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What Is a Realistic Rate of Return for Retirement?

March 29, 2023 by Brett Tams

Everyone loves seeing growth in their portfolio. However, a good year of investing doesn’t necessarily indicate a sound long-term investment strategy. Generating sufficient retirement income means planning ahead of time but being able to adapt to evolving circumstances. As a … Continue reading →

The post What Is a Realistic Rate of Return for Retirement? appeared first on SmartAsset Blog.

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Newport Beach battles a new breed of luxury party houses: fractional ownership

March 29, 2023 by Brett Tams

Newport Beach has joined a host of destination cities in California moving to regulate fractional home ownership, in which multiple people own a small share of a neighborhood home that’s used as a vacation property.

Posted in: Spending Money Wisely Tagged: 2, 2023, ad, Administration, Advertising, airbnb, All, art, at home, Austin, beach, bedroom, before, Benefits, beverly hills, boats, business, Buy, buyer, buyers, Buying, ca, california, cape, Cape Cod, Cities, city, cleaning, clear, commission, company, condos, country, couple, court, data, decades, deck, Development, dream, Encompass, estate, existing, experience, Family, Financial Wize, FinancialWize, Fraction, fractional, fractional ownership, front, good, Google, history, home, Home Ownership, homeowners, homeownership, homes, horror story, hours, house, hunting, Income, industry, interest, irvine, lake, lake tahoe, Leaders, Legal, Lifestyle, Live, LLC, LOS, Luxury, maintenance, making, man, manage, market, markets, marriott, mess, mistake, model, modern, Monterey County, More, Move, Moving, neighborhoods, neighbors, new, or, Original, Other, outdoor, ownership, pacaso, paint, palm springs, pandemic, party, place, Planning, president, price, property, Purchase, quality, quiet, Real Estate, real estate industry, Regulation, rental, Rentals, Research, Residential, rich, right, safety, san francisco, second, second home, second homes, Secondary, secondary home, Sell, selling, shares, short, short-term rentals, single, single-family, springs, stake, stories, story, Style, The Neighborhood, time, timeshare, town, traditional, Travel, trend, trust, tv, vacation, vacation rentals, vacations, Video, walking, war, will

Mortgage rates fall for fourth week in a row – CNN

March 29, 2023 by Brett Tams

Mortgage rates fall for fourth week in a row  CNN

Posted in: Renting Tagged: 2, 2022, 2023, 30-year, 30-year mortgage, affordability, All, Applications, assets, average, Bank, before, betting, bonds, borrowers, borrowing, buyer, buyers, clear, color, Consumers, cost, country, Credit, data, down payment, Economy, expectations, Fall, fed, Federal Reserve, Financial Wize, FinancialWize, first-time buyers, fixed, floor, forecasting, Freddie Mac, George Ratiu, growth, home, Home Price, Homebuyers, homebuying, homes, homes for sale, Housing, Housing market, Housing markets, id, index, Inflation, interest, interest rate, interest rates, investors, job, jobs, Joel Kan, labor market, lenders, loan, low, LOWER, market, markets, MBA, median home price, Mike Fratantoni, money, More, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage market, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, News, or, Other, president, price, Prices, Purchase, rate, Rate Hikes, Rates, ready, realtor, Realtor.com, Research, Sam Khater, short, soaring, Spring, summer, survey, the fed, time, Treasury, Treasury bonds, trends, under, will

Are Closing Costs Tax-Deductible?

March 29, 2023 by Brett Tams

When you’re filing your taxes, there’s a whole lot to consider. From figuring out who counts as a dependent to organizing your income streams, you may find the process a bit overwhelming. And if you’re a new homeowner tackling mortgage … Continue reading →

The post Are Closing Costs Tax-Deductible? appeared first on SmartAsset Blog.

Posted in: Apartment Decorating, Taxes Tagged: 1040 form, 2, 2022, 2023, 429, advisor, All, Amount Of Money, apple, author, Banking, before, Benefits, Blog, Buy, calculator, categories, clear, closing, closing cost, closing costs, commissions, cost, couple, couples, Credit, credit card, data, decisions, Deductible, deductions, double, entry, estate, estate taxes, evergreen_simplefeed_delay, expenses, facebook, Fall, Family, Fees, filing jointly, Finance, finances, Financial Advisor, financial advisors, Financial Goals, Financial Wize, FinancialWize, fire, flood, Flood insurance, Free, get started, goals, good, Google, home, home inspections, home purchase, homebuying, Homeowner, homeownership, house, How To, id, Income, income tax, Income Taxes, index, inspections, Insurance, interest, interview, irs, IRSt, itemized deductions, job, lenders, list, loan, Loan origination, LOWER, Main, Make, married, math, Media, meta, money, Mortgage, mortgage interest, mortgage lender, mortgage payments, mortgage refinancing, Move, Moving, needs, new, new home, new homeowner, non-deductible, offers, or, organizing, Original, Origination, payments, Personal, personal finance, place, points, property, property taxes, Purchase, reach, ready, Real Estate, real estate taxes, reddit, refinancing, Rent, Research, return, right, sales, save, Save Money, simple, single, social, standard deduction, studying, Style, tax, Tax Advantages, tax deductible, tax deductions, tax liability, tax season, taxes, time, tips, title, title fees, tools, Twitter, Underwriting, utilities, versus, washington, wealth, will

Learning from the past: Broker thrives amid market shifts

March 29, 2023 by Brett Tams

Key to the success of the changed focus is a strong database, he said. “That’s another huge thing,” he said. The company’s branding, coupled with a continually updated database have helped navigate through the choppy waters: “And treating people like family has helped,” he added. “We’ve massaged our clients the entire time. “We’ve really worked … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2021, branding, Broker, Buying, Buying a Home, company, Competition, Family, Financial Wize, FinancialWize, good, heat, home, industry, Loans, market, Mortgage, Mortgages, one year, or, Other, Personal, pretty, Purchase, Refinance, Reverse, reverse mortgage, reverse mortgages, Side, time, trends, volume, will

Capital One VentureOne Rewards Credit Card Review – 1.25x Miles

March 29, 2023 by Brett Tams

The Capital One VentureOne Rewards Credit Card is a travel rewards card with no annual fee and a straightforward, easy-to-understand rewards system that earns 1.25 miles per dollar spent on every purchase. There are no minimum requirements for how much you spend or what you buy. You can redeem your accumulated miles for virtually any travel purchase.
Posted in: House Architecture Tagged: 2, 2016, active, airfare, All, Alternatives, Amazon, american express, apple, apr, author, balance, Balance Transfers, Bank, bank of america, Banking, basic, BAT, before, Benefits, big, bonus, book, build, Built, Buy, capital one, Capital One Quicksilver, capital one travel, Capital One Venture, Capital One Ventureone, car, cash back, cash bonus, cash value, categories, chase, chase sapphire, Chase Sapphire Preferred, choice, Citi, color, Competition, Convenience, Credit, credit card, credit card issuer, Credit Card Review, credit cards, credits, customer service, data, dining, Discounts, earning, Emergency, Entertainment, entry, Family, Fees, Financial Wize, FinancialWize, flight, Free, General, gift, Gift Cards, gold, good, good credit, great, hilton, Hospitality, hotels, house, HR, id, Insurance, items, list, LOWER, Luxury, Make, Media, miles, money, More, new, News, offer, offers, or, Other, payments, points, Popular, premium, price, Promotion, Purchase, rate, reach, rental, Rentals, Review, rewards, Rewards Cards, rewards credit cards, right, Saving, saving strategies, savings, seating, second, shares, simple, single, social, space, Spending, Strategies, Style, Technology, time, title, Transaction, Transportation, Travel, Travel Cards, travel rewards credit cards, Twitter, unique, upgrades, value, variable, visa, work

Is It Cheaper to Build or Buy a House?

March 29, 2023 by Brett Tams

Buying a home is a major investment. You want to put your money into a house that’s going to meet the needs of you and your family. However, if that house isn’t available, you may consider building a home. Is … Continue reading →

The post Is It Cheaper to Build or Buy a House? appeared first on SmartAsset Blog.

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The 10 Most Affordable Housing Markets for Single Women

March 28, 2023 by Brett Tams

In these cities, a woman making a typical salary has a better shot at purchasing her piece of the American dream.

Posted in: Moving Guide Tagged: 2, 2021, 2023, affordable, affordable housing, Alabama, American Dream, average, baltimore, before, Best Cities, Buy, buy a home, cents, Cities, city, country, data, dream, expensive, Financial Wize, FinancialWize, First-time Homebuyers, gap, great, home, home listings, home prices, Homebuyers, Homeowner, homeowners, homes, Housing, Housing markets, id, Income, list, list price, Listings, low, making, markets, memphis, men, Michigan, missouri, money, More, Mortgage, MORTGAGE RATE, new, new york, News, pittsburgh, price, Prices, Purchase, rate, Salary, search, single, stable, steel, Tennessee, time, top cities, trend, woman, women, workers, Zillow

Blue Cash Everyday® Card from American Express – Review

March 28, 2023 by Brett Tams

The Blue Cash Everyday® Card from American Express is a no-annual-fee cash-back credit card with a very generous rewards program. Blue Cash Everyday offers 3% cash back (up to $6,000 per calendar year) on U.S. supermarket purchases, 3% cash back on U.S. online retail purchases, 2% cash back at U.S. gas stations and select U.S.
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Current Balance vs. Available Balance

March 28, 2023 by Brett Tams

Whenever you’re budgeting out your money, it’s important to understand how much money you have at any given time, but not all bank balances are equal. Making a mistake between your current and available balance, for example, could cause you … Continue reading →

The post Current Balance vs. Available Balance appeared first on SmartAsset Blog.

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