and spread worldwide. Today, Springfield houses the Basketball Hall of Fame, which honors the game’s history and its greatest players.
12. Massachusetts is known for its iconic clam chowder
New England clam chowder, a creamy soup made with clams, potatoes, and onions, is a Massachusetts staple. The dish has been served in Boston since the 18th century. It’s a must-try for seafood lovers visiting the state. Many restaurants claim to have the best chowder, sparking some friendly local competition..
13. Massachusetts has left a significant mark on the film industry
Massachusetts is about as far from Hollywood as you can get, but that doesn’t mean it hasn’t impacted the film world. Notable actors like Ben Affleck, Matt Damon, and Mindy Kaling all hail from Cambridge. Additionally, movies like Good Will Hunting and Little Women were filmed in the state.
14. The first American public library was founded in Franklin
In 1790, Franklin, MA, established the first public library in the United States. Benjamin Franklin donated books to the town, which led to the library’s creation. The library operates to this day, offering free access to knowledge. It set a precedent for public libraries across the country.
15. Boston Marathon is the world’s oldest annual marathon
The Boston Marathon began in 1897 and remains the world’s oldest annual marathon. Runners from around the globe compete in this prestigious event. The race takes place on Patriots’ Day and always draws large crowds. The marathon route begins in Hopkinton, passing through several Massachusetts towns before finishing in Boston.