Bank of America Amtrak Credit Card 50,000 Points + $100 Statement Credit (New Highest Offer)

Update 9/20/21: There’s now a direct link to this offer. Hat tip to reader Yet Another Redditor

Update 8/4/21: As predicted the additional $100 statement credit is available when doing a dummy booking.

The Offer

Direct link to offer Do a dummy booking to see an additional $100 statement credit

  • You can now receive a sign up bonus of 50,000 points after $2,500 in spend within 90 days of account opening on the Bank of America Amtrak Credit card.

Card Details

  • Annual fee of $79 is not waived
  • Complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class
  • Card earns at the following rates:
    • 3 points per $1 spent with Amtrak
    • 2 points per $1 spent on all other qualifying travel purchases
    • 1 point per $1 spent on all other purchases
  • No foreign transaction fees
  • 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption

Our Verdict

Previous best bonus was 40,000 points + $100. Sometimes you can get an additional $100 when doing a dummy booking, the current dummy booking offer is 20,000 points + $100 so I’d recommend waiting a few days/week to see if the dummy booking starts populating a 50,000 + $100 offer or not. Dummy booking with the additional $100 credit now available.

Amtrak points are worth the following:

  • Non-Acela tickets points are worth 2.9¢ each
  • Acela tickets points are worth 2.56¢ cent
  • Monthly passes (2.9¢) must be booked via phone. Others report a rate of 1.7¢.

If you’re unfamiliar with Amtrak, I’d recommend reading our complete guide to AGR here. If you have questions about Bank of America cards then read this post. Added this to our best credit card bonuses. Worth doing if you can take advantage of the Amtrak points.

Hat tip to Help Me Build Credit

Source: doctorofcredit.com

Visa Partners With Skillshare and Sofar Sounds

We reported earlier on the Visa/Shipt partnership. There were two other benefits announced today for Visa cards as well for Skillshare, an online learning community with educational videos, and Sofar Sounds, a music events startup company.

  • Skillshare is an online learning community offering more than 30,000 inspiring classes to 13 million members. Skillshare classes allow members to explore new creative skills and deepen existing passions with courses ranging from illustration, design, photography, video, freelancing, and more.
    • Visa Infinite: Free membership for three months plus 30% off annual renewals
    • Visa Signature: Free membership for three months plus 20% off annual renewals
    • Certain Offer Terms apply, to learn more, visit https://skillshare.com/visa/terms/infinite for Visa Infinite or https://skillshare.com/visa/terms/signature for Visa Signature.
  • Sofar Sounds brings live music to life with unique, intimate concerts available in over 400 cities around the world. Delivered through a global community of artists, music lovers and organizers, Sofar Sounds is a global movement which brings the magic back to live music.
    • Visa Infinite and Visa Signature: Seven-day Visa Exclusive Presale to Sofar-presented events, plus a free ticket with each purchase of one or more tickets to a show during the presale window.
    • All other Visa U.S. Consumer Credit Cards: Seven-day Visa Exclusive Presale to Sofar presented events, plus a free ticket with the purchase of one or more tickets to a show during the presale window (limit two free tickets per year).
    • Certain Offer Terms apply, visit https://www.sofarsounds.com/visaoffer/terms-and-conditions to learn more.

Source: doctorofcredit.com

Chase Southwest Cards: Spend $12+ at DoorDash, Get $10 Statement Credit (9/20-9/24)

The Offer

  • Chase is offering a $10 statement credit to Southwest cardholders who spend $12 or more at DoorDash from September 20th through 24th.

Our Verdict

Reader AW sent this in a few days ago with the above emailed screenshot, and we assumed it was a targeted offer. However, Frequentmiler reports hearing from the Chase PR team that this is a public offer for everyone. Sounds like it should work on all Chase Southwest Rapid Rewards consumer credit cards; unclear if it’ll work on business cards.

Try finding a valid DoorDash promo code to save even more.

Source: doctorofcredit.com

[Targeted] American Express Delta Gold Upgrade Offer 40,000 Miles

The Offer

Targeted offer via e-mail. Subject line unknown

  • American Express is offering some Delta Blue cardholders 40,000 miles when they upgrade to the Delta Gold card and spend $2,000 within the first two months

Card Details

  • Annual fee of $99 waived first year
  • Card earns at the following rates:
    • 2x miles per $1 spent on restaurants (including takeout and delivery), groceries and Delta purchases
    • 1x miles per $1 spent on all other purchases
  • $100 Delta Flight Credit when you spend $10,000 in purchases on your Card in a calendar year
  • First Checked Bag Free
  • 20% Back on In-flight Purchases
  • Receive Main Cabin 1 Priority Boarding on Delta flights

Our Verdict

Previous to a similar upgrade offer, but this time the annual fee is waived first year. You can learn more about AmEx upgrade offers by clicking here.

Source: doctorofcredit.com

[In Branch]Chase Freedom Flex/Freedom Unlimited: $250 Bonus + 5% Back On Groceries (Up To $12k) First Year

The Offer

No direct link to offer. Available in branch only

  • Chase is offering an additional bonus on the Chase Freedom Flex and Chase Freedom Unlimited cards. You can currently get the standard $250 sign up bonus after $500 in spend and in additional the card will earn 5% cashback on all grocery store purchases in the first year up to $12,000 in spend

Card Details

Freedom Flex

  • No annual fee
  • Card earns the following points rates:
    • 5% on rotating Quarterly Categories on up to $1,500 in total purchases (e.g. Q4 2020 will be PayPal and Walmart)
    • 5% on Travel purchased through Chase Ultimate Rewards
    • 3% on Dining 
    • 3% on Drugstore 
    • 5% on Lyft through March 2022
    • 1% unlimited cash back 

Freedom Unlimited

  • No annual fee
  • Card earns 1.5% cash back on all purchases

The Fine Print

Freedom:

  • 5% Back in the grocery store category (excluding Walmart and Target) until the earlier of the end of your first 12 months or first $12,000 spent: You’ll earn 5% Cash Back rewards total for each $1 spent on purchases in the grocery store category (excluding Walmart and Target) made within your first 12 months from account opening, or until you reach $12,000 in grocery store purchases, whichever occurs first (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). The additional 4% Cash Back rewards will appear on your billing statement in a separate line from the base 1% Cash Back rewards.

Freedom Unlimited:

  • 5% Cash Back in the grocery store category (excluding Walmart and Target) until the earlier of the end of your first 12 months or first $12,000 spent: You’ll earn 5% Cash Back rewards total for each $1 spent on purchases in the grocery store category (excluding Walmart and Target) made within your first 12 months from account opening, or until you reach $12,000 in grocery store purchases, whichever occurs first (3.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase). The additional 3.5% Cash Back rewards will appear on your billing statement in a separate line from the base 1.5% Cash Back rewards.

Our Verdict

Same as the $200 offer available online, this is just an extra $50 when applying in branch. Definitely worth doing if you were already considering the $200 offer. Will add this to our list of the best credit card bonuses. For more details on this offer I’d recommend reading the original $200 offer post.

Hat tip to Faust_XX

Source: doctorofcredit.com

Barclays Wyndham Cards: Up To 90,000 Points

When logged in it states ‘Limited-time offer ends 10/14/21’, unsure if it will actually end then. I’d recommend applying before then if interested in this card. Hat tip to Chris B

The Offer

Direct link to offer

  • Barclays is offering increased bonuses on the Wyndham cards of up to 90,000 points. The offers are as follows:
    • Earner Rewards: 45,000 points after you $1,000 in spend within 90 days and an additional 15,000 points after you spend a total of $2,000 within the six months
    • Earner+ Rewards: 60,000 points after you $1,000 in spend within 90 days and an additional 30,000 points after you spend a total of $2,000 within the six months
    • Earner Business: 60,000 points after you $1,000 in spend within 90 days and an additional 30,000 points after you spend a total of $2,000 within the six months

Card Details

  • Earner Rewards
    • Card earns
      • 5x points at Wyndham properties and on qualifying gas purchases
      • 2x points on eligible dining and grocery purchases
      • 1x points on all other purchases
    • No annual fee
    • Automatic Wyndham gold status
    • 10% discount on go free awards
    • Anniversary bonus of 7,500 points after you spend $15,000 on eligible purchases
  • Earner+ Rewards
    • Card earns
      • 6x points at Wyndham properties and on qualifying gas purchases
      • 4x points on eligible dining and grocery purchases
      • 1x points on all other purchases
    • Annual fee of $75, not waived first year
    • Automatic Wyndham platinum status
    • 10% discount on go free awards
    • Anniversary bonus of 7,500 points
  • Earner Business
    • Card earns
      • 8x points at Wyndham properties and on qualifying gas purchases
      • 5x points on marketing, advertising and utilities
      • 1x points on all other purchases
    • Annual fee of $95, not waived first year
    • Automatic Wyndham Diamond status
    • 10% discount on go free awards
    • Anniversary bonus of 15,00 points

Our Verdict

Previously the best bonuses were 45,000 points with the annual fee waived first year. These new offers are significantly better. All Wyndham properties used to cost 15,000 points per night, but there are now three tiers (7,500, 15,000 or 30,000) even at the most expensive properties this will give you three free nights. Always a good idea to do some searches to make sure you’ll actually be able to use the points before signing up, but this is a really good offer in my opinion. We will add these to the list of the best credit card bonuses.

Hat tip to @nick_roosevelt

Source: doctorofcredit.com

Citi Dividend Q4 2021 5% Categories: Restaurants, Best Buy

Citi Dividend has released their Q4 2021 5% categories (direct link). Sign up begins on September 15th:

  • Restaurants
  • Best Buy (in my prior experience from years ago, this worked on Bestbuy.com too)

Citi Dividend works differently than most other 5% cards in that you can max out the full $300 cashback for the entire year whenever you’d like, it doesn’t have to be $75 each quarter. A lot of people may have already maxed out the full year of cashback in the Q2 categories of Supermarkets and Drugstores.

Hat tip to reader Grant

Source: doctorofcredit.com

Chase Marriott Bonvoy Boundless 125,000 Points + Free Night Certificate (Starts 9/23)

Deal doesn’t go live until 9/23/21

The Offer

Direct link to offer

  • Chase is offering a bonus of 125,000 points + free night certificate (good on up to 50,000 points) after $5,000 in spend on the Chase Marriott Bonvoy Boundless card.

Card Details

  • Annual fee of $95, not waived first year
  • Eligibility for this product: The product is not available to either:
    • current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier) or Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), or
    • previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier) or Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), who received a new cardmember bonus within the last 24 months.
  • Eligibility for the new cardmember bonus: The bonus is not available to you if you:
    • are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy™ American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express);
    • are a current or previous cardmember of either Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or
    • applied and were approved for Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) within the last 90 days.
  • Chase 5/24 rule applies to this card
  • Free award night every anniversary valid at a property costing up to 35,000 points
  • Card earns at the following rates:
    • 6x points per $1 spent at Marriott Bonvoy hotels
    • 2x points per $1 spent on all other purchases
  • Elite status:
    • Automatic silver elite status
    • Gold status if you spend $35,000 or more within a card member year
    • 15 elite night credits towards status each year

Our Verdict

Better than the previous deal of 100,000 points. We will obviously repost this bonus when it goes live, mostly posting now because apparently Chase won’t match this offer. This will go onto the best credit card bonus page.

Source: doctorofcredit.com

[Rumor] Chase To Offer Upgrade Bonuses

According to Chase insider EosHuffer Chase will offer a number of credit card upgrade bonuses from September 20th, 2021. Bonuses are as follows:

  • Mileage Plus -> Explorer, 5k miles after first purchase
  • United Select -> Quest, 5k miles after first purchase
  • Chase Sapphire -> Sapphire Preferred, first year AF waived
  • IHG Rewards Club Select -> IHG Premier, 5k pointsfirst purchase
  • Select Chase Ink’s, $100 for 5k spend

None of the bonuses are hugely exciting, but better than nothing.

Source: doctorofcredit.com