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Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Month: March 2023

Mortgage Rates Fall to Lowest Level in Six Weeks

March 31, 2023 by Brett Tams

The 30-year mortgage rate is averaging at 6.32% Freddie Mac said in its latest weekly survey on Thursday.
Posted in: Moving Guide Tagged: 15-year, 15-year mortgage, 30-year, 30-year mortgage, 30-year mortgage rate, Applications, average, borrowers, buyers, Consumers, country, data, Economy, Fall, Financial Wize, FinancialWize, fixed, Freddie Mac, homebuying, inventory, lenders, low, Low inventory, market, MarketWatch, Mortgage, Mortgage News, MORTGAGE RATE, Mortgage Rates, News, points, rate, Rates, Sam Khater, social, Spring, story, Style, survey, trading, Treasury

How to Price a Product

March 31, 2023 by Brett Tams

Pricing a product involves looking at costs, knowing your target audience, researching competitors and choosing a pricing strategy that works with your profit goals.

Posted in: Moving Guide, Small Business Tagged: 2, 2022, Advertising, All, assets, average, Benefits, Blog, Budget, build, business, Business Software, Buy, buyers, categories, cleaning, Clothing, company, Competition, Convenience, cost, currency, customer service, data, Deals, decision, Demographics, digital marketing, employee benefits, expectations, expense, expenses, Fall, Features, Fees, Financial Wize, FinancialWize, fixed, flight, floor, Free, freelance, Freelance writer, gas, gas stations, gender, General, goal, goals, Google, grocery, grocery stores, guide, health, How To, impact, Income, income level, industry, Insurance, inventory, items, Law, Learn, Legal, list, LOWER, Luxury, Make, making, market, Marketing, markets, Media, model, More, Motivation, needs, nerdwallet, new, News, offer, office, opportunity, or, organization, Other, party, payroll taxes, Popular, price, Prices, products, profit margin, Purchase, quality, questions, Raise, ready, Rent, Research, Revenue, rise, risk, Risk management, salaries, sales, search, seasonal, Sell, seller, selling, Small Business, social, Social Media, Strategies, survey, surveys, target, taxes, Technology, time, tools, tracking, trends, trust, unique, utilities, value, variable, volume, wages, will, work, worker

The Many Uses for a Pressure Washer

March 31, 2023 by Brett Tams

Find out why you’ll want to add a pressure washer to your tool collection, with best uses and what to skip, too.

Posted in: Moving Guide Tagged: 2016, 2017, 2022, 2023, air, Air Conditioning, All, Amazon, Auto, brick, car, Clean, cleaning, cost, curb appeal, data, deck, decks, driveway, electric, expensive, Financial Wize, FinancialWize, fireplace, floor, flowers, food, fun, furniture, garage, garden, gas, glasses, good, guide, hold, home, hot, house, id, Invest, jobs, low, maintenance, Make, making, man, men, Mistakes, mold, More, Move, Oil, or, Other, outdoor, paint, patio, Pet, plan, plants, porch, pressure, pretty, questions, safe, safety, save, seating, simple, stains, story, time, tools, under, value, vinyl, washing, will, wood, work, worker, workers

This Group Earns More Than White Men

March 31, 2023 by Brett Tams

One group brought in median hourly earnings of $24 last year — $3 more than white men.

Posted in: Business, Mortgage Tips Tagged: 2021, All, Asian, black, business, closing, College, data, earnings, education, experience, facebook, Financial Wize, FinancialWize, gap, gender, good, Google News, Hispanic, Hispanics, hourly, id, Income, income inequality, Jobs & Work, jobs and work, Make, men, money, More, News, or, pay gap, percent, Research, single, time, white, women, workers

How to become a mortgage loan officer in 10 steps

March 31, 2023 by Brett Tams

Yes, being a mortgage loan officer can be hard. You will see deals fall through, which may leave you feeling with a sense of lost time, not to mention loans that slip through your fingers and brokers and real estate agents all feeling the strain on deadlines. However, if you can handle the difficult aspects … [Read more…]

Posted in: Refinance, Savings Account Tagged: agents, All, Appraisals, average, brokers, commission, Credit, data, Deals, decision, earning, estate, Fall, Financial Wize, FinancialWize, good, Guides, homeowners, How To, industry, inspections, job, Living, loan, Loan officer, loan officers, Loans, Make, making, market, Monster.com, Mortgage, mortgage loan, Mortgages, or, Real Estate, Real Estate Agents, risk, salaries, Salary, time, will, work

Unsung hero behind mortgage lending in America | Home and … – Citrus County Chronicle

March 31, 2023 by Brett Tams

Unsung hero behind mortgage lending in America | Home and …  Citrus County Chronicle

Posted in: Savings Account Tagged: 30-year, 30-year mortgage, assets, Bank, color, depression, Financial Wize, FinancialWize, fixed, great, home, home loan, homeownership, id, lending, Lifestyle, loan, meta, More, Mortgage, mortgage lending, mortgage loan, most popular, Popular, rate, title

5 Summer Decor Ideas To Make Your Home Season-Ready – Boldsky

March 31, 2023 by Brett Tams

5 Summer Decor Ideas To Make Your Home Season-Ready  Boldsky

Posted in: Bank Accounts Tagged: 2, 2023, accent, Appreciate, author, Backyard, beach, bold, Books, Budget, chairs, choice, clay, coffee, color, cookware, country, data, Decor, decor tips, design, display, entertaining, Financial Wize, FinancialWize, flooring, friendly, garden, green, home, Home Decor, hygge, id, ideas, kitchen, Life, Lifestyle, lights, Living, Local, Make, new, nursery, Oasis, or, outdoor, patterns, place, plants, points, porch, ready, room, rugs, seating, Side, simple, space, stories, story, Style, summer, summer decor, time, tips, title, unique, upholstery, vacation

Should I Refinance My Home While Interest Rates Are Low?

March 31, 2023 by Brett Tams

If interest rates are low, refinancing your home mortgage loan can seem like an attractive option to get smaller payments or significant savings. If you’re thinking of refinancing your home, it’s important to have a good understanding of the the right timing, the costs and the available types of refinancing options to ensure you make […]

The post Should I Refinance My Home While Interest Rates Are Low? appeared first on The Simple Dollar.

Posted in: Apartment Decorating, Mortgage, Refinance Tagged: 15-year, 2, 2022, 30-year, 30-year mortgage, All, apr, ask, Auto, auto loan, average, balance, before, Benefits, big, Borrow, borrowers, Budget, build, calculator, Cash-Out Refinance, closing, closing costs, Closings, College, Commercial, cons, Conventional Loans, cost, Credit, Credit and Debt, credit card, Credit Card Debt, Credit Report, credit score, data, Debt, down payment, environment, equity, expenses, expensive, FHA, FHA loans, Finance, Financial Goals, Financial Wize, FinancialWize, fixed, Free, funds, future, Giving, goals, good, home, home equity, home loan, home purchase, home renovations, homeowners, house, ice, id, Income, Insurance, insurance premiums, interest, interest rate, interest rates, investment, items, lenders, Life, Live, loan, Loans, Long-term Savings, low, LOWER, Make, making, math, md, modern, money, monthly budget, More, Mortgage, Mortgage Insurance, Mortgage Insurance Premiums, mortgage lender, mortgage loan, mortgage payment, mortgage payments, Mortgage Rates, mortgage refinance, mortgage technology, Move, new, new home, old home, one day, or, Original, Other, paying off credit card debt, payments, percent, plan, Planning, PMI, president, principal, private mortgage insurance, products, project, property, pros, Pros and Cons, Purchase, questions, rate, Rates, reach, Refinance, refinance your mortgage, refinancing, refinancing a mortgage, remodeling, renovations, repayment, return, right, risk, room, save, Save Money, savings, Sell, shopping, simple, smart, stable, tax, Technology, time, timeline, timing, title, tuition, Underwriting, value, versus, will, work

Issuance of Alt-A Mortgages Down Sharply in Third Quarter

March 31, 2023 by Brett Tams

A report released by Standard & Poor’s Ratings Services said the issuance of Alt-A mortgages plummeted in the third quarter, and is projected to fall further in the fourth quarter and early 2008 thanks to ongoing liquidity concerns. The value of Alt-A mortgages issued during the third quarter dropped a whopping 64 percent to $39.3… Read More »Issuance of Alt-A Mortgages Down Sharply in Third Quarter

The post Issuance of Alt-A Mortgages Down Sharply in Third Quarter appeared first on The Truth About Mortgage.

Posted in: Mortgage Tips, Refinance, Renting Tagged: All, banks, bonds, Credit, Credit risk, Delinquencies, Delinquency rate, Fall, Financial Wize, FinancialWize, home, home prices, Investor, investors, lenders, liquidity, Loans, Make, market, More, Mortgage, mortgage lenders, Mortgage Tips, Mortgages, percent, poor, Prices, rate, ratings, Residential, rise, risk, second, Secondary, secondary market, securities, trend, value, will

Foreclosure Filings Up in August, But Pace Slowing

March 31, 2023 by Brett Tams

Foreclosure activity increased 12 percent last month from July and 27 percent from the same period a year ago, but the annual rate of increase has slowed significantly, according to RealtyTrac. Defaults notices, auction sales notices, and bank repossessions were reported on 303,879 properties during the month, the highest total in any month since the… Read More »Foreclosure Filings Up in August, But Pace Slowing

The post Foreclosure Filings Up in August, But Pace Slowing appeared first on The Truth About Mortgage.

Posted in: Mortgage News, Renting Tagged: All, Arizona, Bank, california, CEO, Colorado, company, Crisis, Financial Wize, FinancialWize, Florida, foreclosure, foreclosure activity, Foreclosures, Georgia, Legislation, loan, LOWER, Michigan, More, Mortgage, Mortgage News, Nevada, new, percent, proactive, rate, rise, sales, states, time, title, trend
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