7 of the Worst Car Buying Mistakes You Can Make
A vehicle is a big purchase that often involves a loan, so getting it wrong can be an expensive mistake.
Credit Cards
Chase IHG Rewards Premier Card 175,000 Points Signup Bonus
Chase IHG Rewards Premier Club Card is currently offering a sign up bonus of 175,000 points after $3,000 in spend
How to Create a Realistic Retirement Budget
Retirement can mean a big change in your cash flow. Here’s how to stay on top of your budget.
[Targeted] Apple Card: Add Joint-User & Get $100
Apple card is sending out a targeted email offer of $100 cash bonus with $100 spend when you add an authorized user
Are Appliance Extended Warranties Worth It?
Learn the differences among the types of warranties and what makes them worth the extra cash.
How to cancel a credit card (without killing your credit score)
I have a credit card I’d like to cancel, but I don’t know if I should. I’m afraid it’ll hurt my credit score. Today I’m going to walk you through in real time as I evaluate this decision. Then I’m going to explain how to cancel a credit card, no matter why you want to do so.
I normally don’t pay much attention to my credit score. I know that it ranges between 800 and 820, so I don’t worry about it. With a score like that, I’m considered to have “exceptional credit”, and that’s good enough for me. (Kim’s very proud that she has a higher credit score than I do, by the way.)
That said, for the past several years I’ve been carrying a credit card that I don’t want or need. It’s a Chase British Airways card that I signed up for in 2011. It’s a fine card, but I never use it because I have better ones. My primary credit card right now is the Chase Sapphire Reserve, which I use for 99% of my personal credit transactions.
Basically, I’m paying $75 per year — the British Airways card’s annual fee — for nothing…except to maintain my credit score. I don’t like it. I’d rather cancel the card and take a temporary hit to my credit. But is it bad to cancel a credit card? And if it’s bad, how bad is it?
I’ve decided to document the process! Let’s find out together.
[Targeted] Discover Card: Get 5% Back on Walmart, Up to $1,500 in Purchases
Discover is offering some cardholders an additional 4% cash back (5% cash back totaling) on up to $1,500 purchases until 3/31/23
[Update: 1099] How To Get The $695 Annual Fee Waived On Morgan Stanley American Express Platinum Card (Platinum CashPlus Bank Account)
You can get a $550 credit to offset the annual fee on the American Express Platinum Morgan Stanley card if you have open a Morgan Stanley Platinum CashPlus deposit account and maintain $25,000 average balance and have $5,000 deposited to the account each month.Â
14 Things That Are Free With Medicare
Use these Medicare freebies to save you money and prevent costly health problems.
American Express Business Green Card No Longer Waives First Annual Fee
The American Express Business Green card has a $95 annual fee. The fee used to be waived for the first year, but that’s now changed and the $95 is no longer showing as waived at signup. Referral links are still showing the first year waiver. Let’s hope that lasts. Hat tip to Parts_Unknown-