10 Free Activities For Couples Paying off Debt

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When my fiance told me he wanted to pay off his student loan debt as fast as possible, my short answer was “NO.”

The little voice inside my head kept reminding me of all the things I’d miss out on if I couldn’t spend money.

It’s not that I didn’t want to pay off my student loans. In grad school, my plan was to have them paid off before I turned 30. But somewhere along the way the compounding interest and dinners out with friends paralyzed me into thinking it simply couldn’t be done.

So when I [finally] got on board with this crazy idea that we’d pay for our wedding in cash and pay off both our loans (and a car loan I’d picked up along the way) I was terrified I’d be a friendless hermit by the end of it.

How to Pay Off Debt Without Becoming a Hermit

But it didn’t take long to see that there’s a lot more to living than tacos, coffee, and vacations. I didn’t stop spending altogether (at least all the time) I became more selective with my spending.

And being selective with my spending means I no longer waste my time on things I only kind of like and I value the things I really do enjoy so much more.

So in order to do more of the things I love that do cost money, we trade in activities like movies, theme parks, and weekend getaways for free activities. Here are some of my personal favorites that you might like too.

  1. The Library

The library is a treasure trove of fun. It’s grown from novels and encyclopedias to include eBooks, DIY books, CDs, movies, and so much more than I could’ve imagined as a kid.

I’ve discovered amazing recipes, learned macramé, and my husband, who doesn’t love reading, has even gotten in on it recently. And it’s free. You don’t even have to search high and low for what you want.

Search the library database from the comfort from your home and request a hold on any item, they’ll deliver it to the library of your choice and alert you when it’s there. Easy peasy!

It’s also an alternative to coffee shops for getting work done. There are quiet spaces and even room rentals available.

  1. Social Running Groups

We love the running group we’re a part of. You can find them at most running stores or groups and events on Facebook. For us, there’s at least one on any given side of town and usually every night of the week.

Most do a 5K(ish) run that starts and ends at a store or bar. Trust me when I say all levels of runners/ walkers/ joggers participate. And since the pack disperses pretty early on it’s easy to cut your run short and not be noticed (not like I ever do that ;))

Trav and I don’t always run together, but sometimes we do, other times I’ll run with a friend or by myself. Everyone meets back up at the end and hangs out. Some groups have raffles or free beer at the end.

  1. Yelp Events

You know about Yelp right? It’s a website/ app that you can find new places to eat, drink, and play. Each city has a Community Ambassador that hosts Yelp events, they are awesome and make for a great free night out.

We’ve been to many and have been thoroughly impressed. The ones we’ve been to have included free food from local restaurants, free (alcoholic) drinks, and lots of free Yelp swag. One even gave us an hour of unlimited gameplay at an arcade, so fun!

You have to be diligent in checking for these official Yelp events, they always fill up. When you find one RSVP on the event page then wait for a confirmation email. There are no +1’s so everyone has to RSVP and get confirmation individually to attend together.

  1. Pantry (Dinner) Party

The dinner party is an oldie but a goodie. You may have to buy some groceries for this one or you can use it as an excuse to clear out the pantry and fridge.

A side dish that goes with nothing? Vegetable about to go bad? Anything [almost] freezer burned?

Get some friends together and it’s sure to be a food match made in conglomerate heaven. And you get the bonus of spending time with good friends or building relationships with new ones!

  1. Bike Ride

Self-explanatory. We love a good bike ride. We live right off a trail and it’s another great exercise activity to do with your significant other, friends, or just by yourself.

And if you want to meet new people, many cities have biking clubs on most days of the week and ranging in speed/experience.

  1. Home Improvement Class

If you own a home or are thinking about purchasing one, this is a great one. Home Depot offers free workshops on everything from installing light fixtures and tile to water conservation hacks and a DIY dog feeder.

Even if you don’t own a home these are great tricks to have up your sleeve for when that time comes.

And it’s empowering to know that if something breaks I can fix it or if he’s at work I can install it. There’s something to be said for the confidence (and frustration) completing a home improvement project can bring.

  1. Events in the Park

We live in a city that loves to be outside and that means tons of free events, orchestra nights, movies on a big screen, fireworks, and parades to name a few. We love bringing a blanket, some chairs, and a picnic for the evening.

The trick is getting there early to find free parking and bringing your own food to avoid the temptation of all the vendors.

This is also a great activity to do in groups because a lot of these things only happen once or twice a year and everyone attends, so why not go together!? Find your city’s event calendar or downtown blog to find out what’s available.

  1. Volunteer

We volunteer at our church and at a foster group home in our area. Volunteering is an amazing way to see your partner interact with others, to grow in boldness (hi introverts) and get to do something for free that helps others and makes you feel good.

I love Habitat For Humanity (make use out of those home improvement classes!) and Big Brothers, Big Sisters (there’s a Big Couple option that’s really fun.) There are options for all time commitments.

And it’s not limited to humanitarian groups. You can volunteer at events like music and food festivals for a couple hours then enjoy those events for free!

  1. Find Water

As a couple who lives 15 minutes from the beach, it’s a wonderful place to relax and feel like you’re somewhere else for a few hours. Trav can play Frisbee with his friends while I nap under the umbrella (I’m dreaming of it right now!)

You may not be close to a beach but you’re probably near some body of water (even if it’s frozen over right now.)

Bring your own drinks and food for the day and it’s a free vacation! You may have to do some extra searching beforehand to find free parking but it’s totally worth it. Don’t forget to reapply sunscreen! Even in winter!

  1. Pokemon Go

And last but not least, the phenomenon that really inspired this post several years ago, Pokemon Go. Can you believe people are stil playing this game!?

Seriously though, it’s amazing to me how addictive this game is and the fact that it’s totally free. Trav and I have been in a head to head battle to see who can catch the best Pokemon, who can level up faster, and walking/running like crazy to hatch those eggs!

Bonus: your group run can double as a Pokemon adventure. I’ve hatched many an egg that way.

And I think a little competition in any relationship is a good thing, just know when to comfort your brokenhearted husband when you catch the Pikachu first. Love it or hate it this is a fun game to play together.

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10 free activities for couples paying off debt

” data-medium-file=”https://i0.wp.com/www.modernfrugality.com/wp-content/uploads/2016/08/10freeactivities.png?fit=200%2C300&ssl=1″ data-large-file=”https://i0.wp.com/www.modernfrugality.com/wp-content/uploads/2016/08/10freeactivities.png?fit=400%2C600&ssl=1″ loading=”lazy” data-pin-description=”Are you tired of feeling like you have to stay at home 24/7 while paying off debt? Here are 10 free activities to do with your partner while paying off debt. #debtpayofftips #debtpayoff #howtogetoutofdebt #freecouplesactivities #freedatenightideas #frugaldatenight” data-pin-title=”Free Activities to Live a Little While Paying Off Debt” class=”aligncenter size-large wp-image-2601 jetpack-lazy-image” src=”http://www.hanovermortgages.com/wp-content/uploads/2021/03/10-free-activities-for-couples-paying-off-debt.png” alt=”These 10 free activities for couples paying off debt are great! #payoffdebt #frugalfun” width=”400″ height=”600″ data-recalc-dims=”1″ data-lazy-srcset=”http://www.hanovermortgages.com/wp-content/uploads/2021/03/10-free-activities-for-couples-paying-off-debt.png 400w, https://i0.wp.com/www.modernfrugality.com/wp-content/uploads/2016/08/10freeactivities.png?resize=200%2C300&ssl=1 200w, https://i0.wp.com/www.modernfrugality.com/wp-content/uploads/2016/08/10freeactivities.png?w=735&ssl=1 735w” data-lazy-sizes=”(max-width: 400px) 100vw, 400px” srcset=”data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7″>

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10 free activities for couples paying off debt

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Are you tired of feeling like you have to stay at home 24/7 while paying off debt? Here are 10 free activities to do with your partner while paying off debt. #debtpayofftips #debtpayoff #howtogetoutofdebt #freecouplesactivities #freedatenightideas #frugaldatenight

” data-medium-file=”https://i1.wp.com/www.modernfrugality.com/wp-content/uploads/2019/02/MF-10-Free-Activities-for-Couples-Paying-off-Debt-to-Avoid-Boredom.jpg?fit=156%2C300&ssl=1″ data-large-file=”https://i1.wp.com/www.modernfrugality.com/wp-content/uploads/2019/02/MF-10-Free-Activities-for-Couples-Paying-off-Debt-to-Avoid-Boredom.jpg?fit=311%2C600&ssl=1″ loading=”lazy” width=”311″ height=”600″ data-pin-title=”Free Activities to Live a Little While Paying Off Debt” data-pin-description=”Are you tired of feeling like you have to stay at home 24/7 while paying off debt? Here are 10 free activities to do with your partner while paying off debt. #debtpayofftips #debtpayoff #howtogetoutofdebt #freecouplesactivities #freedatenightideas #frugaldatenight” src=”http://www.hanovermortgages.com/wp-content/uploads/2021/03/10-free-activities-for-couples-paying-off-debt.jpg” alt class=”wp-image-4453″ srcset=”http://www.hanovermortgages.com/wp-content/uploads/2021/03/10-free-activities-for-couples-paying-off-debt.jpg 311w, https://i1.wp.com/www.modernfrugality.com/wp-content/uploads/2019/02/MF-10-Free-Activities-for-Couples-Paying-off-Debt-to-Avoid-Boredom.jpg?resize=156%2C300&ssl=1 156w, https://i1.wp.com/www.modernfrugality.com/wp-content/uploads/2019/02/MF-10-Free-Activities-for-Couples-Paying-off-Debt-to-Avoid-Boredom.jpg?w=700&ssl=1 700w” sizes=”(max-width: 311px) 100vw, 311px” data-recalc-dims=”1″>

Jen Smith is a personal finance expert, founder of Modern Frugality and co-host of the Frugal Friends Podcast. Her work has been featured in the Wall Street Journal, Lifehacker, Money Magazine, U.S. News and World Report, Business Insider, and more. She’s passionate about helping people gain control of their spending.

Source: modernfrugality.com