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Month: February 2022

Finding Blue Collar Jobs Online

February 28, 2022 by Brett Tams

Here’s everything you need to know to navigate online job boards like ZipRecruiter and land a great blue collar job that fits you.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Frugal Living Tagged: acquisitions, All, assessment, Auto, Benefits, blue, business, Career, career paths, cars, College, color, construction, craigslist, earnings, Economy, education, Employment, evergreen, experience, Financial Wize, FinancialWize, Freebies, furniture, goals, good, great, Hiring, Hospitality, How To, internet, Investing, job, Job Search, jobs, Learn, Life, Make, Make Money, moderation, money, More, more money, networking, offer, Personal, programs, questions, Reviews, save, Save Money, scam, School, search, SEO, shopping, Social Media, stage, title, trust, virtual, white, will, work, workers, ZipRecruiter

Should you use the Bilt Mastercard? Why it could be a game changer for renters – The Points Guy

February 28, 2022 by Brett Tams

Editor’s note: TPG founder Brian Kelly is a Bilt advisor and investor. The information for the Bilt card has been collected independently by The Points Guy.
Posted in: Apartment Communities Tagged: All, Bank, bilt, Credit, credit card, credit card issuer, Credit Card Offers, credit cards, Financial Wize, FinancialWize, impact, index, mastercard, More, new, News, offers, points, products, Rent, rent payments, renters, search, SEO, single, title

Before You Move: What to Know About Homeowner Associations

February 28, 2022 by Brett Tams

If you’re looking to move sometime in the near future, it’s important to consider if a neighborhood managed by a Homeowners Association is something you’re interested in. While different HOAs have different restrictions, here’s what you need to know if it’s something you are, or aren’t, considering.

The post Before You Move: What to Know About Homeowner Associations appeared first on Homes.com.

Posted in: Market News Tagged: accountant, Air Conditioning, All, Amenities, apartment, bar, Books, Budget, builders, Buying, Census Bureau, Choices, Clean, color, condo, data, deck, estate, existing, expense, experience, finances, Financial Wize, FinancialWize, flowers, front, garage, hoa, HOAs, home, Home Ownership, Homeowner, homeowner association, homeowners, homes, house, Housing, Housing market, How To, lew, lew sichelman, Live, Local, maintenance, Make, making, market, More, Move, new, Out of the House, paint, pool, president, property, property values, Raise, Real Estate, Sell, sichelman, snow, statistics, under, utilities, volunteer, washington, will, work, Yard

5 Common Reasons for Being Denied Homeowners Insurance

February 28, 2022 by Brett Tams

Buying a home is a complicated process, especially for first-time homebuyers. Yet, purchasing a property is one of the landmark moments in many peoples’ lives, and a home is often a family’s most valuable asset. Therefore, it’s incredibly important to make sure that it has the proper insurance coverage. Some homes, however, can be more […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Find An Apartment, Home Buying, Insurance Tagged: agent, All, all-time highs, bedroom, black, business, Buy, buyers, Buying, Buying a Home, construction, driving, Emergency, Employment, estate, evergreen, Fall, Financial Literacy, Financial Wize, FinancialWize, financing, fire, First-time Homebuyers, flood, flood zone, flooding, Freebies, freelancers, good, great, home, home buying, home construction, Home Improvements, Home Insurance, home prices, Homebuyers, homeowners, homeowners insurance, homes, house, house hunting, How To, hunting, improvements, Income, Insurance, insurance coverage, investment, job, landscaping, lenders, Life, lists, Live, Main, maintenance, Make, making, mobile, money, More, Mortgage, mortgage lenders, natural, Natural disasters, offer, older homes, paint, Permits, Personal, Planning, plumbing, policies, porch, property, protect, protection, Purchase, questions, Real Estate, real estate agent, Rent, renters, renting, Residential, risk, running, save, Save Money, schools, students, Technology, tiny homes, under, Unique Homes, unusual home, updates, will, windows, work

Should You Pay Off Your Mortgage? Ask These 5 Questions

February 28, 2022 by Brett Tams

Even if you have the money to pay off your mortgage early, it doesn’t necessarily mean you should.
Posted in: Credit Card Guide Tagged: Amount Of Money, ask, Bank, bills, Budgeting, CD, CDs, cost, couple, Credit, credit card, Credit Card Debt, Debt, deductions, disclosure, Emergency, Emergency Fund, Extra Money, Finance, Financial Wize, FinancialWize, good, guide, house, Income, income tax, interest, interest rate, investment, investments, Live, Make, money, More, Mortgage, mortgage interest, Mortgage Interest Deduction, mortgage payment, Moving, Personal, personal finance, questions, rate, retirement, Retirement Income, returns, save, selling, story, tax, tax deductions, versus, will, woman, work

Should You Save for Your Child’s College Education or Your Retirement?

February 28, 2022 by Brett Tams

Diverting money from your retirement to your kids’ college expenses can lead to financial disaster. Learn how you should save your money.
Posted in: Credit 101 Tagged: 529 college savings plan, 529 plan, affordable, aid, All, apple, ask, balance, Bank, Benefits, Books, brokerage, build, building, Buy, Buying, Children, College, college savings plan, color, contractors, contracts, country, couple, Deals, deposit, discover, down payment, drives, earnings, education, Emergency, equity, estate, expense, expenses, Extra Money, Family, Fees, fidelity, Finance, finances, financial aid, financial independence, Financial Planning, Financial Wize, FinancialWize, fire, gifts, goals, good, great, Grow, health, home, home repairs, house, hsa, Income, Income Taxes, interest, international, Invest, Investing, investment, investments, IRA, IRAs, irs, job, jobs, kids, Learn, lenders, Life, Lifestyle, Live, living expenses, Loans, low, Make, market, money, More, more money, Mortgage, Move, needs, neighbors, offer, offers, organize, Personal, personal finance, personal finances, planner, Planning, property, questions, ranch, rate, Real Estate, renovate, Rent, rental, retirees, retirement, retirement funds, retirement plan, retirement savings, risk, Roth IRA, Roth IRAs, Salary, save, Saving, Saving for Retirement, savings, Savings Account, savings plan, security, Sell, selling, Senior Living, single, social security, spouse, student, Student Loans, students, Style, summer, target, tax, Tax Advantages, taxes, teaching, Travel, tuition, versus, wealth, will, work, workers, working, young

Grow With These Green ETFs and Mutual Funds

February 28, 2022 by Brett Tams

Thematic green ETFs and mutual funds allow you to zero in on a specific area of the fight against climate change, from electric-vehicle batteries to solar power.

These funds deliver the benefit of diversification and can hold shares in burgeoning companies that you might feel uncomfortable buying on your own because they have no profits and short histories as publicly traded stocks.

  • SEE MORE Kiplinger ESG 20: Our Favorite Picks for ESG Investors

What’s more, a lot of leading sustainable companies are based overseas – so you may not be able to buy shares in them, but these funds can. 

KraneShares Electric Vehicle and Future Mobility ETF

Take KraneShares Electric Vehicle and Future Mobility ETF (KARS). The green exchange-traded fund tracks a global index that includes companies throughout the EV ecosystem – from auto and battery makers to autonomous driving technology (sensors), charging stations and raw materials.

KARS owns shares in several EV battery makers, including Contemporary Ameperex Technology Co., better known as CATL, the world’s largest lithium battery maker; its shares trade only in China. Other holdings are new issues. Shares in EV maker Lucid (LCID), for instance, went public last July. The fund has had high volatility over the past three years, but its three-year annualized return of 33.9% tops all industrial-sector funds. 

Global X Lithium & Battery Tech ETF

Battery manufacturing must increase dramatically (some estimates say by 80-fold) if electric vehicle sales are to progress as expected. Global X Lithium & Battery Tech ETF (LIT) tracks an index of lithium mining and 
refining companies and battery makers around the world.

  • SEE MORE 5 ‘Blue Economy’ Stocks and Funds

U.S. lithium firm Albemarle (ALB), as well as Tesla (TSLA) and TDK (TTDKY), a Japanese electronics company, are top holdings. Expect high volatility. However, the fund boasts an impressive three-year annualized return of 40.2%. 

Invesco WilderHill Clean Energy ETF

Invesco WilderHill Clean Energy ETF (PBW) is a member of the Kiplinger ETF 20, the list of our favorite exchange-traded funds. It covers a range of renewable-energy sources – wind, solar, hydro, geothermal and biofuel – and clean-energy tech.

The fund has been clobbered recently; its one-year return is a whopping 57.5% loss. But 
its three-year annualized return, 30.4%, still stands in good stead. 

TrueShares ESG Active Opportunities ETF

For a broad portfolio, consider TrueShares ESG Active Opportunities ETF (ECOZ), an actively managed green ETF that invests in companies with low carbon footprints.

  • SEE MORE 5 Great Green Stocks Making a Direct Impact

The managers favor a specific measure: greenhouse gas intensity. How many tons of GHG are emitted per $1 million of revenue? The GHG intensity of the fund’s holdings is 85% lower than that of the stocks in the S&P 500 on average, says TrueShares chief investment officer Jordan Waldrep.

ECOZ has returned 24.2% annualized since its inception in early 2020, which trails the 26.3% gain in the S&P 500. 

iClima Global Decarbonization Transition Leaders ETF

iClima Global Decarbonization Transition Leaders ETF (CLMA) tracks a proprietary index of innovative companies that deliver products or services making an eco-friendly impact. The green ETF’s holdings include offshore wind energy company Orsted (DNNGY); the all-electric East Japan Railway; and Oatly (OTLY), a plant-based foods company.

Says iClima’s Gabriela Herculano: “A lot of funds, think let’s invest in companies doing less harm. We want to focus on innovation. We’re looking forward, looking to the solution.” The fund opened in July 2021. 

Fidelity Climate Action

Fidelity Climate Action (FCAEX) is also intriguing. Asher Anolic runs this new, actively managed green mutual fund, which launched in June. It invests in global companies that work to address climate change (or its impacts) through corporate strategies or by providing technology, services or products.

Microsoft (MSFT), Alphabet (GOOGL) and Nvidia (NVDA) are among FCAEX’s top holdings. 

  • SEE MORE 2022’s Best Mutual Funds in 401(k) Retirement Plans
Posted in: First Time Home Buyers Tagged: 2021, 4%, All, Auto, blue, Buy, Buying, Clean, diversification, driving, eco-friendly, Economy, electric, ESG, ETFs, Financial Wize, FinancialWize, gas, good, great, green, Grow, impact, index, Invest, investment, japanese, list, low, making, manufacturing, More, mutual funds, new, portfolio, products, retirement, Revenue, sales, stocks, sustainable, Technology, work

What Is Buy to Cover & How Does It Work?

February 28, 2022 by Brett Tams

What Is Buy to Cover & How Does It Work?

Buy to cover refers to when investors purchase shares in a stock that they had previously shorted. This is a form of margin trading that involves higher risk than more traditional buying and selling. In this article, we’ll take a look at the buy to cover order, how it fits into short selling and margin […]

The post What Is Buy to Cover & How Does It Work? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: advice, All, assets, borrowing, Broker, brokerage, build, business, Buy, Buying, buying and selling, closing, Credit, crypto, cryptocurrency, Extra Money, Finance, Financial advice, Financial Wize, FinancialWize, goals, great, Growing Wealth, Invest, InvestGen, Investing, InvestLL, investment, investors, InvestUn, InvestZ, lending, LLC, loan, low, Main, Make, margin trading, market, money, MoneyLL, More, needs, offer, Planning, portfolio, products, Purchase, ready, risk, securities, Sell, selling, sofi, stocks, trading, Transaction, wealth, will, work

Best Cash Back Bonus Cards of 2022

February 28, 2022 by Brett Tams
Take advantage of these incredible credit card offers before they’re gone in these uncertain times. $200 bonus offers. Up to 3% cash back. No annual fee. 0% interest for 15 months. Start racking up huge cash back rewards today.
Posted in: Credit 101 Tagged: bonus, cash back, Cash Back Rewards, Credit, credit card, Credit Card Offers, Financial Wize, FinancialWize, interest, offers, rewards, title

Debt Snowball vs. Avalanche vs. Snowflake – What’s the Difference?

February 28, 2022 by Brett Tams

Learn about three different ways of paying off debt: debt avalanching, debt snowballing, and debt snowflaking.
Posted in: Credit 101 Tagged: 4%, All, apple, Backyard, balance, Bank, bank account, Benefits, big, bills, Blog, bonuses, Books, Budget, build, building, Buy, car, car loan, color, cons, cost, couple, Credit, credit card, credit cards, Debt, debt free, debt payment, debt payoff, Debt Repayment, debt snowball, Debts, discover, expenses, experience, Extra Money, Finance, finances, Financial Wize, FinancialWize, freelance, General, Get Out of Debt, good, green, groceries, grocery, Grow, How To, impact, Income, interest, interest rate, interest rates, investments, lenders, Live, loan, Loans, low, Make, making, mastercard, money, monthly budget, More, more money, mountains, new, Paying Down Debt, Paying Off Debt, Personal, personal finance, pros, Pros and Cons, rate, Rates, Refinance, sales, save, Save Money, savings, second, shopping, single, snow, Spending, student, Style, target, under, visa, Vs., will, woman, work, working, Yard
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